Affordable Homes for Sale in Saint Cloud, FL under $324,000

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  /75

  $200,000 Open Thu 11AM - 2PM

  • 5 Beds
  • 4 Baths
  • 4,239 Sq Ft

  4925 Cypress Hammock Dr, Saint Cloud, FL 34771

  Auction Property. AUCTION PROPERTY - ONLINE BIDDING DATE- FEBRUARY 19, 2026 - 11:00 A.M. - 1:00 P.M. - MAKE APPOINTMENTS THROUGH CWSMARKETING AND to bid on the auction go to BID.CWSMARKETING - PRICE REFLECTS BIDDING STARTING PRICE. THERE IS NO BUYER'S PREMIUM.There’s nothing standard here! Perfect for entertaining or taking in warm Florida breezes, this home is the ultimate luxury escape,

  Cathy Marino CATHY S. MARINO REALTY, INC.

  4925 Cypress Hammock Dr, Saint Cloud, FL 34771
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  /2

  $19,000

  • Land
  • 2.55 Acres
  • $7,451 per Acre

  0 Holopaw Groves Rd Unit F10547963, Saint Cloud, FL 34772

  Holopaw offers vast, open spaces and abundant trails perfect for four-wheeler enthusiasts, making it a haven for off-road adventures. The area’s rich wildlife and serene natural environment provide excellent hunting opportunities for outdoor enthusiasts. Owning property in Holopaw ensures easy access to these activities, creating a personal retreat in the heart of Florida’s wilderness.Owner

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10547963, Saint Cloud, FL 34772
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  /28

  $299,000

  • Land
  • 2.1 Acres
  • $142,381 per Acre

  0 Bass Hwy Unit MFRS5135139, Saint Cloud, FL 34771

  RARE WATERFRONT LAND OPPORTUNITY – 2.1 ACRES ON THE ALLIGATOR CHAIN OF LAKES! Discover a one-of-a-kind chance to own a vacant 2.1-acre waterfront lot with nearly 200+ feet of direct shoreline on stunning Lake Lizzie, part of the highly sought-after Alligator Chain of Lakes. This is the ultimate blank canvas for those dreaming of a custom-built lakefront retreat with panoramic water views and

  Lydia Morrison TIE TEAM REALTY LLC

  0 Bass Hwy Unit MFRS5135139, Saint Cloud, FL 34771
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10546498, Saint Cloud, FL 34772

  Property in Holopaw. camp, hunt and recreational land.Owner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10546498, Saint Cloud, FL 34772
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  /17

  $139,900

  • 2 Beds
  • 2 Baths
  • 1,310 Sq Ft

  3166 Carpenter Ln Unit 80, St. Cloud, FL 34769

  Beautiful spacious like new pristine 2 bed 2 bath home includes, spacious living room with new wood like flooring, large primary suite with ample closet space, en-suite bathroom with spacious shower and bench seating, double sink vanity, storage cabinets, secondary bathroom with shower/tub combo ample storage space throughout, secondary bedroom has new carpet with ample closet space, open kitchen

  Paula Evans Great Florida Living, Inc.

  3166 Carpenter Ln Unit 80, St. Cloud, FL 34769
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  /21

  $169,900

  • 2 Beds
  • 2 Baths
  • 784 Sq Ft

  2000 Palm St, Saint Cloud, FL 34769

  This 2-bedroom, 2-bathroom home in St. Cloud offers a solid foundation and a functional layout. The interior features crown molding and trim, while the exterior is finished in low-maintenance vinyl. Highlights include a kitchen equipped with essential appliances, plus a washer and dryer. Enjoy central electric cooling and a roof that is roughly 12 years old. The property comes with uninstalled

  Scott Fader JOSEPH WALTER REALTY LLC

  2000 Palm St, Saint Cloud, FL 34769
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10544286, Saint Cloud, FL 34772

  Own 1.26 acres in Holopaw, camp, ride and hunt!Owner financing available!

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544286, Saint Cloud, FL 34772
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  /3

  $65,000

  • Land
  • 4.97 Acres
  • $13,078 per Acre

  0 Holopaw Groves Rd Unit F10524721, Saint Cloud, FL 34772

  4.97 Acres in Holopaw (Suburban Estates), 10,000-acre recreational and hunting paradise just minutes from St. Cloud and Orlando. Ideal for four-wheeling, ATV/side-by-side adventures, mudding, camping, hunting, and target shootingOwner Financing Available with only $5k down

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10524721, Saint Cloud, FL 34772
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10545184, Saint Cloud, FL 34772

  Ride, camp and hunt on your property in Holopaw.Owner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10545184, Saint Cloud, FL 34772
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  /6

  $49,000

  • Land
  • 2.54 Acres
  • $19,291 per Acre

  0 Holopaw Groves Rd Unit MFRO6241744, Saint Cloud, FL 34773

  Seize the chance to own a piece of Florida's agricultural future with this 2.54-acre parcel of land located on Holopaw Groves Road in St. Cloud, FL 34772. This spacious lot is zoned for agriculture, offering incredible potential for farming, homesteading, or investing in the region's expanding growth. Imagine cultivating your own crops, establishing a private rural retreat, or holding onto this

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6241744, Saint Cloud, FL 34773
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  /2

  $9,500

  • Land
  • 0.64 Acre
  • $14,844 per Acre

  0 Holopaw Groves Rd Unit F10544134, Saint Cloud, FL 34772

  Discover Holopaw. Looking for thousands of acres for off roading and hunting? Owning this parcel gets you through the gate.

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544134, Saint Cloud, FL 34772
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  /14

  $59,000

  • 2 Beds
  • 2 Baths
  • 720 Sq Ft

  3300 Keokuk Ct, St. Cloud, FL 34769

  Welcome home to this adorable 2-bedroom, 2-bath mobile home located in the desirable 55+ community of The Mark in Saint Cloud, FL. Situated on leased land with a monthly lot rent of $639, this home is perfectly positioned directly across from the pool, mailboxes, and community amenities-convenience at its best! Step inside to an open floor plan featuring new vinyl flooring throughout and a

  Donovan Frantz Weichert, Realtors - Hallmark Properties

  3300 Keokuk Ct, St. Cloud, FL 34769
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10544536, Saint Cloud, FL 34772

  Holopaw property. Camp, ride and hunt on your own reacreational property.Owner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544536, Saint Cloud, FL 34772
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  $235,000

  • 2 Beds
  • 1 Bath
  • 784 Sq Ft

  3735 Kaiser Ave, Saint Cloud, FL 34772

  Build your dream home in St. Cloud Manor Estates. This residential homesite offers an excellent opportunity to create a custom single-family residence with no HOA and no additional impact fees required to build, providing meaningful savings from day one. This buildable property provides flexibility for new residential construction without restrictive design requirements, allowing you to plan and

  Steven Pugh EXP REALTY LLC

  3735 Kaiser Ave, Saint Cloud, FL 34772
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  /2

  $29,000

  • Land
  • 2.5 Acres
  • $11,600 per Acre

  0 Holopaw Groves Rd Unit MFRO6240989, Saint Cloud, FL 34773

  Seize the chance to own a piece of Florida's agricultural future with this 2.50-acre parcel of land located on Holopaw Groves Road in St. Cloud, FL 34772. This spacious lot is zoned for agriculture, offering incredible potential for farming, homesteading, or investing in the region's expanding growth. Imagine cultivating your own crops, establishing a private rural retreat, or holding onto this

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6240989, Saint Cloud, FL 34773
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10544563, Saint Cloud, FL 34772

  Own 1.25 acres in Holopaw. Ride, Camp and hunt!Owner financing available.

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544563, Saint Cloud, FL 34772
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10544379, Saint Cloud, FL 34772

  1.25 Acres in Holopaw. Perfect for camping, hunting and ridingOwner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544379, Saint Cloud, FL 34772
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  /6

  $90,000

  • Land
  • 0.05 Acre
  • $1,800,000 per Acre

  1418 Starboard Dr Unit 619, Saint Cloud, FL 34771

  Ideal retreat for snowbirds or small family. Buy your own RV or seller has one already set up that can be purchased seperately. Nice size lot backs to private wooded area, with no rear neighbors.. Shed on the site with water, electric and washer, dryer and refrigerator will stay. Gated community with community pool, club house, shuffle boards, scenic golf cart trails and more. This lakefront

  Lorraine McMichen SOUTHERN HOMES & PROPERTIES INC

  1418 Starboard Dr Unit 619, Saint Cloud, FL 34771
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  /4

  $250,000

  • Land
  • 2.37 Acres
  • $105,485 per Acre

  0 Quail Roost Rd Unit MFRS5125022, Saint Cloud, FL 34772

  ** PRICE REDUCED!! GREAT OPPORTUNITY TO BUILD YOUR CUSTOM HOME ON THIS 2.36 ACRES LOT LOCATED IN THE HEART OF ST. CLOUD. THIS IS ONE OF 5 LOTS AVAILABLE FOR SALE. NO HOMEOWNERS ASSOCIATION TO DEAL WITH, NO CDD FEES TO PAY. THE PROPERTY IS ALSO IN PROXIMITY TO SHOPPING AREAS, HIGHWAYS AND ESSENTIAL SERVICES, ENHANCING DAILY CONVENIENCES. DONT MISS OUT ON OWNING THIS FABULOUS PIECE OF PROPERTY TO

  Reshma Munjal CENTURY 21 ALL HOMES & PROPERT

  0 Quail Roost Rd Unit MFRS5125022, Saint Cloud, FL 34772
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10546488, Saint Cloud, FL 34772

  Property in Holopaw. Camp, ride and hunt.Owner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10546488, Saint Cloud, FL 34772
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  /3

  $39,000

  • Land
  • 1.26 Acres
  • $30,952 per Acre

  0 Suburban Ests Sec 20 3441 001h Unit MFRS5138113, Saint Cloud, FL 34771

  This property is for recreational use only. Owning a lot in Suburban Estates entitles you to a key for the main gate and entry toSuburban Estates. Suburban Estates covers over 11,000+ acres of land which is known for camping, four-wheeling, fishing, hunting,etc. This is not a buildable lot. Owner does not have key to gate. Please call agent if you are not familiar with Suburban Estates.

  Darin Crane FLORIDA REALTY RESULTS LLC

  0 Suburban Ests Sec 20 3441 001h Unit MFRS5138113, Saint Cloud, FL 34771
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  $49,000

  • Land
  • 2.48 Acres
  • $19,758 per Acre

  0 Holopaw Groves Rd Unit MFRO6271304, Saint Cloud, FL 34773

  Build your ideal retreat on this 2.48-acre vacant lot located on Holopaw Groves Road in St. Cloud, Florida 34773. Offering a generous amount of space and a peaceful rural setting, this property provides the perfect canvas for a custom spot with room for outdoor living areas, or additional structures. Surrounded by natural Florida scenery, the land offers privacy and tranquility while still being

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6271304, Saint Cloud, FL 34773
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  $315,000

  • 3 Beds
  • 2 Baths
  • 1,352 Sq Ft

  9295 Richmond Rd, Saint Cloud, FL 34773

  PRICE AND LOCATION! This immaculate 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and convenience. Upon entering, you'll find a bright and open floor plan, where the living room, dining area, and kitchen flow seamlessly together, ideal for both everyday living and entertaining. The kitchen is designed with functionality in mind, featuring ample cabinetry, a center island,

  Maria Martell LPT REALTY, LLC

  9295 Richmond Rd, Saint Cloud, FL 34773
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  /12

  $200,000

  • Land
  • 0.22 Acre
  • $909,091 per Acre

  0 Connecticut Ave Unit MFRO6284452, Saint Cloud, FL 34769

  This prime 0.22-acre corner lot in the heart of Saint Cloud, Florida, offers an incredible opportunity to build your dream home. No HOA or Utilities. Situated just two blocks from the serene East Lake Toho and the vibrant downtown St. Cloud, you'll enjoy the perfect balance of peaceful living with convenient access to local amenities. The lot is high and dry, providing an ideal foundation for

  Adam Skott REDFIN CORPORATION

  0 Connecticut Ave Unit MFRO6284452, Saint Cloud, FL 34769
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  $155,000

  • 2 Beds
  • 2 Baths
  • 1,344 Sq Ft

  175 Indian Trail Unit 109, St. Cloud, FL 34769

  Beautiful like new 2 Bed 2 Bath Home. Wood like flooring throughout. Clean open kitchen with abundant cabinetry and Island, appliances included. Furnished dinning room. Spacious furnished living room. Spacious primary suite with walk in closet. En-suite bathroom with walk in shower bench seating, double vanity sink and linen storage. Laundry room, large shed attached to a long carport, cozy

  Paula Evans Great Florida Living, Inc.

  175 Indian Trail Unit 109, St. Cloud, FL 34769
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  /4

  $225,000

  • Land
  • 0.34 Acre
  • $661,765 per Acre

  1113 Michigan Ave, Saint Cloud, FL 34769

  Spacious vacant land — a third of an acre — offering endless potential! This generously sized lot provides the ideal setting for constructing a duplex or custom residence, with ample room for outdoor living, parking, and landscaping. The property includes a credit for one impact fee and one OUC connection fee for a single-family home, adding valuable savings to your development plans. With its

  Patricia Herodier LA ROSA REALTY LLC

  1113 Michigan Ave, Saint Cloud, FL 34769
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  /45

  $295,500

  • 2 Beds
  • 2 Baths
  • 1,346 Sq Ft

  2437 Yellow Brick Rd, Saint Cloud, FL 34772

  Wonderful gated DEL WEBB community for 55 and over active adults . Twin Lakes offers several pools, a 20,000 sf clubhouse, Tennis, access to a gorgeous lake for kayaking or boating, lap pool, fitness center with sauna, game room, pickleball courts, putting greens. Hoa covers roofs, all exterior walls ,structural components, foundations, exterior paint, exterior repairs, lawn and shrub

  Brigitte Knott CHARLES RUTENBERG REALTY ORLANDO

  2437 Yellow Brick Rd, Saint Cloud, FL 34772
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  /2

  $21,900

  • Land
  • 5.16 Acres
  • $4,244 per Acre

  0 Holopaw Groves Rd Unit MFRS5129806, Saint Cloud, FL 34771

  Located in Suburban Estate, this is a Recreational Use only and as of Today, no Certificate of Occupancy will be Granted by the Authority. The use of 4 Wheel Drive is needed to access this property and a key entrance purchase from the SEPA Club is requires.

  Manuel Minier MAGNUS REALTY GROUP LLC

  0 Holopaw Groves Rd Unit MFRS5129806, Saint Cloud, FL 34771
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  /5

  $29,000

  • Land
  • 1.29 Acres
  • $22,481 per Acre

  0 Holopaw Groves Rd Unit MFRO6241752, Saint Cloud, FL 34773

  Seize the chance to own a piece of Florida's agricultural future with this 1.29-acre parcel of land located on Holopaw Groves Road in St. Cloud, FL 34772. This spacious lot is zoned for agriculture, offering incredible potential for farming, homesteading, or investing in the region's expanding growth. Imagine cultivating your own crops, establishing a private rural retreat, or holding onto this

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6241752, Saint Cloud, FL 34773
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  /22

  $135,900

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  3813 Covington Dr, St. Cloud, FL 34772

  Manufactured Home on Leased Land with Lot Rent. Welcome to this beautiful 3-bedroom, 2-bathroom manufactured home located in Covington Estates, a family- and pet-friendly community in the heart of Saint Cloud. This inviting neighborhood offers fantastic amenities, including a swimming pool, basketball court, clubhouse with meeting space, playground, and peaceful surroundings. Perfectly situated

  Adriana Cardenas Weichert Realtors Hallmark Properties

  3813 Covington Dr, St. Cloud, FL 34772
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  $309,900

  • 3 Beds
  • 2.5 Baths
  • 1,370 Sq Ft

  4520 Calvary Way, Saint Cloud, FL 34769

  Short Sale. Short Sale subject to third party approval. Welcome to this beautifully designed 3-bedroom, 2.5-bathroom townhome located in the sought-after Anthem Park community. Built in 2023, this two-story residence offers the best value in the area. I offers 1,553 square feet of thoughtfully planned living space, perfect for families or professionals seeking a blend of style and functionality.

  Synthia de la Portilla SDLP REAL ESTATE GROUP LLC

  4520 Calvary Way, Saint Cloud, FL 34769
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  /4

  $239,900

  • Land
  • 1.05 Acres
  • $228,476 per Acre

  0 Massachusetts Ave Unit MFRS5139108, St. Cloud, FL 34769

  1 ACRE LOT - NO HOA!!! Excellent opportunity to build your dream home with lots of room for your workshop and all your toys. Investors & builders, this lots can also be split up to 4 residential lots 72x150 each, or 2 lots 1/2 acre each. Close to 192 & turnpike and all major highways. Easy access to public transportation, restaurants, shopping and hospital.

  Norquy Pagan NONA LEGACY POWERED BY LA ROSA

  0 Massachusetts Ave Unit MFRS5139108, St. Cloud, FL 34769
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  /2

  $12,500

  • Land
  • 1.27 Acres
  • $9,843 per Acre

  0 Holopaw Groves Rd Unit F10544104, Saint Cloud, FL 34772

  Own 1.26 acres in Holopaw Groves Recreational Area. Camp, hunt and ride!Owner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544104, Saint Cloud, FL 34772
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  /2

  $12,500

  • Land
  • 0.31 Acre
  • $40,323 per Acre

  0 Holopaw Groves Rd Unit F10549868, Saint Cloud, FL 34772

  Holopaw camp lot with owner financing

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10549868, Saint Cloud, FL 34772
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  /2

  $150,000

  • Land
  • 0.16 Acre
  • $937,500 per Acre

  3441 13th St, St. Cloud, FL 34769

  Position your business for success with this 0.16-acre commercial lot located at 3441 13th St Road in St. Cloud, Florida (34769). Situated in a high-visibility area with steady local traffic, this property offers excellent potential for a wide range of commercial uses. Its manageable size makes it ideal for small businesses, office space, retail, or future development. Surrounded by established

  Samih Sadiq KELLY RIGHT REAL ESTATE

  3441 13th St, St. Cloud, FL 34769
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  /21

  $30,000

  • 2 Beds
  • 2 Baths

  325 Rosedale Ave Unit 3, Saint Cloud, FL 34769

  Charm throughout. This spacious and inviting 2-bedroom, 2-bathroom home is located in the desirable 55+ community of Jade Isle in St Cloud, Florida! This home offers an open floorplan, an interior laundry area, and an enclosed sunroom. The well-appointed kitchen features an eating bar and comes equipped with a refrigerator stove and oven for a move-in-ready experience. Recent upgrades include

  Jennifer Maasdorp Integrity Mobile Homes

  325 Rosedale Ave Unit 3, Saint Cloud, FL 34769
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  /19

  $35,000

  • 2 Beds
  • 1.5 Baths
  • 672 Sq Ft

  5620 Lake Lizzie Dr Unit 11, Saint Cloud, FL 34771

  Welcome to this charming manufactured home located on leased land in a well-kept senior community in Saint Cloud, Florida. Offering an excellent combination of comfort, affordability, and picturesque surroundings, with low lot rent and serene water views. Inside, you'll find a bright, open-concept layout enhanced by attractive laminate flooring throughout. The home features 2 bedrooms, 1.5

  Adriana Cardenas Weichert Realtors Hallmark Properties

  5620 Lake Lizzie Dr Unit 11, Saint Cloud, FL 34771
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  /4

  $275,000

  • 2 Beds
  • 1 Bath
  • 725 Sq Ft

  1970 Bradley Dr, Saint Cloud, FL 34771

  Don’t miss this well maintain two-bedroom, one bath block home located just off highway 192 in beautiful Osceola County. Situated in the county (No city taxes!), this property offers the perfect blend of privacy and convenience. The home features a recently remodeled kitchen, adding a fresh and modern touch to the heart of the home. The property is in great condition and both a fully landscaped

  Diane Mehrlich SOUTHERN GROUNDS REALTY LLC

  1970 Bradley Dr, Saint Cloud, FL 34771
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  /4

  $250,000

  • Land
  • 2.37 Acres
  • $105,485 per Acre

  0 Bob White Trail Unit MFRS5125020, Saint Cloud, FL 34772

  ** PRICE REDUCED!! GREAT OPPORTUNITY TO BUILD YOUR CUSTOM HOME ON THIS 2.36 ACRES LOT LOCATED IN THE HEART OF ST. CLOUD. THIS IS ONE OF 5 LOTS AVAILABLE FOR SALE. NO HOMEOWNERS ASSOCIATION TO DEAL WITH, NO CDD FEES TO PAY. THE PROPERTY IS ALSO IN PROXIMITY TO SHOPPING AREAS, HIGHWAYS AND ESSENTIAL SERVICES, ENHANCING DAILY CONVENIENCES. DONT MISS OUT ON OWNING THIS FABULOUS PIECE OF PROPERTY TO

  Reshma Munjal CENTURY 21 ALL HOMES & PROPERT

  0 Bob White Trail Unit MFRS5125020, Saint Cloud, FL 34772
• 

  /2

  $9,500

  • Land
  • 1.27 Acres
  • $7,480 per Acre

  0 Holopaw Groves Rd Unit F10544934, Saint Cloud, FL 34772

  Recreational property in Holopaw. Hunt, camp and ride!Owner financing available

  Rebecca Pierce Divito Real Estate Group

  0 Holopaw Groves Rd Unit F10544934, Saint Cloud, FL 34772

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