Spirit Lake, IA Homes for Sale under $400,000

Escape to the perfect blend of comfort and countryside with this four bedroom, three bath, three car garage nestled on 1.47 acres on Highway 9. Easy access with a private serene setting whether you're looking for a peaceful retreat, hobby acreage or place to create lasting memories, this property has it all! DNR land across the road- perfect for hunting, hiking, and enjoying nature. Enjoy the

Marilyn Vos Hoien Realty

Completely Updated with Style and Comfort in Mind New, new, new—nearly every inch of this home has been thoughtfully refreshed and upgraded. The heart of the home is a spacious kitchen featuring brand new appliances, light-tone finishes, and an added coffee bar—perfect for your daily routine or weekend hosting. The light flooring throughout gives the space a bright, airy feel that flows

Landon Howard Real Estate Unlimited

This one feels like home AND a place for your boat! This three bedroom, two bath home offers East Lake access, modern updates, and a spacious fenced backyard with mature trees, a handy storage shed, and a two-car attached garage. Enjoy nearby trails, Gilbert Park, and downtown Spirit Lake’s shops and restaurants. It’s the perfect mix of comfort, convenience, and lake-town charm.

Scott Reynolds EXIT Realty Midwest

Welcome to this 4-bed, 3-bath home located in the heart of Spirit Lake—right across the street from East Lake Okoboji! Situated on a spacious double lot, this property offers room to spread out inside and out. Enjoy morning coffee and lake views from your new front deck, or relax on the second new deck overlooking the large, fully fenced backyard. The home features several thoughtful upgrades,

Holli Hansen RE/MAX Lakes Realty

Here It Is.... West Lake Access in Monarch Cove This turn key complete renovation is the ultimate Okoboji Lake Home. Monarch Cove is a coveted community with 8 West Lake docks, 2 marina docks with 33 boat slips and plenty of amenities that are part of the HOA (very low fees). Monarch Cove properties rarely hit the market and do not last. This zero maintenance year-round home offers a fabulous

Mary Lynn Ingvall Ingvall Real Estate Team

Very solid home built in 1963 with many original features, giving it a mid-century modern look! Updated kitchen and baths, 2 fireplaces, large concrete patio, and lots of outdoor perennial plants! New roof in April of this year!

Keith Brockmeyer Lakeland Realty of Iowa

Single-Level Home on a Spacious Corner Lot in Orleans! Enjoy the ease of single-level living with no steps inside or out in this cozy home, perfectly situated on a large corner lot just a couple of blocks from Big Spirit Lake and East Lake Okoboji. Take advantage of nearby bike/walking trails, offering plenty of outdoor fun right at your doorstep. This property needs a little TLC, making it ideal

Tracey Radcliffe EXIT Realty Midwest

Welcome home to this "just-the-right-size" FINISHED 1606 square foot, serene 2 bedroom, 2 bath updated condo nestled in a beautiful tree-lined courtyard! This smaller condo complex is designed, affordable and perfect for the 55+crowd. The updated kitchen features a stylish tile backsplash, quartz island countertop, an eat in kitchen with a functional layout perfect for everyday living. The newly

JUDY SALZWEDEL EXIT Realty Midwest

Amazing opportunity to own a freestanding home with unobstructed views of East Lake Okoboji! This cute three-bedroom, one-bathroom home was built in 2024 and is directly adjacent to Spirit Lake’s Memorial Park. The park features a playground, shelter house, splash pad, and public docks, along with more than 650 feet of East Lake Okoboji shoreline. It’s a great spot to fish, enjoy the lake, and

Michael Jensen Jensen Real Estate

Rare Corner Unit • Double Garage • Accessible Main-Floor Living • Courtyard Setting! Rarely does a corner unit like this become available at Courtyard Estates! Located in the desirable southeast corner of this well-maintained 17-unit, 55+ community, this 2-bedroom, 2-bath condo shares just one common wall, offering added privacy & a peaceful courtyard setting. The attached double garage is a

Tracey Radcliffe EXIT Realty Midwest

PREMIUM LOCATION • RARE FULL BASEMENT • EXCEPTIONAL LIVING Opportunities like this are rare in this highly desirable 55+ community! Situated in arguably the best location in the entire 17-unit complex built in 1995, this exceptionally maintained condo offers advantages few others can match. Positioned on the sought-after NW corner, enjoy a driveway with full afternoon sun exposure to help melt

Tracey Radcliffe EXIT Realty Midwest

Beautifully Renovated Home in the Heart of Spirit Lake! This classic 5-bedroom, 2-bath home has been extensively updated and is ready to enjoy. Conveniently located just a few blocks from the East Lake Okoboji boat ramp and close to Memorial Park with its popular splash pad, this property offers both charm and convenience.

Michael Jensen Jensen Real Estate

Enjoy lake living without the lakefront price! This well-maintained 4-bedroom (1 non-conforming), 3-bath home offers over 2,100 square feet of living space and beautiful views of East Okoboji Lake—making it a perfect year-round residence or weekend getaway! Designed with both comfort and functionality in mind, this raised ranch features an open-concept main level with a spacious living room,

Jason Grinnen Copper Dog Realty, LLC

Welcome to this charming 4-bed, 2-bath home conveniently located within walking distance of the school. Inside, you will find a functional layout with recent updates, including a remodeled basement with a new water heater, an updated main floor bathroom, and painted white kitchen cabinets that give the space a bright, modern feel. Come see all this home has to offer!

Madi Mousel RE/MAX Lakes Realty

Welcome home to this 4-bedroom, 3-bathroom home nestled on a quiet cul-de-sac in the highly desirable Spirit Lake School District. Offered fully furnished, this move-in-ready home combines comfort, convenience, and space for everyday living. The main level features three bedrooms, two bathrooms, and a convenient laundry area, all filled with abundant natural light. The open and inviting layout is

Matt Lippon Jensen Real Estate

Welcome to this near-new duplex in the heart of it all! With two bedrooms and a kitchen/living area on the main level there is plenty of space. But, wait! There is also a living area, two bedrooms, and lots of storage space in the lower level. The property has well-appointed finishes throughout. During chillier times, you will enjoy sitting by the fireplace. In warmer weather you can enjoy the

Kirk Stauss Stauss Realty

Whether you're looking for your next home or an investment opportunity, this 3-bedroom, 1½-bath property with a spacious backyard is looking for a new owner. This home offers a unique layout with plenty of potential. The home is conveniently located near Spirit Lake schools and downtown Spirit Lake and features an updated kitchen, updated main-level bathroom, and a new roof in 2020. All kitchen

Jill Longest EXIT Realty Midwest

Looking for your own East Lake oasis? This beautifully updated 3-bedroom, 1-bath property in the desirable Acorn Ridge community offers the perfect blend of comfort and lifestyle. Step inside to find numerous recent updates that make this property move-in ready and easy to enjoy from day one. Beyond the property itself, Acorn Ridge delivers exceptional amenities including a heated pool,

Shelby Eddy Real Estate Unlimited

Welcome to affordable easy living at the Iowa Great Lakes! This three bedroom, two bathroom condo is located in a quiet area of Spirit Lake, but still conveniently close to schools, shopping, and recreation. The condo boasts updates like stainless steel appliances, wooden pull-out cabinet organizers, extra closets and storage inside, an exterior storage room on the deck, and more. The condo

Megan Jewell Integrity Real Estate

Subdividable. 10+ acres. Big potential. Updated 2 bed, 1 bath with a bright 4-season room and deck access. Most of the pasture is fenced—ideal for horses, hobby farming, or space to roam. Backs to DNR land for wide-open views and no rear neighbors. Barn with water, electric, and updates. Apple orchard, peach tree, and added evergreens for privacy. Private drive, paved access, city water, camper

Grace Hinn Hinn Real Estate