Monika Kraml

If you are looking to buy or if you would like to sell a Home , it is a very personal business and therefore you need someone you can trust and is there for you. To serve your real estate needs is a privilege I take very seriously.
Born and raised in Bavaria Germany, I worked in Insurance Sales prior to my 20 year career as a successful International Banker in Munich, Germany. I worked with private and commercial investors at many prestigious German Banks and I am knowledgeable in all forms of finance including working extensively in the mortgage markets.
I've lived in America for three years but visited here for more than 20. I love the warmth and bounty of the Southwest. In my private life I love Animals, Native American history, the pool and sharing time with friends and family.