Saint Cloud, MN Homes for Sale under $400,000

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  $309,900

  • 4 Beds
  • 2.5 Baths
  • 2,818 Sq Ft

  2421 Stearns Way, Saint Cloud, MN 56303

  Contract for Deed Options Available. Great Location! Arlington Place Condo Unit with Full Basement. 4 BR & 3 BA. Use the Extra Bedrooms for a TV ROOM/OFFICE/STORAGE. Primary Bedroom Suite with 3/4 Bathroom and Large Walk-in Closet. Lower Level Features a Huge Family Room 21x26 with a Bar Entertaining area. Close to Parks, Shopping & Transit.

  

  Josh Hirschfeld

  Hirschfeld Real Estate

  (844) 920-2745

  2421 Stearns Way, Saint Cloud, MN 56303
• Explore Saint Cloud

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  /29

  $388,900

  • 3 Beds
  • 2 Baths
  • 1,564 Sq Ft

  5376 Tee-To-green St, St. Cloud, MN 56304

  Big Price Drop!!! Now is the time to make an Offer. Step into luxury and convenience with this stunning one-level home near Territory Golf Course. Built in 2024, this must see to appreciate home features a wide array of new build upgrades including:* Stunning granite counter tops and tile* Smart appliances (fridge, stove, washer/dryer)* Remote-operated blinds on upper windows & patio

  

  Lloyd Hoelscher

  Coldwell Banker Realty

  (888) 478-8691

  5376 Tee-To-green St, St. Cloud, MN 56304
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  $319,900 Open Sun 1PM - 2:30PM

  • 4 Beds
  • 3 Baths
  • 1,940 Sq Ft

  926 21st St SE, Saint Cloud, MN 56304

  Welcome to this well-maintained rambler with all living facilities currently on the main level. Primary suite (20'x13') fits your king-size furniture and reclining chair. Features private 3/4 bathroom and dual closest. 3 bedrooms on the main level and 1 in the lower-level. Vaulted ceilings, semi-open-concept floorplan. Walkout to oversized (15'x15') cedar deck with stairs down to a gorgeous, lush

  

  Christy Kowalzek

  Coldwell Banker Realty

  (877) 889-1531

  926 21st St SE, Saint Cloud, MN 56304
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  /30

  $337,000

  • 4 Beds
  • 3 Baths
  • 2,013 Sq Ft

  25360 County Road 74, Saint Cloud, MN 56301

  Just South of I-94, This Property Offers Convenience & Privacy, along with a shop! The Main Floor Hosts an Open Concept Kitchen, Dining & Living Room, a Primary Bedroom with Private Bath & Walk-In Closet, a Guest Bedroom & Hall Bath and Main Floor Laundry. The Lower Level is Accessible from the Garage and Hosts 2 More Bedrooms, a 3/4 Bath, Kitchenette & Family Room. Enjoy Evenings in Your Private

  Jasmine Vikse Jane Vikse Real Estate

  25360 County Road 74, Saint Cloud, MN 56301
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  $364,000

  • 4 Beds
  • 3 Baths
  • 2,406 Sq Ft

  4732 4th Street Loop NE, Saint Cloud, MN 56304

  Introducing this wonderfully crafted home in a highly desirable neighborhood. Commuting is a breeze with a short drive to Highway 10 or within 5 minutes to downtown Saint Cloud. Sauk Rapids School district but Foley school districts provide transportation here as well. This home is situated on .414 acres that backs up to woods. The foyer has a large closet and custom bench with coat hooks. The

  Ryan Baker Kerber Castle Realty Group

  4732 4th Street Loop NE, Saint Cloud, MN 56304
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  /41

  $359,900

  • 4 Beds
  • 2 Baths
  • 2,392 Sq Ft

  3185 Joyce St, Saint Cloud, MN 56303

  Welcome to 3185 Joyce Street in a peaceful St. Cloud neighborhood just minutes from shopping, dining, schools, and parks. This charming 4-bed, 2-bath home offers a bright and functional layout with two living rooms, ideal for relaxing, entertaining, or working from home. The kitchen opens to a cozy dining area, perfect for casual meals or coffee. Sitting on nearly an acre, the yard provides

  Jon Anglin City and Lakes Real Estate

  3185 Joyce St, Saint Cloud, MN 56303
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  /41

  $364,900

  • 4 Beds
  • 2.5 Baths
  • 3,446 Sq Ft

  2556 14 1 2 Ave SE, St. Cloud, MN 56304

  Welcome to your private oasis nestled among mature trees in the quiet, Wayside neighborhood. This beautifully maintained two-story home has 4 bedrooms, 3 bathrooms and a double garage. Upon arrival, you’ll be greeted by a cozy front porch, ideal for outdoor relaxation and unwinding after a long day.The main floor boasts a spacious entry, leading into a living room that features a gas

  Karen Chopp Coldwell Banker Realty

  2556 14 1 2 Ave SE, St. Cloud, MN 56304
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  $364,900 Open Sat 10AM - 11AM

  • 3 Beds
  • 3 Baths
  • 3,216 Sq Ft

  2500 13th St S, Saint Cloud, MN 56301

  Welcome to this beautifully maintained 3-bedroom, 3-bath rambler on a desirable corner lot! Inside, you’ll find beautiful flooring throughout and an inviting layout that blends style and practicality. The spacious kitchen features upgraded stainless steel appliances, stunning granite countertops, abundant storage, bar-top seating, and an eat-in dining area—perfect for both everyday living and

  Pete Matanich Premier Real Estate Services

  2500 13th St S, Saint Cloud, MN 56301
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  /29

  $349,900

  • 4 Beds
  • 3 Baths
  • 2,339 Sq Ft

  1517 Camden Woods Terrace, Saint Cloud, MN 56301

  This four-bedroom, three-bath home with three heated and insulated garage stalls is move-in ready and offers numerous incredibly desirable features. All amenities are conveniently located on the main level. Recent updates include a new roof, vinyl privacy fence, water softener, water heater, and a gas line for the new gas range. The primary suite on the main level features a walk-in closet and a

  Gavin Henry Premier Real Estate Services

  1517 Camden Woods Terrace, Saint Cloud, MN 56301
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  /31

  $369,900

  • 4 Beds
  • 3 Baths
  • 2,487 Sq Ft

  1715 Hillcrest Rd, Saint Cloud, MN 56303

  Spacious 4-Bedroom Home on a Peaceful Cul-De-Sac – Comfort, Character, and Convenience! Welcome to this beautifully maintained two-story home located in a peaceful cul-de-sac setting. The upper level features four generously sized bedrooms all on the same floor, offering flexibility for a variety of living arrangements. The main level showcases an open-concept layout with a bright kitchen, dining

  Tyler Keller Elite Real Estate Services

  1715 Hillcrest Rd, Saint Cloud, MN 56303
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  /26

  $364,900

  • 2 Beds
  • 2 Baths
  • 1,713 Sq Ft

  1812 Maple Ln, Saint Cloud, MN 56304

  Welcome to this spacious 2-bedroom, 2-bath patio home offering everything you need on one level. The large kitchen features vaulted ceilings, upgraded stainless steel appliances, a walk-in pantry, and a sunny eat-in dining area. The oversized main living space flows into a bright bonus sunroom, with direct access to a cement patio overlooking the backyard—perfect for relaxing or entertaining. The

  Pete Matanich Premier Real Estate Services

  1812 Maple Ln, Saint Cloud, MN 56304
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  /31

  $349,900 New Construction

  • 2 Beds
  • 1 Bath
  • 1,060 Sq Ft

  1699 39th St S, St. Cloud, MN 56301

  Newly finished home and ready to move into. This modern designed raised ranch home is stunning and filled with upgrades that offers a warm and inviting open flow, simple rooflines & seamless indoor-outdoor living. Main-level offers an expansive open floor plan, ideal for entertaining and everyday ease with 2 bedrooms, 1 bath, 15’+ vaulted ceilings amplified by southern-facing windows that flood

  April Schaefer VoigtJohnson

  1699 39th St S, St. Cloud, MN 56301
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  /25

  $349,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,467 Sq Ft

  4653 8th St NE, St. Cloud, MN 56304

  Welcome to your future home in the sought after WatersEdge neighborhood of St Cloud. This thoughtfully designed new construction home built by local builder Heartland Homes features a covered front porch, an oversized front entry with closet and built-in bench, three spacious bedrooms on one level, including a primary suite with a private bath with dual sink vanity, and a walk-in closet! Both

  Christopher Fritch eXp Realty

  4653 8th St NE, St. Cloud, MN 56304
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  $360,000 New Construction

  • 2 Beds
  • 2 Baths
  • 1,293 Sq Ft

  TBD Elbow Ln, St. Cloud, MN 56303

  With 91 feet of picturesque river frontage this home will be built on on a large lot offering a beautiful view! The home will feature a large kitchen which opens to a big dining space and comfy living room! The private primary bedroom overlooks the backyard and river and has a private full bathroom. This home hasn't been started yet so you still have plenty of time to make all of the decisions to

  Neil Theisen Central MN Realty LLC

  TBD Elbow Ln, St. Cloud, MN 56303
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  $349,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,285 Sq Ft

  The Rockport Plan at Waters Edge, Saint Cloud, MN 56304

  Capstone Homes Builder

  4700 5th St NE Unit 36448045, Saint Cloud, MN 56304
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  $349,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,285 Sq Ft

  The Rockport Plan at Waters Edge - Liberty, Saint Cloud, MN 56304

  Capstone Homes Builder

  4700 5th St NE Unit 36479981, Saint Cloud, MN 56304
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  $350,000 Coming Soon

  • 3 Beds
  • 2.5 Baths
  • 1,947 Sq Ft

  4634 9th St NE, St. Cloud, MN 56304

  Gorgeous newer built home in the highly sought after Waters Edge neighborhood in St. Cloud! This stunning, newer built home by local builder Heartland Homes, offers three finished levels of luxurious living space! You will love the open main level with vaulted ceilings and plenty of natural light! he modern kitchen features stainless steel appliances, ample counter and cabinet space, and a large

  Shirley Sneh Real Broker, LLC

  4634 9th St NE, St. Cloud, MN 56304
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  /23

  $330,000

  • 4 Beds
  • 3 Baths
  • 1,617 Sq Ft

  427 16th Ave N, Saint Cloud, MN 56303

  Great income-generating rental property with long-term tenants! Two houses, three total units, all on one parcel (427 16th Ave N is the larger home and 1608 5th St N is the smaller home). Many updates have been done throughout the property, making this a must-see investment opportunity! There is no "for sale" sign in the yard.

  Joshua Zwilling Edina Realty, Inc.

  427 16th Ave N, Saint Cloud, MN 56303
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  /30

  $314,898

  • 4 Beds
  • 2 Baths
  • 1,744 Sq Ft

  608 Oakwood Dr, Saint Cloud, MN 56304

  Take a look at this inviting 4 bedroom, 2 bath modified two-story home perfectly situated offering convenient access to Highway 10 for easy commuting. Step inside to a bright and open main level featuring an open-concept layout perfect for entertaining. Enjoy both a cozy living room and a spacious family room complete with a gas-burning fireplace ideal for those chilly Minnesota evenings. The

  Skip Halverson RE/MAX Results

  608 Oakwood Dr, Saint Cloud, MN 56304
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  /20

  $329,900

  • 3 Beds
  • 2 Baths
  • 2,519 Sq Ft

  6046 18th St N, Saint Cloud, MN 56303

  Beautiful 3-Bedroom Rambler on a Spacious .46-Acre Lot!This stunning 3-bedroom, 2-bath rambler offers 2,519 finished square feet, with all bedrooms conveniently located on the main floor. The updated kitchen features granite countertops, stainless steel appliances, and a large center island—perfect for cooking and entertaining. The main-level bathroom has been remodeled with a stylish tile

  Dona Lamphere Coldwell Banker Realty

  6046 18th St N, Saint Cloud, MN 56303
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  /39

  $399,000

  • 4 Beds
  • 3 Baths
  • 2,914 Sq Ft

  1513 38th St S, Saint Cloud, MN 56301

  QUICK CLOSE-BE IN FOR THE HOLIDAYS!! Discover this beautiful 4-bedroom, 3-bathroom rambler, gracefully situated on a beautifully landscaped, nearly half-acre lot. Step inside to an inviting, open foyer and sitting area, where soaring ceilings fill the space with abundant natural light. The spacious kitchen and dining area are perfectly designed for all your entertaining needs. The lower level

  Jill Johnson Parcel Real Estate Inc.

  1513 38th St S, Saint Cloud, MN 56301
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  $325,000

  • 4 Beds
  • 3 Baths
  • 2,881 Sq Ft

  2318 10th Ave S, Saint Cloud, MN 56301

  Welcome home to this beautifully maintained 4-bedroom, 3-bath property in the heart of St. Cloud! Offering nearly 2,900 sq ft of living space, this home features a spacious kitchen with classic oak cabinetry, perfect for cooking and entertaining. The main level includes two bedrooms, a full bath, and a large, light-filled living room. Upstairs you’ll find two additional bedrooms and another full

  Grant Thompson Keller Williams Integrity Realty

  2318 10th Ave S, Saint Cloud, MN 56301
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  /38

  $350,000

  • 7 Beds
  • 4 Baths
  • 3,528 Sq Ft

  443 32nd Ave N, Saint Cloud, MN 56303

  Completely renovated side-by-side duplex ready for immediate use with no further updates needed. Both units features new kitchens with updated cabinets, countertops, and appliances. Fully renovated bathrooms, new flooring, windows, doors, trim, paint, lighting, mechanicals and updated HVAC. Exterior upgrades include new siding, landscape, garage doors, along with a security system featuring

  Omar Subane Edina Realty, Inc.

  443 32nd Ave N, Saint Cloud, MN 56303
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  /39

  $339,900

  • 3 Beds
  • 3.5 Baths
  • 2,630 Sq Ft

  1541 Prairie Hill Rd, Saint Cloud, MN 56301

  Absolutely charming 2-story home, thoughtfully designed for comfort and functionality. Located in a mature, desirable neighborhood, with pride of ownership showing throughout. This home boasts an ideal layout with 3 bedrooms together on the upper level. The private primary suite comfortably fits king-size furniture, features a walk-in closet and impressive ensuite bath. The main floor is a

  Sandra Harrison Coldwell Banker Realty

  1541 Prairie Hill Rd, Saint Cloud, MN 56301
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  $339,900

  • 4 Beds
  • 3 Baths
  • 2,544 Sq Ft

  1716 37th St S, Saint Cloud, MN 56301

  This spacious and well-maintained home is a must see, featuring a large open floor plan and plenty of natural light. The master suite offers a walk-in closet and private full bathroom. The lower level includes a cozy family room with a gas fireplace, finished laundry room, and lots of storage. Enjoy maintenance-free decking, a large 27x18 concrete patio, and a nice backyard with a storage shed.

  Sam Lieser Purpose Driven Realty, LLC

  1716 37th St S, Saint Cloud, MN 56301
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  /52

  $302,750

  • 4 Beds
  • 2 Baths
  • 2,192 Sq Ft

  6629 Black Spruce St, Saint Cloud, MN 56303

  Step inside this inviting split-foyer home where comfort, space, and everyday livability come together beautifully. With over 2,100 finished square feet, this well-designed home offers 4 bedrooms, 2 full bathrooms, and a spacious 3-stall garage — perfect for anyone needing room to grow, work, or play. The open-concept main level features attractive tile flooring that flows through the kitchen,

  Christopher Jacques Premier Real Estate Services

  6629 Black Spruce St, Saint Cloud, MN 56303
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  $300,000

  • 4 Beds
  • 2 Baths
  • 1,680 Sq Ft

  5716 Cardinal Ct, Saint Cloud, MN 56303

  Welcome to this inviting home nestled on a peacful cul-de-sac in West St. Cloud. Situated on a beautiful 1/2 acre lot, this property offers both space & privacy. You'll appreciate the spacious, oversized 3 car garage. The home boasts four bedrooms and two full bathrooms. Cozy up to the lower-level fireplace on cold winter nights. Outdoors, the private well and in-ground sprinkler system make

  Joshua Zwilling Edina Realty, Inc.

  5716 Cardinal Ct, Saint Cloud, MN 56303
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  $300,000

  • 3 Beds
  • 2 Baths
  • 2,068 Sq Ft

  261 Park Ave S, Saint Cloud, MN 56301

  Timeless Townhome with Golf Course Views. Welcome to this beautifully updated townhome offering over 2,000 square feet of classic, timeless design across two levels. Featuring 3 bedrooms and 2 bathrooms, this home combines charm and modern convenience in a serene golf course setting. Step inside to discover two cozy fireplaces, a sunroom with windows on three sides, and a covered outdoor patio

  Jerry Westhoff Edina Realty, Inc.

  261 Park Ave S, Saint Cloud, MN 56301
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  /28

  $344,900

  • 3 Beds
  • 2 Baths
  • 1,770 Sq Ft

  1404 Goettens Way, Saint Cloud, MN 56301

  Beautiful 2-Story Home in Quiet South St. Cloud Neighborhood Welcome to this stunning 2-story home nestled in a peaceful and desirable South St. Cloud neighborhood. Boasting 3 spacious bedrooms and 2.5 baths, this home offers the perfect blend of comfort, style, and functionality. Step inside to discover gorgeous hardwood floors that flow throughout the main level, leading you to an amazing great

  Craig Ehrlichman Premier Real Estate Services

  1404 Goettens Way, Saint Cloud, MN 56301
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  /31

  $334,900

  • 4 Beds
  • 3 Baths
  • 3,216 Sq Ft

  2112 14th St S, Saint Cloud, MN 56301

  This well-maintained 4 bedroom, 3 bathroom home has been thoughtfully cared for and offers both space and character. The main level features three bedrooms on one floor, including a primary suite with its own private 3 season porch. A bright 4 season porch and generous living areas upstairs and down, complete with a gas fireplace, make it easy to relax or entertain. The garage includes a heated

  Sarah Neu Central MN Realty LLC

  2112 14th St S, Saint Cloud, MN 56301
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  /35

  $364,900

  • 5 Beds
  • 2 Baths
  • 2,917 Sq Ft

  605 7th Ave N, Saint Cloud, MN 56303

  Historical beauty meets modern updates in this grand home near the river! This home boasts the best design of the past with bold statement moulding and trim, plank floors, stained glass windows and 10' ceilings. Large, spacious main living space is perfect for entertaining. Additionally, this home has an updated butler's pantry/bar room as well as a new full chef's kitchen with granite, maple

  Leanne Peterson Century 21 Atwood

  605 7th Ave N, Saint Cloud, MN 56303
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  /44

  $385,000

  • 3 Beds
  • 2.5 Baths
  • 2,861 Sq Ft

  2317 27th St S, Saint Cloud, MN 56301

  Charming 1.5-Story in Peaceful Hidden Oaks Neighborhood available now for showings! Stay tuned for the upcoming photo gallery! Tucked into a well-established and quiet area, this 3-bedroom, 2-bath home is thoughtfully updated and move-in ready. The main floor features a formal living/dining, a warm & inviting family room w/ fireplace & wooded backyard views, and a spacious primary suite with

  Chris Hauck Coldwell Banker Realty

  2317 27th St S, Saint Cloud, MN 56301
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  $383,500

  • 3 Beds
  • 1.5 Baths
  • 2,500 Sq Ft

  630 Riverside Dr SE, Saint Cloud, MN 56304

  Featured on HGTV, this home offers a creative blend of style and comfort with an unmistakable artistic flair. The main floor has been beautifully renovated, showcasing a bright and modern kitchen, hardwood floors, and inviting living spaces filled with character. Enjoy views of the Mississippi River right from your front yard and the convenience of being within walking distance of the renowned

  Lindsey Stewart Edina Realty, Inc.

  630 Riverside Dr SE, Saint Cloud, MN 56304
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  $319,000

  • 3 Beds
  • 3 Baths
  • 2,525 Sq Ft

  1403 8th Ave N, Saint Cloud, MN 56303

  Must see home, Completely rebuilt from ground up in 2007, Primary walk through bath, Large bedrooms, walk in closets, Full bath on all levels, New stainless steel kitchen appliances, Quartz countertop on kitchen island, Massive kitchen dining combination, Upper level office area, electrical outlets in closets, Attached 2 car garage is double deep, Lower level family room wrapped in Pine,

  Keith Sharer Granite Realty of MN

  1403 8th Ave N, Saint Cloud, MN 56303
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  $339,000

  • 3 Beds
  • 2 Baths
  • 1,780 Sq Ft

  6601 Haven Rd SE, St. Cloud, MN 56304

  This home is nestled among the mighty oaks with quiet serenity. The spacious home features all living amenities on one level with a full basement waiting for your finishing ideas. The living room features a huge front window, the large kitchen with an indoor grill, stainless steel appliances, thoughtful lay and ample storage, the dining area has a sliding glass door to access the back yard

  Mary McGowan Premier Real Estate Services

  6601 Haven Rd SE, St. Cloud, MN 56304
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  $325,000

  • 4 Beds
  • 3 Baths
  • 2,362 Sq Ft

  1820 Highland Trail, Saint Cloud, MN 56301

  Come see this fully finished home featuring 4 spacious bedrooms and 3 full bathrooms, including two relaxing whirlpool tubs. It combines open concepts yet still has separate space for everyone making a very functional floor plan, this home offers both comfort and style. The lower-level family room, with a cozy gas fireplace provides the perfect place to unwind, while the open and bright main

  Chad Hennum Edina Realty, Inc.

  1820 Highland Trail, Saint Cloud, MN 56301
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  /31

  $310,000

  • 4 Beds
  • 3 Baths
  • 2,268 Sq Ft

  2513 13th Ave SE, Saint Cloud, MN 56304

  Nicely updated 4-bedroom, 3-bath home situated on a spacious corner lot with mature trees. The large kitchen features granite countertops, tile flooring, and stainless steel appliances. Enjoy modern efficiency with a seperate tankless water heater for heat. Additional highlights include a two-car garage plus a storage building, offering plenty of space inside and out. Don't miss this one.

  John Chiantera Edina Realty, Inc.

  2513 13th Ave SE, Saint Cloud, MN 56304
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  /41

  $379,900

  • 2 Beds
  • 2 Baths
  • 1,863 Sq Ft

  642 Jenisa Dr, Saint Cloud, MN 56301

  Welcome home to this immaculate 2 bedroom 2 bathroom patio home. The interior of the home features a large kitchen with granite countertop, wood floors, both formal and informal dining rooms, a gas burning brick fireplace in the Living Room, enjoy the abundance of natural light coming through the many windows fitted with custom blinds, tons of built ins for storage, and a sliding door leading to

  Bryce Cash RE/MAX Results

  642 Jenisa Dr, Saint Cloud, MN 56301
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  /33

  $330,000

  • 3 Beds
  • 2 Baths
  • 1,271 Sq Ft

  1930 Prospect Dr NE, St. Cloud, MN 56304

  Beautiful, split entry home in mature neighborhood. Home offers large forty entry. Open living kitchen and dining area. With vaulted ceilings. Kitchen includes custom cabinets and granite countertops. Stainless appliances and center island. Spacious dining room area with plenty of room for a coffee bar and pantry door. Perfectly situated for your future deck. Well-appointed 3 same-level

  Amy Legatt RE/MAX Results

  1930 Prospect Dr NE, St. Cloud, MN 56304
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  /33

  $345,000

  • 4 Beds
  • 2 Baths
  • 2,070 Sq Ft

  1505 24th St SE, Saint Cloud, MN 56304

  Why wait to build? This like-new split-level home is just one year old and move-in ready, with a beautifully finished walkout lower level. Enjoy 4 bedrooms (2 up, 2 down), a full bath on the main level, and a stylish 3/4 bath downstairs. The kitchen features a center island and vaulted ceiling that opens to the main living space. Outside, the home backs up to peaceful wildlife views and includes

  Andrew Zabel Edina Realty, Inc.

  1505 24th St SE, Saint Cloud, MN 56304

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