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San Diego, CA Homes for Sale with a Yard

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  • /16

    $2,995,000

    • 5 Beds
    • 4 Baths
    • 3,603 Sq Ft

    2812 Poinsettia Dr, San Diego, CA 92106

    360 unobstructed panoramic views of Pacific Coast, Mission Beach & Bay, , Sea World and Downtown city lights. Architect-Designed and recently remodeled Point Loma home is a perfect balance of luxury and craftsmanship. The downtown view can be protected by a height restriction easement on the property located at 3671 Oleanader (when looking towards downtown). The modern, open floor plan features

    Gregory Godwin Realty Source, Inc

    2812 Poinsettia Dr, San Diego, CA 92106
  • /73

    $1,775,000

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    3805 Atascadero Dr, San Diego, CA 92107

    Welcome to your modern coastal retreat in the heart of Ocean Beach! This fully remodeled 3-bedroom, 2-bathroom home has been thoughtfully designed with high-end furniture, designer finishes, and a seamless open floor plan that invites effortless indoor-outdoor living. Sliding glass doors connect the living spaces to both front and back decks, creating the perfect flow for entertaining or

    Mark Green TXR Homes, Inc.

    3805 Atascadero Dr, San Diego, CA 92107
  • /31

    $1,300,000

    • 3 Beds
    • 1 Bath
    • 1,472 Sq Ft

    7291 Gatewood Ln, San Diego, CA 92114

    Newly Remodeled San Diego Home with Permitted 3-BR ADU! Don't miss this fantastic opportunity to own a turn-key property offering unparalleled flexibility and income potential. Centrally Located: Just 15 minutes from the San Diego International Airport, Naval Base, and Downtown! Features two separate addresses and individual electric meters, perfect for maximizing rental income or comfortable

    Steve Haskins Bonita Capital Realty, Inc.

    7291 Gatewood Ln, San Diego, CA 92114
  • /38

    $1,190,000

    • 3 Beds
    • 2 Baths
    • 925 Sq Ft

    2748 30th St, San Diego, CA 92104

    Nestled on a picturesque street on the south end of North Park, this masterfully remodeled Craftsman home offers the ultimate San Diego living experience. From the moment you arrive, the classic architecture and welcoming front porch beckon you into a home where timeless character meets contemporary design.The bright and airy interior flows seamlessly from the living room, anchored by

    Bob Cenzer RC Global Real Estate Services

    2748 30th St, San Diego, CA 92104
  • /46

    $600,000

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    608 Forward St, La Jolla, CA 92037

    We are delighted to present an extraordinary CO-OWNERSHIP OPPORTUNITY that blends luxury, exclusivity, and the timeless allure of life in prestigious La Jolla, Southern California. The current owner of the beautifully remodeled modern residence at 608 Forward Street is extending a rare invitation to acquire a 25% co-ownership stake for just $600,000. This unique five-year arrangement grants you

    Keaton English Acropolis Enterprise

    608 Forward St, La Jolla, CA 92037
  • /45

    $1,145,000

    • 5 Beds
    • 3 Baths
    • 2,730 Sq Ft

    4821 Sea Water Ln, San Diego, CA 92154

    Welcome to this spacious and beautifully updated 5-bedroom, 3-bath home, perfect for growing families or multi-generational living. Featuring high ceilings and elegant shutters throughout, this home offers both style and comfort in every room. The recently remodeled kitchen is a chef’s dream—boasting an upgraded 6-burner stove/oven, modern finishes, and ample storage, it opens seamlessly to the

    Murtaza Arain ZEE Realty

    4821 Sea Water Ln, San Diego, CA 92154
  • /38

    $2,395,000

    • 6 Beds
    • 5 Baths
    • 3,616 Sq Ft

    4146-50 Monroe Ave, San Diego, CA 92116

    Kensington: Charming 3Bedroom / 2 Bath Craftsman +3 Unit Income Apartment- Substantial upgrades made over the past several years. Great CAP Rate. Low Vacancy Rate = Premier Investment Opportunity! Discover the convenience of Kensington Park and this versatile property.

    Penny Nathan Ascent Real Estate

    4146-50 Monroe Ave, San Diego, CA 92116
  • /25

    $715,000

    • 2 Beds
    • 1 Bath
    • 888 Sq Ft

    5550 Grape St, San Diego, CA 92105

    Charming Bungalow in Oak Park. Kitchen, Living Room and Dining area have new laminate flooring. Kitchen features Quartz waterfall Countertops, new Fridge and lots of cabinets. Updated bathroom with refinished bathtub, new paint and new cabinetry and hardware. Ceiling fans and Mirrored Wardrobe doors in Bedrooms. New Roof, New Gas Water Heater and New Mini Splits for heating and cooling. Newer

    Rebecca D'Amico Rebecca Holzmann

    5550 Grape St, San Diego, CA 92105
  • /16

    $1,300,000

    • 3 Beds
    • 3 Baths
    • 1,535 Sq Ft

    12654 Carmel Country Rd Unit 91, San Diego, CA 92130

    Detached tri-level home in Antares at Carmel Valley with the space and privacy of a house and the convenience of a condo. Light-filled main level offers an open living/dining area with high ceilings (10 to 13 feet), fireplace, and access to a private patio—perfect for morning coffee or evening BBQs. Spacious kitchen with plenty of cabinet and counter space plus a casual dining area. Two upstairs

    Sandro Alberti eXp Realty of Southern California, Inc.

    12654 Carmel Country Rd Unit 91, San Diego, CA 92130
  • /25

    $1,149,000

    • 3 Beds
    • 2 Baths
    • 1,232 Sq Ft

    3996 Hatton St, San Diego, CA 92111

    Experience modern living at its finest in this captivating San Diego home where every detail reflects impeccable craftsmanship and design. From the beautifully landscaped yard to the open and airy layout, this home radiates warmth and sophistication. The light-filled living area flows seamlessly into a stunning chef's kitchen featuring shaker style cabinetry, quartz countertops, a kitchen

    Ever Eternity Pacific Sotheby's Int'l Realty

    3996 Hatton St, San Diego, CA 92111
  • /32

    $449,500

    • 1 Bed
    • 1 Bath
    • 540 Sq Ft

    15283 Maturin Dr Unit 62, San Diego, CA 92127

    Welcome home to this wonderful, lower level (no steps), 1 bedroom 1 full bath condo in the fabulous community of Villa Taviana. Your new home has two deeded assigned parking spaces- one covered and one uncovered. (This is very rare in a 1-bedroom home.) The kitchen boasts stainless steel appliances, granite countertops, abundant cabinetry, an eat-in bar, and recessed lighting. In-unit washer

    Tami McCraw Urban Dwellings

    15283 Maturin Dr Unit 62, San Diego, CA 92127
  • /52

    $967,000 Open Sat 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft

    12097 Pastoral Rd, San Diego, CA 92128

    Welcome to this tastefully updated residence, perfectly situated in Seven Oaks, one of Rancho Bernardo's most sought-after 55+ communities. Every detail of this 3 bedroom/2 bath home has been thoughtfully remodeled to blend modern comfort with timeless style. Step inside to discover a comfortable layout featuring luxury finishes, fresh flooring, custom cabinetry and state-of-the-art appliances.

    John Goga RedRock

    12097 Pastoral Rd, San Diego, CA 92128
  • /35

    $1,275,000

    • 3 Beds
    • 2 Baths
    • 1,384 Sq Ft

    11837 La Colina Rd, San Diego, CA 92131

    Step into this beautifully upgraded single-level home in the heart of classic Scripps Ranch. This inviting 3-bedroom, 2-bath residence features brand-new wood-look flooring, fresh interior paint, and an open floorplan with vaulted ceilings and recessed lighting. The stylishly updated kitchen showcases custom cabinetry, granite countertops, and stainless-steel appliances — perfect for both

    Valerie Bubnash Berkshire Hathaway HomeServices California Properties

    11837 La Colina Rd, San Diego, CA 92131
  • /7

    $10,395,000

    • 26 Beds
    • 16 Baths
    • 11,062 Sq Ft

    2050 Garnet Ave, San Diego, CA 92109

    Beautiful 8 townhome condos [map expired] in Pacific Beach, California Please call listing agent for full marketing package and drone video

    Michael McCaffery Coldwell Banker Realty

    2050 Garnet Ave, San Diego, CA 92109
  • /41

    $1,649,900

    • 3 Beds
    • 2 Baths
    • 1,844 Sq Ft

    4141 Whittier St, San Diego, CA 92107

    Move Out by Tenant Closer or Investor Opportunity – Tenant in place with stable rent; tenant scheduled to vacate no later than June 30th, making this property available for owner occupancy or repositioning in approximately 5 months or less from close of escrow (Close in 30 or 45-days). Prime location with ADU potential and long-term upside. This elegant 3Bd/2Ba Coastal Retreat with Backyard &

    Joseph Lyons Coldwell Banker West

    4141 Whittier St, San Diego, CA 92107
  • /30

    $1,050,000 Open Sat 10AM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,168 Sq Ft

    3602 Mount Acadia Blvd, San Diego, CA 92111

    Discover your perfect home in the highly sought-after Mount streets of Clairemont. This beautifully remodeled 3-bed, 2-bath residence sits proudly on a desirable corner lot and offers the ideal blend of comfort, style, and modern living. Step inside to find a thoughtful, top-to-bottom renovation featuring all-new cosmetic upgrades, fresh finishes, and a layout designed for everyday ease. Major

    Favio Ortega Real Broker

    3602 Mount Acadia Blvd, San Diego, CA 92111
  • /43

    $749,999

    • 3 Beds
    • 2 Baths
    • 1,050 Sq Ft

    5033 La Paz Dr, San Diego, CA 92113

    Step into this fully reinvented single-story home featuring 3 bedrooms and 2 beautifully upgraded bathrooms. The open-concept layout flows effortlessly from the living room to the stunning new kitchen, complete with a large island, modern sink with premium fixtures, and brand-new appliances—perfect for cooking, entertaining, and gathering. Enjoy peace of mind with a new plumbing system, along

    Ammar Alrumaydh Century 21 Affiliated

    5033 La Paz Dr, San Diego, CA 92113
  • /68

    $1,199,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 3 Baths
    • 1,871 Sq Ft

    7212 Canyon Hill Way, San Diego, CA 92126

    Tucked away on a small and quiet cul-de-sac, this charming home offers the perfect setting for making lifelong memories. With 4 bedrooms and 3 full bathrooms, there’s plenty of space for everyone—whether it’s growing families, multigenerational living, or hosting loved ones. The heart of the home opens to a peaceful, park-like backyard where children can play, adults can unwind, and weekends can

    Tania Peeva-Boyadjiev California Realty

    7212 Canyon Hill Way, San Diego, CA 92126
  • /49

    $1,650,000 Open Sun 11AM - 2PM

    • 5 Beds
    • 4 Baths
    • 2,431 Sq Ft

    14420 Meadowrun St, San Diego, CA 92129

    Location, location! Welcome home to this spacious 5 bdrm, 4 bath Rancho Peñasquitos home! Ideally located within walking distance to top-rated Poway schools, including Adobe Bluffs Elementary, a National Blue Ribbon School offering a Dual Language Mandarin Immersion program, as well as Black Mountain Middle and Westview High. This flexible floor plan features 2 rooms and 2 full baths on the main

    Jennifer Frechette Compass

    14420 Meadowrun St, San Diego, CA 92129
  • /18

    $2,400,000

    • 6 Beds
    • 5 Baths
    • 3,900 Sq Ft

    4217 21 3rd Ave, San Diego, CA 92103

    Location, location, location, these phenomenal units in hillcrest must not be missed! Having a separate detached free standing 2-bedroom unit is a fantastic feature, providing flexibility for extended family, guests, or rental income. The multi-family zoning and potential for additional construction make this property even more attractive for investment or future expansion. The proximity to

    Eduardo Bustamante South Bay Real Estate

    4217 21 3rd Ave, San Diego, CA 92103
  • /33

    $1,164,000

    • 3 Beds
    • 2 Baths
    • 1,363 Sq Ft

    4625 Glacier Ave, San Diego, CA 92120

    Currently operating as a short-term rental, this home is Airbnb-friendly with proven income potential—making it a smart choice for both investors and end users looking for flexibility and lifestyle. This beautifully updated single-story 3-bed, 2-bath home features custom tilework, pendant lighting, quartz countertops, and stainless steel appliances throughout. The open-concept layout flows

    Mike Aon Realty Executives Dillon

    4625 Glacier Ave, San Diego, CA 92120
  • /41

    $1,169,999 Open Sat 12PM - 3PM

    • 4 Beds
    • 2 Baths
    • 1,366 Sq Ft

    9068 Kirby Ct, San Diego, CA 92126

    Beautifully renovated 4-bedroom, 2-bathroom home in desirable Mira Mesa. Featuring an open-concept layout with a stunning kitchen, oversized island with storage, and thoughtful finishes throughout. The living room offers built-in surround sound, perfect for entertaining and movie nights. Updated bathrooms, comfortable bedrooms, and attention to detail set this home apart. Conveniently located

    Vanessa Munoz BLVDS Realty

    9068 Kirby Ct, San Diego, CA 92126
  • /36

    $2,199,000

    • 6 Beds
    • 5 Baths
    • 2,513 Sq Ft

    1820 Bancroft St, San Diego, CA 92102

    Introducing 1820 Bancroft Street, an extremely rare opportunity to purchase a beautiful three unit property in one of the most desirable locations in South Park. Thoughtfully redesigned and reimagined, this property features a gorgeous remodeled Craftsman home with a brand new modern duplex in the back. Whether you want a true family compound or a serious cash flowing property, the choice is

    Denis Dolginov DOLAN REALTY COMPANY

    1820 Bancroft St, San Diego, CA 92102
  • /44

    $829,500 Open Sat 12PM - 3PM

    • 3 Beds
    • 3 Baths
    • 1,586 Sq Ft

    7551 Rainswept Ln, San Diego, CA 92119

    Newly renovated townhome in The Cottages of San Carlos. Features a remodeled kitchen, remodeled bathrooms, new flooring, fixtures, and much more. Functional layout with an additional office space upstairs. Enjoy your private yard space, central AC, and the convenience of a two car garage. This end unit townhome is in a prime location in a highly sought after neighborhood. Relax at the community

    Kevin O'Keefe LPT Realty,Inc

    7551 Rainswept Ln, San Diego, CA 92119
  • /16

    $1,090,000

    • 5 Beds
    • 3 Baths
    • 1,924 Sq Ft

    3845 Ocean View Blvd, San Diego, CA 92113

    Two separate homes on one lot! 3845 Ocean View Blvd and 3845 1⁄2 Ocean View Blvd are both beautifully remodeled with new roofs, private entrances, and dedicated parking for each unit. The front home offers 3 bedrooms, 2 bathrooms, plus 2 bonus rooms perfect for an office, gym, or guest space. The back home includes 2 bedrooms and 1 bathroom, currently tenant-occupied through April 2026, providing

    Karina Lopez Real Broker

    3845 Ocean View Blvd, San Diego, CA 92113
  • /30

    $1,795,000

    • 3 Beds
    • 3 Baths
    • 1,382 Sq Ft

    827 Jersey Ct, San Diego, CA 92109

    Located just steps from the sand and surf, 827 Jersey Court offers an elevated coastal lifestyle defined by timeless design, effortless comfort, and the relaxed beach vibes that only Mission Beach can deliver. Thoughtfully updated with Serena & Lily–inspired décor, California Closets, wide-plank luxury vinyl flooring, and highly sought after outdoor living areas, this home blends modern finishes

    Jonna McFarland MM Farland Inc dba Farland Realty

    827 Jersey Ct, San Diego, CA 92109
  • /21

    $638,500

    • 4 Beds
    • 2 Baths
    • 1,176 Sq Ft

    7453 Guthrie Way, San Diego, CA 92114

    This single-family home offers approximately 1,176 square feet of living space, with four bedrooms and two bathrooms. The spacious exterior features an ample driveway and well-maintained landscaping, creating a welcoming first impression. The interior boasts a spacious living area filled with abundant natural light, complemented by a neutral color palette and hardwood flooring. The open-concept

    Mirna Carson Coldwell Banker Realty

    7453 Guthrie Way, San Diego, CA 92114
  • /68

    $2,249,900 Open Sat 10AM - 1PM

    • 5 Beds
    • 6 Baths
    • 4,626 Sq Ft

    1295 W Redwood St, San Diego, CA 92103

    Welcome to 1295 W Redwood St, a rare South Mission Hills/Middletown gem offering exceptional space, versatility, and breathtaking views. This expansive residence boasts a flexible floor plan with multiple living, dining, and family rooms, a dedicated office, and generous flex spaces. A spacious front terrace leads to the formal entry, opening to a grand living room with a fireplace and water

    Chad Dannecker Compass

    1295 W Redwood St, San Diego, CA 92103
  • /43

    $6,950,000 Open Sun 1PM - 3PM

    • 4 Beds
    • 5 Baths
    • 2,924 Sq Ft

    2740 Ocean Front Walk, San Diego, CA 92109

    Now Over $500,000 Price Reduction! South Mission Beach meets Cape Cod elegance in this stunning 4BD/4.5BA custom oceanfront home offering unobstructed ocean, sand, and sunset views from every level. The main entertaining floor features an open concept living and dining area with Hickory hardwood floors, wood beam ceilings, a brick fireplace, and hardwood accordion shutters used throughout for

    Jane Williams Coldwell Banker Realty

    2740 Ocean Front Walk, San Diego, CA 92109
  • /25

    $1,249,000 Open Sat 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,025 Sq Ft

    1425 Morenci St, San Diego, CA 92110

    Seller offering an interest-rate buy-down with the right offer. Step inside 1425 Morenci Street, a fully remodeled single-level gem in the heart of San Diego. This bright and inviting 3-bedroom, 2-bath home blends modern style with everyday comfort. Fresh interior finishes, new dual-pane windows, new mini-split AC units, and wide-plank LVP flooring create a cohesive, contemporary feel from the

    Luis Peraza Finest City Homes

    1425 Morenci St, San Diego, CA 92110
  • /30

    $839,000 Open Sat 10AM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft

    5528 San Onofre Terrace, San Diego, CA 92114

    San Diego Living with Built-In Income Potential! Discover the ultimate blend of convenience and financial opportunity in this stunning, freshly remodeled, turn-key, two-story home. Situated on a convenient San Diego hillside, this property delivers absolutely breathtaking views that define the Southern California dream. Not just a home, it's a smart investment! A unique and valuable feature of

    Inez Quijas Coldwell Banker West

    5528 San Onofre Terrace, San Diego, CA 92114
  • /41

    $129,900

    • 2 Beds
    • 1.5 Baths
    • 786 Sq Ft

    4808 1/2 Old Cliffs Rd, San Diego, CA 92120

    Welcome to this charming and move-in ready home, featuring numerous updates including a beautifully remodeled bathroom and shower. Skylights in both the kitchen and main bathroom fill the space with natural light and moon Light in the evening, while the open-concept layout seamlessly connects the kitchen and living room for easy entertaining. Convenience is key with a newer stackable washer and

    Joss Carvalho San Diego Living

    4808 1/2 Old Cliffs Rd, San Diego, CA 92120
  • /23

    $1,175,000

    • 3 Beds
    • 2 Baths
    • 1,530 Sq Ft

    6182 Loukelton Cir, San Diego, CA 92120

    INCREDIBLE VIEWS! This completely renovated, turnkey home in Allied Gardens host highly coveted hilltop views West. Centrally located in one of San Diego's most desirable neighborhoods this 3-bedroom 2-bath home features new roof, HVAC, plumbing, electrical, flooring, paint, custom double pane windows/sliding doors. Home hosts an open floorplan, spacious living room with ample natural lighting.

    Dan Smith El Dorado Properties, Inc

    6182 Loukelton Cir, San Diego, CA 92120
  • /30

    $1,957,000

    • 2,157 Sq Ft

    2206 Albatross St, San Diego, CA 92101

    **Charming Duplex in the Heart of Bankers Hill!** This exceptional restored historic Irving Gill duplex is located in one of San Diego’s most desirable neighborhoods. Perfectly positioned just minutes away and walking distance from Balboa Park, Little Italy, Downtown, and the San Diego Bay, this property offers both convenience and long-term value. The property features **two spacious units**,

    Rhys Tyler eXp Realty of Southern Calif.

    2206 Albatross St, San Diego, CA 92101
  • /20

    $659,900

    • 2 Beds
    • 2 Baths
    • 953 Sq Ft

    1775 Diamond St Unit 220, San Diego, CA 92109

    Beach investors and first time home buyers, check this one out! A true gem for live in, vacation home, or rental possibilities. A beautiful condo with an open concept living design boasting a second floor pool view that is private and easily accessible. The unit was completely renovated top to bottom. All done with permits and architectural oversight. Pride of ownership is evident, never rented

    Jenny Schlick Compass

    1775 Diamond St Unit 220, San Diego, CA 92109
  • /44

    $1,263,000

    • 5 Beds
    • 3 Baths
    • 2,064 Sq Ft

    6802 Maury Dr, San Diego, CA 92119

    BEAUTIFULLY REMODELED 5 BEDROOM, 3 BATH VIEW HOME IN SAN CARLOS AND THIS ONE IS LOADED, INCLUDING STUNNING KITCHEN WITH QUARTZ COUNTERS, FARMHOUSE SINK, CENTER ISLAND AND STAINLESS APPLIANCES, NEW FORCED A/C AND HEAT, NEW ELECTRICAL PANEL, RECESSED LIGHTING, DUAL PANE WINDOWS AND SLIDERS, BEDROOM AND FULL BATH ON THE 1ST FLOOR, SPACIOUS GUEST BEDROOMS WITH MIRRORED WARDROBE DOORS, FAMILY ROOM

    Matt Mascari Keller Williams Realty

    6802 Maury Dr, San Diego, CA 92119
  • /52

    $550,000

    • 1 Bed
    • 1 Bath
    • 877 Sq Ft

    3845 Groton St Unit 1, San Diego, CA 92110

    Welcome to Baycrest, one of Point Loma's finest beach condo communities! This single level spacious, rare and stylish move-in-ready condo, lives like a single family home! Located in Point Loma, just 1.8 miles to the beach! West of I-5, this home brings together comfort, convenience, and thoughtful upgrades all in one place. New dual pane vinyl windows fill the home with natural light, while the

    Tami Fuller Coldwell Banker West

    3845 Groton St Unit 1, San Diego, CA 92110
  • /37

    $899,000

    • 4 Beds
    • 3 Baths
    • 2,049 Sq Ft

    10165 Gayuba Ln Unit 311, San Diego, CA 92124

    Largest plan in Villa Monterey on a huge greenbelt upgraded with new custom paint, kitchen w/new SS appliances including Bosch dishwasher & new 5 burners gas oven. Newer travertine flooring downstairs & newer laminated flooring upstairs. Custom shutters & new window coverings. Newer HVAC system w/4 zones moved to the attic. 3 full bathrooms, added custom cabinets w/granite counter in 4th Br.

    Saied Mojabi Coldwell Banker Realty

    10165 Gayuba Ln Unit 311, San Diego, CA 92124
  • /15

    $245,000

    • 3 Beds
    • 1.5 Baths
    • 950 Sq Ft

    1813 Cheri St Unit A, San Diego, CA 92154

    Don't Miss Out on This Incredible Opportunity in Imperial Beach! This beautifully maintained 3-bedroom, 1.5-bath manufactured home offers comfort, convenience, and value you won't find anywhere else. Enjoy your own private yard, room to park up to 3 cars in the driveway, and access to two sparkling community pools! The home features recently updated bathrooms and is in excellent condition—truly

    Amador Sandoval i2i Real Estate & Mortgage

    1813 Cheri St Unit A, San Diego, CA 92154
  • /51

    $1,129,000

    • 3 Beds
    • 3 Baths
    • 1,495 Sq Ft

    2756 Bellezza Dr, San Diego, CA 92108

    Experience the ultimate in luxury and convenience encompassing this extensively renovated, turnkey residence in the beautifully maintained, gated Bungalows at Escala community. This rarely available 3-bedroom, 2.5 open floorplan lives like a single-family home, offering privacy and serenity in a centrally located San Diego neighborhood just minutes from all San Diego has to offer. Enjoy gardening

    Lisa Henderson Berkshire Hathaway HomeServices California Properties

    2756 Bellezza Dr, San Diego, CA 92108

Showing Results 81 - 120, Page 3 of 8

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