Todd Howard is a full-time Realtor® with Charles Rutenberg Realty serving Pinellas County since 2018. Having lived in the area since 1979, Todd combines decades of local knowledge with a background in financial planning, risk management, renovation projects, and real estate sales to help clients make confident real estate decisions.
Todd works throughout St. Petersburg, Clearwater, Dunedin, Palm Harbor, Safety Harbor, Seminole, Largo, Tarpon Springs, and the Gulf Beaches. He specializes in helping buyers, sellers, and relocation clients navigate flood zones, waterfront properties, condo purchases, insurance considerations, neighborhood selection, and the factors that impact property values throughout Tampa Bay.
Before real estate, Todd worked in financial services and asset management, helping families make important financial decisions. He has also partnered with investors on more than 50 renovation projects throughout Pinellas County, giving him practical insight into construction, property condition, repair costs, and value creation.
For out-of-state buyers, Todd provides detailed neighborhood guidance, video walkthroughs, and local insight to help clients purchase confidently from anywhere in the country.
For sellers, Todd focuses on pricing strategy, digital marketing, professional video, and proactive preparation. His signature seller program includes a bank-certified appraisal and licensed 4-Point inspection before listing, helping reduce surprises during negotiations while increasing buyer confidence.
Todd's goal is simple: provide honest advice, strong communication, and local expertise that help clients make smarter real estate decisions from the first conversation through closing.
Todd Howard, Realtor®
Charles Rutenberg Realty
GRI | RENE | SRS | PSA | ABR
Serving Pinellas County Since 2018
(727) 304-3398
Full Service Realtor
Licensed Realtor since 2018
Member of Pinellas Realtor Organization
Member of Florida Association of Realtors
Member of National Association of Realtors
Home Types:
Condo, House, MultiFamily, Manufactured, Townhouse
Years of Experience:
8
