Saint Cloud, MN Homes for Sale under $400,000

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  /29

  $295,000

  • 3 Beds
  • 2 Baths
  • 1,949 Sq Ft

  6612 Yosemite St, Saint Cloud, MN 56303

  Beautiful 3-bedroom, 2-bath bi-level home with a 2-stall garage, ideally located on the west side of St. Cloud! The welcoming entry opens to a functional and inviting layout. Upstairs, you'll find vaulted ceilings, a bright living room, a spacious kitchen and dining area, and direct access to a freshly stained deck—perfect for entertaining, grilling, or relaxing outdoors. This level also features

  Wendy Loso Central MN Realty LLC

  6612 Yosemite St, Saint Cloud, MN 56303
• 

  

  

  /16

  $379,900

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,579 Sq Ft

  4710 2nd Street Ct NE, Saint Cloud, MN 56304

  The Primrose III is a modified split level boasting with a beautiful vaulted ceiling and a spacious open concept main floor layout. The king-size master suite includes a little extra privacy, a master bathroom and a large walk-in closet. Two other bedrooms and a full bathroom complete the main level. The lower level offers additional two bedrooms, a full bathroom and large family room.

  Jeff Ledin Capstone Realty, LLC

  4710 2nd Street Ct NE, Saint Cloud, MN 56304
• 

  

  /2

  $100,000

  • Land
  • 3,484 Sq Ft
  • $1,250,000 per Acre

  1112 45th Ave NE, St. Cloud, MN 56304

  Required: a four-unit attached townhome (quad) configuration. Exceptional opportunity to build in the desirable Water’s Edge neighborhood of St. Cloud, ideal for investors or builders looking to develop townhome living! Residents will enjoy miles of scenic walking trails, a community park, and close proximity to Territory Golf Course (less than 3 miles away). Convenient access to downtown St.

  Christopher Fritch eXp Realty

  1112 45th Ave NE, St. Cloud, MN 56304
• 

  

  

  /29

  $325,000

  Coming Soon

  • 4 Beds
  • 2 Baths
  • 1,716 Sq Ft

  1735 Hazelwood Cir, Saint Cloud, MN 56303

  Welcome to this beautifully maintained 4 bedroom, 2 bath bi-level home perfectly situated on a quiet cul-de-sac offering privacy and minimal traffic. Pride of ownership shines throughout. The spacious floor plan provides comfortable living with generous sized bedrooms and versatile living spaces. Step outside to a large, meticulously landscaped lot featuring an in-ground sprinkler system and well

  Ann Riesner Central MN Realty LLC

  1735 Hazelwood Cir, Saint Cloud, MN 56303
• 

  

  

  /21

  $275,000

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,646 Sq Ft

  280 Waite Ave S, Saint Cloud, MN 56301

  BACK ON THE MARKET! Previous buyer circumstances changed - no fault of the home! Now is your second opportunity to make this property your own! Welcome home to single-level living in this beautifully maintained patio home just steps from Angushire Golf Course. SO many updates! Furnace and duct work have been cleaned, water softener serviced, new interior paint, carpets freshly cleaned, primary

  Ashley O'Brien eXp Realty

  280 Waite Ave S, Saint Cloud, MN 56301
• 

  

  /18

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,546 Sq Ft

  921 7th Ave S, Saint Cloud, MN 56301

  Totally remodeled up and down, new siding, soffit and facia, gutters, new flooring, new windows, painted throughout, ceiling fans, newer appliances. Parking spaces off alley and also nice concrete with rocks and edging around home. Rental license still active. OR nice 4 bedroom home. Professional photos coming.

  Lynne Crandall Premier Real Estate Services

  921 7th Ave S, Saint Cloud, MN 56301
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  /43

  $249,000

  • 5 Beds
  • 2 Baths
  • 1,950 Sq Ft

  1117 8th Ave SE, Saint Cloud, MN 56304

  Loads of appeal with ample space located just blocks from beautiful Munsinger Gardens and the Mississippi River. Located in quiet tree filled neighborhood. This 5 bedroom, 2 full bath home is ready for you to make it yours. Three bedrooms on the main floor. Sliding glass doors in bedroom/office open to deck and privately fenced in back and side yards, with plenty of space for entertaining and/or

  Susan Korkowski Kerber Castle Realty Group

  1117 8th Ave SE, Saint Cloud, MN 56304
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  /15

  $344,900

  • 3 Beds
  • 2 Baths
  • 1,534 Sq Ft

  303 29th Ave SE, Saint Cloud, MN 56304

  Showcasing like a newly completed construction home. The Walkout Redwood model features open-concept home living. This home features a high vaulted ceiling living-room and a large kitchen. A spacious walk-in pantry offers ample storage. The kitchen boasts rustic maple cabinetry, stainless steel appliances, a newer water softener, a washer and dryer, newer seamless gutters, and a sump pump. Three

  Steven Thao Creative Results

  303 29th Ave SE, Saint Cloud, MN 56304
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  /24

  $124,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 932 Sq Ft

  111 29th Ave N, Saint Cloud, MN 56303

  Solid home, 2 bedroom, 1 full bathroom all on main level. Main level laundry. Large walk-in closet in main bedroom. Outside 12 x 8 storage shed. All living on one main level with no stairs.

  Michael Higgins eXp Realty

  111 29th Ave N, Saint Cloud, MN 56303
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  /2

  $109,000

  • 2 Beds
  • 2 Baths
  • 1,573 Sq Ft

  808 7th St N, Saint Cloud, MN 56303

  Seller has owned property as a rental unit for the past 5 years. Property offers great potential to build instant equity. Ideal for investors, renovators, or owner occupants looking to build sweat-equity. New kitchen cabinets, countertops, sink, dishwasher, refrigerator installed 4 years ago. Quick close possible.

  Jeff Tate Coldwell Banker Realty - Lakes

  808 7th St N, Saint Cloud, MN 56303
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  /26

  $178,900

  • 2 Beds
  • 2 Baths
  • 775 Sq Ft

  424 23rd Ave N, Saint Cloud, MN 56303

  Charming and full of character, this adorable home is nestled in an established neighborhood right in the center of town—close to everything you need! A welcoming front porch invites you in and sets the tone for the warmth found throughout.The main floor features a comfortable living room, a bright kitchen with an eat-in dining area, one bedroom, and a full bath. Upstairs, you’ll find a

  Mary McGowan Premier Real Estate Services

  424 23rd Ave N, Saint Cloud, MN 56303
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  /36

  $290,000

  • 4 Beds
  • 3 Baths
  • 1,617 Sq Ft

  427 16th Ave N, Saint Cloud, MN 56303

  Great income-generating rental property with long-term tenants! Two houses, three total units, all on one parcel (427 16th Ave N is the larger home and 1608 5th St N is the smaller home). Many updates have been done throughout the property, making this a must-see investment opportunity!

  Joshua Zwilling Edina Realty, Inc

  427 16th Ave N, Saint Cloud, MN 56303
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  /6

  $190,000

  • 4 Beds
  • 1 Bath
  • 1,412 Sq Ft

  1414 2nd St S, Saint Cloud, MN 56301

  With high rents, long term tenants, and guaranteed income at a minimum until May 1st of 2027, this property is an excellent income producing investment opportunity for investors to walk into. When the property was purchased, the current owner had the home converted into a rental and brought everything up to city code. Rents for the past two years were $1,800 and moving up to $2,415 in May with

  Troy Dykmann Keller Williams Integrity NW

  1414 2nd St S, Saint Cloud, MN 56301
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  /32

  $160,000

  • 3 Beds
  • 2 Baths
  • 1,798 Sq Ft

  230 5th Ave N Unit C5, Saint Cloud, MN 56303

  Enjoy easy living in this spacious 3-bedroom, 2-bath condo offering scenic river views and a location that perfectly balances convenience with tranquility. Nestled on a quiet street, this inviting home provides a peaceful retreat while keeping you just a short walk from popular restaurants, shopping, and public transportation. Inside, you'll find generous living spaces designed for comfortable

  David Vee Edina Realty, Inc

  230 5th Ave N Unit C5, Saint Cloud, MN 56303
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  /21

  $280,000

  • 4 Beds
  • 2.5 Baths
  • 2,136 Sq Ft

  1325 10th Ave N, Saint Cloud, MN 56303

  Timeless charm and character throughout! This beautifully maintained 4 bedroom, 3 bath home offers over 2,100 finished square feet and is truly move-in ready. You’ll love the hardwood floors, Scott Custom Tile throughout the home and bathrooms, a wood-burning fireplace, granite countertops, stainless steel appliances, and abundant built-ins. Step outside to a fully fenced backyard with mature

  Robert Kuhlmann Edina Realty, Inc

  1325 10th Ave N, Saint Cloud, MN 56303
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  /29

  $222,500

  Open Sun 12PM - 1:30PM

  • 5 Beds
  • 2 Baths
  • 2,234 Sq Ft

  306 9th Ave S, Saint Cloud, MN 56301

  DUPLEX – Offset Your Mortgage in a Prime Location! Just a short walk from downtown St. Cloud and directly across from scenic Lake George, this well-maintained up/down duplex is a smart investment with long-term potential. Main level unit offers 3 spacious bedrooms and 1 bathroom, providing comfortable and functional living space that appeals to a wide range of tenants. Upper unit has 2 bedrooms

  Mary Ellen Richter Kerber Castle Realty Group

  306 9th Ave S, Saint Cloud, MN 56301
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  /22

  $279,000

  $6K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,216 Sq Ft

  4328 31st St S, Saint Cloud, MN 56301

  Enjoy effortless living in the highly sought-after Stone Gate neighborhood! This beautifully maintained one-level home offers the perfect combination of comfort, convenience, and low-maintenance living! The open-concept floor plan creates an inviting space for everyday living and entertaining, while thoughtful updates and meticulous care make this home truly move-in ready. Oversized garage is

  Ashley O'Brien eXp Realty

  4328 31st St S, Saint Cloud, MN 56301
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  /11

  $109,900

  $9K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,148 Sq Ft

  320 8th Ave S, Saint Cloud, MN 56301

  Great Investment opportunity in South St. Cloud on single family rental priced below appraised value! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,500 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that

  Jeremy Forsell Premier Real Estate Services

  320 8th Ave S, Saint Cloud, MN 56301
• 

  

  /23

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  712 10th Ave S, Saint Cloud, MN 56301

  Collin Chladil eXp Realty

  712 10th Ave S, Saint Cloud, MN 56301
• 

  

  /20

  $214,900

  • 4 Beds
  • 1.5 Baths
  • 1,752 Sq Ft

  1015 32nd Ave N, Saint Cloud, MN 56303

  Well taken care of cute and clean four bedroom, 2 bath rambler! There are 3 main floor bedrooms and one in the lower level. Full main floor bath and updated 1/2 bath down (could be converted to a full bath). Lots of storage available in the lower level storage room! Nice sized fenced backyard with patio and storage shed. Updates include: roof, furnace and AC, dryer and dishwasher.

  Scott Lynch Agency North Real Estate, Inc

  1015 32nd Ave N, Saint Cloud, MN 56303
• 

  

  /20

  $399,900

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,714 Sq Ft

  4711 4th Street Loop NE, Saint Cloud, MN 56304

  The Highlights of this Newport floor plan include FLEX ROOM, 5 bedrooms, 3 bathrooms, 3 car garage, luxury vinyl plank flooring throughout the main living level, quartz kitchen countertops, fireplace in basement, a huge owner's suite!***

  Jeff Ledin Capstone Realty, LLC

  4711 4th Street Loop NE, Saint Cloud, MN 56304
• 

  

  /21

  $199,900

  Open Fri 4PM - 6PM

  • 3 Beds
  • 2 Baths
  • 1,405 Sq Ft

  122 30th Ave N, Saint Cloud, MN 56303

  Cute one story home with newly finished basement in North St. Cloud- You are going to love what this centrally located home has to offer! The freshly remodeled basement merges with the original character of the main level, creating the perfect blend of modern and charming. The main level has original hardwood floors, two bedrooms and an eat-in kitchen. The lower level has another bedroom and a

  Christina Clifton Central MN Realty LLC

  122 30th Ave N, Saint Cloud, MN 56303
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  /102

  $399,999

  • 5 Beds
  • 3 Baths
  • 3,705 Sq Ft

  3450 Bonna Belle Ct, Saint Cloud, MN 56301

  Beautifully blending timeless character with thoughtful modern updates, this exceptional 5-bedroom, 3-bath home offers over 3,700 finished square feet of living space on a spacious lot in one of St. Cloud’s desirable southside neighborhoods. Originally built in 1915 and carefully relocated to its current location in 1995, this one-of-a-kind home combines historic craftsmanship with the comfort

  Ryan Kowalski Real Broker, LLC

  3450 Bonna Belle Ct, Saint Cloud, MN 56301
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  /34

  $219,000

  $46K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,094 Sq Ft

  312 3rd Ave NE, Saint Cloud, MN 56304

  Very nice duplex with character , quality and in great shape. Each unit includes a 1 car garage stall. The top unit has 3 bedrooms. The lower unit is a 2 bedroom. Each unit has their own laundry. The home is in very good shape and has lots of character. The seller is focusing on downsizing on rental property within a certain distance of their core home area which makes this property a great

  Mac Perry Turpen Realty, Inc.

  312 3rd Ave NE, Saint Cloud, MN 56304
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  /26

  $269,000

  $10K PRICE DROP

  • 7 Beds
  • 3 Baths
  • 3,492 Sq Ft

  1324 1st St N, Saint Cloud, MN 56303

  Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex, with almost 3,500 finished square feet, features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing

  Mike Swenson eXp Realty

  1324 1st St N, Saint Cloud, MN 56303
• 

  

  /23

  $209,000

  • 5 Beds
  • 2 Baths
  • 1,976 Sq Ft

  6413 Laurel Rd, Saint Cloud, MN 56303

  This 5 bedroom, 2 bath home offers a wonderful opportunity for someone to bring it back to life. Situated in a great location, the property needs repair and updates throughout but has the space and potential to shine once again. Furnace new in 2019. The attached garage is insulated. Calling all investors, flippers, and buyers looking for a project. This home is ready for the care and attention it

  Brooke Thieschafer MOVE IT REAL ESTATE GROUP/LAKEHOMES.COM

  6413 Laurel Rd, Saint Cloud, MN 56303
• 

  

  /23

  $194,900

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,580 Sq Ft

  2930 3rd St N, Saint Cloud, MN 56303

  Welcome to this thoughtfully designed home in the heart of St. Cloud! The bright living room welcomes you with a large picture window that fills the space with natural light. The open-concept kitchen features a spacious pantry and flows seamlessly into the main living areas, making everyday living and entertaining easy. With three main-floor bedrooms, main-floor laundry, and a primary suite with

  Janel Morgan Morgan & Co.

  2930 3rd St N, Saint Cloud, MN 56303
• 

  /2

  $105,000

  • 3 Beds
  • 2 Baths
  • 1,770 Sq Ft

  909 7th Ave N, Saint Cloud, MN 56303

  Opportunity awaits with this affordable 1.5-story home in St. Cloud! Offering plenty of potential for the right buyer. Features include a functional layout, spacious living areas, and the chance to build instant equity through improvements. Ideal for investors, renovators, or owner-occupants looking for a sweat-equity opportunity. Conveniently located near parks, shopping, dining, and everyday

  Pete Matanich Premier Real Estate Services

  909 7th Ave N, Saint Cloud, MN 56303
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  /46

  $299,000

  Coming Soon

  • 3 Beds
  • 2 Baths
  • 1,946 Sq Ft

  575 Prospect Ct NE, Saint Cloud, MN 56304

  Imagine pulling into the quiet cul-de-sac at 575 Prospect Court, where a long concrete driveway leads you to this beautiful St. Cloud home sitting proudly on an expansive, manicured corner lot. Stepping inside, the main level instantly feels like home, offering the effortless convenience of three spacious bedrooms all on one floor and a beautifully updated kitchen that serves as the heart of

  Marissa Graunke Lakes Area Realty G.V.

  575 Prospect Ct NE, Saint Cloud, MN 56304
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  /10

  $132,500

  $7K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 683 Sq Ft

  105 19th Ave N, Saint Cloud, MN 56303

  Nicely updated home. 2nd bedroom needs a closet. New kitchen appliances, new flooring. Move in ready!

  Brenda Benson Trilogy Properties of MN, LLC

  105 19th Ave N, Saint Cloud, MN 56303
• 

  

  /29

  $275,000

  Open Sat 12PM - 2PM Coming Soon

  • 4 Beds
  • 1.5 Baths
  • 2,074 Sq Ft

  1041 23rd Ave N, Saint Cloud, MN 56303

  Classic 2-story home full of character and charm with beautiful original hardwood floors, 4 upper level bedrooms with a full bath, and 1/2 bath on main with a spacious and cozy living room with a wood burning fireplace. Enjoy year-round comfort in the 4-season sunroom with a freestanding gas fireplace. Durable steel siding, newer roof and water heater, and garage charging station. Lower level

  Rachael Barnier Keller Williams Classic Rlty NW

  1041 23rd Ave N, Saint Cloud, MN 56303
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  /26

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,848 Sq Ft

  114 22nd Ave N, Saint Cloud, MN 56303

  Cherished by the current owners for 66 years, this charming northside rambler is ready for its next chapter. The home features three main-floor bedrooms, a bright living room with large windows on two sides, and a kitchen with a breakfast bar and a separate dining area. The finished lower level offers a spacious family room and a versatile den or craft room, while the attached one and a half

  Matt Wieber Agency North Real Estate, Inc

  114 22nd Ave N, Saint Cloud, MN 56303
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  /60

  $299,900

  Open Thu 4PM - 6PM

  • 5 Beds
  • 2.5 Baths
  • 2,558 Sq Ft

  901 31st Ave N, Saint Cloud, MN 56303

  Welcome to 901 31st Ave N, St. Cloud! This fully renovated home features over 2,500 finished square feet with five bedrooms, three bathrooms, a bonus 6th bedroom and a spacious layout on a corner lot. The updated kitchen includes stainless steel appliances, newer countertops and a kitchen window. The full bathroom on the main floor includes a stationary makeup station with plenty of storage

  Lindy Hennen Central MN Realty LLC

  901 31st Ave N, Saint Cloud, MN 56303
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  /41

  $224,900

  • 3 Beds
  • 2 Baths
  • 1,544 Sq Ft

  656 E Saint Germain St, Saint Cloud, MN 56304

  Move-in ready and filled with charm, this beautifully updated 1.5-story home is an absolute must see. The main level welcomes you with fresh paint, gleaming hardwood flooring throughout, two comfortable bedrooms, and a fully remodeled bathroom featuring a brand-new window. Cooking and entertaining are seamless in the kitchen, which boasts modern stainless steel appliances and granite countertops

  Jeffrey Wucherer Counselor Realty, Inc

  656 E Saint Germain St, Saint Cloud, MN 56304
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  /51

  $350,000

  Open Sat 11AM - 12:30PM $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,333 Sq Ft

  1340 Wildwood Rd, Saint Cloud, MN 56303

  Beautiful tri-level home located in West St. Cloud offering 2,333 finished square feet situated on nearly a half acre lot. The updated kitchen features granite countertops, tiled backsplash, and ample cabinet space, while the large great room with fireplace & bar creates a warm and inviting atmosphere perfect for relaxing or entertaining. Updates include siding and windows, upstairs flooring.

  Dylan Vogt Edina Realty, Inc

  1340 Wildwood Rd, Saint Cloud, MN 56303
• 

  

  /21

  $224,900

  • 4 Beds
  • 2 Baths
  • 1,660 Sq Ft

  414 19 1/2 Ave N, Saint Cloud, MN 56303

  Discover this well maintained home in Saint Cloud. This property features freshly painted exterior and interior. New front door, new carpet, transferable warranty on most of the windows that were replaced in 2019 (Exception-utility WDW & Patio Door) Roof replaced in 2023. Stove, dishwasher, refrigerator all replaced in 2025.The upper level provides plenty of space for entertaining, eat-in

  Jana Knutson Bridge Realty, LLC

  414 19 1/2 Ave N, Saint Cloud, MN 56303
• 

  

  /40

  $279,900

  • 4 Beds
  • 2 Baths
  • 2,342 Sq Ft

  4211 Center St, Saint Cloud, MN 56303

  Looking for your own little piece of heaven? Your search ends here! Sellers loved and will miss there 4-bedroom, 2-bath home is nestled beneath mature trees on a beautifully landscaped, park-like lot that offers both privacy and tranquility. Need extra space? The insulated and heated 16x24 detached garage is perfect for storing all your toys, creating the ultimate workshop, crafting space, or

  Lonnie Ness RE/MAX Select, Inc.

  4211 Center St, Saint Cloud, MN 56303
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  /30

  $250,000

  • 3 Beds
  • 1 Bath
  • 1,008 Sq Ft

  2135 247th St, Saint Cloud, MN 56301

  Multiple Offers Received - Highest and Best is due by Thursday 6/18 at 2pm. Welcome home to St. Augusta. This beautifully updated one-story property situated on an oversized half-acre lot with plenty of room to enjoy the outdoors. This 3 bedroom, 1 bath home features updated flooring, fresh paint, newer trim, and updated appliances, creating a move-in ready interior with modern appeal. Major

  Dylan Vogt Edina Realty, Inc

  2135 247th St, Saint Cloud, MN 56301
• 

  

  /4

  $174,900

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,710 Sq Ft

  629 9th Ave S, Saint Cloud, MN 56301

  Great up and down duplex. Fully rented.

  Brenda Benson Trilogy Properties of MN, LLC

  629 9th Ave S, Saint Cloud, MN 56301
• 

  

  /11

  $350,000

  • Land
  • 2.26 Acres
  • $154,867 per Acre

  3305 Cooper Ave S, St. Cloud, MN 56301

  Make this prime 2.26 acre lot the new home for your business! Large corner lot with high visibility and convenient access to highway 15 and interstate 94. Public works in place off Cooper- stubbed water line and sanitary. Buyer and buyers agent to verify any potential zoning changes with the City of St. Cloud. The picture is a rendering of the building that had been approved by the city. More

  Rhonda Green Edina Realty, Inc

  3305 Cooper Ave S, St. Cloud, MN 56301

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