1,065

Homes for Sale near Iftin Charter School

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  • /46

    $1,900,000

    $250K PRICE DROP
    • 8 Beds
    • 4 Baths
    • 3,150 Sq Ft

    3488 Monroe Ave, San Diego, CA 92116

    Four 2 Bedroom Units! Normal Heights 4plex only 2 blocks to Adams Avenue. The property consists of a front 2 Bedroom/1Bath SFR + three 2Bed/1Bath apartments in rear. New windows just installed in SFR. Front house features its own 1 car garage plus 2 tandem parking spaces. The rear units feature 4 carports plus an extra parking space. Smaller cars can park tandem in the carports. The front house

    Amy Yahnke SD Real Estate Solutions

    3488 Monroe Ave, San Diego, CA 92116
  • /32

    $287,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    4957 Old Cliffs Rd, San Diego, CA 92120

    Perched on a bluff in The Cliffs 55+ MHP, is this well-loved 3 BR, 2 BA, manufactured home. Stunning views and sunsets from the 500+ sf hardwood wrap around deck. Newer shingle roof, vinyl windows, and recent exterior paint. Upgrades include a solar powered whole house exhaust fan, newer furnace, and 3 energy efficient window AC’s. Interior features vaulted ceiling, stranded bamboo hardwood

    Laura Barbusca Schreiber Realty

    4957 Old Cliffs Rd, San Diego, CA 92120
  • /10

    $730,000

    • 3 Beds
    • 2 Baths
    • 1,056 Sq Ft

    2018 Skyline Dr, Lemon Grove, CA 91945

    Rare 3 bedroom, 2 bathroom single family residence situated on a large lot. Plenty of room for expansion. New water heater and newer roof. Newer flooring throughout. Upgraded kitchen and cabinets. Remodeled bathrooms with upgraded vanity. See for yourself to appreciate.

    Kenneth Tse GREATLAND REALTY & MORTGAGE

    2018 Skyline Dr, Lemon Grove, CA 91945
  • /8

    $365,000

    $85K PRICE DROP
    • Land
    • 0 Sq Ft

    4600 Collwood Ln Unit TR 5772 PAR A, San Diego, CA 92115

    ?? Investor Opportunity: Prime Development Land Near SDSU! Exceptional opportunity to acquire a 1.51-acre parcel zoned RS-1-1, ideally situated just minutes from San Diego State University. This strategically positioned vacant lot at 4600 Collwood Ln offers investors significant upside for residential development, including single-family homes with potential Accessory Dwelling Units (ADUs).

    Amir Nurani Left Coast Leaders, Inc.

    4600 Collwood Ln Unit TR 5772 PAR A, San Diego, CA 92115
  • /2

    $700,000

    $50K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,116 Sq Ft

    5474 Streamview Dr, San Diego, CA 92105

    Great starter home in Oak Park of San Diego. 4 bedroom and 2 bathrooms. 1 single garage on a corner lot. Quite, close to Walmart, Target, Asian supermarket, free I-8 and I-94.

    Kevin Huynh HNA Realty, Inc.

    5474 Streamview Dr, San Diego, CA 92105
  • /23

    $860,000

    • 3 Beds
    • 2 Baths
    • 1,288 Sq Ft

    6031 Meade Ave, San Diego, CA 92115

    Welcome to this charming single-story home situated on a quiet cul-de-sac in the highly desirable El Cerrito neighborhood! This beautifully updated 3-bedroom, 1.5-bath home offers approximately 1,288 square feet of comfortable living space on a 5,300-square-foot lot. Extensive interior improvements include a remodeled living room, sitting room, dining area, and an updated kitchen featuring

    Gary Lawrence Keller Williams San Diego Metro

    6031 Meade Ave, San Diego, CA 92115
  • /28

    $285,000

    • 1 Bed
    • 1 Bath
    • 378 Sq Ft

    3786 Alabama St Unit 205, San Diego, CA 92104

    NorthPark Gem. Located close to downtown San Diego, Mission Valley, stadiums, restaurants, hospitals and more! You will love this turnkey unit, street level in gated community. Features assigned parking, laundry available, remodeled kitchen and bathroom, very spacious bedroom. More details and pictures to come.

    Sonia Hoener Premier Agency R.E. Inc

    3786 Alabama St Unit 205, San Diego, CA 92104
  • /28

    $477,701

    • 2 Beds
    • 2 Baths
    • 1,120 Sq Ft

    6787 Alvarado Rd Unit 5, San Diego, CA 92120

    Move-in ready home in a highly desirable location! Recent updates include fresh interior paint, newer carpeting, and upgraded toilets. Both bedrooms are bright and spacious, with the primary bedroom featuring an oversized walk-in closet in addition to a sliding-door closet. A half bath is located on the first floor for added convenience. The spacious kitchen features a pass-through window

    Tony Elias Compass

    6787 Alvarado Rd Unit 5, San Diego, CA 92120
  • /38

    $1,295,000

    • 3 Beds
    • 4 Baths
    • 1,455 Sq Ft

    3545 Villa Terrace, San Diego, CA 92104

    Just one block from Morley Field and Balboa Park, this North Park home offers an incredible location with west-facing views and a generous 6,300 SF lot. The 3-bedroom, 3.5-bath home features 1,445 SF of living space with two en-suite bedrooms and a detached two-car garage. Inside, hardwood floors and great natural light create a warm and inviting feel. The living room is bright and comfortable

    Patrick Mercer Keller Williams La Jolla

    3545 Villa Terrace, San Diego, CA 92104
  • /36

    $469,900

    • 1 Bed
    • 1 Bath
    • 650 Sq Ft

    1030 Robinson Ave Unit 309, San Diego, CA 92103

    Fully renovated single level living with a well planned layout, wood look luxury vinyl flooring, white shaker cabinets, quarts countertops, full height tile backsplash, and contemporary lighting throughout. Fully equipped with stainless steel appliances, in unit laundry, AC, assigned parking, and a private storage space. Complemented by community amenities that include a modern lobby, lush

    Marla Hovland CityMark Realty

    1030 Robinson Ave Unit 309, San Diego, CA 92103
  • /40

    $620,000

    $80K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,022 Sq Ft

    3687 4th Ave Unit 201, San Diego, CA 92103

    HUGE price reduction! Let's open escrow! Enjoy breathtaking sunset views from this beautifully upgraded, light-filled space. Features: Two separate patios perfect for enjoying sunsets and unwinding. Hardwood floors, granite counters, and stainless steel appliances in the kitchen. Full-size laundry for added convenience. Beautiful HOA amenities including pool, fitness center, and spa. Two assigned

    Mary Beth Kellee Coldwell Banker West

    3687 4th Ave Unit 201, San Diego, CA 92103
  • /29

    $1,099,000

    Pre-Foreclosure
    • 3 Beds
    • 2 Baths
    • 1,130 Sq Ft

    6119 Broadway, San Diego, CA 92114

    Developers, Investors, Builders, Everyone, amazing opportunity to add value, with existing single family residence and plans ready to issue to build 12 new units (a mix of 2 bed and 1 bedroom units). Amazing rental upside. Start construction day 1.

    Matthew Pivetti Real Brokerage Technologies

    6119 Broadway, San Diego, CA 92114
  • /41

    $979,900

    • 3 Beds
    • 3 Baths
    • 1,677 Sq Ft

    3309 Ruffin Rd Unit 14, San Diego, CA 92123

    Brand new 2026 townhome at Dezi by CityMark featuring approx 1,677 square feet, 3 bedrooms, a versatile bonus room, 3 full baths, and an attached 2-car garage. The open-concept living level includes a modern kitchen with quartz countertops, GE Profile appliances, a large island, and access to a private deck. Nestled in the hills above Snapdragon Stadium, Dezi is seated in a peaceful Serra Mesa

    Marla Hovland CityMark Realty

    3309 Ruffin Rd Unit 14, San Diego, CA 92123
  • /34

    $599,900

    $50K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 700 Sq Ft

    2963 38th St, San Diego, CA 92105

    Turn-key and move-in ready! This beautifully maintained home features an updated kitchen with quartz countertops, newer cabinetry, stainless steel appliances, and contemporary finishes. Additional improvements include newer dual-pane windows, a newer roof, and a newer water heater, providing both style and peace of mind. The spacious backyard with convenient alley access provides endless

    Sandy Osuna Compass

    2963 38th St, San Diego, CA 92105
  • /27

    $849,000

    • 3 Beds
    • 2 Baths
    • 1,092 Sq Ft

    4331 Corinth St, San Diego, CA 92115

    Gracefully positioned on a charming street in El Cerrito, this turnkey 3-bedroom, 2-bathroom home is ready for you to move in and start making memories. A spacious living room welcomes you inside, while hardwood floors throughout add timeless warmth and character. The bright, spacious kitchen features abundant cabinetry, gas cooking, and direct access to the covered patio and backyard, creating

    Tami McCraw Urban Dwellings

    4331 Corinth St, San Diego, CA 92115
  • /43

    $469,000

    $21K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 806 Sq Ft

    6544 Bell Bluff Ave, San Diego, CA 92119

    Highly coveted Carefree San Carlos townhome just steps from Mission Trails Regional Park! Ideally situated within the community with no neighbors directly behind, this home offers privacy and a peaceful setting. The main level features a spacious living room, a gourmet kitchen, and direct access to the private backyard—perfect for relaxing or entertaining. Upstairs, you'll find two bedrooms, a

    Jeff Rosa Market Real Estate

    6544 Bell Bluff Ave, San Diego, CA 92119
  • /38

    $1,350,000

    • 3 Beds
    • 3 Baths
    • 1,492 Sq Ft

    4502 Vista St, San Diego, CA 92116

    There’s more to discover here than you might expect from the street. Set back on a corner lot, this thoughtfully updated Kensington home offers 1,492 square feet of single-level living with abundant natural light and a floor plan designed for both everyday comfort and entertaining. A substantial addition created a spacious primary suite along with an expanded dining area, laundry room and powder

    Tamara Zyhylij Tamara Z Real Estate

    4502 Vista St, San Diego, CA 92116
  • /13

    $549,900

    $50K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,258 Sq Ft

    2698 Valencia Canyon Unit 1, Spring Valley, CA 91977

    Welcome to 2698 Valencia Canyon, a highly desirable home ideally situated at the entrance of a gated community in Spring Valley. This well-maintained 3-bedroom, 2.5-bath residence offers approximately 1,258 square feet of comfortable living space, combining convenience, privacy, and energy efficiency. One of the standout features is the fully paid-off solar system, providing significant savings

    Hugo Farias ROA California Inc

    2698 Valencia Canyon Unit 1, Spring Valley, CA 91977
  • /32

    $1,300,000

    • 6 Beds
    • 4 Baths
    • 3,098 Sq Ft

    3610 16 Logan Ave, San Diego, CA 92113

    Rare opportunity to acquire a 5 unit property in Logan Heights, built in 1956/1957 and held by the same family since 1979. The offering includes two detached two bedroom cottages (782 square feet each) plus a two story rear building consisting of a two bedroom apartment upstairs, a one bedroom unit downstairs, and an additional legal studio, totaling approximately 3,098 square feet of combined

    Grant Myerson The Browar Group

    3610 16 Logan Ave, San Diego, CA 92113
  • /30

    $579,000

    • 2 Beds
    • 3 Baths
    • 1,313 Sq Ft

    7725 El Cajon Blvd Unit 3, La Mesa, CA 91942

    PRIVACY, LOCATION & VALUE IN THE HEART OF LA MESA! Looking for a home that gives you space AND privacy? This beautifully located 2-bedroom, 2-bath condo features TWO spacious en-suite bedrooms which is perfect for roommates, guests, or anyone who wants their own private retreat! Gated community 2 assigned parking spaces in the underground garage + plenty of street parking In-unit laundry Low HOA

    Hazael Garay eXp Realty of California, Inc.

    7725 El Cajon Blvd Unit 3, La Mesa, CA 91942
  • /31

    $725,900

    New Construction Open Thu 3PM - 7PM $9K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,420 Sq Ft

    4976 Ocean View Blvd, San Diego, CA 92113

    Brand-new construction at Ocean View Terrace in San Diego's Diamond District. This modern three-story home offers 3 bedrooms, 2.5 bathrooms, a two-car garage, a fully paid solar system, and low HOA fees. Smaller private backyard designed for low maintenance and easy upkeep Designed for modern living, the open-concept floor plan features a spacious kitchen with a large center island that flows

    Liliana Garcia-Rivera Neighborhood Real Estate

    4976 Ocean View Blvd, San Diego, CA 92113
  • /59

    $1,099,000

    • 4 Beds
    • 3 Baths
    • 1,386 Sq Ft

    4159 38th St Unit 12, San Diego, CA 92105

    THREE DETACHED LIVING SPACES | RM-2-5 | MINUTES TO NORTH PARK | INCOME + MULTIGENERATIONAL POTENTIAL. Just minutes from North Park, this property presents an outstanding opportunity for investors, owner-occupants, multigenerational living, or those completing a 1031 exchange. The front detached unit features 3 bedrooms, 1.5 bathrooms, and in-unit laundry. The second unit offers 1 bedroom and 1

    Grace Chi Real Broker

    4159 38th St Unit 12, San Diego, CA 92105
  • /4

    $1,750,000

    • 5 Beds
    • 4 Baths

    4104 Arizona St, San Diego, CA 92104

    Great North Park Location, Near bus line, abundant stores, a variety of restaurants and more.Easy access to Freeway 8, North Park has become a vibrant urban community. Site is 4 units, One duplex in front, with one 2 bedroom one bath and one 1 bedroom 1 bath. The building in back has two 1 bedroom 1 bath units over 4 garages on the alley.

    Charles Jolly Independent Broker

    4104 Arizona St, San Diego, CA 92104
  • /26

    $1,129,000

    $30K PRICE DROP
    • 5 Beds
    • 2 Baths
    • 1,652 Sq Ft

    4020 22 Dwight St, San Diego, CA 92105

    SELLER IS WILLING TO CREDIT FOR A PERMANENT RATE BUY DOWN!!! RARE OPPORTUNITY TO OWN TWO HOMES ON ONE LOT! This beautifully remodeled property offers endless possibilities for homeowners and investors alike. Each home features its own private entrance, private yard, and dedicated parking, providing comfort, privacy, and independence for both residences.Perfect for multi generational living, live

    Reyna Jamison Investment Realty Homes & Loan

    4020 22 Dwight St, San Diego, CA 92105
  • /26

    $875,000

    $25K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 1,538 Sq Ft

    6818 Wunderlin Ave, San Diego, CA 92114

    2 SEPARATE UNITS. The main house consist of 3BR/2BA and 1BR/!BA nestled on a huge 1/2 acre view lot property, a must see and imagine how many houses or units you can build on this property. The countless potential opportunity you don't want to miss out Existing solar system that will be transferred to the new buyers. Perfect for an investor, builder or a first time buyers you just found it here.

    Jorly Rapada Prime Time Realty

    6818 Wunderlin Ave, San Diego, CA 92114
  • /28

    $499,000

    • 2 Beds
    • 1.5 Baths
    • 1,020 Sq Ft

    8085 Caminito de Pizza Unit S, San Diego, CA 92108

    LOCATION, LOCATION, LOCATION! Welcome to this beautifully upgraded condominium in the heart of Mission Valley, offering the perfect combination of modern comfort, privacy, and convenience. Ideally situated near major employers, shopping, dining, universities, trolley access, freeways, and several military installations, this home places everything San Diego has to offer within easy reach. Located

    Kelley Moreno Allison James Estates & Homes

    8085 Caminito de Pizza Unit S, San Diego, CA 92108
  • /24

    $849,000

    Coming Soon
    • 3 Beds
    • 1 Bath
    • 1,252 Sq Ft

    4235 Bernadine Place, San Diego, CA 92115

    While San Diego is currently feeling the heat for its warmest week of the year, this El Cerrito gem is your private, chilled sanctuary. Forget the humidity and high temperatures outside—thanks to the powerful HVAC, you’ll be living in total comfort in this 3 bedroom breezy retreat. The interior flows with open concept from the roomy living room into the dining area and the family room. This home

    Nicolle Mackey Compass

    4235 Bernadine Place, San Diego, CA 92115
  • /39

    $1,295,000

    $34K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 2,526 Sq Ft

    700 Selma Place, San Diego, CA 92114

    RARE OPPORTUNITY to own 3 acres in Emerald Hills and possibility to build an additional multi family dwelling on the property! Property is also eligible for a lot split under SB9. Fully remodeled 2 story home with beautiful city ocean, and Coronado Bridge views from nearly every room of the house. Including 500+ sq ft worth of deck space where you can enjoy a bite to eat and watch the sunset.

    Jeff Zerboni Premier West Realty, Inc.

    700 Selma Place, San Diego, CA 92114
  • /21

    $629,000

    • 2 Beds
    • 2 Baths
    • 1,147 Sq Ft

    11089 Clairemont Mesa Blvd, San Diego, CA 92124

    SELLER IS OFFERING A GENEROUS CREDIT! Take advantage of this fantastic opportunity to make the home your own! **Tierrasanta Gem in Villa Martinique!** Welcome to this beautifully situated 2-bedroom, 1.5-bath corner home in the desirable Villa Martinique community. Offering peaceful canyon views, abundant natural light, and a desirable location with only one shared wall, this home provides a

    Audrey Cranmer Fathom Realty Group, Inc

    11089 Clairemont Mesa Blvd, San Diego, CA 92124
  • /36

    $1,130,000

    $139K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,396 Sq Ft

    4405 Monroe Ave, San Diego, CA 92115

    Talmadge opportunity is calling! Beautifully refreshed and move-in ready, this charming single-level 3BR/2BA home sits on a desirable corner lot in one of San Diego’s most treasured historic neighborhoods. Inside, refinished hardwood floors, fresh paint, new LED lighting, ceiling fans, and new LVP flooring in the kitchen and laundry create a bright, inviting feel. A brand-new furnace adds comfort

    Scott Harden Serhant California, Inc

    4405 Monroe Ave, San Diego, CA 92115
  • /21

    $299,000

    • 1 Bed
    • 1 Bath
    • 540 Sq Ft

    4161 Winona Ave, San Diego, CA 92105

    Own in the heart of San Diego for less than you'd expect. This updated 1-bedroom, 1-bath ground-floor condo offers a fresh, move-in ready interior with new flooring, fresh paint, and a modern kitchen featuring new cabinets, gas stove, and built-in microwave. Located in a gated community with secure entry and assigned parking, the open layout brings in generous natural light throughout. Low HOA

    Reese Nickell Freedom Realty

    4161 Winona Ave, San Diego, CA 92105
  • /37

    $365,000

    • 1 Bath
    • 520 Sq Ft

    3790 Florida St Unit B216, San Diego, CA 92104

    Welcome to this beautifully maintained condo on the cusp of University Heights & North Park, two of San Diego’s most vibrant and walkable neighborhoods. Located within a gated community, 3790 Florida St #B216 offers a comfortable and functional layout with abundant natural light and an inviting living space ideal for everyday living or entertaining. The unit features a spacious living area,

    Mark Green TXR Homes, Inc.

    3790 Florida St Unit B216, San Diego, CA 92104
  • /25

    $255,000

    • 1 Bed
    • 1 Bath
    • 378 Sq Ft

    3776 Alabama St Unit 206, San Diego, CA 92104

    Located in the heart of North Park. This turn-key, and updated 1-bed, 1-bath condo sits on the 2nd floor of the highly desirable 55+ community of Villa Sao Miguel. At approximately 378 SF, this efficiently designed unit offers comfortable, low-maintenance living with dual-pane windows and an updated interior including kitchen cabinets, LVP flooring, & bathroom vanity. Enjoy an excellent North

    Matt Eller RE/MAX Connections

    3776 Alabama St Unit 206, San Diego, CA 92104
  • /28

    $585,000

    • 2 Beds
    • 1.5 Baths
    • 1,022 Sq Ft

    7515 Jamacha Rd, San Diego, CA 92114

    Welcome to 7515 Jamacha Rd! This move-in ready 2-bedroom, 1.5-bathroom townhouse with attached 2-car garage offers a RARE 2.99% VA ASSUMABLE RATE in a central San Diego location. Well maintained and thoughtfully cared for, this home features paid-off solar, making it an especially attractive opportunity for today’s buyer. Enjoy an easy commute with convenient access to major freeways and nearby

    Delcie Pecoraro Real Broker

    7515 Jamacha Rd, San Diego, CA 92114
  • /13

    $1,711,990

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 3,091 Sq Ft

    7765 La Mesa Summit Dr, La Mesa, CA 91941

    Phase 3- Lot 12 New Construction Detached VIEW home in La Mesa. 3,105 sq. ft. Plan 2 in the Summit Estates Community. Quick Move-in! Upgraded with over $155,000 in options, including Seta Color Maple cabinets with satin nickel square pulls, upgraded flooring, kitchen countertops and balcony off primary. 5Be/4.5Ba/2-car garage. Multi-gen suite with kitchenette for extended family. Solar is

    Cornerstone Communities Builder
    7765 La Mesa Summit Dr, La Mesa, CA 91941
  • /21

    $1,099,000

    • 2 Beds
    • 2 Baths
    • 1,326 Sq Ft

    3126 31st St, San Diego, CA 92104

    North Park Gem in a Prime Location! With a little over 1300 square feet, this charming 2-bedroom, 1.5-bath home delivers the perfect balance of classic character and elevated modern touches with an abundance of natural light. You'll appreciate the open layout along with a fireplace, indoor laundry, ductless mini-splits, plenty of storage (including a 130-square-foot attic), and 2 parking spots.

    Kaushal Patel ENRG Realty, Inc.

    3126 31st St, San Diego, CA 92104
  • /2

    $649,999

    Pre-Foreclosure
    • 3 Beds
    • 2 Baths
    • 1,095 Sq Ft

    5436 Division St, San Diego, CA 92114

    Price to sell. This is not a distressed sale. Opportunity for those who are looking for a large lot to add an ADU or extension, prime location right at the border of Encanto and National city, upgraded flooring and bathrooms, fully fence with backyard access for extra parking.

    Lan Calvano JP Real Estate & Mortgage Inc.

    5436 Division St, San Diego, CA 92114
  • /21

    $1,295,000

    $100K PRICE DROP
    • 5 Beds
    • 5 Baths
    • 1,990 Sq Ft

    4225 Central Ave, San Diego, CA 92105

    Fourplex situated on an approximately 6,248-square-foot lot, 4225–4231 Central Avenue is a stabilized, cottage-style multifamily property in central San Diego. 3/2 house, 1/1 cottage, 1/1 cottage, 0/1 cottage. (House is currently rented out as a 2/1 & 1/1). The property generates $9,294 in current monthly gross income and provides five off-street parking spaces. (3 individual spots in the rear

    Taylor Kettlewell Endeavor

    4225 Central Ave, San Diego, CA 92105
  • /6

    $3,825,000

    $365K PRICE DROP Pre-Foreclosure
    • 18 Beds
    • 14 Baths
    • 8,380 Sq Ft

    4781 Cereza St, San Diego, CA 92102

    Newer-construction 10-unit multifamily community located at 4781–4787 Cereza Street and 5024 Imperial Avenue in San Diego. Completed between 2023 and 2025, the property includes two one-bedroom/one-bath units, four two-bedroom/one-bath units, and four two-bedroom/two-bath units. The approximately 8,380-square-foot building sits on a 10,085-square-foot lot and offers modern residences with limited

    Aaron Marcusmillichap Colliers International SD, Inc

    4781 Cereza St, San Diego, CA 92102
  • /61

    $3,800,000

    • 3 Beds
    • 4 Baths
    • 3,259 Sq Ft

    3452 Cromwell Place, San Diego, CA 92116

    Welcome to Cromwell Gardens, a six-acre sanctuary in the heart of Normal Heights. The moment you pass through the gates, the city quiets behind you, & you find yourself somewhere else entirely. A setting that feels worlds away - like you've been transported to an English countryside estate. Spanning two parcels, the six private acres unfold into a setting that quietly rearranges your sense of

    Michael Barrow Keller Williams Realty

    3452 Cromwell Place, San Diego, CA 92116

Showing Results 121 - 160, Page 4 of 18

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