Savannah, GA 1-Story Homes for Sale

• 

  

  

  /28

  $363,643 New Construction

  • 3 Beds
  • 2 Baths
  • 1,449 Sq Ft

  233 Mage St, Bloomingdale, GA 31302

  New Construction in New Hampstead - Oakwood at New Hampstead. Affordable single-family homes with aggressive incentives available now. Minutes from I-95 and downtown Savannah. Landmark 24 Homes (Builder), Savannah's most trusted builder, is proud to offer this gorgeous home Spring Garden TR home for sale! This home is a classic 3 BR/2 BA ranch. Some fabulous upgrades you'll find are vinyl click

  Landmark 24 Homes Builder

  233 Mage St, Bloomingdale, GA 31302
• 

  

  

  /60

  $459,900

  • 4 Beds
  • 3 Baths
  • 2,451 Sq Ft

  6 Misty Marsh Ct, Savannah, GA 31419

  This spacious 4-bedroom, 3-bath home is tucked away on a quiet cul-de-sac inside the gated Enclave community, offering both privacy and top-tier amenities including fitness, tennis, and swimming. The main level features three bedrooms, including the primary suite, along with high ceilings and an open-concept family room and kitchen designed for easy living and entertaining. Upstairs, you’ll find

  Ben Bluemle Seaport Real Estate Group

  6 Misty Marsh Ct, Savannah, GA 31419
• 

  

  

  /28

  $525,000 Open Sat 2AM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,287 Sq Ft

  314 E 51st St, Savannah, GA 31405

  This 1933 Craftsman bungalow on one of the neighborhood's most beloved blocks has been THOUGHTFULLY updated while keeping every bit of the character that makes this address special. The front porch with a swing and that iconic blue exterior? That is curb appeal doing its job before you even step inside.Original hardwood floors flow through bright, sun-drenched living and dining spaces

  Chelsea Phillips Six Bricks LLC

  314 E 51st St, Savannah, GA 31405
• 

  

  

  /41

  $534,900

  • 4 Beds
  • 2.5 Baths
  • 2,634 Sq Ft

  8511 Kent Dr, Savannah, GA 31406

  BACK ON MARKET AT NO FAULT OF SELLER!!! Located in desirable Mayfair II, this 4-bedroom, 2.5-bath single-story home offers a spacious and functional layout with endless potential. The home features a double car garage, formal living and dining rooms, and a large great room with a classic brick fireplace—ideal for both everyday living and entertaining. The open kitchen includes a breakfast area

  Emily Fields Next Move Real Estate LLC

  8511 Kent Dr, Savannah, GA 31406
• 

  

  

  /74

  $489,900

  • 3 Beds
  • 2 Baths
  • 2,296 Sq Ft

  6 Castaway Place, Savannah, GA 31410

  Tucked away on a peaceful cul-de-sac on desirable Wilmington Island, this charming 3-bedroom, 2-bath home offers the perfect blend of space and coastal comfort. The inviting living room with fireplace flows into a formal dining area, while the kitchen with breakfast nook is ideal for everyday living. The oversized primary suite includes a walk-in closet for added convenience. Enjoy outdoor living

  Andrew Myers Seaport Real Estate Group

  6 Castaway Place, Savannah, GA 31410
• 

  

  /46

  $1,495,000

  • 4 Beds
  • 4 Baths
  • 3,100 Sq Ft

  43 Cabbage Crossing, Savannah, GA 31411

  Exquisitely reimagined by renowned Melissa Parker Interiors, this fully renovated 4BR/4BA home is a masterpiece of luxury. A dramatic two-story entry welcomes you into an open, light-filled floor plan w/multiple living areas. The chef's kitchen stuns w/custom Italian cabinetry, dual 9-ft quartz islands with waterfall edges, and top-tier appliances. The owner's suite is a private retreat, boasting

  Cristina Callegari BHHS Bay Street Realty Group

  43 Cabbage Crossing, Savannah, GA 31411
• 

  

  /27

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,142 Sq Ft

  3313 Gragg St, Savannah, GA 31404

  **Price Improvement***Step back in time and bring your vision to a home with soul. This 2-bedroom, 1-bathroom bungalow is a classic beauty waiting for a modern touch. Located in desirable Thunderbolt Featuring a traditional layout with a dedicated living room with fireplace and formal dining room, the home is filled with the kind of architectural potential you just can’t find in new

  Angel Williams Keller Williams Coastal Area P

  3313 Gragg St, Savannah, GA 31404
• 

  

  /29

  $227,900

  • 2 Beds
  • 2 Baths
  • 1,130 Sq Ft

  3 Longview Bluff Dr E, Savannah, GA 31419

  Welcome to this beautifully maintained 2-bedroom 2-bathroom home in the desirable Coffee Bluff community on Savannah’s southside. This property offers a perfect blend of comfort and convenience, featuring a spacious layout ideal for both everyday living and entertaining. Enjoy a bright and open living area, a well-appointed kitchen, and generously sized bedrooms. The primary suite provides a

  Rhianna Brown TFI Realty LLC

  3 Longview Bluff Dr E, Savannah, GA 31419
• 

  

  /29

  $259,900 Open Sat 2PM - 4PM

  • 2 Beds
  • 2 Baths
  • 1,130 Sq Ft

  12 Peach Ct, Savannah, GA 31419

  Cozy 2-bedroom, 2-bathroom townhome in Savannahs Southside. This brick home features fresh paint, new flooring, and tastefully updated landscaping and entryways. It includes a fireplace, a functional kitchen, a private fenced patio, and a two-car driveway. Prime location near hospitals, universities, shopping, and quick access to I-95. No HOA fees. Ideal for a first-time homebuyer or as an

  Yadelsy Chacon Next Move Real Estate

  

  12 Peach Ct, Savannah, GA 31419
• 

  

  /29

  $595,000

  • 3 Beds
  • 2.5 Baths
  • 2,093 Sq Ft

  22 Monastery Rd, Savannah, GA 31411

  If you are looking for a move in ready home, this is the one for you. Everything is new and fresh from the new paint inside and out to Kitchen w/new stainless appliances, granite counters, cabinets, tile backsplash, plus 3 new exterior doors, porcelain tile floors throughout main level, new bathroom toilets & new HVAC & hot water heater. The expansive windows and vaulted ceilings on the first

  Suzanne Curry The Landings Real Estate Co

  22 Monastery Rd, Savannah, GA 31411
• 

  

  /39

  $345,000 Open Sat 11AM - 1PM

  • 4 Beds
  • 2 Baths
  • 1,774 Sq Ft

  128 Skylark Rd, Bloomingdale, GA 31302

  Don’t miss this opportunity—competitively priced and backed by a pre-inspection report available for review, this home is ready for its next owner! Welcome to 128 Skylark Road in the Pines at New Hampstead, a newer construction community close to I-16 and I-95. This 4-bedroom, 2-bath home offers a functional, open-concept layout with the living, dining, and kitchen areas flowing seamlessly

  Michelle Dude eXp Realty LLC

  128 Skylark Rd, Bloomingdale, GA 31302
• 

  

  /19

  $340,000

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  1005 Stark Ave, Savannah, GA 31405

  NO HOA!! THIS LOVELY 3 BED 2 BATH HOME WITH EVERYTHING YOU'RE LOOKING FOR!! IT IS WITHIN MINUTES FROM DOWNTOWN AND CONVENIENTLY LOCATED IN WALKING DISTANCE TO SCHOOL AND BUS LINES. THE LIVING SPACE IS IDEAL A GROWING FAMILY WITH ALL APPLIANCES, UPDATED FIXTURES, NEW FLOORING, FRESH PAINT AND MUCH MORE! QUALIFY BUYER INCENTIVES ALSO! CALL TODAY TO SCHEDULE A SHOWING!

  Cynthia Sinclair Fathom Realty Georgia

  1005 Stark Ave, Savannah, GA 31405
• 

  

  /34

  $380,000

  • 3 Beds
  • 1.5 Baths
  • 1,649 Sq Ft

  609 Johnston St, Savannah, GA 31405

  Come see this updated and turnkey brick home in the charming Kensington Park / Oakdale area of midtown. Defined by the solid construction of homes built in the 1950s, this brick ranch was remodeled with a contemporary aesthetic in 2020. The original hardwood floors are now complemented by an open-concept floor plan where the kitchen, dining area and living room flow together for a truly spacious

  Joel Bond Realty One Group Inclusion

  609 Johnston St, Savannah, GA 31405
• 

  

  /18

  $475,000

  1311 E 67th St, Savannah, GA 31404

  Don't miss this incredible opportunity to own a well-located duplex in the heart of Savannah! This 4-BR, 2-Bath property is just a 5-minute walk from Memorial Hospital, making it ideal for medical professionals, investors, or those seeking a central location with strong rental potential. Each unit offers 2 bedrooms and 1 bathroom, with comfortable layouts and solid rental history. The property is

  Sharita Lal Realty One Group Inclusion

  

  1311 E 67th St, Savannah, GA 31404
• 

  

  /21

  $599,000 Open Sat 10AM - 12PM

  • 3 Beds
  • 2.5 Baths
  • 2,697 Sq Ft

  3 Brighton Way, Savannah, GA 31406

  Welcome home to 3 Brighton Way—where Southern charm meets effortless Low-Country living!Located in the desirable Isle of Hope / Sandfly area, this beautifully updated 3-bedroom, 2.5-bath home of stylish and functional living space. Recent upgrades include engineered hardwood flooring (waterproof and scratch-resistant), brand-new appliances, new HVAC and water heater, and new fence—all the

  Kati Ann Wright Realty One Group Inclusion

  3 Brighton Way, Savannah, GA 31406
• 

  

  /15

  $159,900

  • 3 Beds
  • 2 Baths
  • 1,430 Sq Ft

  133 Millen St, Savannah, GA 31415

  CHARMING ideally located close to the Enmarket Arena 3-bedroom, 2-bath Bungalow located on Savannah’s desirable west side. This Bungalow features a cozy layout with 3 bedrooms,2 bathrooms, Living room, Dinning room, Laundry room, nice front porch, and a fenced yard. Perfectly situated minutes from Enmarket Arena, Downtown Savannah, River Street, SCAD, Restaurants, Shopping, Parks and more, making

  ilonia mitchell Scott Realty Professionals

  133 Millen St, Savannah, GA 31415
• 

  

  /22

  $309,000

  • 3 Beds
  • 3 Baths
  • 966 Sq Ft

  708 W 36th St, Savannah, GA 31415

  Located on a quiet cobblestone street just minutes from Starland District and Downtown Savannah, this fully renovated 3BR/3BA home offers historic charm with modern systems and finishes throughout. Taken down to the studs, upgrades include a new roof, new HVAC, new plumbing, new electrical, and hardwood floors throughout. The spacious kitchen features all-new cabinetry, marble countertops, and

  Taavo Roos Seabolt Real Estate

  708 W 36th St, Savannah, GA 31415
• 

  

  /26

  $243,000

  • 3 Beds
  • 1 Bath
  • 966 Sq Ft

  1212 E 70th St, Savannah, GA 31404

  Investor opportunity with built-in income! This tenant-occupied home offers immediate cash flow from day one, making it a smart addition to any rental portfolio. Situated on a fully fenced lot, the property features a welcoming screened front porch, low-maintenance exterior, and a functional layout that tenants appreciate. Inside, you’ll find durable flooring throughout, a comfortable living

  Ivelise O'Neal LPT Realty LLC

  1212 E 70th St, Savannah, GA 31404
• 

  /2

  $189,900

  • 2 Beds
  • 1 Bath
  • 886 Sq Ft

  221 Baker St, Savannah, GA 31415

  Wonderful home in the Fellwood neighborhood that is tenant-occupied, income-producing investment property offering immediate cash flow. The home requires some repairs and updates, providing value-add potential. Sold as-is, it is ideal for investors seeking current income with opportunity for future appreciation.

  Russhell Rice Keller Williams Coastal Area P

  221 Baker St, Savannah, GA 31415
• 

  

  /11

  $372,935 New Construction

  • 3 Beds
  • 2 Baths
  • 1,821 Sq Ft

  234 Brookline Dr, Savannah, GA 31407

  Savannah's most trusted local builder is proud to offer our Spring Valley II plan located in Brookline at The Highlands. This 3 BR/2 BA ranch home is beautiful, spacious and appointed with luxury details. Upgraded rigid-click vinyl flooring throughout main living spaces, bathrooms & laundry. BRs are carpeted. The kitchen boasts 42 upper cabs, & granite counters w/ tiled backsplash. All kitchen

  Landmark 24 Homes Builder

  234 Brookline Dr, Savannah, GA 31407
• 

  

  /42

  $352,500

  • 3 Beds
  • 2 Baths
  • 1,592 Sq Ft

  128 Vale Loop, Savannah, GA 31405

  Entertaining would be so easy here! This home is situated in a great cul-de-sac neighborhood - Cottonvale at Berwick. Perfectly positioned, you can experience ultimate convenience with Savannah's Historic District and Pooler's top attractions just a short drive away, all while having shopping, entertainment and plenty of restaurants right at your fingertips. Great open floor plan with split

  Tricia Howard Market Real Estate, LLC

  128 Vale Loop, Savannah, GA 31405
• 

  

  /28

  $199,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  3808 Elmdale Ave, Savannah, GA 31405

  ATTENTION INVESTORS! Prime investment opportunity located in a tranquil cul-de-sac. This property, spanning 1,344 square feet, offers three bedrooms and two bathrooms, making it an ideal choice for investors seeking a stable rental income. Situated on a generous 0.40-acre lot, this home provides ample space for future enhancements or expansions. The residence features a screened front porch,

  Beverly Poindexter Corcoran Austin Hill Realty

  3808 Elmdale Ave, Savannah, GA 31405
• 

  

  /50

  $389,000

  • 4 Beds
  • 2 Baths
  • 1,626 Sq Ft

  511 Pointe North Dr, Savannah, GA 31410

  HUGE PRICE ADJUSTMENT! A light and airy, renovated 4 bd/2 ba home with vaulted ceilings, a fireplace, with new flooring, fresh paint, new stainless appliances, new fixtures and a garage! Enjoy coffee in the large screened in porch! Close to shopping, restaurants, the beach, schools and the baseball fields! All in a tidy package and ready to be your new home! Property is being sold “AS-IS”.

  Lana Halta Sanders Engel & Volkers

  511 Pointe North Dr, Savannah, GA 31410
• 

  

  /34

  $223,000

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  1510 Heron St, Savannah, GA 31415

  Updated home located in Carver Heights! Just minutes from the Enmarket Arena, Downtown Savannah, and the Savannah Film Studio, this property offers both convenience and charm. Featuring 3 bedrooms and 2 full bathrooms, the home includes a fully equipped kitchen with stainless steel appliances and stylish butcher block countertops. Enjoy a spacious living room perfect for relaxing or

  Yolanda Owens Keller Williams Coastal Area P

  1510 Heron St, Savannah, GA 31415
• 

  /2

  $79,900

  • 3 Beds
  • 2 Baths
  • 1,242 Sq Ft

  13 Burke Ave, Savannah, GA 31408

  Probate sale. All offers are due by 5 PM on 05/15/2026. Sold "as is" with no Seller's Property Disclosure Statement.

  Richard Sturgess Savannah Realty

  13 Burke Ave, Savannah, GA 31408
• 

  

  /49

  $410,000

  • 4 Beds
  • 2 Baths
  • 2,033 Sq Ft

  1 Emmet Ct, Savannah, GA 31419

  Well-maintained 4 bedroom, 2 bathroom home in the Georgetown neighborhood of Savannah offering over 2,000 square feet of single-level living on a corner lot. The home is currently occupied and in excellent condition. The layout provides functional living space with a defined flow. The living room features custom board and batten accents. The kitchen includes quartz countertops and updated

  Lazaro Cocho LPT Realty LLC

  1 Emmet Ct, Savannah, GA 31419
• 

  

  /14

  $395,000

  • 2 Beds
  • 1 Bath
  • 851 Sq Ft

  507 Hartridge St, Savannah, GA 31401

  Your Dream Property In Historic Downtown Savannah! Renovated To New Condition And Ready For You! Owner Occupied STV An Option! Walk To SCAD, Forsyth Park, City Market & River Street. Quick Drive To Islands, Beaches and All Of Savannah! NEW Custom Kitchen With Granite Counter + Stainless Appliances, NEW Modern Bath, NEW HVAC, NEW Windows, NEW Tankless Water Heater, NEW Interior Paint, NEW

  Jody Lanier Re/Max Savannah

  507 Hartridge St, Savannah, GA 31401
• 

  

  /34

  $214,900

  • 2 Beds
  • 2 Baths
  • 919 Sq Ft

  74 Colony Park Dr, Savannah, GA 31406

  Welcome home to charming 74 Colony Park Drive—where comfort, convenience, and low-maintenance living come together effortlessly.This well-appointed condo features a bright and inviting layout with abundant natural light and a seamless flow between the living, dining, and kitchen areas!Enjoy a spacious primary bedroom retreat along with a second bedroom ideal for guests, a home office, or

  Jennifer Holt LPT Realty LLC

  74 Colony Park Dr, Savannah, GA 31406
• 

  

  /47

  $388,495 New Construction

  • 3 Beds
  • 2 Baths
  • 1,828 Sq Ft

  230 Mage St, Bloomingdale, GA 31302

  Landmark 24 Homes (Builder) is proud to offer our Spring Valley II TR Plan. New Construction in New Hampstead - Oakwood at New Hampstead in Savannah, near Hyundai Metaplant . Affordable single-family homes with aggressive incentives available now. Minutes from I-95 and downtown Savannah. If you're Looking For A One Level Home with a WOW factor. This is it. Once Your Enter the Front Door and

  Landmark 24 Homes Builder

  230 Mage St, Bloomingdale, GA 31302
• 

  

  /15

  $220,000

  • 3 Beds
  • 2 Baths
  • 1,080 Sq Ft

  Unlisted Address

  Charming 3-bedroom, 2-bath home located in the growing West Savannah area, just minutes from downtown Savannah and the new Enmarket Arena! This home offers a great opportunity for first-time homebuyers or investors looking to add value. The exterior boasts great curb appeal, while the interior offers a functional layout with plenty of potential to make it your own. The home is livable as-is, with

  Tiffany Barnwell Renaissance Realty South LLC

  Unlisted Address
• 

  

  /31

  $599,000

  • 2 Beds
  • 2 Baths
  • 2,085 Sq Ft

  5 Franklin Ct, Savannah, GA 31411

  Truly maintenance-free living! This turn-key unit is move-in ready. Freshly updated throughout, including a new HVAC system. As an end unit tucked away on a tranquil cul-de-sac, it offers extra privacy and quiet. The former screened-in porch was transformed into a bright, livable sunroom, an ideal spot for morning coffee, reading, or relaxing year-round. Conveniently located near Franklin Creek’s

  GLENDA GANEM BHHS Bay Street Realty Group

  5 Franklin Ct, Savannah, GA 31411
• 

  

  /31

  $285,000

  • 3 Beds
  • 1.5 Baths
  • 1,351 Sq Ft

  12411 Northwood Rd, Savannah, GA 31419

  Welcome Home to this beautifully updated property, renovated just a few years ago, offering three generous bedrooms, one full bathroom and nice size half bath. Enjoy peace of mind with a newer HVAC system and a water heater less than six years old. The spacious kitchen offers plenty of room to prepare and enjoy home-cooked meals. This charming home is ready for its next owner, with a backyard

  Dana Dorsey Next Move Real Estate LLC

  12411 Northwood Rd, Savannah, GA 31419
• 

  

  /40

  $845,000

  • 4 Beds
  • 3.5 Baths
  • 3,247 Sq Ft

  39 Grand Lake Cir, Savannah, GA 31405

  Please note that some of these photos have been virtually staged. Begin your morning with coffee on the screen porch, gazing across tranquil water views! Wind down the evening beside your saltwater pool, soaking in unforgettable Southbridge sunsets. This custom-built, one-owner residence overlooks Grand Lake in Southbridge. If you’ve been seeking a refined single-story, quality-crafted BRICK home

  Traci Amick Keller Williams Coastal Area P

  39 Grand Lake Cir, Savannah, GA 31405
• 

  

  /49

  $8,500,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 4,515 Sq Ft

  440 Geo Meyer Ave Unit 5, Savannah, GA 31401

  The Mayor Building Residences represent the pinnacle of luxury living along the Savannah River and stand as the most exclusive address in Upper East River. Crafted by award-winning Patrick Malloy Communities, this iconic residence is ideally positioned within walking distance of the Thompson Hotel, curated boutiques, and an exceptional collection of fine dining destinations. Residents will enjoy

  Lori Lane LLane & Co. LLC

  440 Geo Meyer Ave Unit 5, Savannah, GA 31401
• 

  

  /33

  $314,900

  • 3 Beds
  • 1.5 Baths
  • 1,372 Sq Ft

  204 Kevin Dr, Savannah, GA 31406

  Welcome to this well-maintained ranch-style home on Savannah’s southside, conveniently located near downtown, midtown, Tybee Island, and so much more. Renovated in 2020, this home offers a functional single-level layout with so many thoughtful updates throughout.Interior features include plantation shutters in every room, laminate flooring in the main living areas, carpet in all bedrooms, and

  Sarah Poulos Keller Williams Coastal Area P

  204 Kevin Dr, Savannah, GA 31406
• 

  

  /5

  $839,000

  • Land
  • 2.5 Acres
  • $335,600 per Acre

  217 Monteith Rd, Savannah, GA 31407

  This property is a tremendous opportunity for a commercial development project. The total parcel includes 2.5 acres with two structures and utility shed sold as-is. It benefits from its convenient location in Port Wentworth and its close proximity to major developments. A portion of the property is occupied by shrub wetland. It is surrounded by a myriad of development types – situated in a

  Beth Vantosh Seabolt Real Estate

  217 Monteith Rd, Savannah, GA 31407
• 

  

  /43

  $725,000

  • 3 Beds
  • 2.5 Baths
  • 2,513 Sq Ft

  712 Southbridge Blvd, Savannah, GA 31405

  Back On Market at no fault of seller! Discover modern luxury in this custom-built residence nestled in the prestigious Southbridge neighborhood. This new construction homeboasts 10 ft ceilings and a spacious living room with vaulted ceilings, accented by elegant wood beams, combining open space withsophisticated design. The 8 ft doors and state-of-the-art Café appliances complement the

  Amy Schuman Schuman Signature Realty LLC

  712 Southbridge Blvd, Savannah, GA 31405
• 

  

  /39

  $524,900

  • 4 Beds
  • 2 Baths
  • 1,790 Sq Ft

  3207 Center St, Savannah, GA 31404

  Welcome to the heart of Thunderbolt living! Perfectly situated on a spacious corner lot, this 4-bedroom, 2-bath home with a versatile flex/office space offers both comfort and convenience just steps from the water. Enjoy being within walking distance to the Intracoastal River, local marinas, and some of Thunderbolt’s favorite restaurants—a true coastal lifestyle at your doorstep. Inside, you’ll

  Alicia Novak ERA Southeast Coastal

  3207 Center St, Savannah, GA 31404
• 

  

  /30

  $389,900

  • 3 Beds
  • 2 Baths
  • 1,481 Sq Ft

  7 Ropemaker Ct, Savannah, GA 31410

  Beautiful TURNKEY all-brick, 3 bedroom, 2 bath home in the desirable Eastside Islands area, located on a quiet cul-de-sac. This property has a current STVR certificate and is being sold FULLY FURNISHED, from the appliances, including a brand new washer/dryer, and TVs, down to the linens and kitchen wear. Roof 2 years, HVAC 1 1/2 years, 1 year tankless hot water heater, new gazebo, and all new

  Julie Heyel Keller Williams Coastal Area P

  7 Ropemaker Ct, Savannah, GA 31410
• 

  

  /32

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,190 Sq Ft

  7346 Leghorn St, Savannah, GA 31406

  Back on the market due to no fault of the Seller. SELLER OFFERING $5,000 IN CLOSING COSTS W/ REASONABLE OFFER! Brand-new ROOF AND HVAC! Take on easy living in this RENOVATED home. This home really has it all with brand-new: kitchen, living room, bathrooms, & bedrooms. The kitchen features new cabinets w/ soft-close doors, granite countertops, Stainless Steel appliances, sink w/ faucet, tile

  Schyler Foskey BHHS Bay Street Realty Group

  7346 Leghorn St, Savannah, GA 31406

Showing Results 601 - 640, Page 16 of 18