Why Live in Charlotte
Charlotte, located 6 miles north of Downtown Rochester, blends waterfront living with suburban-style streets and convenient city access. The neighborhood’s historic housing includes Colonial Revivals with clapboard siding and shutters, Craftsman bungalows, Minimal Traditionals and the occasional Tudor Revival, plus a limited number of lakefront properties with docks and decks overlooking Lake Ontario. Prices range from the lower $100,000s to the lower $300,000s, with select waterfront homes reaching the upper $600,000s, placing the area slightly above Maplewood’s median but still below Irondequoit. Streets lined with sidewalks and mature trees give Charlotte a relaxed feel, while Lake Avenue anchors the community with locally owned restaurants, bars and summer favorites like Abbott’s Frozen Custard, as well as dining staples such as Windjammers Bar and Grill, Mr. Dominic’s at the Lake and California Rollin II. Outdoor amenities define the neighborhood, from beach days and fishing at Ontario Beach Park to walks on the Charlotte Pier, views from the early 19th-century Genesee Lighthouse and quiet escapes within Turning Point Park along the Genesee River, where residents can hike, bike or paddle from the nearby kayak launch. Charlotte falls within the Rochester City School District, offering families school choice within the Northwest Zone and access to neighborhood schools like Abelard Reynolds School No. 42 and Thurgood Marshall Middle School, with high school options that include arts programs and early college pathways. Community events fill the calendar year-round, including the Rochester Polar Plunge in January, Concerts by the Shore in summer and the Lakeside Winter Celebration in December. With walkability, transit service, quick access to downtown and drives of about 8 miles to Highland Hospital and roughly 10 miles to the airport, Charlotte offers a balance of lakeside recreation and city connectivity.
Frequently Asked Questions
Is Charlotte a good place to live?
Charlotte is a good place to live. Charlotte is considered car-dependent and somewhat bikeable with some transit options. Charlotte is a suburban neighborhood with a crime score of 4, on par with the average neighborhood in the U.S. Charlotte has 7 parks for recreational activities. It is fairly sparse in population with 4.6 people per acre and a median age of 46. The average household income is $70,884 which is below the national average. College graduates make up 27.5% of residents. A majority of residents in Charlotte are home owners, with 47.7% of residents renting and 52.3% of residents owning their home. A
local real estate agent serving Charlotte can help you decide if this neighborhood is the right one for you. Learn more on our
Charlotte neighborhood guide.
Is Charlotte, NY a safe neighborhood?
Charlotte, NY is a safe neighborhood and is on par with the average neighborhood in the United States. It received a crime score of 4 out of 10.
How much do you need to make to afford a house in Charlotte?
The median home price in Charlotte is $164,900. If you put a 20% down payment of $33,000 and had a 30-year fixed mortgage with an interest rate of 5.98%, your estimated principal and interest payment would be $790 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $34K a year to afford the median home price in Charlotte. Learn how much home you can afford with our
Home Affordability Calculator. The average household income in Charlotte is $71K.
What are the best public schools in Charlotte?
The best public schools that serve Charlotte are:
What are the best private schools in Charlotte?
The best private schools that serve Charlotte are:
What are the most popular zip codes in Charlotte, Rochester, NY?
What are the most popular neighborhoods near Charlotte, Rochester, NY?
Home Trends in Charlotte, NY
On average, homes in Charlotte, Rochester sell after 16 days on the market compared to the national average of 54 days. The median sale price for homes in Charlotte, Rochester over the last 12 months is $200,000, up 3% from the median home sale price over the previous 12 months.
Median Sale Price
$200,000
Median Single Family Sale Price
$203,000
Median Townhouse Sale Price
$160,000
Median 2 Bedroom Sale Price
$165,625
Median 1 Bedroom Sale Price
$158,000
Average Price Per Sq Ft
$145
Number of Homes for Sale
3
Last 12 months Home Sales
85
Median List Price
$164,900
Median Change From 1st List Price
-19%
Median Home Sale Price YoY Change
3%