1,024

Homes for Sale in Smith County TX with 3-Bedrooms

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  • /31

    $495,000

    • 3 Beds
    • 2 Baths
    • 1,950 Sq Ft

    18241 Sunshine Ln, Troup, TX 75789

    Welcome to this charming 3-bedroom, 2-bath home offering 1,950 sq. ft. of comfortable living in desirable East Shores Estates at beautiful Lake Tyler East. Nestled on just over 2 acres in a quiet neighborhood perfect for walking, riding, or biking, this property provides peace, privacy, and even a peek-a-boo water view. Inside, you’ll love the open-concept layout with a split-bedroom design,

    Agent Photo

    Karl Crawford

    Keller Williams Realty-Tyler

    (430) 243-5360

    18241 Sunshine Ln, Troup, TX 75789
  • /47

    $999,000

    • 3 Beds
    • 3.5 Baths
    • 3,006 Sq Ft

    14702 State Highway 155, Ore City, TX 75683

    Turnkey 46-Acre Ranch with Barndominium, Lake, and Livestock Facilities in Upshur County. This is a rare opportunity to own a beautifully improved 46-acre tract in Upshur County, designed for livestock, equine operations, or a private country retreat. Built in 2021, the modern barndominium offers 3,006 square feet of luxurious living space featuring an open floor plan, 3 spacious bedrooms, 3.5

    Agent Photo

    Scott Nolan

    Nolan Properties LLC

    (903) 623-6589

    14702 State Highway 155, Ore City, TX 75683
  • /47

    $650,000

    • 3 Beds
    • 3.5 Baths
    • 2,851 Sq Ft

    3964 Hogan Dr, Tyler, TX 75709

    Introducing a stunning new build in the highly sought-after Cascades subdivision, this modern two-story home perfectly blends style, functionality, and comfort. Boasting 3 bedrooms, 3.5 bathrooms, and a dedicated office, this home is designed for both everyday living and entertaining. Step inside to an open-concept floor plan featuring a spacious living room with soaring ceilings, abundant

    Agent Photo

    Cindi Featherston-Shields

    The Property Shoppe - eXp Realty, LLC

    (430) 237-3140

    3964 Hogan Dr, Tyler, TX 75709
  • /25

    $300,000

    • 3 Beds
    • 2 Baths
    • 1,777 Sq Ft

    1218 Kingsbury Rd, Tyler, TX 75701

    Welcome to this beautifully updated 3-bedroom, 2-bath, 2-car garage home located in the desirable Glendale Subdivision right in the heart of Tyler. With thoughtful modern upgrades and custom finishes throughout, this home offers style, comfort, and functionality in an unbeatable location. Step inside to a grand, open living room featuring beautiful high ceilings, built-in shelving, and a stunning

    Agent Photo

    Rebecca Burks

    RE/MAX Professionals

    (430) 260-3406

    1218 Kingsbury Rd, Tyler, TX 75701
  • /33

    $159,000

    • 3 Beds
    • 2 Baths
    • 1,536 Sq Ft

    219 Half St, Lindale, TX 75771

    Welcome to your next investment opportunity – a charming property primed for lucrative returns. Nestled in a vibrant neighborhood, this home exudes both comfort and potential for growth in your investment portfolio. The classic architecture invites you into a spacious interior characterized by an abundance of natural light. Step into the heart of the home, where the living room seamlessly

    Agent Photo

    Rebecca Burks

    RE/MAX Professionals

    (430) 213-6596

    219 Half St, Lindale, TX 75771
  • /39

    $434,900

    • 3 Beds
    • 2 Baths
    • 2,065 Sq Ft

    261 Kaul Ln, Bullard, TX 75757

    Pool. Pond view. Cul-de-sac. Three things buyers ask for all the time and rarely find in the same home. Just in time for summer this home built by Lawson Homes on one of the largest lots in Meadows East is ready for a new buyer to make a splash! The custom pool and expanded patio create a backyard experience that stands out in Bullard. Lounge by the pool while overlooking a peaceful private pond,

    Agent Photo

    Jamey Whitley

    Shilling Real Estate Company

    (903) 494-7547

    261 Kaul Ln, Bullard, TX 75757
  • /26

    $322,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,613 Sq Ft

    526 Prince Place, Tyler, TX 75704

    Our most popular floor plan! This charming 3 bedroom, 2 bath home is known for its intelligent use of space and now features an even more open living area. The large kitchen granite-topped island opens up to your living room to provide a cozy flow throughout the home. Your dining room features the most charming front window you’ll ever see, which is accented by your gorgeous front elevation.

    Builder Photo

    Stylecraft

    Builder

    526 Prince Place, Tyler, TX 75704
  • /32

    $359,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,674 Sq Ft

    492 Preston Ridge Dr, Tyler, TX 75703

    At 492 Preston Ridge, the backyard is the story. Set with a beautiful Hollytree Country Club golf course view and built by John McKinney, this home offers a rare blend of privacy, quality craftsmanship, and a golf course backdrop that elevates everyday living. Whether it’s coffee on the covered patio or winding down in the evening, this is the kind of setting buyers are always hoping to find—and

    Agent Photo

    Jamey Whitley

    Shilling Real Estate Company

    (430) 226-3490

    492 Preston Ridge Dr, Tyler, TX 75703
  • /28

    $389,900 New Construction

    • 3 Beds
    • 2 Baths
    • 2,010 Sq Ft

    11796 Jayden Ln, Tyler, TX 75703

    ***RATES AS LOW AS 3.875% variable or 5.875% fixed, No down payment or closing costs up front for FHA loans with Builder’s preferred lender (terms and conditions apply)*** This SOUTH TYLER NEW CONSTRUCTION HOME is one of two homes to be built in this wonderful neighborhood and then there will not be any more lots available to build! Located in a serene country setting just minutes from everything

    Agent Photo

    Shelia Cooper

    RE/MAX Impact

    (430) 260-2723

    11796 Jayden Ln, Tyler, TX 75703
  • /34

    $349,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,607 Sq Ft

    496 Preston Ridge Dr, Tyler, TX 75703

    At 496 Preston Ridge, this home offers a rare blend of privacy, quality craftsmanship, and a golf course backdrop that elevates everyday living. Whether it’s coffee on the covered patio or winding down in the evening, this is the kind of setting buyers are always hoping to find—and rarely do. Inside, the open-concept layout is designed for real life. The kitchen features custom cabinetry, granite

    Agent Photo

    Jamey Whitley

    Shilling Real Estate Company

    (430) 288-6813

    496 Preston Ridge Dr, Tyler, TX 75703
  • /27

    $389,900 New Construction

    • 3 Beds
    • 2 Baths
    • 2,010 Sq Ft

    11786 Jayden Ln, Tyler, TX 75703

    ***RATES AS LOW AS 3.875% variable or 5.875% fixed, No down payment or closing costs up front for FHA loans with Builder’s preferred lender (terms and conditions apply)*** This SOUTH TYLER NEW CONSTRUCTION HOME is one of two homes to be built in this wonderful neighborhood and then there will not be any more lots available to build! Located in a serene country setting just minutes from everything

    Agent Photo

    Shelia Cooper

    RE/MAX Impact

    (430) 260-3357

    11786 Jayden Ln, Tyler, TX 75703
  • /35

    $409,999 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,977 Sq Ft

    7177 Alexander Dr, Tyler, TX 75707

    This new construction Home is move in ready, built by Monarch Homes, located in the heart of South Tyler and Whitehouse ISD. Minutes away from everything Tyler has to offer. This 3 bedroom, 2 1/2 bath, open floor plan is packed with an incredible Master bath with double sinks, large walk in closet, laundry room, show stopper quartz countertops, gas range, custom cabinets, gas fireplace, tankless

    Agent Photo

    Jamey Whitley

    Shilling Real Estate Company

    (430) 259-6468

    7177 Alexander Dr, Tyler, TX 75707
  • /22

    $310,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,708 Sq Ft

    105 Johnston St, Arp, TX 75750

    Welcome to your dream modern country escape! This beautiful 3 bedroom, 2 bathroom home offers the perfect blend of contemporary design and rustic warmth. Admire the architectural details, including impressive wood beams that add character and stylish boxed ceilings that elevate the living spaces. The heart of the home is the large, well-appointed kitchen, featuring sleek stainless steel

    Agent Photo

    Juan Gonzalez

    RE/MAX Tyler

    (430) 233-4572

    105 Johnston St, Arp, TX 75750
  • /40

    $238,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,414 Sq Ft

    1410 W Connally St, Tyler, TX 75701

    Welcome to this beautifully crafted 3-bedroom, 2-bathroom new construction home nestled in the heart of Tyler, TX. From the moment you arrive, the large covered front patio invites you to relax and enjoy the serene surroundings. Step inside to discover a thoughtfully designed floor plan featuring a spacious living area perfect for family gatherings and entertaining. The eat-in kitchen boasts a

    Agent Photo

    Diana Zamora

    Quality Choice Solutions, LLC

    (430) 226-4682

    1410 W Connally St, Tyler, TX 75701
  • /50

    $1,250,000

    • 3 Beds
    • 2 Baths
    • 1,724 Sq Ft

    12075 County Rd 452, Lindale, TX 75771

    Set on just over 73 acres, this Lindale ranch is ready to become your homestead, complete with everything needed for cattle or any animals you choose. The main home offers 1,725 sq. ft. of thoughtfully designed living space with wood floors throughout, high ceilings, exquisite moldings, and high-end finishes. The light-filled kitchen features a center island and flows seamlessly into the living

    Craig English Century 21 First Group

    12075 County Rd 452, Lindale, TX 75771
  • /39

    $252,490 New Construction

    • 3 Beds
    • 2 Baths
    • 1,264 Sq Ft

    Ashburn Plan at Blaire Lake, Tyler, TX 75704

    Beautiful home plan with a lighted front porch and back patio. Enjoy the indoors as well with a quality gourmet kitchen that includes base level kitchen hard surface countertops (based on availability), base level stainless steel dishwasher and smooth top cooktop. Relax in the main bedroom suite with a luxurious bathroom that includes a 5-foot shower. Home features include energy efficient

    D.R. Horton Builder
    1777 Stetson Drive St Unit 36206286, Tyler, TX 75704
  • /30

    $252,490 New Construction

    • 3 Beds
    • 2 Baths
    • 1,264 Sq Ft

    Ashburn Plan at The Reserve at Timber Creek, Lindale, TX 75771

    Beautiful home plan with a lighted front porch and back patio. Enjoy the indoors as well with a quality gourmet kitchen that includes base level kitchen hard surface countertops (based on availability), base level stainless steel dishwasher and smooth top cooktop. Relax in the main bedroom suite with a luxurious bathroom that includes a 5-foot shower. Home features include energy efficient

    D.R. Horton Builder
    6008 Freedom Dr Unit 36206314, Lindale, TX 75771
  • /24

    $265,490 New Construction

    • 3 Beds
    • 2 Baths
    • 1,416 Sq Ft

    Bellvue Plan at The Reserve at Timber Creek, Lindale, TX 75771

    You won’t want to miss this beautiful, professionally landscaped front yard, with a lighted front porch and back patio. Enjoy the gourmet kitchen that includes hard surface countertops (based on availability), base level stainless steel dishwasher and smooth top cooktop. Relax in the large main bedroom suite with a luxurious bathroom that includes a 5-foot shower, chrome faucets and plumbing

    D.R. Horton Builder
    6008 Freedom Dr Unit 36206315, Lindale, TX 75771
  • /40

    $269,490 New Construction

    • 3 Beds
    • 2 Baths
    • 1,568 Sq Ft

    Denton Plan at Blaire Lake, Tyler, TX 75704

    Your home will have a professionally landscaped front yard with a lighted front porch and back patio. Enjoy the gourmet kitchen, large main bedroom suite with a luxurious ensuite that includes a 5-foot shower, chrome faucets and a mirror over full length of vanity. Home features an energy efficient heating and cooling system per community guidelines and weather stripping around exterior doors.

    D.R. Horton Builder
    1777 Stetson Drive St Unit 36206288, Tyler, TX 75704
  • /19

    $239,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,290 Sq Ft

    AMBER Plan at Blaire Lake, Tyler, TX 75704

    This thoughtfully designed Express Series home offers a seamless blend of style and practicality, catering to the demands of contemporary living. Its striking exterior, featuring architecturally designed elevations and divided light windows, creates a captivating first impression. A welcoming covered porch leads to a raised panel fiberglass insulated front door, with customizable decorative

    D.R. Horton Builder
    1777 Stetson Drive St Unit 36206282, Tyler, TX 75704
  • /62

    $352,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,690 Sq Ft

    The Charnwood Plan at Cumberland Place West, Tyler, TX 75703

    Experience the pinnacle of comfortable living with the Charnwood Plan built by Sidar Builders! Every detail is designed for style, function, and long-lasting quality. The open kitchen is a chef’s delight with custom cabinets, gleaming quartz counters, stainless steel appliances, and eye-catching pendant lighting, creating a space that’s both practical and stunning. The bright, airy living room

    Sidar Builders Builder
    8025 Crooked Trail Unit 36694549, Tyler, TX 75703
  • /35

    $262,490 New Construction

    • 3 Beds
    • 2 Baths
    • 1,412 Sq Ft

    Bellvue Plan at Blaire Lake, Tyler, TX 75704

    You won’t want to miss this beautiful, professionally landscaped front yard, with a lighted front porch and back patio. Enjoy the gourmet kitchen that includes hard surface countertops (based on availability), base level stainless steel dishwasher and smooth top cooktop. Relax in the large main bedroom suite with a luxurious bathroom that includes a 5-foot shower, chrome faucets and plumbing

    D.R. Horton Builder
    1777 Stetson Drive St Unit 36206287, Tyler, TX 75704
  • /31

    $215,000

    • 3 Beds
    • 2 Baths
    • 1,125 Sq Ft

    16455 Red Fern Rd, Tyler, TX 75703

    Welcome to this charming and quiet 3-bedroom, 2-bathroom home nestled on almost half an acre in desirable Gresham Oaks. With plenty of outdoor space and a peaceful setting, this property offers both comfort and room to grow.Inside, you’ll find a warm and functional layout, perfect for everyday living, bright sunroom, covered porch and formal dining room. Each bedroom is comfortably sized,

    Jacquelyn Loven Newberry Real Estate

    16455 Red Fern Rd, Tyler, TX 75703
  • /20

    $254,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    DIANA Plan at Blaire Lake, Tyler, TX 75704

    This Express Series home plan offers an exceptional blend of style and functionality, designed to meet the demands of modern lifestyles. The custom, architecturally designed elevation, complemented by divided light windows and a front-facing garage with decorative hardware, creates a striking visual appeal. A covered front porch leads to a raised panel fiberglass insulated front door, inviting

    D.R. Horton Builder
    1777 Stetson Drive St Unit 36206284, Tyler, TX 75704
  • /40

    $1,385,000

    • 3 Beds
    • 3.5 Baths
    • 3,900 Sq Ft

    20998 Kiva Cir, Flint, TX 75762

    An amazing, contemporary, serene, waterfront paradise awaits-NEW IMPROVED PRICING!! With stunning, unobstructed open- water lake views, this custom built home exudes a clean modern feel w open living-dining-kitchen on main floor, an anchor wall, WBFP & built-ins. Kitchen has modern stainless appliances & granite counters. Walk out to an elevated deck for outdoor living space. Primary suite w

    Dana Staples Staples Sotheby's International Realty

    20998 Kiva Cir, Flint, TX 75762
  • /46

    $334,000

    • 3 Beds
    • 2 Baths
    • 1,555 Sq Ft

    5905 Havens Trail, Tyler, TX 75707

    Immaculate 3 bedroom, 2 bath home on one level in a prime and well-established Tyler neighborhood. With 1555 square feet of living space, this home features tall ceilings and plenty of windows that enhance its bright and open feel. Home has had only one owner. Kitchen is light and bright with white cabinetry and upgraded light granite. Refrigerator is included. There are vinyl wood floors

    Staples Realty Staples Sotheby's International Realty

    5905 Havens Trail, Tyler, TX 75707
  • /64

    $829,000

    • 3 Beds
    • 3 Baths
    • 2,300 Sq Ft

    22732 Interstate 20 E, Winona, TX 75792

    This impressive 21 +/- acre tract is fully fenced and cross-fenced, making it ideal for horses, cattle, or other livestock. At the heart of the property sits a beautifully crafted ranch-style home built in 2016, designed with comfort, efficiency, and functionality in mind. The home features durable Smart Siding and energy-efficient construction throughout.Inside, the spacious open-concept

    Buddy Taylor Midwest Land Group

    22732 Interstate 20 E, Winona, TX 75792
  • /4

    $1,225,000

    • 3 Beds
    • 2.5 Baths
    • 3,086 Sq Ft

    4451 W Unit TX 75706, Tyler, TX 75706

    HINOTE RANCH50.23 ACRESLINDALE TEXASHinote Ranch is a rare East Texas offering consisting of 50.23 acres bordering Tyler State Park. The property offers an ideal mix of improved pasture, mature timber, water features, abundant wildlife, and a well maintained home.PROPERTY DETAILSThe home contains 3,086 square feet with three bedrooms and two and one half

    JARED STRINGER Trina Griffith and Company Real Estate LLC

    4451 W Unit TX 75706, Tyler, TX 75706
  • /45

    $1,200,000

    • Land
    • 53.62 Acres
    • $22,378 per Acre

    12987 County Road 452, Lindale, TX 75771

    The Douglas Ranch found in East Texas near the City of Lindale, is for sale for the first time. The 53.623 acre ranch features improved pastures, two ponds for livestock and fishing, creek, over 1400 feet of road frontage on two county roads, brick ranch home and a large shop building. The 2042 square foot home has three bedrooms, two full bathrooms, large family room with fireplace insert with

    Carroll Bobo United Country Legacy Land Company

    12987 County Road 452, Lindale, TX 75771
  • /39

    $1,225,000

    • 3 Beds
    • 3 Baths
    • 2,304 Sq Ft

    15152 County Road 426, Lindale, TX 75771

    Experience upscale country living on 35+ acres in the scenic countryside of Lindale, Texas. Property features a beautifully maintained 3-bedroom, 3 -bathroom home offering the perfect blend of country living and modern comfort. Open concept living and dining areas with plenty of natural light, amazing kitchen with ample storage and modern appliances, a designated office or additional bedroom, and

    JJ Hampton J.J. HAMPTON REALTY

    15152 County Road 426, Lindale, TX 75771
  • /20

    Call for Price

    • 3 Beds
    • 3.5 Baths
    • 3,016 Sq Ft

    13288 County Rd 4122, Lindale, TX 75771

    Description3P Ranch is a 75± acre equestrian property for sale in Lindale, Smith County, Texas. Built for serious horse operations, the ranch combines sandy loam soil, improved coastal hay pastures, and extensive pipe fencing with a well-appointed home and full set of equestrian facilities. The property is turnkey and ready for horses, livestock, or future development.LocationThe

    Texas LLC Texas Ranch Sales, LLC

    13288 County Rd 4122, Lindale, TX 75771
  • /42

    $950,000

    • Land
    • 45.48 Acres
    • $20,888 per Acre

    18340 County Road 479, Lindale, TX 75771

    45.481 acre Galland Ranch found west of Lindale. The ranch features Country Home, Private Lake, a metal building with residence, shop & equipment storage, wood & pipe fencing, pastures, wooded area with fantastic wildlife habitat. The property has 1200 ft of frontage on CR 479. Enter the property through a pipe gate fence on to the winding paved enter drive that leads to the RanchHouse, the

    Carroll Bobo United Country Legacy Land Company

    18340 County Road 479, Lindale, TX 75771
  • /43

    $699,000

    • 3 Beds
    • 2.5 Baths
    • 3,519 Sq Ft

    18440 Fm1253, Lindale, TX 75771

    Discover a one-of-a-kind architectural masterpiece nestled atop a hill on nearly 12 gated and fenced acres in Lindale. Designed by an architect, this stunning 3,519 sq. ft. home offers breathtaking views from its expansive deck, surrounded by serene, mature trees for ultimate privacy. This unique property features three bedrooms, two and a half bathrooms, dedicated office with fireplace and tons

    Charlotte Williams Charlotte Williams Team

    18440 Fm1253, Lindale, TX 75771
  • /41

    $750,000

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    19574 Fm 1253, Lindale, TX 75771

    SummaryThis scenic 40-acre property in the heart of East Texas offers the perfect mix of functionality, beauty, and rural charm. Located just outside Lindale in Smith County, this property is ideal for anyone seeking a working cattle or horse ranch, recreational getaway, or peaceful country homestead. A long private driveway lined with towering hardwoods leads you to a well-kept 2008-built

    Cody Robertson Whitetail Properties Real Estate

    19574 Fm 1253, Lindale, TX 75771
  • /35

    $1,602,000

    • 3 Beds
    • 2 Baths
    • 2,178 Sq Ft

    15000 County Road 472, Tyler, TX 75706

    Located in the Growth Corridor of Lindale ISD, this exceptional 52± acre property offers privacy, functionality, and convenience just minutes from the City of Lindale. The land features a well-maintained 2,178 sq ft residence surrounded by mature shade trees and landscaped gardens, creating a peaceful East Texas setting.The home offers an open and spacious living area with a practical

    Jeremy Caruthers Drake Real Estate and Investments

    15000 County Road 472, Tyler, TX 75706
  • /37

    $289,000

    • 3 Beds
    • 2 Baths
    • 2,100 Sq Ft

    11173 County Road 152 W, Bullard, TX 75757

    East Texas country living, close to Tyler, with great investment potential! Situated on a level 1-acre tract, this approximately 2,100 sq. ft. home offers 2 bedrooms and 2.5 baths and is designed with low-maintenance construction both inside and out. A spacious open-concept living, dining, and kitchen area creates an inviting central gathering space, complete with stove, microwave, refrigerator,

    Staples Realty Staples Sotheby's International Realty

    11173 County Road 152 W, Bullard, TX 75757
  • /36

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,457 Sq Ft

    307 Mission Crest Cir, Lindale, TX 75771

    Well maintained 3 bedroom, 2 bath home located in highly sought after Lindale ISD. An inviting front porch welcomes youhome and provides the perfect spot to enjoy your morning coffee or relax in the evenings. This home features an openconcept layout that seamlessly connects the living room, kitchen, and dining area, creating a comfortable space for everydayliving and entertaining. The

    April Shipman Leslie Cain Realty

    307 Mission Crest Cir, Lindale, TX 75771
  • /20

    $159,000

    • 3 Beds
    • 2 Baths
    • 1,140 Sq Ft

    13807 County Road 220, Tyler, TX 75707

    This is the first mobil home on the left, second mobile home is listed for $169,000 new survey, financing available. Peacefull setting just 5 minutes from Chapel Hill school, garage or workshop with automatic door and keypad. Conventional loan with 5% down or possible owner finance. MOTIVATED SELLER.

    Cindy Gregory Gregory Realty

    13807 County Road 220, Tyler, TX 75707
  • /23

    $219,000

    • 3 Beds
    • 2 Baths
    • 2,196 Sq Ft

    2103 Crestwood Dr, Tyler, TX 75701

    One owner well maintained home. Lots of space featuring gorgeous hardwood floors, extra large laundry, big enough to make an office. Home has an extra living area with a wood burning fireplace. Garage has a workshop. Don't miss the sunroom off the garage. It would make a perfect workout room. So much room for home school or work from home. Would make a great rental property. Just added new

    Laura Corbett RE/MAX Tyler

    2103 Crestwood Dr, Tyler, TX 75701
  • /43

    $449,000

    • 3 Beds
    • 2.5 Baths
    • 2,225 Sq Ft

    9115 Long Branch, Tyler, TX 75703

    Stylish, Smart & Perfectly Located in Whitehouse ISD Welcome home to this beautifully designed 3-bedroom, 2.5-bath residence where modern style meets everyday comfort. The open-concept layout is filled with natural light and elevated by decorative accent wallpaper, creating a warm yet sophisticated atmosphere throughout. The heart of the home features a stunning gas-log fireplace highlighted by

    Vicki Smith Dwell Realty

    9115 Long Branch, Tyler, TX 75703

Showing Results 81 - 120, Page 3 of 18

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