2,022

Summerville, SC Homes for Sale

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  • /65

    $420,000

    • 3 Beds
    • 2 Baths
    • 1,432 Sq Ft

    117 Malibu Rd, Summerville, SC 29483

    THIS IS THE ONE YOU'VE BEEN WAITING FOR!!! FULLY REMODELED HOME with upgrades & updates valued over $220,000!!! Owners are AWARD WINNING, HIGH-END CUSTOM BUILDERS/REMODELERS in the Charleston area! This is NOT a flip! This home has been gutted and it has been painstakingly transformed into a CUSTOM DREAM HOME! New kitchen w/ custom crafted cabinetry & vent hood, custom electric fireplace w/accent

    Karen Fistler The Firm Real Estate Company

    117 Malibu Rd, Summerville, SC 29483
  • /22

    $269,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,567 Sq Ft

    Odessa Plan at Crescent Cove, Summerville, SC 29483

    Ryan Homes at Crescent Cove offers new, low-maintenance townhomes in a cozy, tree-lined Summerville community with lawn care included. The neighborhood features thoughtfully designed 3-bedroom layouts with coastal-inspired exteriors, open-concept living spaces, and 1-car garages. Conveniently located just off Dorchester Road, Crescent Cove provides easy access to everyday conveniences, downtown

    Ryan Homes Builder
    1010 Crescent Cove Ln Unit 36143581, Summerville, SC 29483
  • /67

    $449,999 Open Sun 1PM - 3PM

    • 4 Beds
    • 2 Baths
    • 2,187 Sq Ft

    600 Pointe of Oaks Rd, Summerville, SC 29485

    Welcome home to a beautifully maintained 4-bedroom, 2-bath, 11/2-story home in the award-winning DD2 school district, zoned for Beech Hill Elementary School and nestled in the heart of the mature neighborhood of Legend Oaks Plantation.This inviting home offers a functional layout with flexible living spaces designed for today's lifestyle.Note the wonderful architectural features of this home,

    Ankur Mignon Realty ONE Group Coastal

    600 Pointe of Oaks Rd, Summerville, SC 29485
  • /31

    $379,000 Open Sat 11AM - 1PM

    • 4 Beds
    • 2 Baths
    • 1,870 Sq Ft

    5058 Blair Rd, Summerville, SC 29483

    Well-maintained one-story home in Myers Mill featuring 4 bedrooms and 2 full baths. Situated on a spacious lot with a private backdrop, this property offers both a welcoming front porch and a covered rear patio--ideal for outdoor living.The primary suite includes an upgraded shower and expanded closet space. Additional highlights include a newer roof and hot water heater, providing added peace of

    Chelsea McKenna Realty ONE Group Coastal

    5058 Blair Rd, Summerville, SC 29483
  • /16

    $411,130 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,014 Sq Ft

    1018 Tea Time Dr, Summerville, SC 29485

    This spacious two-story home features a contemporary open layout among the family room, kitchen and dining room, with access to a patio for seamless indoor-outdoor living. Upstairs is a loft surrounded by three secondary bedrooms and the luxe owner’s suite, which includes an adjoining bathroom and walk-in closet. Rounding out the home is a two-car garage to add versatile storage space.

    Lennar Builder
    1018 Tea Time Dr, Summerville, SC 29485
  • /31

    $282,000

    • 3 Beds
    • 2 Baths
    • 1,134 Sq Ft

    112 Fripp Ln, Summerville, SC 29483

    Charming and affordable 3-bedroom, 2-bath home offering comfortable single-level living and excellent value. Priced at just $285,000, this property is a great opportunity for buyers seeking an entry-level home or investment property. The home features a classic brick and siding exterior, a new roof, and a practical layout designed for everyday living. Inside, you'll find a bright kitchen with

    Connie White Connie White Real Estate & Design, LLC

    112 Fripp Ln, Summerville, SC 29483
  • /23

    $218,500

    • 1 Bed
    • 1 Bath
    • 712 Sq Ft

    188 Midland Pkwy Unit 312, Summerville, SC 29485

    Summerville's finest luxury condos with a central location that cannot be beat! Midland Terrace is located in the Trolley Road corridor and is within leisurely walking distance from grocery stores, banks, hospitals and many local restaurants. The complex itself has been expertly maintained with lush landscaping and offers relaxed, upscale living. Host a cook-out in one of the covered grilling

    Margarettodd Truluck The Cassina Group

    188 Midland Pkwy Unit 312, Summerville, SC 29485
  • /18

    $357,000 Open Fri 8AM - 7PM

    • 3 Beds
    • 2.5 Baths
    • 2,072 Sq Ft

    163 Paddle Boat Way, Summerville, SC 29485

    Check out 163 Paddle Boat Way, a residence structured for functional value and daily ease. The kitchen is equipped with an accent backsplash, all stainless steel appliances, and a central island. A cozy fireplace provides warmth and comfort. The primary bathroom includes double sinks for convenience. An exterior patio connects to a fenced in backyard. A blend of style, comfort, and practical

    Thomas Shoupe Opendoor Brokerage, LLC

    163 Paddle Boat Way, Summerville, SC 29485
  • /8

    $350,000

    • 3 Beds
    • 2 Baths
    • 2,024 Sq Ft

    1511 Bacons Bridge Rd, Summerville, SC 29485

    Welcome home to a lovely single story home on Bacons Bridge Road over 2000 square feet, three bedrooms and two baths, large lot , enclosed screen porch on front and rear of home. Roof new in 2023, HVAC 2024 New Pipes in approximately 2019.

    Jennie Sherry Coldwell Banker Realty

    1511 Bacons Bridge Rd, Summerville, SC 29485
  • /37

    $305,000

    • 3 Beds
    • 1 Bath
    • 1,347 Sq Ft

    106 Pine Ln, Summerville, SC 29485

    Welcome to 106 Pine Lane in Summerville, a charming and thoughtfully updated home in the award-winning Dorchester 2 school district. Located in a historic area with no HOA, it offers convenient backroad access to West Ashley and the beaches, blending tranquility with connectivity.Inside, this well-maintained home features a roof just five years old, an HVAC system three years young, and newer

    Shae Figueroa SERHANT

    106 Pine Ln, Summerville, SC 29485
  • /27

    $259,000

    • 3 Beds
    • 2.5 Baths
    • 1,386 Sq Ft

    2102 Scarlett Maple St, Summerville, SC 29483

    Welcome to Dawson Branch where convenience meets low-maintenance living. Ideally located just off the Jedburg exit of I-26, this home offers unbeatable accessibility with only a 2-minute drive to the interstate and close proximity to major employers, shopping, and dining. Step inside to a perfectly designed open floor plan featuring LVP flooring throughout the main living area. The kitchen

    Joshua Litchfield Carolina One Real Estate

    2102 Scarlett Maple St, Summerville, SC 29483
  • /65

    $474,999

    • 2 Beds
    • 2 Baths
    • 2,013 Sq Ft

    622 Beach Way, Summerville, SC 29486

    Resort style living meets everyday comfort in this beautifully maintained home, located in a highly sought after gated active adult community. Featuring two bedrooms, two full bathrooms, and a dedicated office, the layout is both functional and inviting. Luxury vinyl plank flooring flows throughout the main living areas, complemented by gorgeous granite countertops and an abundance of natural

    Haley Ebersole Carolina One Real Estate

    622 Beach Way, Summerville, SC 29486
  • /10

    $205,000

    • Land
    • 2 Acres
    • $102,500 per Acre

    109 Love Ln, Summerville, SC 29486

    Tucked away on a quiet private drive, 109 Love Lane offers a rare opportunity to create something truly special. This expansive two-acre homesite combines privacy, space, and convenience in one of the area's most desirable pockets for new construction. Surrounded by only a handful of homes, including a newly built residence at the end of the street, this property feels like a hidden retreat while

    Michael Kennedy Redfin Corporation

    109 Love Ln, Summerville, SC 29486
  • /44

    $397,000

    • 3 Beds
    • 2 Baths
    • 2,010 Sq Ft

    189 Lucca Dr, Summerville, SC 29486

    This beautiful ranch home on a landscaped corner lot diagonally across from the community swimming pool and play area, is move-in ready. This home has the the upgraded Whirlpool package with gas range, quartz countertops, a large island and corner pantry. A light filled open concept living area with a gas fireplace welcomes you home. The Owners suite is situated at the rear of the home for

    Cynthia Elenberger Carolina One Real Estate

    189 Lucca Dr, Summerville, SC 29486
  • /60

    $800,000

    • 5 Beds
    • 4.5 Baths
    • 3,261 Sq Ft

    146 Callibluff Dr, Summerville, SC 29486

    Welcome to 146 Callibluff Drive, where custom design meets real-life functionality in one of the most sought-after sections of Carnes Crossroads.This semi-custom Ashton Woods home offers 5 bedrooms, 4.5 bathrooms, and just under 3,300 square feet of thoughtfully designed space, but what truly sets it apart are the upgrades you feel the second you walk in.From the moment you enter, you're greeted

    Holli Reese Keller Williams Realty Charleston West Ashley

    146 Callibluff Dr, Summerville, SC 29486
  • /49

    $343,500

    • 3 Beds
    • 2 Baths
    • 1,758 Sq Ft

    105 Cynthia Ln, Summerville, SC 29485

    !!NEW HVAC, NEW water heater, newer roof, DD2 school district!!Beautifully Updated 3-Bedroom Brick Ranch!Welcome to this tastefully remodeled brick ranch offering the perfect blend of comfort, style, and flexibility. This home features 3 bedrooms, one of which is the FROG, a great opportunity for added privacy or to convert into a flex space as an office or media room.Recent upgrades provide

    Hillary Paramo Carolina Elite Real Estate

    105 Cynthia Ln, Summerville, SC 29485
  • /35

    $184,900

    • 2 Beds
    • 2 Baths
    • 1,680 Sq Ft

    204 Dunmeyer Hill Rd, Summerville, SC 29485

    Tucked away on a quiet stretch of Dunmeyer Hill Rd, this 2-bedroom, 2-bath residence is a fantastic opportunity with no HOA! Dining room can easily be converted to a third bedroom by adding doors if needed. Newer roof & HVAC! Sitting on a .26-acre lot with mature trees and a fenced in backyard, there's plenty of room to spread out. Inside you'll find an open layout, with a spacious living area

    John Kouten Carolina One Real Estate

    204 Dunmeyer Hill Rd, Summerville, SC 29485
  • /133

    $1,500,000

    • 3 Beds
    • 2 Baths
    • 2,470 Sq Ft

    317 Sumter Ave, Summerville, SC 29483

    Welcome to the expansive porch of 317 Sumter Avenue. This circa 1884 Charming Cottage is more than you can imagine! The main house is 2470sq.ft and the totally remodeled apartment over the 4-bay (tandem) garage is 879sq.ft. What a wonderful use of 3349sq.ft for living. The entire home has been renovated with perfect touches. The front door opens to a traditional center hall with living space on

    Candice Pratt RE/MAX Southern Shores

    317 Sumter Ave, Summerville, SC 29483
  • 434 Brightside Trail, Summerville, SC 29486

    $612,982 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,384 Sq Ft

    434 Brightside Trail, Summerville, SC 29486

    One story home that backs to open space in Nexton's Midtown. Almost 2400 SF of fantastic living space. The open concept space flows well for everyday living and entertaining. The large slider opens to the extended screen porch bringing the outside in. Perfect to lounge or to gather with friends and family. The chefs kitchen has tons of counter space and a center island that will be the heart of

    David Weekley Homes Builder
    434 Brightside Trail, Summerville, SC 29486
  • /53

    $420,000 Open Sat 11AM - 1PM

    • 4 Beds
    • 2.5 Baths
    • 2,376 Sq Ft

    505 N Commodore Way, Summerville, SC 29483

    Stunning 4-Bedroom Home with Designer Upgrades Throughout. Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home featuring thoughtful upgrades and modern comforts in every space. Enjoy premium paint throughout, adding a fresh and sophisticated feel the moment you walk in. Downstairs you'll find the primary bedroom complete with ensuite including a walk-in shower and walk-in closet.

    Valerie Furman Keller Williams Key

    505 N Commodore Way, Summerville, SC 29483
  • /58

    $574,990 New Construction

    • 4 Beds
    • 4.5 Baths
    • 3,788 Sq Ft

    747 Maynard Ln, Summerville, SC 29486

    INCLUDED: CEMENT PLANK SIDING, COMPOSITE SHUTTERS W/S HOOKS (per elevation), GAS LANTERN AT FRONT PORCH, RAISED FOUNDATION, 6 FT. WINDOWS ON 1ST FLOOR, 9' CEILINGS ON 1ST AND 2ND FLOOR, 8' Front Door and Patio Door, Covered Porch, Laminate floors through main living areas w/hardwood stairs, tile in baths and laundry, Kitchen has recessed lighting, 42'' cabinets w/crown molding, Gourmet Kitchen &

    Dream Finders Homes Builder
    747 Maynard Ln, Summerville, SC 29486
  • /18

    $299,000

    • Land
    • 0.5 Acre
    • $598,000 per Acre

    0 N Palmetto St Unit 26007683, Summerville, SC 29483

    ****ATTENTION DEVELOPERS! -- --(SELLER WILL LOOK AT ALL OFFERS!) ****HALF ACRE LOT (.49 AC) ZONED GR-2 (in the town of Summerville) - ***Right next to a BRAND NEW APARTMENT COMPLEX! -- Dorchester Zoning has said easily could convert to MIXED USE for 4 unit QUAD-PLEX! -- **ALL UTILITIES AT SITE!** (Public Water/ Sewer/ electricity & Natural Gas!) ------ Literally around the corner from DOTY PARK!

    Shawn Smith Atlantic Edge Real Estate

    0 N Palmetto St Unit 26007683, Summerville, SC 29483
  • /36

    $599,900 New Construction

    • 3 Beds
    • 2.5 Baths

    785 Blueway Ave Unit 1619, Summerville, SC 29486

    NEW CONSTRUCTION - AVAILABLE OCT. in Midtown at Nexton! The Hyde offers 3 bedrooms, 2.5 baths, and a beautifully designed open floor plan filled with charm and thoughtful details throughout. The spacious kitchen flows effortlessly into the dining and living areas, creating the perfect setting for entertaining or everyday living. Enjoy seamless indoor-outdoor living with a covered back porch

    Stephanie Johnson Carolina One Real Estate

    785 Blueway Ave Unit 1619, Summerville, SC 29486
  • /19

    $450,000

    • Land
    • 3 Acres
    • $150,000 per Acre

    406 Myers Rd, Summerville, SC 29486

    Prime opportunity in Berkeley County! This beautiful 3-acre wooded parcel offers the ideal setting for your future home, private retreat, or small residential development. Tucked away on a quiet city street with convenient road frontage, the property provides easy access to Hwy 17A, Hwy 52, and all the shopping, dining, and essentials of nearby Summerville.The land is currently raw and untouched,

    Jason Wang EXP Realty LLC

    406 Myers Rd, Summerville, SC 29486
  • /30

    $439,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,096 Sq Ft

    460 Cadbury Loop, Summerville, SC 29486

    Welcome to the Pritchard Plan. This 2 story home has an entry that leads to an open layout, kitchen with Island, 42'' cabinets with granite countertop and tile backsplash. Family room with an electric fireplace and LVP floors on the first floor. Oak treads leads you to the 2nd floor with a large primary bedroom with a 5' tile shower, dual vanity, quartz countertop and huge walk in closet. Good

    Lonna Devito DRB Group South Carolina, LLC

    460 Cadbury Loop, Summerville, SC 29486
  • /32

    $394,990 New Construction

    • 3 Beds
    • 4 Baths
    • 1,979 Sq Ft

    424 Great Egret, Summerville, SC 29486

    Welcome to The Jenkins, a stunning 3-bedroom, 2 full bath, and 2 half bath townhome designed for modern living and entertaining! Step into the bright, open main level, where the kitchen steals the show. Equipped with GE appliances, quartz countertops, and a spacious island, it’s perfect for both the home chef and food lover. The kitchen seamlessly flows into the family room and dining area,

    Stanley Martin Builder
    424 Great Egret, Summerville, SC 29486
  • /19

    $509,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,535 Sq Ft

    74 Crosswick St, Summerville, SC 29483

    Enjoy the essence of Southern Comfort in the Lacey Plan. With a double stacked front porch, sunroom and covered patio, this home defines indoor - outdoor living. Spacious downstairs primary bedroom showcases a coffered ceiling. Open great room features a huge island, upgraded cabinets and gourmet kitchen with gas cooktop and vented hood. Upstairs guest bedroom with bath adjoining has a large

    Jayne Harmon Carolina One Real Estate

    74 Crosswick St, Summerville, SC 29483
  • /43

    $399,900

    • 4 Beds
    • 2.5 Baths
    • 3,360 Sq Ft

    218 Austin Creek Ct, Summerville, SC 29483

    Welcome to your dream home, perfectly nestled in the beautifully landscaped and family-friendly Blackberry Creek community! From the moment you step inside, you're greeted by an elegant formal living and dining area--ideal for entertaining and making lasting memories. Gleaming hardwood floors flow throughout the main level, leading you to a spacious and inviting family room featuring built-in

    Alex Henderson NextHome Momentum

    218 Austin Creek Ct, Summerville, SC 29483
  • /60

    $558,900

    • 3 Beds
    • 2.5 Baths
    • 2,256 Sq Ft

    107 Clear Bend Ln, Summerville, SC 29483

    Welcome to effortless Lowcountry living in the highly sought after Brighton Park Village at Nexton, where location, lifestyle, and a truly turnkey home come together. Ideally positioned near Downtown Summerville with convenient access to Downtown Charleston, this beautifully maintained 3 bedroom, 2.5 bath residence offers the perfect blend of comfort and style. The spacious primary suite is

    Taylor Charpia The Boulevard Company

    107 Clear Bend Ln, Summerville, SC 29483
  • /25

    $413,590 New Construction

    • 4 Beds
    • 2 Baths
    • 1,775 Sq Ft

    845 Meadowbrook Ln, Summerville, SC 29483

    Coastal living at it's best - Ibis plan on a pond featuring a view of nature and a walking path for leisure. Enjoy single level, with open concept plan designed for comfort, entertaining and your imagination. Features include a chef inspired kitchen with Quartz countertops and Island, Gray, soft close Cabinets with pulls, 9 ft smooth ceilings and gorgeous Luxury Vinyl plank flooring in all main

    Kimberly Moore CENTEX Homes

    845 Meadowbrook Ln, Summerville, SC 29483
  • /42

    $455,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,899 Sq Ft

    86 Crosswick St, Summerville, SC 29483

    Here is our Bowen A plan, a gorgeous open-concept home featuring three bedrooms and two-and-one-half bathrooms. This thoughtfully designed floor plan, welcomes you with a grand foyer upon entry. The home offers upgraded quartz countertops, Craftsman-style trim with eight-foot doors, and upgraded light fixtures throughout. Upstairs, you will find a spacious primary suite with an oversized walk-in

    Michael Piazza Carolina One Real Estate

    86 Crosswick St, Summerville, SC 29483
  • /2

    $215,000

    • Land
    • 2.17 Acres
    • $99,078 per Acre

    Lot 6 Sheep Island Rd, Summerville, SC 29486

    The site is 2.17 acres in the Sheep Island Road community. The Nexton area is adjacent to this rural setting and proximity to Jedburg Road and Interstate 26 is considered good. Legal access to the site will need to be confirmed.

    Bill Goodwin The Goodwin Group Inc

    Lot 6 Sheep Island Rd, Summerville, SC 29486
  • /3

    $35,000

    • Land
    • 0.46 Acre
    • $76,087 per Acre

    0 Renau Blvd Unit 23017902, Summerville, SC 29483

    .46 Acre Lot zoned residential and ideal for stick-built construction. Located in the Pine Hill Acres Subdivision. Lot is located 2 lots back behind 148 Renau Blvd. NO CLEAR ACCESS TO PROPERTY! Property was purchased at a tax auction and will transfer to the new buyer as a quit claim deed. Buyers are encouraged to seek counsel from a real estate attorney concerning aspects of a quit claim deed.

    Brandon Ray Carolina One Real Estate

    0 Renau Blvd Unit 23017902, Summerville, SC 29483
  • /46

    $385,000

    • 3 Beds
    • 2.5 Baths
    • 2,010 Sq Ft

    104 Crossandra Ave, Summerville, SC 29483

    **Assumable Loan at 4.49% ** Beautifully designed craftsman coastal- style home in desirable White Gables. This 4-bedroom, 2.5 bath home perfectly blends modern comfort with style and functionality that buyers are seeking in their new home. Recently painted throughout, all you need to do is bring your furnishings & personalize to your style. An inviting front porch welcomes you inside to a

    Morgan Brinson Fann Carolina Life Real Estate & Auctions LLC

    104 Crossandra Ave, Summerville, SC 29483
  • /35

    $345,000 Open Sat 11AM - 1PM

    • 3 Beds
    • 2.5 Baths
    • 1,999 Sq Ft

    195 Hickory Ridge Way, Summerville, SC 29483

    This two-story home offers a functional layout in a convenient location with easy access to major employers including Volvo, Boeing, Bosch, Mercedes-Benz, and Joint Base Charleston--an excellent opportunity for long-term value. Just minutes from downtown Summerville, shopping, dining, and everyday conveniences. The main level features an open foyer, spacious family room, and kitchen with hardwood

    Janie Pugh Carolina One Real Estate

    195 Hickory Ridge Way, Summerville, SC 29483
  • /24

    $429,320 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,438 Sq Ft

    1043 Adirondack Dr, Summerville, SC 29485

    This spacious two-story home features a sun-drenched study, followed by an open main living space that includes a chef-ready kitchen, inviting living room and an intimate dining room. A door to the patio extends the home for outdoor activities. Upstairs is a versatile loft surrounded by two secondary bedrooms and the private owner’s suite, which includes an adjoining bathroom and walk-in closet.

    Lennar Builder
    1043 Adirondack Dr, Summerville, SC 29485
  • /56

    $1,150,000

    • 5 Beds
    • 6 Baths
    • 4,870 Sq Ft

    1006 King Mountain Dr, Summerville, SC 29483

    Welcome home to this spacious and beautifully designed home nestled on a large lot in a quiet cul-de-sac, just minutes from downtown Summerville! From the moment you arrive, the inviting large front porch sets the tone--perfect for relaxing evenings or morning coffee. Inside, a bright foyer is flanked by a formal dining room and a versatile formal living room that can easily serve as a home

    Kathy Mazalatis Flowertown Realty, LLC

    1006 King Mountain Dr, Summerville, SC 29483
  • /116

    $1,725,000

    • 4 Beds
    • 3.5 Baths
    • 4,028 Sq Ft

    517 W Carolina Ave, Summerville, SC 29483

    Perhaps the 2nd oldest home in Summerville, the historic Ancrum-Waring House dates between 1796 and 1808 and is recognized in the National Registry as a significant contributor to the Summerville Historic District. Centrally located and situated on an almost 1.5 acres, the home provides easy town convenience with walkability to town shops, restaurants and Hutchinson Square, but with a secluded

    Taylor Charpia The Boulevard Company

    517 W Carolina Ave, Summerville, SC 29483
  • /3

    $1,990,000

    • Land
    • 13.12 Acres
    • $151,677 per Acre

    1700 Jedburg Rd, Summerville, SC 29483

    Beautiful spot right on Jedburg Road close to the intersection of Hwy. 176 and Jedburg Road. Property has not been cleared so make it your own. Perfect for residential homesite, family compound, or commercial. Other properties adjoining may be interested in selling if more land is what you need. Minutes to Cane Bay and I-26. Buyer to verify property is suitable for their needs.

    Jay Law The Real Estate Firm

    1700 Jedburg Rd, Summerville, SC 29483
  • /18

    $349,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,536 Sq Ft

    5292 Cottage Landing Dr, Summerville, SC 29485

    From the covered porch, you step into the foyer, where you're greeted by a coat closet and welcomed into the open dining area, kitchen, and family room. Just off the kitchen is the laundry room, which also provides access to the two-car garage. The family room leads to a back patio for outdoor living, as well as the private primary bedroom featuring a walk-in closet and a spacious primary bath.

    Starlight Homes Builder
    5292 Cottage Landing Dr, Summerville, SC 29485

Showing Results 441 - 480, Page 12 of 18

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