5

Downtown Santa Cruz Homes for Sale

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  • /29

    $1,299,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 1 Bath
    • 1,312 Sq Ft

    120 Maple St, Santa Cruz, CA 95060

    This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The

    Joe Prather eXp Realty of California Inc

    120 Maple St, Santa Cruz, CA 95060
  • /51

    $899,000

    • 2 Beds
    • 2 Baths
    • 1,288 Sq Ft

    102 Tree Frog Ln, Santa Cruz, CA 95060

    Tucked inside the peaceful and private Shelter Lagoon enclave, this beautifully remodeled townhome offers resort-style living in the heart of Santa Cruz with a rare feature you won't find elsewhere: a scenic trail through Neary Lagoon that leads you all the way to the beach without ever stepping onto a street. This 2-bedroom, 2-bath home has been thoughtfully upgraded with a highly desirable

    Kasey & Brooke Hinchman David Lyng Real Estate

    102 Tree Frog Ln, Santa Cruz, CA 95060
  • /36

    $749,000

    • 1 Bed
    • 1 Bath
    • 716 Sq Ft

    190 Walnut Ave Unit 303, Santa Cruz, CA 95060

    Walnut Commons offers an Urban Co-Housing lifestyle with regular condominium ownership. This top-floor unit features high ceilings, a sunny balcony, open living/dining/kitchen area, four skylights for extra natural light and airflow, a spacious bedroom with walk-in closet and laundry hookups, and a bathroom with skylight and shower over tub. Enjoy community amenities including a living room with

    Jessica L. Wallace Coldwell Banker Realty

    190 Walnut Ave Unit 303, Santa Cruz, CA 95060
  • /65

    $1,599,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,850 Sq Ft

    515 Chestnut St, Santa Cruz, CA 95060

    Step into a timeless treasure where original Victorian architecture & modern updates coexist in perfect harmony. Brimming with charm & full of natural light, this home offers the perfect blend of character, flexibility, privacy and locationall just a short walk to downtowns shops, restaurants, & entertainment. The main level welcomes you with high ceilings,original sash windows,& hardwood floors

    Katy King Compass

    515 Chestnut St, Santa Cruz, CA 95060
  • /38

    $669,000

    • 1 Bed
    • 1 Bath
    • 881 Sq Ft

    356 Everson Dr Unit 356, Santa Cruz, CA 95060

    If you have a qualified buyer bring a offer. Going back tto rental soon. Discover a charming Gated complex with beautiful surroundings this Lg 1-bedroom/loft,1-bathroom home nestled in the vibrant city of Santa Cruz.2nd home getaway or rental walking distance to downtown, boardwalk or ocean.881 sq ft of comfortable living space, highlighted by a thoughtfully electric kitchen featuring Corian

    Cheri Nilsson Christie's International Real Estate Sereno

    356 Everson Dr Unit 356, Santa Cruz, CA 95060

Why Live in Downtown Santa Cruz

Downtown Santa Cruz is a lively neighborhood known for its pedestrian-friendly streetscape, thanks to the efforts of photographers Chuck and Esther Abbot in the 1960s. Pacific Avenue is the district's hub, featuring bookstores, boutiques, and diverse dining options like Zachary’s Restaurant for brunch and El Palomar for Mexican cuisine. The nightlife includes popular spots such as Asti, The Blue Lagoon, and Rush Inn. Cultural attractions include the Santa Cruz Museum of Art & History and several independent art galleries, while movie theaters like Santa Cruz Cinema and Landmark’s Del Mar Theatre offer entertainment. Housing options range from older single-family homes, bungalows, Craftsman, and Victorian styles to modern apartments and condos. Parks such as Depot Park and the Santa Cruz Riverwalk provide outdoor recreation, with the Santa Cruz Beach and West Cliff Drive just a mile away. The London Nelson Community Center offers indoor activities and events. Grocery stores like Trader Joe’s, Whole Foods, and Staff of Life are conveniently located. The neighborhood hosts various events, including a weekly farmer’s market, a holiday parade, and monthly vintage and antique fairs. Downtown Santa Cruz is less than a mile from State Route 1 and about 2 miles from State Route 17, with Santa Cruz Metro bus lines available for public transit. Schools in the area include Bay View Elementary, Mission Hill Middle School, and Santa Cruz High School, with the latter two earning high ratings. The University of California, Santa Cruz is nearby, adding to the neighborhood's dynamic atmosphere.

Frequently Asked Questions

Is Downtown Santa Cruz a good place to live?
Downtown Santa Cruz is a good place to live. Downtown Santa Cruz is considered very walkable and a biker's paradise with good transit options. Downtown Santa Cruz has 5 parks for recreational activities. It is very dense in population with 22.7 people per acre and a median age of 34. The average household income is $88,834 which is below the national average. College graduates make up 44.4% of residents. A majority of residents in Downtown Santa Cruz are renters, with 82.1% of residents renting and 17.9% of residents owning their home. A local real estate agent serving Downtown Santa Cruz can help you decide if this neighborhood is the right one for you. Learn more on our Downtown Santa Cruz neighborhood guide.
How much do you need to make to afford a house in Downtown Santa Cruz?
The median home price in Downtown Santa Cruz is $989,000. If you put a 20% down payment of $197,800 and had a 30-year fixed mortgage with an interest rate of 6.35%, your estimated principal and interest payment would be $4,920 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $211K a year to afford the median home price in Downtown Santa Cruz. The average household income in Downtown Santa Cruz is $89K.
What are the best public schools in Downtown Santa Cruz?
The best public schools that serve Downtown Santa Cruz are:
  • Santa Cruz High School has an A Niche grade, a student teacher ratio of 22:1 and an average review score of 3.8.
  • Harbor High School has an A Niche grade, a student teacher ratio of 19:1 and an average review score of 3.6.
  • Mission Hill Middle School has an A- Niche grade, a student teacher ratio of 20:1 and an average review score of 4.0.
What are the best private schools in Downtown Santa Cruz?
The best private schools that serve Downtown Santa Cruz are:
  • Kirby School has an A+ Niche grade, a student teacher ratio of 6:1 and an average review score of 4.6.
  • Spring Hill School has an A+ Niche grade, a student teacher ratio of 5:1 and an average review score of 4.6.
  • Gateway School has an A+ Niche grade and a student teacher ratio of 6:1.
What are the most popular zip codes in Downtown Santa Cruz, Santa Cruz, CA?
The most popular zip codes in Downtown Santa Cruz, Santa Cruz, CA include 95060, 95062, 95065, 95064 and 95073.
What are the most popular neighborhoods near Downtown Santa Cruz, Santa Cruz, CA?
The most popular neighborhoods near Downtown Santa Cruz, Santa Cruz, CA are California Street-Mission Hill, Beach Hill-Beach Flats, Lower Ocean, Westlake and Lighthouse-The Circles.

Home Trends in Downtown Santa Cruz, CA

Housing Trends

Median Sale Price
$975,000
Median Single Family Sale Price
$1,417,500
Median Townhouse Sale Price
$1,307,500
Median 2 Bedroom Sale Price
$868,000
Median 1 Bedroom Sale Price
$647,000
Average Price Per Sq Ft
$832
Number of Homes for Sale
5
Last 12 months Home Sales
16
Months of Supply
3.80
Median List Price
$989,000
Median Change From 1st List Price
1%
Median Home Sale Price YoY Change
30%
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