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Topsail Beach, NC Homes for Rent

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  • /27

    $4,600 Per Month

    • 4 Beds
    • 3.5 Baths
    • House for Rent

    1154 Monroe Ln, Holly Ridge, NC 28445

    ''Leasing Special Half off first full month of rent.'' Topsail Beach - Elevator, Dock, Boat Lift, Private Beach Crossover Access Topsail Beach - Elevator, Dock, Boat Lift, Private Beach Crossover AccessMarketing DescriptionTOPSAIL BEACH4 Bedroom / 4 Bathroom with Recreation Room or Bonus RoomPet permitted with monthly pet feeNo students with guarantor Property Features:-

    Mary Faye Lindsay T & S Rentals LLC

    1154 Monroe Ln, Holly Ridge, NC 28445
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    $1,850 Per Month

    • 4 Beds
    • 3 Baths
    • OFF SEASON Rental: 4 Bedroom Home on South Topsail available October 1st, 2026- April 30th, 2027

    1708 S Anderson Blvd, Topsail Beach, NC 28445

    ** OFF SEASON RENTAL** Available from October 1st, 2026- April 30th, 2027 - 3 Month minimum required.Great views from the decks of this 4 bedroom home on the South end of Topsail Island! The top floor features the kitchen, living room, and a bedroom with attached bath. Down the stairs you will find 2 more bedrooms that share a hall bath, a bedroom with an attached bath, and the

    1708 S Anderson Blvd, Topsail Beach, NC 28445
  • /19

    $1,525 Per Month

    • 2 Beds
    • 2 Baths
    • 575 Sq Ft
    • Apartment for Rent

    1115 Ocean Blvd, Holly Ridge, NC 28445

    **Oceanfront Furnished Duplex - 1115 Ocean Blvd. South, Unit A, Topsail Beach** Escape to the quiet south end of Topsail Beach and enjoy oceanfront living this off-season! This charming, fully furnished two-bedroom duplex offers direct beach access via a private walkway, making it easy to enjoy morning sunrises, long beach walks, and the peaceful coastal lifestyle. The home features a bright,

    Carol Myers Myers Realty Inc

    1115 Ocean Blvd, Holly Ridge, NC 28445
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    $1,700 Per Month

    • 2 Beds
    • 2 Baths
    • OFF SEASON RENTAL Topsail Island Furnished 2 Bedroom on the 2nd Row- Dog Friendly

    2 Banks Channel, Surf City, NC 28445

    SEASONAL RENTAL: October 15th, 2026 to March 15th, 2027- 3 month minimum lease term requiredAdorable round Deltec cottage in the heart of Topsail Beach. The home has partial sound views from the wrap around deck and has a beach access close by. Community sound access available for launching your kayak or paddleboard. The open floor plan offers a wet bar, a stone fireplace (not available

    2 Banks Channel, Surf City, NC 28445
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    $2,500 Per Month

    • 3 Beds
    • 1 Bath
    • OFF-SEASON BEACH BLISS AWAITS! YOUR FURNISHED MONTHLY RENTAL OASIS!

    1018 S Anderson Blvd, Holly Ridge, NC 28445

    OFF-SEASON BEACH BLISS AWAITS! YOUR FURNISHED MONTHLY RENTAL OASIS!INTERIOR FEATURES:* Three bedrooms, one bathroom* Primary suite offering a relaxing haven* Spacious living area perfect for family time* Fully equipped kitchen* One-story layout for easy accessibility* Washer and dryer included for your convenience* Unique coastal decor for a charming

    1018 S Anderson Blvd, Holly Ridge, NC 28445

Why Live in Topsail Beach

Topsail Beach, located on the southern end of Topsail Island in North Carolina, offers a tranquil waterfront lifestyle with a rich historical backdrop. This small community, once a World War II missile testing site, now features remnants of its past with missile towers still visible along the beach. The area is known for its serene atmosphere, with no high-rises or bustling commercial activity, making it a peaceful retreat. Residents enjoy blue water views from both the Atlantic Ocean and the deepwater sound, with ample opportunities for kayaking and boating around Serenity Point Sandbar. The community is committed to beach renourishment, having invested significantly in conservation efforts. Homes here are predominantly elevated cottages and midcentury beach houses, reflecting the town's flood safety regulations and height restrictions. Local businesses along Route 50 include beach stores, waterside restaurants, and seasonal venues like The Beach Shop & Grill, which hosts live music. For more extensive shopping, residents head to Surf City, 8 miles away. Community events such as the Topsail Sounds and the Autumn with Topsail Festival foster a strong sense of local engagement. Education is provided by Pender County Schools, with highly rated options like North Topsail Elementary, Topsail Middle, and Topsail High School, where students can pursue dual enrollment courses.

Frequently Asked Questions

How much does it cost to rent a home in Topsail Beach, NC?
The median rent for a home in Topsail Beach, NC is $1,925 per month, though prices vary by neighborhood, size, and property type. As of August 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Topsail Beach, NC?
To comfortably afford the median rent in Topsail Beach, NC, a household needs to earn roughly $77,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,925 per month in Topsail Beach, NC, renters typically need to show $5,775 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Topsail Beach, NC?
In Topsail Beach, NC, the price-to-rent ratio is 45.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Topsail Beach, NC are best for renting a home?
The best neighborhood for renting in Topsail Beach, NC depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Landfall, Windemere and Eastwind-Piney Acres, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
5
Median Rent
$1,925
Median Single Family Home Rent
$1,925
How to Rent a Home