Affordable Homes for Sale in Utica, NY under $160,000

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  /39

  $123,000

  • 5 Beds
  • 1.5 Baths
  • 2,152 Sq Ft

  1129 Summit Place, Utica, NY 13501

  Step into the charm and character of a bygone era with this spacious 4 bedroom, 1 bath historic style home offering over 2,000 square feet of living space. Filled with original woodwork, hardwood floors, decorative fireplaces, pocket doors, and a stunning original staircase, this home showcases timeless craftsmanship rarely found today. Large sun-filled rooms, tall ceilings, generous bedroom

  

  John Brown

  Listing by Coldwell Banker Faith Properties

  (315) 623-3002

  

  1129 Summit Place, Utica, NY 13501
• Explore Utica

• 

  

  

  /23

  $109,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  2046 New York 5, Utica, NY 13502

  Welcome to this brand-new 2026 never lived in double wide that offers comfort, space, and a great layout. This home has 3 bedrooms and 2 full bathrooms, including a fantastic primary suite. When you step inside you will be greeted by a spacious, open living room and kitchen area that feels bright and welcoming. The kitchen features a large island with a sink, plenty of counter space, storage, and

  

  Kate Despins

  Listing by Coldwell Banker Sexton Real Estate

  (315) 847-5276

  

  2046 New York 5, Utica, NY 13502
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  /4

  $159,000

  $6K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,560 Sq Ft

  1208 Churchill Ave, Utica, NY 13502

  Versatile opportunity in a well-established neighborhood near Utica University, appealing to both owner-occupants and investors. This 3-bedroom, 2-full-bath bungalow offers 1,560 sq ft of flexible living space, with two bedrooms and a full bath on the first floor and an additional bedroom and full bath on the second level—ideal for family living, student housing, or long-term rental

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1208 Churchill Ave, Utica, NY 13502
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  /40

  $159,900

  • 4 Beds
  • 1.5 Baths
  • 1,448 Sq Ft

  1933 Butterfield Ave, Utica, NY 13501

  Move in ready home located in the heart of utica. Features include fenced in backyard, updated windows throughout, new appliances with freshly painted back deck. Clean and spacious home in walking distance to restaurants, grocery stores, schools, and pharmacies. This 4 bedroom 1 and 1/2 bathroom home located on a corner lot. Full attic and basement, great for storage or to finish into additional

  Rosemary Talarico Listing by Pavia Real Estate Residential

  

  1933 Butterfield Ave, Utica, NY 13501
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  /35

  $149,000

  $6K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,100 Sq Ft

  1900 Caroline St, Utica, NY 13502

  Investors and first-time buyers !!!!3 Bedroom 1.5 bath home near Utica College, close to public transportation. The first floor has hardwood floors in the living and dining rooms. The large kitchen offers ample cabinet space and a half bath for added convenience. Upstairs, there are three large bedrooms and a full bath. The front entrance features an enclosed porch for storing packages or

  C. Jerry Vitiello Listing by Coldwell Banker Faith Properties Il

  

  1900 Caroline St, Utica, NY 13502
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  /20

  $125,000

  • 4 Beds
  • 1 Bath
  • 1,293 Sq Ft

  1205 Noyes St, Utica, NY 13502

  Welcome to this conveniently located four bedroom, one bath home in the City of Utica, offering comfort, practicality, and everyday convenience. The home features a functional layout with 4 bedrooms and inviting living spaces designed to suit a variety of needs. A covered carport adds ease for off street parking, while the property’s location on the bus line provides excellent accessibility to

  Cindy Rosati Listing by Hunt Real Estate ERA

  

  1205 Noyes St, Utica, NY 13502
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  /34

  $135,000

  $35K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,132 Sq Ft

  1567 West St, Utica, NY 13501

  Nice mostly updated East Utica bungalow ,featuring 3 bedrooms 1 and half bath. freshly painted, with nice size backyard.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1567 West St, Utica, NY 13501
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  /42

  $155,900

  • 4 Beds
  • 1.5 Baths
  • 1,440 Sq Ft

  1916 Bradford Ave, Utica, NY 13501

  Charming four bedroom South Utica offering 4 bedrooms, 2 baths, 1440 square feet, and a one car detached garage, this property blends comfort, style, and convenience. Step in from the covered front porch and enjoy a versatile floor plan with multiple living and dining options, perfect for everyday living and entertaining. Recent updates include refreshed bathrooms and the Located in the highly

  Kelly Sharifipour Darby Real Estate of New York Inc

  1916 Bradford Ave, Utica, NY 13501
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  /34

  $149,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,299 Sq Ft

  1213 Walnut St, Utica, NY 13502

  Charming three-bedroom, one-bath residence offers a perfect blend of comfort and convenience. Nestled on a serene, tree-lined street, you'll discover an inviting lifestyle with a spacious private backyard—ideal for relaxation and outdoor gatherings. Step inside to find a large eat-in kitchen bathed in natural light, creating a bright and airy atmosphere that's sure to inspire culinary creativity.

  Sabrina Arcuri Listing by Pavia Real Estate Residential

  

  1213 Walnut St, Utica, NY 13502
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  /32

  $144,900

  $5K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,268 Sq Ft

  540 Niagara St, Utica, NY 13501

  This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed

  JC Pantola Listing by Coldwell Banker Faith Properties

  

  540 Niagara St, Utica, NY 13501
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  /11

  $69,900

  • 4 Beds
  • 2 Baths
  • 1,697 Sq Ft

  28 Noyes St, Utica, NY 13502

  Affordable and spacious. This home has so much potential! Unleash your creativity and transform this once-charming home into the perfect home tailored to your unique tastes. The majority of the contents will remain. Sold as is.

  Cynthia Major Listing by Coldwell Banker Faith Properties

  

  28 Noyes St, Utica, NY 13502
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  /5

  $29,500

  • Land
  • 8,071 Sq Ft
  • $159,201 per Acre

  110 Southgate Rd, Utica, NY 13501

  Paul Sacco Listing by Howard Hanna Cny Inc

  

  110 Southgate Rd, Utica, NY 13501
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  /8

  $9,000

  • Land
  • 26,497 Sq Ft
  • $14,795 per Acre

  4 Nob Rd, Utica, NY 13501

  Prime opportunity to own a 0.61-acre residential lot on Nob Rd in the City of Utica, conveniently located just off South Park Drive. Featuring approximately 96 feet of frontage and a deep, rectangular layout, this parcel offers excellent potential for a custom home build or long-term investment. The property is partially wooded with natural, rolling topography, providing a private setting while

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  4 Nob Rd, Utica, NY 13501
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  /3

  $29,250

  • Land
  • 8,415 Sq Ft
  • $151,398 per Acre

  1781 Independence Square, Utica, NY 13502

  Mikhail Polkhovskiy Listing by Home Pro Realty

  

  1781 Independence Square, Utica, NY 13502
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  /12

  $95,000

  $5K PRICE DROP Pre-Foreclosure

  • 6 Beds
  • 2 Baths
  • 1,996 Sq Ft

  618 Tracy St, Utica, NY 13502

  Don't miss this two-family opportunity located on a high-demand college rental street. Each unit offers 3 bedrooms and 1 full bath, making it well-suited for student housing or long-term rental. Just a 1-minute drive to Pratt Munson College of Art & Design and approximately a 10-minute walk to public transportation. Features include off-street parking, a backyard, and original historic details

  Samantha Curry New Scotland Realty

  618 Tracy St, Utica, NY 13502
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  /5

  $29,500

  • Land
  • 8,071 Sq Ft
  • $159,201 per Acre

  106 Southgate Rd, Utica, NY 13501

  Gas & Water at street.

  Paul Sacco Listing by Howard Hanna Cny Inc

  

  106 Southgate Rd, Utica, NY 13501
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  /24

  $106,000

  $3K PRICE DROP

  • 2 Beds
  • 4 Baths
  • 3,664 Sq Ft

  222 Lansing St, Utica, NY 13501

  Add to your income. Unique 4 unit building in walking distance of bus line, restaurants, theaters, medical facilities, bars, all within blocks or live in 1 unit and use income from 3 units to add to your income. New $5600 Furnace. Landlord says can fill building as people constantly inquiring just leaving empty to sell.

  JC Pantola Listing by Coldwell Banker Faith Properties

  

  222 Lansing St, Utica, NY 13501
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  /5

  $64,850

  $5K PRICE DROP

  • 5,280 Sq Ft

  211 Kossuth Ave, Utica, NY 13501

  Esmir Omerovic Listing by eXp Realty

  

  211 Kossuth Ave, Utica, NY 13501
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  /4

  $7,900

  • Land
  • 3,201 Sq Ft
  • $107,483 per Acre

  0 Arnold Ave, Utica, NY 13502

  This cleared ready-to-build city lot offers endless possibilities! Spanning 40 x 80 feet, this parcel is situated in a prime location, just minutes from all the amenities you could need. With water, sewer, electricity, cable, and internet connections available at the street, it's a perfect spot for your next home or investment project. Conveniently located near popular restaurants, shopping

  Lou DeMichele Listing by eXp Realty

  

  0 Arnold Ave, Utica, NY 13502
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  /4

  $129,900

  $30K PRICE DROP

  • 6 Beds
  • 4,734 Sq Ft

  314 Nichols St, Utica, NY 13501

  Calling investors!!!! East Utica 6 Apartment Building with over 4,000 sq. feet of living space! Features 6 (2) bedroom apartments with newer roof and new windows. Property is being Sold As Is.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  314 Nichols St, Utica, NY 13501
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  /5

  $35,000

  • Land
  • 1.24 Acres
  • $28,271 per Acre

  00 Nob Rd, Utica, NY 13501

  A rare opportunity in the City of Utica—this expansive lot of over an acre is ready for your dream home! Perfectly situated at the peaceful end of Nob Rd, the property offers breathtaking views. Surrounded by distinguished homes in a serene setting, it provides the ideal blend of privacy and convenience. All utilities—water, gas, sewer, and electric—are available at the street, making it easier

  Mikhail Polkhovskiy Listing by Home Pro Realty

  

  00 Nob Rd, Utica, NY 13501
• 

  

  /20

  $160,000

  • 6 Beds
  • 2 Baths
  • 2,204 Sq Ft

  807 McVean St, Utica, NY 13502

  Seller-owner financing and land contract options available for qualified buyers! Great opportunity at 807 McVean Street in Utica. This 2-unit duplex offers two spacious apartments, each featuring 3 bedrooms, 1 full bathroom, living room, formal dining room, kitchen, and included oven/range and refrigerator. One unit is currently rented for $1,200/month, and the second unit is currently vacant but

  Mikhail Polkhovskiy Listing by Home Pro Realty

  

  807 McVean St, Utica, NY 13502
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  /11

  $106,900

  • 3 Beds
  • 1 Bath
  • 1,311 Sq Ft

  36 Ballantyne Brae, Utica, NY 13501

  Opportunity waits for this 3-bedroom, 1-bath bungalow with potential. A walk-up attic and full basement offer excellent expansion and storage possibilities, while the deep backyard and detached one-car garage/shed add everyday convenience. The main level features a living room with a fireplace and a formal dining room, providing a solid foundation for a warm and inviting living space. With the

  Amy Abdoo Listing by Dominion Homes

  

  36 Ballantyne Brae, Utica, NY 13501
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  /45

  $89,900

  $15K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,404 Sq Ft

  809 Jefferson Ave, Utica, NY 13501

  Affordable opportunity in East Utica! This 1400 square footage home offers excellent potential for both homebuyers or investors. Featuring 4 bedrooms, including 1 conveniently located on the first floor and 3 additional bedrooms upstairs. The layout provides flexibility and space. Recent updates include vinyl flooring and a newer hot water tank. This home was previously a multi family home and

  Jennifer Viti Listing by Howard Hanna Cny Inc

  

  809 Jefferson Ave, Utica, NY 13501
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  /23

  $99,000

  • 6 Beds
  • 2 Baths
  • 3,140 Sq Ft

  615 Saratoga St, Utica, NY 13502

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  615 Saratoga St, Utica, NY 13502
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  /39

  $159,900

  $9K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,760 Sq Ft

  809 Mulberry St, Utica, NY 13502

  West Utica bungalow updated in recent years featuring 4 bedrooms, kitchen, living room, dining room, and 1 full bath. Improvements include newer walls, doors, windows, roof, flooring, updated kitchen and bath, insulation, and furnace. Two-car garage. Move-in ready.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  809 Mulberry St, Utica, NY 13502
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  /20

  $155,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,726 Sq Ft

  1501 Kemble St, Utica, NY 13501

  Spacious and well-maintained 4-bedroom, 2 full bath home offering 1,700 sq ft of comfortable living space. The main level features the convenience of first-floor laundry and generously sized rooms throughout. Recent updates include newer siding, roof, and water heater, providing added value and peace of mind. With plenty of space to spread out and thoughtful improvements already completed, this

  Starry Lay Listing by Howard Hanna Cny Inc

  

  1501 Kemble St, Utica, NY 13501
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  /8

  $9,000

  • Land
  • 15,603 Sq Ft
  • $25,126 per Acre

  0 Nob Rd, Utica, NY 13501

  Opportunity awaits with this 0.36-acre wooded lot in the City of Utica, ideally located near the corner of South Park Drive and The Hills Drive. Nestled in a quiet setting with a partially wooded landscape, this parcel offers a great blend of privacy and convenience. Electric is available at the road and public water is accessible, making this a solid option for a future single-family build or

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  0 Nob Rd, Utica, NY 13501
• 

  

  /5

  $29,500

  • Land
  • 8,071 Sq Ft
  • $159,201 per Acre

  115 Southgate Rd, Utica, NY 13501

  Gas & Water at street.

  Paul Sacco Listing by Howard Hanna Cny Inc

  

  115 Southgate Rd, Utica, NY 13501
• 

  

  /5

  $29,500

  • Land
  • 8,071 Sq Ft
  • $159,201 per Acre

  113 Southgate Rd, Utica, NY 13501

  Gas & Water at street.

  Paul Sacco Listing by Howard Hanna Cny Inc

  

  113 Southgate Rd, Utica, NY 13501
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  /13

  $79,000

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,364 Sq Ft

  603 William St, Utica, NY 13502

  Single family with 4 bedrooms and 2 full baths. Can be used as investment as property is currently tenant occupied. Almost zero exterior maintenance required. Steps away from Munson Arts. Street parking only. Photos were taken prior to tenant move in. Rent is $1,011 ($711 paid by section 8, remained paid by tenant). Rent includes water. Property is being sold in as is condition.

  Merima Smajic Listing by Coldwell Banker Prime Properties

  

  603 William St, Utica, NY 13502
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  /18

  $130,000

  $29K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  316 Tilden Ave, Utica, NY 13501

  MAJOR PRICE ADJUSTMENT! What an amazing value for your money in Utica! This duplex consists of two units, one first floor and one second floor. Each unit offers 2 bedrooms, living room, dining room, eat-in kitchen, 1 full bath (with tub), and an enclosed porch. There are also laundry hookups in each unit. The lower apartment has a back deck as well. Public water & sewer make this a low

  Anna Storey Listing by Hunt Real Estate Era Cl

  

  316 Tilden Ave, Utica, NY 13501
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  /14

  $105,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,057 Sq Ft

  1610 Dudley Ave, Utica, NY 13501

  Maria McNiel Listing by Coldwell Banker Faith Properties

  

  1610 Dudley Ave, Utica, NY 13501
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  /35

  $159,000

  • 6 Beds
  • 2 Baths
  • 2,112 Sq Ft

  420 Bacon St, Utica, NY 13501

  Live in & Rent or add to your portfolio this Charming two-family home offering over 2,100 sq. ft. of living space, ample parking, and a low-maintenance yard. The interior welcomes you with a bright two-story foyer and features two well-laid-out units—each offering 3 bedrooms, 1 full bath, eat-in kitchens, spacious living rooms, and private porches. The property also includes a full basement with

  Lou DeMichele Listing by eXp Realty

  

  420 Bacon St, Utica, NY 13501
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  /4

  $99,900

  • 6 Beds
  • 4 Baths
  • 3,416 Sq Ft

  1601 Oneida St, Utica, NY 13501

  Calling all investors! 4-unit apartment building with great potential. Property needs remodeling and is being sold as-is. Excellent opportunity for investors looking for a value-add project or rental income property. Bring your vision and transform this multi-family property into a strong investment. Sold in as-is condition.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1601 Oneida St, Utica, NY 13501
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  /2

  $39,995

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  1003 Smith Place, Utica, NY 13501

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1003 Smith Place, Utica, NY 13501
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  /17

  $49,950

  • 2 Beds
  • 1.5 Baths
  • 1,024 Sq Ft

  10 Johnson Park, Utica, NY 13501

  Calling all investors! Bring your vision and hard work to bring this property back to life. Located in the heart of Johnson Park area in Utica, this property offers plenty of off street parking, a large spacious living area, enclosed front porch and a full basement! The property is in need of full rehab, but is priced accordingly. Sold as-is, cash only.

  Christen Adolfi Listing by Adolfi Real Estate, Inc.

  

  10 Johnson Park, Utica, NY 13501
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  /14

  $159,450

  • 3 Beds
  • 2 Baths
  • 1,318 Sq Ft

  1207 Whitesboro St, Utica, NY 13502

  Beautiful single-family home for sale in a rapidly growing neighborhood. This spacious property features three large bedrooms, two large bathrooms, a formal dining room, and a bright, inviting living area perfect for everyday living and entertaining. Step outside to a fully fenced backyard with plenty of space for gatherings, recreation, or future upgrades. Direct backyard access adds

  Joel Ruiz Listing by eXp Realty

  

  1207 Whitesboro St, Utica, NY 13502
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  /13

  $69,000

  $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  10601 Hulser Rd Unit 36, Utica, NY 13502

  Affordable, move-in ready living in the heart of the Mohawk Valley! This nearly new 2023 single-wide mobile home offers 3 bedrooms and 2 full baths in a well-maintained park located in the Town of Trenton within the Whitesboro School District. The open, functional layout features a bright living area, eat-in kitchen, first-floor primary bedroom, and convenient first-floor laundry. Appliances are

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  10601 Hulser Rd Unit 36, Utica, NY 13502
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  /9

  $55,000

  $5K PRICE DROP

  • Land
  • 1.24 Acres
  • $44,355 per Acre

  7169 State Route 8, Utica, NY 13502

  Great opportunity to own 1.24 acres in a peaceful, semi-rural setting just outside of Deerfield. This listing includes three separate tax parcels being sold together, —offering an excellent opportunity for renovation, repurposing, or new construction. The lot features a small cabin-style structure, a utility shed, and several additional workshop or storage buildings, some of which may be

  Brandon Mosher Listing by River Hills Properties LLC Lf

  

  7169 State Route 8, Utica, NY 13502

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