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Spirit Lake, IA Homes for Sale under $400,000

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  • /34

    $229,900

    • 3 Beds
    • 2 Baths
    • 1,334 Sq Ft

    510 Lake St, Spirit Lake, IA 51360

    Great opportunity for single family residence or continue the current use of a dual rental property. Or perhaps live in one and rent the other. With R3 zoning, this opens up even more possibilities! The location of this property is key with the Splash Pad, Memorial Park, East lake and Hill Ave just down the street. Currently there is a long-term renter in the lower unit and the upper unit is

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 625-6046

    510 Lake St, Spirit Lake, IA 51360
  • /29

    $374,999

    $75K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,882 Sq Ft

    710 Ithaca Ave, Spirit Lake, IA 51360

    EAST LAKE ACCESS! This charming 4-bedroom, 2-bath home offers comfortable living in a sought-after location. The attached 2-car garage adds everyday convenience and extra storage. The spacious fenced backyard is perfect for pets or outdoor entertaining. Enjoy immediate lake access right from your neighborhood. With a great location, plenty of space, and a brand-new roof installed in 2025, this is

    Agent Photo

    Charlie Leissler

    RE/MAX Lakes Realty

    (712) 582-5842

    710 Ithaca Ave, Spirit Lake, IA 51360
  • /20

    $369,000

    • 4 Beds
    • 3 Baths
    • 2,179 Sq Ft

    101 24th St, Spirit Lake, IA 51360

    Comfortable ranch-style living in a desirable Spirit Lake neighborhood close to East Lake as well as the schools. The main floor offers an inviting layout with a spacious living area, while the finished lower level provides additional space for relaxing, entertaining, or hosting guests, not to mention, you could even add 1 or 2 more bedrooms. (The current 4th bedroom is non-conforming). Enjoy the

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 589-5502

    101 24th St, Spirit Lake, IA 51360
  • /48

    $319,900

    $79K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 2,496 Sq Ft

    505 14th St, Spirit Lake, IA 51360

    Completely Updated with Style and Comfort in Mind New, new, new—nearly every inch of this home has been thoughtfully refreshed and upgraded. The heart of the home is a spacious kitchen featuring brand new appliances, light-tone finishes, and an added coffee bar—perfect for your daily routine or weekend hosting. The light flooring throughout gives the space a bright, airy feel that flows

    Landon Howard Real Estate Unlimited

    505 14th St, Spirit Lake, IA 51360
  • /26

    $245,000

    $30K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,288 Sq Ft

    1108 Fargo Ave, Spirit Lake, IA 51360

    Welcome to this 4-bed, 3-bath home located in the heart of Spirit Lake—right across the street from East Lake Okoboji! Situated on a spacious double lot, this property offers room to spread out inside and out. Enjoy morning coffee and lake views from your new front deck, or relax on the second new deck overlooking the large, fully fenced backyard. The home features several thoughtful upgrades,

    Holli Hansen RE/MAX Lakes Realty

    1108 Fargo Ave, Spirit Lake, IA 51360
  • /29

    $299,000

    $11K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    25913 162nd St, Spirit Lake, IA 51360

    Step into your new home! This well maintained 3 bedroom, 2 bath ranch offers comfort, style, and convenient access to East Lake and Elinor Bedell State Park. Surrounded by mature evergreens and a neighboring vacant lot, the property provides a sense of privacy and tranquility. Inside, you’ll find hardwood floors and an open floor plan that creates a bright, welcoming space perfect for

    Sean Kondrath Real Estate Unlimited

    25913 162nd St, Spirit Lake, IA 51360
  • /51

    $399,000

    Open Sat 12PM - 1PM
    • 3 Beds
    • 2 Baths
    • 1,541 Sq Ft

    1528 Blaine's Way, Spirit Lake, IA 51360

    Welcome to effortless luxury living at The Dwellings at Indian Hills! This beautifully maintained 3-bedroom, 2-bath residence features the sought-after Platinum Package, showcasing the highest level of finishes throughout. You'll love the elegant gold accents, stunning designer lighting, quartz countertops, luxury vinyl plank flooring, and the bright, open-concept floor plan designed for

    Josh Schaben Keller Williams Okoboji

    1528 Blaine's Way, Spirit Lake, IA 51360
  • /29

    $324,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,728 Sq Ft

    1403 Fargo Ave, Spirit Lake, IA 51360

    Completely remodeled and truly move-in ready, this 3 bedroom, 2 bath home offers the updates buyers are searching for in a location they love. Enjoy peace of mind with a new roof, siding, doors, water heater, and fresh landscaping, all thoughtfully completed to create a modern, low-maintenance home. The fully fenced yard is ideal for pets, play, and outdoor gatherings, offering privacy and ease

    Brooke Jones RE/MAX Lakes Realty

    1403 Fargo Ave, Spirit Lake, IA 51360
  • /35

    $397,500

    $32K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,541 Sq Ft

    3924 Dorothy's Ln, Spirit Lake, IA 51360

    Built in 2023 with the Platinum Upgrade package, this beautiful zero entry (no steps) home offers 3 bedrooms and 2 bathrooms with high end finishes throughout. Located in the exclusive Dwellings at Indian Hills golf course community, residents enjoy access to a clubhouse with storm shelter, pool, and a fun one-hole par-3 golf feature. Lawn care and snow removal are taken care of by the

    Janie Eick RE/MAX Lakes Realty

    3924 Dorothy's Ln, Spirit Lake, IA 51360
  • /24

    $319,900

    • 4 Beds
    • 2 Baths
    • 1,864 Sq Ft

    610 20th St, Spirit Lake, IA 51360

    Very solid home built in 1963 with many original features, giving it a mid-century modern look! Updated kitchen and baths, 2 fireplaces, large concrete patio, and lots of outdoor perennial plants! New roof in April of this year!

    Keith Brockmeyer Lakeland Realty of Iowa

    610 20th St, Spirit Lake, IA 51360
  • /3

    $109,900

    • Land
    • 8,099 Sq Ft
    • $591,018 per Acre

    16151 255th Ave, Spirit Lake, IA 51360

    Prime lake view building lots with full site plans and engineering drawings available - building permit ready! These desirable properties in the sought-after Francis Sites neighborhood offer excellent opportunities for custom single-family homes, duplexes, or larger residences. Each lot is fully permit-ready for immediate construction of a single-family home. An optional adjacent lot is also

    Nick Steffes Integrity Real Estate

    16151 255th Ave, Spirit Lake, IA 51360
  • /27

    $145,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    25278 140th St, Spirit Lake, IA 51360

    Single-Level Home on a Spacious Corner Lot in Orleans! Enjoy the ease of single-level living with no steps inside or out in this cozy home, perfectly situated on a large corner lot just a couple of blocks from Big Spirit Lake and East Lake Okoboji. Take advantage of nearby bike/walking trails, offering plenty of outdoor fun right at your doorstep. This property needs a little TLC, making it ideal

    Tracey Radcliffe EXIT Realty Midwest

    25278 140th St, Spirit Lake, IA 51360
  • /10

    $174,900

    • 1 Bed
    • 1 Bath
    • 863 Sq Ft

    1912 23rd St Unit 15, Spirit Lake, IA 51360

    ONLY 18 UNITS! MOVE-IN READY 55+ CONDO WITH GARAGE, PATIO & MAINTENANCE-FREE LIVING. Opportunities like this don't come along often! With only 18 units in Courtyard Estates, this well-maintained 55+ community offers a comfortable, carefree lifestyle in a convenient Spirit Lake location. This move-in-ready 1-bedroom, 1-bath condo features 863 square feet of easy, single-level living with no

    Tracey Radcliffe EXIT Realty Midwest

    1912 23rd St Unit 15, Spirit Lake, IA 51360
  • /4

    $290,000

    • Land
    • 2 Acres
    • $145,000 per Acre

    0 28th St, Spirit Lake, IA 51360

    Perfectly positioned on a hard-surfaced road, this property offers the best of both worlds, close proximity to town amenities with the feel of a quiet, pastoral setting. With approximately two acres to work with, the land provides flexibility for a single estate setting or the option to split into two parcels. A hard-to-find combination of location, space, and versatility.

    Amanda Lippon Jensen Real Estate

    0 28th St, Spirit Lake, IA 51360
  • /18

    $265,000

    Open Sat 10AM - 12PM $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 912 Sq Ft

    15117 War Eagle Blvd, Spirit Lake, IA 51360

    Just minutes from Triboji Beach and Lunker's Lounge, this home puts you close to everything people love about the area! This home offers easy access with just one step into the house, plus a ramp and sidewalk already in place. Plants and landscaping create an inviting first impression that feels like home when you pull up. Whether you are looking for a year round residence, weekend getaway, or

    Alix Miller EXIT Realty Midwest

    15117 War Eagle Blvd, Spirit Lake, IA 51360
  • /8

    $189,000

    • 2 Beds
    • 1 Bath
    • 528 Sq Ft

    25713 164th St, Spirit Lake, IA 51360

    Nestled in the heart of East Okoboji Beach, this well maintained 2 bedroom, 1 bath cabin offers the perfect balance of comfort and convenience. Lovingly cared for throughout the years, this property provides a quiet setting away from the crowds while remaining just minutes from all the entertainment, dining, boating, and attractions that make Okoboji such a sought after destination. Located near

    JJ Newman Stauss Realty

    25713 164th St, Spirit Lake, IA 51360
  • /20

    $399,000

    $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,166 Sq Ft

    16397 255th Ave, Spirit Lake, IA 51360

    Enjoy lake living without the lakefront price! This well-maintained 4-bedroom (1 non-conforming), 3-bath home offers over 2,100 square feet of living space and beautiful views of East Okoboji Lake—making it a perfect year-round residence or weekend getaway! Designed with both comfort and functionality in mind, this raised ranch features an open-concept main level with a spacious living room,

    Jason Grinnen Copper Dog Realty, LLC

    16397 255th Ave, Spirit Lake, IA 51360
  • /29

    $400,000

    • 4 Beds
    • 3 Baths
    • 2,700 Sq Ft

    1806 Highway 9, Spirit Lake, IA 51360

    Escape to the perfect blend of comfort and countryside with this four bedroom, three bath, three car garage nestled on 1.47 acres on Highway 9. Easy access with a private serene setting whether you're looking for a peaceful retreat, hobby acreage or place to create lasting memories, this property has it all! DNR land across the road- perfect for hunting, hiking, and enjoying nature. Enjoy the

    Marilyn Vos Hoien Realty

    1806 Highway 9, Spirit Lake, IA 51360
  • /3

    $149,900

    • Land
    • 10,800 Sq Ft
    • $604,597 per Acre

    16131 & 16141 255th Ave, Spirit Lake, IA 51360

    Prime lake view building lots with full site plans and engineering drawings available - building permit ready! These desirable properties in the sought-after Francis Sites neighborhood offer excellent opportunities for custom single-family homes, duplexes, or larger residences. Each lot is fully permit-ready for immediate construction of a single-family home. An optional adjacent lot is also

    Nick Steffes Integrity Real Estate

    16131 & 16141 255th Ave, Spirit Lake, IA 51360
  • /32

    $305,000

    • 3 Beds
    • 1.5 Baths
    • 1,504 Sq Ft

    1911 Boston Ave, Spirit Lake, IA 51360

    Those magical moments are calling you with this opportunity you won't want to miss. Situated on a full 1 acre lot just footsteps from the public dock on East Lake Okoboji. For a creative handyman perhaps you take this 3 bedroom 2 bath home and return it to it's glory or use this great piece of land as the ideal location for new home construction or an investment opportunity of your choosing.

    Bryan Sebastian Hinn Real Estate

    1911 Boston Ave, Spirit Lake, IA 51360
  • /29

    $255,000

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    605 20th St, Spirit Lake, IA 51360

    Well-maintained and full of functional space, this inviting 3-bedroom, 2-bathroom home offers comfort, convenience, and plenty of storage throughout. The spacious open kitchen is perfect for entertaining and everyday living, featuring abundant cabinetry and built-in storage options. The main floor master suite includes an oversized walk-in closet that could also serve as a nursery, office, or

    Gregory Sheeler RE/MAX Lakes Realty

    605 20th St, Spirit Lake, IA 51360
  • /4

    $375,000

    • Land
    • 30,012 Sq Ft
    • $544,264 per Acre

    1909 18th St, Spirit Lake, IA 51360

    PRIME HIGHWAY 71 & 9 FRONTAGE LOT ONLY Take advantage of this high-visibility commercial lot located in Spirit Lake, IA, with approximately 100 feet of frontage on the heavily traveled Hwy 71 & 9. Offering excellent exposure and accessibility, this .69-acre parcel is ideally positioned for a wide range of business ventures. The lot features paved access directly from the highway, and a

    Doug Small Hinn Real Estate

    1909 18th St, Spirit Lake, IA 51360
  • /25

    $220,000

    • 3 Beds
    • 1.5 Baths
    • 1,320 Sq Ft

    610 22nd St, Spirit Lake, IA 51360

    Whether you're looking for your next home or an investment opportunity, this 3-bedroom, 11⁄2-bath property with a spacious backyard is looking for a new owner. The home is conveniently located near Spirit Lake schools and downtown Spirit Lake and features an updated kitchen, updated main-level bathroom, and a new roof in 2020. All kitchen appliances, along with the washer and dryer are included

    Jill Longest EXIT Realty Midwest

    610 22nd St, Spirit Lake, IA 51360
  • /13

    $100,000

    • 3 Beds
    • 1 Bath
    • 982 Sq Ft

    508 18th St, Spirit Lake, IA 51360

    This 3-bedroom, 1.5-story home has 982 sq ft and solid potential for the right buyer. Two bedrooms are located on the main floor, with a third upstairs. The home includes an unfinished basement & a compact kitchen featuring a vintage cast-iron sink, likely original to the 1920 era. This property needs significant updates but offers good bones & a great opportunity to build equity. Conveniently

    Tracey Radcliffe EXIT Realty Midwest

    508 18th St, Spirit Lake, IA 51360
  • /30

    $210,000

    $15K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,020 Sq Ft

    1761 260th Ave, Spirit Lake, IA 51360

    Looking for your own East Lake oasis? This beautifully updated 3-bedroom, 1-bath property in the desirable Acorn Ridge community offers the perfect blend of comfort and lifestyle. Step inside to find numerous recent updates that make this property move-in ready and easy to enjoy from day one. Beyond the property itself, Acorn Ridge delivers exceptional amenities including a heated pool,

    Shelby Eddy Real Estate Unlimited

    1761 260th Ave, Spirit Lake, IA 51360
  • /49

    $320,000

    $30K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,188 Sq Ft

    1818 Highway 9, Spirit Lake, IA 51360

    Subdividable. 10+ acres. Big potential. Updated 2 bed, 1 bath with a bright 4-season room and deck access. Most of the pasture is fenced—ideal for horses, hobby farming, or space to roam. Backs to DNR land for wide-open views and no rear neighbors. Barn with water, electric, and updates. Apple orchard, peach tree, and added evergreens for privacy. Private drive, paved access, city water, camper

    Grace Hinn Hinn Real Estate

    1818 Highway 9, Spirit Lake, IA 51360
  • /29

    $207,000

    $13K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,066 Sq Ft

    811 11th St, Spirit Lake, IA 51360

    A versatile property that offers the perfect opportunity whether you are searching for a primary residence, weekend getaway, or income-producing investment in the Iowa Great Lakes area. This charming 2-bedroom, 2-bath home features main-level living, timeless kitchen, mud-room with laundry, primary with en-suite. The unfinished basement has a bonus 3 piece bathroom and flexible space for everyday

    Jessica Johnson Copper Dog Realty, LLC

    811 11th St, Spirit Lake, IA 51360
  • /4

    $319,000

    • Land
    • 1.11 Acres
    • $287,421 per Acre

    00 37th St, Spirit Lake, IA 51360

    Exceptional opportunity to establish your business in a highly visible, high-traffic location! These commercial parcels offer approximately 226+ feet of highway frontage, providing outstanding exposure for customers and clients. Whether you’re planning retail, office space, service-based business, or a new commercial development, this property offers the visibility and accessibility needed for

    Holli Hansen RE/MAX Lakes Realty

    00 37th St, Spirit Lake, IA 51360
  • /13

    $300,000

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    15230 War Eagle Blvd, Spirit Lake, IA 51360

    This property offers a great balance of space, location, and future potential; close to town while still enjoying a quieter setting with easy access to TriBoji Beach and Boat Ramp Access, plus nearby walking and biking trails to enjoy. One of the features is the extra lot, providing additional space for storage/parking or future expansion. Whether you’re thinking about adding to or building a

    Alix Miller EXIT Realty Midwest

    15230 War Eagle Blvd, Spirit Lake, IA 51360

Home Prices in Spirit Lake, IA

Home Price Trends

Median Sale Price
$450,100
Median Single Family Sale Price
$467,052
Median Townhouse Sale Price
$400,000
Median 2 Bedroom Sale Price
$291,500
Median 1 Bedroom Sale Price
$125,000
Average Price Per Sq Ft
$275
Number of Homes for Sale
66
Last 12 months Home Sales
185
Months of Supply
4.30
Median List Price
$494,900
Median Change From 1st List Price
3%
Median Home Sale Price YoY Change
20%
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