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Theresa, NY Home for Rent

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    $1,000 Per Month

    • 2 Beds
    • 1 Bath
    • 4,590 Sq Ft
    • Apartment for Rent

    100 Main St, Theresa, NY 13691

    Enjoy comfortable and convenient living at 100 Main Street Apartment #3 in Theresa. This well-maintained 1-bedroom, 1-bath apartment also features an additional bonus room, perfect for a home office, guest space, or extra storage. Offering a cozy and functional layout, this inviting apartment is ideal for those seeking clean, low-maintenance living with added flexibility. Conveniently located

    Micah Matteson Listing by Matteson Property Management, LLC

    100 Main St, Theresa, NY 13691

Why Live in Theresa

Theresa, located in Jefferson County, New York, is a rural town known for its scenic beauty and outdoor lifestyle, shaped by the Indian River Lakes watershed region. The area is rich with lakes, streams, and wooded trails, making it ideal for activities such as kayaking, snowshoeing, birding, ice fishing, and cross-country skiing. Local nature preserves like Grand Lake and Redwood Hill offer tranquil water access and wooded trails. Santway Park provides green space, a playground, and picnic shelters for residents. The town is served by the Indian River Central School District, with Theresa Primary School and Indian River High School, the latter being the top-rated public high school in Jefferson County. Homes in Theresa range from historic cottages and farmhouses to modern deck houses and New Traditional builds, often situated on spacious lots with features like detached garages and storage sheds. Daily needs are met by local businesses such as Two Sisters Diner, The Sports Page Pub, and Woodland Market, with larger retailers available in nearby Watertown. Community events include the Luck of the Draw ice fishing derby and the Theresa Beast Challenge. Theresa is conveniently connected to Watertown and Syracuse via New York state Route 26 and Interstate 81, with Watertown International Airport and Samaritan Medical Center approximately 20 miles away.

Frequently Asked Questions

How much does it cost to rent a home in Theresa, NY?
The median rent for a home in Theresa, NY is $1,000 per month, though prices vary by neighborhood, size, and property type. As of May 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Theresa, NY?
To comfortably afford the median rent in Theresa, NY, a household needs to earn roughly $40,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,000 per month in Theresa, NY, renters typically need to show $3,000 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Theresa, NY?
In Theresa, NY, the price-to-rent ratio is 22.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends in Theresa, NY

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$1,000
Median Single Family Home Rent
$1,225
How to Rent a Home