8

Downtown Santa Cruz Homes for Sale

Section Image Section Image
  • /25

    $1,495,000

    • 4 Beds
    • 3 Baths
    • 2,323 Sq Ft

    514 Washington St, Santa Cruz, CA 95060

    Classicly styled Victorian located in the heart of Santa Cruz's downtown historic district.  Easily accessible to beaches, downtown, public transportation, restaurants, & culture.  The Victorian-era building still maintains some stylistic features, like dentil moldings, decorative trim, patterned siding, high ceilings, transom windows, and ornamentation.  The embellished gables lend height and

    Agent Photo

    Geneva Lawless

    David Lyng Real Estate

    (831) 480-2848

    514 Washington St, Santa Cruz, CA 95060
  • /51

    $949,000

    • 2 Beds
    • 2 Baths
    • 1,288 Sq Ft

    102 Tree Frog Ln, Santa Cruz, CA 95060

    Tucked inside the peaceful and private Shelter Lagoon enclave, this beautifully remodeled townhome offers resort-style living in the heart of Santa Cruz with a rare feature you won't find elsewhere: a scenic trail through Neary Lagoon that leads you all the way to the beach without ever stepping onto a street. This 2-bedroom, 2-bath home has been thoughtfully upgraded with a highly desirable

    Kasey & Brooke Hinchman David Lyng Real Estate

    102 Tree Frog Ln, Santa Cruz, CA 95060
  • /22

    $515,000

    • 1 Bed
    • 1 Bath
    • 582 Sq Ft

    224 Laurel St Unit A304, Santa Cruz, CA 95060

    This beautiful, light-filled one-bedroom loft offers a serene retreat in downtown SantaCruz, perfectly blending sophistication with coastal charm. Nestled on the third floor, it features soaring ceilings and oversized windows overlooking a tranquil, tree-lined street. The open-concept living space flows seamlessly into a modern kitchen equipped with granite countertops, updated glass stovetop and

    Randy Basso Coldwell Banker Realty

    224 Laurel St Unit A304, Santa Cruz, CA 95060
  • /77

    $1,695,000

    • Studio
    • 2,759 Sq Ft

    807 Laurel St, Santa Cruz, CA 95060

    Two large Victorian homes on one lot in Downtown Santa Cruz. The front 4 bedroom, 2 bath home features a front porch, intricate exterior detailing, a large sunny back deck and a full basement. The back house 3 bedroom, 2 bath home has two porches, an attached carport and garage, and a private rear yard. The homes have off street parking and separate utilities. Conveniently located across the

    Peter Cook Lighthouse Realty

    807 Laurel St, Santa Cruz, CA 95060
  • /33

    $1,399,000

    • 3 Beds
    • 2.5 Baths
    • 1,254 Sq Ft

    136 Neary St, Santa Cruz, CA 95060

    Welcome to this charming 3 bedroom, 2.5 bathroom home with all new interior paint located in the vibrant city of Santa Cruz! The kitchen is a culinary delight featuring granite countertops, a gas cook top with an oven range combo, lots of cabinetry, and modern built in appliances including a microwave, dishwasher, and a freestanding refrigerator. The living area offers a cozy fireplace and high

    Tony Melo Aldina Real Estate,Inc.

    136 Neary St, Santa Cruz, CA 95060
  • /65

    $1,749,000

    • 3 Beds
    • 2 Baths
    • 1,608 Sq Ft

    515 Chestnut St, Santa Cruz, CA 95060

    Step into a timeless treasure where original Victorian architecture & modern updates coexist in perfect harmony. Brimming with charm & full of natural light, this home offers the perfect blend of character, flexibility, privacy and locationall just a short walk to downtowns shops, restaurants, & entertainment. The main level welcomes you with high ceilings,original sash windows,& hardwood floors

    Katy King Compass

    515 Chestnut St, Santa Cruz, CA 95060
  • /38

    $669,000

    • 1 Bed
    • 1 Bath
    • 881 Sq Ft

    356 Everson Dr Unit 356, Santa Cruz, CA 95060

    Wow this could be a opportuinty for the perfec buyer.Location..Discover a charming Gated complex with beautiful surroundings this Large 1-bedroom/loft, 1-bathroom home nestled in the vibrant city of Santa Cruz. 2nd home getaway or rental walking distance to downtown, boardwalk or ocean. 881 sq ft of comfortable living space, highlighted by a thoughtfully electric kitchen featuring Corian

    Cheri Nilsson Christie's International Real Estate Sereno

    356 Everson Dr Unit 356, Santa Cruz, CA 95060
  • /54

    $1,385,000 Open Thu 10AM - 12PM

    • 3 Beds
    • 2 Baths
    • 1,900 Sq Ft

    126 Cedar St, Santa Cruz, CA 95060

    This beautifully updated late 1800s home blends historic charm with modern living and offers duplex potential with its multi-family zoning. The remodeled kitchen, featuring stainless steel appliances and quartz countertops, opens to a standout butlers pantry. Equipped with its own sink, counter space, and storage, the pantry is ideal for meal prep, entertaining, or a stylish coffee bar, adding

    Mike Morgan Coldwell Banker Realty

    126 Cedar St, Santa Cruz, CA 95060

Why Live in Downtown Santa Cruz

Downtown Santa Cruz is a lively neighborhood known for its pedestrian-friendly streetscape, thanks to the efforts of photographers Chuck and Esther Abbot in the 1960s. Pacific Avenue is the district's hub, featuring bookstores, boutiques, and diverse dining options like Zachary’s Restaurant for brunch and El Palomar for Mexican cuisine. The nightlife includes popular spots such as Asti, The Blue Lagoon, and Rush Inn. Cultural attractions include the Santa Cruz Museum of Art & History and several independent art galleries, while movie theaters like Santa Cruz Cinema and Landmark’s Del Mar Theatre offer entertainment. Housing options range from older single-family homes, bungalows, Craftsman, and Victorian styles to modern apartments and condos. Parks such as Depot Park and the Santa Cruz Riverwalk provide outdoor recreation, with the Santa Cruz Beach and West Cliff Drive just a mile away. The London Nelson Community Center offers indoor activities and events. Grocery stores like Trader Joe’s, Whole Foods, and Staff of Life are conveniently located. The neighborhood hosts various events, including a weekly farmer’s market, a holiday parade, and monthly vintage and antique fairs. Downtown Santa Cruz is less than a mile from State Route 1 and about 2 miles from State Route 17, with Santa Cruz Metro bus lines available for public transit. Schools in the area include Bay View Elementary, Mission Hill Middle School, and Santa Cruz High School, with the latter two earning high ratings. The University of California, Santa Cruz is nearby, adding to the neighborhood's dynamic atmosphere.

Frequently Asked Questions

Is Downtown Santa Cruz a good place to live?
Downtown Santa Cruz is a good place to live. Downtown Santa Cruz is considered very walkable and a biker's paradise with good transit options. Downtown Santa Cruz has 5 parks for recreational activities. It is very dense in population with 22.7 people per acre and a median age of 34. The average household income is $88,834 which is below the national average. College graduates make up 44.4% of residents. A majority of residents in Downtown Santa Cruz are renters, with 82.1% of residents renting and 17.9% of residents owning their home. A local real estate agent serving Downtown Santa Cruz can help you decide if this neighborhood is the right one for you. Learn more on our Downtown Santa Cruz neighborhood guide.
Is Downtown Santa Cruz, CA a safe neighborhood?
Downtown Santa Cruz, CA is less safe than the average neighborhood in the United States. It received a crime score of 7 out of 10.
How much do you need to make to afford a house in Downtown Santa Cruz?
The median home price in Downtown Santa Cruz is $578,000. If you put a 20% down payment of $115,600 and had a 30-year fixed mortgage with an interest rate of 6.74%, your estimated principal and interest payment would be $3,000 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $129K a year to afford the median home price in Downtown Santa Cruz. The average household income in Downtown Santa Cruz is $89K.
What are the best public schools in Downtown Santa Cruz?
The best public schools that serve Downtown Santa Cruz are:
  • Santa Cruz High School has an A Niche grade, a student teacher ratio of 21:1 and an average review score of 3.8.
  • Harbor High School has an A Niche grade, a student teacher ratio of 19:1 and an average review score of 3.6.
  • Mission Hill Middle School has an A- Niche grade, a student teacher ratio of 19:1 and an average review score of 4.0.
What are the best private schools in Downtown Santa Cruz?
The best private schools that serve Downtown Santa Cruz are:
  • Spring Hill School has an A+ Niche grade, a student teacher ratio of 5:1 and an average review score of 4.6.
  • Kirby School has an A+ Niche grade, a student teacher ratio of 6:1 and an average review score of 4.6.
  • Gateway School has an A+ Niche grade and a student teacher ratio of 6:1.
What are the most popular zip codes in Downtown Santa Cruz, Santa Cruz, CA?
The most popular zip codes in Downtown Santa Cruz, Santa Cruz, CA include 95060, 95062, 95065, 95064 and 95010.
What are the most popular neighborhoods near Downtown Santa Cruz, Santa Cruz, CA?
The most popular neighborhoods near Downtown Santa Cruz, Santa Cruz, CA are California Street-Mission Hill, Lower Ocean, Westlake, Upper Seabright and Lighthouse-The Circles.
Are home prices dropping in Downtown Santa Cruz?
Yes, home prices in Downtown Santa Cruz are down 12% in the last 12 months.

Home Trends in Downtown Santa Cruz, CA

Housing Trends

Median Sale Price
$586,000
Median Single Family Sale Price
$427,250
Median 2 Bedroom Sale Price
$586,000
Average Price Per Sq Ft
$283
Number of Homes for Sale
0
Last 12 months Home Sales
16
Months of Supply
0.00
Median List Price
$578,000
Median Change From 1st List Price
2%
Median Home Sale Price YoY Change
86%
How to Buy a Home How to Finance a Home How to Sell a Home