Schuyler, NY Homes for Sale with Basement

• 

  

  

  /41

  $319,900

  • 3 Beds
  • 2.5 Baths
  • 1,398 Sq Ft

  439 Van Dyke Rd, Utica, NY 13502

  Do not just drive by! You might think this house is "small" when you pull up to the front, but it is MUCH bigger than it looks! Just wait until you see the incredible addition in the back! This well-built and beautifully maintained 3 bedrooms, 2.5 bath ranch offers space, updates, and a great layout, all on a deep private lot. The home welcomes you with a warm and inviting living room

  

  Kate Despins

  Listing by Coldwell Banker Sexton Real Estate

  (315) 961-9782

  

  439 Van Dyke Rd, Utica, NY 13502
• 

  

  

  /27

  $199,000

  • 5 Beds
  • 4 Baths
  • 4,980 Sq Ft

  733 Lafayette St, Utica, NY 13501

  Calling investors 4 unit property. Three 1 bedroom units and one 2 bedroom. Roof two years old, lot next to property included in the sale. This property is perfect for generating rental income. Property is being sold "as is" and will need some work.

  

  John Brown

  Listing by Coldwell Banker Faith Properties

  (315) 902-7893

  

  733 Lafayette St, Utica, NY 13501
• 

  

  

  /29

  $194,900

  • 3 Beds
  • 1.5 Baths
  • 1,165 Sq Ft

  2320 Sunset Ave, Utica, NY 13502

  A South Utica gem with room to breathe—inside and out. Set on a double lot on Sunset Ave, this charming 3-bedroom, 1.5-bath home offers something not often found in this highly desirable area: space. The nearly fully fenced yard and second 50’ x110’ parcel give you the privacy, playroom, and potential so many buyers are seeking—without sacrificing convenience or classic South Utica charm. Step

  

  John Brown

  Listing by Coldwell Banker Faith Properties

  (315) 277-6791

  

  2320 Sunset Ave, Utica, NY 13502
• 

  

  

  /25

  $299,900

  • 3 Beds
  • 3 Baths
  • 1,728 Sq Ft

  10830 Cosby Manor Rd, Utica, NY 13502

  Step into a world of endless possibilities in this delightful Utica home. The heart of this 1728 sq. ft. masterpiece is the stunning living room, where soaring ceilings and abundant natural light create an inspiring atmosphere for both relaxation and entertainment. The room's focal point, a sleek wood stove, promises cozy evenings and a touch of rustic charm.The chef-inspired kitchen is a

  Andrew Carpenter-Brockway Listing by Brockway-Carpenter Real Estate LLC

  

  10830 Cosby Manor Rd, Utica, NY 13502
• 

  

  

  /29

  $179,000

  • 4 Beds
  • 1.5 Baths
  • 1,560 Sq Ft

  101 Barton Ave, Utica, NY 13502

  This Charming 2-story, 4 bedroom home nestled in the heart of South Utica, just steps from Our Lady of Lourdes Church & Notre Dame Elementary. This home features gleaming hardwood floors, a stylishly updated kitchen, and two full bathrooms. Recent upgrades include a brand-new furnace, offering peace of mind and energy efficiency. With its classic charm and modern comforts, this home is move-in

  Rosemary Talarico Listing by Pavia Real Estate Residential

  

  101 Barton Ave, Utica, NY 13502
• 

  

  /17

  $220,000

  • 3 Beds
  • 2 Baths
  • 1,650 Sq Ft

  112 French Rd, Utica, NY 13502

  Discover the charm of South Utica with this beautifully renovated three-bedroom, two-bath home at 112 French Road. Centrally located in Utica's desirable neighborhoods, this home features new appliances, central air, and a spacious fenced-in yard, perfect for family and pets. Experience the best of South Utica living in this delightful home!

  Sandra Hoyland Listing by Lawless Real Estate

  

  112 French Rd, Utica, NY 13502
• 

  

  /50

  $169,900

  • 3 Beds
  • 1 Bath
  • 1,794 Sq Ft

  1438 Newport Rd, Poland, NY 13431

  A charming 3-bedroom, 1-bath home nestled on 1.10 acres in a peaceful country setting. Boasting 1,794 square feet of comfortable living space. The home has a spacious mudroom, eat-in kitchen, where the existing stove and refrigerator are included. Bathed in natural light, this kitchen is a warm and welcoming space to prepare family meals or sip your morning coffee at the breakfast table.To

  Kimberly Defaria Listing by River Hills Properties LLC Barn

  

  1438 Newport Rd, Poland, NY 13431
• 

  

  /50

  $289,000

  • 4 Beds
  • 2.5 Baths
  • 2,806 Sq Ft

  111 Hillview Terrace, Frankfort, NY 13340

  Don't miss this rare opportunity to own a spacious 4-bedroom, 2.5-bath ranch nestled on a quiet, secluded street in Frankfort. Offering over 2,800 square feet of comfortable living space on nearly 3/4 of an acre, this home combines privacy, space, and convenience.Step inside to a warm and inviting interior featuring a huge eat-in kitchen with a cozy fireplace perfect for entertaining. Enjoy

  Lou DeMichele Listing by eXp Realty

  

  111 Hillview Terrace, Frankfort, NY 13340
• 

  

  /35

  $239,900

  • 3 Beds
  • 2 Baths
  • 1,292 Sq Ft

  123 Branch St, Utica, NY 13502

  This charming 3-bedroom, 2-bath Cape Cod-style home offers the perfect combination of comfort, functionality, and style. Featuring a flexible and desirable layout, enjoy a first-floor bedroom and full bath, plus a spacious second-floor master en-suite—ideal for multi-generational living or added privacy.You’ll love the warm and inviting open floor plan, accented by beautiful Rochester

  Lori DiNardo-Emmerich Listing by Coldwell Banker Faith Properties

  

  123 Branch St, Utica, NY 13502
• 

  

  /19

  $279,900

  • 3 Beds
  • 1.5 Baths
  • 1,392 Sq Ft

  437 Sunlit Terrace, Utica, NY 13502

  Charming 3-Bedroom Ranch Home with Inground Pool and Entertainer’s Dream DeckWelcome to this beautifully maintained 3-bedroom, 1 1/2-bathroom ranch home, ideally situated in a highly desirable neighborhood. Offering a perfect blend of comfort and style, this home boasts stunning hardwood floors throughout, creating a warm and inviting atmosphere in every room.The spacious, open concept

  Michael Corleto Listing by Weichert Realtors Premier Properties

  

  437 Sunlit Terrace, Utica, NY 13502
• 

  

  /33

  $175,000

  • 2 Beds
  • 1.5 Baths
  • 858 Sq Ft

  614 Coolidge Rd, Utica, NY 13502

  Welcome to 614 Coolidge Rd, a charming and well constructed home nestled in a convenient North Utica neighborhood. This 2-bedroom, 1.5-bath property offers comfortable living with thoughtful features throughout. The spacious sunroom invites 3season enjoyment and includes a sunken hot tub—just waiting for a new pump to be fully functional again. Enjoy the ease of first-floor laundry, a bright

  John McCann Listing by Benn Realty-Remsen

  

  614 Coolidge Rd, Utica, NY 13502
• 

  

  /23

  $169,900

  • 2 Beds
  • 1 Bath
  • 1,009 Sq Ft

  1312 Oak St, Utica, NY 13502

  Welcome to 1312 Oak Street, Utica, NY 13502! This charming bungalow offers the perfect blend of classic character and contemporary updates. Nestled in a friendly neighborhood, this home is currently a successful Airbnb, providing excellent rental income potential.Step inside to discover a modern interior that welcomes you with fresh paint and stylish design throughout. The updated kitchen

  Nicholas Mancari Listing by Hunt Real Estate ERA

  

  1312 Oak St, Utica, NY 13502
• 

  

  /41

  $209,900

  • 4 Beds
  • 1 Bath
  • 1,155 Sq Ft

  2206 Caroline St, Utica, NY 13502

  Whitesboro Schools!!! Located in a fabulous Yorkville neighborhood, this beautifully renovated 4-bedroom, 1-bath bungalow is completely move-in ready. If you’re looking for turn-key, this is it! Everything has been thoughtfully updated — from the brand-new flooring throughout to the stunning new kitchen and modern bathroom. Bright, spacious, and full of charm, this home is ready for its next

  Lori DiNardo-Emmerich Listing by Coldwell Banker Faith Properties

  

  2206 Caroline St, Utica, NY 13502
• 

  

  /25

  $170,000

  • 3 Beds
  • 1.5 Baths
  • 1,462 Sq Ft

  1324 Butternut St, Utica, NY 13502

  This 1,462 +/- SF bungalow offers 3 bedrooms, 1.5 baths, and is full of character with rich woodwork and newly refinished hardwood floors. Conveniently located near public transportation, it features a 2-stall attached garage with additional parking in driveway and a cozy, well-kept interior. A perfect blend of charm and practicality in a quiet West Utica neighborhood! Basement is excellent

  Natasha Brutsky Listing by Pavia Real Estate Residential

  

  1324 Butternut St, Utica, NY 13502
• 

  

  /47

  $199,000

  • 3 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  421 Spruce St, Utica, NY 13502

  Welcome to 421 Spruce St, Utica, NY!?Nestled in a quiet, friendly neighborhood just minutes from SUNY Poly and Downtown Utica, this delightful 3-bedroom, 1.25-bath home offers the perfect blend of comfort, charm, and convenience. Step inside and admire the hardwood floors that run throughout the spacious living and dining areas, as well as the first floor bedroom, creating a warm and inviting

  John McCann Listing by Benn Realty-Remsen

  

  421 Spruce St, Utica, NY 13502
• 

  

  /50

  $205,000

  • 3 Beds
  • 2 Baths
  • 1,896 Sq Ft

  401 Palmer St, Frankfort, NY 13340

  Welcome to 401 Palmer Street, a charming and well-maintained 3-bedroom, 2-bathroom home offering 1,896 sq ft of living space on a 5,998 sq ft lot in a peaceful Frankfort neighborhood. This light and bright home features a spacious layout filled with natural sunlight throughout. The welcoming living room is perfect for relaxing or entertaining, and flows seamlessly into a large, functional kitchen

  Brandon Mosher Listing by River Hills Properties LLC Lf

  

  401 Palmer St, Frankfort, NY 13340
• 

  

  /27

  $199,900

  • 2 Beds
  • 1 Bath
  • 1,156 Sq Ft

  5485 Walker Rd, Utica, NY 13502

  Welcome to 5485 Walker Road in Deerfield — located in the Whitesboro Central School District! This well-maintained ranch-style home offers easy, single-level living with a spacious and inviting layout. The large living and dining area provides plenty of room for gatherings, with beautiful hardwood floors under the existing carpet just waiting to be uncovered. You'll love the updated kitchen with

  Lisa Kowalczyk Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  5485 Walker Rd, Utica, NY 13502
• 

  

  /38

  $163,500

  • 4 Beds
  • 1.5 Baths
  • 1,599 Sq Ft

  1407 Downer Ave, Utica, NY 13502

  Welcome to "Upper" Downer Ave! Located next to Utica University, 1407 Downer Ave offers an excellent opportunity for comfortable living or a smart investment. This well-maintained 1930's bungalow sits on a dead-end street and blends original features with important updates, including a newer roof (2018) and low-maintenance vinyl siding. When you come up the steps, imagine relaxing on the

  Anne Stacy Listing by Howard Hanna Cny Inc

  

  1407 Downer Ave, Utica, NY 13502
• 

  

  /24

  $150,000

  • 4 Beds
  • 1.5 Baths
  • 1,832 Sq Ft

  2305 W Whitesboro St, Utica, NY 13502

  Enjoy this 2 story home in the Village of Yorville, Whitesboro schools & Utica mailing address. Family occupied for the last 40 years. This home is solid but needs some updates, so bring a hug and a hammer and make it yours! Central air, roof, windows, furnace, and gas hot water heater have been updated. Parking area infront of the home is paved, room for 3 cars. Relaxing wrap around porch, close

  Pondra Bowen Listing by Pondras Homes & Hearth Realty LLC

  

  2305 W Whitesboro St, Utica, NY 13502
• 

  

  /49

  $499,900

  • 3 Beds
  • 2.5 Baths
  • 2,464 Sq Ft

  563 Clemons Rd, Frankfort, NY 13340

  Luxury meets simplicity in this gorgeous country retreat just minutes outside the Village of Frankfort. With its charming elegance inside the home and panoramic views outside, this 8.5 acre estate offers a quiet, peaceful and stunning sanctuary for those looking to enjoy nature's beauty while still benefiting from all life's modern amenities. Relax on your patio or in your own private hot tub

  Lori DiNardo-Emmerich Listing by Coldwell Banker Faith Properties

  

  563 Clemons Rd, Frankfort, NY 13340
• 

  

  /38

  $229,900

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  710 Buchanan Rd, Utica, NY 13502

  Don't miss this awesome Ranch! Everybody loves one level living right? Are you looking for a ranch nestled in the hills of quiet and beautiful north Utica? Look no further than 710 Buchanan Road where we proudly offer this meticulously maintained 3 - possible 4 bedroom / 2 full bath ranch. (The room off the kitchen which is currently a toddler play room could easily be your 4th bedroom,

  David Matrulli Listing by Coldwell Banker Faith Properties

  

  710 Buchanan Rd, Utica, NY 13502
• 

  

  /7

  $85,000

  • 4 Beds
  • 2 Baths
  • 2,344 Sq Ft

  1433 Erie St, Utica, NY 13502

  EXTENSIVE INTERIOR UPDATES........2nd floor apartment has a NEW kitchen, NEW bathroom, all NEW wiring, all NEW plumbing, all NEW sheetrock, all but 2 windows are NEW, some flooring and doors. House has 2 NEW hot water heaters, 2 NEW electrical entrances, 8-ish year old hi eff furnace services the 2nd floor. 1st floor apartment has updated kitchen and bedroom.Each apartment has 2 bedrooms

  Sharon Kimball Listing by Hunt Real Estate ERA

  

  1433 Erie St, Utica, NY 13502
• 

  

  /33

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  2415 Higby Rd, Frankfort, NY 13340

  Step into rustic elegance with this meticulously maintained log home nestled in the scenic Town of Frankfort. Offering over 1,300 square feet of living space upstairs and a partially finished basement, this 3-bedroom, 2-bathroom home is a true labor of love—crafted from the ground up by the current owners.Set on just over an acre of land in a private yard surrounded by forest, this home

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  2415 Higby Rd, Frankfort, NY 13340
• 

  

  /25

  $199,900

  • 6 Beds
  • 3,520 Sq Ft

  1230 Court St, Utica, NY 13502

  Calling Investors ,West Utica 6 Apartments building with separated utilities.Property is SOLD AS IS CONDITION.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1230 Court St, Utica, NY 13502
• 

  

  /36

  $84,500

  • 3 Beds
  • 1 Bath
  • 1,428 Sq Ft

  111 N Frankfort St, Frankfort, NY 13340

  Welcome to 111 N Frankfort Street, a charming and spacious home located in the heart of the Village of Frankfort. This 3-bedroom, 1-bath property offers 1,428 square feet of comfortable living space on a generous 7,500 sq ft lot—perfect for anyone seeking classic character with room to grow. Inside, you’ll find beautiful wood detailing that adds warmth and timeless appeal throughout the home.

  Brandon Mosher Listing by River Hills Properties LLC Lf

  

  111 N Frankfort St, Frankfort, NY 13340
• 

  

  /4

  $139,900

  • 3 Beds
  • 2 Baths
  • 2,244 Sq Ft

  1505 Sunset Ave, Utica, NY 13502

  2-family property with potential for a 3rd-floor apartment, which was damaged by fire. 1st 2 floors are fully rented. Month-to-month tenants. Rent includes water. All other utilities are paid by the tenant. Includes a large lot to the corner, for plenty of parking.Please allow 24 to 48 hours to confirm a showing appointment.

  David Meislin Listing by Howard Hanna Cny Inc

  

  1505 Sunset Ave, Utica, NY 13502
• 

  

  /50

  $649,900

  • 4 Beds
  • 4 Baths
  • 3,000 Sq Ft

  481 Deland Dr, Utica, NY 13502

  This Picturesque Property Offers A Perfect Blend Of Charm And Tranquility On A 10+ Acre Parcel In the Town of Deerfield and Whitesboro School District... This Beautiful Home Combines Classic Colonial And Mediterranean Architectural Elements, Offering A Unique And Elegant Living Space. Featuring Four Bedrooms, Two Full Baths, And Two Half Baths Spread over 3000 Square feet of living Space... The

  Azza Giorgi Listing by Howard Hanna Cny Inc

  

  481 Deland Dr, Utica, NY 13502
• 

  

  /42

  $179,900

  • 4 Beds
  • 2 Baths
  • 2,304 Sq Ft

  900 & 902 Sherman Place, Utica, NY 13502

  Discover the perfect blend of space, functionality, and convenience in this well-cared-for 2-family home offering over 2,300 sq ft of living space. This property features two spacious units—each with generously sized living rooms, formal dining rooms, eat-in kitchens, Large bedrooms on each fl, front & rear porches and recently updated full baths. Beautiful hardwood floors run throughout both

  Lou DeMichele Listing by eXp Realty

  

  900 & 902 Sherman Place, Utica, NY 13502
• 

  

  /5

  $55,000

  • 3 Beds
  • 1.5 Baths
  • 1,133 Sq Ft

  1007 Warren St, Utica, NY 13502

  This home is just waiting for that flip or refresh! Perfect for the fixer upper contractor or weekend DIY. The home is being sold in “As Is” condition. There’s a new metal roof on back section of home above the kitchen. The driveway offers plenty of space for 2-3 cars and leads to a large yard. This home is close to Wynn Hospital and downtown area. Easy access to the north-south arterial for

  Kimberly Wessinger Listing by Solus Properties Inc

  

  1007 Warren St, Utica, NY 13502
• 

  /2

  $165,000

  • 5 Beds
  • 2 Baths
  • 1,776 Sq Ft

  1247 Lincoln Ave, Utica, NY 13502

  Well-Maintained 2-Unit Family Home – Great Investment Opportunity!This well-kept multi-family property features two spacious units, making it a perfect investment or owner-occupant opportunity. The first-floor unit includes 2 bedrooms, while the second-floor unit offers 3 bedrooms—ideal for maximizing rental income or accommodating extended family.Live in one unit and rent out the

  Feidy Miner Listing by Miner Realty & Prop Management

  

  1247 Lincoln Ave, Utica, NY 13502
• 

  

  /3

  $139,000

  • 4 Beds
  • 2 Baths
  • 1,384 Sq Ft

  1230 Francis St, Utica, NY 13502

  This 4-bedroom, 2-bathroom home is full of potential and ready for its next chapter. Whether you're an investor looking for a solid rental or a buyer ready to make it your own, this property delivers.With four true bedrooms and two full bathrooms, there's plenty of space for a large or growing family. The layout offers flexibility for comfortable everyday living and room to update as

  Feidy Miner Listing by Miner Realty & Prop Management

  

  1230 Francis St, Utica, NY 13502
• 

  

  /13

  $147,000

  • 4 Beds
  • 1 Bath
  • 1,470 Sq Ft

  803 Oswego St, Utica, NY 13502

  4 Bed / 1 Bath – Great Starter Home or InvestmentLooking for a solid first home or an easy investment? This 4-bedroom, 1-bath place is full of potential and ready for someone to make it their own. With a nice layout and plenty of space, it’s a great option whether you're just starting out or looking to grow your portfolio.The bedrooms are a good size, and the layout offers

  Feidy Miner Listing by Miner Realty & Prop Management

  

  803 Oswego St, Utica, NY 13502
• 

  

  /3

  $149,000

  • 3 Beds
  • 2 Baths
  • 1,420 Sq Ft

  1225 Whitesboro St, Utica, NY 13502

  Charming 3-Bedroom, 2-Bathroom Two-Story Home with DrivewayDon’t miss this beautifully maintained 3-bedroom, 2 full bathroom two-story home full of charm and character! Step inside to discover a spacious layout with natural light throughout. The home features a welcoming living area, a functional kitchen, and well-sized bedrooms perfect for comfort and privacy. With two full bathrooms and

  Feidy Miner Listing by Miner Realty & Prop Management

  

  1225 Whitesboro St, Utica, NY 13502
• 

  

  /50

  $215,000

  • 11 Beds
  • 6 Baths
  • 7,844 Sq Ft

  756 Herkimer Rd, Utica, NY 13502

  Investor’s Dream. This historic gem offers a once-in-a-lifetime opportunity to own a piece of history and transform it into a high-yield income property. Situated on 3 sprawling acres, this 7,800+ sq ft structure, originally built in 1861, offers incredible potential with commercial zoning and with plans in place to convert it into a 4-unit residence. Much of the groundwork has already been

  Lou DeMichele Listing by eXp Realty

  

  756 Herkimer Rd, Utica, NY 13502
• 

  

  /48

  $749,000

  • 4 Beds
  • 2.5 Baths
  • 3,000 Sq Ft

  755 Brockway Rd, Frankfort, NY 13340

  Exquisite,Traditional,Magnificent "House Beautiful" ! The moment you arrive at this home with its beautiful stone exterior, extra wide driveway made of pavers with bordering stone walls on each side, you will realize what an exceptional home this is. The 3 stall heated garage with its own enclosed storage area also has the access to the attic space. Situated on a picturesque 2+ acres with lush

  Carol Scampone Listing by SCAMPONE REAL ESTATE

  

  755 Brockway Rd, Frankfort, NY 13340
• 

  

  /29

  $169,000

  • 2 Beds
  • 1.5 Baths
  • 1,260 Sq Ft

  7 Genesee Ct, Utica, NY 13502

  Beautiful move in ready 2 bedroom, plus bonus room, 1.5 bath, condo located in this gated Genesee Court Community. HOA includes heat, hot and cold water, sewer, landscaping, snow removal, exterior maintenance of building, including roof work, and trash removal. Currently there is 1 parking spot for this unit, but additional spots may be purchased. Second floor all new windows, with walk in

  Merima Smajic Listing by Coldwell Banker Prime Properties

  

  7 Genesee Ct, Utica, NY 13502
• 

  

  /49

  $674,900

  • 6 Beds
  • 3.5 Baths
  • 3,776 Sq Ft

  2810 Genesee St, Utica, NY 13502

  Magnificent Brick Tudor – Timeless Craftsmanship, Endless Possibilities. This stunning brick Tudor is a rare find—centrally located and built with craftsmanship that simply can’t be duplicated today. Owned by the same family for over 60 years and lovingly maintained throughout, this home blends timeless character with modern updates. Boasting three full levels of living space, it offers 6

  Mary Combs Listing by Coldwell Banker Sexton Real Estate

  

  2810 Genesee St, Utica, NY 13502
• 

  

  /23

  $224,900

  • 6 Beds
  • 2 Baths
  • 2,500 Sq Ft

  12 Fairfax Place Unit 14, Utica, NY 13502

  Conveniently located 2 unit, well maintained, and rented. Bonus: 2 car garage. Beautiful hardwood floors, separate utilities.

  Julio Solano Listing by Neu Dot Realty

  

  12 Fairfax Place Unit 14, Utica, NY 13502
• 

  

  /38

  $289,000

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  810 Cosby Rd, Utica, NY 13502

  Updated spacious 3-4 bedroom Cape Cod, 2 full baths and large bright family room in the basement. Large eat-in updated kitchen. Spacious Living Room with hardwood floors throughout first floor: new laminate floors second floor bedrooms with large closets and additional storage space. Formal dining room could be possible 4th bedroom. One stall garage with plenty of space for storage and nice size

  Bitsy Maye-Rattler Listing by Coldwell Banker Faith Properties

  

  810 Cosby Rd, Utica, NY 13502
• 

  

  /36

  $354,000

  • 4 Beds
  • 2.5 Baths
  • 2,323 Sq Ft

  107 Birchwood Ln, Frankfort, NY 13340

  Welcome to "The Triple Threat Ranch" — offering the perfect blend of location, living space, and versatility. Nestled on a quiet dead-end street on the Frankfort side of the highly desirable Albany Hill area, this beautifully updated ranch has lots to love. The main level features 4 generously sized bedrooms and one of the most versatile layouts you’ll ever find, with multiple spacious living,

  Ciro Raspante Listing by Hunt Real Estate ERA

  

  107 Birchwood Ln, Frankfort, NY 13340

Showing Results 1 - 40, Page 1 of 2