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Homes for Sale near Nazareth School

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  • /12

    $415,000

    • 1 Bed
    • 1 Bath
    • 670 Sq Ft

    1625 Hotel Cir S Unit C309, San Diego, CA 92108

    Welcome to this beautifully remodeled 1-bedroom, 1-bath home in a sought-after Mission Village community. The unit offers open-concept living and kitchen area that seamlessly flows out to a private patio. Two generous closets provide thoughtful storage, and your assigned carport ensures convenience. Enjoy full access to community amenities including a large pool and spa, tennis courts, gym, and

    Jon Moore VIP Premier Realty Corp

    1625 Hotel Cir S Unit C309, San Diego, CA 92108
  • /47

    $619,900

    • 2 Beds
    • 2 Baths
    • 1,161 Sq Ft

    4402 Collwood Ln, San Diego, CA 92115

    Beautifully maintained 2BR/2BA single-level home in highly desired Collwood Park community that offers a serene retreat. Enjoy a prime location within the development, set back from the road and overlooking one of the 3 private pools with scenic community views. The spacious & functional floor plan includes a desirable enclosed patio room, adding to the already spacious living area. The large

    Noah Grassi Compass

    4402 Collwood Ln, San Diego, CA 92115
  • /29

    $875,000

    • 4 Beds
    • 2 Baths
    • 1,706 Sq Ft

    7861 Cimarron Ln, La Mesa, CA 91942

    Charming Hillside Retreat with Stunning Views in the Heart of La Mesa! Experience elevated living in this beautifully upgraded hillside home, perfectly positioned near downtown La Mesa's vibrant offerings. Nestled on a private cul-de-sac, this residence boasts breathtaking south-facing views and convenient access to La Mesa Village, renowned restaurants, parks, shopping, and local events such as

    James Buksa Mission Realty Group

    7861 Cimarron Ln, La Mesa, CA 91942
  • /43

    $289,000

    • 1 Bath
    • 362 Sq Ft

    6333 Mount Ada Rd Unit 258, San Diego, CA 92111

    Located in the heart of Clairemont, this light and bright Studio apartment is just minutes from the beach and offers easy access to freeways, shopping, and dining. Situated on the top floor of the gated Blossom Walk community, this well-kept unit features an open living space, newer flooring, and dual pane slider door. The living room opens to a private balcony, perfect for relaxing in the sun.

    David Goodman Coldwell Banker Realty

    6333 Mount Ada Rd Unit 258, San Diego, CA 92111
  • /62

    $1,675,000

    • 4 Beds
    • 3 Baths
    • 1,858 Sq Ft

    4551 Maryland St, San Diego, CA 92116

    Welcome to 4551 Maryland St – a beautifully renovated Spanish-style home blending timeless character with modern elegance. This 4-bedroom, 3-bathroom residence offers 1,858 square feet of living space on a generous 6,455 sq ft lot. Originally built in 1926, the home has been thoughtfully updated while maintaining its original charm. Step inside to discover a stunning modern Spanish design,

    Angel Flores ShoppingSDHouses

    4551 Maryland St, San Diego, CA 92116
  • /18

    $679,900

    • 2 Beds
    • 2 Baths
    • 1,172 Sq Ft

    7067 Camino Revueltos Unit 312, San Diego, CA 92111

    This stunning top-floor, end-unit condo offers the perfect blend of comfort, style, and convenience. With two spacious bedrooms, two full bathrooms, and a generous loft, the open layout is enhanced by soaring vaulted ceilings that flood the home with natural light. Thoughtfully updated throughout, the interior features an updated kitchen with stainless steel appliances and extended granite

    Ana Maria Goodemote Coldwell Banker Realty

    7067 Camino Revueltos Unit 312, San Diego, CA 92111
  • /20

    $548,000

    • 3 Beds
    • 2 Baths
    • 1,118 Sq Ft

    4281 Lowell St Unit 4, La Mesa, CA 91941

    Great starter condo with room to grow or for larger family. This 3 bedroom 2 bath condo is conveniently located across the street form Helix Charter High School. Walking distance to La Mesa Dale Elementary and a Boys and Girls Club. One designated parking space and ample street parking. Community pool and the laundry room is just outside to unit with an additional storage closet available. Unit

    Horace Chavez Premier Agency Real Estate Inc.

    4281 Lowell St Unit 4, La Mesa, CA 91941
  • /21

    $510,000

    • 3 Beds
    • 2 Baths
    • 1,024 Sq Ft

    6333 College Grove Way Unit 11102, San Diego, CA 92115

    An affordable 3-bedroom, 2-bathroom home you’ve been waiting for! This spacious condo offers an exceptional blend of comfort and value, ideal for first-time homebuyers, VA buyers, and those using down payment assistance programs (ask us about options!). Step inside to discover brand-new flooring throughout, a generous living and dining area with a smooth flow into the kitchen. All three bedrooms

    Luz Magdalena-Weary Finest City Homes & Loans

    6333 College Grove Way Unit 11102, San Diego, CA 92115
  • /19

    $1,250,000

    • Land
    • 0.71 Acre
    • $1,760,598 per Acre

    5665 Toyon Rd Unit 27, San Diego, CA 92115

    MAJOR PRICE IMPROVEMENT to $1,250,000! Home for the Holidays 2026. Build your fabulous forever dream home and celebrate the holidays nest year in your new custom home. Rarely available, view lot in Alvarado Estates!! This is a once in a lifetime opportunity to buy a view lot WITH APPROVED PLANS in exclusive, sought-after and highly coveted Alvarado Estates! This remarkable property is nestled in

    Marcia Nordstrom Marcia Nordstrom, Broker

    5665 Toyon Rd Unit 27, San Diego, CA 92115
  • /32

    $675,000

    • 2 Beds
    • 2 Baths
    • 1,140 Sq Ft

    4545 Arizona St Unit 107, San Diego, CA 92116

    Spacious main floor Condo in Plaza Arizona - Prime Location & Unbeatable Value! Rarely does such a gem come to market! This unit comes with 2 parking spaces in a common garage (tandem) The bathrooms have been beautifully updated and the entire unit has fresh paint. This condo is the perfect place to call home. Located in a prime area, with freeway access around the corner its very easy to get

    Blake Peterson Woods Real Estate Services Inc

    4545 Arizona St Unit 107, San Diego, CA 92116
  • /37

    $729,900

    • 2 Beds
    • 2 Baths
    • 1,000 Sq Ft

    4888 Auburn Dr, San Diego, CA 92105

    Welcome to 4888 Auburn Dr. A Rare Find in San Diego’s Fox Canyon/City Heights. This 2-Bed, 2-Bath Home with Panoramic Canyon Views & Large R4 includes a Converted Bonus Room perfect as an Optional Bedroom OR Office/Study. The layout is Open with Plenty of Natural Sunlight. Completely Upgraded & Updated in 2025, this home has been Completely Reimagined—Transformed and Extensively Renovated. Seller

    Crystal Lee American Real Estate Group

    4888 Auburn Dr, San Diego, CA 92105
  • /35

    $1,019,900

    • 3 Beds
    • 3 Baths
    • 1,562 Sq Ft

    3270 W Fox Run Way Unit 2, San Diego, CA 92111

    This is the one you want!! Prime CANYON LOT single family attached home in the Trails of Foxrun, located just 1.7 miles east of the waters of Mission Bay, within walking distance to Holmes Elementary, High Tech High Mesa, and Mesa College. CENTRAL AIR CONDITIONING! Updated kitchen with newer stainless appliances (stove and micro are brand new!). Custom tile living room fireplace with gas log

    Jeff Eldridge RE/MAX Hometown, Realtors

    3270 W Fox Run Way Unit 2, San Diego, CA 92111
  • /28

    $835,000

    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft

    4397 Cartagena Dr, San Diego, CA 92115

    Welcome to 4397 Cartagena Dr., a classic 1956 home located in the heart of sought-after Rolando Park neighborhood in a cul-de-sac. This three bedroom, two bathroom, single-level home offers approximately 1,248 sq ft of living area on a spacious 7,600 sq ft lot - ideal for both comfortable daily living and future customization. On the market for the first time in 50 years, this home offers a

    Suzanne Coleman LPT Realty, Inc.

    4397 Cartagena Dr, San Diego, CA 92115
  • /35

    $1,029,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 3 Baths
    • 1,425 Sq Ft

    2816 Villas Way, San Diego, CA 92108

    Situated in the gated Escala community, this Italian-inspired detached Villas home offers style, comfort, and modern efficiency. The interior features new quartz kitchen counters, new carpet, and wood floors in the main living areas, all complemented by large windows that fill the home with natural light. Recent upgrades include solar (leased) 2 Tesla Chargers and a newer HVAC system, ensuring

    Margaret Foos Compass

    2816 Villas Way, San Diego, CA 92108
  • /13

    $915,000

    • 3 Beds
    • 2 Baths
    • 1,153 Sq Ft

    5556 Baja Dr, San Diego, CA 92115

    Mid Century Vibes with wood beamed ceilings throughout! All 3 bedrooms have new carpet and the living room has brand new luxury plank vinyl! Both baths have new vanities. Almost all the windows are newer dual pane. The garage is attached. Such a great area close to SDSU and access to freeways.

    Julie Mills LPT Realty,Inc

    5556 Baja Dr, San Diego, CA 92115
  • /25

    $1,049,999

    • 3 Beds
    • 2 Baths
    • 1,196 Sq Ft

    6939 Bettyhill Dr, San Diego, CA 92117

    Welcome to this meticulously well-maintained home in the heart of Claremont. This three bedroom two bath home is move-in ready. It has a brand new air conditioner, newer roof, windows with plantation shutters, water heater and furnace. This home lives larger than it is with the addition of a large Sunroom, and a covered Patio. Both the large backyard and front yard are very low maintenance. The

    Molly Fleming Compass

    6939 Bettyhill Dr, San Diego, CA 92117
  • /23

    $749,999

    • 2 Beds
    • 3 Baths
    • 1,122 Sq Ft

    3568 Front St Unit D, San Diego, CA 92103

    Tucked away on a peaceful street in Bankers Hill, this spacious 2 bed, 2.5 bath condo with a versatile loft combines modern updates with everyday convenience. The redesigned kitchen boasts sleek cabinetry, premium appliances, and contemporary finishes. Soaring ceilings, skylights, and expansive windows fill the home with natural light, creating an inviting, open atmosphere. The loft is a flexible

    Gautier Argemi eXp Realty of California, Inc.

    3568 Front St Unit D, San Diego, CA 92103
  • /26

    $749,000

    • 2 Beds
    • 2 Baths
    • 1,058 Sq Ft

    6028 Gaines St, San Diego, CA 92110

    Welcome to this rarely available condo in the coveted Park Place community on Gaines Street. This home features vaulted cathedral ceilings, laminate flooring, granite countertops, a cozy fireplace, and a large private balcony perfect for morning coffee or evening sunsets. An attached single car garage and an additional parking space provide convenience and peace of mind. Ideally located just

    Brian Cane Keller Williams La Jolla

    6028 Gaines St, San Diego, CA 92110
  • /45

    $925,000

    • 3 Beds
    • 3 Baths
    • 1,307 Sq Ft

    9633 Stonecrest Blvd, San Diego, CA 92123

    Ideal Plan 1 in Hampton Place, located in the highly desirable resort-style community of Stonecrest Village! Nestled on a unique corner lot, the home provides additional space and a serene, tree-filled backyard, enhanced by the privacy of having just one adjoining neighbor. This beautifully upgraded 3-bedroom home (with the 3rd bedroom originally pre-plotted as an office/den by the builder) and

    Tim Skoglin Skoglin Real Estate, Inc.

    9633 Stonecrest Blvd, San Diego, CA 92123
  • /73

    $2,795,000

    • 3 Beds
    • 3 Baths
    • 2,446 Sq Ft

    1860 W Montecito Way, San Diego, CA 92103

    First time on the market since 1919! This enchanting original Mission Hills craftsman has been lovingly maintained by the same family for 3 generations. It boasts stunning original mahogany woodwork & light fixtures, pocket doors, beautiful built ins & tiled fireplace. All 3 upstairs bedrooms are large & feature walk in closets, 2 have in suite vanities & the master has a new bath. The ample

    Shawn Dooley Coldwell Banker West

    1860 W Montecito Way, San Diego, CA 92103
  • /44

    $449,450

    • 2 Beds
    • 2 Baths
    • 1,048 Sq Ft

    7835 Cowles Mountain Ct Unit B6, San Diego, CA 92119

    Light and bright 2-bedroom, 2-bath condo with 1,048 sq. ft. in a quiet and well-maintained San Carlos community. Enjoy golf course views from every bedroom and the spacious private balcony that overlooks Mission Trails Golf Course, perfect for morning coffee or evening relaxation. The home features a newer kitchen with stainless steel appliances, mirrored closet doors, and beautiful custom window

    Nathan Abbo Coldwell Banker West

    7835 Cowles Mountain Ct Unit B6, San Diego, CA 92119
  • /38

    $1,049,000

    • 5 Beds
    • 3 Baths
    • 1,841 Sq Ft

    4733 Soria Dr, San Diego, CA 92115

    Welcome to 4733 Soria Dr — a spacious 5-bedroom, 3-bathroom home offering 1,841 sq. ft. of versatile living in the heart of San Diego. Just minutes from the SDSU campus, this property is an ideal investment opportunity or a perfect place to call home. Step inside to discover open and light-filled living spaces designed for both comfort and entertaining. The well-proportioned bedrooms offer

    Kevin Chhum ShoppingSDHouses

    4733 Soria Dr, San Diego, CA 92115
  • /27

    $399,000

    • 1 Bed
    • 1 Bath
    • 731 Sq Ft

    4881 Collwood Blvd Unit A, San Diego, CA 92115

    Freshly Remodeled Condo in Collwood Villas – VA & FHA Approved! Offered at $399,000 - $425,000. Welcome to this beautifully remodeled 1 bedroom, 1 bathroom first-floor condo in the highly desirable Collwood Villas community. With fresh interior paint, brand-new carpet, and abundant natural light, this home offers modern style and everyday comfort. The updated kitchen showcases elegant marble

    Charles Wheeler Redfin Corporation

    4881 Collwood Blvd Unit A, San Diego, CA 92115
  • /20

    $2,685,000

    • 8 Beds
    • 4 Baths
    • 6,672 Sq Ft

    4153 Wilson Ave, San Diego, CA 92104

    Located in the heart of San Diego’s high-demand Corridor submarket, 4153 Wilson Ave is a well-positioned 10-unit multifamily asset offering a diverse unit mix and long-term income potential. Built in 1973, the two-story, walk-up building totals 6,672 square feet on a nearly 7,000 SF lot. The unit composition includes: 7 one-bedroom units, 2 two-bedroom units and 1 three-bedroom unit. The building

    Norm Root ACI Apartments

    4153 Wilson Ave, San Diego, CA 92104
  • /24

    $379,998

    • 1 Bed
    • 1 Bath
    • 584 Sq Ft

    6333 Mount Ada Rd Unit 156, San Diego, CA 92111

    Fantastic Price Adjustment $379,998 Assumable VA Loan from Vet to Vet Available, pending lender approval. Welcome to 6333 Mount Ada Rd, Unit 156 – a beautifully remodeled 1-bedroom, 1-bathroom ground-floor condo This inviting home features newer flooring, a remodeled kitchen and bathroom cost over $25,000, open floor plan that maximizes space and comfort. New microwave and stove. Seller

    Cindy Aragundi Century 21 Masters

    6333 Mount Ada Rd Unit 156, San Diego, CA 92111
  • /43

    $1,248,000

    • 2 Beds
    • 2 Baths
    • 1,445 Sq Ft

    4576 44th St, San Diego, CA 92115

    Within the decorative wrought iron gates of the Nationally Registered Historic District, Talmadge Park Estates, this contributing home built in 1928 has a private, courtyard entry through a centuries-old Italian cypress wood door, revealing the architectural details of this beautiful home in the wonderful community of Talmadge. French door windows flank the Talavera tile fireplace facade while

    Scot Gentry Coldwell Banker West

    4576 44th St, San Diego, CA 92115
  • /69

    $3,950,000

    • 5 Beds
    • 4 Baths
    • 3,647 Sq Ft

    4136 Palisades Rd, San Diego, CA 92116

    Welcome to one of Kensington’s rarest offerings—perched on a private canyon rim w/ unobstructed panoramic views that stretch from the historic Mission San Diego de Alcala to the mountains beyond. This timeless home blends classic character with vibrant modern living, enhanced by designer finishes and the highest caliber of materials—from wood-like porcelain tile floors and custom cabinetry to

    Patrick Mercer Keller Williams La Jolla

    4136 Palisades Rd, San Diego, CA 92116
  • /58

    $3,875,000

    • 5 Beds
    • 5 Baths
    • 3,888 Sq Ft

    1728 W Lewis St, San Diego, CA 92103

    Welcome to this beautifully remodeled and meticulously maintained home in sought after north Mission Hills. Enter the front courtyard with its meditative waterfall planter...imagine stepping into your favorite resort every day. Light and bright with soaring ceilings throughout, this home exudes elegance and refinement. Built for entertaining on a large scale or intimate gatherings, this flexible

    Celeste Dunn Compass

    1728 W Lewis St, San Diego, CA 92103
  • /20

    $139,000

    • 2 Beds
    • 2 Baths
    • 1,100 Sq Ft

    4778 1/2 Old Cliffs Rd, San Diego, CA 92120

    Cliffs Classic! 2BR, 2BA 1100 SF in the Cliffs 55+ MHP. Exterior features include vinyl siding and skirting, dual glazed windows and carpeted ramp at front door. Rear yard is a huge wood patio with views to the west. Covered three car carport, huge storage shed and separate tool area. Yard is easy care with succulents and space for potted plants. Interior features an open floor plan with original

    Rosemary Aljundi Mobile Home Connection

    4778 1/2 Old Cliffs Rd, San Diego, CA 92120
  • /30

    $924,900

    • 2 Beds
    • 3 Baths
    • 1,411 Sq Ft

    9727 Stonecrest Blvd, San Diego, CA 92123

    Wonderful home located in the resort style community of Stonecrest Village. Home shows great with a open floor plan and features, 2nd primary bedroom with private bathroom, new carpet and paint throughout, new kitchen appliances, new light fixtures and ceiling fans, upstairs laundry room, central A/C and attached 2 car garage. Stonecrest Village is centrally located and features many amenities

    Michael Van Waas ERA Ranch and Sea Realty

    9727 Stonecrest Blvd, San Diego, CA 92123
  • /31

    $449,000

    • 2 Beds
    • 1 Bath
    • 731 Sq Ft

    4252 35th St Unit 6, San Diego, CA 92104

    Unit #6 at 4252 35th Street is a 2-bedroom, 1-bath condominium located in a gated 8-unit complex just south of El Cajon Boulevard in the 92104 zip code. The home features a Huffman style floor plan with a fireplace in living area, newly painted kitchen, and ample natural light. One assigned parking space and access to the community laundry facility are included. Positioned in the North Park

    Tiffany Hoffman eXp Realty of California, Inc.

    4252 35th St Unit 6, San Diego, CA 92104
  • /50

    $475,000

    • 1 Bed
    • 1 Bath
    • 661 Sq Ft

    6314 Friars Rd Unit 102, San Diego, CA 92108

    Fully remodeled spacious ground floor condo centrally located in the highly sought-after Mission Valley neighborhood at The Bluffs! This beautiful condo is located in the back of the complex along the bluffs & was renovated in 2022 top to bottom! A large private balcony, dual pane doors, central heat/AC, walk in closet and option to purchase fully furnished! The condo includes an assigned covered

    Daniel Grandfield Daniel Grandfield, Broker

    6314 Friars Rd Unit 102, San Diego, CA 92108
  • /14

    $540,000

    • 2 Beds
    • 2 Baths
    • 1,138 Sq Ft

    2005 Burton St Unit 1, San Diego, CA 92111

    Incredible opportunity to build instant equity in a prime Linda Vista location. This condo is a true canvas, ready for your creative touch. The open-concept living room and kitchen create a spacious feel, while the layout places the bedrooms on opposite ends for maximum privacy. Enjoy indoor-outdoor living from the primary suite's covered patio, a peaceful retreat to unwind after a long day. The

    Jamie Vosacek Western Hills Real Estate

    2005 Burton St Unit 1, San Diego, CA 92111
  • /43

    $885,000

    • 4 Beds
    • 2.5 Baths
    • 1,892 Sq Ft

    5273 Mount Alifan Dr, San Diego, CA 92111

    Welcome to 5273 Mt Alifan Drive in vibrant San Diego, CA! Nestled within the sought-after Pacific Bluffs community, Clairemont's hidden gem. This spacious single-family attached home boasts one of the largest floor plans available, a layout that rarely graces the market. Step inside to discover a beautifully maintained residence featuring four generous bedrooms and three well-appointed bathrooms.

    Luke Carnes Compass

    5273 Mount Alifan Dr, San Diego, CA 92111
  • /28

    $1,530,000

    • 4 Beds
    • 3 Baths
    • 1,446 Sq Ft

    4259-61 Maryland St, San Diego, CA 92103

    Two homes available in University Heights. Nestled in one of San Diego’s most walkable neighborhoods this recently renovated duplex offers the perfect blend of style, comfort, and versatility. Featuring two separate detached homes, live in one home and rent the other! Located just steps away from premier shopping, dining, and the Hillcrest farmers market- which offers fresh produce and artisanal

    Stephanie Rojas S.A.K.K Realty

    4259-61 Maryland St, San Diego, CA 92103
  • /34

    $525,000

    • 2 Beds
    • 2 Baths
    • 1,056 Sq Ft

    4891 Collwood Blvd Unit B, San Diego, CA 92115

    Move in ready! A 2-bedroom, 2-bath condo freshly painted, dual-pane windows, and newly remodeled bathrooms makes this home feel bright, clean and welcoming. As you walk inside you are greeted by a spacious living room that offers a stylish fireplace beautifully surrounded by stone-like tile. With a dining space near-by, the open floor plan is made for relaxing or the perfect flow for entertaining

    Colleen Martin Coldwell Banker West

    4891 Collwood Blvd Unit B, San Diego, CA 92115
  • /13

    $274,900 Open Sat 12PM - 2PM

    • 1 Bed
    • 1 Bath
    • 480 Sq Ft

    6650 Amherst St Unit 14A, San Diego, CA 92115

    This 1-bedroom, ground-floor condo in a Age 55+ Community can be your next investment or downsizer - Remodeled Condo - Upgraded White Shaker Cabinets - Stainless Steel Appliances - Quartz Counters - Seasoned Wood Plank Flooring - New Dual Pane Window - Private Patio & Outdoor Space - Community Laundry Facilities - Close to Restaurants, Starbucks & Freeway Access - Trash, Water & Hot Water

    Stacie Barba Coldwell Banker Realty

    6650 Amherst St Unit 14A, San Diego, CA 92115
  • /41

    $489,000

    • 2 Beds
    • 2 Baths
    • 894 Sq Ft

    8075 Caminito de Pizza Unit C, San Diego, CA 92108

    Welcome to this beautiful 2-bedroom, 2-bath condo in the desirable Park Villas South community of Mission Valley. Offering 894 sq. ft. of single-level living, this home blends comfort, style, and convenience in one of San Diego’s most central locations. A few photorealistic staging images capture the home's potential. The open floor plan with recently updated luxury vinyl plank flooring flows

    Antonio Gonzales LPT Realty,Inc

    8075 Caminito de Pizza Unit C, San Diego, CA 92108
  • /13

    $674,999

    • 2 Beds
    • 2 Baths
    • 1,179 Sq Ft

    5875 Friars Rd Unit 4314, San Diego, CA 92110

    5875 Friars Rd #4314 in San Diego is a newly remodeled two-bedroom, two-bath condominium located in the highly desirable Courtyards community in Mission Valley. Positioned on the fourth floor, this residence offers a perfect balance of privacy and convenience with resort-style amenities at your doorstep. The interior has been thoughtfully updated with new luxury flooring, fresh paint, plush

    Jay Field eXp Realty of California Inc

    5875 Friars Rd Unit 4314, San Diego, CA 92110
  • /28

    $475,000

    • 1 Bed
    • 1 Bath
    • 519 Sq Ft

    2828 University Ave Unit 503, San Diego, CA 92104

    Welcome to your new home in the vibrant North Park neighborhood of San Diego! This updated 1-bedroom, 1-bathroom condo offers stylish comfort and unbeatable convenience. Located on the top floor of a secure complex, this unit features newer luxury vinyl plank (LVP) flooring, newer paint, and an updated kitchen. Unit is located on the 5th floor (top floor) there is shared laundry on the 5th floor

    Jonathan Lallo Coldwell Banker West

    2828 University Ave Unit 503, San Diego, CA 92104

Showing Results 441 - 480, Page 12 of 18

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