Summit, NY Houses for Sale

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  /72

  $599,000

  $51K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 3,100 Sq Ft

  279 Maybie Rd, Gilboa, NY 12076

  Some homes are just houses. This one is a story.Built in 1885, Clover Valley Farm is a rare Italianate Victorian offered fully furnished on 20.67 private acres in the Schoharie County countryside, where the mountains are your backdrop, the pond your mirror, and the silence the luxury. Prefer less land? The home may also be purchased with just 2.57 acres, as the remaining 18.1 acres are a

  Heather Etzel Four Seasons Sothebys International Realty

  279 Maybie Rd, Gilboa, NY 12076
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  /3

  $369,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,939 Sq Ft

  5077 State Route 30, Schoharie, NY 12157

  Build your dream home on this beautiful property! This listing features a proposed new construction ranch-style home offering approximately 2,000+ square feet of thoughtfully designed living space. The floor plan includes 3 bedrooms, 2 full bathrooms, a spacious great room with vaulted ceilings, an open-concept kitchen with breakfast area and pantry, a first-floor laundry, a luxurious primary

  Yazmin Goodrich Miranda Real Estate Group Inc

  5077 State Route 30, Schoharie, NY 12157
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  /42

  $159,000

  • 3 Beds
  • 1 Bath
  • 1,397 Sq Ft

  1235 Grovenors Corners Rd, Central Bridge, NY 12035

  Enjoy this old fashioned, well kept home on two park like acres, with a level lawn, mature shade trees, and country setting. Lots of out buildings for storage, hobbies, or pets. Barbeque on the deck. Country setting , yet close to Cobleskill or Rt 20 to commute to capital region. Please have your buyers check their financing. The only heat at this time is a pellet stove. Priced for quick sale.

  Linda Kiesow Country Boy Realty

  1235 Grovenors Corners Rd, Central Bridge, NY 12035
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  /31

  $499,999

  • 3 Beds
  • 2 Baths
  • 1,385 Sq Ft

  115 Lakeside Dr, Summit, NY 12175

  Welcome to your lakeside dream home on beautiful Summit Lake! Offered for sale for the very first time, this custom-built waterfront home combines quality craftsmanship, comfort, and breathtaking lakefront living. Featuring 3 spacious bedrooms and 2 full bathrooms, this thoughtfully designed home offers an open-concept living, dining, and kitchen area that's perfect for everyday living and

  Crystal Kennedy Summit Properties

  115 Lakeside Dr, Summit, NY 12175
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  /17

  $294,900

  • 4 Beds
  • 2.5 Baths
  • 2,400 Sq Ft

  102 Pleasant Ave, Middleburgh, NY 12122

  A TRUE VILLAGE GEM WITH INCREDIBLE FLEXIBILITY! Built in 2008, this beautifully constructed property is one of the most unique opportunities in the Village of Middleburgh. Currently configured as a legal two-family home, it also lends itself perfectly to use as a spacious single-family residence, making it ideal for a wide variety of buyers.The first-floor apartment is completely handicap

  Lisa Tenneson Four Star Realty Group Inc

  102 Pleasant Ave, Middleburgh, NY 12122
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  /10

  $255,900

  $29K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,740 Sq Ft

  109 Rose St, Cobleskill, NY 12043

  Large 4 bedrooms house with eat-in-kitchen. Large separate dining room space. Bedrooms and bathroom are located on the second floor. Full dry basement and newer furnace. Large yard and driveway. Quiet, residential neighborhood within walking distance to the CRCS Middle and Elementary School, as well as shops and restaurants. Approximately 2 blocks from SUNY Cobleskill Campus. Trash Included in

  Elizabeth Celmer Foothills Realty

  109 Rose St, Cobleskill, NY 12043
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  /83

  $289,000

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 2,876 Sq Ft

  261 Summit St, Richmondville, NY 12149

  Nestled in the rolling hills of Schoharie County, this charming 19th-century side hall colonial blends historic character with thoughtful updates. Nearly 2,900 sq ft of well-maintained living space features 4 bedrooms, 1.5 baths, a kitchen w/farmhouse sink, dreamy pantry, & living room w/pellet stove on a soapstone hearth. Hardwood floors, two staircases leading upstairs, & a sunlit 3-season

  Bradley Yerdon Howard Hanna Capital Inc

  261 Summit St, Richmondville, NY 12149
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  /55

  $219,900

  • 3 Beds
  • 1 Bath
  • 1,164 Sq Ft

  555 Barnerville Rd, Howes Cave, NY 12092

  Charming Country Home on 2.3 AcresEnjoy the peace and space of country living in this charming 3-bedroom, 1-bath home situated on 2.3 acres. Full of classic character while offering comfortable, move-in-ready living, this older-style home features newer flooring and a warm, welcoming feel throughout.Outside, there's plenty of room to enjoy the property, whether you're dreaming of gardens,

  Scot Wentworth United Country Real Estate New York Living

  555 Barnerville Rd, Howes Cave, NY 12092
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  /33

  $479,000

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,352 Sq Ft

  321 Allen Rd, Jefferson, NY 12093

  Nestled in the scenic Town of Jefferson in Schoharie County, this 3-bedroom, 2 full bath modular home offers the perfect blend of comfort, privacy, and outdoor recreation on 68 beautiful acres. Inside, you’ll find a warm and inviting open kitchen and dining area, complemented by a separate formal dining room and a cozy sitting room just off the front porch — the perfect place to relax while

  Evelyn Kuhn Listing by Keller Williams Upstate NY Properties

  

  321 Allen Rd, Jefferson, NY 12093
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  /44

  $245,900

  $13K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,900 Sq Ft

  1449 Huntersland Rd, Middleburgh, NY 12122

  Middleburgh's oasis just minutes from the village. This newly remodeled farmhouse offers 3 bedrooms, 1 full bath, and approximately 1,992 square feet of comfortable living space on .94 acres. The open floor plan creates an easy flow between the main living areas, while the eat-in semi-modern kitchen and spacious main-level laundry room add everyday convenience. Paddle fans, updated finishes, a

  Lynnette Butler Country Boy Realty

  1449 Huntersland Rd, Middleburgh, NY 12122
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  /22

  $418,000

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  359 Baldwin Rd, Summit, NY 12175

  Rare country acreage with outstanding long-range mountain views, exceptional road frontage, and a classic older farmhouse ready for restoration. Set along a quiet rural road in the Town of Summit, this 76± acre property offers a private setting with open hay fields, wooded acreage, stone walls, a small pond, an older apple orchard, and a flowing creek with beautiful stone outcrops.With

  Dave Jones Real Estate Associates

  359 Baldwin Rd, Summit, NY 12175
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  /47

  $895,000

  • 3 Beds
  • 2.5 Baths
  • 2,268 Sq Ft

  155 Andrews Rd, Sloansville, NY 12160

  Discover the beauty of this rare find. This is country living at its finest. Whether you're looking for a primary or second family home, this property has it all. This spacious 3 bedroom, 2 1/2 bathroom home located on 163 acres is perfect for the outdoor enthusiasts. The expansive land features wooded areas, open fields, trails, and an amazing pond. Perfect for farming, gardening, recreational

  Marcy Graziano Four Seasons Sothebys International Realty

  155 Andrews Rd, Sloansville, NY 12160
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  /57

  $999,000

  $301K PRICE DROP

  • 5 Beds
  • 8 Baths
  • 5,429 Sq Ft

  102 Main St, Jefferson, NY 12093

  Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and

  Katherine Keys The Catskill Dream Team

  102 Main St, Jefferson, NY 12093
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  /68

  $365,000

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,438 Sq Ft

  886 Ny-146, Wright, NY 12053

  Welcome to 886 State Route 146, where country living meets a beautifully renovated, move-in-ready home set on 2.57 acres! This property has undergone an extensive transformation, with updates including a new roof, central air, hot water heater, septic system, garage foundation, interior and exterior paint, flooring and carpeting throughout, and new lighting. The completely renovated kitchen

  Heidi Rotter Howard Hanna Capital Inc

  886 Ny-146, Wright, NY 12053
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  /10

  $269,900

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  375 Becker Rd, Middleburgh, NY 12122

  Tucked away at the end of a quiet dead-end road, this charming 2-bedroom, 1-bath home offers the perfect blend of privacy, comfort, and natural beauty. Enjoy year-round comfort with central air conditioning and take in breathtaking views from the expansive deck--an ideal space for relaxing, entertaining, or enjoying your morning coffee. Bordered by approximately 800 acres of state land, this

  Lisa Tenneson Four Star Realty Group, Inc.

  375 Becker Rd, Middleburgh, NY 12122
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  /63

  $145,000

  • 3 Beds
  • 1 Bath
  • 1,189 Sq Ft

  707 S Mountain Rd, Gilboa, NY 12076

  Nestled in the scenic hills of Gilboa, this unique 6.29-acre property offers a wonderful opportunity to create your own country retreat, homestead, or recreational getaway. The property has been in the same family for many years and is ready for its next chapter. Existing structures require significant rehabilitation and are being sold as-is, making this an ideal opportunity for buyers with the

  Rene Borst Schuyler Valuation Services LLC

  707 S Mountain Rd, Gilboa, NY 12076
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  /21

  $79,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  404 Posson Hill Rd, Middleburgh, NY 12122

  Discover the potential of this 7.2± acre parcel set along a quiet, town-maintained road in Middleburgh. This private property provides an ideal setup to build, establish a getaway, or take on a renovation project. An existing manufactured home sits on site--ready for your imagination--offering an established footprint complete with a drilled well, electric, and septic to bring your vision to

  Pat DeChristopher Country Boy Realty

  404 Posson Hill Rd, Middleburgh, NY 12122
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  /49

  $499,000

  $51K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,000 Sq Ft

  108 Wildberry Dr, Stamford, NY 12167

  Welcome to your own private mountain retreat! Nestled on 8 picturesque rolling acres with breathtaking panoramic mountain views, this beautifully renovated log home offers the perfect blend of rustic charm and modern convenience. Nearly every detail has already been completed--just add your own finishing touches to make it truly yours.Relax on the inviting covered front porch while taking in

  Jessica Becker Howard Hanna Capital Inc

  108 Wildberry Dr, Stamford, NY 12167
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  /26

  $499,000

  $51K PRICE DROP

  • 5 Beds
  • 6 Baths
  • 500 Sq Ft

  174 Peraglie Rd, Jefferson, NY 12093

  XXX****Discover an exceptional 44-acre retreat nestled in the heart of Schoharie County, offering endless possibilities for a hunting camp, outdoor recreation business, family compound, corporate retreat, or private getaway. A network of established trails winds throughout the property, providing easy access for hiking, ATV riding, hunting, and exploring the beautiful natural surroundings. ***The

  Evelyn Kuhn Listing by Keller Williams Upstate NY Properties

  

  174 Peraglie Rd, Jefferson, NY 12093
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  /23

  $51,000

  • 3 Beds
  • 1 Bath
  • 1,240 Sq Ft

  2111 State Route 165, Cobleskill, NY 12043

  Auction property on HUBZU. Charming 1935 Old-Style 3-bedroom home on a scenic 1-acre rural lot in the Cobleskill-Richmondville School District. Features include 1,240 sq ft, a full basement, private well and septic, and a detached 1-car garage. A great opportunity to customize a classic home in a peaceful country setting.

  Thomas Trevett Trevett Group LLC

  2111 State Route 165, Cobleskill, NY 12043
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  /50

  $789,900

  $90K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,992 Sq Ft

  320 Merchant Rd, Jefferson, NY 12093

  90 Acres of Breathtaking Panoramic Perfection. Experience the ultimate country lifestyle in this thoughtfully enhanced 3-bedroom, 3-bath estate. Designed for both grand entertaining and intimate relaxation, the home features a desirable first-floor bedroom suite and a finished walk-out basement with a contemporary family room and bath. The property's 90 acres offer a diverse landscape of rolling

  Matthew Loder Country Boy Realty

  320 Merchant Rd, Jefferson, NY 12093
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  /13

  $200,000

  • 1,000 Sq Ft

  169 Tae Kwon Rd, North Blenheim, NY 12131

  Tucked deep in the Catskill Mountains on 24+/- private acres, this log cabin is the real Upstate dream. Quiet, wooded, and completely surrounded by nature. Here's the truth: it's a shell, an ALTA Log Home Shell...and that's the power. You're not inheriting someone else's ''finished.'' You're building your version of the cabin life—your layout, your style, your pace—without neighbors in your

  Eric Lein Listing by eXp Realty, LLC

  

  169 Tae Kwon Rd, North Blenheim, NY 12131
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  /12

  $245,500

  • 4 Beds
  • 2 Baths
  • 1,550 Sq Ft

  141 Warrior Way, Middleburgh, NY 12122

  Welcome to this charming 4-bedroom, 2-bath ranch located in one of Middleburgh's most desirable small developments! Thoughtfully designed with handicap accessibility, this home offers comfortable one-level living and a spacious floor plan. The bright living spaces flow seamlessly throughout, creating a warm and inviting atmosphere.Outside, enjoy a paved driveway and a beautifull yard with plenty

  Lisa Tenneson Four Star Realty Group, Inc.

  141 Warrior Way, Middleburgh, NY 12122
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  /33

  $199,000

  • 2 Beds
  • 1 Bath
  • 1,344 Sq Ft

  1500 State Route 7, Richmondville, NY 12149

  Open House Sunday 26th from 3pm to 5pm. Conveniently located between Route 7 and I-88, this 2-bedroom home offers easy access to SUNY Cobleskill, shopping, dining, and local amenities. Situated on a .5-acre lot with a creek, walkway, and bridge. The property also features two porches, including one enclosed porch for additional usable space. Full bath located on the first floor with two bedrooms

  Christy Gillespie-Quinn Country Boy Realty

  1500 State Route 7, Richmondville, NY 12149
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  /35

  $379,000

  $11K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,800 Sq Ft

  409 Woodland Dr, Jefferson, NY 12093

  Surrounded by 10 wooded acres, this inviting Catskills retreat offers the kind of privacy and connection to nature that makes it just as appealing for weekend escapes as it is for full-time living.At the heart of the home is a spacious living room with soaring ceilings, a woodstove with stone hearth, and expansive windows to frame the surrounding forest. Filled with natural light, the space

  Hillary Kolos Listing by COMPASS Greater NY LLC

  

  409 Woodland Dr, Jefferson, NY 12093
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  /27

  $349,000

  • 3 Beds
  • 2 Baths
  • 2,080 Sq Ft

  1558 Clauverwie Rd, Middleburgh, NY 12122

  Welcome to this beautiful side-hall Folk Victorian home built in 1868 in the picturesque Village of Middleburgh. You will love the historic charm paired with modern updates in this three-bedroom, two bath home with a bonus room. This home is move in ready and has updates in every room; light fixtures, outlets, floors, sinks, counter tops, insulation and energy-efficient windows that lets the

  Jonathan Minerick Homecoin.com

  1558 Clauverwie Rd, Middleburgh, NY 12122
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  /37

  $898,989

  $351K PRICE DROP

  • 5 Beds
  • 4 Baths
  • 3,238 Sq Ft

  126 Lake In the Sky Dr, Gilboa, NY 12076

  Lakefront!!!!Motivated seller. Major price reduction!!! Make an offer and don't miss out on this chance to own 3 acres with over 300 ft of waterfront in a private lakefront community. A perfect weekend getaway or full time residence, this magnificent home features 5 bedrooms, 4 bathrooms, breathtaking views and incredible wood features. Some of the highlights include an oversized kitchen with an

  Todd VanVoorhis L. Morse & Associates

  126 Lake In the Sky Dr, Gilboa, NY 12076
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  /45

  $340,000

  • 1 Bed
  • 1.5 Baths
  • 2,118 Sq Ft

  105 Fern Ln, Jefferson, NY 12093

  Discover this enchanting, private home gracefully positioned at the end of a cul-de-sac. On top of a hill and embraced by 21 rolling acres of pristine countryside, &2118 square feet of thoughtfully designed living space, that delivers a rare blend of refined comfort, privacy, and natural beauty. Perfectly suited for both intimate living , and warm and welcoming entertaining. Whether it be

  Maria Siciliano Coldwell Banker Prime Properties

  105 Fern Ln, Jefferson, NY 12093
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  /47

  $451,000

  $49K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,568 Sq Ft

  102 Shoreline Dr, Summit, NY 12175

  Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space

  Crystal Kennedy Summit Properties

  102 Shoreline Dr, Summit, NY 12175
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  /59

  $349,000

  $21K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,300 Sq Ft

  754 Ny-30a, Esperance, NY 12035

  Bright and full of light, this colonial has endless possibilities. The first floor features gleaming hard wood floors in the formal living room, eat in kitchen, dining area, family room w/propane fireplace, 1/2 bath and laundry area. The second floor includes 4 large bedrooms and 2 full baths. The primary bedroom has an ensuite bathroom. Bring your vision to the unfinished bonus room over the

  Jaqueline Geraci Kellie Kieley Realty LLC

  754 Ny-30a, Esperance, NY 12035
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  /39

  $275,000

  $25K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,528 Sq Ft

  6071 State Route 10, Cobleskill, NY 12043

  Welcome to this charming country home set on 1.6 acres with spectacular mountain views in Cobleskill. Offering 1,528 square feet, this inviting property features 3 bedrooms and 1.5 baths, including a convenient first-floor bedroom and full bath.The cozy country kitchen flows into comfortable living space filled with warmth and charm. A full, clean, open basement with walk-out access provides

  Harold Loder Country Boy Realty

  6071 State Route 10, Cobleskill, NY 12043
• 

  

  /37

  $189,999

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,200 Sq Ft

  693 New York 10, Jefferson, NY 12093

  Welcome to 693 State Route 10 in Jefferson, NY! Step inside this charming 3-bedroom, 1-bath raised ranch nestled in the beautiful northern Catskills. This affordable home offers comfortable one-level living with a large eat-in kitchen featuring new stainless steel appliances and ample cabinet space. A sizable mudroom/entry provides plenty of room for boots, coats, outdoor gear, and everyday

  Crystal Kennedy Summit Properties

  693 New York 10, Jefferson, NY 12093
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  /24

  $550,000

  $45K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,400 Sq Ft

  283 Avenue of The Stars, North Blenheim, NY 12131

  Discover your own 11-acre private retreat just minutes from Mine Kill State Park, three ski resorts, and endless hiking trails. This spacious 3-bedroom, 3-bath home offers flexibility as a full-time residence, vacation escape, or Airbnb investment.Step inside to an inviting, open layout with multiple gathering spaces, a cozy wood stove (2021), new flooring (2021), and a versatile lofted third

  Scott Varley KW Platform

  283 Avenue of The Stars, North Blenheim, NY 12131
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  /47

  $279,900

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,822 Sq Ft

  610 Gridley Rd, Middleburgh, NY 12122

  This beautifully renovated, traditionally styled home offers 1,822 sq. ft. of bright and welcoming living space, with 3 bedrooms and 2 baths--including a convenient first-floor bedroom and bath. Enjoy the spacious layout, natural light, and a large deck perfect for gatherings and outdoor living. Set on 3 private wooded acres, this peaceful retreat is just minutes from the charming Village of

  Harold Loder Country Boy Realty

  610 Gridley Rd, Middleburgh, NY 12122
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  /28

  $149,999

  $50K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,920 Sq Ft

  6328 New York 10, Sharon Springs, NY 13459

  Step back in time with this remarkable 1800s farmhouse set on 17.4 acres of beautiful, private farmland. Rich with history and character, this property is filled with original charm and awaits your vision for restoration. Furnishings are included, making it even easier to bring this timeless home back to life.The estate features a classic carriage house with a summer kitchen and an impressive

  Brittany Coyne Coyne Realty Group LLC

  6328 New York 10, Sharon Springs, NY 13459
• 

  

  /50

  $399,900

  • 5 Beds
  • 3.5 Baths
  • 2,986 Sq Ft

  148 River St, Middleburgh, NY 12122

  A remarkable piece of local history in the heart of the village of Middleburgh.Situated on historic River Street, this magnificent 5-bedroom, 3.5-bath Dutch Colonial Center Hall stands as a stately testament to timeless architectural detail and enduring character. From its inviting portico entry to its classic gambrel roofline, the grandeur of this residence is unmistakable. The property

  Matthew Loder Listing by Country Boy Realty

  

  148 River St, Middleburgh, NY 12122
• 

  

  /43

  $215,000

  • 4 Beds
  • 1 Bath
  • 1,584 Sq Ft

  118 Freeds Rd, Cobleskill, NY 12092

  Enjoy the peace and beauty of the countryside! Nestled on a 0.33-acre lot with a scenic country setting, this inviting home offers the charm of rural living and a flexible floor plan to fit a variety of lifestyles. Inside, you'll find a spacious kitchen featuring newer appliances and plenty of room for cooking and gathering, a convenient mudroom, a large living room, and a full bath on the first

  Christy Gillespie-Quinn Country Boy Realty

  118 Freeds Rd, Cobleskill, NY 12092
• 

  

  /13

  $100,000

  • 3 Beds
  • 1 Bath
  • 1,860 Sq Ft

  672 Charlotte Valley Rd, Charlotteville, NY 12036

  Step into this charming two-story home offering the perfect blend of comfort and functionality. Featuring three bedrooms and well-designed living areas, this property provides plenty of room for both relaxation and everyday living. The main level welcomes you with a bright and inviting living room, ideal for gatherings or quiet evenings at home. A well-appointed kitchen offers ample cabinet space

  Jacqueline Slauson Listing by Keller Williams Upstate NY Properties

  

  672 Charlotte Valley Rd, Charlotteville, NY 12036
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  /40

  $485,000

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,920 Sq Ft

  229 Sprakers Rd, Sloansville, NY 12160

  Built by its present owner, this spacious passive solar home is ready for its new owner. The solar heat costs a mere $1,000 annually. The vaulted ceilings and tons of natural light make a cheerful interior, with an open floor plan consisting of the living room, dining room and kitchen. The stone fireplace burns wood for a cozy winter's night. The finished basement (30 feet by 40 feet) yields

  Ruth Anne Wilkinson Century 21 North East

  229 Sprakers Rd, Sloansville, NY 12160
• 

  

  /17

  $289,900

  • 3 Beds
  • 1 Bath
  • 1,212 Sq Ft

  490 Ecker Hollow Rd, Schoharie, NY 12157

  COUNTRY ROADS TAKE YOU HOME! Welcome to 490 Ecker Hollow Rd in beautiful Middleburgh, NY where peaceful country living meets endless potential. Nestled in the heart of the Schoharie Valley, this charming property offers privacy, scenic surroundings, and the kind of setting buyers are searching for right now.Imagine sipping coffee while overlooking rolling hills and listening to nothing but

  Lisa Tenneson Four Star Realty Group Inc

  490 Ecker Hollow Rd, Schoharie, NY 12157

Showing Results 41 - 80, Page 2 of 4