Steve is a founding partner of Capital Investment Advisors (CIA). Prior to forming Capital Investment Advisors, LLC, Mr. Bannister was the Chief Investment and Finance Officer for a regional real estate developer and responsible for the investment and finance activities of a diverse portfolio of residential, commercial, multi-family, and retail properties with a combined value in excess of $500M. Mr. Bannister has extensive expertise in land development, construction, and entitlement activities for all real estate disciplines. Additionally, he has been actively involved in the entitlement and development activities of in excess of 5,000 building lots. This expertise in land use affords the company a vast knowledge of value add opportunities for income assets which are underutilized. He is very experienced with bank note acquisitions, restructurings, and all phases of acquisition of investment assets and benefits from relationships with many institutional and national lenders and real estate investors. Mr. Bannister is also a Certified Public Accountant with undergraduate degrees in Accounting and Mathematics. He is a member of the American Institute of Certified Public Accountants, the National Association of Home Builders, and holds a Virginia real estate broker's license.