1,297

Homes for Sale near Twain High School

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  • /23

    $524,999

    • 1 Bed
    • 1 Bath
    • 630 Sq Ft

    4430 Cleveland Ave Unit 21, San Diego, CA 92116

    This bright, modern condo in the heart of University Heights is the kind of hidden gem that rarely comes up. As soon as you step inside, you're greeted by soaring high ceilings, oversized windows, and sunlight pouring in from every angle—it feels open, airy, and so much bigger than you'd expect. The upscale finishes throughout give it that polished, magazine-worthy vibe (yes, even the kitchen

    Alanna Strei eXp Realty of California, Inc.

    4430 Cleveland Ave Unit 21, San Diego, CA 92116
  • /44

    $1,999,900

    • 6 Beds
    • 2 Baths
    • 2,320 Sq Ft

    4778 Panorama Dr, San Diego, CA 92116

    Rarely ever on market home located in the Historic district of Valle Vista Terrace- Panorama Drive is admired for its palm tree lined street- Absolutely charming 6 bedroom/ 2 bathroom home situated on the canyon with unstoppable panoramic views of city lights and canyon!- Shows light, bright, and airy- So much character! Original hardwood flooring throughout- Remodeled kitchen area with granite

    Rachel Crawford Coldwell Banker West

    4778 Panorama Dr, San Diego, CA 92116
  • /23

    $1,250,000

    • 2 Beds
    • 1 Bath
    • 826 Sq Ft

    4314 Arcadia Dr, San Diego, CA 92103

    The unique character and desirability of North Mission Hills with its unique homes and great location are combined in this charming 1940’s cottage. Two bedrooms and one updated bath in 826 square feet on a luxuriant 5900 square foot lot with an ocean view from the brick patio in the front yard. Tucked away in the Avalon Heights neighborhood of Mission Hills, close to shopping, restaurants,

    Rocky Rockhill Coldwell Banker West

    4314 Arcadia Dr, San Diego, CA 92103
  • /39

    $1,685,000

    • 3 Beds
    • 2 Baths
    • 1,604 Sq Ft

    3322 Dumas St, San Diego, CA 92106

    This charming 3 bedroom, 2 bath Spanish-style home is full of character and thoughtful updates. Single-level living with classic details like coved ceilings, hardwood floors, and a cozy fireplace in the living room create a warm, timeless vibe. The gourmet-style kitchen opens to an eat-in area that could easily double as a home office. Both bathrooms have been remodeled in a stylish

    Darren Schneider Coldwell Banker West

    3322 Dumas St, San Diego, CA 92106
  • /72

    $4,500,000

    • 8 Beds
    • 6 Baths
    • 4,480 Sq Ft

    3536-40 Bayside Walk, San Diego, CA 92109

    Rare Bayfront Triplex directly on the sandy shores of Mission Bay—an exceptional opportunity to live in one unit and rent the other two, or build your dream Bayfront estate. Enjoy breathtaking sunrise views, peaceful walks along the bay, and quick access to the surf across the street. At night, take in SeaWorld’s fireworks from the two lower patios or upper balcony. Ideally located near Mission

    Peter Middleton eXp Realty of California Inc

    3536-40 Bayside Walk, San Diego, CA 92109
  • /59

    $2,750,000

    • 5 Beds
    • 3 Baths
    • 3,394 Sq Ft

    3565 3rd Ave, San Diego, CA 92103

    Nestled on a tranquil, tree-lined street in the heart of Hillcrest, the John & Evelyn Rice/Arthur Keyes House masterfully blends timeless elegance with modern comfort. Situated on a peaceful, non-through street, this extraordinary residence offers a serene retreat just moments from vibrant shopping, dining, and nightlife in Hillcrest and Bankers Hill. The impressive foyer sets the tone for

    Brian Yaw Scott & Quinn Real Estate

    3565 3rd Ave, San Diego, CA 92103
  • /34

    $795,000

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    3737 Orange Ave, San Diego, CA 92105

    Welcome Home to this Newly Renovated Gem, located just east of central North Park! This Craftsman/Bungalow has the classic feel with all the modern luxuries you want! Enjoy open concept living with new stainless steel appliances, modern finishes and an Urban Oasis in the backyard with Gazebo. Luxurious bathroom and One Car Garage with driveway space provides ample off street parking, with

    Joshua Smith Real Broker

    3737 Orange Ave, San Diego, CA 92105
  • /61

    $2,150,000 Open Wed 3PM - 3:30PM

    • 4 Beds
    • 4 Baths
    • 2,752 Sq Ft

    3115 Edith Ln, San Diego, CA 92106

    ***Point Loma***Sit Down Sweeping City, Bay, Ocean Views Out To Coronado And Beyond Providing 24/7 Nautical Panorama***Tucked Away & Nestled On A Quiet Street***Turnkey 4BR/4BA***2,752 Sq Ft on A Wide (75' X 87) Lot Backed Up To A Canyon **SOLAR Owned***New HVAC, New Roof, Tankless Water Heater***New Water Filtration System, EV Charger***Indoor Outdoor Living 365 Days A Year With An Amazing

    Robert Antoniadis Robert Realty

    3115 Edith Ln, San Diego, CA 92106
  • /48

    $1,097,900

    • 3 Beds
    • 2.5 Baths
    • 1,597 Sq Ft

    2704 Prato Ln, San Diego, CA 92108

    Welcome to the Courtyards of Escala, Mission Valley’s premier gated community! This gorgeous three-bedroom, two-and-a-half-bath townhome offers one of the most desirable floor plans in all of Escala. With only two levels, this turnkey home features a spacious layout with an open-concept design, a private patio yard, an attached two-car garage, plus a driveway with room for two additional

    Glen Henderson LPT Realty,Inc

    2704 Prato Ln, San Diego, CA 92108
  • /60

    $1,628,000

    • 2 Beds
    • 2 Baths
    • 1,336 Sq Ft

    1205 Pacific Hwy Unit 3103, San Diego, CA 92101

    Soaring high above the city on the 31st floor of the iconic Grande North, this rare corner residence commands a front-row seat to San Diego’s most breathtaking scenery. Walls of glass unveil an ever-changing canvas of San Diego Bay, the glittering skyline, distant mountains, and the vast Pacific beyond. From sunrise to sailboat regattas, golden sunsets to SeaWorld’s nightly fireworks—every moment

    John Husar Pacific Sotheby's International Realty

    1205 Pacific Hwy Unit 3103, San Diego, CA 92101
  • /34

    $768,000

    • 2 Beds
    • 2 Baths
    • 1,232 Sq Ft

    4952 Haight Terrace, San Diego, CA 92123

    Bright, welcoming, and ideally located, this end-unit townhome in the Tribeca community offers a smart layout and everyday comfort in the heart of Kearny Mesa. Set on a quiet street lined with palm trees and just steps from a local park, the home blends modern convenience with easy access to shopping, dining, major freeways, and everyday essentials. Inside, you’ll find a thoughtfully

    Nick Rogers Coldwell Banker Realty

    4952 Haight Terrace, San Diego, CA 92123
  • /30

    $1,595,000

    • 3 Beds
    • 2 Baths
    • 1,652 Sq Ft

    3559 Larga Cir, San Diego, CA 92110

    Price Reduction on this amazing Mid Century home. Step into this beautifully preserved midcentury modern gem, offering 3 spacious bedrooms and 2 tastefully updated bathrooms in a thoughtfully designed layout that blends classic style with modern functionality. Featuring clean architectural lines, floor-to-ceiling windows, and an open-concept living space, this home invites abundant natural light

    Nicol Medina Coldwell Banker West

    3559 Larga Cir, San Diego, CA 92110
  • /50

    $1,100,000

    • 2 Beds
    • 2 Baths
    • 1,170 Sq Ft

    1388 Kettner Blvd Unit 2005, San Diego, CA 92101

    CITY VIEWS! Welcome to Savina! Downtown San Diego’s newest and most luxurious condo high-rise. Perched on the 20th floor, this stunning east-facing residence offers an ideal split-bedroom layout (no shared wall), perfect for privacy and functionality. Located at the vibrant intersection of Little Italy and the Columbia District, Savina is one of Bosa’s premier developments renowned for

    Tessa De Mari Coldwell Banker West

    1388 Kettner Blvd Unit 2005, San Diego, CA 92101
  • /32

    $1,329,999

    • 3 Beds
    • 2 Baths
    • 1,318 Sq Ft

    3585 Redwood St, San Diego, CA 92104

    Appraisal in hand for $1,350,500 prior to many improvements! From curb to core, this home has been highly upgraded with top end finishes and big-ticket improvements ideal for today’s modern homeowner. Tucked away in one of San Diego’s most sought after neighborhoods for dining, culture, convenience and fun, this thoughtfully enhanced home offers spacious, modern comfort on a peaceful, dead-end

    Natalie Harris Coldwell Banker West

    3585 Redwood St, San Diego, CA 92104
  • /35

    $1,125,000

    • 2 Beds
    • 2.5 Baths
    • 1,460 Sq Ft

    650 Columbia St Unit 411, San Diego, CA 92101

    Stunning top floor residence at The Watermark, an elegantly appointed mid-rise boutique building in the Marina district of Downtown. Soaring 15-foot ceilings bathe the interior in natural light and welcome you into this spacious, bright & peaceful residence. The unit features a completely remodeled kitchen w/ custom soft-close cabinetry, stainless steel GE appliances, Cesarstone countertops, a

    Michael Wolf Coldwell Banker West

    650 Columbia St Unit 411, San Diego, CA 92101
  • /73

    $1,675,000 Open Sat 12PM - 4PM

    • 4 Beds
    • 3 Baths
    • 2,620 Sq Ft

    3235 Curtis St, San Diego, CA 92106

    Majestic 1929 Spanish Revival home! From the minute you approach this 4 bedroom, 3 bath home with 2620 est. sq. feet, she will romance you! The rustic stairs and walk way will lead you to this elevated lot, spacious covered porch & Mahogany 12 panel front door with a speakeasy. Once inside, you are greeted by the Turret wood beamed ceiling and tile floor entry. Arched doorway and wrought iron

    Tami Fuller Coldwell Banker West

    3235 Curtis St, San Diego, CA 92106
  • /26

    $1,399,000

    • 3 Beds
    • 2 Baths
    • 1,662 Sq Ft

    3448 Goldfinch St, San Diego, CA 92103

    A true time capsule tucked in San Diego's beloved Mission Hills neighborhood, this gem has been lovingly preserved. Three spacious bedrooms give you flexibility for family, guests or that home office you've been dreaming of. The stone fireplace anchors the living room and is perfect for cool San Diego evenings. A bonus living space lies just beyond the kitchen offering even more space for

    Del Raymond Coldwell Banker West

    3448 Goldfinch St, San Diego, CA 92103
  • /43

    $475,000

    • 1 Bed
    • 1 Bath
    • 641 Sq Ft

    425 W Beech St Unit 709, San Diego, CA 92101

    Luxury Little Italy living at an affordable price. Fully renovated 1-bedroom unit located in one of San Diego’s most desirable neighborhoods. Features include upgraded kitchen and bathroom with Taj Mahal quartz countertops, stainless steel appliances, wood-look tile flooring throughout, private balcony with city views, central AC, and full-size washer and dryer. Full-service luxury building with

    Theodore Schulz Schulz Companies Inc.

    425 W Beech St Unit 709, San Diego, CA 92101
  • /36

    $2,100,000

    • 3 Beds
    • 3.5 Baths
    • 1,859 Sq Ft

    3128 Canon St Unit 301, San Diego, CA 92106

    This one-of-a-kind penthouse offers the ultimate blend of privacy, luxury, and convenience. The only unit in the building with a private rooftop deck, it features a full 360 panoramic view including sweeping vistas of the bay and harbor. The rooftop is fully equipped with water, power, lighting, and gas hookups for a barbecue, fridge, and full outdoor entertaining setup. Inside, each of the three

    Justin Santolaya NextHome Bella Properties

    3128 Canon St Unit 301, San Diego, CA 92106
  • /71

    $484,500

    • 2 Beds
    • 1.5 Baths
    • 885 Sq Ft

    3454 Castle Glen Dr Unit 104, San Diego, CA 92123

    Welcome to the VA and FHA approved Allure condominiums nestled in the heart of Serra Mesa! This dual-level sleek condo unit lives like a townhome with natural light and an inviting layout. Featuring updated luxury vinyl plank flooring on the lower level, an efficiently appointed kitchen with a farm-style sink and a reverse osmosis water filtration system, extra interior storage, a designated

    Amy O'Dorisio Coldwell Banker West

    3454 Castle Glen Dr Unit 104, San Diego, CA 92123
  • /28

    $510,000

    • Studio
    • 1 Bath
    • 638 Sq Ft

    2400 5th Ave Unit 324, San Diego, CA 92101

    Updated Condo Oasis in Laurel Bay! Welcome to your private retreat at Laurel Bay—where location, lifestyle, and value come together in one of San Diego’s most sought-after neighborhoods. Just steps from world-famous Balboa Park, this beautifully updated condo offers comfort, convenience, and resort-style living in the heart of Bankers Hill. Inside, enjoy stylish luxury vinyl plank flooring

    Tamara Markey Redfin

    2400 5th Ave Unit 324, San Diego, CA 92101
  • /18

    $599,900

    • 2 Beds
    • 2 Baths
    • 1,143 Sq Ft

    1333 8th Ave Unit 603, San Diego, CA 92101

    This move-in-ready, single-level condo in the coveted Symphony Terrace community combines modern upgrades with convenience and excellent amenities. VA assumable rate available at 2.75 for VA eligible buyers. Featuring an open floor plan, the unit showcases newer LVP flooring throughout and a spacious living room that opens to a private balcony—ideal for relaxing or entertaining. The kitchen is

    Tamara Markey Redfin

    1333 8th Ave Unit 603, San Diego, CA 92101
  • /31

    $1,595,000

    • 3 Beds
    • 1.5 Baths
    • 1,761 Sq Ft

    1032 Alberta Place, San Diego, CA 92103

    An enchanting Spanish-style home nestled in South Mission Hills. Step inside to discover rich architectural details: beautifully crafted plaster walls, elegant coved ceilings, large decorative front windows, a welcoming front porch, and original doors with antique knobs and light fixtures that nod to the home’s storied past. The airy layout is filled with natural light, creating a warm and

    Ivana Milosevic Coldwell Banker West

    1032 Alberta Place, San Diego, CA 92103
  • /75

    $2,550,000 Open Sat 1PM - 4PM

    • 5 Beds
    • 3.5 Baths
    • 2,588 Sq Ft

    4569 Coronado Ave, San Diego, CA 92107

    ADU LEASED FOR $3,300/MO - moved in on 7/1/25 with lease thru 12/31/25. Experience breathtaking ocean views and coastal luxury in this charming coastal chic property that seamlessly blends modern convenience with designer finishes that enhance both the primary residence and newly built ADU. Sweeping ocean views can be enjoyed from three of the home's five bedrooms, as well as the open-concept

    Rob Perkins Westview Realty, Inc.

    4569 Coronado Ave, San Diego, CA 92107
  • /73

    $2,850,000 Open Sun 2PM - 4PM

    • 5 Beds
    • 4 Baths
    • 2,971 Sq Ft

    4374 Adams Ave, San Diego, CA 92116

    A modern Spanish revival on the coveted Adams Avenue loop in Kensington, this 1920s gem has been completely reimagined with nearly $950,000 in upgrades since 2021—offering the soul of vintage architecture with the comfort and ease of new construction. Thoughtfully redesigned in 2024 by Union Design in collaboration with Vivo Design Studios and Union Architecture, every inch was elevated with

    Lisa Padilla Ritual Realty

    4374 Adams Ave, San Diego, CA 92116
  • /49

    $1,099,000

    • 2 Beds
    • 2.5 Baths
    • 1,922 Sq Ft

    301 W G St Unit 119, San Diego, CA 92101

    Expansive townhome in the heart of the Marina District at City Walk. This tastefully upgraded 2-bedroom, 2.5-bath residence offers one of the largest floor plans in the complex and area, with 1,922 square feet of living space. Interior features include birch wide-plank distressed wood floors, crown molding, high ceilings, and arched doorways. A gourmet kitchen with granite countertops, stainless

    Assaf Avissar Coldwell Banker West

    301 W G St Unit 119, San Diego, CA 92101
  • /53

    $2,500,000 Open Fri 3PM - 6PM

    • 4 Beds
    • 3 Baths
    • 2,180 Sq Ft

    5021 Foothill Blvd, San Diego, CA 92109

    Welcome to 5021 Foothill Blvd, an exceptional Pacific Beach property with a new ADU that perfectly blends coastal charm with modern luxury. Perched above the coastline, this beautifully updated residence offers breathtaking ocean views and an incredible opportunity for multi-generational living or additional income. The main home features 2 spacious bedrooms and 2 elegant bathrooms, thoughtfully

    Mike Blair LPT Realty,Inc

    5021 Foothill Blvd, San Diego, CA 92109
  • /35

    $2,500,000

    • 2 Beds
    • 2.5 Baths
    • 2,880 Sq Ft

    700 Front St Unit 505, San Diego, CA 92101

    This exceptionally distinctive townhome-style unit, situated at the southwest corner of the 4th and 5th floors, offers expansive interior spaces that create a living experience akin to that of a traditional home. The four generous outdoor patios provide a tranquil retreat. Featuring a striking color palette, this residence showcases sleek contemporary decor while residing in a building that

    Jeffrey Oneal 360 Residential

    700 Front St Unit 505, San Diego, CA 92101
  • /22

    $899,990

    • 2 Beds
    • 2 Baths
    • 1,065 Sq Ft

    3111 Ingelow St Unit C, San Diego, CA 92106

    Attention Buyers: This house comes with a REDUCED RATE as low as 5.75% (APR 6.278%) as of 07/07/2025 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. This home also has a VA Assumable Loan with an even lower interest rate! This large, top floor 2 bedroom, 2 bathroom condo is

    Kristine Kappel Compass

    3111 Ingelow St Unit C, San Diego, CA 92106
  • /67

    $1,230,000

    • 3 Beds
    • 2.5 Baths
    • 1,894 Sq Ft

    2335 Aperture Cir, San Diego, CA 92108

    This home is a showcase of modern design, upscale living, and friendly neighborhood feel! This Frame & Focus townhome offers a stylish open layout, with upgraded finishes throughout. Enjoy the convenience of a fenced yard for grilling or pets, two-car attached garage, and a dedicated laundry room with a washer and dryer. The sleek staircase, featuring white handrails and metal cable balusters,

    Jodilynn Kim eXp Realty of California, Inc.

    2335 Aperture Cir, San Diego, CA 92108
  • /26

    $819,000

    • 2 Beds
    • 2 Baths
    • 1,080 Sq Ft

    4212 Maryland St Unit 1, San Diego, CA 92103

    Location, location, location! This beautifully updated and charming end unit is found within the heart of one of San Diego's most vibrant and walkable neighborhoods, University Heights! This gem within the city lives open and independent of the rest of the complex with only 1 shared wall, nobody above over below. Step inside to be bathed in natural light and the tasteful upgrades this home has to

    Thomas Jacobs 1st Class Real Estate SD

    4212 Maryland St Unit 1, San Diego, CA 92103
  • /28

    $899,000

    • 3 Beds
    • 2 Baths
    • 1,517 Sq Ft

    3635 7th Ave Unit 13E, San Diego, CA 92103

    Welcome to this spacious condo in the sought-after Coral Tree complex, just minutes from Balboa Park and Hillcrest. Perched on the 13th floor, this light-filled home offers a generous living and dining area with stunning northeast-facing panoramic views of the mountains and city. Polished hardwood floors run throughout most of the home, adding warmth and charm. The retro-style kitchen includes a

    Assaf Avissar Coldwell Banker West

    3635 7th Ave Unit 13E, San Diego, CA 92103
  • /24

    $1,050,000

    • 3 Beds
    • 2.5 Baths
    • 1,522 Sq Ft

    6014 Caminito Del Oeste, San Diego, CA 92111

    Discover one of San Diego’s best-kept secrets with this beautifully maintained twinhome that lives like a single-family home. Enjoy living in the largest unit available in the development (Plan 4). Flooded with natural light, and fresh air, this home features dual primary suites and a loft upstairs and a convenient half bath downstairs, making it ideal for both comfortable everyday living and

    Rachel Gardner Redfin Corporation

    6014 Caminito Del Oeste, San Diego, CA 92111
  • /25

    $619,000

    • 2 Beds
    • 1 Bath
    • 1,002 Sq Ft

    7813 Starling Dr, San Diego, CA 92123

    Welcome to this beautifully updated townhome in the desirable Birdland neighborhood! Ideally located near freeways, Sharp Hospital, San Diego Mesa College and 5 minutes from Fashion Valley Mall. This home offers both convenience and comfort. Whether you’re commuting or looking for proximity to work, everything you need is just a short distance away. Step inside and be greeted by the fresh, modern

    Katie Gouletas Redfin

    7813 Starling Dr, San Diego, CA 92123
  • /32

    $1,499,000 Open Fri 4PM - 6PM

    • 3 Beds
    • 2.5 Baths
    • 1,634 Sq Ft

    1323 Pacific Beach Dr Unit F, San Diego, CA 92109

    Tucked away in one of Pacific Beach’s most sought-after neighborhoods, Sail Bay, this coastal gem is your ticket to the good life. Quiet, private, and full of style, this west-facing townhome lives like a single-family home—flooded with natural light thanks to big windows and dreamy skylights. Step inside to a bright, open-concept main level where coastal comfort meets thoughtful design. The

    Rachael Kaiser Compass

    1323 Pacific Beach Dr Unit F, San Diego, CA 92109
  • /14

    $935,000

    • 2 Beds
    • 1 Bath
    • 906 Sq Ft

    3055 Suncrest Dr, San Diego, CA 92116

    Charming Spanish-Style Home in Prime San Diego Location! Enjoy this fantastic single-story Spanish gem—full of warmth and character. They truly don't make them like this anymore! From the moment you arrive, you'll appreciate the timeless charm and inviting feel of this unique home. Inside, you'll find a well-appointed kitchen and bathroom that perfectly complement the home's original style,

    Jeffrey Nix Redfin Corporation

    3055 Suncrest Dr, San Diego, CA 92116
  • /17

    $410,000

    • 1 Bed
    • 1 Bath
    • 547 Sq Ft

    3050 Rue Dorleans Unit 430, San Diego, CA 92110

    Welcome to your serene escape in the heart of Point Loma! This beautifully upgraded top-floor condo overlooks the peaceful Famosa Slough, a protected coastal bird sanctuary, offering a unique blend of natural beauty and urban convenience with epic sunset views. Located in the highly sought-after Pacific Isle, one of Point Loma’s premier gated resort-style communities, this light-filled unit

    Charles Wheeler Redfin Corporation

    3050 Rue Dorleans Unit 430, San Diego, CA 92110
  • /30

    $999,000

    • 3 Beds
    • 2 Baths
    • 1,674 Sq Ft

    877 Island Ave Unit 407, San Diego, CA 92101

    NEW $100,000 PRICE REDUCTION! Come see the best deal in East Village. Less than $600 a SF, this Parkloft showstopper is equal parts bold, beautiful, and effortlessly cool. With three spacious bedrooms, an expansive open layout, soaring 11-foot ceilings, and a Juliet balcony that floods the home with natural light, every inch of this industrial-chic loft invites you to live large. The hardwood

    Amy Spear eXp Realty of Southern California, Inc.

    877 Island Ave Unit 407, San Diego, CA 92101
  • /17

    $950,000

    • 3 Beds
    • 2.5 Baths
    • 2,102 Sq Ft

    8301 Rio San Diego Dr Unit 26, San Diego, CA 92108

    Discover Luxury and Convenience in Mission Valley's Rio Vista. Experience the best of San Diego living in this exquisite tri-level townhome within the highly desirable Mission Walk community, with low HOA fees. Boasting a private elevator, a versatile top-floor den, new wide plank flooring, and a spacious balcony off the living room, this residence offers unparalleled comfort and flexibility.

    John Copeland Redfin Corporation

    8301 Rio San Diego Dr Unit 26, San Diego, CA 92108
  • /21

    $522,000

    • 1 Bed
    • 1 Bath
    • 696 Sq Ft

    206 Park Blvd Unit 502, San Diego, CA 92101

    Step into luxury living with this impeccably designed one bedroom condo boasting views overlooking the iconic Petco Park stadium. Every inch of this residence brings it, from the sleek paneled walls that add depth and character to the hidden laundry room discreetly tucked away for convenience and functionality. The open-concept layout seamlessly integrates the living, dining, and kitchen areas,

    Prem Advani Compass

    206 Park Blvd Unit 502, San Diego, CA 92101

Showing Results 81 - 120, Page 3 of 18

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