Saginaw, MI Homes for Sale under $200,000

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  /12

  $54,000

  • 2 Beds
  • 1 Bath
  • 818 Sq Ft

  815 Reed St, Saginaw, MI 48602

  Cash only sale due to condition of garage. The sale of this property is subject to court approval. This cozy 2 bedroom, 1 bath home offers a functional layout and spacious backyard. A solid opportunity for someone looking to invest a little work into a property. Home has been appraised and inspected, both reports are available for review. Appliances and personal property are not included in this

  Jenny McCulloch Keller Williams Preferred

  

  815 Reed St, Saginaw, MI 48602
• 

  

  

  /8

  $68,500

  $7K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,288 Sq Ft

  616 N Oakley St, Saginaw, MI 48602

  Rent-to-own opportunity! Spacious 4 bed, 2 bath home with strong upside potential for the right buyer. Perfect for a handyman or investor looking to build equity, and a great opportunity for someone looking for an alternative path to homeownership. This beautiful historic home still has many of the original features, and comes with a brand new roof

  Alyssa LaRose Mid-Mitten Realty

  

  616 N Oakley St, Saginaw, MI 48602
• 

  

  

  /5

  $12,000

  • Land
  • 31,363 Sq Ft
  • $16,667 per Acre

  1838 S Warren Ave, Saginaw, MI 48601

  High-traffic location with excellent visibility! This wooded industrial parcel offers plenty of potential for development or future investment. A great opportunity to secure industrial-zoned land in a well-traveled area. Call today for more information!

  Coty Lewis NextHome Greater Tri-cities

  

  1838 S Warren Ave, Saginaw, MI 48601
• 

  

  

  /14

  $57,000

  • 4 Beds
  • 3 Baths
  • 1,652 Sq Ft

  2308 N Michigan Ave, Saginaw, MI 48602

  Investor Special with incredible potential! This 3-unit property has been taken down to the studs, with the seller having already begun the renovation process. The next owner can complete the project and bring their vision to life. The property features 4 bedrooms, 3 bathrooms, a durable metal roof and siding, a carport, fenced yard, and storage shed. A great opportunity for investors or

  Carl Brink Century 21 Signature Realty - Bay City

  2308 N Michigan Ave, Saginaw, MI 48602
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  /16

  $199,900

  Open Wed 4:30PM - 6:30PM $30K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,756 Sq Ft

  2705 Luella Ave, Saginaw, MI 48603

  A new price creates an exceptional opportunity for buyers. This meticulously cared-for one-owner home is a rare find. Lovingly built and meticulously maintained by its one and only owner, this exceptional home is a true testament to pride of ownership and craftsmanship. Constructed with care by a father who believed in doing things the right way, every detail of this quality-built residence

  Amy Morgan Century 21 Signature Realty

  

  2705 Luella Ave, Saginaw, MI 48603
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  /24

  $105,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,836 Sq Ft

  1943 Ottawa St, Saginaw, MI 48602

  Turnkey investment opportunity with built-in income! This 3-bedroom, 2-bath home is currently tenant-occupied with a lease in place through February 2027, offering immediate and reliable cash flow. 1943 Ottawa features fresh paint throughout a fully finished basement with additional office/room, providing additional living space that adds to its rental appeal. Major updates include a newer roof

  Stephanie Filer Real Estate One Great Lakes Bay

  

  1943 Ottawa St, Saginaw, MI 48602
• 

  

  /15

  $55,000

  • 2 Beds
  • 2 Baths
  • 1,151 Sq Ft

  1209 Union Ave, Saginaw, MI 48602

  Investment opportunity in Saginaw, conveniently located near downtown, shopping, hospitals & major employers. This solid duplex features 1 bed / 1 bath per unit, a full basement, & tenants pay all utilities—keeping expenses low. Excellent rental history with both units occupied & $1,275/month gross income in place. Ideal for investors seeking steady cash flow & low-maintenance ownership. Subject

  Alex Billotti EXP Realty LLC

  1209 Union Ave, Saginaw, MI 48602
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  /13

  $128,900

  $1K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 892 Sq Ft

  5815 Gratiot Rd, Saginaw, MI 48638

  Welcome to this beautifully updated 2-bedroom, 1-bath home located in a highly desirable area! This cozy gem offers the perfect blend of comfort and convenience, featuring modern updates throughout and a layout that feels warm and inviting. Enjoy a bright living space, and updated kitchen, and well-maintained finishes that make this home truly move-in ready. All appliances stay, making your

  Maria Garcia Mid-Mitten Realty

  

  5815 Gratiot Rd, Saginaw, MI 48638
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  /10

  $61,000

  $6K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 787 Sq Ft

  402 Oak St, Saginaw, MI 48604

  Nice 3 bed 1 bath Ranch Newly Remodeled Home, perfect for Investor or First Time Home Buyer. New Roof and Water Heater. New Flooring and Paint throughout. Don't miss out on this great opportunity. Agents to verify all information and must be present for all showings and inspections. Schedule your showing today!

  Kendalyn Ross HamadyRobinson, REALTORS®

  

  402 Oak St, Saginaw, MI 48604
• 

  /2

  $28,000

  • Land
  • 12,632 Sq Ft
  • $96,552 per Acre

  29 Braeburn, Saginaw, MI 48638

  One of three remaining lots for sale new built would face the East excellent location in the subdivision area of nice homes

  Gary Bellinger Coldwell Banker Bellinger Real Estate

  

  29 Braeburn, Saginaw, MI 48638
• 

  

  /13

  $42,000

  • 2 Beds
  • 1 Bath
  • 1,440 Sq Ft

  1925 N Oakley St, Saginaw, MI 48602

  A little bit of do it your self equity will go a long way on this 2 bedroom home. Ideally located near Covenant hospital and close to shopping, restaurants and the expressway. Call for your personal showing today. Can be purchased as a bundle with 811 N. Granger, 512 N. Porter, and 920 N. Mason call for details.

  Roy Lerma Fitz You Homes

  

  1925 N Oakley St, Saginaw, MI 48602
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  /3

  $45,000

  $4K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,145 Sq Ft

  1314 Adams St, Saginaw, MI 48602

  Check out this 3-bedroom, 1-bath home in Saginaw featuring an attached garage and a fenced-in backyard—great for added convenience and outdoor enjoyment. The home also includes a newer hot water heater, offering added peace of mind. A separate utility room off the garage provides excellent space for a mudroom, storage, or added functionality. Currently tenant-occupied on a month-to-month lease,

  Stephanie Filer Real Estate One Great Lakes Bay

  

  1314 Adams St, Saginaw, MI 48602
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  /18

  $105,000

  $12K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,958 Sq Ft

  4672 N Gregory St, Saginaw, MI 48601

  Opportunity awaits! Don’t miss this spacious 3-bedroom, 2-full-bath home with over 1,900 square feet of living space. Inside, you’ll find oversized bedrooms, beautiful original hardwood floors, first-floor laundry, and a layout designed for comfortable living. Outside features include a 2-car attached garage and a fully fenced backyard. While the home could benefit from cosmetic updates, it is

  Alnisha Jackson-Dillard Keller Williams Preferred

  

  4672 N Gregory St, Saginaw, MI 48601
• 

  

  /19

  $99,900

  $3K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,792 Sq Ft

  612 Wayne St, Saginaw, MI 48602

  This quiet, well maintained duplex in the heart of Saginaw City is perfect for anyone looking for an investment property or for easier living. Close to old town and other amenities, this property is in excellent condition. Hardwood floors, well maintained 2 bedroom each apartment, with private parking. Set up your showing today!

  Heather Shephard Pinnacle Realty

  

  612 Wayne St, Saginaw, MI 48602
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  /37

  $184,900

  • 3 Beds
  • 1.5 Baths
  • 1,276 Sq Ft

  2904 Clayburn Rd, Saginaw, MI 48603

  Welcome home to this beautifully updated, move-in-ready ranch in the heart of Saginaw Township! Offering classic single-story living this three-bedroom, 1.5-bath home delivers comfort and convenience. Bright White Kitchen features crisp white cabinetry , brand-new countertops, and newer kitchen appliances within the last 4 year. Step into a light-filled living room highlighting hardwood floors.

  Ashley Baynham Berkshire Hathaway HomeServices

  

  2904 Clayburn Rd, Saginaw, MI 48603
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  /14

  $5,000

  • Land
  • 5,662 Sq Ft
  • $38,462 per Acre

  2112 Annesley St, Saginaw, MI 48601

  Buildable lot at a steal of a deal !! buy one buy 7 lets make a deal

  Shelley Dixon SoldA2Z Realty

  2112 Annesley St, Saginaw, MI 48601
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  /24

  $90,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,809 Sq Ft

  1002 S Michigan Ave, Saginaw, MI 48602

  See this classic home in the heart of Saginaw City, sporting original wood trim, floors, and classic glass doors. Converted into a duplex, it has gained utilities without losing any charm. Classic tile bathrooms and tile in the entry ways, original wounding banister, a full basement, and a plenty of parking. See this property today before it is gone!

  Heather Shephard Pinnacle Realty

  

  1002 S Michigan Ave, Saginaw, MI 48602
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  /14

  $69,900

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  616 S 21st St, Saginaw, MI 48601

  Clean 3br, 2full baths, updatd floor coverings with a 1.5 car garage and extra long driveway to park all your vehicles. Lots of work has been done on this home, including garage and shed. New PAINT throughout the home. Move-in ready. Newer Water Heater and Furnace.

  Geri Doxie Keller Williams Preferred

  

  616 S 21st St, Saginaw, MI 48601
• 

  

  /23

  $140,000

  $5K PRICE INCREASE

  • 3 Beds
  • 1 Bath
  • 1,092 Sq Ft

  4841 Eva St, Saginaw, MI 48601

  NEW PRICE + RECENT IMPROVEMENTS! Now offered at $140,000! Welcome to 4841 Eva Street, a beautifully updated 3-bedroom, 1-bath ranch with even more improvements recently completed by the sellers. The front porch has been refreshed, and some trees have been cut down to enhance the outdoor space and curb appeal. Inside, you'll find a bright, open layout with updated flooring, recessed lighting,

  Ryleigh Bernaugh Berkshire Hathaway HomeServices

  

  4841 Eva St, Saginaw, MI 48601
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  /13

  $64,999

  • 2,850 Sq Ft

  208 Florence St, Saginaw, MI 48602

  Nice 2,850(+/-) sq. ft. commercial building with great potential and immediate possession! Property includes a commercial kitchen and two walk-in coolers, offering flexible options for a variety of uses. This would make a great location for a motorcycle club, non-profit organization, small meeting/event space, vendor setup, or similar use. Reduced for a quick sale — bring your ideas and take

  Scott Myers RE/MAX Platinum - Grand Blanc

  

  208 Florence St, Saginaw, MI 48602
• 

  

  /8

  $34,500

  • 2 Beds
  • 1 Bath
  • 884 Sq Ft

  710 Holden St, Saginaw, MI 48601

  Investment opportunity on this 2 bedroom 1 bathroom home. Potential rent of $850 per month. Home does need a furnace and water heater.

  Angie Muehlfeld Century 21 Signature - Frankenmuth

  

  710 Holden St, Saginaw, MI 48601
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  /2

  $45,000

  $8K PRICE DROP

  • Land
  • 2.41 Acres
  • $18,672 per Acre

  6050 Mackinaw Rd, Saginaw, MI 48650

  Discover the perfect blend of convenience and opportunity with this 2.41 acre vacant parcel. Nestled in a desirable location in Kochville township, this property is already equipped with gas, water, electric and cable at the road - saving you time and cost when building your dream home. A successful perc test has been completed, ensuring a smooth path for building. The property also features an

  Kayla Cobb EXP Realty

  

  6050 Mackinaw Rd, Saginaw, MI 48650
• 

  

  /14

  $5,000

  • Land
  • 5,662 Sq Ft
  • $38,462 per Acre

  2123 Annesley St, Saginaw, MI 48601

  buy 1 buy 7 lets make a deal

  Shelley Dixon SoldA2Z Realty

  2123 Annesley St, Saginaw, MI 48601
• 

  

  /15

  $164,500

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,476 Sq Ft

  2335 Shattuck Rd, Saginaw, MI 48603

  Welcome to this beautifully updated 3 bedroom, 2 bathroom home featuring a complete kitchen renovation with stylish quartz countertops and modern finishes. The spacious layout offers a comfortable living area and formal dining. The private master bedroom is complete with its own full bathroom. Updates include new roof, central air, flooring throughout, fresh paint and some updated electrical,

  Joanna Stamann RE/MAX New Image

  

  2335 Shattuck Rd, Saginaw, MI 48603
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  /5

  $20,000

  • 3 Beds
  • 1 Bath
  • 864 Sq Ft

  545 S 10th St, Saginaw, MI 48601

  Calling all contractors, investors, and renovation pros! Looking for your next major project? This gutted property offers a blank canvas for a buyer ready to bring it back to life. Extensive renovation and construction work will be needed, making this opportunity best suited for an experienced investor, contractor, or buyer comfortable taking on a substantial rehab. Bring your vision, your crew,

  Alnisha Jackson-Dillard Keller Williams Preferred

  

  545 S 10th St, Saginaw, MI 48601
• 

  

  /5

  $52,900

  • 2 Beds
  • 1 Bath
  • 834 Sq Ft

  1907 Morgan St, Saginaw, MI 48602

  2 bedroom, 1 bath home with a long-term tenant already in place—an easy, addition to your portfolio. This property offers immediate rental income and steady occupancy, making it a great option for those looking to grow investments. A great opportunity to step in and start collecting rent from day one. The home does need some TLC, allowing the next owner to update and add value over time.

  Kelly Wolf Berkshire Hathaway HomeServices

  

  1907 Morgan St, Saginaw, MI 48602
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  /9

  $5,500

  $3K PRICE DROP

  • Land
  • 18,295 Sq Ft
  • $13,095 per Acre

  3261 Sheridan Ave, Saginaw, MI 48601

  SELLER FINANCING AVAILABLE!!! Prime opportunity in the City of Saginaw! This offering includes two adjacent parcels at 3261 and 3265 Sheridan Ave, providing flexibility for your next build or investment project. Sewer is already on the property, helping streamline your development plans and reduce upfront costs.Whether you’re looking to build now or hold for future growth, this double-lot

  Emily Schulz Red Fox Realty LLC

  

  3261 Sheridan Ave, Saginaw, MI 48601
• 

  

  /19

  $64,900

  • 3 Beds
  • 1 Bath
  • 1,760 Sq Ft

  3215 Grant St, Saginaw, MI 48601

  Immediate occupancy and move-in ready! This well-maintained Saginaw home offers an excellent opportunity for a first time buyer, downsizing buyer, or investor. Inside, you'll find fresh paint, newer vinyl flooring, and white steel windows. A wall mounted AC unit helps keep the entire home comfortable during warmer months. The partially finished basement provides additional living space, perfect

  Jenna Bader Berkshire Hathaway HomeServices

  

  3215 Grant St, Saginaw, MI 48601
• 

  

  /20

  $75,000

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 916 Sq Ft

  2313 Morgan St, Saginaw, MI 48602

  Cute, cozy, and full of charm! This 2 bedroom home in the City of Saginaw has beautiful wood floors that really shine and tons of windows bringing in natural light throughout the home. It has such a bright and welcoming feel the second you walk in. Tons of storage in the attached garage and shed out back along with a newer roof for peace of mind! Affordable, inviting, and full of potential! Call

  Stephanie Filer Real Estate One Great Lakes Bay

  

  2313 Morgan St, Saginaw, MI 48602
• 

  

  /6

  $64,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 839 Sq Ft

  2913 Congress Ave, Saginaw, MI 48602

  Charming 2-bedroom, 1-bath bungalow with a full basement and detached garage, conveniently located close to city amenities. The property features a partially fenced backyard and offers excellent potential for both homeowners and investors. Long-term tenants have been in place for approximately 15 years and have an excellent rental history, including never missing a payment. They would like to

  Myles Shephard Pinnacle Realty

  

  2913 Congress Ave, Saginaw, MI 48602
• 

  

  /34

  $149,900

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,186 Sq Ft

  3035 Schaeffer St, Saginaw, MI 48604

  WELCOME TO CARROLLTON TWP. COME AND VIEW THIS BEAUTIFUL ONE AND A HALF STORY HOME. OFFERS 3 TO 4 SPOTLESS BEDROOMS. TWO BEDROOMS ON THE MAIN FLOORWITH ADDITION TWO BEDROOMS UPSTAIRS. UPSTAIRS WOULD ACTUALLY BE A BEAUTIFUL MASTER BEDROOM WITH A VERY LARGE WALK-IN CLOSET AND OWN PERSONAL PRIVATE BATHROOM. THE UPSTAIRS FULL BATH IS COMPLETELY BRAND AS OF 2026 NEW STANDUP SHOWER, VANITY, TOILET AND

  Cathy Gutierrez Berkshire Hathaway HomeServices

  

  3035 Schaeffer St, Saginaw, MI 48604
• 

  

  /22

  $60,000

  • 3 Beds
  • 1 Bath
  • 1,010 Sq Ft

  354 S 30th St, Saginaw, MI 48601

  Charming 1948 Mid-Century Ranch – Incredible Value at $60,000! Welcome home to this classic 1948 ranch, offering the perfect blend of solid mid-century construction, functional space, and unbeatable affordability. Whether you are a first-time homebuyer looking to build equity or an investor searching for a high-potential rental property, This 3-bedroom, 1-bathroom Attached 2-Car Garage &

  Sarah Gilbert Irongate Realty Group

  

  354 S 30th St, Saginaw, MI 48601
• 

  

  /25

  $39,900

  $15K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 2,088 Sq Ft

  620 Madison St, Saginaw, MI 48602

  Seize the chance to reimagine, renovate, and make memories in this 4-bedroom, 1.5-bathcolonial with original hardwood floors, a great front porch, and built-in bookcases. Thepossibilities are as vast as your imagination—schedule a viewing and embark on the journey oftransforming this fixer-upper into the home of your dreams!

  Joe Hammel Keller Williams Somerset

  

  620 Madison St, Saginaw, MI 48602
• 

  

  /19

  $60,000

  $30K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 864 Sq Ft

  3256 Parkwood Ave, Saginaw, MI 48601

  Price improvement! Seller is open to all reasonable offers! Welcome home to this beautifully fully remodeled 3 bedroom, 1 bath gem that is truly move in ready. Designed with modern living in mind, this home features a fresh, updated interior with stylish finishes throughout. Home is bright with stylish finishes throughout perfect for a single family buyer or one looking to downsize. This home

  Alnisha Jackson-Dillard Keller Williams Preferred

  

  3256 Parkwood Ave, Saginaw, MI 48601
• 

  

  /25

  $99,900

  • 2 Beds
  • 1 Bath
  • 834 Sq Ft

  1834 Allegan St, Saginaw, MI 48602

  CUTE, Clean and Move in ready!! This adorable bungalow is now available! Two bedrooms, a full basement, updated kitchen & bathroom and a fenced yard for your fur babies. The work has been completed for you, start packing, this home is waiting for you!

  Marie Glinski Century 21 Signature Saginaw

  1834 Allegan St, Saginaw, MI 48602
• 

  /2

  $15,995

  $19K PRICE DROP

  • Land
  • 22,651 Sq Ft
  • $30,760 per Acre

  1610 E Genesee Ave, Saginaw, MI 48601

  Commercial corner lot in Saginaw. Bring offers.

  Ryan Eashoo REMAX Edge

  

  1610 E Genesee Ave, Saginaw, MI 48601
• 

  

  /29

  $48,400

  • 2 Beds
  • 1 Bath
  • 828 Sq Ft

  2502 S 24th St, Saginaw, MI 48601

  Welcome to **2502 24th St.**, a 2-bedroom, 1-bath home situated on a spacious **double corner lot with a privacy-fenced yard**! Inside, you'll find an inviting **open floor plan** with a comfortable flow between the living and dining areas, along with a separate laundry room. The former garage has been converted into a bonus room, offering additional living space, a home office, hobby room, or

  Andie Holbrook RE/MAX New Image

  

  2502 S 24th St, Saginaw, MI 48601
• 

  

  /15

  $75,000

  • 3 Beds
  • 1 Bath
  • 1,738 Sq Ft

  1723 Maine St, Saginaw, MI 48602

  Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone recent updates. Section 8 pays directly to the owner. Rent is $1200, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

  Vincent Manganello Great Lakes Real Estate Agency LLC

  

  1723 Maine St, Saginaw, MI 48602
• 

  

  /11

  $120,000

  $20K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,995 Sq Ft

  2518 Whitemore Place, Saginaw, MI 48602

  The seller is highly motivated and ready to consider offers. Property is being sold as-is and will require cosmetic repairs and updates. Whether you’re looking for your next renovation project or an affordable home to customize to your taste, this property presents a fantastic opportunity. Bring your tools, ideas, and imagination this diamond in the rough is waiting to shine again! Did I mention

  Alnisha Jackson-Dillard Keller Williams Preferred

  

  2518 Whitemore Place, Saginaw, MI 48602
• 

  

  /14

  $62,000

  • 3 Beds
  • 2 Baths
  • 1,033 Sq Ft

  4567 Ashwood Dr W, Saginaw, MI 48603

  Welcome to this beautifully updated open-concept 3-bedroom, 2-bath home in Lawndale Estates, move-in ready and waiting for you to call it home. From the moment you step inside, you’ll appreciate the stunning hardwood floors that add warmth and elegance throughout the main living space. The thoughtfully updated kitchen is a true highlight, featuring 42-inch cabinets, a spacious pantry, and ample

  Ryan Guillen Real Broker, LLC

  

  4567 Ashwood Dr W, Saginaw, MI 48603

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