Banana Belt Homes for Sale

/42
$1,850,000
- 3 Beds
- 3 Baths
- 2,312 Sq Ft
511 Pacheco Ave, Santa Cruz, CA 95062

Beautifully updated and move in ready, this flexible Santa Cruz property offers space, income potential, and modern comfort on a nearly 10,000 sqft. flat lot. The main home features 3 bedrooms and 3 full bathrooms all on the ground floor plus a large upstairs bonus room perfect for a home office, guest suite, or kids playroom. Enjoy new hardwood floors, fresh paint, and modern appliances

Kevin Peterson KW Santa Clara Valley Inc

511 Pacheco Ave, Santa Cruz, CA 95062
Explore Banana Belt
/37
$1,150,000 Open Sun 1PM - 4PM
- 2 Beds
- 1.5 Baths
- 1,028 Sq Ft
113 Washburn Ave, Santa Cruz, CA 95060

Tucked just around the corner from the bustling activity of Upper Ocean Street, this charming Craftsman welcomes you home with a refreshing burst of color to 1028 square feet of comfortable living space bedecked in bright tones and artful appointments. Enjoy the good life amidst over $60K of recent improvements and upgrades, with hardwood floors in all the main living areas providing a warm and

Datta Khalsa Main Street Realtors

113 Washburn Ave, Santa Cruz, CA 95060
/7
$1,150,000
- 2 Beds
- 2 Baths
- 1,772 Sq Ft
220 Arbor Ave, Santa Cruz, CA 95062

Location! Location! Location! Single-level home with loads of potential. Main house is approximately 1,195 sf with attached converted carport to studio space of approximately 577 sf. Situated on large, level 12,720 sf lot with frontage on Arbor Avenue and in the rear by a 12' alley access with an additional structure at the rear property. Feasibility Analysis regarding the development potential

Russell Gross Russell E. Gross Real Estate

220 Arbor Ave, Santa Cruz, CA 95062
/56
$1,425,000
- 2 Beds
- 2 Baths
- 1,700 Sq Ft
140 Suburbia Ave, Santa Cruz, CA 95062

Santa Cruz Banana Belt property, known for its exceptional microclimate! This Single-Level home is in the heart of mid-county Santa Cruz. From the moment you arrive, you feel the charm and warmth of this property, set on a spacious 8,100+ sq ft sun-drenched lot. Welcoming, well-established neighborhood favored for location and great schools. As you approach the front porch, your'e greeted by a

Victoria Sarsfield Coldwell Banker Realty- Long Beach

140 Suburbia Ave, Santa Cruz, CA 95062
/57
$980,000 Open Sun 1PM - 4PM
- 1 Bed
- 2 Baths
- 800 Sq Ft
507 Market St, Santa Cruz, CA 95060

MAJOR PRICE REDUCTION! Don't miss this AMAZING opportunity. A one-of-a-kind property along Branciforte Creek! Beautifully landscaped with two outdoor gazebos, an outdoor kitchen with hot and cold running water, gas grill and an inviting outdoor living space with a gas fire table for your enjoyment with family and friends. Also a bonus creekside gazebo/garden area. This lovely home includes

Paul Wilson Bailey Properties

507 Market St, Santa Cruz, CA 95060

California Santa Cruz County Santa Cruz Banana Belt

Why Live in Banana Belt

The Banana Belt neighborhood in Santa Cruz is known for its sunny weather, thanks to its location between the Santa Cruz Mountains foothills and Monterey Bay beaches. This area enjoys more sun and less fog, creating a bright and warm Mediterranean climate. The neighborhood features early and mid-20th century homes, including bungalows, cottages, ranch homes, Craftsman homes, and Mediterranean Revival styles with red-tiled roofs and stucco exteriors. Local parks such as Grant Park and John Franks Park offer picnic areas, playgrounds, and athletic courts, while the expansive De Laveaga Park provides hiking trails, baseball fields, an archery range, and a golf course. The Santa Cruz Beach Boardwalk and Seabright Beach are less than 2 miles south, and Henry Cowell Redwoods State Park is nearby for those seeking outdoor adventures. Families in the Banana Belt have access to highly rated schools, including De Laveaga Elementary School, Branciforte Middle School, and Harbor High School, which offers various career and technical programs. The University of California, Santa Cruz is just 2 miles west, enrolling around 20,000 students annually. The neighborhood is bordered by Water Street and Soquel Avenue, which feature shopping and dining options like Tacos Moreno and Santa Adairius tasting room. Grocery stores such as Safeway, Whole Foods, and Grocery Outlet are conveniently located, along with the long-standing natural grocer, Staff of Life. The Banana Belt is safer than the national average, making it a practical choice for families. State Route 1 and State Route 17 provide commuting options to nearby coastal towns and Silicon Valley, while Santa Cruz Metro bus lines offer public transit alternatives.

Learn more about living in Banana Belt

Frequently Asked Questions

Is Banana Belt a good place to live?

Banana Belt is a good place to live. Banana Belt is considered fairly walkable and a biker's paradise with some transit options. Banana Belt has 1 park for recreational activities. It is fairly dense in population with 11.0 people per acre and a median age of 41. The average household income is $153,503 which is above the national average. College graduates make up 53.7% of residents. A majority of residents in Banana Belt are home owners, with 43.6% of residents renting and 56.4% of residents owning their home. A local real estate agent serving Banana Belt can help you decide if this neighborhood is the right one for you. Learn more on our Banana Belt neighborhood guide.

How much do you need to make to afford a house in Banana Belt?

The median home price in Banana Belt is $675,000. If you put a 20% down payment of $135,000 and had a 30-year fixed mortgage with an interest rate of 6.72%, your estimated principal and interest payment would be $3,490 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $150K a year to afford the median home price in Banana Belt. The average household income in Banana Belt is $154K.

What are the best public schools in Banana Belt?

The best public schools that serve Banana Belt are:

Santa Cruz High School has an A Niche grade, a student teacher ratio of 21:1 and an average review score of 3.8.
Harbor High School has an A Niche grade, a student teacher ratio of 19:1 and an average review score of 3.6.
Mission Hill Middle School has an A- Niche grade, a student teacher ratio of 19:1 and an average review score of 4.0.

What are the best private schools in Banana Belt?

The best private schools that serve Banana Belt are:

Spring Hill School has an A+ Niche grade, a student teacher ratio of 5:1 and an average review score of 4.6.
Kirby School has an A+ Niche grade, a student teacher ratio of 6:1 and an average review score of 4.6.
Gateway School has an A+ Niche grade and a student teacher ratio of 6:1.

What are the most popular zip codes in Banana Belt, Santa Cruz, CA?

The most popular zip codes in Banana Belt, Santa Cruz, CA include 95062, 95065, 95060, 95064 and 95073.

What are the most popular neighborhoods near Banana Belt, Santa Cruz, CA?

The most popular neighborhoods near Banana Belt, Santa Cruz, CA are Prospect Heights, Upper Seabright, Carbonera, Live Oak and Lower Ocean.

Home Trends in Banana Belt, CA

On average, homes in Banana Belt, Santa Cruz sell after 45 days on the market compared to the national average of 70 days. The median sale price for homes in Banana Belt, Santa Cruz over the last 12 months is $665,000, up 60% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$665,000

Median Single Family Sale Price

$665,000

Median Townhouse Sale Price

$112,500

Median 2 Bedroom Sale Price

$735,000

Average Price Per Sq Ft

$307

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

2.40

Median List Price

$675,000

Median Change From 1st List Price

Median Home Sale Price YoY Change

60%

How to Buy a Home How to Finance a Home How to Sell a Home

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