Homes for Sale near Wingate Elementary School

• 

  

  /2

  $170,000

  Pending

  • 2 Beds
  • 1 Bath
  • 927 Sq Ft

  303 S Augusta St, O Fallon, IL 62269

  Sold before print

  Andrea Picchietti HomePro Real Estate

  303 S Augusta St, O Fallon, IL 62269
• 

  

  /2

  $319,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,522 Sq Ft

  1721 Old Park Ln, Belleville, IL 62226

  Are you ready to take some of your time back and move to low-maintenance living??? This beautiful to be built ATTACHED Villa can be personalized to suit your style. The Somerset floor plan is a 2 bedroom, 2 bath Villa with full basement. The open floor plan boasts a foyer entry, dining area, kitchen with center island and pantry, breakfast area, great room, and two large bedrooms. The primary

  Paula Peppers Re/Max Signature Properties

  1721 Old Park Ln, Belleville, IL 62226
• 

  

  

  /6

  $879,000

  • Land
  • 5.38 Acres
  • $163,383 per Acre

  0 N Green Mount Rd, Swansea, IL 62221

  Prime Corner Commercial Lot in Shiloh, IL – 5.4+/- Acres. High-visibility and high-traffic corner lot with frontage on both N. Green Mount Rd. and Lebanon Ave., offering outstanding development potential in the heart of Shiloh’s booming commercial corridor. Zoned Highway Business (B-3), this 5.4&+/- acre site is just 2 miles from I-64 (Exit 16) and surrounded by national retailers, medical

  Steven Bennett RE/MAX Signature Properties

  0 N Green Mount Rd, Swansea, IL 62221
• 

  

  

  /20

  $134,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  640 Devonshire Dr, Belleville, IL 62226

  Welcome to this beautiful 3-bedroom, 1-bath home featuring numerous updates and modern touches throughout. The home offers a cozy family room, brand-new appliances, fresh modern finishes, and freshly painted interiors.All new flooring, baseboard, bathroom vanity and entry doors. Whether you’re a first-time homebuyer or looking to downsize, this charming home offers comfort, convenience, and

  Gary Johnston Johnston Realty, Inc.

  640 Devonshire Dr, Belleville, IL 62226
• 

  

  

  /59

  $279,900

  Open Sun 1PM - 3PM

  • 3 Beds
  • 3 Baths
  • 1,812 Sq Ft

  3832 Tanbark Dr, Swansea, IL 62226

  Welcome to 3832 Tanbark Dr! Nestled in the desirable Country Acres community and offering a peaceful setting surrounded by nature, this inviting all-brick 3 bedrooms 3 full baths and a walkout basement home combine everyday comfort with the appeal of a scenic outdoor lifestyle, featuring beautiful private lake view perfect for fishing, relaxing and more. Located within the sought-after Wolf

  Tatiane De-Souza Coldwell Banker Brown Realtors

  3832 Tanbark Dr, Swansea, IL 62226
• 

  /2

  $1,000

  • Land
  • 8,712 Sq Ft
  • $5,000 per Acre

  3509/3505 Fox Valley Ln, Belleville, IL 62220

  Price listed is Starting Bid Only. Bidding starts closing 8/20/2026 @ 5p.m. Rare development opportunity awaits with this unique offering in and adjacent to the Fox Valley Subdivision of Belleville, IL! The properties include 19 mostly level duplex/townhome lots, one 1.25± acre parcel zoned AG-Agriculture, and one 3.25± acre tract consisting of four parcels selling together as one. Two

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  3509/3505 Fox Valley Ln, Belleville, IL 62220
• 

  

  /69

  $379,000

  Open Sun 12PM - 2PM $5K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,748 Sq Ft

  404 Hunters Glen, Belleville, IL 62220

  Beautiful 4-sided brick 2-story home with 4 beds, 3 baths, and over 2,700 sq ft of living space! Tucked away on a peaceful cul-de-sac in an established neighborhood with mature trees, this home offers the perfect blend of space, charm, and function. From the gorgeous covered front porch to the amazing fenced backyard, there is so much to love inside and out! The main level offers an incredible

  Robin Ortiz RE/MAX Results Realty

  404 Hunters Glen, Belleville, IL 62220
• 

  

  /30

  $155,000

  Open Sun 12PM - 2PM

  • 2 Beds
  • 1 Bath
  • 1,004 Sq Ft

  639 Royal Heights Rd, Belleville, IL 62226

  Welcome to 639 Royal Heights Road in Belleville! This beautifully updated home is move-in ready, already passed occupancy and features improvements throughout, including a new roof, siding and HVAC in 2026. The kitchen comes fully equipped with appliances, and the washer and dryer are also included. Step outside to enjoy the spacious backyard, fully enclosed with vinyl privacy fencing perfect for

  Megan Schobert Keller Williams Pinnacle

  639 Royal Heights Rd, Belleville, IL 62226
• 

  

  /56

  $479,900

  • 5 Beds
  • 3 Baths
  • 3,992 Sq Ft

  1700 Saint Andrews Dr, O Fallon, IL 62269

  WELCOME TO THIS BEAUTIFULLY RENOVATED HOME IN DESIRABLE TAMARACK ESTATES! Offering the perfect blend of modern updates and functional living, this move-in ready property has undergone an extensive transformation featuring a stunning kitchen renovation, beautifully updated basement, fresh paint throughout, new flooring, updated landscaping, and so much more. The spacious floor plan includes 5

  Janell Schmittling Homes By Janell

  1700 Saint Andrews Dr, O Fallon, IL 62269
• 

  

  /26

  $139,900

  • 2 Beds
  • 1.5 Baths
  • 1,327 Sq Ft

  2416 College Ave, Belleville, IL 62221

  Don't miss out on this 2 bedroom 1 1/2 bath home with a full basement! Home is all brick with a 3 season room and a one car garage with opener. Priced to Sell - Schedule your Showing today!

  Bruce Canty Strano & Associates

  2416 College Ave, Belleville, IL 62221
• 

  

  /36

  $249,900

  Under Contract

  • 3 Beds
  • 2 Baths
  • 2,012 Sq Ft

  15 Hollandia Dr, Fairview Heights, IL 62208

  This beautifully maintained full brick ranch home, nestled on a serene dead-end street, eagerly awaits its new homeowner. The open and spacious layout features three bedrooms and two bathrooms, with the potential to easily convert a space into a fourth bedroom if desired, offering flexibility for growing families or guests. Recent upgrades enhance the home’s appeal, including a newly renovated

  Teresa Campbell Re/Max Signature Properties

  15 Hollandia Dr, Fairview Heights, IL 62208
• 

  

  /17

  $74,900

  $38K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,080 Sq Ft

  612 S 6th St, Belleville, IL 62220

  Welcome to 612 S. 6th Street in Belleville! Situated on a spacious corner lot with a large side yard, this charming home offers a functional layout and plenty of outdoor space to enjoy. The main level features a comfortable living room, a kitchen with ample cabinet space, two bedrooms, and a full bathroom, providing convenient single-level living. Upstairs, you'll find a third bedroom that offers

  John Blasingame Keller Williams Marquee

  612 S 6th St, Belleville, IL 62220
• 

  

  /12

  $60,000

  $15K PRICE DROP

  • Land
  • 7,840 Sq Ft
  • $333,333 per Acre

  607 N Illinois St, Belleville, IL 62220

  607, 613, & 615 N Illinois St. present a unique opportunity to acquire three prime development lots in downtown Belleville for $75,000. Just steps from the Belleville Square and Main Street shopping, dining, and entertainment district, these multifamily-zoned properties are ideal for investors and developers. Builder plans are available to help expedite future development. The area is

  Rebecca Bollinger RE/MAX Preferred

  607 N Illinois St, Belleville, IL 62220
• 

  

  /27

  $329,900

  Coming Soon

  • 4 Beds
  • 3 Baths
  • 2,680 Sq Ft

  310 Emily Dr, O Fallon, IL 62269

  Welcome home to this charming 4 bedroom, 3 bath split-level home nestled in the established Fairwood Hills subdivision, located blocks from EK school. The main level features hardwood floors that flow throughout the dining room, living room and halls. The large kitchen has ceramic tile, granite counters, recessed lighting, a kitchen island, stainless steel appliances and an abundance of cabinets.

  Lori Swanson-Rodriguez Coldwell Banker Brown Realtors

  310 Emily Dr, O Fallon, IL 62269
• 

  

  /22

  $89,900

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,231 Sq Ft

  201 S 10th St, Belleville, IL 62220

  Investor Special! Value-Add Opportunity in Belleville! Welcome to 201 S 10th St, Belleville, IL—a 2-bedroom, 1-bath home offering approximately 1,231 square feet of living space with endless potential. Whether you're an investor looking to expand your rental portfolio, a flipper searching for your next renovation project, or a buyer looking to build equity, this property presents an excellent

  Salvador Gaspar Hernandez Keller Williams Pinnacle

  201 S 10th St, Belleville, IL 62220
• 

  

  /25

  $155,000

  • 2 Beds
  • 1 Bath
  • 956 Sq Ft

  419 N Cedar St, O Fallon, IL 62269

  Location, character, and updates all come together in this charming 2-bedroom home right in the heart of O’Fallon! Step inside to find beautiful wood floors, wide wood trim, high ceilings, and plenty of the original character that makes this home stand out. The comfortable living room flows into an eat-in kitchen, with two bedrooms and a full bath completing the main living space. Enjoy your

  Amy Hank Keller Williams Pinnacle

  419 N Cedar St, O Fallon, IL 62269
• 

  /2

  $1,000

  • Land
  • 8,712 Sq Ft
  • $5,000 per Acre

  2004/2000 Wexford Green Way, Belleville, IL 62220

  Price listed is Starting Bid Only. Bidding starts closing 8/20/2026 @ 5p.m. Rare development opportunity awaits with this unique offering in and adjacent to the Fox Valley Subdivision of Belleville, IL! The properties include 19 mostly level duplex/townhome lots, one 1.25± acre parcel zoned AG-Agriculture, and one 3.25± acre tract consisting of four parcels selling together as one. Two

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  2004/2000 Wexford Green Way, Belleville, IL 62220
• 

  

  /33

  $140,000

  Under Contract

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  904 Terrace Dr, Belleville, IL 62220

  Investor Opportunity – Hidden Gem with Exceptional Lot Size! Unlock the potential of this charming 3-bedroom, 2-bathroom home situated on an oversized lot that offers both privacy and opportunity. Tucked away in a quiet setting yet conveniently located just minutes from shopping, dining, schools, and major roadways, this property provides the best of both worlds—peaceful surroundings with easy

  Kristie Moore eXp Realty

  904 Terrace Dr, Belleville, IL 62220
• 

  

  /79

  $399,900

  $30K PRICE DROP Pending

  • 4 Beds
  • 4 Baths
  • 3,648 Sq Ft

  1601 Bermuda Dr, O Fallon, IL 62269

  Welcome to this beautiful two-story home located on the 3rd hole of Tamarack Golf Course within the highly sought-after Shiloh/O’Fallon School Districts. Step inside and you’ll be greeted by a dramatic two-story foyer with gleaming hardwood floors. The main level offers a formal living room and dining room, while the back of the home opens into a spacious, light-filled family room featuring a

  Antione Lawrence Ascend Real Estate Advisors

  1601 Bermuda Dr, O Fallon, IL 62269
• 

  

  /20

  $149,000

  • 3 Beds
  • 1 Bath
  • 900 Sq Ft

  1009 Royal Heights Rd, Belleville, IL 62226

  Welcome home to this move-in-ready 3-bedroom, 1-bath home in Belleville! This recently updated property offers a fresh, modern feel with an inviting interior, updated kitchen, and refreshed bathroom. The kitchen features white cabinetry, granite countertops, tile backsplash, and brand new appliances.Major improvements have already been completed, including a new roof, HVAC system, and

  Ericka Logan Keller Williams Marquee

  1009 Royal Heights Rd, Belleville, IL 62226
• 

  

  /32

  $240,000

  $10K PRICE DROP Pending

  • 4 Beds
  • 1.5 Baths
  • 2,044 Sq Ft

  315 Wabash Ave, Belleville, IL 62220

  Welcome to a historic property where space is never an issue, perfectly located just a short distance from everything downtown has to offer! With an impressive two-story layout featuring nine total rooms and over 2,000 square feet of living area, this home maximizes every inch of its footprint. The main floor offers a sprawling layout highlighted by gorgeous luxury vinyl plank floors, a large

  William Milby Worth Clark Realty

  315 Wabash Ave, Belleville, IL 62220
• 

  

  /26

  $315,000

  Under Contract

  • 3 Beds
  • 2.5 Baths
  • 3,352 Sq Ft

  2213 Birmingham Dr, Belleville, IL 62221

  Calling all investors and homebuyers! This is the one you've been waiting for. This solidly built 3 bed, 3 bath home has great bones, strong curb appeal, and bonus space on the upper level ready for your vision. Being sold strictly as-is with no utilities active, this is a true opportunity for the buyer who comes prepared and ready to move. All it needs is a cosmetic refresh, fresh paint, a deep

  Sheila Harris Coldwell Banker Brown Realtors

  2213 Birmingham Dr, Belleville, IL 62221
• 

  

  /33

  $269,900

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 2,500 Sq Ft

  102 Britanna Dr, Swansea, IL 62226

  Investor opportunity with tons of potential! This duplex (100 & 102 Britanna) is ready for updates and your personal touch, making it a great addition to an investment portfolio or a value-add project. Each unit offers 2 bedrooms, 2 bathrooms, an attached 1-car garage, and a full basement providing plenty of storage or future possibilities. Situated on a spacious corner lot in a quiet

  Mia Herring eXp Realty

  102 Britanna Dr, Swansea, IL 62226
• 

  

  /42

  $215,000

  Under Contract

  • 456 Beds
  • 228 Baths
  • 2,835 Sq Ft

  113 Britanna Dr Unit 115, Swansea, IL 62226

  Lindsey Sutherland 360 Prime Realty Group, LLC

  113 Britanna Dr Unit 115, Swansea, IL 62226
• 

  

  /35

  $225,000

  Under Contract

  • 4 Beds
  • 2 Baths
  • 1,968 Sq Ft

  705 Leighigh Dr, Swansea, IL 62226

  Move right into this beautifully updated brick ranch in a sought-after location! Offering 4 bedrooms and a desirable split-bedroom floor plan, this home combines comfortable living with stylish updates completed over the last three years. The foyer entry welcomes you into the home, with the dining and kitchen area to the left and the spacious living room straight ahead. The vaulted living room

  Rachel Helbig Burkarth Coldwell Banker Brown Realtors

  705 Leighigh Dr, Swansea, IL 62226
• 

  

  /23

  $175,000

  • 5 Beds
  • 3 Baths
  • 1,346 Sq Ft

  1110 Caseyville Ave, Swansea, IL 62226

  Check out this recently remodeled 5-bed, 3-bath home with an open floor plan in the heart of Swansea. Offering thoughtfully updated living space, this move-in-ready residence blends comfort and convenience. Step into a bright living room and kitchen that flows seamlessly for everyday living and entertaining. The main-floor primary suite provides privacy and ease with its own full bath. One

  Timothy Thompson Worth Clark Realty

  1110 Caseyville Ave, Swansea, IL 62226
• 

  /2

  $319,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,522 Sq Ft

  1833 Old Park Ln, Swansea, IL 62226

  Are you ready to take some of your time back and move to low-maintenance living??? This beautiful to be built ATTACHED Villa can be personalized to suit your style. The Somerset floor plan is a 2 bedroom, 2 bath Villa with full basement. The open floor plan boasts a foyer entry, dining area, kitchen with center island and pantry, breakfast area, great room, and two large bedrooms. The primary

  Paula Peppers Re/Max Signature Properties

  1833 Old Park Ln, Swansea, IL 62226
• 

  

  /30

  $209,900

  Under Contract

  • 3 Beds
  • 1 Bath
  • 1,320 Sq Ft

  504 W 4th St, O Fallon, IL 62269

  Tucked away at the end of the street, this full-brick home offers exceptional privacy on a double lot surrounded by mature trees that provide abundant shade throughout the front and backyard. Inside, this three-bedroom home welcomes you with a spacious living and dining area featuring charming built-ins and a decorative, non-functioning fireplace. The adjoining kitchen includes all appliances for

  Courtney Marsh Red Door Realty Group Inc

  504 W 4th St, O Fallon, IL 62269
• 

  /2

  $1,000

  • Land
  • 8,712 Sq Ft
  • $5,000 per Acre

  2020/2016 Wexford Green Way, Belleville, IL 62220

  Price listed is Starting Bid Only. Bidding starts closing 8/20/2026 @ 5p.m. Rare development opportunity awaits with this unique offering in and adjacent to the Fox Valley Subdivision of Belleville, IL! The properties include 19 mostly level duplex/townhome lots, one 1.25± acre parcel zoned AG-Agriculture, and one 3.25± acre tract consisting of four parcels selling together as one. Two

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  2020/2016 Wexford Green Way, Belleville, IL 62220
• 

  

  /31

  $315,000

  $5K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,464 Sq Ft

  916 Crosswinds Dr, Belleville, IL 62221

  You get a second chance to secure this home, back on the market no fault of the seller!Beautifully maintained ranch home offering 3 bedrooms, 3 full bathrooms, and a spacious 3-car garage. Fresh interior paint and professionally cleaned carpets make this home truly move-in ready.The main level features an open-concept layout that seamlessly connects the kitchen and living room,

  Emily Kasten RE/MAX Alliance

  916 Crosswinds Dr, Belleville, IL 62221
• 

  

  /39

  $378,800

  Under Contract

  • 4 Beds
  • 2 Baths
  • 2,381 Sq Ft

  1901 Cedarwood Trail, Belleville, IL 62226

  Nestled on a picturesque 1-acre lot in the highly sought-after Manors of Woodfield, this meticulously maintained home offers the perfect blend of space, comfort, and functionality. Known for its mature trees, spacious homesites, and established character, this desirable neighborhood provides a peaceful setting while remaining conveniently located to everyday amenities. Step inside to a welcoming

  Ben Norrenberns Judy Dempcy Homes Powered by KW Pinnacle

  1901 Cedarwood Trail, Belleville, IL 62226
• 

  

  /11

  $675,000

  New Construction

  • 5 Beds
  • 6 Baths
  • 2,142 Sq Ft

  106 S Lawn Ave, O'Fallon, IL 62269

  Welcome to this brand-new construction duplex in the heart of O’Fallon, offering modern finishes, spacious living, and a fantastic location! Each side features 2 bedrooms and 3 bathrooms with an inviting open-concept kitchen and family room designed for easy everyday living and entertaining (left side ~1,375 sq ft with ~500 sq ft garage; right side 1,420 sq ft with ~490 sq ft garage). The kitchen

  Chris Nelson CR Holland Real Estate LLC

  106 S Lawn Ave, O'Fallon, IL 62269
• 

  /2

  $500,091

  New Construction Pending

  • 1,691 Sq Ft

  4105 Timber Brook Ct, Swansea, IL 62226

  A new detached villa is currently under construction in Jennings Station, designed to combine modern luxury with functional living. Set on a spacious plot, the villa features a contemporary architectural style with clean lines, large windows, and open-plan interiors that maximize natural light. Once finished, the villa will include two bedrooms and two full bathrooms, a state-of-the-art kitchen,

  Pamela Patterson RE/MAX Preferred

  4105 Timber Brook Ct, Swansea, IL 62226
• 

  

  /6

  $30,000

  • 504 Sq Ft

  731 S 1st St, Belleville, IL 62220

  Contractors and Investors. Step back in time and discover a piece of history at 731 S 1st ST, BLLVLLB IL 62220. Constructed in 1862, this single family residence offers a unique opportunity to own a home with a rich past and enduring character. This is more than a house; it's an invitation to cultivate a lifestyle steeped in history and comfort. Inquire today to experience the timeless appeal of

  Craig Wilson Re/Max Signature Properties

  731 S 1st St, Belleville, IL 62220
• 

  

  /15

  $346,450

  Pending

  • 3 Beds
  • 3 Baths
  • 2,806 Sq Ft

  2613 Westinghouse Dr, Belleville, IL 62221

  NICE 3 BEDROOM, 3 BATH, PARTIALLY FINISHED BASEMENT WITH FAMILY ROOM, LOTS OF UNFINISHED FOR STORAGE, FORMAL DINING ROOM, LIVING ROOM WITH FIREPLACE, LARGE EAT IN KITCHEN WITH FRENCH DOORS LEADING TO DECK, 3 CAR GARAGE. VERY DESIRABLE NEIGHBORHOOD WITH COMMUNITY POOL/CLUBHOUSE. CALL YOUR REALTOR TODAY TO VIEW! Agents must register as a User, enter the property address, and click on “Start Offer”.

  Christine Hayes Southern Realty LLC Collinsville

  2613 Westinghouse Dr, Belleville, IL 62221
• 

  /2

  $1,000

  • Land
  • 10,846 Sq Ft
  • $4,016 per Acre

  2057/2061 Camrose Green St, Belleville, IL 62220

  Price listed is Starting Bid Only. Bidding starts closing 8/20/2026 @ 5p.m. Rare development opportunity awaits with this unique offering in and adjacent to the Fox Valley Subdivision of Belleville, IL! The properties include 19 mostly level duplex/townhome lots, one 1.25± acre parcel zoned AG-Agriculture, and one 3.25± acre tract consisting of four parcels selling together as one. Two

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  2057/2061 Camrose Green St, Belleville, IL 62220
• 

  

  /9

  $140,000

  • 1,426 Sq Ft

  202 Wabash Ave, Belleville, IL 62220

  Don't miss this fully occupied duplex offering immediate rental income with $18,000 in current annual gross rental income and excellent upside potential. The property features two occupied units on month-to-month leases, providing flexibility for investors while maintaining consistent cash flow. The upper unit is currently rented for $850 per month, while the lower unit, with its own private

  Viktoriia Kovel Keller Williams Pinnacle

  202 Wabash Ave, Belleville, IL 62220
• 

  /2

  $1,000

  • Land
  • 9,147 Sq Ft
  • $4,762 per Acre

  3424/3428 Berwin Green Dr, Belleville, IL 62220

  Price listed is Starting Bid Only. Bidding starts closing 8/20/2026 @ 5p.m. Rare development opportunity awaits with this unique offering in and adjacent to the Fox Valley Subdivision of Belleville, IL! The properties include 19 mostly level duplex/townhome lots, one 1.25± acre parcel zoned AG-Agriculture, and one 3.25± acre tract consisting of four parcels selling together as one. Two

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  3424/3428 Berwin Green Dr, Belleville, IL 62220
• 

  

  /24

  $100,000

  Pending

  • 3 Beds
  • 1.5 Baths
  • 1,400 Sq Ft

  1308 Veile Dr, Belleville, IL 62220

  Rare Chance to Own Your First Home in Belleville for Only $100,000!Step into homeownership with this charming and affordable 3-bedroom, 1.5-bath ranch that’s perfect for a young professional or first-time buyer ready to make it their own.This inviting home features a spacious great room with a cozy fireplace, ideal for movie nights or unwinding after work. The eat-in kitchen offers a

  Cheryl Johnson Johnson Realty, Inc

  1308 Veile Dr, Belleville, IL 62220
• 

  /2

  $1,000

  • Land
  • 8,712 Sq Ft
  • $5,000 per Acre

  2068/2064 Wexford Green Way, Belleville, IL 62220

  Price listed is Starting Bid Only. Bidding starts closing 8/20/2026 @ 5p.m. Rare development opportunity awaits with this unique offering in and adjacent to the Fox Valley Subdivision of Belleville, IL! The properties include 19 mostly level duplex/townhome lots, one 1.25± acre parcel zoned AG-Agriculture, and one 3.25± acre tract consisting of four parcels selling together as one. Two

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  2068/2064 Wexford Green Way, Belleville, IL 62220

Showing Results 81 - 120, Page 3 of 12