Homes for Sale near Natural Science Academy

• 

  

  

  /45

  $550,000 Open Sun 1PM - 3PM

  • 4 Beds
  • 3 Baths
  • 2,268 Sq Ft

  5085 Mustang Dr, Woodbury, MN 55129

  Like New 3 Level Split! 2023 Built on premium walk out lot backing up to pond. Owner put in 10K+ worth of upgrades/additions, including a concrete patio off the walkout, window treatments, gutters and all appliances. So none of those added expenses after closing and no wait. Plus *NO HOA* here. Open main floor layout featuring vaulted ceilings and an office just off the front entry. Kitchen

  Lisa Lang RE/MAX Results

  5085 Mustang Dr, Woodbury, MN 55129
• 

  

  

  /36

  $590,000

  • 4 Beds
  • 3 Baths
  • 2,812 Sq Ft

  7457 63rd St S, Cottage Grove, MN 55016

  Welcome home to this beautifully maintained like new build set in the heart of Cottage Grove. Some of the perks with this home include NO HOA, parks nearby, close access to the freeway and a wonderful neighborhood to enjoy-it even has sidewalks! With high end finishes from quartz countertops to stainless steel appliances, soft close closets to high energy star rated windows, walk-in tile shower

  Roxie Lewis National Realty Guild

  7457 63rd St S, Cottage Grove, MN 55016
• 

  

  

  /56

  $595,000

  • 5 Beds
  • 3.5 Baths
  • 2,985 Sq Ft

  3104 Copper Oaks Draw, Woodbury, MN 55125

  Step into this beautifully updated colonial-style home where classic charm meets contemporary design in the heart of Woodbury’s sought-after Copper Oaks neighborhood. The spacious layout features three inviting bedrooms on the upper level and two additional bedrooms on the lower level, perfect for guests, home office, or multi-generational living. Enjoy the convenience of main level laundry for

  Nalee Vue Home Sellers

  3104 Copper Oaks Draw, Woodbury, MN 55125
• 

  

  

  /35

  $580,000 Open Sun 1PM - 3PM

  • 4 Beds
  • 3.5 Baths
  • 3,461 Sq Ft

  5903 Bryant Ln, Inver Grove Heights, MN 55076

  Highly Sought-After 2-Story in the Majestic Woodlands of Inver Grove Heights!Beautifully maintained by the current owners, this home sits on a private, meticulously landscaped lot. Enjoy outdoor living with a spacious deck and patio, charming gazebo, fire pit and a backyard-ideal for play, a swing set, or gatherings.Inside, the main level features 9-foot ceilings, gleaming

  David Giblin RE/MAX Results

  5903 Bryant Ln, Inver Grove Heights, MN 55076
• 

  

  

  /72

  $500,000

  • 5 Beds
  • 3.5 Baths
  • 2,873 Sq Ft

  3936 Homestead Dr, Woodbury, MN 55125

  You won’t want to miss this amazing 5BD/4BA 2-story home w/ spacious 3-car garage in the highly desirable Woodbury area! As you take your first few steps into the home, your eyes will immediately be drawn to the brand new LVP flooring found throughout the entire main level. The natural light that fills this space (Facing North/South) is amplified by the vaulted ceilings in the front formal living

  Adam Benedict Re/Max Advantage Plus

  3936 Homestead Dr, Woodbury, MN 55125
• 

  

  /34

  $364,900

  • 3 Beds
  • 2.5 Baths
  • 1,687 Sq Ft

  6636 Hinterland Trail S, Cottage Grove, MN 55016

  You gotta check out this incredible end-unit townhome with stunning views!Located on the Woodbury/Cottage Grove border in South Washington County Schools (833)—East Ridge HS, Oltman MS & Cottage Grove Elem.This 3 bed, 2.5 bath home features:Private primary suite w/ bath & walk-in closetFinished lower-level flex room (office, gym, or guest space)Main floor w/

  Adam Rein Bridge Realty, LLC

  6636 Hinterland Trail S, Cottage Grove, MN 55016
• 

  

  /31

  $350,000 Open Sun 10AM - 1PM

  • 3 Beds
  • 2.5 Baths
  • 1,894 Sq Ft

  6538 Genevieve Trail, Cottage Grove, MN 55016

  This modern and inviting home was designed for both comfort and convenience. The main level features an open-concept layout with a bright living area, spacious dining space, and a well-appointed kitchen complete with stainless steel appliances, plenty of cabinetry, and a center island perfect for everyday meals or entertaining.Upstairs, you’ll find a convenient laundry room and spacious

  Jordan Eatherton eXp Realty

  6538 Genevieve Trail, Cottage Grove, MN 55016
• 

  

  /28

  $500,000

  • 4 Beds
  • 2.5 Baths
  • 2,814 Sq Ft

  9441 71st St S, Cottage Grove, MN 55016

  Beautiful two-story home with four bedrooms, three baths, and a two-car garage in a fantastic area! Large Family Room on main level with brick fireplace. Large deck and fenced-in yard, gardens & firepit for outdoor enjoyment. Home offers ample space for your family.Mudroom off garage, laundry room upstairs on 2nd floor, master bedroom with w/walk-in closet. Kitchen w/Silestone

  PaNhia Moua eXp Realty

  9441 71st St S, Cottage Grove, MN 55016
• 

  

  /32

  $499,900

  • 4 Beds
  • 3.5 Baths
  • 3,004 Sq Ft

  7968 Blanchard Ct, Inver Grove Heights, MN 55076

  The ONE you have been waiting for! Mr &Mrs Clean live here - Beautifully maintained two-story in a quiet cul-de-sac, with a fantastic lot, in the HEART of Inver Grove Heights! This one-owner home offers the updates buyers are looking for! The main floor features updated hardwood and tile flooring throughout, a fully renovated kitchen with solid surface countertops, custom cabinetry, stainless

  Angela Hames Keller Williams Premier Realty

  7968 Blanchard Ct, Inver Grove Heights, MN 55076
• 

  

  /26

  $579,900 Open Sun 12PM - 3PM

  • 4 Beds
  • 2.5 Baths
  • 2,486 Sq Ft

  7987 63rd St S, Cottage Grove, MN 55016

  Welcome to this beautifully maintained and thoughtfully designed two-story home convenientlylocated in Pinecliff. Enjoy the bright and open main floor layout, perfect for entertaining and everyday living. The inviting living room features a gas fireplace for cozy evenings, and the main floor office with French doors offers a quiet retreat for remote work or study. The chef’s kitchen boasts

  Michele Ilc Keller Williams Premier Realty

  7987 63rd St S, Cottage Grove, MN 55016
• 

  

  /22

  $354,700

  • 3 Beds
  • 1 Bath
  • 1,542 Sq Ft

  8547 Hinton Ave S, Cottage Grove, MN 55016

  Welcome to 8547 Hinton Ave where charm, space, and updates come together in one beautifully maintained rambler! The heart of the home is the expansive kitchen, offering abundant cabinet and counter space perfect for everyday meals or holiday baking marathons!Step outside to your own private retreat featuring a fenced-in backyard, an apple tree (producing apples currently), a thriving

  Adrienna Case Legion Properties

  8547 Hinton Ave S, Cottage Grove, MN 55016
• 

  

  /30

  $309,500

  • 5 Beds
  • 1 Bath
  • 1,294 Sq Ft

  151 Park St W, South Saint Paul, MN 55075

  LIVE & PLAY in this ultra convenient South Saint Paul neighborhood within walking distance to popular Lorraine Park and offers quick access to 494 - easily connecting you to all the major freeways. You'll love the vintage details of this 5 bedroom home featuring natural woodwork, arched doorways, original doors, and hardwood floors on the main level. The warm and welcoming floor plan starts with

  Shawn Hartmann RE/MAX Results

  151 Park St W, South Saint Paul, MN 55075
• 

  

  /13

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  105 5th Ave S, South Saint Paul, MN 55075

  Early 1900's charmer features original woodwork, high ceilings, fresh paint throughout, updated kitchen, many newer windows, great room sizes and closets, and good mechanicals! Home exterior and porch needs some TLC, but move in quick and enjoy! Walkable neighborhood close to restaurants and parks!

  Michael Garbart RE/MAX Advantage Plus

  105 5th Ave S, South Saint Paul, MN 55075
• 

  

  /29

  $315,000

  • 3 Beds
  • 1 Bath
  • 1,211 Sq Ft

  8063 Homestead Ave S, Cottage Grove, MN 55016

  Same owners for the last 48 years! Never have had pets or smoked. They have taken pride in their home ownership. From the beautiful landscaping. Most recently 2025 remodeled the bathroom. Has stainless steel appliances. Newer LG washer and dryer (2023). In 2018 all new EDCO steel siding and double pane windows. 2018 garage floor redone in polyurea. Weber gas grill stays with the sale of the home

  Allison Lawson Cardinal Realty Co.

  8063 Homestead Ave S, Cottage Grove, MN 55016
• 

  

  /81

  $419,777

  • 4 Beds
  • 2 Baths
  • 1,824 Sq Ft

  8390 81st St S, Cottage Grove, MN 55016

  Step into your own private retreat! This beautiful home is designed for both everyday comfort and memorable entertaining. Outside, enjoy a sparkling **16x32 inground saltwater pool** with full privacy fencing, a **large concrete patio**, and a **deck** perfect for summer gatherings.Inside, the heart of the home features a **remodeled kitchen with a center island**, ideal for cooking and

  Tom Ott Keller Williams Premier Realty

  8390 81st St S, Cottage Grove, MN 55016
• 

  

  /31

  $256,000

  • 2 Beds
  • 1.5 Baths
  • 1,157 Sq Ft

  6811 Pine Crest Trail S, Cottage Grove, MN 55016

  Welcome to this charming and well maintained 3-level townhouse in the heart of Cottage Grove! Featuring 2 bedrooms and 2 bathrooms, this home offers a functional layout with thoughtful updates throughout. The lower level includes convenient laundry and entry space. On the second level, you’ll find a spacious kitchen with plenty of storage, an open dining area, a bright living room perfect for

  Geralyn McGregor Keller Williams Premier Realty

  6811 Pine Crest Trail S, Cottage Grove, MN 55016
• 

  

  /29

  $359,900

  • 4 Beds
  • 2.5 Baths
  • 1,924 Sq Ft

  8070 Ingleside Ave S, Cottage Grove, MN 55016

  Beautifully Maintained 4-Bedroom Ranch with Spacious Living Areas and Bright, Open LayoutStep into this cared-for ranch-style home, featuring 4 bedrooms, 3 bathrooms nd attached garage. The main level offers a bright and inviting living space with abundant natural light throughout. The kitchen provides excellent cooking space, generous storage, and a functional layout perfect for daily

  Shawn Strathe Elevate Your Home LLC

  8070 Ingleside Ave S, Cottage Grove, MN 55016
• 

  

  /8

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,711 Sq Ft

  114 20th Ave N, South Saint Paul, MN 55075

  Welcome home to a gorgeous 3 BR one level spacious retreat on a huge lot in a quiet neighborhood! This updated, move in ready gem is bright and cheery! The home boasts gleaming hardwood floors throughout, many new updates including new kitchen, modern appliances, all new luxury fixtures, a beautiful main floor bath with tiled shower, an oversized one car garage, and a spacious den in the lower

  Kageh Vang Empire Realty LLC

  114 20th Ave N, South Saint Paul, MN 55075
• 

  

  /15

  $260,000

  • 3 Beds
  • 2 Baths
  • 1,525 Sq Ft

  6814 Meadow Grass Ln S, Cottage Grove, MN 55016

  Welcome home to this beautifully updated townhome with modern touches and sunlit spaces featuring new flooring and thoughtful upgrades throughout. The main floor offers a bright and open layout filled with natural sunlight. You'll love the open floor plan where you can enjoy cooking in the kitchen, complete with stainless steel appliances—including a newer refrigerator—rich wood cabinetry, and

  Christine Savard Edina Realty, Inc.

  6814 Meadow Grass Ln S, Cottage Grove, MN 55016
• 

  

  /26

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,740 Sq Ft

  6920 Cleve Ave E, Inver Grove Heights, MN 55076

  Welcome home! This inviting property sits on a lovely 0.23-acre lot with a privacy fence in the backyard, offering plenty of space for outdoor enjoyment. Step inside and be greeted by gorgeous hardwood floors and a spacious kitchen featuring stainless steel appliances—perfect for both everyday living and entertaining. The main level boasts three nicely sized bedrooms, while the kitchen addition

  Nancy Walker Coldwell Banker Realty

  6920 Cleve Ave E, Inver Grove Heights, MN 55076
• 

  

  /31

  $1,325,000

  • Land
  • 6.03 Acres
  • $219,735 per Acre

  6050 Cahill Ave, Inver Grove Heights, MN 55076

  6.3 acres in prime northern Inver Grove Heights location ready for development! Land had preliminary approval for up to 220 apartment units. 2 parcels included in the 6.3 acres, the 2nd lot is on Carmen Ave. Same family has owned the property for 48 years. Contractor for Deed terms are available for this property.

  David Giblin RE/MAX Results

  6050 Cahill Ave, Inver Grove Heights, MN 55076
• 

  

  /50

  $299,900

  • 3 Beds
  • 1 Bath
  • 1,017 Sq Ft

  137 South St E, South Saint Paul, MN 55075

  Welcome to this well-maintained 3-bedroom, 1-bathroom home in South St. Paul. Thoughtfully cared for, this property blends original charm with key updates for peace of mind. The main level features hardwood floors in the living room and bedrooms, a tiled bathroom, and a functional kitchen with a newer gas stovetop.Recent improvements include a new furnace and A/C (2025), new roof and gutters

  Angela Hannan eXp Realty

  137 South St E, South Saint Paul, MN 55075
• 

  

  /31

  $474,900

  • 3 Beds
  • 3.5 Baths
  • 3,184 Sq Ft

  7674 Sherwood Rd, Woodbury, MN 55125

  Welcome to this stunning 3 bedroom, 4 bath home offering comfort, style and convenience! Enjoy a bright and open floor plan with main-level laundry, a walk-out finished basement and plenty of space for entertaining! Walking distance to schools and parks! With updated bathrooms, landscaping, newer roof, washer and dryer and reverse osmosis system installed its ready for you to love!

  Brooke Hoel Century 21 Affiliated*

  7674 Sherwood Rd, Woodbury, MN 55125
• 

  

  /23

  $449,900

  • 5 Beds
  • 1.5 Baths
  • 2,332 Sq Ft

  7316 Janero Ave S, Cottage Grove, MN 55016

  This location and layout will not disappoint you! Highly sought after Grey Cloud/Cottage Grove Middle School./East Ridge Schools. Upon entering, you'll be impressed by the wide foyer leading to the open-concept kitchen, living, and dining areas. This well-designed multi-level home offers potential buyers 3 bedrooms on the upper level and 2 rooms on the lower level for use as additional bedrooms

  Heidi Lovro RE/MAX Results

  7316 Janero Ave S, Cottage Grove, MN 55016
• 

  

  /27

  $110,000

  • 3 Beds
  • 2 Baths
  • 1,596 Sq Ft

  9842 Hayward Ave S, Cottage Grove, MN 55016

  Own for Less Than Rent – Move-In Ready 3-Bedroom Home!Why rent when you can own this beautifully maintained 3-bedroom, 2-bathroom home with a spacious 2.5-car garage—set on a landscaped lot designed for easy living?Step inside to find all living facilities on one level. The bright living room overlooks the side yard, while the kitchen features a breakfast bar, generous counter

  Max Gygi RE/MAX Results

  9842 Hayward Ave S, Cottage Grove, MN 55016
• 

  

  /4

  $274,900

  • 3 Beds
  • 3 Baths
  • 1,526 Sq Ft

  9190 E Point Douglas Ln S, Cottage Grove, MN 55016

  Fantastic Opportunity: Spacious 3-Bedroom Townhome with Seller Financing Available!Take advantage of our flexible Contract for Deed financing, designed to make this investment opportunity even more accessible. Contact the listing agent for current cash-flowing lease details with long term tenants and if desired, they are willing to stay on long-term after current lease expires in May of 2026,

  Jaymes Bezdicek Coldwell Banker Realty

  9190 E Point Douglas Ln S, Cottage Grove, MN 55016
• 

  

  /60

  $340,000

  • 4 Beds
  • 2.5 Baths
  • 2,427 Sq Ft

  1200 Summit Ave, Saint Paul Park, MN 55071

  Charming 1 1/2 story in Lovely Neighborhood! One block to Popular School and Park! New Carpet & Vinyl Plank! New Exterior and Interior Paint! New Kitchen Countertops! Expansive Great Room Offering Large Windows to Invite the Natural Light along with a Brick Fireplace! Spacious Kitchen with an Abundance of Cabinetry! 3 Bedrooms on Main Floor along with Remodeled Full Bath. Upper Level Offers a

  Julie Trones RE/MAX Results

  1200 Summit Ave, Saint Paul Park, MN 55071
• 

  

  /23

  $279,000 Open Sun 11AM - 2PM

  • 3 Beds
  • 2 Baths
  • 1,032 Sq Ft

  116 11th Ave S, South Saint Paul, MN 55075

  Charming, Updated Home with Historic Character & Dream Garage Setup! Welcome to 116 11th Ave S — a beautifully updated 3-bedroom, 2-bath home offering the perfect blend of timeless charm and modern functionality in the heart of South St. Paul. Step inside to an open and inviting layout with fresh interior and exterior paint, refinished deck, and a beautifully renovated main floor bathroom. From

  Cynthia Novacek Compass

  116 11th Ave S, South Saint Paul, MN 55075
• 

  

  /33

  $289,900 Open Sun 2PM - 3:30PM

  • 4 Beds
  • 2.5 Baths
  • 1,840 Sq Ft

  9938 Hamlet Ct S, Cottage Grove, MN 55016

  Rarely available end-unit townhome offering privacy, space, and thoughtful updates in a quiet Cottage Grove setting. This 4-bed, 3-bath home is surrounded by greenery—enjoy your own yard, mature trees, blooming lilacs in the summer, and a full pine tree to admire in the winter.Inside, the layout is well maintained and move-in ready. Recent updates include a new roof (2023), newer furnace,

  Emily Blake eXp Realty

  9938 Hamlet Ct S, Cottage Grove, MN 55016
• 

  

  /20

  $299,900

  • 2 Beds
  • 1 Bath
  • 1,360 Sq Ft

  1195 Glen Rd, Newport, MN 55055

  Diamond in the rough! This home is nestled on an oversized corner lot with a lot of potential! Two bedrooms and one bathroom on main level. Basement has plenty of room to add a third bedroom and second bathroom. Bring your ideas and make this your new home!

  Drew Bauer Minnesota Realty Company

  1195 Glen Rd, Newport, MN 55055
• 

  

  /39

  $335,000

  • 2 Beds
  • 2 Baths
  • 1,945 Sq Ft

  101 Frost St W, South Saint Paul, MN 55075

  Your new home in South Saint Paul is waiting! This one story house, located on a convenient corner lot, is freshly updated and beautifully maintained. This house is move-in ready with a new roof, gutters, soffits, and window trim; new stainless steel appliances and LVP in kitchen, mudroom, and central hallway; brand new carpeting on lower level; and a furnace and AC less than five years old.

  William Duel Coldwell Banker Realty

  101 Frost St W, South Saint Paul, MN 55075
• 

  

  /50

  $424,900

  • 4 Beds
  • 3 Baths
  • 2,605 Sq Ft

  8640 Ira Ave S, Cottage Grove, MN 55016

  Welcome to 8640 Ira Avenue S in Cottage Grove, an exceptional single-level home offering the perfect blend of comfort, style, and functionality in the sought-after Thompson Grove Estates neighborhood! This 4-bedroom, 3-bath residence provides over 3,000 total square feet of living space, including a spacious main level with all four bedrooms and laundry conveniently on one floor. The inviting

  Joseph Lawler Minnesota Realty Company

  8640 Ira Ave S, Cottage Grove, MN 55016
• 

  

  /73

  $490,000

  • 4 Beds
  • 3.5 Baths
  • 2,988 Sq Ft

  7733 Jeffery Ave S, Cottage Grove, MN 55016

  Truly one of a kind.This Cottage Grove home sits on one of the best lots in the city, offering over half an acre of wooded privacy that backs directly to parkland. Nearly 3,000 finished square feet are designed for comfortable living and effortless entertaining.The main level welcomes you with an open floor plan and hardwood floors. The kitchen has been updated with granite

  Demyan Trofimovich eXp Realty

  7733 Jeffery Ave S, Cottage Grove, MN 55016
• 

  

  /35

  $399,000

  • 3 Beds
  • 2 Baths
  • 1,880 Sq Ft

  6580 Falstaff Terrace, Woodbury, MN 55125

  Welcome to this well-maintained 3-bedroom, 2-bathroom home featuring a spacious 2-car garage and numerous updates throughout. Enjoy the outdoors with a large deck, fenced yard, and a walk-out patio perfect for entertaining or relaxing.Inside, you’ll find a bright and open floor plan with plenty of living space, including a wet bar for hosting. The home also boasts a brand new roof, giving

  Jill Warner Ruby Realty

  6580 Falstaff Terrace, Woodbury, MN 55125
• 

  

  /36

  $379,000 Open Sun 1PM - 2:30PM

  • 3 Beds
  • 2.5 Baths
  • 1,719 Sq Ft

  10270 Goodview Cir S, Cottage Grove, MN 55016

  This newer construction home checks a lot of boxes: Three bedrooms on one level. Spacious owner’s suite. Fantastic views from the backyard. This floor plan boasts an open concept main level with the kitchen, dining, and living space easily adaptable to suit your lifestyle. The upper level is simply awesome with all three bedrooms situated around a large loft common area. You’ll appreciate an

  Lora Bullert Edina Realty, Inc.

  10270 Goodview Cir S, Cottage Grove, MN 55016
• 

  

  /16

  $189,900

  • Land
  • 1.51 Acres
  • $125,762 per Acre

  6969 River Rd, Inver Grove Heights, MN 55076

  Welcome to 6969 River Road, a rare opportunity to own 1.52 acres (65,882 sq ft) of cleared, build-ready land in the heart of Inver Grove Heights. Nestled on a quiet, scenic road, this spacious lot is surrounded by mature trees that offer natural privacy and a peaceful, wooded backdrop. Enjoy direct access to the walking path that connects to the Mississippi River Regional Trail, perfect for

  Edward Schultz Redfin Corporation

  6969 River Rd, Inver Grove Heights, MN 55076
• 

  

  /7

  $248,500

  • 3 Beds
  • 1 Bath
  • 1,250 Sq Ft

  3568 Cloman Way, Inver Grove Heights, MN 55076

  Hard to find 3 bed, corner unit with fenced patio! Natural hardwood floors throughout home.

  Joshua Lund Lund Realty

  3568 Cloman Way, Inver Grove Heights, MN 55076
• 

  

  /34

  $380,000

  • 3 Beds
  • 2 Baths
  • 2,084 Sq Ft

  2119 Skyway Dr, Saint Paul, MN 55119

  Looking for a home in the city that is surrounded by nature and tranquility? Look no further. Thislovely home is located in a hidden gem neighborhood on Skyway Dr. The home overlooks Henry Park, a14-acre nature preserve in the St. Paul park system. You will love the privacy and amazing views. Deerand birds visit regularly. The home was custom-built by the sellers and is amazing.

  Patricia (Patti) Lindberg Edina Realty, Inc.

  2119 Skyway Dr, Saint Paul, MN 55119
• 

  

  /46

  $375,000 Open Sun 1PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,514 Sq Ft

  916 4th St N, South Saint Paul, MN 55075

  Welcome to this beautifully updated 3-bedroom, 2-bathroom home nestled on a spacious 1/3 acre lot in the heart of South Saint Paul. Boasting a fully renovated custom kitchen with modern finishes and an open-concept layout, this home seamlessly blends style and functionality—perfect for everyday living and entertaining alike.Step outside to your brand-new deck overlooking a mature garden

  Jenna Knutson eXp Realty

  916 4th St N, South Saint Paul, MN 55075
• 

  

  /29

  $304,900

  • 3 Beds
  • 1.5 Baths
  • 1,639 Sq Ft

  1601 14th Ave, Saint Paul Park, MN 55071

  Charming One-Owner Rambler with Endless PotentialThis classic rambler, lovingly maintained by its original owners, is ready for its next chapter. Offering a partially finished basement with additional living space and tons of storage throughout.Inside, you’ll find hardwood floors in the bedrooms and living room (currently under carpet), a rare en suite half-bath in the primary

  Erica Spade BRIX Real Estate

  1601 14th Ave, Saint Paul Park, MN 55071

Showing Results 121 - 160, Page 4 of 14