Utah Homes for Sale with No HOA Fee

• 

  

  

  /116

  $1,750,000

  • 6 Beds
  • 5 Baths
  • 8,214 Sq Ft

  1188 N 1750 E, Logan, UT 84341

  Executive Estate located in a quiet cul-de-sac with a serene walking trail above Lundstrom Park. This stately home with 8214 sq ft. was built with quality in mind including brick exterior, high 9' and vaulted ceilings, solid wood doors, transoms, granite counters, updated custom cabinetry. Large Island with storage on all sides. 3 pantries ( 2 of them are walk-in) Wolf 5-burner cooktop with

  

  Kimberly Phipps

  Berkshire Hathaway Home Services Utah Properties (Cache Valley)

  (435) 465-1878

  1188 N 1750 E, Logan, UT 84341
• 

  

  

  /75

  $2,150,000

  • 10 Beds
  • 10 Baths
  • 7,569 Sq Ft

  175 S Blue Topaz Ln, Garden City, UT 84028

  Massive Vacation Rental Townhome in Bear Lake Sleeps 45! Incredible short-term rental opportunity in the heart of Garden City at Bear Lake! This spacious 7,569 sq ft townhome is part of the highly desirable Waterdance community and comes fully furnished and rental-ready, with multiple bookings already in place. This unique property includes 10 bedrooms and 10 bathrooms, comfortably sleeping up

  

  Teri Eynon

  Real Estate of Bear Lake, LLC

  (435) 246-0890

  175 S Blue Topaz Ln, Garden City, UT 84028
• 

  

  

  /40

  $329,900

  • 2 Beds
  • 2 Baths
  • 1,978 Sq Ft

  840 E 22nd St, Ogden, UT 84401

  BACK ON MARKET!!! Due to Buyer's financing. Welcome HOME! This charming home features 2 inviting bedrooms and a full bathroom on the main level, with a spacious primary suite that includes its own 3/4 bathroom for added convenience. Enjoy the Updated Kitchen and Bathrooms. Newer Water Heater, Furnace/ HVAC, Central Air Unit, and Roof. The non-conforming basement has been used as two additional

  

  Anna Jensen

  Better Homes and Gardens Real Estate Momentum (Ogden)

  (385) 462-0316

  840 E 22nd St, Ogden, UT 84401
• 

  

  

  /31

  $220,000

  • Land
  • 0.29 Acre
  • $758,621 per Acre

  3165 W 3125 S Unit 15, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 832-6833

  3165 W 3125 S Unit 15, West Haven, UT 84401
• 

  

  

  /8

  $30,000

  • Land
  • 0.28 Acre
  • $107,143 per Acre

  254 W 400 N Unit 108, East Carbon, UT 84520

  BUYER TO VERIFY ALL UTILITIES AND FEES.

  

  Brenda Quick

  Quick Realty, LLC

  (435) 466-5467

  254 W 400 N Unit 108, East Carbon, UT 84520
• 

  

  /8

  $30,000

  • Land
  • 0.35 Acre
  • $85,714 per Acre

  257 W 400 N Unit 107, East Carbon, UT 84520

  BUYER TO VERIFY ALL UTILITIES AND FEES.

  

  Brenda Quick

  Quick Realty, LLC

  (435) 295-4430

  257 W 400 N Unit 107, East Carbon, UT 84520
• 

  

  /29

  $519,900

  • 5 Beds
  • 3 Baths
  • 1,946 Sq Ft

  5733 W Plumbago Ave, Salt Lake City, UT 84118

  Welcome to this beautifully Tri-level single-family home! Offering 5 bedrooms, 3 full bathrooms, 2 car garage with RV parking and flexible living spaces perfect for large or growing families. Located in a quiet neighborhood just minutes from Jordan Landing, shopping, schools, parks, and a major concert venue, this home offers both convenience and comfort. Enjoy a spacious yard, ample storage, and

  

  Carlos De La Cruz

  Realty ONE Group Signature (South Valley)

  (385) 316-7549

  5733 W Plumbago Ave, Salt Lake City, UT 84118
• 

  

  /131

  $1,300,000

  • 7 Beds
  • 3 Baths
  • 3,890 Sq Ft

  4552 N 2525 W, Cedar City, UT 84721

  Builder's own custom home means opportunity for a magnificent home, the best of everything, thoughtful design & next level entertainment & family space! Custom cabinets & built-ins are only the beginning. The home features amazing custom kitchen w/multiple smart ovens including an air fryer, walk-in pantry; living room w/gorgeous gas fireplace, ceiling fans that are works of art, porcelain tile

  

  Tammy Vogt

  Equity Real Estate (Southern Utah)

  (435) 268-5536

  4552 N 2525 W, Cedar City, UT 84721
• 

  

  /39

  $825,000 Open Sat 11AM - 1PM

  • 4 Beds
  • 2.5 Baths
  • 4,004 Sq Ft

  1222 E Big Pine Cir, Sandy, UT 84094

  Discover this well-maintained two-story residence nestled on a peaceful cul-de-sac in the desirable east side of Sandy. Boasting over 4,000 square feet of living space, this home offers ample room for comfort and growth. It features four spacious bedrooms and three full bathrooms, along with an expansive unfinished basement that provides plenty of potential for customization and additional living

  

  Joel Carson

  Utah Real Estate PC

  (385) 481-6363

  1222 E Big Pine Cir, Sandy, UT 84094
• 

  

  /31

  $525,000

  • 1 Bed
  • 2 Baths
  • 1,476 Sq Ft

  7669 S 1130 E, Midvale, UT 84047

  **Great East Side Rambler Prime Location!** Welcome to this charming and well-maintained rambler situated in a fantastic east side neighborhood. Ideally located close to shopping, restaurants, and entertainment, this home offers both convenience and comfort. The spacious and private backyard is perfect for outdoor gatherings, gardening, or relaxing in your own oasis. It is immaculate and

  

  Joel Carson

  Utah Real Estate PC

  (385) 462-1192

  7669 S 1130 E, Midvale, UT 84047
• 

  

  /31

  $220,000

  • Land
  • 0.3 Acre
  • $733,333 per Acre

  3171 W 3125 S Unit 14, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 247-8174

  3171 W 3125 S Unit 14, West Haven, UT 84401
• 

  

  /31

  $245,000

  • Land
  • 0.52 Acre
  • $471,154 per Acre

  3177 W 3125 S Unit 13, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 483-3360

  3177 W 3125 S Unit 13, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.29 Acre
  • $758,621 per Acre

  3117 S 3175 W Unit 12, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 406-3321

  3117 S 3175 W Unit 12, West Haven, UT 84401
• 

  

  /31

  $230,000

  • Land
  • 0.4 Acre
  • $575,000 per Acre

  3111 S 3175 W Unit 11, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 469-0304

  3111 S 3175 W Unit 11, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.31 Acre
  • $709,677 per Acre

  3154 S 3300 W Unit 10, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 475-2144

  3154 S 3300 W Unit 10, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.3 Acre
  • $733,333 per Acre

  3142 S 3300 W Unit 9, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 442-5746

  3142 S 3300 W Unit 9, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.33 Acre
  • $666,667 per Acre

  3118 S 3300 W Unit 7, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 786-6364

  3118 S 3300 W Unit 7, West Haven, UT 84401
• 

  

  /31

  $230,000

  • Land
  • 0.42 Acre
  • $547,619 per Acre

  3109 S 3300 W Unit 5, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 422-8791

  3109 S 3300 W Unit 5, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.29 Acre
  • $758,621 per Acre

  3121 S 3300 W Unit 4, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 469-1595

  3121 S 3300 W Unit 4, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.29 Acre
  • $758,621 per Acre

  3145 S 3300 W Unit 2, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 469-3497

  3145 S 3300 W Unit 2, West Haven, UT 84401
• 

  

  /31

  $220,000

  • Land
  • 0.34 Acre
  • $647,059 per Acre

  3159 S 3300 W Unit 1, West Haven, UT 84401

  Building lots available in phase 2 of Hyland Ranch in West Haven. Bring Your Own Builder or use ours! Close to schools, shopping and all amenities, but quiet enough to keep that country feel. Builders welcome. Call for more information and to see all we have available. Plat attached

  

  Chad Hill

  Golden Spike Realty

  (385) 442-9489

  3159 S 3300 W Unit 1, West Haven, UT 84401
• 

  

  /18

  $426,700

  • 3 Beds
  • 2 Baths
  • 1,432 Sq Ft

  3887 N Hawks Landing Loop, Enoch, UT 84721

  To be Built! Quality & value in this new Enoch neighborhood -NO HOA! Our popular plan #2 is on one of our larger lots. It has an open floorplan w/two separate bedroom areas for privacy incl all kitchen appliances. Pick your colors! Quality construction details include soft-close wood cabinetry, quartz countertops, finished & fully insulated garages. Upgraded luxury plank in living areas, plush

  

  Tammy Vogt

  Equity Real Estate (So Utah)

  (435) 485-7065

  3887 N Hawks Landing Loop, Enoch, UT 84721
• 

  

  /75

  $1,575,000

  • 5 Beds
  • 5.5 Baths
  • 6,569 Sq Ft

  12144 Mountain Shadow Cir, Sandy, UT 84092

  Spectacular Home with Unmatched Privacy and Elegance. This stunning estate nestled on 1.12 acres of lush, park-like grounds, offering a serene and private backyard with a charming stream - a true oasis of tranquility. Ideally situated adjacent to the renowned Hidden Valley Golf Course, this exceptional residence spans over 6,500 square feet of beautifully designed living space. Boasting five

  

  Joel Carson

  Utah Real Estate PC

  (385) 417-4587

  12144 Mountain Shadow Cir, Sandy, UT 84092
• 

  

  /8

  $125,000

  • Land
  • 2.03 Acres
  • $61,576 per Acre

  2068 S 1550 E, Brian Head, UT 84719

  Discover the perfect mountain escape in Ireland Meadows Estates! This stunning 2.03-acre lot offers a rare combination of privacy, space, and convenience—nestled among tall pines and aspens with plenty of room to build your dream cabin or retreat. Enjoy breathtaking alpine surroundings, just minutes from Brian Head Resort and Cedar Breaks National Monument. Plus, Bryce Canyon National Park just a

  

  Norma Perez

  LUXURY GROUP

  (435) 850-4079

  2068 S 1550 E, Brian Head, UT 84719
• 

  

  /87

  $1,120,000

  • 6 Beds
  • 3.5 Baths
  • 3,970 Sq Ft

  975 Canyon Breeze Ln, Draper, UT 84020

  Tucked away at the end of a private lane off Fort Street, this thoughtfully updated rambler offers peace, privacy, and flexible living options on a .78-acre lot in Draper. Designed for comfort and functionality, the home features a fully finished walkout basement with a second kitchen-ideal for multigenerational living, a rental setup, or guest quarters. The heart of the home is a beautifully

  

  Lynn Griese

  Coldwell Banker Realty (Union Heights)

  (385) 503-8739

  975 Canyon Breeze Ln, Draper, UT 84020
• 

  

  /60

  $1,500,000

  • 4 Beds
  • 4 Baths
  • 4,671 Sq Ft

  45 W Twin Creeks Rd, Richfield, UT 84701

  This is your chance to own one of the best cabins in the Fish Lake Basin. At 4,671 square feet, this cabin was built before size restrictions were put in place. It's located on a dead-end road with only 3 other properties, so you'll have minimal traffic. You are well within walking distance to the historic Fish Lake Lodge and Twin Creeks Rec site and boardwalk. The large East facing windows let

  

  Karly Freeborn

  Coldwell Banker Preferred Properties

  (435) 334-1518

  45 W Twin Creeks Rd, Richfield, UT 84701
• 

  

  /29

  $895,000

  • 4 Beds
  • 2.5 Baths
  • 3,018 Sq Ft

  2200 S Wasatch Dr, Salt Lake City, UT 84109

  Incredible Home on the prestigious high east bench of Salt Lake City, this stunning home offers breathtaking mountain views and a prime location near Sugarhouse and the University of Utah. With easy access to I-215, commuting is a breeze. Spanning over 3,000 square feet, this spacious residence features four bedrooms and three bathrooms, providing ample space for family and guests. The open floor

  

  Joel Carson

  Utah Real Estate PC

  (385) 481-6545

  2200 S Wasatch Dr, Salt Lake City, UT 84109
• 

  

  /63

  $1,595,000

  • 6 Beds
  • 4.5 Baths
  • 6,435 Sq Ft

  11939 S Hidden Canyon Ln, Sandy, UT 84092

  Tucked away in a quiet cul-de-sac and bordered by the Wasatch Forest Service and Bonneville Shoreline Trail, this stunning contemporary home offers a distinctly modern and comfortable feel. With 6 beds, 5 baths, and more than 6,000 square feet of thoughtfully designed living space, this is a home that will see you through every season of life. Built in 1993, the property features soaring vaulted

  

  Camilla Granasen

  Homeworks Property Lab, LLC

  (385) 600-6912

  11939 S Hidden Canyon Ln, Sandy, UT 84092
• 

  

  /28

  $1,195,000

  • 6 Beds
  • 5 Baths
  • 3,525 Sq Ft

  807 S 500 E, Salt Lake City, UT 84102

  Exceptional Triplex Investment Opportunity! Discover this impressive triplex ideally situated near downtown Salt Lake City, the University of Utah, and convenient shopping and transportation options. Each spacious unit boasts its own gas and power meters, ensuring easy management and tenants' independence. Modern amenities include water heaters, central air conditioning, washers and dryers,

  

  Joel Carson

  Utah Real Estate PC

  (385) 458-3214

  807 S 500 E, Salt Lake City, UT 84102
• 

  

  /88

  $545,000

  • 5 Beds
  • 3 Baths
  • 2,400 Sq Ft

  678 W Ski View Dr, Brian Head, UT 84719

  5 bedroom 3 bath. Fully furnished 2 bedroom rental in the basement. Built in 1999 with 2400 sq/ft and a .35 acre lot with mature trees. Every porch has an epic view of Brian Head Ski Resort and Yankee Meadows. The sunrises and sunsets are a million dollar view, and this home is half that price. These owners put blood, sweat and tears into this place, with updates, water tanks and more (listed

  

  Jasen Nielsen

  Coldwell Banker Advantage

  (435) 244-6903

  678 W Ski View Dr, Brian Head, UT 84719
• 

  

  /28

  $389,000 Open Sat 1PM - 3PM

  • 4 Beds
  • 2 Baths
  • 1,500 Sq Ft

  1223 Oak St, Ogden, UT 84401

  Charming Updated Home with SOLAR PANELS for efficiency near East Bench Ogden! Don't miss this adorable, move-in ready home loaded with updates and nestled near the coveted East Bench of Ogden! Featuring a newer roof, newer HVAC, fully fenced in yard and did I say SOLAR PANELS? As well as two workshop/sheds for all your hobbies or storage needs. Enjoy peace of mind with newer windows as well and

  

  Susan Boyer

  JPAR Silverpath

  (385) 442-7873

  1223 Oak St, Ogden, UT 84401
• 

  

  /6

  $185,000

  • Land
  • 0.46 Acre
  • $402,174 per Acre

  235 E Snowman Dr Unit 1, Brian Head, UT 84719

  Tucked in the trees with stunning views of Brian Head, this Ski Haven Chalet lot is ready for your dream cabin. Come up, talk with us and we'll make it happen! Enjoy year-round access, old-growth trees, and direct trail access for skiing, hiking, biking, and ATVing. Utilities are nearly complete (est. Summer 2025). Flat upper portion ideal for building, also perfect for walkout basement, with

  

  Jennie Hendricks

  Prestige Realty

  (435) 938-5902

  235 E Snowman Dr Unit 1, Brian Head, UT 84719
• 

  

  /6

  $185,000

  • Land
  • 0.46 Acre
  • $402,174 per Acre

  235 E Snowman Dr, Brian Head, UT 84719

  Tucked in the trees with stunning views of Brian Head, this Ski Haven Chalet lot is ready for your dream cabin. Come up, talk with us and we'll make it happen! Enjoy year-round access, old-growth trees, and direct trail access for skiing, hiking, biking, and ATVing. Utilities are nearly complete (est. Summer 2025). Flat upper portion ideal for building, also perfect for walkout basement, with

  

  Jennie Hendricks

  PRESTIGE REALTY

  (435) 220-2325

  235 E Snowman Dr, Brian Head, UT 84719
• 

  

  /5

  $150,000

  • Land
  • 0.62 Acre
  • $241,935 per Acre

  150 N Marie Dr Unit 42, Brigham City, UT 84302

  West facing view lot on Brigham City east hillside. This large lot is located on a cul-de-sac offer a low traffic street. Any builder may be used. Plat and CCR's are available for your review upon request.

  

  Stefanie Tugaw-Madsen

  Coldwell Banker Tugaw Realtors

  (435) 220-3082

  150 N Marie Dr Unit 42, Brigham City, UT 84302
• 

  

  /16

  $279,900

  • Land
  • 32.36 Acres
  • $8,650 per Acre

  0 32 Ac Unit 111558, Duchesne, UT 84021

  Mountain retreat in Argyle Canyon! Escape to 32.36 acres of serene wilderness with a charming off-grid cabin surrounded by evergreens and aspens. A year-round creek flows through the property, with a natural spring nearby adding to the mountain magic. Two cozy fireplaces offer rustic comfort, perfect for a seasonal getaway or year-round living. Features include outbuildings, a treehouse, putting

  

  Jenny Pace

  Greystone Real Estate

  (435) 284-4812

  0 32 Ac Unit 111558, Duchesne, UT 84021
• 

  

  /83

  $574,900

  • 6 Beds
  • 3 Baths
  • 3,460 Sq Ft

  156 S 4050 W, Cedar City, UT 84720

  Welcome to this beautiful 6-bedroom, 3-bathroom home located in the perfect neighborhood, where comfort meets thoughtful design. From the moment you arrive, you'll notice the care and attention poured into every detail—inside and out.Custom finishes throughout showcase craftsmanship and quality. The spacious open floor plan offers room for everyone, with six generously sized bedrooms and

  

  Steve Holm

  eXp Realty So Utah

  (435) 612-1933

  156 S 4050 W, Cedar City, UT 84720
• 

  

  /33

  $764,500 Open Sat 1PM - 5PM

  • 7 Beds
  • 4.5 Baths
  • 3,792 Sq Ft

  7927 Bristlecone Rd Unit 204, Eagle Mountain, UT 84005

  Come experience the Silk+ model home in our beautiful Lone Tree community - with NO HOA and a backyard that opens directly to a serene city park. This is more than a model - it's a vision of what your future home could be. At R5 Homes, we build semi-custom homes designed for modern living, including independent-access suites that can generate rental income, host extended family, or provide

  

  Afsaneh Rafati

  Equity Real Estate (Advantage)

  (385) 557-8358

  7927 Bristlecone Rd Unit 204, Eagle Mountain, UT 84005
• 

  

  /9

  $170,000

  • Land
  • 0.81 Acre
  • $209,877 per Acre

  638 W Red Tail Circle #10 Unit 10, Garden City, UT 84028

  Stunning Bear Lake View Lot .81 Acres with easy Year-Round Access on paved roads! Enjoy breathtaking panoramic views of Bear Lake from this spacious .81-acre corner lot. Located in a prime position, this property offers year-round access and is ideal for building your dream home, vacation retreat, or income-producing short-term rental. Surrounded by natural beauty, you'll have endless

  

  Teri Eynon

  Real Estate of Bear Lake, LLC

  (435) 253-6526

  638 W Red Tail Circle #10 Unit 10, Garden City, UT 84028
• 

  

  /61

  $2,995,000

  • 7 Beds
  • 7 Baths
  • 8,207 Sq Ft

  963 E Old English Rd, Draper, UT 84020

  Set on a private 0.61-acre lot along one of Draper's most enchanting tree-lined canopy tunnel streets, this stunning home is a true oasis offering the perfect blend of luxury, comfort, and entertainment. Step into a backyard designed for unforgettable moments-featuring a peaceful babbling stream, a sparkling pool, and a cozy fire pit, all creating a resort-like atmosphere ideal for outdoor

  

  Joel Carson

  Utah Real Estate PC

  (385) 481-6971

  963 E Old English Rd, Draper, UT 84020
• 

  

  /87

  $2,500,000

  • 4 Beds
  • 3.5 Baths
  • 4,120 Sq Ft

  2670 E Washington Dam Rd, Washington, UT 84780

  One of the most unique homes in the area. This gorgeous home has 4 bedrooms, 3 1/2 baths with open floor plan of 4,120 sq/ft. Large kitchen with double wall ovens and double dishwashers. Large walk-in pantry, drinking fountain and walk-in storage room.Built in 2020 with 3.73 acres of RA-1 zoning (residential agricultural zone intended for low-density residential development and small-scale

  

  Jasen Nielsen

  Coldwell Banker Advantage

  (435) 466-5635

  2670 E Washington Dam Rd, Washington, UT 84780

Showing Results 401 - 440, Page 11 of 18