Why Live in Lower Ocean
Lower Ocean in Santa Cruz is a sunny residential neighborhood characterized by palm trees and lush landscaping. Located just minutes from the bustling beachfront and colorful downtown district, it offers a more affordable living option compared to nearby areas like Seabright. The neighborhood is primarily residential, featuring early to mid-20th century bungalows, cottages, and Victorian homes. Architectural styles include Craftsman with exposed beams and wide front porches, and Mediterranean Revival with red-tiled rooftops and stucco facades. Lower Ocean is within walking distance to downtown Santa Cruz, which is home to a variety of eateries, bars, and attractions such as the Santa Cruz Museum of Art & History and the Santa Cruz Beach Boardwalk, California’s oldest amusement park. Local dining options include Los Primos Taqueria and Los Viejones Taco Truck. The neighborhood is bordered by the Santa Cruz Riverwalk, a 2.5-mile pedestrian and bike path that connects the beach to downtown, and features parks like Riverside Gardens and Mike Fox Skate Park. Lower Ocean is a few blocks from Santa Cruz Beach, a well-known surfing hotspot. The area is served by Branciforte Middle School and Harbor High School, both of which have high ratings. However, the neighborhood is in a flood plain due to its proximity to the San Lorenzo River, necessitating flood insurance for many homes. Lower Ocean is conveniently located about a mile from State Route 1 and 2 miles from State Route 17, with several Santa Cruz Metro bus lines available for public transit.
Frequently Asked Questions
Is Lower Ocean a good place to live?
Lower Ocean is a good place to live. Lower Ocean is considered fairly walkable and a biker's paradise with good transit options. Lower Ocean has 3 parks for recreational activities. It is very dense in population with 23.4 people per acre and a median age of 34. The average household income is $100,495 which is above the national average. College graduates make up 49.2% of residents. A majority of residents in Lower Ocean are renters, with 81.9% of residents renting and 18.1% of residents owning their home. A
local real estate agent serving Lower Ocean can help you decide if this neighborhood is the right one for you. Learn more on our
Lower Ocean neighborhood guide.
Is Lower Ocean, CA a safe neighborhood?
Lower Ocean, CA is less safe than the average neighborhood in the United States. It received a crime score of 7 out of 10.
How much do you need to make to afford a house in Lower Ocean?
The median home price in Lower Ocean is $305,000. If you put a 20% down payment of $61,000 and had a 30-year fixed mortgage with an interest rate of 6.74%, your estimated principal and interest payment would be $1,580 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $68K a year to afford the median home price in Lower Ocean. The average household income in Lower Ocean is $100K.
What are the best public schools in Lower Ocean?
The best public schools that serve Lower Ocean are:
- Santa Cruz High School has an A Niche grade, a student teacher ratio of 21:1 and an average review score of 3.8.
- Harbor High School has an A Niche grade, a student teacher ratio of 19:1 and an average review score of 3.6.
- Mission Hill Middle School has an A- Niche grade, a student teacher ratio of 19:1 and an average review score of 4.0.
What are the best private schools in Lower Ocean?
The best private schools that serve Lower Ocean are:
- Spring Hill School has an A+ Niche grade, a student teacher ratio of 5:1 and an average review score of 4.6.
- Kirby School has an A+ Niche grade, a student teacher ratio of 6:1 and an average review score of 4.6.
- Gateway School has an A+ Niche grade and a student teacher ratio of 6:1.
What are the most popular zip codes in Lower Ocean, Santa Cruz, CA?
What are the most popular neighborhoods near Lower Ocean, Santa Cruz, CA?
Are home prices dropping in Lower Ocean?
Yes, home prices in Lower Ocean are down 50% in the last 12 months.
Home Trends in Lower Ocean, CA
On average, homes in Lower Ocean, Santa Cruz sell after 115 days on the market compared to the national average of 70 days. The median sale price for homes in Lower Ocean, Santa Cruz over the last 12 months is $483,700, down 56% from the median home sale price over the previous 12 months.
Median Sale Price
$483,700
Median Single Family Sale Price
$483,700
Median Townhouse Sale Price
$299,000
Average Price Per Sq Ft
$238
Number of Homes for Sale
1
Last 12 months Home Sales
9
Median List Price
$305,000
Median Change From 1st List Price
9%
Median Home Sale Price YoY Change
-56%