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Union City, TN Homes for Rent

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  • /12

    $1,350 Per Month

    • 3 Beds
    • 2 Baths
    • 1,080 Sq Ft
    • Condo for Rent

    209 N Ford St Unit 9, Union City, TN 38261

    Property Id: 2101718 Fresh update of a spacious 3 bedroom/2 full bath apartment home in Union City, TN! This unit is a ground floor apartment with brand new vinyl plank flooring, fresh paint, new doors, never been used stainless steel appliances, butcher block countertops in the kitchen & new vanities, toilets and mirrors in both bathrooms. Ample closet space throughout. Bring your family

    209 N Ford St Unit 9, Union City, TN 38261
  • /7

    $600 Per Month

    • 1 Bed
    • 1 Bath
    • 560 Sq Ft
    • Condo for Rent

    607 N 5th St Unit 607 N 5th St, Union City, TN 38261

    Looking for a cozy retreat at the end of the day? This 1-bedroom, 1-bathroom apartment ensures privacy for tenants and easy access to the many amenities Union City has to offer! Large windows throughout the space provide natural lighting and create an airy feel that ensures comfort. Don't miss the opportunity to call 607 N 5th home! Call today to find your cozy retreat! All properties are rented

    607 N 5th St Unit 607 N 5th St, Union City, TN 38261

Why Live in Union City

Union City, TN, located in the northwestern part of the state, combines rural charm with modern conveniences. With a population of around 11,000, the community's economy is rooted in agriculture, complemented by growing retail options. The Union City School District and Union City High School are highly rated, offering students scholarship opportunities. The University of Tennessee at Martin, situated 14 miles away, is a favored choice for local students. Housing options include ranch-style homes, contemporary builds from the 2000s, custom homes from the 2020s, and restored early 20th-century houses. Union City boasts a variety of parks, such as Graham Park with its skate park and splash pad, and Veteran’s Park featuring a fishing pier. Reelfoot Lake, 27 miles away, is ideal for camping and fishing. Shopping and dining are centered around U.S. Highway 51, with stores like Walmart and Lowe’s, and eateries including Don Sol Mexican Grill and Hops & Barley. Discovery Park of America offers educational exhibits, while the Masquerade Theatre at the Capitol hosts stage shows. The Obion County Fair in August is a local highlight. Union City is less than three hours from Memphis, Jackson, and Nashville, with medical services available at Baptist Memorial Hospital-Union City. The city has seen a significant decrease in violent crime, making it safer than the national average.

Frequently Asked Questions

How much does it cost to rent a home in Union City, TN?
The median rent for a home in Union City, TN is $975 per month, though prices vary by neighborhood, size, and property type. As of August 2026, condos tend to be the most affordable option.
How much do you need to make to afford rent in Union City, TN?
To comfortably afford the median rent in Union City, TN, a household needs to earn roughly $39,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $975 per month in Union City, TN, renters typically need to show $2,925 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Union City, TN?
In Union City, TN, the price-to-rent ratio is 19.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$975
Median Condo Rent
$975
How to Rent a Home