Homes for Sale near Jordan (June) School For Equity

• 

  

  /2

  $450,000

  • Land
  • 0.04 Acre
  • $11,194,030 per Acre

  881 Moultrie St, San Francisco, CA 94110

  A lovely vacant lot of land in the beautiful Bernal Heights neighborhood. The buyer is responsible for doing their own due diligence by contacting the city to verify all information. The property is zoned as RH-1, making this an amazing place to build a home with huge potential. Contact listing agent before making an offer. seller to review offers as they come

  Otis White eXp Realty of California, Inc

  881 Moultrie St, San Francisco, CA 94110
• 

  

  

  /4

  $2,100,000

  • Land
  • 0.04 Acre
  • $52,238,806 per Acre

  886 Moultrie St, San Francisco, CA 94110

  Great investment! Asking price includes total adjacent 7 bare/vacant lots. Zoning RH-1, Single family home. APN: 58110020 5810017, 5810021 5810023, 5811026, 5811027,5811028. lot size dimensions: 25' x 70' = 1,750 SqFt. Property address(ES): 886 Moultrie street, 868 Moultrie street, 890 Moultrie street, 893 Moultrie street, 877 Moultrie street, 875 Moultrie street, 873 Moultrie street. Excellent

  Tat Kong Century 21 Masters

  886 Moultrie St, San Francisco, CA 94110
• 

  

  

  /4

  $2,750,000

  • Land
  • 0.1 Acre
  • $27,390,438 per Acre

  380 Ellis St, San Francisco, CA 94102

  Golden Opportunity in San Francisco ! Many of Development Possibilities and Great for Investment! Located in the heart of San Francisco downtown ,this Rarely find-available Prime Vacant Lot offers 4,375 sqft. The Lot is zoned as RC-4 Residential /Commercial , High Density , Height-80-T .Perfect opportunity for Mix-use , Affordale and Supportive Housing Development ...!Buyers are encouraged to

  Maria Zhang Berkshire Hathaway-Franciscan

  380 Ellis St, San Francisco, CA 94102
• 

  

  

  /20

  $4,900,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 3,146 Sq Ft

  706 Mission St Unit 11A, San Francisco, CA 94103

  Tower Residence 11A presents an unrivaled luxury opportunity, featuring three bedrooms and three full ensuite bathrooms. With sweeping, exceptional views of the iconic cityscape and Yerba Buena Gardens from every room, the residence is appointed with the finest materials: solid oak floors, marble countertops, Poggenpohl cabinetry, and a chef's kitchen featuring Sub-Zero, Wolf, and Cove

  Garrett Frakes Polaris Pacific

  706 Mission St Unit 11A, San Francisco, CA 94103
• 

  

  

  /4

  $529,000

  • Land
  • 0.05 Acre
  • $9,943,609 per Acre

  1029 Silver Ave, San Francisco, CA 94134

  Zoned RH-1. An opportunity to build a new home on a vacant lot. Build a home and have a view!

  Nicholas Saribalis Golden Gate Sotheby's Internat

  1029 Silver Ave, San Francisco, CA 94134
• 

  

  /8

  $50,000

  • Land
  • 5.17 Acres
  • $9,671 per Acre

  0 Doe Mill Rd, Forest Ranch, CA

  Discover the perfect blend of seclusion and convenience with this beautiful 5.17-acre wooded lot in the peaceful community of Forest Ranch. Nestled among the towering pines, this property offers a serene and private setting, making it an ideal location to build your dream home or a tranquil retreat. Situated on a well-maintained road, access is easy year-round, allowing you to enjoy the beauty of

  Steven Depa Re/Max of Chico

  0 Doe Mill Rd, Forest Ranch, CA
• 

  

  /39

  $4,195,000

  • 6 Beds
  • 4 Baths
  • 6,765 Sq Ft

  101 28th St, San Francisco, CA 94131

  Displaying pride of ownership and meticulous maintenance, 101 28th Street is truly worthy of the Trophy, moniker. This one-of-a-kind property consists of 6,765 sq.ft. (including six, 1-bedroom/1-bathroom residential-flats, laundry, storage and four-car, garage parking). Each unit is spacious, light-filled, & updated, being mindful of the building's period-details. Views from top floor and roof.

  Ed Deleski Vanguard Properties

  101 28th St, San Francisco, CA 94131
• 

  

  /20

  $1,075,000

  • Land
  • 0.16 Acre
  • $6,689,484 per Acre

  175 N Spruce Ave, South San Francisco, CA 94080

  Victorian Era Multi-Use commercial & residential property with loads of potential that extends the length of a city block! Two single family homes, 195 Spruce was used for offices and 175 Spruce for residential on one huge 7,000 sqft lot is the perfect development for commercial or multi-family residential. Enormous basement w/Incredible storage. Huge level parking lot separate the two homes.

  Michael Verdone Economic Concepts

  175 N Spruce Ave, South San Francisco, CA 94080
• 

  /2

  $1,599,000

  • Land
  • 0.06 Acre
  • $27,101,695 per Acre

  892 Corbett Ave, San Francisco, CA 94131

  This choice corner lot has approved plans and permits to construct 3 units. At least one of the 3 with pano views. Total lot size is 2,570 sq ft per City records. Best price on the market for location/view property/corner lot/approved plans and permits. SELLER WILL CONSIDER FINANCING. Escrow opened with James Stuart, Fidelity National Title.

  Peter Fatooh Peter Fatooh Realty

  892 Corbett Ave, San Francisco, CA 94131
• 

  

  /21

  $344,926

  • 1 Bath
  • 383 Sq Ft

  1515 15th St Unit 401, San Francisco, CA 94103

  A Studio Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person= $104,900; 2 people = $119,900; 3 = $134,850; etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA,

  Stephanie Okabe Mates Sequoia Real Estate

  1515 15th St Unit 401, San Francisco, CA 94103
• 

  

  /27

  $950,000

  • 2 Beds
  • 2 Baths
  • 1,330 Sq Ft

  1080 Sutter St Unit 702, San Francisco, CA 94109

  Spacious and modern, this 2-bed, 2-bath condo offers 1,330 sq ft of bright, open living in a boutique Nob Hill building built in 2014. The home is filled with natural light throughout the day, with large windows in both bedrooms and the open-concept living area. The primary suite is especially generous, with a nook ideal for a sitting area, office, or workout space, plus a large walk-in closet

  Cleveland Motley Redfin

  1080 Sutter St Unit 702, San Francisco, CA 94109
• 

  

  /76

  $820,000

  • 3 Beds
  • 2 Baths
  • 1,588 Sq Ft

  103 Stoneridge Ln Unit 2210, San Francisco, CA 94134

  Discover this spacious, beautifully maintained condo in a gated community nestled in the sought-after Crocker Amazon neighborhood. Featuring 3 bedrooms and 2 bathrooms, this home offers a thoughtful, open layout along with the convenience of a two-car side by side parking. The kitchen includes a cozy eat-in area and flows seamlessly into a separate dining roomideal for entertaining guests.

  Fion Yau KW Advisors

  103 Stoneridge Ln Unit 2210, San Francisco, CA 94134
• 

  

  /65

  $999,000 Open Fri 12PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,440 Sq Ft

  366 Chester St, Daly City, CA 94014

  Welcome to 366 Chester St., a delightful residence that beautifully blends modern comfort with classic charm. The interior and exterior have been freshly painted. This home features stunning refinished hardwood floors that radiate warmth and elegance throughout. It offers three generous bedrooms and two updated bathrooms. The home was remodeled and updated from the studs, top to bottom, including

  John Tabaloc eXp Realty of California, Inc

  366 Chester St, Daly City, CA 94014
• 

  

  /45

  $3,250,000

  • 2 Beds
  • 2.5 Baths
  • 2,576 Sq Ft

  765 Market St Unit 32F, San Francisco, CA 94103

  Four Seasons! Just the brand name evokes feelings of luxury, refinement, comfort, sophistication, exceeding expectations, full - service, perfection, living well...Now this breathtaking view condominium at the Four Seasons Residences in San Francisco can be yours. Unit 32F is in the best stack of units in this building. Upon entering, one is taken with the views encompassing Alcatraz and the

  Bruce Lyon Coldwell Banker Realty

  765 Market St Unit 32F, San Francisco, CA 94103
• 

  

  /16

  $329,035

  • 1 Bed
  • 1 Bath
  • 753 Sq Ft

  3256 16th St Unit 3, San Francisco, CA 94103

  Dolores Park 1-bedroom, 1 bath, 1 parking Below Market Rate (BMR) housing opportunity available at 120% Area Median Income (AMI). Maximum income for 1 person = $130,900: 2 people = $149,650; 3 = $168,300; 4 =$187,000, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) &; subject to resale controls, monitoring &

  Charles Loiacono Compass

  3256 16th St Unit 3, San Francisco, CA 94103
• 

  

  /6

  $699,000

  • 2 Beds
  • 2 Baths
  • 1,063 Sq Ft

  1 Crescent Way Unit 1402, San Francisco, CA 94134

  Centrally Located Condo – Ideal for First-Time Buyers or Investors This elegantly updated condo is perfectly located for commuters to San Francisco or the South Bay. Situated in a private, gated community with FREE shuttle service to Caltrain, BART, and MUNI, it offers exceptional convenience. Enjoy an open-concept living/dining area with natural light, a cozy fireplace, and a breakfast bar.

  Bhupinder Dev Akaal Realty

  1 Crescent Way Unit 1402, San Francisco, CA 94134
• 

  

  /38

  $1,299,000

  • 2 Beds
  • 2 Baths
  • 1,788 Sq Ft

  461 2nd St Unit 558T, San Francisco, CA 94107

  Price Adjustment! Welcome to Loft 558, a rare urban sanctuary inside the iconic ClockTower Building, one of San Francisco's most celebrated historic landmarks. This reimagined 2 bedroom, 2 bathroom residence spans nearly 1,800 square feet, blending modern luxury with the raw beauty of industrial architecture. Step into a dramatic living space where soaring ceilings & expansive floor-to-ceiling

  Alan Morcos Compass

  461 2nd St Unit 558T, San Francisco, CA 94107
• 

  

  /15

  $463,819

  • 1 Bed
  • 2 Baths
  • 711 Sq Ft

  545 Leavenworth St Unit 1, San Francisco, CA 94109

  1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will

  Evgeni Vlasov Asher and Associates

  545 Leavenworth St Unit 1, San Francisco, CA 94109
• 

  

  /38

  $2,998,000

  • 5 Beds
  • 3.5 Baths
  • 3,710 Sq Ft

  1325 Portola Dr, San Francisco, CA 94127

  This home offers a huge opportunity to get into the historically sought-after St. Francis Wood neighborhood in San Francisco. The home boasts 3 levels with 5 bedrooms, 3.5 bathrooms, a low maintenance backyard and incredibly spacious garage. There are Mahogany wood floors throughout the common areas and bedrooms, with tasteful tilework in the kitchen and bathrooms. The kitchen is equipped with

  Neil Canlas The Canlas Brothers

  1325 Portola Dr, San Francisco, CA 94127
• 

  

  /33

  $850,000

  • 2 Beds
  • 2 Baths
  • 890 Sq Ft

  60 Rausch St Unit 303, San Francisco, CA 94103

  Welcome to the historic Mullen Building a true live/work loft in the heart of SoMa. This corner residence features a spacious private patio, 2 bedrooms, and 2 bathrooms, with a cozy living and dining area thoughtfully designed for comfort. A built-in two-person workstation faces the open sky, creating an ideal work-from-home environment. The expansive patio is perfect for relaxing or entertaining

  Jessie Lee Compass

  60 Rausch St Unit 303, San Francisco, CA 94103
• 

  /2

  $1,328,000

  • 9 Beds
  • 2 Baths
  • 2,664 Sq Ft

  2924-2926 Cesar Chavez St, San Francisco, CA 94110

  Preserving San Francisco Victorian-Era Architectural Style! Desirable 2 Unit Mixed-use Victorian Building in San Francisco. Ground level commercial unit is vacant, it can be converted into a quintessential 2 bedroom and 2 bathroom residential unit, approved site plan for it is available. Residential unit above has 2 levels of 9 bedrooms with 2 bathrooms being rented room by room from one master

  Elizabeth Nguyen Intero Real Estate Services

  2924-2926 Cesar Chavez St, San Francisco, CA 94110
• 

  

  /36

  $1,049,000

  • 2 Beds
  • 1 Bath
  • 1,021 Sq Ft

  3711 Market St Unit 3, San Francisco, CA 94131

  Top Floor View Unit | 1,021 sqft | Parking | Storage | In-Unit Washer Dryer| $450 Dues | Landscaped Yard | This mid-century unit has just undergone a total modern renovation, including: an all-new kitchen, a new bathroom, refinished hardwood floors, a new skylight, a new roof, and all-new exterior paint. Transparent pricing, see it today, buy it today!

  Anthony Koutsos KW Advisors

  3711 Market St Unit 3, San Francisco, CA 94131
• 

  

  /8

  $2,800,000

  • 9 Beds
  • 3 Baths
  • 5,375 Sq Ft

  120-124 Dolores St, San Francisco, CA 94103

  Three spacious Edwardian units in a historic building, each offering 3 bedrooms and 1 bathroom which is split with tub, shower and vanity in one room and toilet in a separate room. The units retain charming original details, including fireplaces, Oak hardwood floors and feature excellent floor plans. All units are owner occupied and will be delivered VACANT. No eviction history. Located in the

  Jenny Ying He Jenny He Realty Associates

  120-124 Dolores St, San Francisco, CA 94103
• 

  

  /60

  $3,999,000

  • 7 Beds
  • 5 Baths
  • 5,720 Sq Ft

  440-442 29th St, San Francisco, CA 94131

  HUGE PRICE REDUCTION - PRICED TO SELL WITH MULTIPLE OFFERS! DON'T WAIT! Modern Noe Valley Duplex with Income Potential from current childcare facility business (call for details), Views & Outdoor Living Unit 440: 2,740 SqFt | Unit 442: 2,980 SqFt | Total: 5,720 SqFt* Located in prime Noe Valley, this stunningly updated duplex offers modern design, indoor-outdoor living, and excellent income or

  Stanley Lo Green Banker Realty

  440-442 29th St, San Francisco, CA 94131
• 

  

  /36

  $710,000

  • 1 Bed
  • 1 Bath
  • 691 Sq Ft

  555 Fulton St Unit 518, San Francisco, CA 94102

  Big Price Improvement! ADA Friendly Unit! Ask for details. Live in luxury at this top-floor 1BR/1BA at 555 Fulton, thoughtfully designed for forward-thinking professionals. A chef-inspired kitchen with Bosch, Thermador, and Liebherr appliances pairs with quartz surfaces, while floor-to-ceiling windows flood the home with light. Spacious layouts and in-unit laundry hookups add everyday ease. 555

  Sally Thompson Sage Real Estate

  555 Fulton St Unit 518, San Francisco, CA 94102
• 

  

  /33

  $625,000

  • 1 Bed
  • 1 Bath
  • 838 Sq Ft

  5140 Diamond Heights Blvd Unit 203A, San Francisco, CA 94131

  Spacious and tranquil, this one-bedroom residence features one of the larger floor plans in Diamond Heights Village, offering a peaceful retreat amid the natural beauty of this serene community. Surrounded by mature trees, winding pathways, and landscaped gardens, the home invites a lifestyle of comfort in one of San Francisco's most peaceful neighborhoods. Inside, an open living and dining area

  Christina Ciccone Vanguard Properties

  5140 Diamond Heights Blvd Unit 203A, San Francisco, CA 94131
• 

  

  /54

  $1,299,000

  • 3 Beds
  • 3 Baths
  • 1,555 Sq Ft

  55 Jules Ave, San Francisco, CA 94112

  Step into a masterfully remodeled sanctuary where high-end design meets effortless functionality. This stunning 3-bedroom, 3-bathroom residence has been reimagined from the studs up, featuring a brand-new roof and bespoke finishes that elevate every corner of the home. At the heart of the house lies a massive chef's kitchen, a true showpiece designed for both high-concept entertaining and quiet

  Peter Tham Compass

  55 Jules Ave, San Francisco, CA 94112
• 

  

  /21

  $1,650,000

  • 5 Beds
  • 4 Baths
  • 2,228 Sq Ft

  1404 Golden Gate Ave Unit 1404, San Francisco, CA 94115

  Stunning Victorian Townhouse in San Francisco's Historic Alamo Square District 5BR, 2.5BA Victorian townhouse ideally located just 2 blocks from the historic Painted Ladies and 1 block from the vibrant shopping and dining of Fillmore and Divisadero Streets. Part of the historic Sharon Row, one of San Francisco's most significant remaining rows of identical homes, 1404 Golden Gate is a classic

  Lisa Zahner City Real Estate

  1404 Golden Gate Ave Unit 1404, San Francisco, CA 94115
• 

  

  /22

  $1,295,000

  • 5 Beds
  • 3 Baths
  • 2,179 Sq Ft

  773 Gates St, San Francisco, CA 94110

  Charming Bernal Heights Cosmetic Fixer with Stunning Views!Location: Bernal Heights, San Francisco. 5 Bedrooms |3 Bathrooms with unfinished basement. Great Opportunity Bring Your Vision! Nestled at the end of a peaceful dead-end street, this spacious 4home offers breathtaking views and incredible potential. With a little TLC, this property can be transformed into a true gem in one of San

  George Chopoff RE/MAX Gold Redwood Shores.

  773 Gates St, San Francisco, CA 94110
• 

  

  /31

  $850,000

  • 2 Beds
  • 1 Bath

  255 5th Ave, San Francisco, CA 94118

  Nestled on 5th Avenue between Clement and California, this sun-filled, move-in-ready TIC blends modern upgrades with timeless neighborhood appeal. Enjoy a brand-new roof, siding, plumbing, electrical, and heating system, along with a completely remodeled kitchen and bath and new floors throughout. The private patio and tranquil garden offer the perfect outdoor escape. With Clement Street's

  Morgan Thomas Engel & Voelkers San Francisco

  255 5th Ave, San Francisco, CA 94118
• 

  

  /22

  $999,000

  • 3 Beds
  • 2 Baths
  • 1,557 Sq Ft

  2926 25th St Unit 2926, San Francisco, CA 94110

  (3 Units already sold, this is the Penthouse) Welcome to this sophisticated 3BD|2BA sunny flat with attached deck, huge back yard, and situated just blocks from Garfield and James Rolph Parks. This sun-drenched home harmonizes modern design with classic touches, featuring an open floor plan that showcases hardwood floors and designer lighting. The spacious backyard offers a serene escape in the

  Michael Campesino Pellego, Inc.

  2926 25th St Unit 2926, San Francisco, CA 94110
• 

  

  /34

  $1,275,000

  • 3 Beds
  • 2 Baths
  • 1,313 Sq Ft

  66 Arleta Ave, San Francisco, CA 94134

  Welcome to: 66 Arleta Ave, Located on the edge of San Francisco's Portola District and Sunny Visitation Valley. This 2-bed 2-bath 1 car garage charming home with 1,313 feet of living space was recently tastefully remodeled. An Additional 350 sq ft of living space includes a full bathroom and bedroom ideal for guests, a home office, or flexible use. This San Francisco home blends classic character

  Hector H. Rosas NOVO

  66 Arleta Ave, San Francisco, CA 94134
• 

  /2

  $1,350,000

  • 3 Beds
  • 2 Baths
  • 1,700 Sq Ft

  2119 22nd St, San Francisco, CA 94107

  Zoned RH-3, the site presents an opportunity to re-image the current home. Currently, a 1,700-sq.-ft.-family house on three floors occupies the parcel. Please consult with an architect or land-use attorney for precise development opportunity. Parcel: 75' x 25'. Height limit: 40-X. Historic Resource: B-Unknown. Actual square footage may be higher than reported by tax records. Sold As-Is, Where-is.

  Matthew C. Sheridan Maven Commercial, Inc.

  2119 22nd St, San Francisco, CA 94107
• 

  

  /13

  $709,000 New Construction

  • 1 Bed
  • 1 Bath
  • 651 Sq Ft

  960 Market St Unit 807, San Francisco, CA 94102

  Sophisticated, spacious, sunny 1BR/1BA with luxurious finishes throughout on the Market Street side. Parking may be available for an additional cost with this residence. Full service building with 24 hour concierge, fitness center, residents' lounge and breathtaking rooftop. Located in the heart of San Francisco's Mid-Market neighborhood, Serif is a new 12-story condominium with 242 for-sale

  Mark Friedberg Polaris Pacific

  960 Market St Unit 807, San Francisco, CA 94102
• 

  

  /7

  $549,000

  • Land
  • 1.14 Acres
  • $481,579 per Acre

  0 Beatrice Rd, Brisbane, CA 94005

  A little over 1 acre of prime Brisbane real estate. The most spectacular views you will find in the entire Bay Area. SF Bay, SF Airport, East Bay, and SF Skyline. Brisbane also offers incredible weather and schools. Excellent opportunity to build your dream house or for a developer to subdivide. To be sold together with parcel 007-502-020. Potential to build 4 homes.

  Stephen Marshall Christie's International Real Estate Sereno

  0 Beatrice Rd, Brisbane, CA 94005
• 

  

  /10

  $3,499,000

  2083 Ellis St, San Francisco, CA 94115

  This development opportunity includes the demolition of a single family residence and the construction of a seven story over basement residential building of over 15,000 sqft of total living space with 9 residential ownership units, six off street parking spaces, and 9 bicycle parking spaces in the sought after NoPa/Anza Vista neighborhood. These proposed homes are 2-3 bedrooms and range in size

  Frank Nolan Vanguard Properties

  2083 Ellis St, San Francisco, CA 94115
• 

  

  /38

  $999,999

  • 2 Beds
  • 2 Baths
  • 1,249 Sq Ft

  368 Elm St Unit 407, San Francisco, CA 94102

  This stunning penthouse unit on the 4th floor features a spacious living room, two bedrooms, two bathrooms and an updated kitchen. You'll love the private and relaxing lobby and the serene views from the rooftop terrace. Located in the heart of downtown, you'll having shopping, dining and entertainment just steps away. Enjoy the ultimate convenience of walking, biking or using public

  Royce Jennings Watson Realty

  368 Elm St Unit 407, San Francisco, CA 94102
• 

  

  /12

  $2,895,000

  • 22 Beds
  • 6,342 Sq Ft

  100-110 Shotwell St, San Francisco, CA 94103

  Perfectly positioned in San Francisco's vibrant Mission District, 100-110 Shotwell Street presents a rare 6-unit investment opportunity offering exceptional income and a strong 7%+ cap rate. Spanning approximately 6,342 square feet, the building has been updated throughout and is currently operated as co-living spacesideal for investors seeking high cash flow. Five of the six units are rented to

  Allison Chapleau Compass

  100-110 Shotwell St, San Francisco, CA 94103
• 

  

  /6

  $1,029,000 Open Sun 1PM - 4PM

  • 2 Beds
  • 2 Baths
  • 877 Sq Ft

  988 Harrison St Unit XC8, San Francisco, CA 94107

  Brand-New Top Floor 2BD 2BA 1PK SoMa Residence blends Design, comfort, and convenience. JS Sullivan introduces its latest residential development in San Francisco's vibrant SoMa neighborhood thoughtfully designed for modern urban living. Each home is crafted with quality and functionality in mind. Floor-to-ceiling windows invite abundant natural light, while open-concept layouts feature

  Antoine Crumeyrolle Compass

  988 Harrison St Unit XC8, San Francisco, CA 94107
• 

  /2

  $850,000

  • Land
  • 0.03 Acre
  • $24,709,302 per Acre

  1810 8th Ave, San Francisco, CA 94122

  Beautiful views!!!. Previously was a 3 unit property that was fire damaged and then demolished. The lots have been subdivided and can be sold together or separately. Ready for your buyers to design and build their brand new dream home. Please be careful when viewing.

  Ken Chan Golden Star Mortgage & Real Estate

  1810 8th Ave, San Francisco, CA 94122

Showing Results 281 - 320, Page 8 of 13