Seguin, TX Houses for Sale

• 

  

  

  /43

  $310,000

  • 4 Beds
  • 3 Baths
  • 2,079 Sq Ft

  162 Hazy Glade Dr, Seguin, TX 78155

  ***Refrigerator included, up to $5,000 in seller concessions, and plumbing for a water softener***. Bright, functional, and full of charm-this two-story home offers the space and style today's buyers are seeking. Ideally situated between New Braunfels and Seguin with quick access to Highway 46, the location provides small-town living with big-time convenience. Inside, the open layout seamlessly

  John Espinosa Coldwell Banker D'Ann Harper, REALTOR

  162 Hazy Glade Dr, Seguin, TX 78155
• 

  

  

  /23

  $285,600

  • 3 Beds
  • 2 Baths
  • 1,612 Sq Ft

  1136 Amber Lake, Seguin, TX 78155

  Assumable FHA loan at an incredibly low 2.625% interest rate, a rare find in today's market! A Truly Unique Home with an Exceptional Opportunity! This beautifully maintained, carpet-free residence with water softener system, offers more than just comfort-it comes with an Built by the renowned MI Homes, this energy-efficient smart home is designed to keep utility costs low while offering modern

  Sheila Knott Better Homes and Gardens Winans

  1136 Amber Lake, Seguin, TX 78155
• 

  

  

  /27

  $259,999 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,867 Sq Ft

  Morrow, Seguin, TX 78155

  This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living.

  Lennar

  Morrow, Seguin, TX 78155
• 

  

  

  /26

  $242,999 New Construction

  • 4 Beds
  • 2 Baths
  • 1,575 Sq Ft

  Sentosa, Seguin, TX 78155

  This new home offers simple living with a convenient single-level layout. An open-concept floorplan combines the kitchen, living and dining areas for simple entertaining and multitasking. Three secondary bedrooms are tucked away to the side of the home, and the owner’s suite is nestled into a private rear corner, offering access to a spa-inspired bathroom and walk-in closet.

  Lennar

  Sentosa, Seguin, TX 78155
• 

  

  

  /13

  $80,000

  • 4 Beds
  • 3 Baths
  • 2,601 Sq Ft

  1321 Black Balsam, Seguin, TX 78155

  INVESTOR OPPORTUNITY!! Calling all Investors and Cash Buyers, 2022 construction. 2024 county appraised value is at 351,881. This is a fixer-upper offers a unique opportunity for those with a vision and a passion for transformation. Fire damaged and Sold as-is, this property is a blank canvas waiting for your personal touch and creative flair. Whether you're an experienced renovator or a

  Kevin Mathew Texas Signature Realty

  1321 Black Balsam, Seguin, TX 78155
• 

  

  /28

  $164,900

  • 3 Beds
  • 1 Bath
  • 1,320 Sq Ft

  622 E Cedar St, Seguin, TX 78155

  Nearly 1,400 square feet of opportunity in the heart of Seguin. This 3-bedroom, 1-bath home sits on a spacious lot with mature trees, a covered back patio, and back alley access. The roof is just a few years old and the AC is working! There is also a new water heater, bring your creative juices and finish out the remodel! The detached garage and additional storage building offer the potential

  Francene Larrabee D Lee Edwards Realty, Inc

  622 E Cedar St, Seguin, TX 78155
• 

  

  /42

  $750,000

  • 3 Beds
  • 4 Baths
  • 2,405 Sq Ft

  2048 E Martindale St, Seguin, TX 78155

  The perfect homesite for all your needs and all you could ask for in Navarro ISD! At almost 3 acres (2.99) with no HOA, this immaculate, Tilson built home has an abundant amount of warm and welcoming natural light, offering 3 bedrooms, 2 full baths, 2 half baths, an office, a main level flex room, and a bonus area on the 2nd floor! Walk into your new living room and feel at home as you notice all

  Jill Law Geronimo Creek Realty

  2048 E Martindale St, Seguin, TX 78155
• 

  

  /20

  $90,000

  • 3 Beds
  • 1 Bath
  • 1,576 Sq Ft

  618 N Bowie St, Seguin, TX 78155

  Opportunity knocks with this spacious .26-acre lot located in the heart of charming downtown Seguin. With plenty of room to build, this property is perfect for creating your ideal home with space to grow. Enjoy the convenience of nearby shops, dining, and parks-all just minutes away. Come take a look and imagine the possibilities!

  Jacob Rangel JPAR San Antonio

  618 N Bowie St, Seguin, TX 78155
• 

  

  /46

  $795,000

  • 2 Beds
  • 2 Baths
  • 2,474 Sq Ft

  1887 Arbolas Ct, Seguin, TX 78155

  A Spanish-Inspired Luxury Villa in the Heart of Seguin Step into timeless elegance in this one-of-a-kind Spanish-style villa. Nestled in a private, walled estate just minutes from I-10 and SH130, this breathtaking custom villa is a true hidden gem-offering artisan luxury and timeless design in a peaceful garden setting. Built by The Koehler Company and meticulously crafted by Jeff Koehler and

  Cassie Koehler A Cut Above Realty, LLC

  1887 Arbolas Ct, Seguin, TX 78155
• 

  

  /26

  $195,000

  • 2 Beds
  • 1 Bath
  • 1,324 Sq Ft

  503 N San Marcos St, Seguin, TX 78155

  Charming 1941 bungalow with vintage character and endless potential! This 2-bedroom, 1-bathroom home offers just over 1,300 square feet of living space and is ready for your personal touch. Original details throughout add charm, while the spacious layout provides a great canvas for renovation. With a little TLC, this could be a fantastic investment, starter home, or rental property. Don't miss

  Diane Villarreal Real Broker, LLC

  503 N San Marcos St, Seguin, TX 78155
• 

  

  /53

  $1,975,000

  • 4 Beds
  • 3 Baths
  • 3,829 Sq Ft

  1591 Leissner School Rd, Seguin, TX 78155

  Live your Texas ranch dreams on this luxurious, fully-enhanced estate, designed for flexibility, comfort, and endless opportunities. Nestled in Seguin TX , this gem features two separate homes on 34.94 ag-exempt acres, making it ideal for multi-family living, a business venture, or an income-producing rental property. The main home is a true luxury ranch retreat, showcasing a full high-end

  Leah Giron RE/Max GO

  1591 Leissner School Rd, Seguin, TX 78155
• 

  

  /51

  $669,000

  • 4 Beds
  • 2.5 Baths
  • 2,807 Sq Ft

  313 Ridge Crest Dr, Seguin, TX 78155

  This well-maintained brick home offers tons of space inside and out, sitting on a 0.61-acre lot with access to Lake McQueeney. Featuring 4 bedrooms plus an office, 2.5 baths, and 2,807 square feet of living space, this single-level home includes a spacious living room with a fireplace, two dining areas, and a sunroom. The home includes crown molding, raised box ceilings, built-in shelving,

  Christopher Watters Watters International Realty

  313 Ridge Crest Dr, Seguin, TX 78155
• 

  

  /48

  $672,000

  • 4 Beds
  • 2.5 Baths
  • 3,022 Sq Ft

  110 Erskine Ferry Rd, Seguin, TX 78155

  Welcome to 110 Erskine Ferry a charming and spacious hill country-style home with over 60 feet of waterfront on the Guadalupe River. With more than 3,000 sq ft of living space on over 1/3 acre, this lakefront gem is ideal as a full-time residence, weekend getaway, or income-producing short-term rental. Step inside to be greeted by a voluminous layout designed for comfort and entertaining. The

  Vanessa Martinez Keller Williams Heritage

  110 Erskine Ferry Rd, Seguin, TX 78155
• 

  

  /42

  $519,990 Open Fri 3PM - 5PM

  • 3 Beds
  • 2.5 Baths
  • 2,237 Sq Ft

  1499 Prairie Flower, Seguin, TX 78155

  **$5k BUYER INCENTIVE towards sales price, closing costs or price drop - YOU CHOOSE** Opportunity is knocking at 1499 Prairie Flower! Nestled on a spacious half-acre corner lot in a quaint, established neighborhood, this custom-built TKG home offers the perfect blend of comfort, charm, and convenience. Located in highly sought-after Navarro ISD, this gem is USDA eligible for 0% down and boasts a

  Katie Foerster Keller Williams Heritage

  1499 Prairie Flower, Seguin, TX 78155
• 

  

  /12

  $259,000

  • 3 Beds
  • 2 Baths
  • 1,752 Sq Ft

  146 Forest Dr, Seguin, TX 78155

  Great Location Near Town & Guadalupe River! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Back yard complete with privacy fence and deck. Located in a well-established neighborhood just minutes from town and the beautiful Guadalupe River, Bring your vision and make it yours!

  Amy Arp All City Real Estate Ltd. Co

  146 Forest Dr, Seguin, TX 78155
• 

  

  /43

  $750,000

  • 3 Beds
  • 4 Baths
  • 2,405 Sq Ft

  2048 E Martindale Rd, Seguin, TX 78155

  The perfect homesite for all your needs and all you could ask for in Navarro ISD! At almost 3 acres (2.99) with no HOA, this immaculate, Tilson built home has an abundant amount of warm and welcoming natural light, offering 3 bedrooms, 2 full baths, 2 half baths, an office, a main level flex room, and a bonus area on the 2nd floor! Walk into your new living room and feel at home as you notice all

  Jill Law Geronimo Creek Realty

  2048 E Martindale Rd, Seguin, TX 78155
• 

  

  /19

  $169,900

  • 3 Beds
  • 2 Baths
  • 1,544 Sq Ft

  124 Moore St, Seguin, TX 78155

  Discover classic charm and everyday comfort in this beautifully maintained 3-bedroom, 2-bath home located in the heart of Seguin. Featuring over 1,500 sq ft of living space, this single-story residence offers an open-concept layout perfect for relaxing or entertaining. Enjoy a spacious living area, central A/C, and original hardwood accents that bring warmth and character. The oversized backyard

  Edward McClintick Joseph Walter Realty, LLC

  124 Moore St, Seguin, TX 78155
• 

  

  /28

  $229,900

  • 3 Beds
  • 2 Baths
  • 1,788 Sq Ft

  515 Mitchell Ave, Seguin, TX 78155

  An incredible opportunity with this RARE FIND-Owner Financing Available - 2 HOMES for the price of One and they both have been fully renovated! The primary residence boast an modern designed kitchen with a polished, smooth-top stove and butcher block counters that add both functionality and a rustic modern flair. With the added benefits of a new HVAC system and roof, this home offers an ideal

  Cara Deharde South Texas Realty, LLC

  515 Mitchell Ave, Seguin, TX 78155
• 

  

  /25

  $279,000

  • 3 Beds
  • 2 Baths
  • 1,703 Sq Ft

  733 Peak Place, Seguin, TX 78155

  This beautifully maintained home is in pristine condition and features a modern, neutral color palette with an open-concept floor plan that's perfect for entertaining or relaxing.With three spacious bedrooms and two full bathrooms, this layout offers both comfort and privacy. The kitchen is a chef’s dream with a large center island, abundant counter space, gorgeous granite countertops, a

  Ginger Robbins Riata Real Estate

  733 Peak Place, Seguin, TX 78155
• 

  

  /25

  $125,000

  • 3 Beds
  • 1 Bath
  • 976 Sq Ft

  766 Avenue C, Seguin, TX 78155

  This cute 3 bedroom 1 bath home with recent updates. Oversized driveway with a carport that is fully fenced in. Located close to downtown Seguin, Texas Lutheran University, HEB, shopping and fast food. Located in Seguin ISD. Don’t miss out of this home!

  Kelsey Bertolacci White Line Realty LLC

  766 Avenue C, Seguin, TX 78155
• 

  

  /37

  $349,900

  • 4 Beds
  • 2 Baths
  • 2,028 Sq Ft

  632 Garnet St, Seguin, TX 78155

  This beautifully maintained 4-bedroom, 2-bath home offers 2,028 sq ft of living space on a spacious 0.25-acre lot. Inside, you'll find a freshly painted interior, new flooring in areas, and a flexible layout filled with natural light. Enjoy peace of mind with a brand-new roof and relax in the expansive backyard with a firepit-perfect for entertaining or unwinding. Don't miss your chance to make

  Diana Galaviz Keller Williams Heritage

  632 Garnet St, Seguin, TX 78155
• 

  

  /47

  $435,000 Open Sat 1PM - 3PM

  • 4 Beds
  • 3 Baths
  • 2,928 Sq Ft

  2978 Palomino Pass, Seguin, TX 78155

  *Open House Sat 7/26 from 1-3PM* Welcome to this beautiful 4-bedroom, 3-bathroom home, where charm meets modern comfort. Nestled beneath mature oak trees, the inviting curb appeal and welcoming front entry set the tone for what's inside. The open floor plan is thoughtfully designed with stylish upgrades such as built-in features, sleek tile flooring, and neutral paint tones that complement any

  Dennise Pedroza Keller Williams Heritage

  2978 Palomino Pass, Seguin, TX 78155
• 

  

  /41

  $499,900

  • 3 Beds
  • 2.5 Baths
  • 2,504 Sq Ft

  170 Castle Breeze Dr, Seguin, TX 78155

  Welcome to this inviting 3 bedroom, 2 1/2 bathroom home nestled on a spacious 1/2 acre lot at the end of a peaceful cul-de-sac. Located just outside the city limits in a quaint and quiet neighborhood, this home offers the perfect blend of country serenity and modern convenience. As you enter, you're welcomed by a beautiful foyer that opens into a spacious living room, elegantly framed by a

  Cassie Koehler A Cut Above Realty, LLC

  170 Castle Breeze Dr, Seguin, TX 78155
• 

  

  /24

  $245,000

  • 4 Beds
  • 2 Baths
  • 1,638 Sq Ft

  736 Guna Dr, New Braunfels, TX 78130

  Avery Park charmer with 4 bedrooms and two bathrooms, covered back patio and level yard. Bring the family and enjoy the park, pool and school! Bus service to Canyon Middle and Canyon High school. Spacious kitchen with center island and walk in pantry. Split plan with master separated from the other three bedrooms. This home has been well maintained with recent paint, recent roof, and newer AC

  Joy Brace Texas Premier Realty

  736 Guna Dr, New Braunfels, TX 78130
• 

  

  /29

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,217 Sq Ft

  9101 Honey Mesquite, Seguin, TX 78155

  Welcome to this beautiful well-maintained 3-bedroom, 2-bathroom home offering over 1,200 square feet of functional living space in the desirable Navarro Ranch community, located within Navarro ISD. This home features an open-concept layout that seamlessly connects the living area, kitchen, and breakfast space. The kitchen has been tastefully upgraded with a waterfall sink faucet and beautiful

  Sharline Paul Redbird Realty LLC

  9101 Honey Mesquite, Seguin, TX 78155
• 

  

  /40

  $950,000

  • 3 Beds
  • 2.5 Baths
  • 2,640 Sq Ft

  20 ACRES Guadalupe Ranch Ln, Seguin, TX 78155

  Come Discover this Beautifully Wooded Country Haven: 20 Acres (consisting of 2 adjacent 10-acre parcels), 2,640 square foot Brick Home, Pool, 50'x30' Workshop, Private Water Well! Conveniently located 20 minutes to the amenities of Seguin, under 1 hour to San Antonio, and just over 1 hour to Austin. Mature trees shade the acreage, and offer pleasant views throughout this rural retreat. A gated

  Mike Fulmer Fulmer Realty, LLC

  20 ACRES Guadalupe Ranch Ln, Seguin, TX 78155
• 

  

  /30

  $219,999

  • 3 Beds
  • 2 Baths
  • 1,266 Sq Ft

  5822 Coahulia Ridge, Seguin, TX 78155

  Like-New & Move-In Ready! Welcome to 5822 Coahulia Ridge, a beautifully maintained 3-bedroom, 2-bath home in highly sought-after Navarro Ranch! Built in 2023, this home features open-concept living with a stylish kitchen offering solid countertops, stainless steel appliances, and a spacious layout perfect for everyday living and entertaining. Two secondary bedrooms provide flexibility for guests,

  Tyler Herman Home Team of America

  5822 Coahulia Ridge, Seguin, TX 78155
• 

  

  /41

  $625,000

  • 3 Beds
  • 2 Baths
  • 1,911 Sq Ft

  658 Lakeview Dr, Seguin, TX 78155

  This charming 3-bedroom, 2-bath, single-story home is situated on a spacious 5.1-acre lot. The exterior is finished in durable and attractive casi stone on all sides. The home boasts 1,803 square feet of living space, along with a 400-square-foot insulated double garage. With an open floor plan, it offers the perfect blend of comfort, functionality, and country charm. Step into comfort and

  Christopher Watters Watters International Realty

  658 Lakeview Dr, Seguin, TX 78155
• 

  

  /4

  $79,900

  • 3 Beds
  • 1 Bath
  • 1,360 Sq Ft

  218 E Shelby St, Seguin, TX 78155

  INVESTOR SPECIAL! This 3-bedroom, 1-bath property offering 1,360 square feet of living space with strong fix-and-flip or rental potential! Situated on a deep 1/3-acre lot, the property provides room to add value through expansion, additional structures, or outdoor upgrades. The enclosed patio presents an easy opportunity to increase square footage, while the detached 2-car garage

  Edward McClintick Joseph Walter Realty, LLC

  218 E Shelby St, Seguin, TX 78155
• 

  

  /10

  $129,000

  • 2 Beds
  • 1 Bath
  • 659 Sq Ft

  521 Mckee St, Seguin, TX 78155

  SO MUCH NEW! WELCOME HOME. This adorable cottage is in a GREAT LOCATION! Go to town, to the park, to the fairgrounds... this adorable 2/1 is the perfect first time homebuyer home or for those downsizing and looking for a centralised location to all the good stuff Seguin has to offer. It has New attractive deluxe vinyl, cost saving Minisplit HVAC, flash Tanklesshot water heater, dishwasher,

  Jonathan Minerick HomeCoin.com

  521 Mckee St, Seguin, TX 78155
• 

  

  /32

  $350,000

  • 3 Beds
  • 2 Baths
  • 1,919 Sq Ft

  309 Twin Oak Rd, Seguin, TX 78155

  Welcome to 309 Twin Oaks - A Spacious Texas Retreat on Over Half an Acre! Tucked away on a quiet cul-de-sac in Seguin, this inviting 3-bedroom, 2-bath home offers a blend of comfort, functionality, and space to spread out - all on a generous .746-acre lot with mature trees and a charming creek. Step inside to discover an open floor plan with high ceilings and warm wood and vinyl flooring

  Scott Malouff Keller Williams Heritage

  309 Twin Oak Rd, Seguin, TX 78155
• 

  

  /44

  $262,999

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  1046 Amble Oak, New Berlin, TX 78155

  Welcome to 1046 Amble Oak, located in the desirable Navarro Oaks subdivision! This well-maintained 3-bedroom, 2-bath home is just 4 years old and offers a spacious open floor plan perfect for comfortable living and entertaining. The island kitchen features granite countertops, a breakfast bar, and a gas stove-ideal for any home chef. The primary suite offers a walk-in closet with built-in

  Vanessa Martinez Keller Williams Heritage

  1046 Amble Oak, New Berlin, TX 78155
• 

  

  /31

  $475,000

  • 4 Beds
  • 3 Baths
  • 2,465 Sq Ft

  2194 Pioneer Pass, Seguin, TX 78155

  Welcome to 2194 Pioneer Pass, a spacious 4-bedroom, 3-bath home in the desirable Mill Creek Crossing neighborhood, located in Navarro ISD. This home offers an open-concept great room that seamlessly connects the kitchen, living, and breakfast areas, anchored by a beautiful corner wood-burning fireplace. You’ll also enjoy a large home office and formal dining room, providing plenty of flexible

  Krista Moreno Bloom Realty, LLC

  2194 Pioneer Pass, Seguin, TX 78155
• 

  

  /32

  $350,000

  • 4 Beds
  • 2.5 Baths
  • 2,892 Sq Ft

  440 Sunrise Park, Seguin, TX 78155

  Beautiful 4-Bedroom, 2.5-Bathroom Newer Construction Home in Woodside Farms Neighborhood. Great Location Near Intersection of Hwy-123 & I-10, Quick Access to Major Employers, Shopping, Restaurants, & More in Seguin & New Braunfels. Great Curb Appeal with Brick & Siding Combination, Neutral Trim Colors, & Covered Front Porch. Enter to Huge Living Area with Neutral Paint Colors, Open to Family Room

  Dylan Thomas Davidson Properties, Inc.

  440 Sunrise Park, Seguin, TX 78155
• 

  

  /32

  $253,000

  • 4 Beds
  • 2 Baths
  • 1,667 Sq Ft

  9060 Navarro Vista, Seguin, TX 78155

  Welcome to 9060 Navarro Vista in the vibrant Navarro Ranch community. Built in 2023, this 4-bedroom, 2-bath home offers 1,667 square feet of thoughtfully designed living space with no carpet throughout. The open layout is enhanced by modern finishes and ceiling fans in key areas, creating a bright, functional, and comfortable home. Ideally located near the front of the neighborhood for easy

  Julio Ruiz eXp Realty, LLC

  9060 Navarro Vista, Seguin, TX 78155
• 

  

  /43

  $827,000

  • 4 Beds
  • 3 Baths
  • 2,696 Sq Ft

  2981 Vivroux Ranch Rd, Seguin, TX 78155

  Welcome to your dream retreat! Nestled on 20 sprawling acres, this 4-bedroom, 3-bath home offers the perfect blend of rustic charm and modern comfort. Step inside to discover tall vaulted ceilings in the spacious living room, centered around a stunning dual-sided fireplace that also warms the cozy family room—seamlessly open to a well-appointed kitchen ideal for gathering and

  Celina Ross Celina Ross Realty, LLC

  2981 Vivroux Ranch Rd, Seguin, TX 78155
• 

  

  /40

  $235,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  238 Short Ave, Seguin, TX 78155

  Charming Corner-Lot Gem in the Heart of Seguin! Welcome to 238 Short Avenue — a cozy, character-filled 3-bedroom, 2-bath home nestled on a spacious .47-acre corner lot shaded by mature trees and just steps from the local elementary school. This home offers timeless charm, modern updates, and plenty of room to stretch out and enjoy the slower, more relaxed pace of life in Seguin. From the moment

  Lucy Gamez Century 21 Randall Morris & As

  238 Short Ave, Seguin, TX 78155
• 

  

  /17

  $625,000

  • 4 Beds
  • 3.5 Baths
  • 3,760 Sq Ft

  906 E Cedar St, Seguin, TX 78155

  4 Bed | 3.5 Bath | 3,760 SF | .678 Acre | Pool | No HOA Spacious 4-bedroom, 3.5-bath home on a .678-acre lot in the heart of Seguin, directly across from Weinert Elementary. At 3,760 SF, this home offers multiple living and dining areas, a recently renovated primary bathroom, and a two-car garage. The backyard is perfect for entertaining with an in-ground pool, outdoor shower, and plenty of

  Devin Resendez Keller Williams Legacy

  906 E Cedar St, Seguin, TX 78155
• 

  

  /17

  $268,000

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  844 Nodding Nixie, Seguin, TX 78155

  Charming 1-story 3BR home in Seguin with access to pool, playground & walking trails! Includes sprinkler system, solar screens, water softener, washer, dryer, fridge & mounted big-screen TV-move-in ready with all the extras! Spacious layout, modern finishes & a backyard perfect for relaxing or entertaining. Don't miss this one!

  LaVida Frieson Levi Rodgers Real Estate Group

  844 Nodding Nixie, Seguin, TX 78155
• 

  

  /18

  $207,000

  • 3 Beds
  • 1 Bath
  • 764 Sq Ft

  1024 Juarez St, Seguin, TX 78155

  Charming 3-bedroom, 1-bath home on a spacious 0.37-acre lot with modern updates throughout. Recent improvements include a new roof, HVAC system, siding, windows, insulation, water heater, and washer/dryer connections. Inside, you'll find a bright and open living space, stainless steel appliances. Enjoy the outdoors in a large, private backyard featuring mature trees, a firepit, a storage shed,

  Caroline Monreal-Gloria Real Broker, LLC

  1024 Juarez St, Seguin, TX 78155

Showing Results 121 - 160, Page 4 of 16