Affordable Homes for Sale in Utica, NY under $160,000

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  /40

  $136,000

  • 3 Beds
  • 1.5 Baths
  • 1,260 Sq Ft

  7 Genesee Ct, Utica, NY 13502

  Welcome to your dream home, this exceptional 2 bedroom 1.5 bath with a bonus room is waiting for you. It showcases rich hardwood floors, formal dining room and living area, lovely kitchen, and staircase that enhances custom design. Enjoy grilling on the deck or having your morning coffee on the front porch overlooking the water fountain. The kitchen AC unit is to remain. HOA is $495 per month

  

  John Brown

  Listing by Coldwell Banker Faith Properties

  

  7 Genesee Ct, Utica, NY 13502
• Explore Utica

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  /4

  $149,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,560 Sq Ft

  1208 Churchill Ave, Utica, NY 13502

  Versatile opportunity in a well-established neighborhood near Utica University, appealing to both owner-occupants and investors. This 3-bedroom, 2-full-bath bungalow offers 1,560 sq ft of flexible living space, with two bedrooms and a full bath on the first floor and an additional bedroom and full bath on the second level—ideal for family living, student housing, or long-term rental

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1208 Churchill Ave, Utica, NY 13502
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  /13

  $89,900

  • 6 Beds
  • 2 Baths
  • 3,325 Sq Ft

  176 Hobart St, Utica, NY 13501

  Great investment opportunity for the right investor.... finish the work and make this property a cash cow!

  Kristopher Joseph Listing by Hunt Real Estate ERA

  

  176 Hobart St, Utica, NY 13501
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  /8

  $9,000

  • Land
  • 26,497 Sq Ft
  • $14,795 per Acre

  4 Nob Rd, Utica, NY 13501

  Prime opportunity to own a 0.61-acre residential lot on Nob Rd in the City of Utica, conveniently located just off South Park Drive. Featuring approximately 96 feet of frontage and a deep, rectangular layout, this parcel offers excellent potential for a custom home build or long-term investment. The property is partially wooded with natural, rolling topography, providing a private setting while

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  4 Nob Rd, Utica, NY 13501
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  /3

  $29,250

  • Land
  • 8,415 Sq Ft
  • $151,398 per Acre

  1781 Independence Square, Utica, NY 13502

  Mikhail Polkhovskiy Listing by Home Pro Realty

  

  1781 Independence Square, Utica, NY 13502
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  /35

  $149,000

  $6K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,100 Sq Ft

  1900 Caroline St, Utica, NY 13502

  Investors and first-time buyers !!!!3 Bedroom 1.5 bath home near Utica College, close to public transportation. The first floor has hardwood floors in the living and dining rooms. The large kitchen offers ample cabinet space and a half bath for added convenience. Upstairs, there are three large bedrooms and a full bath. The front entrance features an enclosed porch for storing packages or

  C. Jerry Vitiello Listing by Coldwell Banker Faith Properties Il

  

  1900 Caroline St, Utica, NY 13502
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  /5

  $64,850

  $5K PRICE DROP

  • 5,280 Sq Ft

  211 Kossuth Ave, Utica, NY 13501

  Esmir Omerovic Listing by eXp Realty

  

  211 Kossuth Ave, Utica, NY 13501
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  /20

  $99,900

  $25K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,293 Sq Ft

  1205 Noyes St, Utica, NY 13502

  Welcome to this conveniently located four bedroom, one bath home in the City of Utica, offering comfort, practicality, and everyday convenience. The home features a functional layout with 4 bedrooms and inviting living spaces designed to suit a variety of needs. A covered carport adds ease for off street parking, while the property’s location on the bus line provides excellent accessibility to

  Cindy Rosati Listing by Hunt Real Estate ERA

  

  1205 Noyes St, Utica, NY 13502
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  /4

  $7,900

  • Land
  • 3,201 Sq Ft
  • $107,483 per Acre

  0 Arnold Ave, Utica, NY 13502

  This cleared ready-to-build city lot offers endless possibilities! Spanning 40 x 80 feet, this parcel is situated in a prime location, just minutes from all the amenities you could need. With water, sewer, electricity, cable, and internet connections available at the street, it's a perfect spot for your next home or investment project. Conveniently located near popular restaurants, shopping

  Lou DeMichele Listing by eXp Realty

  

  0 Arnold Ave, Utica, NY 13502
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  /10

  $99,999

  • 3 Beds
  • 1 Bath
  • 1,656 Sq Ft

  22 Schuyler St, Utica, NY 13502

  LOOKING FOR A GREAT HOUSE AT A GREAT PRICE? LOOK NO FURTHER. THIS 3 BEDROOM, 1 BATH HOUSE IS MOVE IN READY AT A GREAT PRICE. GET IN FAST AS THIS WILL NOT LAST LONG!!!

  David Brough Listing by The Property Shop

  

  22 Schuyler St, Utica, NY 13502
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  /26

  $139,900

  • 3 Beds
  • 1 Bath
  • 1,086 Sq Ft

  1509 Conkling Ave, Utica, NY 13501

  A little TLC will go a long way in this well-cared for three bedroom, one bath home. This one level home offers hardwood floors, a full attic, and a full basement, providing plenty of storage and potential. Enjoy the spacious backyard, perfect for relaxing or entertaining. The roof is only three years young, making this a wonderful opportunity to add your personal touches to make it your own!

  JoAnne Suppa Listing by River Hills Properties LLC Barn

  

  1509 Conkling Ave, Utica, NY 13501
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  /27

  $129,900

  $30K PRICE DROP

  • 6 Beds
  • 4,734 Sq Ft

  314 Nichols St, Utica, NY 13501

  Calling investors!!!! East Utica 6 Apartment Building with over 4,000 sq. feet of living space! Features 6 (2) bedroom apartments with newer roof and new windows. Property is being Sold As Is.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  314 Nichols St, Utica, NY 13501
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  /11

  $99,900

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,311 Sq Ft

  36 Ballantyne Brae, Utica, NY 13501

  Opportunity waits for this 3-bedroom, 1-bath bungalow with potential. A walk-up attic and full basement offer excellent expansion and storage possibilities, while the deep backyard and detached one-car garage/shed add everyday convenience. The main level features a living room with a fireplace and a formal dining room, providing a solid foundation for a warm and inviting living space. With the

  Amy Abdoo Listing by Dominion Homes

  

  36 Ballantyne Brae, Utica, NY 13501
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  $149,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,299 Sq Ft

  1213 Walnut St, Utica, NY 13502

  Charming three-bedroom, one-bath residence offers a perfect blend of comfort and convenience. Nestled on a serene, tree-lined street, you'll discover an inviting lifestyle with a spacious private backyard—ideal for relaxation and outdoor gatherings. Step inside to find a large eat-in kitchen bathed in natural light, creating a bright and airy atmosphere that's sure to inspire culinary creativity.

  Sabrina Arcuri Listing by Pavia Real Estate Residential

  

  1213 Walnut St, Utica, NY 13502
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  /40

  $109,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  812 Watson Place, Utica, NY 13502

  Affordable 3-bedroom, 1-bath home with plenty of potential for first-time buyers, investors, or anyone looking to build equity. This property features a 11⁄2-stall garage, full basement, attic, and a practical floor plan ready for your personal updates and improvements. A newer furnace and central air conditioning provide added comfort and value, while the home’s convenient location makes

  Steven Fluty Listing by Bradley and Bradley Real Estate

  

  812 Watson Place, Utica, NY 13502
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  /23

  $99,000

  • 6 Beds
  • 2 Baths
  • 3,140 Sq Ft

  615 Saratoga St, Utica, NY 13502

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  615 Saratoga St, Utica, NY 13502
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  /20

  $149,900

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,726 Sq Ft

  1501 Kemble St, Utica, NY 13501

  Spacious and well-maintained 4-bedroom, 2 full bath home offering 1,700 sq ft of comfortable living space. The main level features the convenience of first-floor laundry and generously sized rooms throughout. Recent updates include newer siding, roof, and water heater, providing added value and peace of mind. With plenty of space to spread out and thoughtful improvements already completed, this

  Starry Lay Listing by Howard Hanna Cny Inc

  

  1501 Kemble St, Utica, NY 13501
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  /32

  $144,900

  $5K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,268 Sq Ft

  540 Niagara St, Utica, NY 13501

  This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed

  JC Pantola Listing by Coldwell Banker Faith Properties

  

  540 Niagara St, Utica, NY 13501
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  /20

  $135,000

  • 6 Beds
  • 2 Baths
  • 2,144 Sq Ft

  1120 Schuyler St, Utica, NY 13502

  Great investment opportunity! This two-family property offers a total of 6 bedrooms and 2 bathrooms, with tenants already in place generating rental income. May require some TLC, making it a great option for investors or owner-occupants looking to add value over time. Conveniently priced and income-producing—don’t miss this opportunity!

  Joel Ruiz Listing by eXp Realty

  

  1120 Schuyler St, Utica, NY 13502
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  /14

  $74,900

  • 3 Beds
  • 1 Bath
  • 1,616 Sq Ft

  1124 Schuyler St, Utica, NY 13502

  Why rent when you can own? This affordable 3-bedroom home offers a fantastic opportunity to build equity while enjoying the benefits of homeownership. The spacious first-floor layout features a generously sized living area, convenient main-level laundry hookups, and a first-floor primary bedroom for added flexibility. Upstairs, you'll find three additional bedrooms, providing plenty of space for

  Kristopher Joseph Listing by Hunt Real Estate ERA

  

  1124 Schuyler St, Utica, NY 13502
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  /8

  $9,000

  • Land
  • 15,603 Sq Ft
  • $25,126 per Acre

  0 Nob Rd, Utica, NY 13501

  Opportunity awaits with this 0.36-acre wooded lot in the City of Utica, ideally located near the corner of South Park Drive and The Hills Drive. Nestled in a quiet setting with a partially wooded landscape, this parcel offers a great blend of privacy and convenience. Electric is available at the road and public water is accessible, making this a solid option for a future single-family build or

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  0 Nob Rd, Utica, NY 13501
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  /35

  $69,900

  • 2 Beds
  • 1 Bath
  • 910 Sq Ft

  254 Blossom Ln, Utica, NY 13502

  Looking for convenient one level living...located in popular Strawberry Hills is this Pristine Clean Affordable 2 bedroom home. Updates to include new in 2025-2026 a massive rooftop/carport addition built by the Ammish, this quality custom constructed coverage over the large deck expands your outdoor living space tremendously. Also new in 2026 is a new high efficiency gas furnace & a full

  Martin Bell Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  254 Blossom Ln, Utica, NY 13502
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  /24

  $99,900

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,114 Sq Ft

  1409 Erie St, Utica, NY 13502

  Conveniently located in West Utica, this 3 bedroom, 1 full and 1 half bath home offers an updated interior and easy access to downtown, shopping, restaurants, and everyday amenities. The flexible first floor features a bedroom, spacious living room, central family room, eat-in kitchen, and half bath located just off the kitchen. An enclosed porch adds extra space to relax, unwind, or use for

  Anne Stacy Listing by Howard Hanna Cny Inc

  

  1409 Erie St, Utica, NY 13502
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  /41

  $159,900

  • 4 Beds
  • 1 Bath
  • 1,760 Sq Ft

  809 Mulberry St, Utica, NY 13502

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  809 Mulberry St, Utica, NY 13502
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  /4

  $3,900

  • Land
  • 1,507 Sq Ft
  • $112,717 per Acre

  1302 Seymour Ave, Utica, NY 13501

  Lou DeMichele Listing by eXp Realty

  

  1302 Seymour Ave, Utica, NY 13501
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  /43

  $154,900

  $100K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,935 Sq Ft

  701 Saratoga St, Utica, NY 13502

  You need to see this Multi Family Investment Property located right across the back yard from UTICA CLUB BREWERY PARK in the Historic Brewery District and just down from Columbia Square on the path of the OLD ERIE CANAL and just down the street from the Boilermaker Finish Line. This 2 unit offers ample off street parking and 10 large planting beds and numerous planters all freshly planted full of

  Michele Reid Listing by Hunt Real Estate ERA Rome

  

  701 Saratoga St, Utica, NY 13502
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  /20

  $160,000

  • 4 Beds
  • 2 Baths
  • 2,024 Sq Ft

  1410 Howard Ave, Utica, NY 13501

  Excellent investment opportunity at 1410 Howard Ave, Utica, NY 13501! This well-located multifamily property offers strong rental potential and long-term investment value. The property features a private driveway, a detached two-car garage, and a spacious backyard, providing ample outdoor space for tenants to enjoy.Conveniently situated near shopping, restaurants, parks, downtown Utica, major

  Ramazani Juma Listing by Howard Hanna Cny Inc

  

  1410 Howard Ave, Utica, NY 13501
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  /12

  $129,000

  • 6 Beds
  • 2 Baths
  • 2,400 Sq Ft

  1021 Smith Place, Utica, NY 13501

  This property is being sold as is. It needs some loving care. However, it is a great investment property or family home. There are 2 apartments. The common areas of the apartment are large rooms. There are two driveways. Each apartment has its own driveway.

  Christian Hamilton C. Hamilton Properties LLC

  1021 Smith Place, Utica, NY 13501
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  /13

  $69,000

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,364 Sq Ft

  603 William St, Utica, NY 13502

  Single family with 4 bedrooms and 2 full baths. Can be used as investment as property is currently tenant occupied. Almost zero exterior maintenance required. Steps away from Munson Arts. Street parking only. Photos were taken prior to tenant move in. Rent is $1,011 ($711 paid by section 8, remained paid by tenant). Rent includes water. Property is being sold in as is condition.

  Merima Smajic Listing by Coldwell Banker Prime Properties

  

  603 William St, Utica, NY 13502
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  /15

  $75,000

  • 3 Beds
  • 1 Bath
  • 1,954 Sq Ft

  736 Roberts St, Utica, NY 13502

  Opportunity knocks at 736 Roberts Street! Located in the heart of Utica’s sought-after Brewery District, this 3-bedroom, 1 bath home offers incredible potential for investors, flippers, landlords or buyers looking to build sweat equity. Featuring 1954 sf of living space, this home offers a flexible floor plan with the potential for a 4th bedroom. A small office space off the living room on the

  Nancy Fiaccone Listing by Howard Hanna Real Estate

  

  736 Roberts St, Utica, NY 13502
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  /18

  $130,000

  $29K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  316 Tilden Ave, Utica, NY 13501

  MAJOR PRICE ADJUSTMENT! What an amazing value for your money in Utica! This duplex consists of two units, one first floor and one second floor. Each unit offers 2 bedrooms, living room, dining room, eat-in kitchen, 1 full bath (with tub), and an enclosed porch. There are also laundry hookups in each unit. The lower apartment has a back deck as well. Public water & sewer make this a low

  Anna Storey Listing by Hunt Real Estate Era Cl

  

  316 Tilden Ave, Utica, NY 13501
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  /28

  $99,900

  • 5 Beds
  • 1 Bath
  • 1,050 Sq Ft

  707 Spring St W, Utica, NY 13502

  Move-in ready with 5 bedrooms under $100k! Located in the heart of Utica’s Brewery District, just minutes from the Wynn Hospital and downtown, this efficient home is an ideal fit for owner-occupants or investors alike. You'll love the large living room and dining room along with the first-floor laundry, newer hot water tank and gas range. Plus its turn-key condition means you can settle in or

  David Macrina Listing by Coldwell Banker Faith Properties

  

  707 Spring St W, Utica, NY 13502
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  /4

  $99,900

  • 6 Beds
  • 4 Baths
  • 3,416 Sq Ft

  1601 Oneida St, Utica, NY 13501

  Calling all investors! 4-unit apartment building with great potential. Property needs remodeling and is being sold as-is. Excellent opportunity for investors looking for a value-add project or rental income property. Bring your vision and transform this multi-family property into a strong investment. Sold in as-is condition.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1601 Oneida St, Utica, NY 13501
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  /8

  $79,999

  • 2 Beds
  • 1 Bath
  • 884 Sq Ft

  1004 Kossuth Ave, Utica, NY 13501

  This cozy 2-bedroom, 1-bath single-unit home is the perfect opportunity for investors, flippers, or handy homeowners looking to add their personal touch. The majority of the major work has already been completed, leaving just the finishing touches and a little TLC to truly make it shine. With solid bones and great potential, this handyman special is ideal for anyone looking to build equity and

  Starry Lay Listing by Howard Hanna Cny Inc

  

  1004 Kossuth Ave, Utica, NY 13501
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  /2

  $39,995

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  1003 Smith Place, Utica, NY 13501

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1003 Smith Place, Utica, NY 13501
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  /38

  $159,000

  • 4 Beds
  • 2 Baths
  • 2,095 Sq Ft

  1025 Champlin Ave, Utica, NY 13502

  Looking for an income to supplement your living expenses? That's what this owner started out doing then rented both units as an investment income. This two unit is in a great location. Two 2 Bedroom units with some bonus spaces as well. You'll love the updated kitchens and baths. And it has separate utilities so each tenant takes care of their own. The convenient location offers central access to

  JC Pantola Listing by Coldwell Banker Faith Properties

  

  1025 Champlin Ave, Utica, NY 13502
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  /13

  $69,000

  $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  10601 Hulser Rd Unit 36, Utica, NY 13502

  Affordable, move-in ready living in the heart of the Mohawk Valley! This nearly new 2023 single-wide mobile home offers 3 bedrooms and 2 full baths in a well-maintained park located in the Town of Trenton within the Whitesboro School District. The open, functional layout features a bright living area, eat-in kitchen, first-floor primary bedroom, and convenient first-floor laundry. Appliances are

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  10601 Hulser Rd Unit 36, Utica, NY 13502
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  /9

  $55,000

  $5K PRICE DROP

  • Land
  • 1.24 Acres
  • $44,355 per Acre

  7169 State Route 8, Utica, NY 13502

  Great opportunity to own 1.24 acres in a peaceful, semi-rural setting just outside of Deerfield. This listing includes three separate tax parcels being sold together, —offering an excellent opportunity for renovation, repurposing, or new construction. The lot features a small cabin-style structure, a utility shed, and several additional workshop or storage buildings, some of which may be

  Brandon Mosher Listing by River Hills Properties LLC Lf

  

  7169 State Route 8, Utica, NY 13502
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  /29

  $88,000

  $12K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,567 Sq Ft

  936 Schuyler St, Utica, NY 13502

  This four-bedroom home combines classic character with ample potential. The spacious bathroom complements the living areas. The backyard is excellent for recreation and gatherings. The layout includes a second level with three bedrooms and one bedroom on the main level, ideal for various needs. The property features a driveway for parking and an entryway that connects the entire home.

  Victoria Rodriguez Listing by Coldwell Banker Faith Properties

  

  936 Schuyler St, Utica, NY 13502
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  /35

  $54,900

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  252 Blossom Ln, Utica, NY 13502

  Looking for convenient one level living...located in popular Strawberry Hills in the Whitesboro School system is this affordable 3 bdrm 1.5 bath home with an addition, increasing your living space to 1200 sq ft plus a front deck for added outdoor enjoyment & a huge shed for plenty of your storage needs. A full sized mudroom welcomes you to a spacious living room newly tiled flooring in 2023,

  Martin Bell Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  252 Blossom Ln, Utica, NY 13502

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