Homes for Sale near Academy High School

• 

  

  

  /23

  $355,000

  • 2 Beds
  • 2 Baths
  • 1,428 Sq Ft

  4135 E 119th Place Unit B, Thornton, CO 80233

  This updated two-bedroom, two-bath townhome has everything you’ve been looking for. Enjoy newer appliances (with factory warranty), a new furnace and A/C, new carpet upstairs, and freshly installed engineered flooring on the main level.Step inside from the front deck to a bright living room featuring upgraded flooring and a gas fireplace. The open floorplan flows into the dining area and

  Joe Manzanares The Devonshire Company

  

  4135 E 119th Place Unit B, Thornton, CO 80233
• 

  

  

  /19

  $449,000

  • 3 Beds
  • 1.5 Baths
  • 1,130 Sq Ft

  8861 Poze Blvd, Thornton, CO 80229

  Updated, remodeled and ready for a new owner! Don't wait to see this classic brick bungalow with all new paint, carpet, remodeled bathrooms and more! The custom tile work, modern fixtures and new flooring in the bathrooms make them shine! This home features a primary suite with ensuite bathroom! The spacious kitchen with a large walk-in pantry is smily amazing! This spacious lot features a large

  Marcus Harris Coldwell Banker Realty 24

  

  8861 Poze Blvd, Thornton, CO 80229
• 

  

  

  /38

  $489,000

  • 2 Beds
  • 3 Baths
  • 1,677 Sq Ft

  3985 W 104th Dr Unit E, Westminster, CO 80031

  Welcome Home! Step into this bright and inviting end-unit townhome located in the desirable Legacy Ridge golf course community. This turnkey property features fresh interior paint and brand-new carpet throughout ready for you to move right in. Enjoy convenient one-level living with a spacious primary suite, a second bedroom, full bath, and laundry all on the main floor. Upstairs, a versatile loft

  MELANIE HARNISH Colorado Prime Realty

  

  3985 W 104th Dr Unit E, Westminster, CO 80031
• 

  

  

  /25

  $520,000

  • 4 Beds
  • 3 Baths
  • 1,993 Sq Ft

  864 W 96th Place, Thornton, CO 80260

  Don't miss this one! Updated/Remodeled Ranch Home in Thornton. Everything is crisp and new. New roof, New wood flooring, new carpet, new paint. Sparkling bright kitchen with new granite counters, new stainless steel appliances. Updated bathrooms include granite counters and new fixtures. The main level features a large primary bedroom, private primary bathroom, 2 additional bedrooms and another

  Sean Griffin Orchard Brokerage LLC

  

  864 W 96th Place, Thornton, CO 80260
• 

  

  

  /35

  $585,000

  • 5 Beds
  • 2 Baths
  • 2,016 Sq Ft

  6550 Clay St Unit B, Denver, CO 80221

  Income opportunities could be yours by owning this great side by side duplex located on a spacious corner lot. Excellent East/West facing orientation offers great natural light in both units. Unit A currently rented at $1,670/month renewed until 4/30/2026 offering instant income opportunities for investors. The A unit has recently been updated, with new vinyl flooring and new carpet. This

  Jason Cassidy Sunstone Real Estate Services

  

  6550 Clay St Unit B, Denver, CO 80221
• 

  

  /22

  $409,900

  • 4 Beds
  • 2 Baths
  • 1,350 Sq Ft

  7761 Kearney Dr, Commerce City, CO 80022

  Welcome home! This beautifully updated home features four bedrooms, two bathrooms, new kitchen appliances and a large lot. The Furnace/AC and hot water heater are one year old. It also features a new electrical panel. Schedule your viewing today!

  David Hillard Riverside Properties

  

  7761 Kearney Dr, Commerce City, CO 80022
• 

  

  /25

  $325,000

  • 2 Beds
  • 3 Baths
  • 1,334 Sq Ft

  2025 W 102nd Ave, Thornton, CO 80260

  Affordably Fresh, Fabulous & Full of Possibility. Welcome to 2025 W 102nd Avenue — a beautifully updated 2-story townhouse offering 1,886 sq ft of comfort, charm, and convenience. Featuring 2 spacious bedrooms plus a large upstairs bonus room perfect for a home office, gym, or guest space. Enjoy the warmth of a cozy wood-burning fireplace, brand-new kitchen appliances, stylish new LVP flooring,

  SHIRLEY WILCOXON Coldwell Banker Realty 56

  

  2025 W 102nd Ave, Thornton, CO 80260
• 

  

  /13

  $360,000

  • 2 Beds
  • 1 Bath
  • 624 Sq Ft

  6736 Grove St, Denver, CO 80221

  Great home for sale located in the Berkeley neighborhood! The home features 2 bedrooms and 1 bathroom, perfect for a family starting out or someone looking to downsize. Located on a quiet street and just steps to a beautiful park with access to the Westminster Light rail taking you to Downtown Denver in 11 minutes. The home features an updated interior and exterior with a recently remodeled

  Alonso Garcia Remax inMotion

  

  6736 Grove St, Denver, CO 80221
• 

  

  /34

  $564,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,633 Sq Ft

  Lowell Plan at Uplands - Paired Homes, Westminster, CO 80031

  The Lowell Plan offers 1,633 square feet of well-designed living space, perfectly balancing comfort, style, and functionality across two thoughtfully arranged levels. On the main floor , you’ll find a welcoming open layout that includes the dining room, spacious great room, and a convenient powder bath—ideal for everyday living and entertaining. The large covered front porch extends your living

  Dream Finders Homes Builder

  3841 W 82nd Ave Unit 36181182, Westminster, CO 80031
• 

  

  /15

  $89,950

  • 3 Beds
  • 2 Baths
  • 960 Sq Ft

  10201 Riverdale Rd Unit 32, Thornton, CO 80229

  This like-new 2016 home in Pine Lakes Ranch offers 960 sq ft of comfortable, modern living. Crisp vinyl siding and skirting create a clean exterior that leads into an inviting open floor plan with luxury vinyl plank flooring throughout. The bright living room, complete with a ceiling fan, connects seamlessly to the beautifully finished kitchen featuring rich cabinetry, tiled countertops, a

  Christine Trujillo Metro 21 Real Estate Group

  

  10201 Riverdale Rd Unit 32, Thornton, CO 80229
• 

  

  /25

  $497,500

  • 3 Beds
  • 2 Baths
  • 1,395 Sq Ft

  201 E 108th Ave, Northglenn, CO 80233

  Stylish Remodel by Victoria of Evergreen. Step inside this all-brick stunner, beautifully reimagined with natural stone accents and gleaming, original hardwood floors brought back to life. Every detail has been thoughtfully designed by Victoria of Evergreen, blending timeless craftsmanship with modern convenience. The kitchen shines with a brand-new stainless steel appliance suite—gas range,

  Bill Mathisen Mathisen Real Estate

  

  201 E 108th Ave, Northglenn, CO 80233
• 

  

  /4

  $421,100

  • 3 Beds
  • 2 Baths
  • 1,459 Sq Ft

  9547 Dahlia Ln, Thornton, CO 80229

  Opportunity knocks in Thornton! This 3-bedroom, 2-bath ranch with a 2-car garage is the fixer-upper investors and handy buyers dream about. With a spacious layout, great bones, and a prime location near shopping, dining, and commuter routes, this home is ready to shine again. The subdivision even features a beautiful 5-acre park — perfect for outdoor fun and community living. Whether you’re

  David Rasmussen eXp Realty, LLC

  

  9547 Dahlia Ln, Thornton, CO 80229
• 

  

  /43

  $490,000

  • 5 Beds
  • 3 Baths
  • 1,680 Sq Ft

  3360 Appleblossom Ln, Westminster, CO 80030

  Welcome to this spacious single-family home in Westminster, CO! This charming ranch-style residence features 5 bedrooms, 3 full bathrooms, and a generous 1,680 square feet of living space. The combination of traditional brick construction and modern amenities makes this property an excellent choice for families seeking comfort and convenience in a suburban setting. Step inside to discover a

  Jay Brown Legacy Group Real Estate, LLC

  

  3360 Appleblossom Ln, Westminster, CO 80030
• 

  

  /15

  $245,000

  • 2 Beds
  • 1 Bath
  • 792 Sq Ft

  8184 Washington St Unit 124, Denver, CO 80229

  Welcome Home!Discover the perfect blend of comfort, charm, and convenience in this cute and cozy condo—an ideal choice for first-time buyers or anyone looking for a smart investment. Thoughtfully cared for and truly left better than received, this home offers the features today’s buyers want most. Step inside to find 2 inviting bedrooms, 1 full bath, and the always-appreciated convenience of

  Chelea Dominguez Real Broker, LLC DBA Real

  

  8184 Washington St Unit 124, Denver, CO 80229
• 

  

  /13

  $132,000

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  1801 W 92nd Ave Unit Lot 211, Federal Heights, CO 80260

  ***MOTIVATED SELLER*** Price improvement to $132,000 plus seller will pay one month of lot rent. This is a move-in ready 3 bed, 2 bath home in the 55+ Holiday Hills Village community. Features an open-concept layout, central air, and a separate laundry room with washer and dryer included. Rare oversized 2-car insulated garage with heat, A/C, workbench, and storage. Located on a corner lot with

  Anna Sanchez Real Broker, LLC DBA Real

  

  1801 W 92nd Ave Unit Lot 211, Federal Heights, CO 80260
• 

  

  /31

  $460,000

  • 3 Beds
  • 2 Baths
  • 1,550 Sq Ft

  7836 Vallejo St, Denver, CO 80221

  Beautifully Updated Ranch — Pristine and Move-In Ready!Step inside this stunning, fully refreshed home that perfectly blends modern style with everyday comfort. The gorgeous new eat-in kitchen features slab granite countertops, rich oak cabinetry with stylish hardware, and a sleek ceramic tile floor—ideal for both cooking and casual dining.The main level showcases gleaming

  Trey Curry HomeSmart Preferred Realty

  

  7836 Vallejo St, Denver, CO 80221
• 

  

  /4

  $225,000

  • 2 Beds
  • 1 Bath
  • 855 Sq Ft

  9824 Lane St, Thornton, CO 80260

  A Cozy Haven with Timeless Charm! This adorable gem, with 2 beds & 1 bath, offers a home that effortlessly balances comfort and character. The front porch greets you with a warm invitation to relax and unwind, an ideal spot for morning coffee. Come inside to find the living and dining areas that flow seamlessly, bathed in natural light and crafted for easy living. The kitchen exudes classic

  Lisa Lucero Keller Williams Advantage Realty LLC

  

  9824 Lane St, Thornton, CO 80260
• 

  

  /30

  $270,000

  • 2 Beds
  • 1 Bath
  • 855 Sq Ft

  9842 Lane St, Thornton, CO 80260

  Discover modern comfort in this beautifully renovated 2-bedroom home in Hillcrest! Step inside to a bright and welcoming living and dining area, where large windows fill the space with natural light. Luxury vinyl plank flooring and a fresh, neutral color scheme create a warm, stylish atmosphere. The updated kitchen features quartz countertops, a chic tile backsplash, crisp white cabinetry, a

  Jason DeWitt Real Broker, LLC DBA Real

  

  9842 Lane St, Thornton, CO 80260
• 

  

  /13

  $95,000

  • 4 Beds
  • 2 Baths
  • 1,288 Sq Ft

  9595 N Pecos St Unit 211, Thornton, CO 80260

  Welcome to this Spacious 4-bedroom, 2-bath home in Redwood Estates. This home features an open layout, private yard space, corner lot and great potential with some TLC. Sold as-is, perfect for investors or buyers looking to build equity. Priced to sell—schedule your showing today!

  Osmara Lazo Sanchez Keller Williams Realty Downtown LLC

  

  9595 N Pecos St Unit 211, Thornton, CO 80260
• 

  

  /11

  $460,000

  • Land
  • 0.26 Acre
  • $1,769,231 per Acre

  10371 Osceola St, Westminster, CO 80031

  Custom home community! Purchase a lot and build your custom home, walk-out basement, and amazing mountain views in this private community. Builders, bring your clients or build your most desirable model. Amazing, lots are still available

  Patrick Shanley Metro Real Estate

  

  10371 Osceola St, Westminster, CO 80031
• 

  

  /22

  $278,350

  • 4 Beds
  • 1.5 Baths
  • 2,064 Sq Ft

  5671 Niagara St, Commerce City, CO 80022

  Welcome to 5671 Niagara St. in Commerce City, a home with incredible potential on a generous 9,000+ sq. ft. lot. This spacious property features a great floor plan with 4 bedrooms and 1.25 bathrooms, plus a finished basement offering extra living space. The large, flat backyard is perfect for outdoor gatherings, gardening, or future additions. Located just minutes from Rocky Mountain Arsenal

  David Braun Platinum Realty Executives

  

  5671 Niagara St, Commerce City, CO 80022
• 

  

  /24

  $249,900

  • 2 Beds
  • 2 Baths
  • 1,030 Sq Ft

  8690 Decatur St Unit 101, Westminster, CO 80031

  Welcome Home to this rare 2006 Turnkey Ground Floor Unit! Features include... Central Air-Conditioning, Brand New Carpet, Freshly painted interior. This home also features an Inviting Kitchen with all appliances included! 2 Bedrooms + 2 Bathrooms including an impressive Primary Bedroom with Private 3/4 Bathroom. Enjoy your new home year-round... Walk out to your cool & relaxing Patio. Have a

  Frank Duran RE/MAX Alliance

  

  8690 Decatur St Unit 101, Westminster, CO 80031
• 

  

  /25

  $400,000

  • 3 Beds
  • 1 Bath
  • 840 Sq Ft

  7800 Ladore St, Commerce City, CO 80022

  Check out this home that's been Remodeled and Updated with all required permits inside and outside. Over $120,000 was spent to make this home like new!! On the exterior, you'll find New Roofing & Gutters, New Vinyl Siding, New Electrical Panel, and the Sewer Line was replaced from the front yard out to the Main. The interior has a Newly Remodeled Kitchen with New Appliances, a Remodeled Bath, New

  Robert Isabell Keller Williams Avenues Realty

  

  7800 Ladore St, Commerce City, CO 80022
• 

  

  /23

  $69,500

  • 2 Beds
  • 1 Bath
  • 728 Sq Ft

  9400 Elm Ct Unit 603E, Denver, CO 80260

  Reach out to ask about your financing options! Check out this charming 2-bedroom, 1-bathroom mobile home located in the desirable Kimberly Hills community! Unit #603E is a well-maintained home with a spacious layout, complemented by bright, open living areas that create a welcoming atmosphere. The kitchen has been recently updated with a modern sink, enhancing the home's practical design. Enjoy

  Jose (Pepe) Aragon 8z Real Estate

  

  9400 Elm Ct Unit 603E, Denver, CO 80260
• 

  

  /35

  $348,000

  • 2 Beds
  • 2.5 Baths
  • 1,196 Sq Ft

  9369 Longs Peak Dr, Henderson, CO 80640

  LENDER INCENTIVE 1% YEAR RATE BUY DOWN // Beaming with inviting serenity, this townhome is perfectly positioned across from Town Square Park. Enjoy Colorado’s sunshine from a spacious front patio with lush park views. Enter into a light-filled living room featuring soaring ceilings, tall windows and a cozy tiled fireplace. The bright dining area flows into a charming kitchen with crisp white

  Lauren Valinoti Milehimodern

  

  9369 Longs Peak Dr, Henderson, CO 80640
• 

  

  /11

  $450,000

  • 3 Beds
  • 2 Baths
  • 2,002 Sq Ft

  1429 W 102nd Ave, Northglenn, CO 80260

  BRING YOUR TOOLS AND VISION! Spacious, 4 Bedroom, 2 Bath Home has Solid Bones and a Separate Lower-Level Entrance – Offering Potential for an In-Law Suite or Rental Space! Additionally, Features an Attached Single-Car Garage, a Detached Two-Car Garage (Parking, Storage, or Workshop), and an Oversized Driveway. DON’T MISS THE CHANCE TO TURN THIS DIAMOND IN THE ROUGH INTO YOUR DREAM HOME or

  Ginger Matney Elevate Real Estate

  

  1429 W 102nd Ave, Northglenn, CO 80260
• 

  

  /15

  $163,549

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  8330 Zuni St Unit 209, Denver, CO 80221

  Calling all investors and renovators! This sun-filled, top-floor unit offers two spacious bedrooms and one full bath, presenting a prime value-add opportunity. Carpeting is in excellent condition—approximately six months old and recently cleaned—eliminating the need for immediate replacement. Recent improvements include a new electrical panel and thermostat. With strong fundamentals and

  Paul Witmer Madison & Company Properties

  

  8330 Zuni St Unit 209, Denver, CO 80221
• 

  

  /24

  $525,000

  • 4 Beds
  • 2 Baths
  • 1,938 Sq Ft

  969 W 102nd Place, Northglenn, CO 80260

  Beautiful Updated House in Victoria Heights Features 4 Bedrooms, 2 Bathrooms (2 are non-conforming in basement), 3 Car Garage (2 is Attached and 1 is Detached). New White Cabinets with Lovely Quartz Countertops. Vinyl Plank throughout the House with both Updated Bathrooms. Additional Room in the Back to Accommodate Family Gathering for any Special Events. Nice Back Yard with Covered Patio to

  Dung Truong Brokers Guild Homes

  

  969 W 102nd Place, Northglenn, CO 80260
• 

  

  /37

  $615,000

  • 5 Beds
  • 4 Baths
  • 3,228 Sq Ft

  12682 Kearney St, Thornton, CO 80602

  Welcome home to this warm and inviting ranch-style home. Sitting on a large corner lot—almost a quarter acre—you’ll love the beautifully landscaped front and back yards filled with mature trees and plenty of space to relax or play. Step inside to find easy one-level living with an open and bright layout. The spacious kitchen overlooks the living and dining areas, making it perfect for everyday

  Rachel Dimatteo Orchard Brokerage LLC

  

  12682 Kearney St, Thornton, CO 80602
• 

  

  /26

  $310,000

  • 2 Beds
  • 1 Bath
  • 1,067 Sq Ft

  8865 Federal Blvd Unit 206, Denver, CO 80260

  Huge Price reduction! Discover the perfect blend of comfort and convenience in this charming 2-bedroom, 1-bath condo at 8865 Federal Blvd, Unit 206. Step inside to find beautiful wood and tile flooring flowing throughout, creating a warm and inviting atmosphere. Cozy up by the fireplace on cool evenings, adding a touch of elegance to your living space.The spacious main bedroom features a

  Samuel Jamie Abeyta Distinct Real Estate LLC

  

  8865 Federal Blvd Unit 206, Denver, CO 80260
• 

  

  /29

  $215,000

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  12113 Melody Dr Unit 304, Denver, CO 80234

  **Top Floor 2 BEDROOM / 2 BATHROOM Cottonwood Condo Now Available AT BELOW MARKET VALUE**Welcome to this Great 2 Bed / 2 Bath Condo located in the ever popular Cottonwood Villas, providing for wonderful access to Denver Metro area, Boulder, Mountains and Airport. *Location *Location *Location. The unit offers a large living room with fireplace and direct access to sitting balcony. Enjoy

  Kimberly Junior Coldwell Banker Realty 14

  

  12113 Melody Dr Unit 304, Denver, CO 80234
• 

  

  /16

  $519,900 New Construction

  • 2 Beds
  • 2.5 Baths
  • 1,606 Sq Ft

  2740 W 68th Ave, Westminster, CO 80221

  Cardel Homes Builder

  2740 W 68th Ave, Westminster, CO 80221
• 

  

  /22

  $413,500 New Construction

  • 3 Beds
  • 2 Baths
  • 1,503 Sq Ft

  AUGUSTA Plan at Settler's Crossing - Settlers Crossing, Commerce City, CO 80022

  The Augusta is a two-story floor plan offered in the Paired Homes at Settlers Crossing, community in Commerce City, Colorado. This1,503 sq. ft. home features 3 bedrooms, 2.5 bathrooms, and a 2-car garage. Aiming to impress the Augusta floor plan welcomes you in from the front covered porch to the open concept living area. As you enter into the heart of the home you will see the stunning kitchen

  D.R. Horton Builder

  9899 Biscay St Unit 36210360, Commerce City, CO 80022
• 

  

  /24

  $385,000

  • 3 Beds
  • 1 Bath
  • 740 Sq Ft

  6195 E 61st Ave, Commerce City, CO 80022

  Over $80,000 was spent to Remodel and Update this home!! Great location backing up to Kearney Middle School Track & Field! The Garage is approx. 420 feet of interior space PLUS you have a Driveway that's nearly 100' long...LOTS of room for whatever project you're working on. Please also be sure to check out the basement. Perfect for a workshop and/or storage with just under 400 sq.ft. of space.

  Robert Isabell Keller Williams Avenues Realty

  

  6195 E 61st Ave, Commerce City, CO 80022
• 

  

  /22

  $400,000

  • 4 Beds
  • 2 Baths
  • 2,014 Sq Ft

  10712 Dayton Way, Henderson, CO 80640

  Short Sale - Spacious 4-bedroom, 2-bath home with a basement featuring a new roof (2022) along with a recently updated furnace, A/C, and water heater for peace of mind. Nestled in the sought-after Belle Creek community, residents enjoy nearby schools, parks, a fitness center. Commuting is a breeze with quick access to major highways and surrounding amenities.

  Kenny Villanueba HomeSmart

  

  10712 Dayton Way, Henderson, CO 80640
• 

  

  /23

  $150,000

  • 3 Beds
  • 2 Baths
  • 1,050 Sq Ft

  9100 Tejon St Unit 4, Denver, CO 80260

  Welcome to this corner lot Mobile home, in the Lamplighter Village Community. This home offers 3 Bed, 2 Full Bathrooms. 3 Car carport. Shed in the back for convenient storage. This home also features Efficient Sprinkler system to keep your lawn lush and green with minimal effort. 5 Minutes away from highway I25. Thornton town center. Come check it out and make this house your Home!

  Luz Torres-Sanchez PAK Home Realty

  

  9100 Tejon St Unit 4, Denver, CO 80260
• 

  

  /16

  $485,000

  • 4 Beds
  • 2 Baths
  • 1,908 Sq Ft

  9727 Clayton Cir, Thornton, CO 80229

  Great home with 4 bedrooms, 2 bathrooms, 2 car garage, and a beautiful custom-made back deck to enjoy! Located in a private cul-de-sac with a nice size yard. The interior has new laminate flooring in front landing area, stairs, living room, dining room, kitchen, bathroom and upstairs hallway. This home is ready for your personal touch!

  Paula Chavez Kelley & Associates LLC

  

  9727 Clayton Cir, Thornton, CO 80229
• 

  

  /11

  $265,000

  • 2 Beds
  • 2 Baths
  • 1,116 Sq Ft

  2626 Devonshire Ct, Denver, CO 80229

  Nestled in the quiet Devonshire Square community, 2626 Devonshire Court offers the perfect mix of low-maintenance living and smart design. This well-kept 2-bedroom, 2-bath townhome features 1,116 square feet of open, airy living space with thoughtful upgrades throughout.Inside, you’ll find a bright main level with a welcoming living room that flows effortlessly into the dining space and

  Jorge Chavez Remax inMotion

  

  2626 Devonshire Ct, Denver, CO 80229
• 

  

  /21

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,263 Sq Ft

  12931 Lafayette St Unit G, Thornton, CO 80241

  Have you been wanting to live in Thornton's Legend's at Hunter's Glen? * Currently, this is the only home available! Now you can be the owner of this fabulous, 3-Bedroom/2 Bathroom condominium steps from the community pool and hot tub, for just $339,000!! * The ORCHARD TOWN CENTER, featuring 26 restaurants and assorted retail, and COMMON SPIRIT ST. ANTHONY NORTH HOSPITAL, are just minutes away *

  Michael Jirik Supreme Realty Group

  

  12931 Lafayette St Unit G, Thornton, CO 80241
• 

  

  /18

  $279,500

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  2529 Devonshire Ct Unit 64, Denver, CO 80229

  Nice two story townhome in an unincorporated Adams County. Enter into a spacious Living Room with a fire place. Step out to a wooden deck. Storage rooms is right next to it..Left to it a functional kitchen with all the appliances. A dining area is next to the kitchen. Upper level has a primary Bedroom and 2nd bedroom. A full bath feeds the two bedrooms. A washer dryer is conveniently located.

  Arun Budhiraja Brokers Guild Homes

  

  2529 Devonshire Ct Unit 64, Denver, CO 80229

Showing Results 481 - 520, Page 13 of 16