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Homes for Sale in 88345

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  • /14

    $160,000

    • Land
    • 0.3 Acre
    • $533,333 per Acre

    2926 Sudderth Dr, Ruidoso, NM 88345

    Prime .3-acre commercial lot zoned C2 located on high-traffic Sudderth Dr in the heart of Ruidoso, NM. This rare, flat and build-ready property sits along the scenic riverfront, offering both high visibility and serene natural beauty—perfect for retail, dining, or office development. The riverfront was professionally reconstructed by the Army Corps of Engineers in 2008 and has remained unaffected

    Patrick Valliant Better Homes & Gardens Real Estate - Steinborn & Associates

    2926 Sudderth Dr, Ruidoso, NM 88345
  • /40

    $435,000

    • 4 Beds
    • 1.5 Baths
    • 1,325 Sq Ft

    112 North Ln, Ruidoso Downs, NM 88346

    29 Stall horse barn with paddocks and 4 bedroom single level home just feet away from the Ruidoso Downs Race Track. This property is set up to hold a lot of horses and sit on the porch and enjoy the view. An older built home with large wood burning fireplace 4 bedrooms 1-1/2 baths, large fenced yard, double carport and good parking. If you're in the race horse business or looking to lease stalls

    Keli Cox Zia Real Estate

    112 North Ln, Ruidoso Downs, NM 88346
  • /26

    $159,000

    • 2 Beds
    • 1 Bath
    • 910 Sq Ft

    102 Raymond Buckner Dr Unit 8, Ruidoso, NM 88345

    Great for a mountain getaway or full-time residence. This two-bedroom, one-bath unit is on one level and features a woodburning fireplace and updated flooring. It offers low-maintenance living. The property is located near restaurants, walking trails around the Links Golf Course, and is just a few blocks from shopping, stores, and town. Level parking is available in front of the unit.

    Kourtney Smith Century 21 Aspen Real Estate

    102 Raymond Buckner Dr Unit 8, Ruidoso, NM 88345
  • /59

    $410,000

    • 4 Beds
    • 2 Baths
    • 2,552 Sq Ft

    301 Guajolote, Ruidoso, NM 88345

    This beautifully updated 4-bedroom, 2-bath home on a corner lot offers modern comfort and convenience. Enjoy renovated bathrooms, updated flooring, and a functional layout. The home is all electric and connected to city water and sewer. Level parking in front, and the property is being sold partially furnished, making it move-in ready. Don't miss this clean, well-maintained home.

    ESMERALDA SANCHEZ Century 21 Aspen Real Estate

    301 Guajolote, Ruidoso, NM 88345
  • /81

    $910,000 New Construction

    • 3 Beds
    • 3 Baths
    • 2,169 Sq Ft

    206 Timberline Ct, Ruidoso, NM 88345

    2023 Custom Built Home with gorgeous Sierra Blanca views! Attractive neighborhood in the heart of Ruidoso. Hilltop views with 3 Bedrooms/3 Baths, (2 En-suites) double garage, and 1 level! In the back enjoy the outdoor kitchen, hot tub, turf area great for pets or practicing your putting! Also, relax out front under the outdoor patio gazebo with fire table and soak in the mountain views! Superb

    Kelli Shelton Southern New Mexico Realty

    206 Timberline Ct, Ruidoso, NM 88345
  • /14

    $276,000

    • 2 Beds
    • 2.5 Baths
    • 1,200 Sq Ft

    220 Lookout Dr Unit A4, Ruidoso, NM 88345

    Cozy, furnished two-bedroom, all electric condo just blocks away from Midtown. Easily accessibility. Comes with a well-managed HOA, which covers water, sewer, trash, cable, Wi-Fi, exterior maintenance, snow removal, grounds upkeep, and pool maintenance. Don't miss out to own this incredible, must see to appreciate Condo !

    Sabine Matthews REMAX Sierra Blanca Realty

    220 Lookout Dr Unit A4, Ruidoso, NM 88345
  • /35

    $649,000

    • 3 Beds
    • 2.5 Baths
    • 2,141 Sq Ft

    247 Excalibur Rd, Ruidoso, NM 88345

    Discover mountain living at its finest in this beautifully maintained 3-bedroom, 2.5-bath stucco home nestled in the heart of Ruidoso. Located in a quiet, scenic neighborhood surrounded by tall pines, this property offers stunning views and the peaceful atmosphere you've been looking for. Step inside to an open-concept living area with soaring ceilings , a warm fireplace , and large windows that

    Agent Photo

    Leslie Sisk

    Mountain Home Properties NM

    (575) 500-0592

    247 Excalibur Rd, Ruidoso, NM 88345
  • /34

    $795,000

    • 3 Beds
    • 3 Baths
    • 3,078 Sq Ft

    103 Granite Dr, Ruidoso, NM 88345

    Beautifully updated 3 bed, 3 bath home! Custom luxury furnishings convey in this thoughtfully upgraded and well maintained mountain retreat. A serene lot with a comfortable covered rear porch, low maintenance composite decking and treed views, make relaxing and entertaining an easy task. Granite counter tops, generous storage and bonus space, two car garage, paved drive, and quick access to both

    Jessica Thomas Rise Real Estate

    103 Granite Dr, Ruidoso, NM 88345
  • /53

    $225,000

    • 2 Beds
    • 1.5 Baths
    • 906 Sq Ft

    406 Sunny Slope Dr Unit 5, Ruidoso, NM 88345

    Welcome to this beautifully maintained fully furnished two-story townhouse nestled in a quiet cul-de-sac in scenic Ruidoso, NM! This home offers a new back deck with breathtaking views—perfect for relaxing or entertaining. Inside, you'll find updated flooring throughout and a clean, move-in-ready interior. Enjoy the convenience of low-maintenance living in a prime location, just minutes from

    Clarissa Silva Better Homes & Gardens Real Estate - Steinborn & Associates

    406 Sunny Slope Dr Unit 5, Ruidoso, NM 88345
  • /41

    $132,000

    • 2 Beds
    • 1 Bath
    • 810 Sq Ft

    25972 U S 70 Unit 902, Ruidoso, NM 88345

    Cozy and inviting, this charming 2-bedroom, 1-bath condo at Pinecliff Village in Ruidoso offers the perfect mountain retreat. Nestled among the pines, it features an open-concept living area with a wood-burning fireplace, convenient kitchen with dedicated dining space and comfortable furnishings throughout. Whether you're looking for a weekend getaway or a full-time residence, this condo provides

    Mirissa Good Better Homes & Gardens Real Estate - Steinborn & Associates

    25972 U S 70 Unit 902, Ruidoso, NM 88345
  • /4

    $12,900

    • Land
    • 0.31 Acre
    • $41,613 per Acre

    202 Camelot Dr, Ruidoso, NM 88345

    Situated in the distinctive Camelot subdivision of Ruidoso, New Mexico, 202 Camelot offers a prime 0.31-acre lot for those envisioning their mountain dream home. This manageable size, provides ample space for comfortable living while retaining the intimate feel characteristic of Ruidoso's wooded landscapes. The Camelot subdivision is renowned for its elevated position, Residents enjoy a sense of

    Troy Briggs Berkshire Hathaway Home Services Enchanted Lands, REALTORS - Ruidoso

    202 Camelot Dr, Ruidoso, NM 88345
  • /5

    $18,000

    • Land
    • 0.22 Acre
    • $81,818 per Acre

    102 Saxony, Ruidoso, NM 88345

    Nestled in the mountain village of Ruidoso, New Mexico, 102 Saxony Lane presents a unique opportunity on a 0.22-acre lot. This desirable lot size, offers a perfect balance of privacy and manageability, ideal for those seeking a tranquil escape or a permanent residence in the high country. The property, whether an existing charming cabin or a prime building site, is situated amidst Ruidoso's

    Troy Briggs Berkshire Hathaway Home Services Enchanted Lands, REALTORS - Ruidoso

    102 Saxony, Ruidoso, NM 88345
  • /5

    $13,900

    • Land
    • 0.57 Acre
    • $24,386 per Acre

    131 Worcester Dr, Ruidoso, NM 88345

    131 Worcester Drive in Ruidoso, New Mexico, presents a generous 0.57-acre lot, offering an expansive canvas for a dream mountain home or an investment in the heart of this popular resort town. This substantial lot size, provides ample space for privacy, outdoor living, and potential landscaping to complement the natural beauty of the Ruidoso landscape. Situated within Ruidoso's scenic

    Troy Briggs Berkshire Hathaway Home Services Enchanted Lands, REALTORS - Ruidoso

    131 Worcester Dr, Ruidoso, NM 88345
  • /6

    $44,500

    • Land
    • 4.28 Acres
    • $10,397 per Acre

    Lot 11 Gavilan Hills Rd, Ruidoso, NM 88345

    Breathtaking mountain and hillside views await from this rare opportunity to own over 4 acres of land in the peaceful high country. The original tract has been thoughtfully divided into four individual lots, offering flexibility for multiple homesites or the option to preserve your space for maximum privacy. This elevated property has recently undergone significant vegetation loss, creating a

    Gavin Bigger Berkshire Hathaway Home Services Enchanted Lands, REALTORS - Ruidoso

    Lot 11 Gavilan Hills Rd, Ruidoso, NM 88345
  • /17

    $339,500

    • 3 Beds
    • 2 Baths
    • 767 Sq Ft

    401 2nd St, Ruidoso, NM 88345

    LOG STYLE CABIN & CONVENIENT LOCATION! Cabin is in the heart of town with two lots-on the corner of Second and D. Offers 2BD/1BA on the main level and outside entry to the lower area is another 1BD/1BA. Offers that old rustic cabin feel with nice wood and stone accents with wood burning stove. Washer/dryer in the storage area off the kitchen area. Also includes a storage building. A Must See!

    Richard Loverin Loverin Real Estate

    401 2nd St, Ruidoso, NM 88345
  • /126

    $874,500

    • 4 Beds
    • 3.5 Baths
    • 3,159 Sq Ft

    121 Merlyn Dr, Ruidoso, NM 88345

    This beautiful 4-bedroom, 3.5-bath home sits on 2 acres with breathtaking mountain and valley views. The spacious primary suite with cozy gas fireplace is located on the main floor, offering privacy and easy access. With generous indoor living spaces, including a bonus room/loft, luxurious kitchen with stainless steel appliances, gorgeous granite countertops, large walk-in pantry and high quality

    Mirissa Good Better Homes & Gardens Real Estate - Steinborn & Associates

    121 Merlyn Dr, Ruidoso, NM 88345
  • /36

    $499,900

    • 2 Beds
    • 2 Baths
    • 916 Sq Ft

    97 Rio St, Ruidoso, NM 88345

    Welcome to your serene escape nestled right on the river—just minutes from downtown! This beautifully maintained 2-bedroom, 2-bath home offers the perfect blend of tranquility and convenience. Enjoy picturesque water views from your kitchen, private deck, and both bedrooms. Ideal for morning breakfast or evening sunsets. Inside, you'll find a spacious open-concept layout with abundant natural

    Kathy Culbertson Fathom Realty NM

    97 Rio St, Ruidoso, NM 88345
  • /50

    $850,000

    • 4 Beds
    • 3 Baths
    • 3,108 Sq Ft

    203 Sunrise Ct, Ruidoso, NM 88345

    Wonderful Views from this 4 Bedroom 3 Bath Mountain Home. 2 Living Areas, Wood Floors, Open Kitchen plan, Formal Dinning, 2 Fireplaces, Furnished, Claw foot Tub, Double Car Garage, Hot tub, Nice Decks, Paved Access. Walking Distance to Grindstone Lake. Close to Midtown. Cul-de-sac.

    ESMERALDA SANCHEZ Century 21 Aspen Real Estate

    203 Sunrise Ct, Ruidoso, NM 88345
  • /50

    $319,000

    • 3 Beds
    • 2 Baths
    • 1,568 Sq Ft

    104 West Dr, Ruidoso Downs, NM 88346

    Pride of Ownership Abound - This 1 Level 3 bed 2 bath property offers low-maintenance, thoughtful landscaping, and a perfect blend of convenience and privacy. Enjoy a spacious living room, front & rear covered decks, central air, and great views. Additional features include a large workshop, 2-car carport + a full-size RV carport with RV hookups. Ideal situation for full time residence, vacation

    Agent Photo

    Eric Vaughn

    Century 21 Aspen Real Estate

    (575) 255-1344

    104 West Dr, Ruidoso Downs, NM 88346
  • /10

    $34,500

    • Land
    • 1.02 Acres
    • $33,824 per Acre

    102 Cliffside Rd, Ruidoso, NM 88345

    102 Cliffside (Lot 2, Unit 1, Alpine Village Cabins Subdivision) is a 1.02 acre lot with southern face with western and eastern sunset/sunrise views. The top, buildable shelf, is about 1/10th of an acre with the lower potion of the lot, sloping downward, at about 0.9 acres. Shared well and septic with electric and natural gas available. Shared Septic and Well maintained by the Homeowner's

    The Jeffery West Team Future Real Estate

    102 Cliffside Rd, Ruidoso, NM 88345
  • /30

    $196,000

    • 2 Beds
    • 2 Baths
    • 960 Sq Ft

    521 5th St, Ruidoso, NM 88345

    Cute & Affordable cabin walking distance to Midtown!! All the main rooms have split units in them to provide ultimate heat and air conditioning when needed. Lots of shops & restaurants close by, as well as casinos. Grindstone Lake a couple blocks away for fishing & swimming!! Inn of the mountain Gods about a five-minute drive, comeand view this cabin that could be yours!!!

    Ursula Cooley Coldwell Banker SDC

    521 5th St, Ruidoso, NM 88345
  • /4

    $55,000

    • Land
    • 0.27 Acre
    • $203,704 per Acre

    Lot 13C Marble Dr, Ruidoso, NM 88345

    Spanning approximately 0.27 acres, this wooded lot features a gentle slope and a mix of mature trees, creating natural privacy and scenic views year-round. Easy access from a paved road, along with nearby utilities, makes this property builder-friendly and ideal for a custom home, short-term rental, or weekend escape.

    Maria McDaniel Mountain Home Properties NM

    Lot 13C Marble Dr, Ruidoso, NM 88345
  • /15

    $39,900

    • Land
    • 0.54 Acre
    • $73,889 per Acre

    103 Musketball Dr, Ruidoso, NM 88345

    Recently Cleared Lot - Ready for Your Vision!This approximately 0.58-acre lot offers a fresh start. The surrounding area was affected by the 2024 South Fork Fire. The lot has been recently cleared and is located near schools, shopping, and amenities, offering privacy and seclusion from town. It's perfect for a small home or mountain getaway retreat. A practical and promising opportunity to

    Kaitlin Brophy Better Homes & Gardens Real Estate - Steinborn & Associates

    103 Musketball Dr, Ruidoso, NM 88345
  • /28

    $499,000

    • 4 Beds
    • 2 Baths
    • 2,094 Sq Ft

    112 George McCarty Dr, Ruidoso, NM 88345

    Incredible opportunity for a great investment.Two large units - both are 2 Br/1full bath, kitchen, dining room space, washer & dryer,outdoor deck with grills. Both units are renting for $1600 a month each and they pay their own bills. This is in a great location near our schools, walking trails, and center of town.It would do well as a short term rental also.Seller is offering 2

    Robin Shackelford Berkshire Hathaway Home Services Enchanted Lands, REALTORS - Ruidoso

    112 George McCarty Dr, Ruidoso, NM 88345
  • /75

    $494,500

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft

    204 Hull Rd, Ruidoso, NM 88345

    Views! Views! Views! Sierra Blanca, Mountain Ranges & Towering trees... Updated, Immaculate Mountain Home on a large lot.... 3 Bedroom, 2 Bath, home nestled on a hill in Country Club Heights. Partially Furnished. Enjoy the Mountain Air, Abundant Wildlife that roam & the variety of birds from the Front Deck. Master Bedroom Balcony and back Deck Trex. Central A/C, Gas Log Fireplace, Beautiful

    Susan Frederickson Loverin Real Estate

    204 Hull Rd, Ruidoso, NM 88345
  • /45

    $474,000

    • 3 Beds
    • 2 Baths
    • 1,992 Sq Ft

    403 Sunny Slope Dr, Ruidoso, NM 88345

    Welcome to this beautifully updated 3-bedroom, 2-bath split-level home in the highly desirable Sunny Slope neighborhood.Featuring 1,992 square feet of thoughtfully designed living space, this home boasts a brand-new kitchen, fresh flooring, and a comfortable, modern layout.Step outside to enjoy a spacious yard, a large entertaining deck, and a fully equipped outdoor kitchen-perfect for

    Lindsey Bailey Blue Skies Real Estate

    403 Sunny Slope Dr, Ruidoso, NM 88345
  • /46

    $248,000

    • 2 Beds
    • 1 Bath
    • 1,188 Sq Ft

    215 Grove Dr, Ruidoso, NM 88345

    Welcome to 215 Grove Drive, a beautifully upgraded mountain getaway nestled in the sought-after Ponderosa Heights subdivision of Ruidoso, NM. This charming 2-bedroom, 1-bathroom home sits on a spacious 0.19-acre lot and has seen over $90,000 in thoughtful improvements since 2022, blending modern updates with mountain charm. Step inside to an open floor plan featuring multiple living areas

    Agent Photo

    Desiree Barton

    Property Partners Inc.

    (575) 254-4348

    215 Grove Dr, Ruidoso, NM 88345
  • /14

    $570,000

    • 4 Beds
    • 3 Baths
    • 2,355 Sq Ft

    551 White Mountain Meadows Dr, Ruidoso, NM 88345

    Unique opportunity:Well built 4B3B on one floor; Large Master suite with Siera Blanca Full view PLUS a second stand alone large suite over deck and common area.Wrap around deck overlooking a green common area Plus a unique unobstructed Sierra Blanca view seen over a very large common area meadow.

    Philippe Larue EXP Realty LLC

    551 White Mountain Meadows Dr, Ruidoso, NM 88345
  • /17

    $7,750

    • Land
    • 0.31 Acre
    • $25,000 per Acre

    113 Thunderbird Dr, Ruidoso, NM 88345

    Discover your own piece of mountain paradise with this 0.31-acre property nestled in the sought-after Thunderbird Heights subdivision in Lincoln County, NM. Located just 1.7 miles southeast of downtown Ruidoso, this lot offers the perfect blend of peaceful living with close access to shops, restaurants, and local amenities. Whether you're looking to build a cozy mountain cabin or invest in land

    Ralph Harvey ListWithFreedom.com

    113 Thunderbird Dr, Ruidoso, NM 88345
  • /76

    $899,000

    • 4 Beds
    • 6.5 Baths
    • 3,600 Sq Ft

    145 Starlite Rd, Ruidoso, NM 88345

    Charming Fully Remodeled 4-Bedroom Retreat with Stunning Sierra Blanca Views in Ruidoso, NM Discover mountain living at its finest in this breathtaking 4-bedroom, fully remodeled home nestled in the heart of Ruidoso, New Mexico. Boasting unparalleled views of the majestic Sierra Blanca, this turnkey residence is a perfect blend of modern luxury and cozy mountain charm.Every inch of this home has

    Rhonda Burns Destiny Real Estate

    145 Starlite Rd, Ruidoso, NM 88345
  • /20

    $230,000

    • 3 Beds
    • 2 Baths
    • 1,600 Sq Ft

    126 River Ln, Ruidoso Downs, NM 88346

    Welcome to this beautifully remodeled 3-bedroom, 2-bath home located in an established neighborhood. From the brand-new roof to the updated flooring, this home has been thoughtfully upgraded throughout, making it truly move-in ready. The spacious bonus room offers endless possibilities--use it as a media room game room, or flex space to suit your needs, with plenty of room for a pool table or

    Yvonne Oselio Realty One of New Mexico

    126 River Ln, Ruidoso Downs, NM 88346
  • /61

    $189,000

    • 4 Beds
    • 2.5 Baths
    • 1,737 Sq Ft

    102 Dogwood Dr, Ruidoso, NM 88345

    Centrally located in Ruidoso, this spacious 4-bedroom, 2 & 1/2-bath home features front and rear decks, two kitchens, and a new roof (2024). Upgraded electrical, new heating system, new plumbing, and a tankless water heater (2023). Originally two single-wide manufactured homes with a site-built add-on, combined to create extra living space. A great opportunity for multi-family living or rental

    Agent Photo

    Matthew Ingram

    Century 21 Aspen Real Estate

    (575) 232-3985

    102 Dogwood Dr, Ruidoso, NM 88345
  • /7

    $200,000

    • Land
    • 6.09 Acres
    • $32,841 per Acre

    110 Hill Dr, Ruidoso Downs, NM 88346

    A private tract of land with utilities available. Easy access from Hwy 70 which goes down to the property on the left. Another access point is from Hill Dr.

    Rye Richardson Zia Real Estate

    110 Hill Dr, Ruidoso Downs, NM 88346
  • /19

    $65,000

    • Land
    • 0.86 Acre
    • $75,581 per Acre

    111 Top Side Dr, Ruidoso, NM 88345

    Beautiful building lot at White Mountain Meadows with great views of the Ruidoso Valley. 2,000 Square Foot Minimum Build Required. All city utilities available.

    Agent Photo

    Eric Vaughn

    Century 21 Aspen Real Estate

    (575) 205-4531

    111 Top Side Dr, Ruidoso, NM 88345
  • /32

    $249,000

    • 2 Beds
    • 2 Baths
    • 1,429 Sq Ft

    704 White Mountain Dr Unit 7, Ruidoso, NM 88345

    Step inside this beautiful condominium apart of the quiet and inviting Palisades subdivision. This updated, furnished condo offers 2 bedroom/ 2 baths all accessed on 1 convenient level. Wood beam ceilings, fireplace, and eat in kitchen. The fenced yard adds privacy out back. Centrally located and walkable distance to trails, restaurants and coffee shops. This home would be a great place for a

    Andria Shackelford Fathom Realty NM

    704 White Mountain Dr Unit 7, Ruidoso, NM 88345
  • /45

    $490,000

    • 4 Beds
    • 4 Baths
    • 2,556 Sq Ft

    108 Jack Little Dr Unit B-8, Ruidoso, NM 88345

    ''Luxury mountain living — furnished and professionally designed.''Experience the best of Ruidoso in this stunning three-level condo with breathtaking views. Featuring 4 bedrooms, 4 bathrooms (2 full + 2 half), and high-end professional décor that blends comfort and sophistication.Sold furnished (see inventory). Move-in or rental ready from day one.

    James Russ II REMAX Sierra Blanca Realty

    108 Jack Little Dr Unit B-8, Ruidoso, NM 88345
  • /24

    $18,950

    • Land
    • 0.32 Acre
    • $59,219 per Acre

    111 King Richard Dr, Ruidoso, NM 88345

    Discover a rare opportunity to own a spacious, wooded .32-acre lot nestled in the renowned Black Forest subdivision of upper Flume Canyon. This prime corner/infill parcel offers a gentle upslope and southern exposure--perfect for capturing sweeping panoramic views of the Sierra Blanca range and surrounding pine forests.

    Aubrey Syljuberget Simply Real Estate

    111 King Richard Dr, Ruidoso, NM 88345
  • /48

    $210,000

    • 2 Beds
    • 1.5 Baths
    • 1,015 Sq Ft

    406 Sunny Slope Dr Unit 6, Ruidoso, NM 88345

    Cozy and charming 2 bed, 1.5 bath townhouse in beautiful Ruidoso, New Mexico! Nestled in a peaceful, non-flood zone neighborhood, this well-maintained home offers comfort and convenience year-round. Enjoy an inviting living area with a wood-burning fireplace, a functional kitchen with tasteful updates, and a back deck perfect for relaxing or entertaining. Upstairs features two spacious bedrooms

    Mirissa Good Better Homes & Gardens Real Estate - Steinborn & Associates

    406 Sunny Slope Dr Unit 6, Ruidoso, NM 88345
  • /13

    $45,000

    • Land
    • 0.35 Acre
    • $128,571 per Acre

    237 Yellow Pine Rd, Ruidoso, NM 88345

    Whether you're planning a full-time residence or a mountain getaway, this lot is cleared and ready for you to build your dream home! Enjoy a view of Sierra Blanca in a peaceful setting.

    Kaitlin Brophy Better Homes & Gardens Real Estate - Steinborn & Associates

    237 Yellow Pine Rd, Ruidoso, NM 88345
  • /11

    $39,000

    • Land
    • 0.28 Acre
    • $139,286 per Acre

    200 Alpine Village Rd, Ruidoso, NM 88345

    Corner lot with circle drive and very flat area for building. Very convenient location off Mechem drive. Access to city water, electric, natural gas available. Aerobic septic; 1200 sf minimum. Lot has been cleared after fire in 2024.

    Kelli Shelton Southern New Mexico Realty

    200 Alpine Village Rd, Ruidoso, NM 88345

Showing Results 201 - 240, Page 6 of 12

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