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Springfield, FL Homes for Sale under $400,000

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  • /30

    $274,999

    • 3 Beds
    • 2 Baths
    • 1,264 Sq Ft

    3720 E 7th St, Panama City, FL 32401

    Welcome home to this beautiful new construction, never lived in and ready for you to make it your own! This charming 3 bedroom, 2 bath home with a 1 car garage is perfect for first-time buyers looking for comfort, style, and low maintenance living. The exterior features durable Hardie siding, giving you peace of mind and easy upkeep. Inside, you'll love the thoughtful upgrades, including

    Agent Photo

    Blaine Atkinson

    Live 30A Real Estate LLC

    3720 E 7th St, Panama City, FL 32401
  • /65

    $199,000

    • 3 Beds
    • 2 Baths
    • 1,524 Sq Ft

    403 Transmitter Rd, Panama City, FL 32401

    Remarkable opportunity for investors, first-time homebuyers, or anyone looking for an affordable property with flexibility and proven rental appeal. This charming home has previously been used as an Airbnb and has hosted military families in transition, buyers waiting on delayed closings, and guests needing an affordable place to stay with room for both family and belongings. Located directly

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    Kerry Jackson

    LPT Realty LLC

    403 Transmitter Rd, Panama City, FL 32401
  • /11

    $167,900

    $12K PRICE INCREASE
    • 2 Beds
    • 1.5 Baths
    • 936 Sq Ft

    3742 E 9th St, Panama City, FL 32401

    NO HOA FEES, Affordable 2 bed , 1.5 bath with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing.

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    Donna Stokes

    Top Producers Real Estate Group

    3742 E 9th St, Panama City, FL 32401
  • /12

    $179,900

    • 2 Beds
    • 1.5 Baths
    • 936 Sq Ft

    3744 E 9th St, Panama City, FL 32401

    NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing. Unit next door also available

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    Donna Stokes

    Top Producers Real Estate Group

    3744 E 9th St, Panama City, FL 32401
  • /18

    $198,500

    $7K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 869 Sq Ft

    213 Springfield Ave, Panama City, FL 32401

    Check out this cozy home with a covered front porch, newly fenced deep lot, and comes with a home warranty! Updated and ready for it's next owners, you'll appreciate the updated interior, roof, air conditioning, and more. Great location only minutes to shopping, historic Panama City, Tyndall Air Force Base, boat launches, parks, and more. Backyard is ready for your vision, with a new privacy

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    Dennis Nelson

    Keller Williams Success Realty

    213 Springfield Ave, Panama City, FL 32401
  • /15

    $293,000

    $6K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,840 Sq Ft

    3615 Phillips Ln, Panama City, FL 32404

    Welcome to Phillips Lane — a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, two bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is on the second

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    Susan Sharpe

    EXIT Realty Anchor South

    3615 Phillips Ln, Panama City, FL 32404
  • /42

    $299,900

    New Construction $14K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    150 Bayou Ave, P C Beach, FL 32401

    Welcome home! This inviting new construction 3-bedroom, 2-bathroom home is truly move-in ready and waiting for its new owner. Located just a 15-minute drive from Tyndall Air Force Base, it offers the perfect balance of comfort, quality, and convenience. This beautiful Craftsman-style home showcases raised ceilings, durable vinyl plank flooring, and well-placed recessed lighting throughout,

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    Aaron Wright

    Legacy Premier Agency

    150 Bayou Ave, P C Beach, FL 32401
  • /14

    $245,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,497 Sq Ft

    4108 Holley Ln, Panama City, FL 32404

    Welcome to this well-maintained 3-bedroom, 2-bath home with a versatile bonus room, perfectly situated on a spacious 1⁄4-acre lot. Offering both comfort and convenience, this property is an excellent opportunity for a first-time homebuyer or savvy investor.Inside, you'll find tile flooring throughout, providing durability and easy maintenance, along with a bright, open layout ideal for

    Jonathan Wolaver Think Real Estate

    4108 Holley Ln, Panama City, FL 32404
  • /5

    $365,000

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,622 Sq Ft

    3116 Douglas Rd, Panama City, FL 32405

    Currently under construction! Welcome home to this beautiful new 3 bedroom, 2 bath residence in Panama City with NO HOA--a great opportunity for first time buyers. Designed for everyday living, this home offers a bright, open concept layout with 9 foot ceilings and durable luxury vinyl plank flooring throughout, ideal for busy households. The kitchen features granite countertops, stainless steel

    Dennis Dunnigan Coastal Choice Realty LLC

    3116 Douglas Rd, Panama City, FL 32405
  • /35

    $275,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 988 Sq Ft

    257 Arlington Dr, Panama City, FL 32404

    257 Arlington Drive offers a great opportunity to enjoy waterfront living on beautiful Martin Lake while still being close to everything the area has to offer. Located in an established neighborhood in Panama City, this property combines peaceful lake views with a convenient central location that makes everyday living easy. Inside, the home has a warm and comfortable feel with natural light

    Johnathan Ramsey Dalton Wade Inc

    257 Arlington Dr, Panama City, FL 32404
  • /31

    $294,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,408 Sq Ft

    2723 Hyde Ave, Panama City, FL 32405

    Welcome to this beautifully maintained 2025-built home offering the perfect blend of modern construction and thoughtful upgrades, without the wait or added expense of new construction! This home has been exceptionally cared for and is move-in ready with features buyers will immediately appreciate. Inside, you'll find a functional floor plan with a spacious first-floor primary suite featuring a

    Marilyn Martinez Foundation Real Estate Agency LLC

    2723 Hyde Ave, Panama City, FL 32405
  • /23

    $359,900

    New Construction $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,825 Sq Ft

    3833 Red Deer Cir, Panama City, FL 32404

    Receive up to $8,000 toward closing costs: $3,000 from the preferred lender and up to $5,000 from the builder. Built by Southern Coastal Homes, a trusted local builder known for solid construction and efficient floor plans, this home is located in the Game Farm community in central Panama City. The neighborhood offers wide homesites, three-sided brick homes, natural areas, ponds, and planned

    Charles Commander Jr. CENTURY 21 Commander Realty

    3833 Red Deer Cir, Panama City, FL 32404
  • /26

    $138,997

    $8K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    222 Springfield Ave, Panama City, FL 32401

    Brand New Mobile Home - Modern Living at an Affordable Price! Welcome to 222 Springfield Ave - a brand new mobile home offering the perfect blend of comfort, style, and affordability. Whether you're looking for a primary residence, a rental investment, or a low-maintenance getaway, this property checks all the boxes. Step inside to an open-concept layout designed for modern living, featuring a

    kyle Ballif Salty Marlin Realty LLC

    222 Springfield Ave, Panama City, FL 32401
  • /24

    $145,000

    $15K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 972 Sq Ft

    3117 Debra Blvd, Panama City, FL 32405

    Updated, End Unit, gated backyard and additional privacy! Move in ready, this 2 bedroom, 1.5 bath townhome at 3117 Debra Blvd offers the flexibility buyers are looking for, whether as a primary residence, second home, or income producing investment. Inside, you will find tile flooring throughout the first floor and updated LVP upstairs, along with renovated bathrooms and a clean, modern feel from

    Bubba McCants EXP Realty LLC

    3117 Debra Blvd, Panama City, FL 32405
  • /19

    $179,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,144 Sq Ft

    3808 E 9th St, Panama City, FL 32401

    This beautifully maintained 3-bedroom, 2-bathroom residence is nestled in the heart of Panama City. Move in ready. Enter into an open concept main space featuring tile floors. Kitchen offers plenty of cabinetry. Bedrooms are all nice sized. Vinyl siding for low maintenance. 2024 Hvac. Perfect for a first home. City utilities. Great proximity to TAFB. Priced to sell.

    Donald West Northwest Florida Realty, LLC

    3808 E 9th St, Panama City, FL 32401
  • /30

    $320,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    729 Sheffield Ave, Panama City, FL 32401

    Thoughtfully designed and crafted by a local builder known for quality construction and attention to detail, this exceptional home offers the perfect blend of style, comfort, and modern convenience. The attractive brick exterior provides low-maintenance living and timeless curb appeal, while the covered front porch features stained tongue-&-groove ceilings. Inside, the spacious living area

    Alexis Rook Merrifield & Pilcher Realty

    729 Sheffield Ave, Panama City, FL 32401
  • /13

    $330,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,820 Sq Ft

    2317 Cocoa Ave, Panama City, FL 32405

    Located centrally in town but with almost a 1/2 acre for enjoyment. This 3 bedroom 2 bath home Craftsman Home is welcoming with 2 porch areas, and a lot of space inside and out. Both bathrooms are set up with blue tooth speakers. For the yard space the sprinkler system is already in place and a fenced yard. Stainless appliances in the large kitchen space. Spacious living space and bedrooms. There

    Coralee King Real Broker LLC

    2317 Cocoa Ave, Panama City, FL 32405
  • /9

    $225,000

    • Land
    • 21,780 Sq Ft
    • $450,000 per Acre

    3502 E 5th St, Panama City, FL 32401

    Great opportunity to acquire a 1.18-acre vacant lot on Plantation Circle, Panama City, FL 32404. "Zoning: RES" This generous parcel offers ample space for building a custom spot, placing a mobile home, or developing a private retreat. Located in a quiet and accessible area, the property provides flexibility for a variety of projects and long-term investment potential.Note: buyers I emphasize the

    Samih Sadiq KELLY RIGHT REAL ESTATE

    3502 E 5th St, Panama City, FL 32401
  • /23

    $369,000

    New Construction $4K PRICE INCREASE
    • 3 Beds
    • 2 Baths
    • 1,825 Sq Ft

    3817 Red Deer Cir, Panama City, FL 32404

    Built by Southern Coastal Homes, a trusted local builder known for solid construction and efficient floor plans, this home is located in the Game Farm community in central Panama City. The neighborhood offers wide homesites, three-sided brick homes, natural areas, ponds, and planned green spaces. The home features durable, high-quality materials and upgrades, including three sided brick

    Charles Commander Jr. CENTURY 21 Commander Realty

    3817 Red Deer Cir, Panama City, FL 32404
  • /14

    $175,000

    New Construction $175K PRICE INCREASE
    • 3 Beds
    • 2 Baths
    • 902 Sq Ft

    3205 E 2nd Place, Panama City, FL 32401

    Recently repositioned to a highly competitive price, this newly completed duplex unit offers exceptional value for both investors and first-time homebuyers. Price reflects one individual unit (one side of the duplex). Each unit has its own separate parcel, utilities, and individual ownership structure. Featuring 2 bedrooms, 2 bathrooms, plus a flexible bonus room ideal for an office, nursery,

    Patricia Rodrigues Alves CostaBella Real Estate, LLC

    3205 E 2nd Place, Panama City, FL 32401
  • /42

    $335,000

    $5K PRICE DROP Pre-Foreclosure
    • 5 Beds
    • 4 Baths
    • 1,806 Sq Ft

    108 Moody Dr, Panama City, FL 32404

    Fully renovated and thoughtfully designed, this rare 5-bedroom, 4-bath home offers an incredible amount of space, flexibility, and comfort in a great convenient location, just minutes from Tyndall Air Force Base. The stand out feature of this home is the THREE primary suites with ensuite baths, perfectly for multi-generational living, extended guests, large families, or anyone needing flexible

    Jessica Albritton Beachy Beach Real Estate

    108 Moody Dr, Panama City, FL 32404
  • /28

    $250,000

    $35K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,349 Sq Ft

    301 Detroit Ave, Panama City, FL 32401

    Perfectly situated on a spacious corner lot! This beautifully designed 3-bedroom, 2-bathroom residence offers 1,349 square feet of comfortable living space with thoughtful upgrades throughout. Highlights Include: Durable Hardi Board siding Stylish LVP flooring throughout Elegant granite countertops Designer subway tile shower in the master suite Spacious walk-in closet and large pantry

    Thom Bachelder Panhandle Real Estate

    301 Detroit Ave, Panama City, FL 32401
  • /36

    $320,000

    New Construction $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    731 Sheffield Ave, Panama City, FL 32401

    Step into a home that feels straight out of an HGTV show, thoughtfully designed, expertly crafted, and loaded with high-end finishes rarely found at this price point. Built by a premier local builder known for quality construction and exceptional attention to detail, this brand-new home seamlessly blends modern design with everyday comfort and functionality, including engineered roof trusses for

    Kristina Briscoe Keller Williams Success Realty

    731 Sheffield Ave, Panama City, FL 32401
  • /24

    $189,990

    $10K PRICE DROP
    • Land
    • 18,295 Sq Ft
    • $452,357 per Acre

    1611 Transmitter Rd, Panama City, FL 32404

    Price Improvement, bring your offers!!!This approximately 0.42-acre lot presents a unique development opportunity near the highly traveled intersection of Transmitter Road and Highway 98. Zoned light industrial, surrounded by established commercial businesses and a brand-new townhome community. A high-traffic service station nearby adds to the area's consistent flow of local and commuter

    Leigh Hawkins Prothro Real Estate & Associates

    1611 Transmitter Rd, Panama City, FL 32404
  • /16

    $200,000

    • Land
    • 2.5 Acres
    • $80,000 per Acre

    2519 Gornall Ave, Panama City, FL 32405

    Vacant residential parcel located at the end of a dead-end road with no through traffic. Property previously had a residence. Parcel is mostly cleared but currently overgrown. Conveniently situated near shopping, schools, and other local amenities. Approx. 2.499 acres per Property Appraiser. Buyer to verify all information including acreage, lot dimensions, zoning, utilities, and intended use.

    Bubba McCants EXP Realty LLC

    2519 Gornall Ave, Panama City, FL 32405
  • /46

    $325,000

    $15K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,833 Sq Ft

    3540 Brentwood Place, Panama City, FL 32404

    Stop and look no further! Pride of ownership is evident in this beautifully maintained 4-bedroom, 2-bath home + flex space. Brentwood is a centrally located neighborhood. Ask how you may qualify for 100% USDA financing. This home features an open concept with an inviting kitchen, family room, and dining area. Recent updates include a new large stainless steel sink, backsplash, painted kitchen

    Kelli Adams ERA Neubauer Real Estate, Inc

    3540 Brentwood Place, Panama City, FL 32404
  • /24

    $299,999

    $75K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,748 Sq Ft

    3334 10 Acre Rd, Panama City, FL 32405

    Built in 2018, this beautifully maintained 4 bedroom, 2 bathroom home offers just under 1800 sq ft of modern living with LVP flooring, new carpet in the primary bedroom and custom accent walls throughout. The open layout is filled with natural light, perfect for everyday comfort or entertaining. Enjoy a low maintenance yard, underground utilities and a convenient location close to schools,

    Miranda Barnes Beachy Beach Real Estate

    3334 10 Acre Rd, Panama City, FL 32405
  • /43

    $387,900

    $2K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,935 Sq Ft

    3078 Lucky Farm Ln, Panama City, FL 32404

    Welcome home to this beautiful new construction 4-bedroom, 2-bath home in Game Farm Subdivision! Designed for easy single-level living, this home features and open-concept floor plan filled with natural light, spacious bedrooms, and inviting living spaces perfect for everyday living and entertaining. Modern, bright, and move in ready, don't miss this opportunity!

    Anna Dickerson Realty ONE Group Emerald Coast

    3078 Lucky Farm Ln, Panama City, FL 32404
  • /24

    $250,000

    • 4 Beds
    • 2 Baths
    • 1,281 Sq Ft

    2730 Denise Dr, Panama City, FL 32405

    Opportunity awaits with this 4-bedroom, 2-bath home conveniently located in the heart of Panama City! Offering 1,281 square feet of living space, this property features an open semi-split floor plan, vinyl plank flooring, abundant natural light, and an interior laundry room. The kitchen includes newer cabinetry, quartz countertops, stainless steel appliances, a breakfast bar, and a buffet-style

    Kayla McDaniel EXP Realty LLC

    2730 Denise Dr, Panama City, FL 32405
  • /39

    $377,900

    $2K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,835 Sq Ft

    3082 Lucky Farm Ln, Panama City, FL 32404

    Beautiful new construction 3-bedroom, 2-bath home located in the desirable Game Farm subdivision. This thoughtfully designed residence features an open floor plan with abundant natural light throughout, creating a bright and inviting living space. Modern finishes and a functional layout make this home perfect for comfortable everyday living and entertaining.

    Anna Dickerson Realty ONE Group Emerald Coast

    3082 Lucky Farm Ln, Panama City, FL 32404
  • /8

    $339,900

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    3945 Red Deer Cir, Panama City, FL 32404

    NEW FLOOR PLAN! This home is to be built, completion estimated for Oct/Nov 2026. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites,

    Charles Commander Jr. CENTURY 21 Commander Realty

    3945 Red Deer Cir, Panama City, FL 32404
  • /8

    $182,900

    New Construction
    • 2 Beds
    • 2 Baths
    • 906 Sq Ft

    3201 E 2nd Place, Panama City, FL 32401

    Recently repositioned to a highly competitive price, this newly completed duplex unit offers exceptional value for both investors and first-time homebuyers. Price reflects one individual unit (one side of the duplex). Each unit has its own separate parcel, utilities, and individual ownership structure. Featuring 2 bedrooms, 2 bathrooms, plus a flexible bonus room ideal for an office, nursery,

    Patricia Rodrigues Alves CostaBella Real Estate, LLC

    3201 E 2nd Place, Panama City, FL 32401
  • /20

    $285,000

    • 4 Beds
    • 2.5 Baths
    • 1,663 Sq Ft

    628 Helen Ave, Panama City, FL 32401

    New paint & carpet. No HOA! Prime Location! Close to Tyndall, Navy Base, and the Beach! This modern, spacious, two-story home combines functional design, high-quality finishes, and a convenient location. The open floorplan and kitchen island offers a perfect backdrop for gatherings. The Quartz countertops and LVP flooring are beautiful and low maintenance. You will also find a spacious living

    Lisa Sample REMAX By The Sea

    628 Helen Ave, Panama City, FL 32401
  • /14

    $175,000

    New Construction $40K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 902 Sq Ft

    3207 E 2nd Place, Panama City, FL 32401

    🔥 FINAL OPPORTUNITY - BUILDER CLOSEOUT PRICING 🔥 One of the last remaining units from a successful 8-unit new construction project -- originally used as the showcase/showroom home for the development. After all the other units were sold, the builder has now repositioned this final opportunity to an extremely competitive price: only $178,000. This brand-new home offers exceptional

    Patricia Rodrigues Alves CostaBella Real Estate, LLC

    3207 E 2nd Place, Panama City, FL 32401
  • /31

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,000 Sq Ft

    922 Everitt Ave, Panama City, FL 32401

    INVESTORS & FIRST-TIME HOMEBUYERS -- Don't miss this opportunity! This solid brick 3-bedroom, 2-bath home is full of potential and ready for its next owner! Whether you're looking for your first home or an investment property with excellent rental potential, this one is worth a look. Enjoy a spacious, light-filled living area, generously sized bedrooms, and a handicap-accessible primary bathroom

    Mariel Perez Foundation Real Estate Agency LLC

    922 Everitt Ave, Panama City, FL 32401
  • /10

    $249,000

    • 3 Beds
    • 2 Baths
    • 1,656 Sq Ft

    3600 E 8th St, Panama City, FL 32401

    This 3 bedroom, 2 bath house features new appliances, updated countertops, a large open flex space, and newer metal roof. New HVAC to be installed. This home sits on .625 acres near Rutherford High School.

    Daniel Hua Alliance Real Estate

    3600 E 8th St, Panama City, FL 32401
  • /15

    $149,300

    $5K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 810 Sq Ft

    511 Harlem Ave, Panama City, FL 32401

    Updated single family home with an interesting history as a Catholic School! Many years ago, it was relocated from the original location off of Business 98 to the current location on 1/3 of an acre. Kitchen features a new refrigerator, stove and vent hood. The flooring including joists were replaced within the last two years. Seller has an updated survey. (All details should be verified by the

    Kathy Peacock-Morgan Coastal Choice Realty LLC

    511 Harlem Ave, Panama City, FL 32401
  • /18

    $254,900

    New Construction $25K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    2524 Wakulla Ave, Panama City, FL 32405

    New 3 bdrm 2 bath home with LVP and cathedral ceilings in the living area. Nice kitchen with granite breakfast bar. Lovely starter home with two bathrooms and a partially fenced yard. It is just off Hwy 231 with great access to shopping and places of interest. Just 1.2 miles to 23rd Street for all your shopping needs. Large living dining area provides space for the family to gather.The

    Gary Witham Hope Realty of Bay County LLC

    2524 Wakulla Ave, Panama City, FL 32405
  • /16

    $165,000

    • Land
    • 1.93 Acres
    • $85,492 per Acre

    259 Arlington Dr, Panama City, FL 32404

    Ready to build 7 lakefront lots.The property corner is already clean and ready to build with 400 ft on Hwy 22.The parcel take 7 lots total.The comps shows around the lake from the $300,000.00 and the $350,000.00

    Jan Carlos Cruz Liqui Realty Blu Inc

    259 Arlington Dr, Panama City, FL 32404
  • /20

    $229,900

    New Construction $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,232 Sq Ft

    224 Wabash Ave, Panama City, FL 32401

    Welcome to the ''Hawthorn'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; Inside you will find a spacious open concept living room overlooking the kitchen. Kitchen features an island with breakfast bar, stainless steel appliances, and eat-in dining

    Christina Daniels Keller Williams Success Realty

    224 Wabash Ave, Panama City, FL 32401

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