Saint Cloud, FL Homes for Sale with No HOA Fee

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  /34

  $309,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  2112 9th St, Saint Cloud, FL 34769

  ROOF WILL BE REPLACED PRIOR TO CLOSING. Welcome to St. Cloud This single-family home carries real character and historical value. Located just a short distance from the brick streets and shops of historic downtown St. Cloud, the house sits in a neighborhood with deep roots in the area’s early days. Inside, you’ll find an updated kitchen along with tile and vinyl floors that run throughout the

  Kevin Kelly THE WILKINS WAY LLC

  2112 9th St, Saint Cloud, FL 34769
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  /2

  $9,500

  • Land
  • 1.24 Acres
  • $7,661 per Acre

  0 Holopaw Groves Rd Unit F10544612, Saint Cloud, FL 34772

  Holopaw property. Ride, camp and hunt. Owner financing available

  0 Holopaw Groves Rd Unit F10544612, Saint Cloud, FL 34772
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  /23

  $349,000

  $16K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  3108 Garden Ct, Saint Cloud, FL 34769

  ***SELLER IS OFFERING A $7,500 CREDIT TOWARDS BUYER’S INTEREST RATE BUYDOWN OR CLOSING COSTS!*** Nestled on a quiet street in a well-established neighborhood, this three-bedroom, two-bathroom home offers comfort, style, and thoughtful updates throughout. From the moment you step inside, you’re welcomed by a spacious living room that seamlessly flows into a bright Florida room, both offering

  Steven Durrance FLORIDA PINES REALTY, LLC

  3108 Garden Ct, Saint Cloud, FL 34769
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  /3

  $400,000

  $37K PRICE DROP

  • Land
  • 4.57 Acres
  • $87,527 per Acre

  0 Delaware Ave Unit MFRO6209200, St. Cloud, FL 34769

  Located across the street from St. Cloud Middle School and two blocks from St. Cloud High School, this 4.57-acre lot is primely located with frontage along Delaware Ave. The current owner has preliminary site plans for 9 townhomes. From this location, you are five minutes from Downtown St. Cloud, the Lakefront Beach Park with lake access, a number of parks and outdoor recreation activities, and

  Joseph Doher BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY

  0 Delaware Ave Unit MFRO6209200, St. Cloud, FL 34769
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  /2

  $19,000

  • Land
  • 2.52 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10547979, Saint Cloud, FL 34772

  Holopaw offers vast, open spaces and abundant trails perfect for four-wheeler enthusiasts, making it a haven for off-road adventures. The area’s rich wildlife and serene natural environment provide excellent hunting opportunities for outdoor enthusiasts. Owning property in Holopaw ensures easy access to these activities, creating a personal retreat in the heart of Florida’s wilderness.

  0 Holopaw Groves Rd Unit F10547979, Saint Cloud, FL 34772
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  /34

  $489,000

  • 3 Beds
  • 1 Bath
  • 1,364 Sq Ft

  3954 La Salle Ave, St. Cloud, FL 34772

  Investor special with endless potential! This 3.8 acre lot is zoned USM and already approved for splitting in accordance with Osceola County Planning and Zoning which allows lots as small as 1/2 an acre. The existing home features 3 bedrooms and 1 bathroom and is ready for a full renovation to bring it back to life. A detached 2 car block garage adds additional value and functionality. Whether

  Christina Davis HERITAGE REAL ESTATE AGENCY LLC

  3954 La Salle Ave, St. Cloud, FL 34772
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  /3

  $210,000

  • Land
  • 1 Acre
  • $210,000 per Acre

  2340 Bronco Dr, Saint Cloud, FL 34771

  Prime 1-acre lot in a desirable rural setting east of St. Cloud, offering the perfect balance of peaceful country living with the convenience of city access. This fully usable lot is ready for development, a rare find in the St. Cloud area. Surrounded by beautiful custom homes, there are no HOA restrictions, giving you the freedom to design and build your ideal residence. Enjoy the serenity of

  Tania Victoria De Rodriguez LPT REALTY, LLC

  2340 Bronco Dr, Saint Cloud, FL 34771
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  /19

  $436,793

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,130 Sq Ft

  1663 Crooked Creek St, St. Cloud, FL 34771

  Explore this desirable Lynwood home, ready for quick move-in! Included features: a covered entry; a comfortable great room; an elegant kitchen boasting 42 cabinets, stainless-steel appliances, a large island, a walk-in pantry and an adjacent nook; a main-floor primary suite offering a roomy walk-in closet and a private bath with double sinks; convenient laundry and powder rooms; a versatile loft;

  Richmond American Homes Builder

  1663 Crooked Creek St, St. Cloud, FL 34771
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  /30

  $269,900

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  606 New York Ave Unit New York Ave, Saint Cloud, FL 34769

  In the Heart of St. Cloud, this home is being sold AS-IS. Weather you are an investor or a home buyer, this home is full of possibilities. No HOA, No CDD fees. Located just 6 blocks from the Lakefront and a few blocks behind City Hall. Conveniently located close to shopping, parks, schools and downtown restaurants. This 2 bedroom 1 Bath home features both a covered front porch and a covered back

  Claire Albritton DAVIS REAL ESTATE GROUP

  606 New York Ave Unit New York Ave, Saint Cloud, FL 34769
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  /2

  $455,000

  $40K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,123 Sq Ft

  890 E 19th St, St. Cloud, FL 34769

  • PRICE REDUCED!! • This beautifully FRESHLY PAINTED home features 4 bedrooms and 3.5 bathrooms, including two spacious primary suites-a rare and highly desirable layout. The main Primary Suite offers exceptional comfort with an oversized vanity, two separate toilet areas (his and hers), an expansive walk-in shower, and dual walk-in closets. The secondary full suite provides generous space and

  Alejandra Macherione La Rosa Realty Llc

  890 E 19th St, St. Cloud, FL 34769
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  /28

  $174,800

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,104 Sq Ft

  2054 Bradley Dr, St. Cloud, FL 34771

  Welcome to this charming 1979 two-bed, two-bath mobile home that’s brimming with character and ready for new owners! As you arrive, you’ll find not one, but two carports-one leading up a concrete drive to a cozy enclosed screen room that welcomes you inside.Freshly painted throughout, this home offers a bright and inviting atmosphere. The kitchen features white cabinets, dark green

  Sami Ogle IRON VALLEY REAL ESTATE OSCEOLA

  2054 Bradley Dr, St. Cloud, FL 34771
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  /2

  $9,500

  • Land
  • 1.27 Acres
  • $7,480 per Acre

  0 Holopaw Groves Rd Unit F10545156, Saint Cloud, FL 34772

  Holopaw property. Perfect for recreational use.Owner financing available

  0 Holopaw Groves Rd Unit F10545156, Saint Cloud, FL 34772
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  /2

  $12,500

  • Land
  • 1.27 Acres
  • $9,843 per Acre

  0 Holopaw Groves Rd Unit F10548156, Saint Cloud, FL 34772

  Ride, camp and hunt in Holopaw.Owner financing available

  0 Holopaw Groves Rd Unit F10548156, Saint Cloud, FL 34772
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  /45

  $450,000

  $25K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,560 Sq Ft

  4350 Fanny Bass Rd, Saint Cloud, FL 34772

  Special financing incentive available — temporary interest rate buydown options may be available to qualified buyers when utilizing seller's preferred lender. Contact your agent for program details and lender disclosures. Peaceful 2.83-Acre Retreat with Private Pond, Room for RVs, Horses & Big Toys! After a long day, you can still come home to peace and serenity on your own slice of country

  Marcy Melby HELLO SUNSHINE REALTY LLC

  4350 Fanny Bass Rd, Saint Cloud, FL 34772
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  /13

  $496,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,745 Sq Ft

  Conrad Plan at Buena Lago, Saint Cloud, FL 34772

  Discover this stunning 4-bedroom, 3-bathroom home in the desirable Buena Lago community, featuring serene lake lots for a picturesque setting. Built with all-concrete block construction for added durability, this home boasts an open-concept layout with a spacious kitchen, large center island, expansive pantry, and modern finishes—perfect for both everyday living and entertaining. Step outside to

  D.R. Horton Builder

  3928 Magenta Place Unit 36202595, Saint Cloud, FL 34772
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  /3

  $29,500

  • Land
  • 13,503 Sq Ft
  • $95,161 per Acre

  0 Holopaw Groves Rd Unit B26020675, Saint Cloud, FL 34772

  0 Holopaw Groves Rd Unit B26020675, Saint Cloud, FL 34772
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  /22

  $335,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  3102 Garden Ct, Saint Cloud, FL 34769

  Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of

  Calvin & Rondra Bolden LPT REALTY, LLC

  3102 Garden Ct, Saint Cloud, FL 34769
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  /9

  $429,990

  New Construction

  • 3 Beds
  • 3 Baths
  • 1,953 Sq Ft

  Verona Plan at Lakes at Harmony, St. Cloud, FL 34773

  This elegant one-story, 3 bedroom, 3 bathroom, 2-car garage home with 1,953 A/C sq. ft. is the one youve been waiting for! With a beautiful open living space that opens up onto a covered outdoor patio and a primary suite that includes a private bathroom and walk-in closet, you will fall in love with this home. Enjoy the two additional bedrooms and flex room. Contact us to learn more about this

  Jones Homes USA Builder

  3293 Songbird Cir Unit 36490533, St. Cloud, FL 34773
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  /3

  $542,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,275 Sq Ft

  Muirfield West II Plan at Reserve at Twin Lakes, Saint Cloud, FL 34772

  This charming one-story, 4 bedroom, 3 bathroom, 2-car garage home with 2,275 A/C sq. ft. is the one youve been waiting for! With a primary suite that includes a private bathroom and walk-in closet, a beautiful covered outdoor patio, and a large open living space, this home will be your escape. Enjoy three extra bedrooms and a beautiful foyer. Contact us to learn more about this beautiful home

  Jones Homes USA Builder

  2856 Willowseed Ln Unit 36490917, Saint Cloud, FL 34772
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  /20

  $331,990

  New Construction $2K PRICE INCREASE

  • 3 Beds
  • 2.5 Baths
  • 1,463 Sq Ft

  2946 Brie Hammock Bend, Saint Cloud, FL 34773

  The property is located at 2946 Brie Hammock Bend SAINT CLOUD FL 34773 priced at 331990, the square foot and stories are 1463, 2.The number of bath is 2, halfbath is 1 there are 3 bedrooms and 1 garages. For more details please, call or email.

  D.R. Horton Builder

  2946 Brie Hammock Bend, Saint Cloud, FL 34773
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  /27

  $321,990

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,463 Sq Ft

  2967 Brie Hammock Bend, St. Cloud, FL 34773

  The property is located at 2967 Brie Hammock Bend SAINT CLOUD FL 34773 priced at 321990, the square foot and stories are 1463, 2.The number of bath is 2, halfbath is 1 there are 3 bedrooms and 1 garages. For more details please, call or email.

  D.R. Horton Builder

  2967 Brie Hammock Bend, St. Cloud, FL 34773
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  /2

  $9,500

  • Land
  • 27,878 Sq Ft
  • $14,844 per Acre

  0 Holopaw Groves Rd Unit F10544134, Saint Cloud, FL 34772

  Discover Holopaw. Looking for thousands of acres for off roading and hunting? Owning this parcel gets you through the gate.

  0 Holopaw Groves Rd Unit F10544134, Saint Cloud, FL 34772
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  /2

  $9,500

  • Land
  • 1.26 Acres
  • $7,540 per Acre

  0 Holopaw Groves Rd Unit F10545675, Saint Cloud, FL 34772

  Property in Holopaw Groves. Hunt, camp and rideOwner financing available

  0 Holopaw Groves Rd Unit F10545675, Saint Cloud, FL 34772
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  /16

  $99,000

  $20K PRICE DROP

  • 2 Beds
  • 2 Baths

  3188 Sugar Mill Ln Unit 219, St. Cloud, FL 34769

  Beautiful remodeled 2 Bed 2 Bath Home with Florida Room. New wood like flooring throughout. Fresh paint throughout. Brand new remodeled kitchen. Stainless appliances included. Spacious living room. Primary suite with walk in closet. En-suite bath with shower, new vanity and sink. Secondary bedroom with walk-in closet. Secondary bath with shower, new vanity and sink. Fully enclosed Florida room

  Paula Evans Great Florida Living, Inc.

  3188 Sugar Mill Ln Unit 219, St. Cloud, FL 34769
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  /22

  $375,000

  $25K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 400 Sq Ft

  5040 S Kaliga Dr, Saint Cloud, FL 34771

  Price Improvement! Seller Motivated! Location! Location! Location! This property features a 1-bedroom, 1 bathroom residence with approximately 400 square feet of living space and includes an additional adjacent lot, for a combined total of approximately .42 acres. The home offers a compact, efficient layout with manageable maintenance. The additional lot provides expanded outdoor space and

  Kris van der Snel CORCORAN CONNECT LLC

  5040 S Kaliga Dr, Saint Cloud, FL 34771
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  /3

  $97,500

  • 3 Beds
  • 2 Baths
  • 1,410 Sq Ft

  3907 Covington Dr, Saint Cloud, FL 34772

  Welcome Home to Covington Estates! Don't miss this beautifully maintained 3-bedroom, 2-bath manufactured home located in the desirable Covington Estates all-age community on leased land. This home offers an inviting open-concept floor plan featuring a spacious living room, dining area, and kitchen with convenient bar seating-perfect for entertaining family and friends. You'll love the elegant

  Rachel Santos Weichert, Realtors - Hallmark Properties

  3907 Covington Dr, Saint Cloud, FL 34772
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  /5

  $49,000

  • Land
  • 2.52 Acres
  • $19,444 per Acre

  0 Holopaw Groves Rd Unit MFRO6240994, Saint Cloud, FL 34773

  2.52-acre parcel of land located on Holopaw Groves Road in St. Cloud, FL 34772. "Zoning: OAC" Rural acreage not build able. This spacious lot is offering incredible potential for investing in the region's expanding growth. Don't miss this opportunity to acquire prime land in a desirable location. Pin Location: Latitude 28.11157421, Longitude -81.14985208. Note: buyers I emphasize the importance

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6240994, Saint Cloud, FL 34773
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  /48

  $517,000

  Open Sun 1PM - 4PM $33K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,488 Sq Ft

  6125 Lake Lizzie Dr, Saint Cloud, FL 34771

  Experience the best of Florida waterfront living on beautiful Lake Lizzie with access to the highly desirable Chain of Lakes! This inviting Saint Cloud waterfront property offers the perfect combination of comfort, recreation, and flexibility with NO HOA restrictions. Inside, the home features an updated interior with modern finishes and stainless-steel appliances, creating a clean and

  Adam Felicies COLDWELL BANKER REALTY

  6125 Lake Lizzie Dr, Saint Cloud, FL 34771
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  /49

  $409,900

  • 3 Beds
  • 2 Baths
  • 1,697 Sq Ft

  3600 Yellow Bird Ct, Saint Cloud, FL 34772

  Take a look at this BEAUTIFUL 3-bedroom, 2-bath home located just minutes from the Florida Turnpike! Featuring soaring ceilings, an open split-bedroom floor plan, spacious living areas, a large primary suite, updated flooring, screened lanai, and a fully fenced backyard, this home is designed for comfortable Florida living. Nestled in an established neighborhood with scenic pond views and close

  Jonathan Ruiz La Rosa Realty Llc

  3600 Yellow Bird Ct, Saint Cloud, FL 34772
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  /2

  $348,065

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,770 Sq Ft

  5584 Coopers Hawk Ct, St. Cloud, FL 34772

  5584 Coopers Hawk Court, St. Cloud, FL 34772:

  David Weekley Homes Builder

  5584 Coopers Hawk Ct, St. Cloud, FL 34772
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  /4

  $29,000

  • Land
  • 1.24 Acres
  • $23,387 per Acre

  0 Holopaw Groves Rd Unit MFRO6240999, Saint Cloud, FL 34773

  this 1.24-acre parcel of land located on Holopaw Groves Road in St. Cloud, FL 34772. "Zoning: OAC" Rural acreage not build able. Whether you’re looking to expand your land portfolio or secure a quiet piece of Florida countryside, this property offers plenty of potential and value. Don't miss this opportunity to acquire prime land in a desirable location. Pin Location: Latitude 28.09718976 ,

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6240999, Saint Cloud, FL 34773
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  /12

  $115,000

  $5K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  3184 Sugar Mill Ln, St. Cloud, FL 34769

  Manufactured Home on Leased Land with Lot Rent. Welcome to this beautifully maintained 1,232 sq ft, 2-bedroom, 2-bath manufactured home in the highly sought-after 55+ community of Sugar Mill. This home blends comfort with modern upgrades, featuring smart light switches controllable via smartphone or Alexa and added security with safety lock systems on the porch and side doors. Major updates

  Donovan Frantz Weichert, Realtors - Hallmark Properties

  3184 Sugar Mill Ln, St. Cloud, FL 34769
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  /2

  $9,500

  • Land
  • 1.27 Acres
  • $7,480 per Acre

  0 Holopaw Groves Rd Unit F10544934, Saint Cloud, FL 34772

  Recreational property in Holopaw. Hunt, camp and ride!Owner financing available

  0 Holopaw Groves Rd Unit F10544934, Saint Cloud, FL 34772
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  /66

  $565,000

  $15K PRICE DROP

  • 5 Beds
  • 6 Baths
  • 2,626 Sq Ft

  600 Georgia Ave, St. Cloud, FL 34769

  Welcome to this beautiful no-HOA home designed to offer space, comfort, and versatility for modern living. Featuring 5 bedrooms, 4 full bathrooms, and 2 half baths, this thoughtfully designed property is ideal for large families or those seeking additional income opportunities. A legal, permitted accessory dwelling unit (ADU) provides the perfect setup for a mother-in-law suite or rental income,

  Ivania Miolan HOME BANKERS REALTY, LLC

  600 Georgia Ave, St. Cloud, FL 34769
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  /3

  $55,000

  • Land
  • 1.26 Acres
  • $43,651 per Acre

  0 (Lot2/6) Palm Frond Rd, St. Cloud, FL 34773

  One of 6 lots recently parceled out. 1.26 Acres of high and dry land great for hunting camping, homesteading. With a Power pole nearby this could be your perfect glamping site or hunting cabin. Purchase your own private slice of wild Florida while you still can!

  Christopher Anderson Crane Creek Realty LLC

  0 (Lot2/6) Palm Frond Rd, St. Cloud, FL 34773
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  /4

  $29,000

  • Land
  • 1.24 Acres
  • $23,387 per Acre

  0 Holopaw Groves Rd Unit MFRO6241758, Saint Cloud, FL 34773

  1.24-acre parcel of land located on Holopaw Groves Road in St. Cloud, FL 34772. "Zoning: OAC" Rural acreage not build able. this acreage is ideal for recreational use, long-term investment, or enjoying the privacy and natural surroundings away from the city. Don't miss this opportunity to acquire prime land in a desirable location. Pin Location: Latitude 28.13501700 , Longitude -81.12008047.

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6241758, Saint Cloud, FL 34773
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  /4

  $49,000

  • Land
  • 2.49 Acres
  • $19,679 per Acre

  0 Holopaw Groves Rd Unit MFRO6240984, Saint Cloud, FL 34773

  2.49-acre agricultural lot on Holopaw Groves Road in St. Cloud, Florida 34772. "Zoning: OAC" Rural acreage not build able. Conveniently located with access to nearby highways, shopping, and outdoor attractions, this property provides the perfect escape while still being within reach of modern conveniences. this generous parcel presents outstanding potential and value. Pin Location: Latitude

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Holopaw Groves Rd Unit MFRO6240984, Saint Cloud, FL 34773
• 

  

  /23

  $385,000

  $15K PRICE DROP

  • Land
  • 1.15 Acres
  • $334,783 per Acre

  2615 Hickory Tree Rd, Saint Cloud, FL 34772

  NEW PRICE IMPROVEMENT! Rare Lakefront Opportunity on Live Oak Lake – 1.15 Acres | 161 Feet of Direct Lake Frontage | No Monthly HOA Fees | Possible Lot-Split Opportunity! Bring your vision and your builder—this oversized 1.15-acre LAKEFRONT LOT on the peaceful and private ski lake of Live Oak Lake is the perfect canvas for your dream home! Nestled among an exclusive community of lakefront

  Laura Romot GILKEY REAL ESTATE

  2615 Hickory Tree Rd, Saint Cloud, FL 34772
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  /3

  $14,900

  • Land
  • 1.24 Acres
  • $12,016 per Acre

  0 Suburban Est Sec 25 0222 001e Unit MFRS5144902, Saint Cloud, FL 34771

  This property is for recreational use only. Owning a lot in Suburban Estates entitles you to a key for the main gate and entry to Suburban Estates. Suburban Estates covers over 11,000+ acres of land which is known for camping, four wheeling, fishing, hunting, etc. This is not a buildable lot. Owner does not have key to gate. Please call agent if you are not familiar with Suburban Estates. Due to

  Darin Crane FLORIDA REALTY RESULTS LLC

  0 Suburban Est Sec 25 0222 001e Unit MFRS5144902, Saint Cloud, FL 34771
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  /5

  $12,000

  • Land
  • 1.25 Acres
  • $9,600 per Acre

  0 Suburban Ests Sec 35 4424 001j Unit MFRS5137041, Saint Cloud, FL 34771

  This property is for recreational use only. Owning a lot in Suburban Estates entitles you to a key for the main gate and entry toSuburban Estates. Suburban Estates covers over 11,000+ acres of land which is known for camping, four-wheeling, fishing, hunting,etc. This is not a buildable lot. Owner does not have key to gate. Please call agent if you are not familiar with Suburban Estates.

  Darin Crane FLORIDA REALTY RESULTS LLC

  0 Suburban Ests Sec 35 4424 001j Unit MFRS5137041, Saint Cloud, FL 34771

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