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Homes for Sale near American Preparatory Academy - Salem

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  • /39

    $400,000

    • 3 Beds
    • 2.5 Baths
    • 2,536 Sq Ft

    433 E 450 N, Payson, UT 84651

    BLACK FRIDAY BLOWOUT! We will be accepting offers thru DEC 7. offer reviewed Monday DEC 8. put acceptance deadline Dec 8 5 pm.**** LUXURY Home in NESTLED in secluded little pocket of town. Classy and timeless. Beautiful finishes. fireplace, two toned paint, quartz counters, upgraded exteriors. Beautifully landscaped! No Maintenance outside. Quiet neighborhood. quick to freeway and grocery store.

    Sharee Killpack Territory Land Real Estate

    433 E 450 N, Payson, UT 84651
  • /37

    $395,000

    • 3 Beds
    • 2.5 Baths
    • 1,534 Sq Ft

    1698 N 840 W, Salem, UT 84653

    So clean and nice inside and out! Great location, beautiful new area with convenient access to freeway, shopping & recreation. You will love the layout, 9 foot ceiling on main. 2 car garage on main with the kitchen, dining, family room and half bath. Quartz countertops, stainless steel appliances, LVP flooring, Back yard patio and yard space. Laundry room up by bedrooms. Owner suite is spacious

    Kennen Pyne Smart Moves Realty Inc.

    1698 N 840 W, Salem, UT 84653
  • /28

    $264,990

    • 3 Beds
    • 2 Baths
    • 1,210 Sq Ft

    1045 S 1700 W Unit 1533, Payson, UT 84651

    Step into turnkey comfort in this Top Level 3 bedroom, 2 bath, 1,210 sq ft condo-set in a newer 2013 building and refreshed top-to-bottom with brand-new laminate flooring and fresh paint. The light-filled living area centers around a gorgeous stone fireplace, creating an inviting spot to unwind or host friends. You'll love the location: minutes to I-15 for an easy commute, plus Walmart is roughly

    Rich Cope KW WESTFIELD

    1045 S 1700 W Unit 1533, Payson, UT 84651
  • /66

    $665,000

    • 6 Beds
    • 3.5 Baths
    • 3,917 Sq Ft

    318 W 800 S, Salem, UT 84653

    Room for all with Ease and Comfort! Custom built home with 6 Beds & 3 1/2 Baths! PRIMARY SUITE ON MAIN FLOOR! Large 3 CAR GARAGE with heater and work bench for all your hobbies! Plus Extra large Driveway Parking!! NO HOA! Gather around the family room Fireplace in the winter or enjoy the summer time fun with a fire pit and smores outside!! Basement is completely finished with the exception of one

    Laurie Nielson Avenues Realty Group LLC

    318 W 800 S, Salem, UT 84653
  • /40

    $4,500,000

    • 4 Beds
    • 3 Baths
    • 2,800 Sq Ft

    9284 S 3550 W, Payson, UT 84651

    The home is fully remodeled in 2019 and beautifully finished, with a full mother-in-law apartment. Attached 3 car garage. Huge 32'x80' shop with air and heat with a 50'x50' barn attached. This property is being sold as potential commercial/industrial land. Zone changes happening on adjacent properties. UVU South campus is being built 1 mile. Maverick and commercial industrial complex recently

    Joseph Ellis Flat Rate Homes

    9284 S 3550 W, Payson, UT 84651
  • /22

    $299,000

    • 3 Beds
    • 1.5 Baths
    • 1,082 Sq Ft

    219 S Majestic W, Payson, UT 84651

    Looking for a great value in Payson? This townhouse is priced to sell quickly! Featuring 3 bedrooms, 1.5 bathrooms, 2-car garage NEW Windows & new granite kitchen countertops, this home offers an excellent opportunity for first-time buyers or investors alike. Ideally located, you'll be close to schools, shopping, parks, and all the conveniences Payson has to offer, plus easy access to I-15. The

    Alli Holmes KW Unite Keller Williams LLC

    219 S Majestic W, Payson, UT 84651
  • /35

    $1,850,000

    • 6 Beds
    • 6 Baths
    • 5,934 Sq Ft

    1301 S 1020 E, Salem, UT 84653

    Discover elevated living in this brand new, 6-bedroom, 6-bathroom custom home located on a spacious corner lot in Salem. With approximately 5,934 sq. ft. of thoughtfully designed space, this home blends luxury, function, and room for everyone. Step inside to soaring 10-foot ceilings on the main level and 9-foot ceilings in the finished basement and second level, creating an open and inviting

    Shane Wilde Engel & Volkers Park City

    1301 S 1020 E, Salem, UT 84653
  • /34

    $550,000

    • 4 Beds
    • 1.5 Baths
    • 3,726 Sq Ft

    1161 Utah 198, Payson, UT 84651

    Fixer Upper with Commercial Possibilities on a Generous Lot! Calling all investors, flippers, and visionary buyers! This mid-century fixer upper, originally built in the 1950s and upgraded in the 1970s, sits on a large, level lot with potential for commercial zoning - making it a rare opportunity with incredible upside. While the interior needs a full clean-out and renovation, the structure

    T. Kim Lefler Bybee & Co Realty, LLC

    1161 Utah 198, Payson, UT 84651
  • /10

    $300,000

    • Land
    • 0.34 Acre
    • $882,353 per Acre

    1312 E 1020 S Unit 1, Salem, UT 84653

    Legacy Hills Lot 1 - an incredible opportunity to build your custom home in one of Salem's most sought-after neighborhoods. Sitting on .34 acres, this spacious lot offers unobstructed views of the Wasatch Mountains, perfect for capturing stunning sunrises and serene evenings. Surrounded by other beautifully finished homes, this is your chance to join a thriving community where quality and design

    Shane Wilde Engel & Volkers Park City

    1312 E 1020 S Unit 1, Salem, UT 84653
  • /9

    $413,000

    • Land
    • 0.8 Acre
    • $516,250 per Acre

    1078 S Loafer Dr, Woodland Hills, UT 84653

    Lot #217 is a premier, gated cul-de-sac homesite offering exceptional privacy, security, and panoramic views. This large, wooded flag lot is set back from the street, providing an added layer of seclusion and tranquility. Located in Summit Creek, a private community nestled at the base of the Wasatch Range, this homesite is ideal for those seeking natural beauty, modern comforts, and a strong

    Natasha Isom Luxury Group

    1078 S Loafer Dr, Woodland Hills, UT 84653
  • /12

    $300,000

    • Land
    • 0.34 Acre
    • $882,353 per Acre

    1336 E 1020 S Unit 2, Salem, UT 84653

    Legacy Hills Lot 2 -an incredible opportunity to build your custom home in one of Salem's most sought-after neighborhoods.Sitting on .34 acres, this spacious lot offers unobstructed views of the Wasatch Mountains, perfect for capturing stunning sunrises and serene evenings. Surrounded by other beautifully finished homes, this is your chance to join a thriving community where quality and

    Shane Wilde Engel & Volkers Park City

    1336 E 1020 S Unit 2, Salem, UT 84653
  • /12

    $300,000

    • Land
    • 0.34 Acre
    • $882,353 per Acre

    1354 S 1020 E Unit 3, Salem, UT 84653

    Welcome to Legacy Hills, Lot 3 —an incredible opportunity to build your custom home in one of Salem's most sought-after neighborhoods.Sitting on .34 acres, this spacious lot offers unobstructed views of the Wasatch Mountains, perfect for capturing stunning sunrises andserene evenings. Surrounded by other beautifully finished homes, this is your chance to join a thriving community where

    Shane Wilde Engel & Volkers Park City

    1354 S 1020 E Unit 3, Salem, UT 84653
  • /10

    $311,000

    • Land
    • 0.6 Acre
    • $518,333 per Acre

    318 W Loafer Dr, Woodland Hills, UT 84653

    Lot #209 is a premium, gated cul-de-sac homesite offering exceptional privacy, security, and breathtaking views. This expansive, wooded lot features a flat terrain-ideal for maximizing your buildable area. Nestled at the base of the Wasatch Range, Summit Creek is a private, master-planned community designed for those seeking natural beauty, luxury, and a strong sense of connection. Residents

    Natasha Isom Luxury Group

    318 W Loafer Dr, Woodland Hills, UT 84653
  • /8

    $383,000

    • Land
    • 0.61 Acre
    • $627,869 per Acre

    1068 S Loafer Dr, Woodland Hills, UT 84653

    Lot #219 is a premium, gated cul-de-sac homesite offering exceptional privacy, security, and breathtaking views. This expansive lot has breathtaking valley views as well as mountain views. Nestled at the base of the Wasatch Range, Summit Creek is a private, master-planned community designed for those seeking natural beauty, luxury, and a strong sense of connection. Residents enjoy first-class

    Natasha Isom Luxury Group

    1068 S Loafer Dr, Woodland Hills, UT 84653
  • /11

    $431,000

    • Land
    • 0.77 Acre
    • $559,740 per Acre

    1064 S Loafer Dr, Woodland Hills, UT 84653

    Lot #208 is a gated cul-de-sac homesite that offers privacy, security, and incredible views. The gentle slope is ideal for a walkout basement, giving you flexibility in your home design. Both mountain and valley views are available here, but it's the wide-open valley vistas that make this lot truly special. Summit Creek is a private community at the base of the Wasatch Range, designed for people

    Natasha Isom Luxury Group

    1064 S Loafer Dr, Woodland Hills, UT 84653
  • /22

    $399,000

    • 4 Beds
    • 3.5 Baths
    • 2,271 Sq Ft

    1208 S 1740 W, Payson, UT 84651

    ASSUMABLE VA LOAN 2.375 percent to a Veteran with eligibility. This townhome is move in ready with 4 bedrooms and 3 1/2 baths. Beautiful designer basement apartment with kitchen, bedroom and full bath. This delightful little town situated just 15 minutes from Provo on the I-15 interstate known for its breathtaking scenery.

    Frank Coley RE/MAX ASCENT

    1208 S 1740 W, Payson, UT 84651
  • /17

    $539,900 Open Sat 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 2,532 Sq Ft

    416 E Luna Cir Unit 63, Salem, UT 84653

    New Garden Home! This home features an unfinished basement and a spacious main floor with an open living and dining area. Upstairs includes 3 bedrooms and 2 bathrooms. Images reflect the layout and selections chosen by our in-house design team for this home. Please note that features and finishes are subject to change during construction. Contact the listing agent for the most up-to-date list of

    Jessica Haith Arive Realty

    416 E Luna Cir Unit 63, Salem, UT 84653
  • /18

    $499,900 Open Sat 1PM - 3PM

    • 4 Beds
    • 2.5 Baths
    • 2,551 Sq Ft

    406 E Luna Cir Unit 61, Spanish Fork, UT 84660

    ** 2/1 Buydown and amazing price reduction!**Beautiful single-family homes offer exceptional value in our vibrant Moonlight Village community. The Lucy! Enjoy 4 bedrooms, 2.5 bathrooms, and an unfinished walk-out basement ready for your personal touch. - Why You'll Love It. Modern, open-concept layout. Flexible basement space, Excellent location near schools, shopping, and I-15, First phase of an

    Quintin Mortensen Arive Realty

    406 E Luna Cir Unit 61, Spanish Fork, UT 84660
  • /48

    $399,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 2.5 Baths
    • 2,713 Sq Ft

    1704 W 1160 S, Payson, UT 84651

    This beautiful end-unit townhome offers comfort and convenience! Enjoy a fully finished basement for extra living space, a private fenced patio for relaxing or entertaining, and the benefit of being an end unit with added light and privacy! Call today for a private tour, Zero down options available in this area!

    Kylie Lance The Lance Group Real Estate

    1704 W 1160 S, Payson, UT 84651
  • /36

    $560,000

    • 4 Beds
    • 2 Baths
    • 2,262 Sq Ft

    660 S Goosenest Dr, Payson, UT 84651

    This charming Payson home is tucked up on a gentle hill, offering peaceful seclusion and sweeping views. From the front porch, you'll enjoy sunsets that stretch across the valley and frame the Wasatch Mountains. The elevated setting creates a sense of openness and privacy that's hard to find. Inside, generous windows frame the views and invite a sense of openness throughout the home. The lot

    James Johnson Real Estate Essentials

    660 S Goosenest Dr, Payson, UT 84651
  • /27

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,223 Sq Ft

    1045 S 1700 W Unit 710, Payson, UT 84651

    Amazing main level condo in Ridgstone! This was the former model unit with a fireplace and HUGE master bedroom closet! Ground floor which means no stairs, convenient to parking. One assigned covered spot, plus RV Storage available for a fee. Convenient to the freeway, shopping and future development including the MATC college and Frontrunner train station. Also available top level unit MLS

    Justin Hutchins Legacy Group Real Estate PLLC

    1045 S 1700 W Unit 710, Payson, UT 84651
  • /36

    $575,000

    • 4 Beds
    • 3.5 Baths
    • 2,656 Sq Ft

    567 S Hazel Dr, Salem, UT 84653

    PRICE REDUCED! PLENTY OF AMENITIES! Located in the heart of Salem and only a couple blocks from Salem pond and Knoll Park. This multi-level is clean and spacious. The main floor has hardwood flooring and a tall vaulted ceiling. The kitchen features hardwood cabinetry, a large bar, and solid surface countertops. The basement has a large storage area as well as a den that can double as a bedroom.

    Tyler Cope Guardian Real Estate

    567 S Hazel Dr, Salem, UT 84653
  • /20

    $335,000

    • 2 Beds
    • 1 Bath
    • 1,054 Sq Ft

    513 S 400 E, Payson, UT 84651

    Welcome to a piece of Payson history! Built in 1903, this charming home blends classic character with modern comfort. Enjoy tall ceilings, updated kitchen, and stylish LVP flooring throughout, with durable tile in the laundry room. The space is full of potential-just add your finishing touches and make it uniquely yours. Located in a convenient central Payson location, you're close to parks,

    Camille Ryan KW WESTFIELD

    513 S 400 E, Payson, UT 84651
  • /45

    $1,039,000

    • 6 Beds
    • 3.5 Baths
    • 4,196 Sq Ft

    881 E 820 S, Salem, UT 84653

    OPEN HOUSE- Sat. Nov 8th 10-30-1:00. FULLY FINISHED BASEMENT ADDED! Mother -in-law apartment potential with full kitchen, washer/dryer, separate furnace, 3 bedrooms. Builder would love to sell home quickly! Use our preferred Lender credit or option for 1 year, 1% rate buy down, or bring your own lender. Come see this beautiful 4,196 sq. ft. home with incredible valley and mountain views! Built by

    Jessica Higginson Equity Real Estate (Advisors)

    881 E 820 S, Salem, UT 84653
  • /22

    $859,990 Open Sat 12PM - 5PM

    • 5 Beds
    • 3 Baths
    • 4,469 Sq Ft

    1001 E 250 S Unit 20, Salem, UT 84653

    Beautiful new build home on a rare 0.42 acre lot! This beautifully upgraded home offers space, style, and convenience-starting with a 3-car tandem garage, perfect for your vehicles and toys. Located on a quiet cul-de-sac, the large .41 acre lot provides a spacious feel rarely found in today's market. Step inside to soaring vaulted ceilings and a cozy gas fireplace in the family room. The culinary

    Mikelle Jolley Pulte Home Company, LLC

    1001 E 250 S Unit 20, Salem, UT 84653
  • /15

    $618,736

    • 4 Beds
    • 2.5 Baths
    • 2,370 Sq Ft

    1096 1020 W, Spanish Fork, UT 84660

    AMAZING $20,000 INCENTIVE TOWARDS CLOSING COSTS, RATE BUYDOWN, OR PRICE REDUCTION REGARDLESS OF LENDER! Must-See New Arrowhead Springs Community in Salem! This beautiful home was built by Flagship Homes and features 4 bedrooms, 2.5 bathrooms, quartz slab countertops, painted cabinets, laminate flooring on the main level, landscaped front yard, 2 car garage, and backyard (can be landscaped for an

    Seth Corry True North Realty LLC

    1096 1020 W, Spanish Fork, UT 84660
  • /23

    $357,500

    • 3 Beds
    • 2.5 Baths
    • 1,433 Sq Ft

    1784 N 1280 E, Payson, UT 84651

    OPEN HOUSE this Saturday the 8th from 10-12pm!!! Welcome Home! This charming like-new end-unit townhome is the perfect blend of comfort, convenience, and modern style. Built in 2023 and lovingly cared for by its original owner, this 3-bedroom, 2.5-bath home feels fresh and inviting from the moment you step inside. Enjoy durable and stylish LVP flooring throughout the main level, cozy carpet

    Jaris Morales EXP Realty, LLC

    1784 N 1280 E, Payson, UT 84651
  • /8

    $404,000

    • Land
    • 0.55 Acre
    • $734,545 per Acre

    1074 S Loafer Dr Unit 218, Woodland Hills, UT 84653

    Lot #218 is a gated cul-de-sac homesite that offers privacy, security, and incredible views. The gentle slope is ideal for a walkout basement, giving you flexibility in your home design. Both mountain and valley views are available here, but it's the wide-open valley vistas that make this lot truly special. Summit Creek is a private community at the base of the Wasatch Range, designed for people

    Tyler Belliston Luxury Group

    1074 S Loafer Dr Unit 218, Woodland Hills, UT 84653
  • /9

    $413,000

    • Land
    • 0.8 Acre
    • $516,250 per Acre

    1078 S Loafer Dr Unit 217, Woodland Hills, UT 84653

    Lot #217 is a premier, gated cul-de-sac homesite offering exceptional privacy, security, and panoramic views. This large, wooded flag lot is set back from the street, providing an added layer of seclusion and tranquility. Located in Summit Creek, a private community nestled at the base of the Wasatch Range, this homesite is ideal for those seeking natural beauty, modern comforts, and a strong

    Tyler Belliston Luxury Group

    1078 S Loafer Dr Unit 217, Woodland Hills, UT 84653
  • /32

    $559,900

    • 4 Beds
    • 2.5 Baths
    • 2,897 Sq Ft

    1493 E 1400 N Unit 58, Salem, UT 84653

    MOVE IN READY and brand NEW! This beautiful home features an open layout with top-tier upgrades throughout. All bedrooms are upstairs for added privacy along with a spacious laundry room. The main level is perfect for entertaining, with seamless flow from the kitchen to living areas. The unfinished basement provides extra room to grow! Just 5 minutes from I-15, enjoy easy access to shopping,

    Desiree Eddy Primed Real Estate LLC

    1493 E 1400 N Unit 58, Salem, UT 84653
  • /8

    $383,000

    • Land
    • 0.61 Acre
    • $627,869 per Acre

    1068 S Loafer Dr Unit 219, Woodland Hills, UT 84653

    Lot #219 is a premium, gated cul-de-sac homesite offering exceptional privacy, security, and breathtaking views. This expansive lot has breathtaking valley views as well as mountain views. Nestled at the base of the Wasatch Range, Summit Creek is a private, master-planned community designed for those seeking natural beauty, luxury, and a strong sense of connection. Residents enjoy first-class

    Tyler Belliston Luxury Group

    1068 S Loafer Dr Unit 219, Woodland Hills, UT 84653
  • /11

    $431,000

    • Land
    • 0.77 Acre
    • $559,740 per Acre

    1064 S Loafer Dr Unit 208, Woodland Hills, UT 84653

    Lot #208 is a gated cul-de-sac homesite that offers privacy, security, and incredible views. The gentle slope is ideal for a walkout basement, giving you flexibility in your home design. Both mountain and valley views are available here, but it's the wide-open valley vistas that make this lot truly special. Summit Creek is a private community at the base of the Wasatch Range, designed for people

    Tyler Belliston Luxury Group

    1064 S Loafer Dr Unit 208, Woodland Hills, UT 84653
  • /7

    $311,000

    • Land
    • 0.6 Acre
    • $518,333 per Acre

    318 W Loafer Dr Unit 209, Woodland Hills, UT 84653

    Lot #209 is a premium, gated cul-de-sac homesite offering exceptional privacy, security, and breathtaking views. This expansive, wooded lot features a flat terrain-ideal for maximizing your buildable area. Nestled at the base of the Wasatch Range, Summit Creek is a private, master-planned community designed for those seeking natural beauty, luxury, and a strong sense of connection. Residents

    Tyler Belliston Luxury Group

    318 W Loafer Dr Unit 209, Woodland Hills, UT 84653
  • /58

    $899,999

    • 4 Beds
    • 3.5 Baths
    • 4,449 Sq Ft

    128 W 650 N, Salem, UT 84653

    Experience custom-style living without the custom price tag. This brand-new Salem home blends modern design with functional spaces, featuring 4 bedrooms and 3.5 bathrooms, and an open layout perfect for everyday living or entertaining. Just 10 minutes from the freeway, you'll enjoy convenient access to shopping, schools, and parks while still being tucked away in a peaceful neighborhood. Located

    Tylor Stubbs Real Broker, LLC

    128 W 650 N, Salem, UT 84653
  • /13

    $915,000

    • 4 Beds
    • 2.5 Baths
    • 5,051 Sq Ft

    146 W 650 N, Salem, UT 84653

    This new construction home in Salem is designed to feel like a custom home, without the custom price tag. The layout provides functional living with open gathering spaces and modern finishes throughout, offering 4 bedrooms and 2.5 bathrooms. Conveniently located just 10 minutes from the freeway, the home is close to shopping and essential services while still offering a quiet neighborhood

    Tylor Stubbs Real Broker, LLC

    146 W 650 N, Salem, UT 84653
  • /46

    $800,000

    • 4 Beds
    • 3.5 Baths
    • 3,909 Sq Ft

    1605 S 1100 W, Payson, UT 84651

    Experience comfort and quality in this stunning new home built by Boxer Homes, a premier Utah builder with more than two decades of expertise. Crafted with attention to detail and designed for Utah's climate, this home offers exceptional durability, energy efficiency, and timeless style. Set on a corner lot with beautiful mountain views, this property features partial fencing, professional front

    Shelli Clark KW South Valley Keller Williams

    1605 S 1100 W, Payson, UT 84651
  • /70

    $674,900

    • 3 Beds
    • 2 Baths
    • 1,900 Sq Ft

    390 S Salem Lake Dr, Salem, UT 84653

    LOCATION, LOCATION, LOCATION! ACROSS FROM SALE POND. This home has the most beautiful hardwood floor. Updated kitchen and bathrooms. Huge lot! Fantastic view of the Salem Lake and the mountains from front deck, and front picture windows. Right next door to a community center and park. ADT Alarm service fees are approximately $50.26/mo if the buyer wants to continue using the service. C/A less

    SuAnne Hoffman KW WESTFIELD

    390 S Salem Lake Dr, Salem, UT 84653
  • /4

    $3,487,500

    • Land
    • 13.72 Acres
    • $254,191 per Acre

    262 E 1150 N, Salem, UT 84653

    31 Paper Lots Available in the heart of Salem! Final Plat is approved. Excavation Bid and Electrical Bid available for quick cost analysis. Ready to submit for Preconstruction Meeting! Salem Sewer Guarantee included in purchase price, as well as amenities, which will be fully installed by Seller. HOA Fee includes Salem Fiber Internet and all amenities (Future Clubhouse, Pool, Pickleball Courts,

    Shanice Hone Arive Realty

    262 E 1150 N, Salem, UT 84653
  • /17

    $575,539

    • 4 Beds
    • 2.5 Baths
    • 2,012 Sq Ft

    1084 1020 W, Spanish Fork, UT 84660

    MOVE-IN READY! AMAZING $20,000 INCENTIVE TOWARDS CLOSING COSTS, RATE BUYDOWN, OR PRICE REDUCTION REGARDLESS OF LENDER! Must-See New Arrowhead Springs Community in Salem! This beautiful home was built by Flagship Homes and features 4 bedrooms, 2.5 bathrooms, quartz slab countertops, painted cabinets, laminate flooring on the main level, landscaped front yard, 2 car garage, and backyard (can be

    Seth Corry True North Realty LLC

    1084 1020 W, Spanish Fork, UT 84660
  • /14

    $599,910

    • 4 Beds
    • 2.5 Baths
    • 2,191 Sq Ft

    1074 1020 W, Salem, UT 84653

    MOVE-IN READY! AMAZING $20,000 INCENTIVE TOWARDS CLOSING COSTS, RATE BUYDOWN, OR PRICE REDUCTION REGARDLESS OF LENDER! Must-See New Arrowhead Springs Community in Salem! This beautiful home was built by Flagship Homes and features 4 bedrooms, 2.5 bathrooms, quartz slab countertops, painted cabinets, laminate flooring on the main level, landscaped front yard, 2 car garage, and backyard (can be

    Seth Corry True North Realty LLC

    1074 1020 W, Salem, UT 84653

Showing Results 241 - 280, Page 7 of 18

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