Downtown Saint Cloud Homes under $400,000

Charming 3-Bedroom, 3-Bath Home Just Steps from the Scenic St. Cloud Lakefront!This home offers 1,616 sq. ft. of spacious and comfortable living, Enjoy, a sleek, ceramic tile finish and laminate flooring in dining, kitchen and bonus area, creating a clean, low-maintenance environment. The thoughtful split floor plan offers both privacy and functionality—perfect for families, guests, or a

Teresa Reilly-O'Doherty PA AVANTI WAY REALTY LLC

Welcome to this beautifully updated 3-bedroom, 2-bathroom home nestled in the heart of St. Cloud, just blocks from the scenic Lakefront and downtown. Set on an oversized lot, this home offers the perfect blend of charm, modern updates, and unbeatable location.From the moment you arrive, you’ll be drawn in by the stylish curb appeal, featuring a custom brick paver driveway and a sleek,

Steven Pugh EXP REALTY LLC

Price Reduction - Motivated Seller!Welcome to your dream property, just one home away from the picturesque St. Cloud Lakefront! This versatile single-family home is perfect for both homeowners and investors. The total living space under heat and air is an impressive 1,888 sq ft. Recent updates include a new roof and HVAC system (2022) and a hot water heater (approx. 2018), ensuring comfort

Teresa Reilly-O'Doherty PA AVANTI WAY REALTY LLC

No HOA! In in the heart of Saint Cloud’s Historic District and just 1.5 miles beautiful East Lake Tohopekaliga lakefront, this unique property offers the perfect blend of character, flexibility, and income potential. Whether you're searching for your next primary residence or a cash-flowing investment, this home delivers. Located just minutes from local downtown shops, a movie theater,

Beatrice Colon REALITY REALTY

Charming Fully Renovated 4-bedroom, 2-bath home located in the heart of St. Cloud. This beautiful property features a spacious living area with plenty of natural light, a modern kitchen with all new cabinetry and countertops, and a cozy dining space perfect for gatherings. The primary bedroom includes an en-suite bathroom, while additional bedrooms are generously sized. Property has 2024 roof and

Ismael Perdomo Moreno OUTLET REALTY

Welcome Home to This Beautifully Updated 3BR/2.5BA Home on a Spacious 0.34-Acre Lot! Located in the heart of St. Cloud, this move-in-ready home boasts an 800 sq ft addition completed in 2024, offering extra space and modern comfort. With a Smart Home setup, EV charger, and energy-efficient mini-split HVAC system (4-head main home, 2-head addition), this property blends convenience with

Minetta Garay PROPERTY SOLUTIONS UNLIMITED INC.

YOU GOING TO FALL IN LOVE WITH THIS BEAUTIFUL HOME SWEET HOME. TOP-OF-THE-LINE UPGRADE THROUGHOUT THE HOUSE. Beautifully situated just blocks from St. Cloud’s Lakefront Park and minutes from the vibrant heart of downtown St. Cloud. This 3-bedroom, 2-bath home has no HOA. Come and live at Florida's finest. This beautiful home truly has the latest lamps and ceiling fans & and more in today's market

Octavio Abreu NONA LEGACY POWERED BY LA ROSA

This home has been completely renovated, with 3 sheds all have power and lights, a huge carport attached to home, tankless hot water tank, all new flooring, paint. All the baths have been renovated, kitchen features stainless appliances and granite counter top, huge living room and dining room. The home features 2 master baths. This home is in move in condition. AGENTS SELLER IS OFFERING $10000

Domenic Spirito FREEDOM PROPERTIES LLC

Move-in ready and fully updated! This beautifully reimagined home has been thoughtfully renovated from top to bottom, featuring a brand-new roof on both the house and garage, a new HVAC system, fresh interior and exterior paint, and stylish luxury vinyl plank flooring throughout.The kitchen is a showstopper with all-new cabinetry, sleek countertops, and stainless steel appliances, while

Jackie Millan KELLER WILLIAMS ADVANTAGE III

Charming 3 Bed, 2 Bath Historic Home in Downtown Saint Cloud – No HOA or CDD!Welcome to this beautifully updated 3-bedroom, 2-bath historic home located in the highly desirable downtown Saint Cloud area. Situated on a spacious corner lot just blocks from the lakefront park, this home offers the perfect blend of character, convenience, and modern updates.Remodeled in 2021 with a

Sibelys Alvarez MARK SPAIN REAL ESTATE

Centrally located in St Cloud in a quiet subdivision and literally 5 blocks away from East Lake complete with walking and jogging trails, playgrounds, marina and restaurant. East Lake can be seen looking North down the road in front of the home. Close and easy access to all things in St Cloud, Kissimmee, Lake Nona and Narcoossee. New roof and gutters in front and back of this home in January 26,

Raymond Craig EXP REALTY LLC

Beautifully updated 3 bedroom, 2 bath home located just minutes from the St. Cloud Lakeshore & Marina is ready for its new owner! Situated on a spacious 0.22-acre lot, in a community with NO HOA, this single-story property features a remodeled kitchen with modern cabinetry and stylish tile backsplash, as well as updated bathrooms, fresh interior paint, and newer finishes throughout. Enjoy

Suzette Berkhalter KELLER WILLIAMS ADVANTAGE III

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** This spacious and move-in-ready single-family home offers nearly 1,600 square feet of well-designed living space with 3 bedrooms, 2 bathrooms, and a 2-car garage. From the moment you arrive, you’re greeted by a charming

Thomas Nickley KELLER WILLIAMS REALTY AT THE PARKS

***UP TO $7,000 IN LENDER CREDIT IF USING OUR PREFERRED LENDER!***Charming Downtown St. Cloud Home with an Oversized Yard and a Short Walk to Lake Toho! Welcome to this inviting 2-bedroom, 2-bath home located just steps from the scenic shores of Lake Toho and a short drive to vibrant local dining and shops.This home features a formal dining room, a cozy enclosed porch, and a spacious

Brandi Tropf EXP REALTY LLC

WELCOME HOME. You will find this spacious home has all you need and more! Just blocks from Downtown St Cloud this home is nestled on a desirable corner lot. The covered entryway leads inside to the foyer and into your expansive great room with vaulted ceilings. The natural light flows through the airy design. Cozy up with a good book by the bay window or enjoy the easy flow of space for weekend

Edwin Carrasquillo CLEAR POINT REALTY LLC

Rare Opportunity in Historic Downtown St. Cloud. This is your chance to own property in the historic area of St. Cloud, ideally located near the intersection of Hwy 192/13th Street and New York Avenue—directly across from Veteran’s Park and the Downtown Business District. The property features a 2-bedroom, 1-bath home, currently tenant-occupied, with a fully fenced yard and a detached garage.

Dana Hall-Bradley BETTER HOMES & GARDENS LIFESTYLES REALTY

ATTENTION ALL INVESTORS! Seller is looking for an investor looking to purchase a fully tenant occupied property that will cash flow. This unique home is ready for a savvy investor to make an investment.

Jose Rodriguez THE PROPERTY PROS REAL ESTATE, INC

Two bedroom two bath block house with large pool and pool area it's a must see. No HOA and just a block away from the lakefront! NEW ROOF LIVINGROOM FRESHLY PAINTED-Owner Motivated to sell. Owner is a wear some cosmetic work may want to get done

Gayla Holaway AAA LUX VILLAS, INC.

** LISTED AT APPRAISED VALUE** NEW ROOF 2024** Welcome to this quaint and cozy home located in the heart of Saint Cloud! From the moment you arrive, you'll be drawn in by the well-manicured and inviting front yard and charming curb appeal. Step inside to an open concept living space that seamlessly flows into a spacious kitchen featuring pristine white appliances and cabinetry perfect for

Brandi Crain Iron Valley R.E.Osceola

One or more photo(s) has been virtually staged. Michigan Elementary, St. Cloud Middle, & St. Cloud High Schools are all within 5+ blocks away.... let the kids walk or ride their bikes. Near the downtown festivities, shops, and fun. A local coffee & donut shop is only 1+ block away, Italian restaurant within 2+ blocks away, & a peaceful Veterans Park is within view. A 100-year old LEGEND!! An

Jennifer Davis FLORIDA REALTY RESULTS LLC

NEW ROOF! Well-maintained and full of character, this solid concrete block home sits on a spacious 1/4-acre corner lot with no HOA and low taxes. Inside, you'll find hardwood floors, crown molding, and a flexible layout perfect for modern living. The front room with terra cotta tile makes a great home office or playroom, while the large living area flows into a well-equipped kitchen and dining

Ian Rinehart ROYAL REALTY REAL ESTATE, LLC

LIST PRICE IS LESS THAN THE INDICATED VALUE ON THE APPRAISAL REPORT DATED 02/20/2025. SEE ATTACHED DOCUMENTS. This 3 bedroom and 2 bathroom house is located close to East Lake Toho offering lots of water type activities. The popular Saint Cloud lakefront is only a few blocks away. Property lot is almost 1/4 acres and fully fence, and is not in a HOA!. There are several fruit trees in the rear

Victor J Valls FLORIDA REALTY INVESTMENTS