Smithville, TN Homes for Sale under $300,000

• 

  

  

  /28

  $274,900

  • 3 Beds
  • 2 Baths
  • 1,250 Sq Ft

  798 Oconnor St, Smithville, TN 37166

  Charming 3-bedroom, 2-bath home in Smithville, TN. Enjoy a welcoming covered front porch, a fenced backyard with an above-ground pool, and a handy storage shed. The corner lot offers added privacy and a quiet atmosphere, all while being close to town and local schools. This home is move-in ready and ideal for relaxing, entertaining, and making lasting memories.

  

  Jennifer Hannah

  Better Homes and Gardens Real Estate Town & Lake

  (615) 933-5806

  798 Oconnor St, Smithville, TN 37166
• 

  

  

  /20

  $200,000

  • Land
  • 4.51 Acres
  • $44,346 per Acre

  0 Four Seasons Rd Unit 238579, Smithville, TN 37166

  Unrestricted land with endless possibilities, formerly home to “Pine Creek Saddle Club.” Featuring over 500 feet of road frontage, this property offers a mix of open land and mature trees. On site you'll find a block concession building and two additional outbuildings, plus a water meter already in place and other utilities available at the road. With its convenient location, it would make an

  

  Clark Adcock

  The Realty Firm - Smithville

  (629) 225-1668

  0 Four Seasons Rd Unit 238579, Smithville, TN 37166
• 

  

  

  /20

  $216,900

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  599 Ab Frazier Rd, Smithville, TN 37166

  Welcome to 599 AB Frazier Rd, 3-bedroom, 2-bath modular home nestled on a beautiful and level 1-acre lot in the heart of Smithville, TN. This well-maintained home offers a quiet country setting with plenty of room to grow, play, garden, or simply enjoy peaceful rural living while staying just a short drive from town conveniences, schools, and local recreation like Center Hill Lake. Step inside to

  

  Sissy Fish

  Better Homes and Gardens Real Estate Town & Lake

  (615) 576-2120

  599 Ab Frazier Rd, Smithville, TN 37166
• 

  

  

  /26

  $265,000

  • 3 Beds
  • 2 Baths
  • 1,088 Sq Ft

  116 S Bright Hill St, Smithville, TN 37166

  This fully renovated 3-bedroom, 2-bathroom home is located within the Smithville city limits. Renovated in 2022, the home features an open-concept layout with updated HVAC and ductwork, new windows, crown molding, and a beautifully tiled walk-in shower. The kitchen has been upgraded with new cabinets and finishes. Outside, you’ll find a screened-in front porch, a level yard, a storage shed, and a

  

  Jennifer Hannah

  Better Homes and Gardens Real Estate Town & Lake

  (615) 827-8173

  116 S Bright Hill St, Smithville, TN 37166
• 

  

  

  /43

  $235,000

  • 3 Beds
  • 2 Baths
  • 1,334 Sq Ft

  411 Hooper St, Smithville, TN 37166

  Updated 3 bedroom, 2 bathroom home located within Smithville city limits. The main floor features a large living room, a spacious kitchen with ample cabinetry and storage, and kitchen appliances that remain. A generously sized laundry room adds extra convenience and functionality. Upstairs offers one bedroom, one full bathroom, and a small sitting area, along with plenty of additional storage

  

  Jennifer Hannah

  Better Homes and Gardens Real Estate Town & Lake

  (615) 398-8256

  411 Hooper St, Smithville, TN 37166
• 

  

  /14

  $209,900

  • Land
  • 6.1 Acres
  • $34,415 per Acre

  0 S College St Unit 240702, Smithville, TN 37166

  Beautiful piece of land located in Smithville city limits with all utilities available, including city sewer. This property offers a great opportunity for a custom home on a spacious tract with room for animals or an excellent subdivision/development opportunity. A prime location within walking distance to Green Brook Park and just minutes to the downtown square, making it convenient to

  

  Clark Adcock

  The Realty Firm - Smithville

  (615) 709-5876

  0 S College St Unit 240702, Smithville, TN 37166
• 

  

  /14

  $209,900

  • Land
  • 6.1 Acres
  • $34,415 per Acre

  0 S College St Unit RTC3048819, Smithville, TN 37166

  Beautiful piece of land located in Smithville city limits with all utilities available, including city sewer. This property offers a great opportunity for a custom home on a spacious tract with room for animals or an excellent subdivision/development opportunity. A prime location within walking distance to Green Brook Park and just minutes to the downtown square, making it convenient to

  

  Clark Adcock

  The Realty Firm - Smithville

  (629) 225-1112

  0 S College St Unit RTC3048819, Smithville, TN 37166
• 

  

  /32

  $219,900

  • 3 Beds
  • 1 Bath
  • 1,104 Sq Ft

  186 Shady Dr, Smithville, TN 37166

  Charming renovated home near lake & downtown! Step inside this beautifully renovated 3 bedroom, 1 bath home that blends modern comfort with small-town charm. Located just minutes from the lake, downtown shopping, and local restaurants, this home offers the perfect mix of convenience and relaxation. Enjoy the fresh updates throughout, including new flooring, stylish finishes, and an inviting

  

  Lisa McCurdy

  Full Circle Realty

  (629) 299-1392

  186 Shady Dr, Smithville, TN 37166
• 

  

  /36

  $272,900

  • 4 Beds
  • 2 Baths
  • 2,280 Sq Ft

  698 Meridian Dr, Smithville, TN 37166

  Previous contract was unable to secure financing, don't miss this opportunity that has come available. Discover modern living in this beautifully updated 4 bedroom, 2 full bath home offering 2280 sq ft of comfortable, functional space. Tucked at the end of a quiet cul-de-sac, this property sits on 1.08 acres, providing extra privacy, room to roam, and a peaceful setting while still being close to

  

  Betsy Smith

  Better Homes and Gardens Real Estate Town & Lake

  (615) 379-9931

  698 Meridian Dr, Smithville, TN 37166
• 

  

  /17

  $250,000

  651 Judkins Ln N, Smithville, TN 37166

  Discover the perfect escape with this stunning 20-acre wooded tract, offering privacy and seclusion in a serene natural setting. This property borders Corps of Engineers land, providing beautiful seasonal views of Center Hill Lake that will take your breath away. A dozer road runs through the property, ensuring easy access while maintaining the tranquility of the surroundings. Please note,

  

  Clark Adcock

  The Realty Firm - Smithville

  (615) 845-1474

  651 Judkins Ln N, Smithville, TN 37166
• 

  

  /20

  $200,000

  • Land
  • 4.51 Acres
  • $44,346 per Acre

  0 Four Seasons Rd Unit RTC2972986, Smithville, TN 37166

  Unrestricted land with endless possibilities, formerly home to “Pine Creek Saddle Club.” Featuring over 500 feet of road frontage, this property offers a mix of open land and mature trees. On site you’ll find a block concession building and two additional outbuildings, plus a water meter already in place and other utilities available at the road. With its convenient location, it would make an

  

  Clark Adcock

  The Realty Firm - Smithville

  (629) 205-7784

  0 Four Seasons Rd Unit RTC2972986, Smithville, TN 37166
• 

  

  /26

  $269,900

  • 3 Beds
  • 1.5 Baths
  • 2,000 Sq Ft

  251 Oak Dr, Smithville, TN 37166

  Great opportunity near Center Hill Lake! This home sits on a peaceful, wooded 0.47-acre lot with quick access to the community boat ramp. Open-concept design with vaulted ceilings, granite countertops, tiled bath, and modern flooring. Spacious rec room and primary suite on the lower level. Some finishing touches and repairs are needed—ideal for an investor or buyer looking to add value and make

  

  Gina Butler

  Better Homes and Gardens Real Estate Town & Lake

  (615) 805-6244

  251 Oak Dr, Smithville, TN 37166
• 

  

  /21

  $249,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  600 Meridian Dr, Smithville, TN 37166

  Here's a well maintained 3 bedroom, 2 bath manufactured home on a permanent foundation right on the Warren/Dekalb county line. This home has a new roof, HVAC, and LVP flooring throughout the 1344 SF of living space. Outside enjoy a nice front porch and covered back deck, plus a 1 car carport. Sitting on nearly an acre of land at the end of the road, the backyard offers plenty of privacy. Move in

  Matthew Vandagriff D.M. Simpson Realtors & Auctioneers

  600 Meridian Dr, Smithville, TN 37166
• 

  

  /5

  $250,000

  • Land
  • 6 Acres
  • $41,667 per Acre

  1 Antler Dr, Smithville, TN 37166

  Turn key. Ready to build on. Engineered foundation plan included. Septic for two bdrm paid for. Electric at road and free to run above ground up to 400 ft. Water is available at the end of the upper private and gate able road. Lower road leads to a trail to the lake access. Includes a seasonal view of Sligo Marina. Hiking, golfing, boating, fishing, nearby. Wildlife abounds as well. Very

  Teresa Fenn Benchmark Realty, LLC

  1 Antler Dr, Smithville, TN 37166
• 

  

  /34

  $255,000

  • 4 Beds
  • 2 Baths
  • 2,280 Sq Ft

  450 Obie Adcock Rd, Smithville, TN 37166

  Move-In READY! Spacious freshly painted 4 Bedroom - 2 Bath home with 2,280 sq. ft. Large level 1.08 acre lot with room for a garden, animals (the sellers have a horse) and all your lake toys. This rural lifestyle offers scenic views and privacy while being just 11 minutes to the Still Point boat ramp, 13 minutes to Rock Island State Park, 15 Minutes to Pates Ford Marina and the famous Fishlipz

  Amanda Sweeney Exit Realty Bob Lamb & Associates

  450 Obie Adcock Rd, Smithville, TN 37166
• 

  

  /20

  $260,000

  • Land
  • 12.84 Acres
  • $20,249 per Acre

  0 Cookeville Hwy Unit 240338, Smithville, TN 37166

  Beautiful 12.84-acre tract just 3 miles from Smithville and 9.5 miles to I-40! Property features two 5-bedroom perk sites, new survey, and new road already in place. Conveniently located near Center Hill Lake and several marinas. Perfect for your dream home, family estate, or future investment. Peaceful country setting with quick access to town and the lake!

  Rachel Roberts Highlands Elite Real Estate LLC - Baxter

  0 Cookeville Hwy Unit 240338, Smithville, TN 37166
• 

  

  /15

  $229,500

  • 2 Beds
  • 1 Bath
  • 884 Sq Ft

  3820 Jefferson Rd, Smithville, TN 37166

  This charming home features two bedrooms, one bathroom, and an open concept on just under an acre of land . Located just minutes away from Center Hill Lake and Pates Ford Marina, this would be the perfect place to relax and unwind after a day on the water. Don't miss your chance to own a piece of paradise near Center Hill Lake. Whether you're looking for a cozy fishing cabin, a weekend lake home,

  Lori Anderson Prater Realty & Auction

  3820 Jefferson Rd, Smithville, TN 37166
• 

  

  /17

  $249,900

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  11056 Belk Rd, Smithville, TN 37166

  Brick home on corner lot, amazing views from your covered porch while you relax and have your morning coffee or end the day with the most beautiful sunsets, such a lovely country setting, home has been updated and ready for new owner. All kitchen appliances included. Also includes detached garage/workshop (30x22) that anyone is sure to love. Attached carport on the garage for additional

  Jamie Killmon-Norris The Heartland Real Estate Co., Llc

  11056 Belk Rd, Smithville, TN 37166
• 

  

  /34

  $299,900

  • 2 Beds
  • 2 Baths
  • 1,334 Sq Ft

  269 Dogwood Cir, Smithville, TN 37166

  ***Builder will contribute towards a permanent rate buy down!***Thoughtfully designed one-level home with a spacious open floor plan and vaulted ceiling in the great room, creating an inviting and airy atmosphere. The primary suite features a private en-suite bath, while a second bedroom AND a large office provide flexibility for remote work, hobbies, or guest space. With its functional layout

  Mitchell Bowman simpliHOM - The Results Team

  269 Dogwood Cir, Smithville, TN 37166
• 

  

  /23

  $239,900

  • 2 Beds
  • 1.5 Baths
  • 1,080 Sq Ft

  3745 Holmes Creek Rd, Smithville, TN 37166

  Charming Home Near the Marina! Great for Living or Investment! Located just one mile from the marina, this unique 2-bedroom, 1.5-bath home offers 1,080 square feet of comfortable living space with endless possibilities. The layout provides an easy flow between rooms, making it ideal for everyday living or a relaxing getaway spot. Whether you’re looking for your first home, a second home near the

  Cody Tipton WEICHERT, REALTORS - The Andrews Group

  3745 Holmes Creek Rd, Smithville, TN 37166
• 

  

  /17

  $264,900

  • 4 Beds
  • 1.5 Baths
  • 1,595 Sq Ft

  709 Cill St, Smithville, TN 37166

  Move in ready 4 bedroom home located inside the city limits. All brick with paved drive, carport, and fenced in back yard. Large master bedroom. New kitchen countertops in 2022. Hardwood floors have been refinished. The roof was replaced in 2023! Electric fireplace, living room TV and kitchen appliances will stay!

  Melissa Miller Farmhouse Realty

  709 Cill St, Smithville, TN 37166
• 

  

  /24

  $299,909

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  829 Luttrell Ave, Smithville, TN 37166

  For Sale or Trade with our Exclusive Trade Up Program. Buy This Home, and I'll Buy Yours! Don't get stuck owning two homes, call us today for details!***Step into this like-new 3-bedroom, 2-bath home offering modern comfort, stylish finishes, and a bright open layout designed for easy everyday living. Set on a spacious lot just five minutes from downtown Smithville, this move-in-ready property

  Michael Szakos

  829 Luttrell Ave, Smithville, TN 37166
• 

  

  /20

  $229,000

  • 2 Beds
  • 1.5 Baths
  • 1,352 Sq Ft

  609 Dry Creek Rd, Smithville, TN 37166

  This updated 2-bedroom, 1.5-bath home sits on a manageable 0.23-acre lot just 5 minutes from the historic courthouse square, local shops, and dining. Recent updates include fresh paint and new flooring throughout, giving the home a bright, move-in ready feel.The kitchen features real wood cabinets, blending warmth and function, while the floor plan offers a comfortable flow for everyday

  Shane Martin Better Homes and Gardens Real Estate Town & Lake

  609 Dry Creek Rd, Smithville, TN 37166
• 

  

  /37

  $299,900

  • 3 Beds
  • 2.5 Baths
  • 1,596 Sq Ft

  404 S College St Unit B, Smithville, TN 37166

  Come check out this gorgeous townhome in the heart of Smithville. Just 8 miles from Center Hill Lake, (no restriction for short term rental), 28 miles to Cookeville, 40 miles to Murfreesboro, and 35 miles to Lebanon, this is a centrally located residence. The home features, 3 spacious bedrooms, and 2 full bathrooms upstairs, and a living area with a 1/2 bathroom down stairs. Kitchen has an

  Kelly Kirby A-Squared Realty & Auction

  404 S College St Unit B, Smithville, TN 37166
• 

  

  /16

  $260,000

  • Land
  • 12.86 Acres
  • $20,218 per Acre

  0 Cookeville Hwy Unit RTC3047483, Smithville, TN 37166

  Beautiful 12.84-acre tract just 3 miles from Smithville and 9.5 miles to I-40! Property features two 5-bedroom perk sites, new survey, and new road already in place. Conveniently located near Center Hill Lake and several marinas. Perfect for your dream home, family estate, or future investment. Peaceful country setting with quick access to town and the lake!

  Rachel Roberts Highlands Elite Real Estate

  0 Cookeville Hwy Unit RTC3047483, Smithville, TN 37166
• 

  

  /40

  $265,000

  • 3 Beds
  • 2 Baths
  • 958 Sq Ft

  237 Cooper Ln, Smithville, TN 37166

  Nature lover's paradise near Center Hill Lake! Imagine sipping coffee and from your porch nestled amongst deer, birds and all nature's abundance. This quaint cabin is perched at the top of a hill in a small neighborhood just minutes from Holmes Creek recreational area and boat launch. If you are an avid fisherman/woman or looking for an affordable option to enjoy the lake, this is your home!

  Dawn Doll SimpliHOM

  237 Cooper Ln, Smithville, TN 37166
• 

  

  /20

  $229,900

  • Land
  • 13 Acres
  • $17,685 per Acre

  1 Seven Springs Rd, Smithville, TN 37166

  Additional seller incentives if you close before the end of this year. Multiple perc site's has been located and survey has been completed. Electricity and Water available along the road frontage, essential utilities are conveniently accessible. Additional perc sites can be found if you're wanting to have your home site built in a different area. •Prime Location: Only 10 minutes from downtown

  William Johnson eXp Realty

  1 Seven Springs Rd, Smithville, TN 37166
• 

  

  /31

  $279,900

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  613 Ginger Dr, Smithville, TN 37166

  Welcome to this charming brick home built in 2019 (only 6 yrs old) that has just hit the market! This adorable property features 3 bedrooms, 2 bathrooms, a cozy living room, and an inviting eat-in kitchen, recess lighting and complete with a water purifier under the sink and newer appliances with Quartz countertops throughout. Step inside to discover new flooring and freshly painted interiors,

  Rosemary Melton RE/MAX Choice Properties

  613 Ginger Dr, Smithville, TN 37166
• 

  

  /25

  $255,900

  • 3 Beds
  • 1 Bath
  • 1,300 Sq Ft

  109 Wilson St, Smithville, TN 37166

  If you are looking for farmhouse style cottage that's been completely renovated with high end finishings, this is the home for you. ALMOST EVERY INCH OF THIS HOME HAS BEEN RENOVATED. Walls were taken down to the studs, new framing added as needed, all new spray insulation in walls and blown insulation in attic, all new drywall, new paint, new cabinets, new leathered granite counter tops, new

  Angela Wingo Century 21 Premier

  109 Wilson St, Smithville, TN 37166
• 

  

  /26

  $264,900

  • 2 Beds
  • 2 Baths
  • 2,700 Sq Ft

  150 Tabernacle Rd, Smithville, TN 37166

  Discover a unique opportunity with this versatile property, featuring 2700 square feet of potential. Previously used as church. Located just outside of town, this space is ideal for those seeking a charming yet functional area for various purposes. Whether you're envisioning a cozy residence, a dynamic business venue, or a vibrant community hub, this property has something to offer. Enjoy the

  Tammy Price Tri-star Real Estate & Auction Co.,

  150 Tabernacle Rd, Smithville, TN 37166
• 

  

  /36

  $269,000

  • 2 Beds
  • 2 Baths
  • 1,452 Sq Ft

  235 Rye Hobbs Hollow Rd, Smithville, TN 37166

  Escape to Center Hill in this charming fully furnished turn-key cottage located just 1 miles from the Holmes Creek boat ramp. This beautifully updated cottage is short-term rental permissible, offering a turn-key investment opportunity or a peaceful personal getaway. Nestled among the trees, this cozy yet spacious home boasts a large covered back deck, ideal for relaxing, entertaining, or soaking

  Kristie Driver Center Hill Realty

  235 Rye Hobbs Hollow Rd, Smithville, TN 37166
• 

  

  /8

  $234,900

  • 1 Bath
  • 1,800 Sq Ft

  4111 Jefferson Rd, Smithville, TN 37166

  Come take a look at this 1.22 acre property, it has tons have possibilities close to Pates Ford Marina/ Center Hill Lake ! It use to operate as a store containing1800 sf. The trailer isn't rented but could be to generate some income. The barn/storage could possibly be converted to boat storage or storage units. Motivated !! Call to setup an appointment !

  David Close Close & Paschal Auction & Realty

  4111 Jefferson Rd, Smithville, TN 37166
• 

  

  /36

  $299,900

  • 2 Beds
  • 2 Baths
  • 1,415 Sq Ft

  289 Dogwood Cir, Smithville, TN 37166

  ***Builder will contribute towards a permanent rate buy down!***This spacious one-level home features an open floor plan with vaulted ceilings in the main living area, creating a bright and comfortable space for everyday living and entertaining. The oversized primary suite offers a private en-suite bath and a huge walk-in closet. A second well-appointed bedroom AND a generous office provide

  Mitchell Bowman simpliHOM - The Results Team

  289 Dogwood Cir, Smithville, TN 37166
• 

  

  /36

  $259,900

  • 4 Beds
  • 2 Baths
  • 2,312 Sq Ft

  526 W Main St, Smithville, TN 37166

  "REDUCED"REDUCED"REDUCED" Take a look at this good bones house w/so much character! Still needs work but a lot has been done - Tongue & groove ceilings, wood floors (some old & some new), Metal roof, Central/5 yrs, 10' ceilings - There is room to expand the kitchen & rooms are large & spacious! Covered porches to enjoy the afternoons and a 42x39 detached 3 car garage/shop - Backyard is fenced and

  Gail King Cumberland Real Estate LLC

  526 W Main St, Smithville, TN 37166
• 

  

  /32

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,440 Sq Ft

  513 N Congress Blvd, Smithville, TN 37166

  Picture yourself in this affordable, move-in ready three bedroom, two bath home with a bonus room, situated on a spacious 1.19-acre lot. This all-brick home offers a wonderful location that is just minutes from town, schools, shopping and convenient to the breathtaking Center Hill Lake. This property is a fantastic opportunity for downsizers, first-time homebuyers, or landlords seeking to add to

  Vickie Loftis American Way Real Estate

  513 N Congress Blvd, Smithville, TN 37166
• 

  

  /43

  $299,900

  • 3 Beds
  • 2.5 Baths
  • 1,596 Sq Ft

  404 S College St Unit A, Smithville, TN 37166

  Come check out this gorgeous townhome in the heart of Smithville. Just 8 miles from Center Hill Lake, (no restriction for short term rental), 28 miles to Cookeville, 40 miles to Murfreesboro, and 35 miles to Lebanon, this is a centrally located residence. The home features, 3 spacious bedrooms, and 2 full bathrooms upstairs, and a living area with a 1/2 bathroom down stairs. Kitchen has an

  Kelly Kirby A-Squared Realty & Auction

  404 S College St Unit A, Smithville, TN 37166
• 

  

  /33

  $239,000

  • 3 Beds
  • 1.5 Baths
  • 1,256 Sq Ft

  844 Oconnor St, Smithville, TN 37166

  Welcome to this charming brick house conveniently located in the city limits. This spacious home has 3 bedrooms, a generous living room with large windows that's perfect for letting in natural lightning, a good size den/dining area, kitchen, and a large utility room for added convenience. The 1.5 bathrooms provide ample space for the whole family. Outside, you'll find an detached carport located

  Rosemary Melton RE/MAX Choice Properties

  844 Oconnor St, Smithville, TN 37166
• 

  

  /13

  $297,000

  • Land
  • 26.99 Acres
  • $11,004 per Acre

  0 Rutherford Ln Unit RTC2867601, Smithville, TN 37166

  26.99 undeveloped land in Residential area with utilities at street level. Hurricane Pointe III subdivision. According to the original deed, land can be subdivided one time (provided no lot is less than 5 acres).All information is believed to be accurate but is not guaranteed. Buyer and Buyer’s Agent are responsible for independently verifying all information, including but not limited to

  Joshua Wagner Compass

  0 Rutherford Ln Unit RTC2867601, Smithville, TN 37166
• 

  

  /26

  $250,000

  • 3 Beds
  • 1 Bath
  • 1,107 Sq Ft

  416 Juniper Ln, Smithville, TN 37166

  Brimming with character, this 3-bedroom, 1-bath home offers 1,107 sq ft of living space on a .38-acre lot in Smithville. Built in 1952, it showcases original wood cabinets and classic paneling that bring warmth throughout. The bathroom has been updated with a walk-in shower for modern convenience, while the former attached garage has been converted into a flexible space with a closet—ideal as a

  Rebecca Grider Southern Middle Realty

  416 Juniper Ln, Smithville, TN 37166
• 

  

  /24

  $245,900

  • 3 Beds
  • 2.5 Baths
  • 1,560 Sq Ft

  824 W Broad St, Smithville, TN 37166

  Welcome home to this beautifully maintained all-brick ranch offering 3 bedrooms, 2.5 baths, and approx. 1,560 sq ft of comfortable living space on a spacious 0.31-acre lot. Thoughtful updates throughout make this home truly move-in ready. Inside, you’ll find freshly resealed original hardwood floors, new interior and exterior light fixtures, and a large flex space perfect for a family room, hobby

  Brittany Richards Better Homes and Gardens Real Estate Town & Lake

  824 W Broad St, Smithville, TN 37166

Showing Results 1 - 40, Page 1 of 2