Affordable Homes for Sale in Schenectady, NY under $224,000

• 

  

  

  /7

  $59,777

  • Land
  • 0.2 Acre
  • $298,885 per Acre

  L2.1 Torrington Ave, Schenectady, NY 12306

  Vacant Lot level Nice location

  

  Lisa Joy Rupinski

  Bicentennial Realty

  (518) 469-6958

  L2.1 Torrington Ave, Schenectady, NY 12306
• Explore Schenectady

• 

  

  

  /13

  $60,000

  • 4 Beds
  • 2 Baths
  • 1,576 Sq Ft

  506 Hattie St, Schenectady, NY 12308

  Located in the desirable north side neighborhood of Schdy! just mins away from rivers casino! Property owned by City of Schenectady. Buyer responsible for verifying taxes. Minimum proof of funds should include your offer price plus reserves of $62,500. The City will not review offers without all supporting paperwork. Accuracy of property information in this listing is not guaranteed. First Step

  

  Rachel Mastrianni

  Realty One Group Key

  (518) 722-3580

  506 Hattie St, Schenectady, NY 12308
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  /26

  $36,900

  • Land
  • 1.6 Acres
  • $23,062 per Acre

  0 Sacandaga Rd Unit 23971233, Schenectady, NY 12302

  Flat and wooded lot in Glenville. There is a trail from the road that leads through the front section of the property. The trail could easily be expanded and form the basis for a driveway. The property is completely wooded, and the back of the property opens up to a beautiful section of mature Oak and Maple trees. This would be a great location for a structure. The terrain is flat with a very

  Michael Fudzinski Whitetail Properties Real Estate

  0 Sacandaga Rd Unit 23971233, Schenectady, NY 12302
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  /5

  $35,000

  • Land
  • 0.03 Acre
  • $1,166,667 per Acre

  817 Genesee St, Schenectady, NY 12306

  Exciting opportunity in Schenectady's Bellevue neighborhood! This vacant lot once hosted a two-family residence, making it ideal for investors or owner-occupants ready to build their first home or an income-generating duplex. With residential utilities and zoning in place (buyer to verify with the city), this parcel is a perfect blank slate for new construction in an established neighborhood.

  Jerome Newkirk Revision Real Estate

  817 Genesee St, Schenectady, NY 12306
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  /4

  $144,000

  • Land
  • 0.8 Acre
  • $180,000 per Acre

  L1 Fort Hunter Rd, Schenectady, NY 12303

  Prime .8-Acre Parcel- Pre-Approved for a Duplex Build!Discover an exceptional opportunity to own a .8-acre vacant lot in the heart of the desirable Mohonasen School District on Fort Hunter Road, Schenectady, NY. This spacious parcel boasts 183' of road frontage, offering excellent visibility and accessibility for builders, land developers, or those seeking a generous lot to create their dream

  Carlo Viscusi Howard Hanna Capital Inc

  L1 Fort Hunter Rd, Schenectady, NY 12303
• 

  

  /15

  $199,000

  • 2 Beds
  • 1 Bath
  • 1,184 Sq Ft

  503 Swaggertown Rd, Schenectady, NY 12302

  Opportunity knocks at 503 Swaggertown Rd in Glenville—an excellent single-level living ranch offering 2 bedrooms, 1 bath, and over 1,100 square feet on nearly half an acre in the Ballston Lake-Burnt Hills School District. This property includes an attached garage and a practical, one-story layout designed for easy living. Inside, you'll find original hardwood floors that add warmth and character,

  Michael Vopelak Wolf River Real Estate, LLC

  503 Swaggertown Rd, Schenectady, NY 12302
• 

  

  /18

  $65,000

  • 6 Beds
  • 2 Baths
  • 2,576 Sq Ft

  1013 Delamont Ave, Schenectady, NY 12307

  Multiple offer Deadline 12.29.2025GREAT INVESTMENT OPPORTUNITY! Two family Property 3 over 3, in need of TLC. Cash offers or appropriate rehab loans only accompanied by City Docs and proof of funds totaling purchase offer plus code estimate ($62,500). Buyer responsible to verify taxes. OFFERS MUST INCLUDE DOCUMENTS FROM MLS. Contract offer, city purchase form, all supporting financial papers

  John Judski Berkshire Hathaway Home Services Blake

  1013 Delamont Ave, Schenectady, NY 12307
• 

  

  /15

  $215,000

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  546 Paige St, Schenectady, NY 12307

  Well-maintained single-family home offering 3 bedrooms and 2 full baths with central air for year-round comfort. The property features a functional layout with spacious rooms, a bright kitchen and living area, and the convenience of off-street parking. Conveniently located in Schenectady near local amenities, schools, and transportation, this home provides a great opportunity for owner-occupants

  Zachary Palombo Berkshire Hathaway Home Services Blake

  546 Paige St, Schenectady, NY 12307
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  /23

  $45,000

  • 4 Beds
  • 1.5 Baths
  • 2,076 Sq Ft

  814 Bedford Rd, Schenectady, NY 12308

  Amazing opportunity for investors and aspiring owner-occupants to restore a single-family home to its full potential. Situated in the thriving city of Schenectady, close to retail, parks, and Union College, this newly uncovered gem features nearly 2,100 sq ft of living space and a deep back yard, serving as a perfect blank canvas for refurbishment. Property sold as is with a $50,000 reserve

  Frank Perretta Unlimiterra Real Estate, LLC

  814 Bedford Rd, Schenectady, NY 12308
• 

  

  /28

  $199,900

  • 4 Beds
  • 1.5 Baths
  • 1,376 Sq Ft

  817 Holland Rd, Schenectady, NY 12303

  Excellent Opportunity to own a Nice, Affordable Single Family House in the thriving City of Schenectady. Great for Owner Occupied or Investment. 4 Bedrooms, 1 1/2 Bathrooms. Open Floor Plan. Many Updates Throughout. Attic could be finished for more living space. Cozy Front Porch and Back Porch to Relax after a long day. Stunning Nickle Fence and Gate. Plenty of Off Street Parking with a 1 Car

  Scott Scorzafava Scorzafava Real Estate Group LLC

  817 Holland Rd, Schenectady, NY 12303
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  /11

  $210,000

  • 4 Beds
  • 2 Baths
  • 1,930 Sq Ft

  11 River St, Schenectady, NY 12305

  A spacious 4-bedroom, 2-bath single-family home offering comfort, character, and convenience in the heart of Schenectady. Conveniently located near downtown Schenectady, Mohawk Harbor, restaurants, and shops. Bring your vision and unlock the potential of 11 River Street!

  Marisa Multari Miranda Real Estate Group Inc

  11 River St, Schenectady, NY 12305
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  /32

  $170,000

  • 3 Beds
  • 1 Bath
  • 1,304 Sq Ft

  237 Princetown Rd, Schenectady, NY 12306

  3/1 Rehab-Ready Gem in Prime Schalmont Schools! Across from Jefferson Elementary and nestled in a highly desirable neighborhood, this 3-bed, 1-bath fixer-upper offers off-street parking and unbeatable convenience. Just minutes from shopping, dining, entertainment, and major highways. Perfect for investors or as a profitable rental—add this to your portfolio today! CASH BUYERS ONLY, ASSIGNMENT OF

  Steve Green Signature Premier Realty, Inc

  237 Princetown Rd, Schenectady, NY 12306
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  /5

  $59,900

  • Land
  • 0.14 Acre
  • $427,857 per Acre

  1345 Tracy Ave, Niskayuna, NY 12309

  Vacant (grandfathered) buildable lot in Niskayuna with Niskayuna Schools. Charming area of homes. Drive by for look. Plan available to understand what can be built. (4 Bedroom 2.5 bath with one car attached garage- Approx 1,800 sq ft). Surveyed NOTE: BUILDERS WELCOME.

  Natalie Tiberio Ridge Manor Properties LLC

  1345 Tracy Ave, Niskayuna, NY 12309
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  /2

  $195,000

  • Land
  • 2.32 Acres
  • $84,052 per Acre

  6610 Amsterdam Rd, Schenectady, NY 12302

  2.32 acre lot for your commercial or residential build. Immediate area includes retail/commercial craft brewery, construction company with contractor lot, retail sales of outdoor equipment, distiller of alcohol and cooperage, storage center, etc. Bring your plans. Complete list of allowed uses will be found in the documents section of this listing. You should always do your own due diligence for

  Pete Flaherty Masters Realty LLC

  6610 Amsterdam Rd, Schenectady, NY 12302
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  /15

  $215,000

  • 4 Beds
  • 1 Bath
  • 1,350 Sq Ft

  9 Western Pkwy, Schenectady, NY 12304

  Welcome to this well-maintained home offering comfort and value. Enjoy peace of mind with a new furnace and hot water, plus the added bonus of a finished basement with walkout Bilco doors, perfect for additional living space, a home office, or recreation area. Conveniently laid out and move-in ready, this property is a great opportunity you won't want to miss!

  ShiCoah Yarbrough Miranda Real Estate Group Inc

  9 Western Pkwy, Schenectady, NY 12304
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  /7

  $45,000

  • Land
  • 0.11 Acre
  • $409,091 per Acre

  1616 Foster Ave, Schenectady, NY 12308

  Prime opportunity to build your dream home or investment property on this centrally located parcel in Schenectady! Cleared and ready for development, this lot offers endless possibilities in a thriving area near all the city has to offer. Being just two blocks from Union College, enjoy easy access to downtown Schenectady, Rivers Casino, Proctors Theatre, and a variety of dining, shopping, and

  Katherine Mejia Renovo Real Estate

  1616 Foster Ave, Schenectady, NY 12308
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  /55

  $159,900

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  20 Henry St, Schenectady, NY 12304

  Excellent opportunity to own a single family home in a the growing city of Schenectady! Conveniently located just off of State Street, this 2 bedroom, 1 bath home offers great potential for investors., homeowners, or anyone looking to customize a space to their taste. Some of the updates have already been started-bring your tools and finishing touches to make it your own. Enjoy a spacious

  William Krawiecki Coldwell Banker Prime Properties

  20 Henry St, Schenectady, NY 12304
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  /26

  $36,900

  • Land
  • 1.6 Acres
  • $23,062 per Acre

  0 Sacandaga Rd Unit 11523192, Schenectady, NY 12302

  Flat and wooded lot in Glenville. There is a trail from the road which leads through the front section of the property. The trail could easily be expanded and form the basis for a driveway. The property is completely wooded and the back of the property opens up to a beautiful section of mature Oak, Hemlock and Maple Trees complimented by several large White Pine. This would be a great

  Michael Fudzinski WHITETAIL PROPERTIES REAL ESTATE LLC (NY)

  0 Sacandaga Rd Unit 11523192, Schenectady, NY 12302
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  /10

  $120,000

  • Land
  • 0.47 Acre
  • $255,319 per Acre

  2808 Troy Schenectady Rd, Schenectady, NY 12309

  Check out this ready-to-build HALF AN ACRE lot. Great level corner lot in Niskayuna school district. Two driveways (1 on Rte 7, other on LIsha Kill). 2 car garage has newer roof. Garage sold as is. Owner believes the water, sewer lines are already to the property. Buyer to verify on their own. R2 zoning. Survey and R2 zoning info available by request.

  Tauseef Baksh Berkshire Hathaway HomeServices Blake, REALTORS

  2808 Troy Schenectady Rd, Schenectady, NY 12309
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  /58

  $209,900

  • 3 Beds
  • 2 Baths
  • 1,056 Sq Ft

  1341 7th Ave, Schenectady, NY 12303

  Great opportunity to own a Single-Family home in the city if Schenectady with strong potential and solid structure. This 3 bedroom, 2 full bathroom home offers a spacious layout with room to reimagine and add value. Ideal for buyers, investors, or renovators ready to bring their vision to life. Features include a fenced backyard, off -street parking, and generous living spaces. With some updates

  William Krawiecki Coldwell Banker Prime Properties

  1341 7th Ave, Schenectady, NY 12303
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  /32

  $215,000

  • 2 Beds
  • 2 Baths
  • 1,882 Sq Ft

  1617 Campbell Ave, Schenectady, NY 12306

  Conveniently located within walking distance to Hillhurst Park, this two-unit 2BD/2BAproperty offers an excellent opportunity for investors or owner-occupants. The first-floor unit is currently occupied with a lease in place through 3/31/2026 at $1,000/month. The second-floor unit is vacant, providing immediate flexibility for rental income or owner occupancy. Recent updates include a roof

  Samantha Curry New Scotland Realty

  1617 Campbell Ave, Schenectady, NY 12306
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  /28

  $120,000

  • 2 Beds
  • 1 Bath
  • 1,152 Sq Ft

  2839 Broadway, Schenectady, NY 12306

  Investor Alert: Prime Rehab Opportunity! Charming 2-Bedroom, 1-Bath Cape Cod in Highly Desirable Mohonasen School District! This classic Cape Cod-style home is rehab-ready and primed for your vision—whether you're a savvy flipper looking for quick equity or an investor seeking a strong long-term rental hold. Major structural updates have already been completed, saving you time and money: • Nearly

  Steve Green Signature Premier Realty, Inc

  2839 Broadway, Schenectady, NY 12306
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  /3

  $97,000

  • 1 Bed
  • 1 Bath
  • 624 Sq Ft

  28 Kellogg Ave, Schenectady, NY 12304

  Welcome To 28 Kellogg Ave! This Parcel Features: - Colonie School District -Public Water - Public Sewer - 0.13 Acres Property Needs Rehab. Cash. As Is. Owner Is Agent.

  Amjad Mughal M J J Realty

  28 Kellogg Ave, Schenectady, NY 12304
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  /44

  $89,000

  • 2 Beds
  • 2 Baths

  2115 Central Ave Unit 9, Schenectady, NY 12304

  Welcome Home! 2 Bed 2 Bath Double-wide Manufactured home in the Lovely and Well-kempt Central Square Community! This Community is Age restricted and is for those aged 55 Years and Older. This is a great opportunity to purchase a spacious home with very little maintenance! Exterior Features: Covered Front Porch, Cement Patio, Central Air Conditioning, Over-sized Storage Shed w/Electric, Large

  Adam Shelmerdine IRE INVESTMENTS

  2115 Central Ave Unit 9, Schenectady, NY 12304
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  /4

  $30,000

  • Land
  • 0.13 Acre
  • $230,769 per Acre

  L4 Olean St, Schenectady, NY 12306

  5600 Sq. Ft. buildable lot. Zoned Res-1, residential Vacant land in Bellevue Neighborhood. Unimproved land, municipal water and sewer at road.

  John DeMatteo Jr. Suzanne Prezio Properties, Inc

  L4 Olean St, Schenectady, NY 12306
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  /14

  $179,000

  • 2 Beds
  • 1.5 Baths
  • 1,295 Sq Ft

  1020 Pearl St, Schenectady, NY 12303

  1-Family Home features 2 Bedrooms 1.5 Baths with a private driveway & fence in back yard. Call to view.

  Subhash Sukhram Buy N Sell Realty Inc

  1020 Pearl St, Schenectady, NY 12303
• 

  

  /18

  $175,000

  • 4 Beds
  • 2 Baths
  • 1,194 Sq Ft

  1617 4th Ave, Schenectady, NY 12303

  Why rent when you can buy. This home is in need of some TLC and a little sweat; it can be a great investment with owner occupied. featuring 4 bedrooms,2 full bathrooms,2 kitchen, newer boilers and hwh only a few years old, put your personal touch and make this house an asset

  Mahendra Datt Epik Realty Group LLC

  1617 4th Ave, Schenectady, NY 12303
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  /2

  $88,000

  • Land
  • 0.96 Acre
  • $91,667 per Acre

  64 S Kellogg Ave, Schenectady, NY 12304

  Are you looking for land to build on in desirable South Colonie? Come check out this approximately 1-acre lot before it's gone! Set toward the end of a quiet dead end street, it's conveniently located near shopping, schools, etc. Public water and sewer on site. The parcel at 71 Lancaster Street (Tax ID# 16.6-3-33) behind S. Kellogg has been merged on the deed and is in the acreage and sale price

  Frank Casale The Property Shop

  64 S Kellogg Ave, Schenectady, NY 12304
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  /6

  $5,000

  • 1 Bath
  • 398 Sq Ft

  1679 Broadway, Schenectady, NY 12306

  Property owned by City of Schenectady. Buyer responsible for verifying taxes. Minimum proof of funds should include your offer price plus reserves of $50,000. The City will not review offers without all supporting paperwork. Accuracy of property information in this listing is not guaranteed. First Step is to review purchase offer form in documents. Hold Harmless must be signed to enter without

  Sam Thompson Thompson Real Estate Team

  1679 Broadway, Schenectady, NY 12306
• 

  

  /22

  $197,000

  • 2 Beds
  • 1 Bath
  • 1,025 Sq Ft

  1976 Curry Rd Unit A102, Schenectady, NY 12303

  This first floor 2 bedroom unit has been well maintained and is move in ready. Recent upgrades include furnace replacement on 12/20/2022 and a sidewalk extension to the patio. The open floor plan includes a fireplace in the great room and the east facing windows and sliding patio door allow light to flood the inviting living space. Located in a quiet setting with convenient access to shopping,

  James Stairs Warren Real Estate of Ithaca Inc

  1976 Curry Rd Unit A102, Schenectady, NY 12303
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  /3

  $950

  • Land
  • 0.07 Acre
  • $13,571 per Acre

  L30 Broadway, Schenectady, NY 12306

  Great opportunity to acquire vacant land with strong potential. This parcel offers flexibility for future development or investment and is ideally suited for buyers looking to secure for buyers looking to secure land at an attractive entry point. Conveniently located with easy access to surrounding amenities.Buyer to verify zoning, permitted uses and utility availability. A solid opportunity

  ShiCoah Yarbrough Miranda Real Estate Group Inc

  L30 Broadway, Schenectady, NY 12306
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  /24

  $149,000

  • 3 Beds
  • 2 Baths
  • 1,183 Sq Ft

  1044 Climax Ave, Schenectady, NY 12304

  This 1,183 sq. ft. Cape Cod-style home has been taken down to the studs and is ready for its next chapter. Situated on a generous 80 x 150 lot at the end of a quiet cul-de-sac, this property offers a prime opportunity for investors, builders, or buyers looking to create a custom home. The original layout featured a mudroom, eat-in kitchen, living room, first-floor bedroom, and a full bath with

  William Coons Howard Hanna Capital Inc

  1044 Climax Ave, Schenectady, NY 12304
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  /11

  $200,000

  • 3 Beds
  • 1 Bath
  • 1,408 Sq Ft

  3964 Putnam Rd, Schenectady, NY 12306

  Set on a generously sized lot in Schalmont School District, this property offers a wonderful opportunity to create something special. With strong value in the land and ample space for future expansion , this property is ideal for buyers looking to customize and add long-term value.

  Blair Kline Saratoga Spa Realty

  3964 Putnam Rd, Schenectady, NY 12306
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  /7

  $100,000

  • Land
  • 0.34 Acre
  • $294,118 per Acre

  L1 Sacandaga Rd, Schenectady, NY 12302

  Corner lot situated in the heart of Scotia. Positioned across from Scotia-Glenville Schools, this parcel boasts unrivaled visibility amidst a thriving business hub. Zoned for General Business, it offers a myriad of potential uses, detailed in accompanying documents. Equipped with essential utilities including electricity, natural gas, public water, and sewer access, this site is primed for

  Christopher Iwinski KW Platform

  L1 Sacandaga Rd, Schenectady, NY 12302
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  /2

  $85,000

  • Land
  • 0.23 Acre
  • $369,565 per Acre

  40 Williams St, Schenectady, NY 12309

  Level lot located on Williams St. just off Balltown Rd. Conveniently close to schools, parks, shopping and restaurants. Perfect area for your dream home.

  Denise Polsinelli Venture Fox Realty Group LLC

  40 Williams St, Schenectady, NY 12309
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  /17

  $45,000

  • Land
  • 0.64 Acre
  • $70,312 per Acre

  0 Crawford Rd Unit 202521186, Schenectady, NY 12306

  Grab up this bargain today! The property consists of 2 lots for a total of 1.14 acres. Second parcel is (422800 28.-1-8.2). The back of the property butts up to NYS Thruway. The property is centrally located for easy commute and travel. There is a total of 362 feet of road frontage. There is electric on site. The property also has an older 1 1/2 car garage that can be saved! There are older

  James Romeyn Thompson Real Estate Team

  0 Crawford Rd Unit 202521186, Schenectady, NY 12306
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  /6

  $49,900

  • Land
  • 0.07 Acre
  • $712,857 per Acre

  312 Georgetta Dix Plaza, Schenectady, NY 12307

  Vacant Land ready for development. Very close to down Town. Any interest in this land certainly City Hall can give comprehensive detail .

  Dyaram Robert Thompson Real Estate Team

  312 Georgetta Dix Plaza, Schenectady, NY 12307
• 

  

  /22

  $150,000

  • 4 Beds
  • 2 Baths
  • 1,193 Sq Ft

  1337 8th Ave, Schenectady, NY 12303

  Motivated seller. Centrally located in Schenectady close to 890, downtown Schenectady, Rivers Casino & Union college. Close to all shopping & bus lines. Sold as is. Owner is flexible. Large backyard. Unfinished basement.

  Armando Valdes All in 1 Realty LLC

  1337 8th Ave, Schenectady, NY 12303
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  /4

  $39,900

  • Land
  • 0.45 Acre
  • $88,667 per Acre

  302 Olean St, Schenectady, NY 12306

  Prime development opportunity in the heart of Schenectady. This vacant lot offers excellent potential for new construction in a rapidly growing area. Conveniently located near major highways, local amenities, and public transportation. Perfect for investors or builders seeking their next project. Seller is open to negotiation and willing to consider reasonable offers. Total Acreage/Size: 128.73 x

  Khadijah Peek Peek Realty

  302 Olean St, Schenectady, NY 12306
• 

  

  /24

  $65,000

  • 6 Beds
  • 2 Baths
  • 2,172 Sq Ft

  942 Emmett St, Schenectady, NY 12307

  Schenectady City Owned opportunity! This 2-story multi-unit property in Schenectady offers strong potential for an investor or experienced renovator. Exterior features include classic architectural lines, front porches, and off-street potential with room for improvement. Interior spaces need full rehab—kitchen, bath, flooring, walls, and mechanical systems all require replacement or

  Rob Grundman Big Blue Realty Group Inc

  942 Emmett St, Schenectady, NY 12307

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