Downtown Saint Cloud Homes under $400,000

Price Reduction - Motivated Seller!Welcome to your dream property, just one home away from the picturesque St. Cloud Lakefront! This versatile single-family home is perfect for both homeowners and investors, offering a unique in-law unit with a private entrance and backyard.The in-law unit features a spacious bedroom, a full bath, and a generous living area—perfect for multi-generational

Teresa Reilly-O'Doherty PA AVANTI WAY REALTY LLC

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** This spacious and move-in-ready single-family home offers nearly 1,600 square feet of well-designed living space with 3 bedrooms, 2 bathrooms, and a 2-car garage. From the moment you arrive, you’re greeted by a charming

Thomas Nickley KELLER WILLIAMS REALTY AT THE PARKS

Have you been looking for a pool home? Live the true “Lake-Life” just a few blocks from legendary Lake Tohopekaliga in Saint Cloud’s sought-after State Streets. This solid 4-bed, 2-bath concrete-block ranch ( 1,622 sf) combines classic character with smart updates on an oversized 60 × 150 lot—NO HOA.Inside, a brick-front wood-burning fireplace sets a warm focal point, framed by

Benjamin Berry EXP REALTY LLC

Location!!! Beautiful 3-bedroom, 2-bathroom, HOA-free home in Saint Cloud with a large yard for the family to enjoy and the ability to build the pool of your dreams. It has a small attached apartment that can help pay off the mortgage or provide extra income. It's just 2 minutes from Highway 192 and 2 minutes from Lake Saint Cloud. Don't miss this great opportunity for this home.

christian dellolio AGENT TRUST REALTY CORPORATION

This home has been completely renovated, with 3 sheds all have power and lights, a huge carport attached to home, tankless hot water tank, all new flooring, paint. All the baths have been renovated, kitchen features stainless appliances and granite counter top, huge living room and dining room. The home features 2 master baths. This home is in move in condition. AGENTS SELLER IS OFFERING $5000

Domenic Spirito FREEDOM PROPERTIES LLC

Fully Renovated St. Cloud Gem with Endless Possibilities! Welcome to 1501 Missouri Avenue, a beautifully updated home in the heart of St. Cloud offering comfort, space, and incredible versatility. This move-in-ready property has been thoughtfully renovated from top to bottom and features a brand-new roof on both the home and detached 3-car garage, fresh interior and exterior paint, and a

Jackie Millan KELLER WILLIAMS ADVANTAGE III

Step into history with this beautifully updated Dutch Colonial Revival home, perfectly situated on a charming corner lot in Saint Cloud’s historic district. This home is zoned for Highway business Commercial District 1 and 2 as well as residential. Fully renovated in 2021, this home seamlessly blends classic elegance with modern convenience, featuring a new roof, A/C, and water heater. With 4

Cassie Kelly CENTURY 21 WOLF'S CROSSING REALTY

Charming Downtown St. Cloud Home with an Oversized Yard and a Short Walk to Lake Toho! Welcome to this inviting 2-bedroom, 2-bath home located just steps from the scenic shores of Lake Toho and a short drive to vibrant local dining and shops.This home features a formal dining room, a cozy enclosed porch, and a spacious layout filled with natural light. With several tasteful updates

Brandi Tropf EXP REALTY LLC

YOU GOING TO FALL IN LOVE WITH THIS BEAUTIFUL HOME SWEET HOME. TOP-OF-THE-LINE UPGRADE THROUGHOUT THE HOUSE. Beautifully situated just blocks from St. Cloud’s Lakefront Park and minutes from the vibrant heart of downtown St. Cloud. This 3-bedroom, 2-bath home has no HOA. Come and live at Florida's finest. This beautiful home truly has the latest lamps and ceiling fans & and more in today's market

Octavio Abreu NONA LEGACY POWERED BY LA ROSA

Nestled on a desirable corner lot with a welcoming shade tree you will find this gem. The covered entry way leads inside to the foyer and into your expansive great room with vaulted ceilings. The natural light flows through the airy deisgn.Cozy up with a good book by the bay window or enjoy the easy flow of space for weekend entertaining. Just off the great room you will find the hallway

Edwin Carrasquillo CLEAR POINT REALTY LLC

Remodeled duplex featuring a 2-bedroom, 2-bathroom unit and a separate efficiency studio, situated on a generously sized lot. Conveniently located just three blocks from the bus stop, five blocks from downtown St. Cloud and City Hall, and only seven blocks from St. Cloud Lakefront. Upstairs has been re-framed to create two bedrooms and an additional bathroom in the main unit. The property has

Kim Meredith-Hampton ENGEL & VOLKERS ST. PETE

ATTENTION ALL INVESTORS! Seller is looking for an investor looking to purchase a fully tenant occupied property that will cash flow. This unique home is ready for a savvy investor to make an investment.

Jose Rodriguez THE PROPERTY PROS REAL ESTATE, INC

A fantastic value single-family home in a welcoming neighborhood, enjoy relaxing in the screened-in porch—great for morning coffee or evening get-togethers. With a well-maintained layout and clean condition throughout, this property has a solid foundation ready for your personal touches. Don’t miss out—homes at this price level are moving quickly! Schedule a viewing today before it’s gone.

Steven Koleno BEYCOME OF FLORIDA LLC

Two bedroom two bath block house with large pool and pool area. No HOA and just a block away from the lakefront! NEW ROOF LIVINGROOM FRESHLY PAINTED-Owner Motivated

Gayla Holaway AAA LUX VILLAS, INC.

Privacy and location an unbeatable combination!Welcome home to 412 Georgia Ave—a delightful single-family residence offering comfort and convenience in a prime location. Live a life of secluded luxury in this cozy 1,155 sq ft single family home. Featuring 3 bedrooms and 2 bathrooms, providing ample space for families or those seeking a cozy retreat. The Property boasts a fenced in

Joshua Winkfield EXP REALTY LLC

** LISTED AT APPRAISED VALUE** NEW ROOF 2024** Welcome to this quaint and cozy home located in the heart of Saint Cloud! From the moment you arrive, you'll be drawn in by the well-manicured and inviting front yard and charming curb appeal. Step inside to an open concept living space that seamlessly flows into a spacious kitchen featuring pristine white appliances and cabinetry perfect for

Brandi Crain Iron Valley R.E.Osceola

One or more photo(s) has been virtually staged. Michigan Elementary, St. Cloud Middle, & St. Cloud High Schools are all within 5+ blocks away.... let the kids walk or ride their bikes. Near the downtown festivities, shops, and fun. A local coffee & donut shop is only 1+ block away, Italian restaurant within 2+ blocks away, & a peaceful Veterans Park is within view. A 100-year old LEGEND!! An

Jennifer Davis FLORIDA REALTY RESULTS LLC

NEW ROOF! Well-maintained and full of character, this solid concrete block home sits on a spacious 1/4-acre corner lot with no HOA and low taxes. Inside, you'll find hardwood floors, crown molding, and a flexible layout perfect for modern living. The front room with terra cotta tile makes a great home office or playroom, while the large living area flows into a well-equipped kitchen and dining

Ian Rinehart ROYAL REALTY REAL ESTATE, LLC

LIST PRICE IS LESS THAN THE INDICATED VALUE ON THE APPRAISAL REPORT DATED 02/20/2025. SEE ATTACHED DOCUMENTS. This 3 bedroom and 2 bathroom house is located close to East Lake Toho offering lots of water type activities. The popular Saint Cloud lakefront is only a few blocks away. Property lot is almost 1/4 acres and fully fence, and is not in a HOA!. There are several fruit trees in the rear

Victor J Valls FLORIDA REALTY INVESTMENTS

If you’re looking for a move-in-ready home with character, this St. Cloud gem is a rare find. Just five blocks from East Lake Toho, this corner-lot pool home offers a peaceful retreat in a quiet neighborhood. The open-concept kitchen, dining, and great room create a seamless space for gathering with unique touches like a locally sourced cypress wood accent wall and a handcrafted barn door. The

Ashley Moss KELLER WILLIAMS RLTY FL. PARTN

A unique gem in downtown St Cloud. This property is a short walk to the Lakefront with the public park, restaurant, and city events just minutes away. This home sits on a double wide lot and has a bedroom, living room and kitchen on the front half of the home. There is another kitchen, family room and bedroom on the back half of the home, with an additional storage room and garage. It is

Sean DeCoster, LLC FIERCE REALTY

Check out this one-of-a-kind investment opportunity—a rare chance to score three rental incomes in one! The main house features 2 bedrooms, 1 bath, a brand-new A/C unit, and updated plumbing by the previous owner. Enjoy privacy with a newly fenced backyard that separates the main house from the efficiency cottages. The main house is on its own meter, while the two cozy cottages share one. Don't

Ian Rinehart ROYAL REALTY REAL ESTATE, LLC

TRIPLEX ALERT!Check out this one-of-a-kind investment opportunity—a rare chance to score three rental incomes in one! The main house features 2 bedrooms, 1 bath, a brand-new A/C unit, and updated plumbing by the previous owner. Enjoy privacy with a newly fenced backyard that separates the main house from the efficiency cottages. The main house is on its own meter, while the two cozy cottages

Ian Rinehart ROYAL REALTY REAL ESTATE, LLC