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St. Cloud, FL Homes for Sale with No HOA Fee

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  • /4

    $239,900

    • Land
    • 1.05 Acres
    • $228,476 per Acre

    0 Massachusetts Ave Unit MFRS5139108, St. Cloud, FL 34769

    1 ACRE LOT - NO HOA!!! Excellent opportunity to build your dream home with lots of room for your workshop and all your toys. Investors & builders, this lots can also be split up to 4 residential lots 72x150 each, or 2 lots 1/2 acre each. Close to 192 & turnpike and all major highways. Easy access to public transportation, restaurants, shopping and hospital.

    Norquy Pagan NONA LEGACY POWERED BY LA ROSA

    0 Massachusetts Ave Unit MFRS5139108, St. Cloud, FL 34769
  • /10

    $99,999

    • 2 Beds
    • 2 Baths

    3150 Sugar Mill Ln, St. Cloud, FL 34769

    This inviting home features two comfortable bedrooms, two full bathrooms, and a bright, airy sunroom perfect for relaxing or entertaining. The property sits on a large corner lot, offering extra privacy and plenty of outdoor space. A generous storage shed provides ample room for tools, hobbies, or seasonal items. Whether you're looking for a cozy full‐time residence or a low‐maintenance retreat,

    Donovan Frantz Weichert, Realtors - Hallmark Properties

    3150 Sugar Mill Ln, St. Cloud, FL 34769
  • /51

    $1,249,900

    • 8 Beds
    • 4 Baths
    • 4,531 Sq Ft

    3211 Lakeshore Blvd, Saint Cloud, FL 34769

    Incredible Income Property - A Hidden Gem with Endless Potential!Discover this remarkable 2021-built income property, perfectly designed for both investors and owner-operators. Boasting a total of 5 bedrooms and 51⁄2 baths, this versatile property is comprised of 4 separate rental units, each with its own private entrance, offering flexibility and excellent income potential.Spanning an

    Teresa Reilly-O'Doherty PA KELLER WILLIAMS LEGACY REALTY

    3211 Lakeshore Blvd, Saint Cloud, FL 34769
  • /2

    $150,000

    • Land
    • 0.16 Acre
    • $937,500 per Acre

    3441 13th St, St. Cloud, FL 34769

    Position your business for success with this 0.16-acre commercial lot located at 3441 13th St Road in St. Cloud, Florida (34769). Situated in a high-visibility area with steady local traffic, this property offers excellent potential for a wide range of commercial uses. Its manageable size makes it ideal for small businesses, office space, retail, or future development. Surrounded by established

    Samih Sadiq KELLY RIGHT REAL ESTATE

    3441 13th St, St. Cloud, FL 34769
  • /24

    $144,900

    • 3 Beds
    • 2 Baths

    3906 Covington Dr, St. Cloud, FL 34772

    Welcome to this charming 3-bedroom, 2-bathroom manufactured home located in a well-maintained, all-ages community in Saint Cloud. Just minutes from world-famous theme parks, hospitals (only 15 minutes away), shopping plazas, gas stations, and pharmacies-convenience is at your doorstep. This spacious home features an open floor plan with laminate flooring throughout, an enclosed porch, a storage

    Adriana Cardenas Weichert Realtors Hallmark Properties

    3906 Covington Dr, St. Cloud, FL 34772
  • /12

    $340,025 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4256 Ranch House Rd, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Meritage Homes Builder
    4256 Ranch House Rd, St. Cloud, FL 34772
  • /21

    $30,000

    • 2 Beds
    • 2 Baths

    325 Rosedale Ave Unit 3, Saint Cloud, FL 34769

    Charm throughout. This spacious and inviting 2-bedroom, 2-bathroom home is located in the desirable 55+ community of Jade Isle in St Cloud, Florida! This home offers an open floorplan, an interior laundry area, and an enclosed sunroom. The well-appointed kitchen features an eating bar and comes equipped with a refrigerator stove and oven for a move-in-ready experience. Recent upgrades include

    Jennifer Maasdorp Integrity Mobile Homes

    325 Rosedale Ave Unit 3, Saint Cloud, FL 34769
  • /19

    $35,000

    • 2 Beds
    • 1.5 Baths
    • 672 Sq Ft

    5620 Lake Lizzie Dr Unit 11, Saint Cloud, FL 34771

    Welcome to this charming manufactured home located on leased land in a well-kept senior community in Saint Cloud, Florida. Offering an excellent combination of comfort, affordability, and picturesque surroundings, with low lot rent and serene water views. Inside, you'll find a bright, open-concept layout enhanced by attractive laminate flooring throughout. The home features 2 bedrooms, 1.5

    Adriana Cardenas Weichert Realtors Hallmark Properties

    5620 Lake Lizzie Dr Unit 11, Saint Cloud, FL 34771
  • /4

    $275,000

    • 2 Beds
    • 1 Bath
    • 725 Sq Ft

    1970 Bradley Dr, Saint Cloud, FL 34771

    Don’t miss this well maintain two-bedroom, one bath block home located just off highway 192 in beautiful Osceola County. Situated in the county (No city taxes!), this property offers the perfect blend of privacy and convenience. The home features a recently remodeled kitchen, adding a fresh and modern touch to the heart of the home. The property is in great condition and both a fully landscaped

    Diane Mehrlich SOUTHERN GROUNDS REALTY LLC

    1970 Bradley Dr, Saint Cloud, FL 34771
  • /12

    $477,110 New Construction

    • 5 Beds
    • 3.5 Baths
    • 2,828 Sq Ft

    4525 Sidesaddle Trail, St. Cloud, FL 34772

    This open-concept floorplan creates a unified living space with a large great room that overlooks the kitchen and patio. The upstairs loft offers additional flex space to be used the way you want to.

    Meritage Homes Builder
    4525 Sidesaddle Trail, St. Cloud, FL 34772
  • /39

    $990,000

    • 4 Beds
    • 2 Baths
    • 1,824 Sq Ft

    5160 Haywood Ruffin Rd, Saint Cloud, FL 34771

    We've reduced the price! Today I present this fabulous property, located in Saint Cloud, very close to Narcoosee Avenue, Lake Nona, Orlando International Airport, and major Florida freeways. If you're looking for a spacious, country home surrounded by nature, yet close to the amenities of St. Cloud, this is the ideal place. This house is mostly renovated and sits on a sprawling 2.62-acre lot,

    Patricia Mercado LA ROSA REALTY KISSIMMEE

    5160 Haywood Ruffin Rd, Saint Cloud, FL 34771
  • /4

    $250,000

    • Land
    • 2.37 Acres
    • $105,485 per Acre

    0 Bob White Trail Unit MFRS5125020, Saint Cloud, FL 34772

    ** PRICE REDUCED!! GREAT OPPORTUNITY TO BUILD YOUR CUSTOM HOME ON THIS 2.36 ACRES LOT LOCATED IN THE HEART OF ST. CLOUD. THIS IS ONE OF 5 LOTS AVAILABLE FOR SALE. NO HOMEOWNERS ASSOCIATION TO DEAL WITH, NO CDD FEES TO PAY. THE PROPERTY IS ALSO IN PROXIMITY TO SHOPPING AREAS, HIGHWAYS AND ESSENTIAL SERVICES, ENHANCING DAILY CONVENIENCES. DONT MISS OUT ON OWNING THIS FABULOUS PIECE OF PROPERTY TO

    Reshma Munjal CENTURY 21 ALL HOMES & PROPERT

    0 Bob White Trail Unit MFRS5125020, Saint Cloud, FL 34772
  • /15

    $250,000

    • Land
    • 1 Acre
    • $250,000 per Acre

    0 Citrus Oak Ln, Saint Cloud, FL 34771

    1 ACRE - VACANT LOT - No HOA: Total freedom to build your dream home. Located on a Cul-de-sac. Peaceful living, perfect for serenity seekers or families. Room to breathe with a full acre, there’s space for a generous home, lush landscaping, maybe even a pool.

    Niguel Attong EAST PARK REALTY LLC

    0 Citrus Oak Ln, Saint Cloud, FL 34771
  • /12

    $500,834 New Construction

    • 3 Beds
    • 2 Baths
    • 2,066 Sq Ft

    5762 Cattle Ranch Dr, St. Cloud, FL 34771

    Discover comfortable living in this beautifully designed home inspired by the Artisan Collection, blending modern style with warm, timeless finishes. Located just 30 minutes from Orlando International Airport, this residence offers both convenience and tranquility. Inside, the open-concept features quartz countertops, 42 cabinets, and luxury vinyl plank flooring throughout the main areas. A

    Ashton Woods Builder
    5762 Cattle Ranch Dr, St. Cloud, FL 34771
  • /2

    $220,000

    • 2 Beds
    • 1 Bath
    • 1,184 Sq Ft

    1111 Vermont Ave, Saint Cloud, FL 34769

    Fixer Upper. Good for Investors

    Jannette Cristancho LA ROSA REALTY KISSIMMEE

    1111 Vermont Ave, Saint Cloud, FL 34769
  • /18

    $314,900

    • 4 Beds
    • 4 Baths
    • 1,456 Sq Ft

    1519 Illinois Ave, Saint Cloud, FL 34769

    Rare Investment Opportunity! Generate monthly cash flow with this income producing rental property. With its strategic location and attractive layout, this property is a goldmine for savvy investors. Don't miss out on this chance to own a lucrative rental asset. Schedule a showing today!"

    Jose Rodriguez THE PROPERTY PROS REAL ESTATE, INC

    1519 Illinois Ave, Saint Cloud, FL 34769
  • /15

    $750,000

    • Land
    • 0.63 Acre
    • $1,190,476 per Acre

    326 E 13th St, St. Cloud, FL 34769

    Development-ready .63-acre commercial site with CITY APPROVAL for an 8,200 SF two-story building. Includes DOT approval, SDP approval, and strong frontage exposure with 48,000 AADT. Utilities available within close proximity. Wide range of approved uses: bakery, restaurant, retail, bank, medical/dental, gym, professional office, veterinary clinic, laundromat, car wash, automobile tire shop,

    Tiffany Licata IRON VALLEY REAL ESTATE OSCEOLA

    326 E 13th St, St. Cloud, FL 34769
  • /46

    $279,500

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft

    315 E 5th St, St. Cloud, FL 34769

    Seller offering $5,000.00 credit to buyer for rate buy down OR closing cost. Charming farmhouse-style home just blocks from the Saint Cloud lakefront! This beautifully updated 2-bedroom, 1-bath single-family home features light, airy interiors with modern farmhouse touches throughout. Enjoy an inviting kitchen, stylish finishes, and true move-in-ready comfort. All appliances are included—washer,

    Briana Monique EXP REALTY LLC

    315 E 5th St, St. Cloud, FL 34769
  • /32

    $418,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,432 Sq Ft

    GALEN Plan at Buena Lago, Saint Cloud, FL 34772

    The Gallen is one of our two-story floorplans featured in our Buena Lago community in St. Cloud, Florida. With 2 exteriors to choose from, the Galen is sure to be a favorite. Inside this 4 bedroom, 2 and a half bathroom home, you’ll find 2,432 square feet of desirable living space. The first floor showcases an open concept and spacious great room where your kitchen and living areas blend

    D.R. Horton Builder
    3928 Magenta Place Unit 36202599, Saint Cloud, FL 34772
  • /23

    $155,000

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    113 Nesting Trail Unit 123, St. Cloud, FL 34769

    Stunning 2-bedroom 2 bath with den or optional 3rd bedroom home. Cozy front patio, beautiful decorative glass entry door, spacious foyer, grey wood like floors and lovely rustic wood beams throughout the living, dining and hallways. Generously sized kitchen, with beautiful grey cabinetry, boasting ample counter space, storage, a large rustic style island great for preparing meals and additional

    Paula Evans Great Florida Living, Inc.

    113 Nesting Trail Unit 123, St. Cloud, FL 34769
  • /65

    $799,900

    • 4 Beds
    • 3 Baths
    • 3,267 Sq Ft

    4874 Old Oak Trail, Saint Cloud, FL 34771

    Price Just Reduced! One of a kind fully fenced one-acre estate is just minutes from Lake Nona and all Central Florida has to offer. Ideal for car enthusiasts and hobbyist this home features three garages with six bays, a breezeway workspace for additional vehicles, 50-amp upgraded electric service, compressor lines, and a full bath in one garage that can be utilized as an in-law suite or

    Daniel Araque KELLER WILLIAMS LEGACY REALTY

    4874 Old Oak Trail, Saint Cloud, FL 34771
  • /10

    $3,000

    • 1 Bed
    • 1 Bath

    196 13th St Unit W19, St. Cloud, FL 34769

    Looking for an affordable place to call your own? St. Cloud W14 is available for just $3,000 - a steal of a deal! Nestled in a friendly, welcoming community, it's a fantastic chance to own your space without breaking the bank. Lot rent is just $750/month, making this the perfect setup for full-time living or a weekend escape. Opportunities like this don't come around often! Act fast - this one

    Gina Michini Ecosun Realty

    196 13th St Unit W19, St. Cloud, FL 34769
  • /49

    $575,000

    • 6 Beds
    • 3 Baths
    • 2,560 Sq Ft

    4775 Jay Dr, Saint Cloud, FL 34772

    Welcome to your private paradise! Nestled on a serene 0.45-acre lot, this stunning 4-bedroom, 2-bath home offers the perfect blend of comfort, style, and functionality. The spacious kitchen features granite countertops, stainless steel appliances, and plenty of natural light—perfect for home chefs and family gatherings. Step outside to your screened-in porch for peaceful outdoor dining or

    Daisy Cid REMAX PREMIER PROPERTIES

    4775 Jay Dr, Saint Cloud, FL 34772
  • /59

    $399,000

    • 4 Beds
    • 2 Baths
    • 2,384 Sq Ft

    2036 Live Oak Blvd, Saint Cloud, FL 34771

    WELCOME TO THIS WELL-MAINTAINED 4 BD / 2 BTH SINGLE-FAMILY HOME IN SAINT CLOUD! OFFERING A FUNCTIONAL LAYOUT WITH SPACIOUS LIVING AREAS AND COMFORTABLE BEDROOMS, THIS HOME IS MOVE-IN READY AND FULL OF POTENTIAL. MAJOR UPDATES PROVIDE PEACE OF MIND. INCLUDING A ROOF JUST 4 YEARS AGO, BRAND NEW WELL INSTALLED IN 2024, AND SEPTIC PUMP IN 2021. ENJOY THE CHARM OF QUIET LIVING WHILE STILL BEING

    Mark Thews Equitable Company Realtors

    2036 Live Oak Blvd, Saint Cloud, FL 34771
  • /25

    $329,900

    • 4 Beds
    • 2.5 Baths
    • 1,690 Sq Ft

    1010 Dakota Ave, Saint Cloud, FL 34769

    This home has been completely renovated, with 3 sheds all have power and lights, a huge carport attached to home, tankless hot water tank, all new flooring, paint. All the baths have been renovated, kitchen features stainless appliances and granite counter top, huge living room and dining room. The home features 2 master baths. This home is in move in condition.

    Domenic Spirito FREEDOM PROPERTIES LLC

    1010 Dakota Ave, Saint Cloud, FL 34769
  • /16

    $474,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,601 Sq Ft

    3678 Malawi Trail, St. Cloud, FL 34772

    The property is located at 3678 Malawi Trail SAINT CLOUD FL 34772 priced at 474990, the square foot and stories are 2601, 2.The number of bath is 3, halfbath is 0 there are 5 bedrooms and 2 garages. For more details please, call or email.

    D.R. Horton Builder
    3678 Malawi Trail, St. Cloud, FL 34772
  • /4

    $390,050 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,114 Sq Ft

    Ellison Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

    The open first floor boasts a spacious great room and dining area that flow seamlessly together. The upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

    Meritage Homes Builder
    4671 Homestead Trail Unit 37076759, St. Cloud, FL 34772
  • /20

    $409,998

    • 4 Beds
    • 2 Baths
    • 1,787 Sq Ft

    2436 Bulrush Dr, Saint Cloud, FL 34769

    Welcome to this meticulously designed, energy-efficient lakefront home that boasts modern upgrades, security, and convenience at every corner. Featuring hurricane-proof windows for peace of mind during storms, this residence is built to withstand the elements while keeping your energy bills low. As you enter, you're greeted by a beautiful upgraded glass and iron front door, leading into an open

    Jonathan Ruiz La Rosa Realty Llc

    2436 Bulrush Dr, Saint Cloud, FL 34769
  • /12

    $342,360 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4208 Ranch House Rd, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Meritage Homes Builder
    4208 Ranch House Rd, St. Cloud, FL 34772
  • /21

    $495,000

    • 5 Beds
    • 3 Baths
    • 2,674 Sq Ft

    5130 Fiddlewood Way, St. Cloud, FL 34771

    One or more photo(s) has been virtually staged. Upgraded 5BR/3BA home in Canopy Walk. Luxury Vinyl Plank flooring in all former carpeted areas, enclosed flex space for dedicated office, and zebra blinds throughout. Refreshed kitchen with updated cabinets, backsplash, Samsung appliances, and externally vented kitchen exhaust. Added laundry room cabinets, Culligan water filtration system, updated

    Steven Koleno BEYCOME OF FLORIDA LLC

    5130 Fiddlewood Way, St. Cloud, FL 34771
  • /20

    $1,450,000

    • Land
    • 12.95 Acres
    • $111,969 per Acre

    7740 E Irlo Bronson Memorial Hwy, St. Cloud, FL 34771

    We are pleased to present 12.95 acres of vacant land located just 2.2 miles from the main entrance of Harmony, Florida—an unincorporated, master-planned, green-certified community near St. Cloud in northern Osceola County. Harmony is recognized for its small-town character, family-focused lifestyle, and strong commitment to environmental stewardship. This private flag lot offers approximately 200

    John Curri Realty World Curri Properties

    7740 E Irlo Bronson Memorial Hwy, St. Cloud, FL 34771
  • /37

    $479,900

    • 4 Beds
    • 3 Baths
    • 2,502 Sq Ft

    420 Jacks Memorial Rd, Saint Cloud, FL 34769

    One or more photo(s) has been virtually staged. TWO HOUSES IN ONE! WITH SEPARATE ENTRANCE! Discover the perfect blend of space, privacy, and flexibility in this beautifully expanded one-story home on 1.18 acres in St. Cloud. Originally built in 1925 and thoughtfully modernized, this property now offers nearly 2,500 sq ft of living area, including a permitted 858 sq ft addition (2008) with a

    Laurie Varner REMAX PREMIER PROPERTIES

    420 Jacks Memorial Rd, Saint Cloud, FL 34769
  • /32

    $230,000

    • 2 Beds
    • 1 Bath
    • 1,005 Sq Ft

    1510 New York Ave, Saint Cloud, FL 34769

    Looking for affordable living with no HOA? This St. Cloud gem has it all! Featuring ceramic tile floors throughout, an updated kitchen, and a newer AC system (2020), this home is designed for both style and function. The flexible extra space makes a perfect office, game room, or guest area, while the oversized utility room adds convenience. A detached shed and covered rear carport provide plenty

    Yosseff Roman KELLER WILLIAMS ADVANTAGE III

    1510 New York Ave, Saint Cloud, FL 34769
  • /17

    $595,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,929 Sq Ft

    EVERETT Plan at Buena Lago, Saint Cloud, FL 34772

    Buena Lago presents the Everett. This amazing one-story home has an elevated designed with elegant exteriors and high-end features. The main entry exterior door welcomes you into the foyer and you'll find a formal dining room on the right. As you continue, you are greeted by an open floor plan living area. The well-appointed kitchen overlooks the living room, a dining room, and an oversized

    D.R. Horton Builder
    3928 Magenta Place Unit 36202596, Saint Cloud, FL 34772
  • /2

    $397,315 New Construction

    • 3 Beds
    • 2 Baths
    • 1,695 Sq Ft

    2899 Hornbill Dr, St. Cloud, FL 34772

    Open kitchen flows to the dining space, great room and outside patio.

    Jones Homes USA Builder
    2899 Hornbill Dr, St. Cloud, FL 34772
  • 5243 Buttonsage Dr, Saint Cloud, FL 34772

    $530,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,549 Sq Ft

    5243 Buttonsage Dr, Saint Cloud, FL 34772

    This inviting two-story, 4 bedroom, 3.5 bathroom, 2-car garage home with 2,549 A/C sq. ft. is the home for you! With a beautiful covered outdoor living space and a luxurious primary suite that includes a walk-in closet and private bathroom, this is the perfect place to call home. Enjoy a loft and three extra bedrooms on the second floor. Schedule your appointment with a New Home Sales Consultant

    Jones Homes USA Builder
    5243 Buttonsage Dr, Saint Cloud, FL 34772
  • /8

    $49,500

    • 1 Bed
    • 1 Bath
    • 600 Sq Ft

    915 Chief Hopi Unit 915, St. Cloud, FL 34772

    RARE PRIVATE FINANCING OPPORTUNITY $12,000 down, 7% financing at 20 years, your house payment is only $290 a month plus lot rent. Step into effortless living with this beautifully updated 1-bedroom, 1-bathroom park model, designed for low-maintenance comfort. This move-in-ready home features brand-new flooring, a modernized kitchen, upgraded bathroom fixtures, and more, ensuring style and

    Alexis Krudo Garber Florida Home Sales

    915 Chief Hopi Unit 915, St. Cloud, FL 34772
  • /28

    $259,900

    • 3 Beds
    • 2 Baths
    • 1,056 Sq Ft

    1704 Missouri Ave, Saint Cloud, FL 34769

    You are gonna fall in love with this absolutely gorgeous 3 bedroom, 2 bath 1,056 sq. ft Mobile home located in the beautiful St. Cloud. Every square inch of this home has been meticulously renovated, and it really shows! It has a brand new roof (September 2025)and a 2023, fully serviced, central air conditioning system inside and out, so you’ll be worry free of any big ticket items for many years

    Jason Bobbitt LLC REALTY HUB

    1704 Missouri Ave, Saint Cloud, FL 34769
  • /70

    $3,785,500

    • 4 Beds
    • 1.5 Baths
    • 2,437 Sq Ft

    3650 Lake Tohopekaliga Rd, St. Cloud, FL 34772

    Quite Possibly the BEST LAKEFRONT LOT available in Osceola County, offering 11.3 Acres on Lake Tohopekaliga! The lake covers approximately 20,000 Acres and is about 42 miles in circumference, making ”Big” Lake Tohopekaliga the largest lake in Osceola County and one of the largest lakes in Florida! It boasts some of the best bass fishing in the country - in fact hosting the BassMasters’ tournament

    Janine Wooten WEICHERT REALTORS HALLMARK PRO

    3650 Lake Tohopekaliga Rd, St. Cloud, FL 34772
  • /29

    $479,900

    • 3 Beds
    • 2 Baths
    • 2,182 Sq Ft

    1005 Old Hickory Tree Rd, Saint Cloud, FL 34771

    NO HOA! Welcome to 1005 OLD HICKORY TREE RD, a BEAUTIFULLY MAINTAINED HOME located in the HEART OF ST. CLOUD, FLORIDA. Situated on a QUIET STREET in a FRIENDLY, ESTABLISHED NEIGHBORHOOD, this property offers the perfect blend of COMFORT, SPACE, AND CONVENIENCE. Step inside to a BRIGHT, OPEN FLOOR PLAN designed for EVERYDAY LIVING AND ENTERTAINING. The home features SPACIOUS LIVING AREAS, ABUNDANT

    Matthew Blanco MARK SPAIN REAL ESTATE

    1005 Old Hickory Tree Rd, Saint Cloud, FL 34771

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