Michael Baltazar

As a seasoned professional with over 20 years of real estate & mortgage lending experience, I offer a unique advantage to my clients in the real estate market. Unlike many agents who merely refer clients to loan officers, I provide comprehensive guidance and expert advice throughout the entire home-buying journey. By leveraging my in-depth understanding of mortgage programs and structuring transactions strategically, I uncover opportunities that others may overlook, ultimately increasing buying power and securing the best possible terms for my clients. Moreover, I prioritize clear and consistent communication, setting realistic expectations and ensuring a smooth, stress-free experience from start to finish. With me, clients can trust they're making informed decisions and achieving their homeownership goals with confidence.