1,177

Rhode Island Homes for Sale with AC

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  • /50

    $22,500,000

    • 10 Beds
    • 10 Baths
    • 13,819 Sq Ft

    441 W Main Rd, Little Compton, RI 02837

    Bayberry Farm: an unparalleled 108-acre waterfront estate. Private, mile-long laneway meanders through pristine woodlands, past a picturesque lily pond, through fields of open pasture, as the residence rises provocatively on the horizon. Substantial and brilliantly designed, this dramatic illustration of New England Vernacular architecture is set on high presiding over the Sakonnet Passage and

    William Milbury Milbury and Company

    441 W Main Rd, Little Compton, RI 02837
  • /21

    $419,900

    • 2 Beds
    • 2 Baths
    • 1,250 Sq Ft

    36 Old Louisquisset Pike Unit 307, North Smithfield, RI 02896

    Welcome home, where modern design meets low-maintenance living. With 9-foot ceilings, hardwoods, and tile throughout, this home offers the carefree lifestyle you've been dreaming of. The spacious primary suite features a large walk-in closet and a beautiful ensuite bath with a walk-in shower and double-sink vanity. Your guest bedroom is roomy enough for a queen+ bed and offers generous closet

    Amy D'Abrosca CrossRoads Real Estate Group

    36 Old Louisquisset Pike Unit 307, North Smithfield, RI 02896
  • /33

    $379,900

    Open Sat 11AM - 1PM $10K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,570 Sq Ft

    145 Sunbury St, Providence, RI 02908

    Welcome to 145 Sunbury Street a clean, move-in ready Providence home offering the perfect blend of updates, comfort, and flexible living space. Whether you're a first-time buyer looking for a turnkey home or an investor searching for a strong rental opportunity near Providence College and Rhode Island College, this property checks all the boxes. Inside, you'll find a bright, open layout with an

    Slocum Home Team eXp Realty

    145 Sunbury St, Providence, RI 02908
  • /26

    $1,200,000

    • 5 Beds
    • 5 Baths
    • 5,926 Sq Ft

    270 Brayton Rd, Tiverton, RI 02878

    Welcome to 270 Brayton Rd. This stunning 5 bed, 5 bath home sits on 1.15 acres with over 6000 SF of elegant living space designed for comfort and entertaining. Step inside to the great room with soaring cathedral ceilings and floor to ceiling windows. The kitchen is a chef's dream, whether you're hosting a dinner party or enjoying a quiet night in. The first level features a guest suite complete

    Catherine Korona LPT Realty

    270 Brayton Rd, Tiverton, RI 02878
  • /14

    $547,000

    $32K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,352 Sq Ft

    57 Middle Hwy, Barrington, RI 02806

    Your perfect start in Barrington's Primrose Neighborhood! This single-level ranch offers comfort and convenience! Featuring 3 bedrooms and 1.5 bathrooms, this home offers an easy, open layout designed for comfort and functionality. Perfectly situated in one of Barrington's most desirable neighborhoods, this home is just a short walk to Barrington top rated schools - Primrose Elementary School,

    Yue Ling Chung Bayside Real Estate Group

    57 Middle Hwy, Barrington, RI 02806
  • /39

    $1,199,900

    • 3 Beds
    • 2 Baths
    • 2,828 Sq Ft

    55 W Main Rd, Little Compton, RI 02837

    Experience coastal New England living at its finest at 55 West Main Road your dream waterfront retreat in Little Compton's highly sought-after Compton Cliffs neighborhood. Set above Almy Creek with sweeping panoramic views of the Sakonnet River, this beautifully updated ranch offers the perfect blend of comfort, style, and modern coastal charm. The sun-filled open-concept floor plan features

    The RR&A Team Coldwell Banker Realty

    55 W Main Rd, Little Compton, RI 02837
  • /42

    $4,250,000

    • 4 Beds
    • 2.5 Baths
    • 3,086 Sq Ft

    160 Sand Hill Cove Rd, Narragansett, RI 02882

    Spectacular beach front location in middle of Sand Hill Cove beach. Protected by Breakwater built in 1900 by Army Corps. Well constructed and well maintained contemporary home with panoramic ocean views of Block Island sound. Active waterfront keeps your attention. Sprawling ground level with potential for master suite. Open floor plan. Move in condition with updates could be spectacular. Lot

    James Durkin Durkin Cottage Realty

    160 Sand Hill Cove Rd, Narragansett, RI 02882
  • /45

    $630,000

    $49K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,845 Sq Ft

    51 Cove Ave, Barrington, RI 02806

    Welcome to easy coastal living in the heart of Hampden Meadows. Tucked away on a quiet dead-end street, this beautifully maintained split-level home offers a refined blend of comfort, space, and serenity. Enjoy peaceful drives home with scenic westerly water views that set the tone for relaxed living. Inside, the sun-filled upper level features a bright, open layout with vaulted ceilings and

    Alexander Jenkins Keller Williams Realty

    51 Cove Ave, Barrington, RI 02806
  • /15

    $1,899,500

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,530 Sq Ft

    03 Carrs Ln, North Kingstown, RI 02852

    The Weston is a 2,530 sq. ft. custom single-level home by Meridian Custom Homes offering 4 bedrooms, 2.5 baths, and a 2-car garage. The exterior features solid clapboard siding and a welcoming front porch with columns. The spacious, open floor plan allows for abundant natural light with soaring 10' ceilings and transom windows. The great room features a cathedral ceiling, gas fireplace, and

    Matthew St. Ours RE/MAX Professionals

    03 Carrs Ln, North Kingstown, RI 02852
  • /47

    $690,000

    • 4 Beds
    • 4.5 Baths
    • 4,388 Sq Ft

    446 Budlong Rd, Cranston, RI 02920

    Woodridge section of Cranston, 4 bedroom colonial with over 3000 square feet, 4 bathrooms , Living room, office, fireplace. 2 car garage, with an In Law . Corner lot. Central Air . A stone's throw away from Garden City Center, offering a variety of shops, dining options, and entertainment. Plenty of room for a growing family.

    Christopher Sutherland Weichert REALTORS-Atlantic Prp

    446 Budlong Rd, Cranston, RI 02920
  • /49

    $17,900,000

    • 7 Beds
    • 5 Baths
    • 5,357 Sq Ft

    6 Price's Cove Ave, Newport, RI 02840

    "STONE HOUSE" located just off of Newport's historic Ocean Drive on the Prices Neck Peninsula the property spans from the Atlantic Ocean to Prices Neck Cove. Built in 1898 by famed photographer Ernest Walter Histed, the residence with its crenellated stone architecture has commanding views across beautifully manicured lawns, mature trees and gardens to the ocean and the cove. The interior is

    Michelle Kirby Gustave White Sotheby's Realty

    6 Price's Cove Ave, Newport, RI 02840
  • /24

    $640,000

    • 3 Beds
    • 2.5 Baths
    • 2,754 Sq Ft

    378 Gauthier Dr, Woonsocket, RI 02895

    Your New Chapter Starts Here: Some houses are just houses. This one's where memories get made. Brand new and waiting for you. This 2-story single family 3- bedroom 2.5 bath home, has never been lived in which means your family traditions start on day one. Enjoy your morning in your new bright kitchen, and entertaining would be easy with all the space, and quiet nights on the porch, patio, or

    Sara Ferreras Real Broker, LLC

    378 Gauthier Dr, Woonsocket, RI 02895
  • /41

    $1,449,800

    $20K PRICE DROP
    • 6 Beds
    • 2 Baths
    • 4,893 Sq Ft

    33-35 Holden St, Coventry, RI 02816

    PACKAGE DEAL:Stunning single family home at 37 Holden Street & beautifully renovated side-by-side duplex at 33-35 Holden Street. These properties offer a great investment or family compound potential.The duplex features updated kitchens and baths,fresh interior painting,central A/C, in-unit laundry hookups,and 3 bedrooms per unit over two floors. The property also features a sizable lot along

    The Mathew J Arruda Group Compass

    33-35 Holden St, Coventry, RI 02816
  • /38

    $378,900

    $26K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,620 Sq Ft

    25 Graniteville Rd, Burrillville, RI 02830

    Welcome home to this desirable end unit in Granite River Village. Located in the charming village of Harrisville, this beautifully designed, newer two-level condominium offers modern comfort and functional living. The main level features an open-concept layout with a spacious kitchen, living room, and dining area, along with a convenient half bathroom, making it perfect for both everyday living

    Scott McGee RE/MAX Properties

    25 Graniteville Rd, Burrillville, RI 02830
  • /31

    $949,000

    • 4 Beds
    • 2.5 Baths
    • 2,964 Sq Ft

    24 Patricia Ann Dr, Bristol, RI 02809

    Welcome to Harding Estates, a picturesque neighborhood on the westerly side of Bristol with views of Narragansett Bay! It is here that you will find a classic New England style colonial set on a beautifully manicured corner lot! Upon entry and throughout the home are spacious, sun filled rooms, hardwood floors and high ceilings. The kitchen was renovated/extended and is truly extraordinary.

    MaryBeth Frye Mott & Chace Sotheby's Intl.

    24 Patricia Ann Dr, Bristol, RI 02809
  • /45

    $3,695,000

    $200K PRICE DROP
    • 7 Beds
    • 7 Baths
    • 9,773 Sq Ft

    330 Freeman Pkwy, Providence, RI 02906

    Set along prestigious Freeman Parkway, the historic Cherry-Hallworth House is a masterfully restored Tudor Revival estate offering over 7,000 square feet of refined living. Originally custom built in 1931, this stately brick residence has been thoughtfully renovated by the renowned Hill & Harbor Design Build team. An elegant entrance hall and sweeping curved staircase set the tone for the home's

    Sweeney Advisory Group Mott & Chace Sotheby's Intl.

    330 Freeman Pkwy, Providence, RI 02906
  • /36

    $349,000

    • 3 Beds
    • 2 Baths
    • 1,872 Sq Ft

    128 Clifford St, Pawtucket, RI 02860

    Opportunity knocks in Pawtucket! Welcome to this 3-bed, 2-bath ranch offering a fantastic opportunity for both investors and owner-occupants alike. The home features a flexible layout with a basement setup that could serve as an in-law suite or potential rental space. Whether you're looking to renovate and customize your dream home or add to your investment portfolio, this property has great

    Jeffrey Cabral Here To There Realty

    128 Clifford St, Pawtucket, RI 02860
  • /24

    $220,000

    $6K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,120 Sq Ft

    569 Smithfield Rd Unit 24, North Providence, RI 02904

    Take a look at this spacious and clean 2 bed, 2 full bath townhome in Oakwood Gardens. Single owner occupied since 1994. With an open floor plan & hardwood floors throughout, the first floor features a nice sized living room, eat in kitchen, bedroom and full bath. Large second floor features another full bath, bedroom & laundry room with storage. Recent improvements include paint & a new wall A/C

    Nichole Lavender Re/Max Real Estate Center

    569 Smithfield Rd Unit 24, North Providence, RI 02904
  • /36

    $2,400,000

    • 2 Beds
    • 1.5 Baths
    • 2,088 Sq Ft

    454 Ocean Ave, Block Island, RI 02807

    Perfectly positioned between Old Harbor and New Harbor, this Residential/mixed-use property offers possibility in one of Block Island's most desirable locations and set within the service commercial zone. The building combines a brand-new upstairs residence with a flexible first-floor space awaiting your vision. The second floor features a thoughtfully designed 2-bedroom, 1-bathroom apartment

    Robin Lewis Vila Ballard Hall Sales Group

    454 Ocean Ave, Block Island, RI 02807
  • /45

    $240,000

    • 2 Beds
    • 1.5 Baths
    • 1,372 Sq Ft

    45 Sherwood Valley Ln, Coventry, RI 02816

    Welcome to this beautifully maintained 2-bedroom, 1.5-bath mobile home in the highly desirable Sherwood Valley Estates in Coventry. Nestled in one of the most private and peaceful locations within the community, this home offers a rare setting with no neighbors to the right providing exceptional privacy and a quiet, retreat-like feel. Enjoy tranquil water views that create a relaxing backdrop

    Matthew Mandeville eXp Realty LLC

    45 Sherwood Valley Ln, Coventry, RI 02816
  • /25

    $235,000

    $8K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 936 Sq Ft

    200 Woodlawn Ave Unit 103, North Providence, RI 02904

    This unique first-floor unit offers a rare combination of efficiency and accessibility, featuring single-story living with its own DIRECT and EXCLUSIVE EXTERIOR EXTRANCE, in addition to a shared interior hallway entry an uncommon and highly desirable layout within the community. Move in this Spring and get ready to enjoy the Community in-ground Pool! The home features an open-concept central

    Briana Jutras Homistic Real Estate, Inc.

    200 Woodlawn Ave Unit 103, North Providence, RI 02904
  • /22

    $1,200,000

    • 8 Beds
    • 3 Baths
    • 3,317 Sq Ft

    66 Armstrong Ave, Providence, RI 02903

    Hidden gem in historic Fox Point on the East Side of Providence, rare find this 2 family in mint condition, Corner lot, with great income and low maintenance. Renovated 2nd floor Townhouse style 6 beds plus, 2 baths, new kitchen & baths. All original hardwood floors, large rooms and high ceilings, laundry in units as well as Central Air in all units. The First floor unit is a 3 bed, 1 bath,

    Cheryl Robinson Roberts Divine Real Estate

    66 Armstrong Ave, Providence, RI 02903
  • /25

    $594,900

    • 3 Beds
    • 2 Baths
    • 2,042 Sq Ft

    155 Birkshire Dr, Warwick, RI 02886

    Located in the desirable Cowesett area of Warwick, this home features an open and spacious layout with a bright, eat-in kitchen offering abundant counter and cabinet space, granite countertops, and stainless steel appliances. A brand-new, oversized deck extends from the dining area, perfect for entertaining. The main level offers generous bedrooms and two newly renovated full bathrooms, all

    Victoria Calabro JPAR Prime Real Estate

    155 Birkshire Dr, Warwick, RI 02886
  • /7

    $249,000

    • 1 Bed
    • 1 Bath
    • 688 Sq Ft

    300 Front St Unit 105, Pawtucket, RI 02860

    Welcome to Blackstone Landing! This beautifully ground level, private 1 bedroom condominium combines historic charm with modern upgrades in a classic brick building. The unit features a sleek open kitchen with stainless steel appliances, cathedral ceilings, open brick accent walls, luxury vinyl plank floors and a freshly painted interior. The spacious bedroom offers a large walk-in closet, while

    Adam Laprade Noble Realty NE

    300 Front St Unit 105, Pawtucket, RI 02860
  • /24

    $750,000

    • 2 Beds
    • 2 Baths
    • 1,666 Sq Ft

    150 Bay View Dr Unit 6, Jamestown, RI 02835

    *Please refer to supplements for additional information and bid submission instructions. All bids must be in by July 22nd. Assessment and taxes are estimated and are subject to change. HOA fees subject to change.* Welcome to Jamestown Overlook, a reimagined waterfront community formerly known as Newport Overlook, offering a rare opportunity to own a condominium in Jamestown, Rhode Island. These

    Hillary Olinger Serhant New England

    150 Bay View Dr Unit 6, Jamestown, RI 02835
  • /30

    $995,000

    • 8 Beds
    • 3.5 Baths
    • 3,608 Sq Ft

    241 Pleasant St Unit 243, Providence, RI 02906

    Don't miss this rare opportunity to own a fully renovated two-family in one of Providence's most sought-after neighborhoods. Nestled just steps from Hope Street, Hope Village, and Thayer Street, 241 243 Pleasant Street offers the perfect blend of vintage East Side character and modern, move-in-ready systems, ideal for the savvy investor or owner-occupant alike. Both units have been thoughtfully

    Kirk Schryver Team Compass

    241 Pleasant St Unit 243, Providence, RI 02906
  • /26

    $579,500

    • 2 Beds
    • 2 Baths
    • 1,833 Sq Ft

    500 Mendon Rd Unit 216, Cumberland, RI 02864

    Desirable Berkeley Commons - One Owner Unit - One Level Living, built in 2005 offers two full bedrooms and bathrooms, bonus lower. Manicured landscaping, attention to detail throughout this neighborhood. This turnkey unit offers an open floor plan - living room features vaulted ceiling open to kitchen with sliders to private patio, hardwood floors, abundance of natural lighting, prefect for

    Brenda L. Marchwicki BisMarc Properties, LLC

    500 Mendon Rd Unit 216, Cumberland, RI 02864
  • /30

    $3,100,000

    • 7 Beds
    • 8.5 Baths
    • 5,331 Sq Ft

    28 Weaver Ave, Newport, RI 02840

    Welcome to an exceptional Newport investment opportunity. This beautifully updated property features 12+ rooms, including 6 bedrooms and 8.5 baths, and holds the valuable City of Newport Transient Guest Facility Certificate. Each guest room includes its own private full bath, offering an ideal setup for high-quality guest stays. Recent upgrades include a full fire sprinkler and alarm system, new

    Gaye S. Barnett Coldwell Banker Realty

    28 Weaver Ave, Newport, RI 02840
  • /50

    $2,500,000

    • 3 Beds
    • 5 Baths
    • 6,480 Sq Ft

    159 Sutton St, Providence, RI 02903

    Iconic Providence Landmark Building, the Barnaby Castle Carriage House, has been reimaged as a stunning second floor residence featuring exposed brick walls, beamed ceilings, hardwood floors and many fine architectural details. A large open entertaining space in the front of the building serves as living room and dining room with guest bath and is framed by the beautiful rose medallion window.

    Paula Morrison Residential Properties Ltd.

    159 Sutton St, Providence, RI 02903
  • /49

    $684,000

    $15K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,645 Sq Ft

    6 Highland Trail, Hope Valley, RI 02832

    Set on a private 2-acre lot in Richmond, this well-maintained 3-bedroom, 3-bathroom two-story home offers a serene and picturesque setting with the perfect blend of comfort and privacy. Surrounded by mature trees, the property provides a peaceful retreat while remaining conveniently located near Route 95, local schools, and South County amenities. The main level features a functional layout with

    Joe Fitzpatrick RE/MAX Results

    6 Highland Trail, Hope Valley, RI 02832
  • /47

    $769,900

    $20K PRICE INCREASE
    • 5 Beds
    • 3 Baths
    • 2,736 Sq Ft

    129 Simmonsville Ave, Johnston, RI 02919

    Meticulously maintained 3 Unit Property in Johnston! Welcome to 129 Simmonsville Ave, a versatile multi family offering space, extensive updates, and excellent income potential. The main house was gutted in 1983 and rebuilt with new electric, plumbing, heating system, windows, insulation, plaster, and flooring, along with a first floor addition completed the same year.The main house features

    Doug Jeffrey Broadway Real Estate Group

    129 Simmonsville Ave, Johnston, RI 02919
  • /30

    $385,000

    • 3 Beds
    • 2.5 Baths
    • 1,576 Sq Ft

    5 Morrill Ln Unit C, North Providence, RI 02904

    Owner Financing Available at 5%! Don't miss your chance to own a beautifully maintained townhouse-style condo unit in a desirable and convenient North Providence location. This spacious home offers three levels of living space, featuring 3 large bedrooms, 2.5 baths, and private outdoor deck areas perfect for relaxing or entertaining. Enjoy the comfort of central heating and A/C, along with the

    Kyle Seyboth Century 21 Limitless

    5 Morrill Ln Unit C, North Providence, RI 02904
  • /25

    $546,060

    • 1 Bed
    • 1 Bath
    • 1,027 Sq Ft

    141 E Point Dr Unit 403, East Providence, RI 02916

    Discover new construction at Riverview at East Point in East Providence built by Pulte Homes. The Jameson offers 1 bedroom, 1 bath, and a flex room perfect for a home office or den. Find everything you're looking for in this thoughtfully designed home, featuring single-level, low-maintenance living with an open layout, private balcony, and a spacious kitchen with stone countertops and a center

    Erin Sullivan Pulte Homes of New England

    141 E Point Dr Unit 403, East Providence, RI 02916
  • /18

    $1,879,500

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 3,000 Sq Ft

    01 Crosswinds Dr, Charlestown, RI 02813

    The Wickford II is a 3,000 sq. ft. custom 2-story home by Meridian Custom Homes offering 4 bedrooms, 2.5 baths, and a 2-car garage. The exterior features solid clapboard siding by Hardie Plank, natural cedar shingles, a welcoming front porch with columns, and standing seam metal roof accents. Flowing, open floor plan perfect for entertaining. The great room features a gas fireplace flanked by

    Matthew St. Ours RE/MAX Professionals

    01 Crosswinds Dr, Charlestown, RI 02813
  • /10

    $369,900

    • 3 Beds
    • 2.5 Baths
    • 1,400 Sq Ft

    184 Avenue C Unit 1, Woonsocket, RI 02895

    Newly Redesigned End-Unit Townhouse Move-In Ready! This beautiful 3-bedroom, 2.5-bath townhouse offers modern finishes and all-new systems throughout. The main level features an open-concept living and dining area, a stylish kitchen with stainless steel appliances and granite countertops, plus a half bath and convenient laundry. Upstairs includes three bedrooms and two full baths, highlighted by

    Milagros Pereira Excel Companies

    184 Avenue C Unit 1, Woonsocket, RI 02895
  • /25

    $680,000

    $49K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,900 Sq Ft

    498 Broadway, Providence, RI 02909

    3 UNITS AVAILABLE IN HISTORIC FEDERAL HILL, GREAT OPPORTUNITY LIVE WORK SPACE WITH ADDITIONAL INCOME , A D U FOR 4TH UNIT POSSIBLE NEW ROOF FIRE ALARM, PARKING , NICE BACK YARD WITH PATIO AND DECK,EASY HIGHWAY ACCESS GREAT LOCATION !

    Frank Miele Prime Time Properties, Inc.

    498 Broadway, Providence, RI 02909
  • /8

    $1,390,000

    New Construction $20K PRICE INCREASE
    • 3 Beds
    • 3.5 Baths
    • 2,274 Sq Ft

    44 S Woods Dr, South Kingstown, RI 02879

    I am pleased to share details regarding an upcoming luxury residence to be built by Joseph Furtado. As one of New England's premier builders, Mr. Furtado is well-known for his high-quality work in Newport, Martha's Vineyard, and the East Side of Providence. This project will be completed with an incomparable level of craft, utilizing the finest building materials and most desirable finishes.

    Dan Mansolillo Mansolillo & Co.

    44 S Woods Dr, South Kingstown, RI 02879
  • /33

    $575,000

    • 4 Beds
    • 4 Baths
    • 2,080 Sq Ft

    35 Pearl St, Westerly, RI 02891

    Well-maintained side-by-side duplex located in the heart of Westerly. Each unit offers an identical two-level layout featuring 2 bedrooms and 1.5 bathrooms, providing comfortable and functional living space. Both units have separate utilities, making management efficient and appealing for both owner-occupants and investors. Each side also includes its own private basement for storage and

    Lisa Raiche Town & Shore Realty

    35 Pearl St, Westerly, RI 02891
  • /27

    $999,000

    $86K PRICE DROP
    • 6 Beds
    • 2 Baths
    • 2,400 Sq Ft

    47 North Rd, Jamestown, RI 02835

    Rare opportunity to own the entire two-unit condo building in the heart of Jamestown Village. Units A and B are offered together as a package and will be conveyed by separate deeds, offering exceptional flexibility. Each unit offers approximately 1,200 square feet of living space with a similar, well-designed layout featuring 3 bedrooms and 1 full bathroom. Both units include central air, in-unit

    Linda Mello Residential Properties Ltd.

    47 North Rd, Jamestown, RI 02835
  • /22

    $1,295,000

    • 2 Beds
    • 2 Baths
    • 1,742 Sq Ft

    207 Bellevue Ct, Narragansett, RI 02882

    Flip Flops Recommended, Ocean Views Guaranteed! Enjoy sweeping, unobstructed panoramic views of the Atlantic from this bright, airy, and beautifully appointed condominium. The open concept floor plan features a spacious living room and a serene primary bedroom, both with direct access to one of two private decks, perfect for soaking in the ocean breeze. This home is thoughtfully appointed with a

    Steven Rei RI Real Estate Services

    207 Bellevue Ct, Narragansett, RI 02882

Showing Results 481 - 520, Page 13 of 18

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