Homes for Sale near St. Charles School

• 

  

  

  /40

  $1,350,000

  • 5 Beds
  • 3.5 Baths
  • 2,024 Sq Ft

  150 Douglas Rd, Staten Island, NY 10304

  Rare Emerson Hill Package Deal!Welcome to a timeless Colonial nestled in the prestigious Emerson Hill neighborhood of Staten Island—offering not just one, but a detached single family with a vacant lot (Lot is listed separately but can be purchased together as a package)!Property Highlights:Lot 1 - 834/20 (99 x 104): Features a charming one-family detached Colonial full of

  Kevin Ma eXp Realty BKNY

  150 Douglas Rd, Staten Island, NY 10304
• 

  

  

  /6

  $1,295,000

  • 5 Beds
  • 3 Baths
  • 10,000 Sq Ft

  203 Center St, Staten Island, NY 10306

  Rare opportunity! Victorian style legal 3 family home on a tremendous 100x100 lot, located in the beautiful town of Richmond town. Surrounded by many lavish properties and located close to everything makes this house a unique property to own. Tons of possibilities and room for development.

  Michael Dukhovny UNITED NATIONAL REALTY GROUP INC

  203 Center St, Staten Island, NY 10306
• 

  

  

  /30

  $850,000

  • 3 Beds
  • 1.5 Baths
  • 2,420 Sq Ft

  8 Carpenter Ave, Staten Island, NY 10314

  Welcome to this charming and spacious 2,420 square foot corner-lot home, offering comfort, convenience, and style in every detail. Featuring 3 bedrooms, 2 bathroom.The main level of this beautifully maintained home showcases stunning hardwood floors throughout, creating a warm and inviting atmosphere. The spacious, sun-filled living area flows seamlessly into a modern kitchen,

  Maxim Zarkhin Amerihomes Realty of NY, Inc.

  8 Carpenter Ave, Staten Island, NY 10314
• 

  

  

  /12

  $519,900

  • 2 Beds
  • 1.5 Baths
  • 1,078 Sq Ft

  15 Parkview Loop, Staten Island, NY 10314

  Welcome Home! This 2 bedroom 2 bathroom townhouse style condo is minutes from Willowbrook park, transportation, the expressway, restaurants and shopping! Having a separate driveway and area for outdoor grilling, this unit is great for any family or investor. LEVEL 1- Entry foyer, large living room, 1/2 bathroom, eat in kitchen, Dining Room. LEVEL 2- Master bedroom, Full bathroom, bedroom #2 LEVEL

  Angelo Pappalardo Century 21 Papp Realty

  15 Parkview Loop, Staten Island, NY 10314
• 

  

  

  /23

  $599,999

  • 3 Beds
  • 1.5 Baths
  • 1,392 Sq Ft

  12 Grissom Ave Unit 23, Staten Island, NY 10314

  Elegant and Spacious 3-Bedroom Condo with Modern UpgradesWelcome to this bright and airy 3-bedroom condo, beautifully designed with vaulted ceilings, gleaming hardwood floors, and an abundance of natural light from two skylights. The thoughtfully upgraded kitchen features stainless steel appliances, granite countertops, and ample cabinetry—perfect for both everyday living and

  Laura Vallone Robert DeFalco Realty, Inc.

  12 Grissom Ave Unit 23, Staten Island, NY 10314
• 

  

  /45

  $699,000

  • 3 Beds
  • 1.5 Baths
  • 1,232 Sq Ft

  150 Acacia Ave, Staten Island, NY 10308

  This Beautiful Home offers a private setting on a dead end (only house on block) surrounded by 9 acres of wetland and by Wood Duck Pond, Yet still close enough to all transportation. Private backyard to relax and enjoy the scenery. This home consists of basement, kitchen, dining room, living room, study room,3 bedrooms, walk up attic,3/4 bath and 1/2 bath, porch, detached garage. Siding 15 years

  James Molinell Tom Crimmins Realty, Ltd.

  150 Acacia Ave, Staten Island, NY 10308
• 

  

  /12

  $688,000

  • 3 Beds
  • 2.5 Baths
  • 1,688 Sq Ft

  376 Hylan Blvd, Staten Island, NY 10305

  LOCATION! This spacious townhouse offers three bedrooms, three bathrooms, basement, garage, backyard with screened deck and much more! All rooms are extra large brimming with potential to make this home your own. New Roof, furnace and hot water heater. Mere minutes from the Verrazano bridge, several waterfront parks with views of NYC, best of restaurants, stores and schools. Needs some TLC but

  Kerri-Lee Curci Keller Williams Realty Staten Island

  376 Hylan Blvd, Staten Island, NY 10305
• 

  

  /39

  $1,529,000

  • 4 Beds
  • 2.5 Baths
  • 3,174 Sq Ft

  249 Ridgecrest Ave, Staten Island, NY 10312

  Step into this updated 3,175 sq. ft. gorgeous home nestled in the heart of Eltingville, one of Staten Island's most desired and peaceful neighborhoods. Situated on this 65 x 141 lot, this lovely home offers the perfect balance of privacy, elegance and accessibility. Just minutes to New Jersey and Hylan blvd. You'll be captivated by its curb appeal - all brick, new concrete, paved driveway and

  Richard Freeo Richard J. Freeo Realty Inc.

  249 Ridgecrest Ave, Staten Island, NY 10312
• 

  

  /32

  $759,000

  • 5 Beds
  • 2 Baths
  • 1,604 Sq Ft

  48 Markham Place, Staten Island, NY 10314

  Lovely well kept 5 br 2 ba home with a full basement and detached garage. Oak kitchen cabinets with granite counters, stainless appliances, gleaming hardwood oak flooring, wood burning fireplace, trex composite deck, backyard sunroom, and room for a pool. This home is located on a quiet tree lined street in the heart of Westerleigh. Just minutes to shopping and a close commute to NYC.

  Anthony Guglieri Prime Time Real Estate, Inc.

  48 Markham Place, Staten Island, NY 10314
• 

  

  /27

  $849,000

  • 4 Beds
  • 4 Baths
  • 1,584 Sq Ft

  148 Hillside Ave, Staten Island, NY 10304

  Great Investment! 2 family semi attached 4/4 with finished basement. 1st floor has 2 bedrooms, 1 full bath kitchen and living room. Walk out basement with full bath and separate entrance and A/C unit. 2nd floor has eat in kitchen living room 2 bedrooms and 2 full baths. Each floor has walk out deck. Street to street property with extra parking in the back. Close to all.

  James LoCasto Weichert Realtors Evolution

  148 Hillside Ave, Staten Island, NY 10304
• 

  /2

  $350,000

  • 2 Beds
  • 1 Bath
  • 528 Sq Ft

  16 Mapleton Ave, Staten Island, NY 10306

  Lot size 20x100, building size 12x55, Zoning R3-1. It is a great opportunity to use or investment. Great location. Must see....

  Shu Yu (Linda) Zeng Ashford Homes LLC

  16 Mapleton Ave, Staten Island, NY 10306
• 

  

  /31

  $1,650,000

  • 4 Beds
  • 3 Baths
  • 2,440 Sq Ft

  120 Overlook Ave, Staten Island, NY 10304

  THIS BEAUTIFUL MULTI-LEVEL HOME COMBINES ELEGANT DESIGN WITH EXCEPTIONAL FUNCTIONALITY, OFFERING SPACIOUS LIVING ACROSS MULTIPLE LEVELS. NESTLED IN A PRIME LOCATION OF DONGAN HILLS COLONY. IT OFFERS CONVENIENCE, PRESTIGE AND ACCESSIBILITY, PERFECT FOR EVERY LIFESTYLE. PLENTY OF AMENITIES ENHANCING THE HOMES CHARM. UNOBSTRUCTED MILLION DOLLAR VIEW. RARE FIND IN A SOUGHT AFTER NEIGHBORHOOD,

  Janet Verri Connie Profaci Realty

  120 Overlook Ave, Staten Island, NY 10304
• 

  

  /12

  $155,000

  • 1 Bath
  • 4,000 Sq Ft

  27 Vera St Unit C, Staten Island, NY 10305

  Welcome to Colonial Gardens! This well-maintained studio co-op features an updated kitchen and bathroom, generous closet space, and is located on the second floor of a quiet, well-kept building. Off-street parking is available for just 50 per year, along with additional storage. Conveniently located near public transportation and shopping, this unit offers an easy commute to NYC and Brooklyn. A

  Audrey Casso DiTommaso Real Estate

  27 Vera St Unit C, Staten Island, NY 10305
• 

  

  /52

  $1,348,000

  • 3 Beds
  • 3 Baths
  • 1,422 Sq Ft

  113 Longview Rd, Staten Island, NY 10304

  Welcome to 113 Longview Road. This modern FULLY CUSTOM RENOVATED HOME with top of the line finishings and great curb appeal will surely impress you. Perfectly situated in the prestigious Grymes Hill neighborhood sits your dream home where you can enjoy both Summer and Winter views of the Verrazano-Narrows Bridge and Harbor. From the moment you enter this stunning home through a beautiful state

  Teresa Carmona Robert DeFalco Realty, Inc.

  113 Longview Rd, Staten Island, NY 10304
• 

  

  /42

  $1,300,000

  • 6 Beds
  • 3.5 Baths
  • 2,600 Sq Ft

  90 Hawley Ave, Staten Island, NY 10312

  Welcome to 90 Hawley Avenue, a spacious and versatile 2-family hi-ranch located in the heart of Huguenot. This oversized property offers a total of 6 bedrooms and 4 bathrooms, with a layout designed for both comfortable living and strong rental income potential. The main unit features 4 bedrooms and 3 bathrooms across two levels. The upper level boasts a bright L-shaped living and dining room

  Gary Fleming Emerald Elite Realty

  90 Hawley Ave, Staten Island, NY 10312
• 

  

  /34

  $739,000

  • 2 Beds
  • 2 Baths
  • 1,116 Sq Ft

  2 Fairview Ave, Staten Island, NY 10314

  Why buy a semi- attached when you can own a detached home with a built in salt water pool. This charming and updated 2 bedroom home features numerous upgrades to many to list. A large attic with a skylight that you can finish for that extra room. Enjoy a modern kitchen with high-end finishes, a spacious living area with abundant natural light, and well-sized bedrooms for ultimate comfort. The

  Linda Moccia Keller Williams Realty Staten Island

  2 Fairview Ave, Staten Island, NY 10314
• 

  

  /24

  $1,850,000

  • 5 Beds
  • 3.5 Baths
  • 3,000 Sq Ft

  14 Merrick Ave, Staten Island, NY 10301

  Welcome to this exquisitely renovated all brick single-family residence nestled in the prestigious enclave of Todt Hill. Boasting five spacious bedrooms and four luxurious marble bathrooms featuring heated floors and smart heated toilets - this home defines elevated living. The chef's kitchen is equipped with top-of-the-line Viking appliances, custom finishes and heated radiant floor seamlessly

  Anna Jung Keller Williams Realty Staten Island

  14 Merrick Ave, Staten Island, NY 10301
• 

  

  /8

  $675,999

  • 3 Beds
  • 2.5 Baths
  • 1,080 Sq Ft

  85 Beach St, Staten Island, NY 10304

  This beautiful, 3-bedroom house offers all the comfort you ever dream off. There is outside iron security gates for maximum protection. 1st floor features big living room, half bath, Closest or coat hanger, Kitchen & pantry room, Dining Room, Slider to the backyard. A basketball size backyard for children. 2nd floor has 3 bedrooms, 1 full bath. the basement, has double entrances to front and the

  Michael Odumosu Michael Odumosu

  85 Beach St, Staten Island, NY 10304
• 

  

  /27

  $1,069,999

  • 3 Beds
  • 3 Baths
  • 2,080 Sq Ft

  6 Normalee Rd, Staten Island, NY 10305

  Back on the market! This beautiful, detached side-hall Colonial is situated in the highly sought-after Grasmere area. The home boasts a spacious living room, dining room, and an eat-in kitchen. The large family room features a gas fireplace and three skylights, filling the space with natural sunlight, with sliders leading out to the deck. There are four generously sized bedrooms. The home has

  Dalila Saket Keller Williams Realty Empire

  6 Normalee Rd, Staten Island, NY 10305
• 

  

  /15

  $1,348,000

  • 6 Beds
  • 2 Baths
  • 2,700 Sq Ft

  138 Rathbun Ave, Staten Island, NY 10312

  CENTRALLY LOCATED BRAND NEW TWO FAMILY HOUSE ( 6/6) IN THE HEART OF ANNADALE. LAUNDRY ON 3 LEVELS. OFF-STREET PARKING. CLOSE TO ALL. SHOPPING/BUS/TRAIN NEARBY. COMMUTERS DELIGHT!OVER 3000 SQ FT OF LIVING SPACE INCLUDING THE FULL FINISHED BASEMENT WITH SEPARATE ENTRY. CUSTOM FINISHES THRU-OUT-PRIME LOCATION- MINUTES FROM MAJOR TRANSPORTATION, SHOPPING, DINING, SCHOOLS AND

  Dianne Lopardo DiTommaso Real Estate

  138 Rathbun Ave, Staten Island, NY 10312
• 

  

  /11

  $1,080,000

  • 4 Beds
  • 2.5 Baths
  • 2,640 Sq Ft

  610 Woodrow Rd, Staten Island, NY 10312

  Large 2 family 7/3 plus basement. Large rooms, large yard, inground pool. Walk to shopping & transportation.Needs work....Make offer!!

  Richard Della R. Della Realty Corp.

  610 Woodrow Rd, Staten Island, NY 10312
• 

  

  /3

  $299,000

  • Land
  • 0.04 Acre
  • $7,475,000 per Acre

  17 Hempstead Ave, Staten Island, NY 10306

  APPROVAL BLUEPRINT!!! Prime Vacant Land Opportunity: Discover a prime piece of vacant land 20x80 in heart of midland beach for sale,R3-1Zoning. Conveniently located near shopping, restaurants, places of worship, and public transportation. Once in a lifetime opportunity. Don't miss out! Consult with your architect for details.

  Emily Chen Efocus Team Real Estate Inc

  17 Hempstead Ave, Staten Island, NY 10306
• 

  

  /13

  $938,888

  • 4 Beds
  • 1.5 Baths
  • 2,150 Sq Ft

  806 van Duzer St, Staten Island, NY 10304

  Upgraded Detached Two-Family New Construction Welcome to your dream home! total SF/ 2114 Perfect for dual living arrangements or investment opportunities. This brand-new 2025 detached two-family residence boasts a modern exterior and cozy living space across four stories. Big driveway that can park 2-4 cars and charming balconies on the second and third floors—perfect for enjoying your morning

  Mike Gentilesco Robert DeFalco Realty Inc

  806 van Duzer St, Staten Island, NY 10304
• 

  

  /38

  $988,888

  • 3 Beds
  • 4 Baths
  • 2,460 Sq Ft

  282 Seaview Ave, Staten Island, NY 10305

  Introducing 282 Seaview Avenue — a truly unique mixed use property featuring a charming detached single-family home alongside a legal commercial/office unit, all just off Hylan Boulevard. Perfectly positioned near major transportation, shopping, and some of Staten Island's best dining, this location offers unmatched convenience and versatility.The primary residence features 3 bedrooms and

  Thomas Perretta Prereal Prendamano Real Estate

  282 Seaview Ave, Staten Island, NY 10305
• 

  

  /26

  $1,069,999

  • 4 Beds
  • 2.5 Baths
  • 2,080 Sq Ft

  6 Normalee Rd, Staten Island, NY 10305

  Welcome to this stunning detached Side-Hall Colonial is situated in the highly sought-after Grasmere area. The home boasts a spacious living room, dining room, and an eat-in kitchen. The large family room features a gas fireplace and three skylights, filling the space with natural sunlight, with sliders leading out to the deck. There are four generous size bedrooms. The home has been updated with

  Dalila Saket Keller Williams Realty Empire

  6 Normalee Rd, Staten Island, NY 10305
• 

  

  /28

  $685,000

  • 3 Beds
  • 1.5 Baths
  • 2,016 Sq Ft

  16 Fawn Ln, Staten Island, NY 10306

  Introducing a charming and thoughtfully designed 3-story single-family in Staten Island, offering comfort, functionality, and an abundance of natural light throughout. This home's design offers a seamless flow between levels, maximizing space and comfort. As you enter, you're welcomed by a spacious entry hallway that provides convenient access to the built-in garage—perfect for easy loading,

  Jay Zhen Momentum Real Estate LLC

  16 Fawn Ln, Staten Island, NY 10306
• 

  

  /26

  $680,000

  • 4 Beds
  • 1 Bath
  • 2,020 Sq Ft

  47 High St, Staten Island, NY 10305

  Welcome to this fully detached single-family home, ideally located just minutes from the Verrazzano Bridge with the S79 and multiple express and local buses right on the corner—offering an easy commute to Brooklyn and convenient local transportation. Sitting on a 29x107 lot with a 20x45 first floor footprint, this home features a shared driveway that fits up to three cars. The main level offers a

  Jason Zhou RE/MAX Edge

  47 High St, Staten Island, NY 10305
• 

  

  /21

  $503,000

  • 3 Beds
  • 1.5 Baths
  • 1,500 Sq Ft

  417 Skyline Dr, Staten Island, NY 10304

  Welcome to this amazing opportunity in this gated community in the heart of Park HillThis home awaits its new owners! On the first floor you have a spacious living area with a half bathroom followed by an eat in kitchen with a ton of cabinetry and counter space. Leading out you have glass sliding doors that take you to the private backyard patio. On the 2nd floor you have 3 spacious

  Mashud Ahmed Bouklis Group Marketing Corp

  417 Skyline Dr, Staten Island, NY 10304
• 

  

  /35

  $660,000

  • 2 Beds
  • 3 Baths
  • 1,250 Sq Ft

  292 Tennyson Dr, Staten Island, NY 10308

  In the heart of Great Kills, this is A ONE OF A kind property located directly across from the beach with spectacular water views all day and all night. Great location, near Marina and all major restaurants, parks and transportation. Just bring your boat and Dock n Dine at marina only few blocks away. This (2) bedroom townhome, with Den (which can be used as a 3rd bedroom) 1 Full bath and

  Robin Meyers Robert DeFalco Realty, Inc.

  292 Tennyson Dr, Staten Island, NY 10308
• 

  

  /9

  $149,900

  • 1 Bath
  • 325 Sq Ft

  218 Naughton Ave Unit C, Staten Island, NY 10305

  Welcome to this spacious second-floor studio co-op at 218 Naughton Ave #C featuring beautiful hardwood floors, large windows with great natural light, and plenty of storage throughout. With a low HOA fee of just 281/month that includes taxes, outside maintenance, snow removal, water and sewer, this unit offers an affordable and comfortable living space in a well-maintained building. Conveniently

  Christian Jackson Homes R Us Realty of NY, Inc.

  218 Naughton Ave Unit C, Staten Island, NY 10305
• 

  

  /28

  $839,000

  • 3 Beds
  • 2 Baths
  • 1,638 Sq Ft

  15 Bovanizer St, Staten Island, NY 10312

  Beautiful 1 family detached hi ranch located on extra wide street in desirable area. The home boasts 3 bedrooms, living room, dining room and large eat in kitchen. Full finished basement has 3⁄4 bath, full kitchen and side entrance. One car garage with extra large driveway. Home sit on oversized 44x135 lot with an inground pool which is perfect for entertaining.

  James LoCasto Weichert Realtors Evolution

  15 Bovanizer St, Staten Island, NY 10312
• 

  

  /36

  $868,888

  • 4 Beds
  • 2.5 Baths
  • 1,747 Sq Ft

  12 Kingsbridge Ave, Staten Island, NY 10314

  WELCOME TO THIS OVERSIZED 2 FAMILY SEMI-ATTACHED HOME, HEART OF BULLS HEAD, 3 BEDROOMS, 1.5 BATHS, BASEMENT, FIREPLACE, ONE BEDROOM APARTMENT, CLOSE TO SHOPPING AND ALL TRANSPORTATION.

  Frank Chirichella Robert DeFalco Realty, Inc.

  12 Kingsbridge Ave, Staten Island, NY 10314
• 

  

  /23

  $460,000

  • 2 Beds
  • 1 Bath
  • 860 Sq Ft

  101 Stack Dr Unit A, Staten Island, NY 10312

  Welcome to this excellent 860 sq ft two-story condo located in the heart of Annadale, Staten Island! This charming unit features 2 spacious bedrooms, 1 full bathroom, a bright and airy living/dining room combination, and a well-maintained kitchen. The standout feature is the finished attic space—perfect for a home office, or extra storage. Enjoy outdoor living with your own private balcony and

  Jay Zhen Momentum Real Estate LLC

  101 Stack Dr Unit A, Staten Island, NY 10312
• 

  

  /3

  $859,000

  • 3 Beds
  • 3 Baths
  • 1,200 Sq Ft

  829 Rockland Ave, Staten Island, NY 10314

  New Luxury Townhouse in the Heart of Staten Island - 3 Bed, 3 BathWelcome to this beautifully designed, brand-new luxury townhouse currently under construction. Offering 3 spacious bedrooms and 3 bathrooms, this thoughtfully laid-out home features a first-floor bedroom and a finished basement with a 3/4 bathroom - ideal for guests, home office, or recreation space.Enjoy private outdoor

  Ksenia Ulanovskaya United Land Realty Inc

  829 Rockland Ave, Staten Island, NY 10314
• 

  

  /15

  $575,500

  • 2 Beds
  • 1.5 Baths
  • 1,968 Sq Ft

  107 Jefferson St, Staten Island, NY 10304

  Great starter home close to all convenience amenities

  George Wonica Wonica REALTORS & Appraisers

  107 Jefferson St, Staten Island, NY 10304
• 

  

  /40

  $779,000

  • 3 Beds
  • 2.5 Baths
  • 1,408 Sq Ft

  104 Winfield St, Staten Island, NY 10305

  Welcome to 104 Winfield St—a beautifully maintained semi-attached home in Staten Island's sought-after South Beach neighborhood. Built in 1997, this charming residence combines modern updates with classic appeal, offering a comfortable and inviting living space.Bright & Spacious Layout - An open floor plan with custom crown molding, hardwood floors, and seamless flow between living areas.

  Tsun Ming Lau Reliance Realty One

  104 Winfield St, Staten Island, NY 10305
• 

  

  /73

  $1,325,000

  • 3 Beds
  • 3.5 Baths
  • 2,689 Sq Ft

  312 Barbara St, Staten Island, NY 10306

  WELCOME TO THIS OUTSTANDING, SPACIOUS COLONIAL HOME NESTLED IN THE HEART OF HISTORIC RICHMONDTOWN. THIS CUSTOM-BUILT HOME IN 1996, SHOWS THE CLASSIC COLONIAL CHARM WITH UPGRADED AMENITIES AND AN OPEN FLOOR PLAN. ELEGANT FIRST FLOOR DESIGN FEATURES LUXURIOUS LIVING ROOM WITH A FIREPLACE, BUILT IN CUSTOM CABINETS, A FORMAL DINING ROOM LEADING TO AN AMAZING OPEN CONCEPT KITCHEN, FEATURING HIGHEND

  Margaret Eng-Wallace Village Realty of SI Ltd.

  312 Barbara St, Staten Island, NY 10306
• 

  

  /19

  $799,999

  • 4 Beds
  • 4 Baths
  • 1,674 Sq Ft

  193 10 St, Staten Island, NY 10306

  Renovated 4-Bedroom Home with Huge 50x100 Lot, Finished Basement, Detached Garage & Expansion Potential - Prime Location Near Staten Island Tech!Beautifully updated and move-in-ready single-family home offering space, style, and incredible future potential, all in one of Staten Island's most sought-after neighborhoods.This home features 4 bedrooms, 4 bathrooms, a fully finished

  ALLEN SIU LUN TANG Re/Max Real Estate Professionals

  193 10 St, Staten Island, NY 10306
• 

  

  /3

  $399,999

  • 2 Beds
  • 1 Bath
  • 660 Sq Ft

  276 Gordon St, Staten Island, NY 10304

  Discover this delightful 2-bedroom, 1-bathroom detached ranch home, perfectly situated on a spacious 32x100 lot in Stapleton, Staten Island. Brimming with potential, this cozy home is a blank canvas ready for your personal touch!

  John Mullen Coldwell Banker Advantage

  276 Gordon St, Staten Island, NY 10304
• 

  

  /10

  $3,500,000

  • 6 Beds
  • 10 Baths
  • 6,750 Sq Ft

  Unlisted Address

  This is a rare opportunity to live in a truly one of kind magnificent custom contemporary mansion located on a quiet, private gated cul-de-sac in the prestigious Forest Manor Estates of Todt Hill. iddealically situated on a immense 21,245 square foot (0.488 acre) hillside property, this exceptional residence is shortly to be built and offers the chance to step in and complete your dream home. The

  Denise Schneider Schneider Realty Services

  Unlisted Address

Showing Results 481 - 520, Page 13 of 16