Warren County OH 2-Story Homes for Sale

• 

  

  

  /8

  $674,900 New Construction

  • 3 Beds
  • 2 Baths
  • 2,457 Sq Ft

  45 Ed Knoll Bend, Springboro, OH 45066

  New construction in the beautiful Wadestone community, featuring the stunning Charles design. This unique plan offers 3 bedrooms 2 full baths, and 1 half baths. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite is on its own level and features a

  Fischer Homes Builder

  45 Ed Knoll Bend, Springboro, OH 45066
• 

  

  

  /13

  $764,476 New Construction

  • 5 Beds
  • 4 Baths
  • 3,615 Sq Ft

  39 Glasgow St, Springboro, OH 45066

  The Nicholas is a beautiful 2-story, 4-bedroom, 2.5-bath home with a bonus room. This floorplan includes a 2-car side-load garage and a variety of exterior elevation options to choose from. The Nicholas comes with distinct design features that give you options to build it how you want. From a butler's pantry to a Jack-and-Jill bathroom or a first-floor bed / bath, you have tons of options to

  M/I Homes Builder

  39 Glasgow St, Springboro, OH 45066
• 

  

  

  /9

  $782,115 Open Sat 12PM - 4PM

  • 4 Beds
  • 3.5 Baths
  • 5,167 Sq Ft

  2323 Trail View Unit 8582, Turtle Creek Township, OH 45036

  Located in our Parkside Community, designed to elevate your lifestyle with a wealth of amenities, this elegant traditional home offering over 3,500 square feet of thoughtfully designed living space is ideal for entertaining. 4 bed 3 full baths and a powder room, the Nicholas model by M/I Homes is tailored for modern lifestyles, it blends timeless architectural detail with open floor plan and

  Dan Tartabini New Advantage Ltd

  2323 Trail View Unit 8582, Turtle Creek Township, OH 45036
• 

  

  

  /10

  $501,795 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,433 Sq Ft

  52 Chestnut St, Springboro, OH 45066

  The Queensworth is a beautifully designed new construction home offering 2,433 square feet of modern living space, ideal for buyers searching for new homes in Carlisle, Wilmington, Trenton, or West Chester Township. With 4 bedrooms and 2.5 bathrooms, this two-story layout provides both space and versatility.The main level features 9-foot ceilings and an open kitchen with island and walk-in pantry

  Cristo Homes Builder

  52 Chestnut St, Springboro, OH 45066
• 

  

  

  /15

  $812,791 Open Sat 12PM - 4PM

  • 4 Beds
  • 3.5 Baths
  • 5,487 Sq Ft

  2445 Trail View Unit 8593, Turtle Creek Township, OH 45036

  Located in our Parkside Community, designed to elevate your lifestyle with a wealth of amenities, this elegant traditional home offering over 3,700 square feet of thoughtfully designed living space is ideal for entertaining. 4 bed 3 full baths and a powder room, the Ainsley II model by M/I Homes is tailored for modern lifestyles, it blends timeless architectural detail with open floor plan and

  Dan Tartabini New Advantage Ltd

  2445 Trail View Unit 8593, Turtle Creek Township, OH 45036
• 

  

  /26

  $633,676 Open Sat 12PM - 4PM

  • 5 Beds
  • 3 Baths
  • 2,964 Sq Ft

  230 Tilly Ct Unit 4, Springboro, OH 45066

  Nestled in a scenic setting Bailey Farm, is in a highly anticipated neighborhood blending peaceful surroundings, and convenient access to everyday destinations. The stunning Dillon model by M/I Homes is brand new construction! This inviting traditional home features a well laid floor plan with designer features. 2 story home with 4 spacious bedrooms on 2nd floor and a first floor guest suite.

  Dan Tartabini New Advantage Ltd

  230 Tilly Ct Unit 4, Springboro, OH 45066
• 

  

  /10

  $614,490 Open Sat 12PM - 4PM

  • 4 Beds
  • 2.5 Baths
  • 2,642 Sq Ft

  250 Tilly Ct Unit 6, Springboro, OH 45066

  Nestled in a scenic setting Bailey Farm, is in a highly anticipated neighborhood blending peaceful surroundings, and convenient access to everyday destinations. The stunning Cooke model by M/I Homes is brand new construction! This inviting traditional home features a well laid floor plan with designer features. 2 story home with 4 spacious bedrooms on the 2nd floor. Solid surface counters and SS

  Dan Tartabini New Advantage Ltd

  250 Tilly Ct Unit 6, Springboro, OH 45066
• 

  

  /10

  $476,960 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,114 Sq Ft

  58 Chestnut St, Springboro, OH 45066

  The Solstice combines modern design and everyday functionality in a spacious new construction home offering 2,114 sq. ft. of living space. With 4 bedrooms and 2.5 bathrooms, this plan is ideal for buyers seeking new homes in Carlisle, Wilmington, or Trenton, OH.The first floor features 9-foot ceilings and an open kitchen with a large island and walk-in pantry that flows seamlessly into the great

  Cristo Homes Builder

  58 Chestnut St, Springboro, OH 45066
• 

  

  /15

  $480,670 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,254 Sq Ft

  46 Chestnut St, Springboro, OH 45066

  This stunning home offers 4 bedrooms and 2.5 bathrooms, featuring 9-foot ceilings on the first floor that create an open and inviting atmosphere. The modern kitchen includes an island and a walk-in pantry, flowing seamlessly into a spacious 19x16 great room with ample wall space and an optional fireplace. A convenient study and powder room are located just off the entry, while optional built-in

  Cristo Homes Builder

  46 Chestnut St, Springboro, OH 45066
• 

  

  /12

  $628,251 Open Sat 12PM - 4PM

  • 5 Beds
  • 3.5 Baths
  • 2,875 Sq Ft

  240 Tilly View, Springboro, OH 45066

  Bailey Farm is a highly anticipated neighborhood blending peaceful surroundings, convenient access to everyday destinations, and an array of home designs to fit every lifestyle in Springboro Schools.The stunning Hampton model by M/I Homes is brand new construction! This inviting traditional home features a well laid floor plan with designer features. 2 story home with 4 spacious bedrooms. Solid

  Dan Tartabini New Advantage, LTD

  

  240 Tilly View, Springboro, OH 45066
• 

  

  /8

  $657,957 Open Sat 12PM - 4PM

  • 5 Beds
  • 3 Baths
  • 3,340 Sq Ft

  275 Tilly Ct Unit 12, Springboro, OH 45066

  Nestled in a scenic setting Bailey Farm, is in a highly anticipated neighborhood blending peaceful surroundings, and convenient access to everyday destinations. The stunning Fairview model by M/I Homes is brand new construction! This inviting traditional home features a well laid floor plan with designer features. 2 story home with 4 spacious bedrooms on 2nd floor and a first floor guest suite.

  Dan Tartabini New Advantage Ltd

  275 Tilly Ct Unit 12, Springboro, OH 45066
• 

  

  /18

  $628,251 Open Sat 12PM - 4PM

  • 5 Beds
  • 3.5 Baths
  • 2,875 Sq Ft

  240 Tilly Ct Unit 5, Springboro, OH 45066

  Nestled in a scenic setting Bailey Farm, is in a highly anticipated neighborhood blending peaceful surroundings, and convenient access to everyday destinations. The stunning Hampton model by M/I Homes is brand new construction! This inviting traditional home features a well laid floor plan with designer features. 2 story home with 4 spacious bedrooms on 2nd floor and a first floor guest suite.

  Dan Tartabini New Advantage Ltd

  240 Tilly Ct Unit 5, Springboro, OH 45066
• 

  

  /20

  $557,995 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,832 Sq Ft

  Tolbert Plan at Bailey Farm, Springboro, OH 45066

  The Tolbert is one of our newest home designs with a first floor owner's retreat. This open floorplan is over 2,800 square feet with 3 bedrooms, loft or 4th bedroom, and 2.5 baths. The open kitchen/family room features 12' ceiling height with a large center island - a great area to entertain with family and friends.

  M/I Homes Builder

  6821 Red Lion 5 Points Rd Unit 39792593, Springboro, OH 45066
• 

  

  /3

  $1,390,870 New Construction

  • 4 Beds
  • 6 Baths
  • 4,953 Sq Ft

  2412 Trail View, Lebanon, OH 45036

  Step inside the Monroe model home at our Parkside community in Lebanon, Ohio and experience a spacious, show-stopping design that balances everyday comfort with a wow factor at every turn. From the curb, this home makes a bold first impression with dramatic mixed exterior materials—dark brick, light stone accents, and striking contrast details—paired with a welcoming covered entry and polished

  M/I Homes Builder

  2412 Trail View, Lebanon, OH 45036
• 

  

  /25

  $812,791 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,783 Sq Ft

  2445 Trail View, Turtle Creek Township, OH 45036

  Parkside is a new master planned community w/ pool, pickle ball courts, dog park, clubhouse, play area, 60 acre park, walking & biking paths and so much more in Lebanon schools. Something for all in this vibrant community. This elegant traditional home over 3,700 square feet of thoughtfully designed living space is ideal for entertaining. 4 bed 3 full baths and a powder room, the Ainsley II model

  Dan Tartabini New Advantage, LTD

  

  2445 Trail View, Turtle Creek Township, OH 45036
• 

  

  /17

  $338,970 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,680 Sq Ft

  6448 Cooper Grace Ln, Morrow, OH 45152

  Check out this Featured Home with over $19,000 in savings! Enjoy upgrades like LVP flooring, stainless steel appliances, upgraded cabinets, composite deck & much more! Open House this Saturday & Sunday from 1-4pm. Little Miami School's best-priced new homes with basements and appliances at no extra cost, and scenic wooded homesites. The Birch single-family home offers space and style. Enter

  Ryan Homes Builder

  6448 Cooper Grace Ln, Morrow, OH 45152
• 

  

  /14

  $433,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,114 Sq Ft

  Solstice Plan at Clearview Crossing, Springboro, OH 45066

  The Solstice combines modern design and everyday functionality in a spacious new construction home offering 2,114 sq. ft. of living space. With 4 bedrooms and 2.5 bathrooms, this plan is ideal for buyers seeking new homes in Carlisle, Wilmington, or Trenton, OH.The first floor features 9-foot ceilings and an open kitchen with a large island and walk-in pantry that flows seamlessly into the great

  Cristo Homes Builder

  40 Chestnut St Unit 39694308, Springboro, OH 45066
• 

  

  /12

  $418,700 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,873 Sq Ft

  Silverstone Plan at Clearview Crossing, Springboro, OH 45066

  The Silverstone is a versatile new construction home offering 1,873 sq. ft. of comfortable living space across two stories. With 4 bedrooms and 2.5 bathrooms, this floor plan is ideal for families searching for new homes in Carlisle, Wilmington, or Trenton, OH.The main level features 9-foot ceilings and an open kitchen with an island and pantry that flows into a large great roomperfect for

  Cristo Homes Builder

  40 Chestnut St Unit 39694306, Springboro, OH 45066
• 

  

  /10

  $465,800 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,433 Sq Ft

  Queensworth Plan at Clearview Crossing, Springboro, OH 45066

  The Queensworth is a beautifully designed new construction home offering 2,433 square feet of modern living space, ideal for buyers searching for new homes in Carlisle, Wilmington, Trenton, or West Chester Township. With 4 bedrooms and 2.5 bathrooms, this two-story layout provides both space and versatility.The main level features 9-foot ceilings and an open kitchen with island and walk-in pantry

  Cristo Homes Builder

  40 Chestnut St Unit 39694305, Springboro, OH 45066
• 

  

  /16

  $434,600 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,254 Sq Ft

  Magellan Plan at Clearview Crossing, Springboro, OH 45066

  This stunning home offers 4 bedrooms and 2.5 bathrooms, featuring 9-foot ceilings on the first floor that create an open and inviting atmosphere. The modern kitchen includes an island and a walk-in pantry, flowing seamlessly into a spacious 19x16 great room with ample wall space and an optional fireplace. A convenient study and powder room are located just off the entry, while optional built-in

  Cristo Homes Builder

  40 Chestnut St Unit 39694297, Springboro, OH 45066
• 

  

  /13

  $422,600 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,156 Sq Ft

  Edenwood Plan at Clearview Crossing, Springboro, OH 45066

  The Edenwood offers thoughtful design and modern comfort in one of Cristo Homes most popular new construction floor plans, available in communities throughout Carlisle, Wilmington and Trenton. With 4 bedrooms, 2.5 baths, and 2,156 square feet, this home is ideal for growing families or buyers searching for affordable new homes near Cincinnati, OH.The first floor features 9-foot ceilings and an

  Cristo Homes Builder

  40 Chestnut St Unit 39694293, Springboro, OH 45066
• 

  

  /17

  $467,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,680 Sq Ft

  Caraway Plan at Clearview Crossing, Springboro, OH 45066

  The Caraway offers spacious, upscale living in a beautifully designed new construction home, perfect for families seeking more room and modern amenities in Carlisle, Wilmington, West Chester Township and Trenton. With 4 bedrooms, 2.5 baths, and 2,680 square feet, this plan delivers the ideal balance of openness and functionality.The main floor boasts 9-foot ceilings and an impressive 3-car

  Cristo Homes Builder

  40 Chestnut St Unit 39694292, Springboro, OH 45066
• 

  

  /9

  $472,600 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,798 Sq Ft

  Kingsmark Plan at Clearview Crossing, Springboro, OH 45066

  This thoughtfully designed home offers a versatile and open layout perfect for modern living. The open kitchen features a large island and walk-in pantry, flowing seamlessly into a spacious great room with optional fireplace and transom windows that fill the space with natural light. A mudroom off the garage includes a storage closet and optional cubbies for organized convenience. Just off the

  Cristo Homes Builder

  40 Chestnut St Unit 39694288, Springboro, OH 45066
• 

  

  /40

  $739,900 New Construction

  • 5 Beds
  • 4.5 Baths
  • 3,079 Sq Ft

  205 Dan Haven Place, Springboro, OH 45066

  Experience the pinnacle of modern living in this new Contemporary Blair Model home by Fischer Homes, thoughtfully designed for comfort, style, and grand entertaining. Sunlight streams through expansive picture windows, illuminating an open floor plan that effortlessly connects each living space. The versatile front room offers endless possibilities, easily transforming into an elegant living

  Kali Spirtos Howard Hanna Real Estate Serv

  205 Dan Haven Place, Springboro, OH 45066
• 

  

  /17

  $666,995 New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,535 Sq Ft

  Keating Plan at Parkside at Lebanon - Parkside, Lebanon, OH 45036

  The Keating is a wonderful addition to our floorplans, designed with luxury and function in mind. The exterior options offer wonderful designer details that set this home apart. Step into this 3,535 to 5,736 square foot home and enjoy the magnificent two-story foyer area with a cascading staircase. Contact us today to learn more about this floorplan!

  M/I Homes Builder

  1748 Ohio 63 Lebanon Oh 45036 St Unit 39672691, Lebanon, OH 45036
• 

  

  /16

  $596,995 New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,313 Sq Ft

  Fairview Plan at Parkside at Lebanon - Parkside, Lebanon, OH 45036

  The Fairview is a 2-story craftsman style floor plan that includes 4 -5 bedrooms and 2 and a half baths. It also includes a den, formal dining room, upstairs laundry room, and loft area with an optional 5th bedroom.

  M/I Homes Builder

  1748 Ohio 63 Lebanon Oh 45036 St Unit 39672690, Lebanon, OH 45036
• 

  

  /17

  $581,995 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,865 Sq Ft

  Hampton Plan at Parkside at Lebanon - Parkside, Lebanon, OH 45036

  Welcome to the Hampton! This spacious 2-story floorplan was designed with comfort, convenience, and style in mind.

  M/I Homes Builder

  1748 Ohio 63 Lebanon Oh 45036 St Unit 39672689, Lebanon, OH 45036
• 

  

  /15

  $685,995 New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,852 Sq Ft

  Monroe Plan at Parkside at Lebanon - Parkside, Lebanon, OH 45036

  Make the Monroe yours today! This new construction home is great for entertaining, offering a spacious open floorplan. Featuring 4 bedrooms plus a spacious loft on the second floor overlooking the 2-story family room, you’ll love everything the Monroe has to offer.

  M/I Homes Builder

  1748 Ohio 63 Lebanon Oh 45036 St Unit 39672687, Lebanon, OH 45036
• 

  

  /22

  $557,995 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,624 Sq Ft

  Cooke Plan at Parkside at Lebanon - Parkside, Lebanon, OH 45036

  The Cooke design is a 2-story home featuring 4 bedrooms, 2.5 baths, and offers 4 different front elevation choices. This unique first floor design offers a rear staircase and a large family room that is paired with the kitchen to make both daily life and entertaining easy!

  M/I Homes Builder

  1748 Ohio 63 Lebanon Oh 45036 St Unit 39672688, Lebanon, OH 45036
• 

  

  /21

  $626,995 New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,175 Sq Ft

  Ainsley II Plan at Parkside at Lebanon - Parkside, Lebanon, OH 45036

  This gorgeous 2-story floorplan includes multiple exterior elevations. The Ainsley II has many distinct offerings, allowing you to customize it in many different ways. The standard layout includes a 3-car garage, a dining room, an open great room / kitchen, and a den tucked back in its own area.

  M/I Homes Builder

  1748 Ohio 63 Lebanon Oh 45036 St Unit 39672686, Lebanon, OH 45036
• 

  

  /15

  $449,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,035 Sq Ft

  82 Chestnut St, Springboro, OH 45066

  Brand-new Rockford by Maronda Homes in the desirable Clearview Crossing! This to-be-built 4-bed, 2.5-bath home offers 2,117 sq ft with a full unfinished basement on a low maintenance homesite. Features include 9' ceilings, open-concept living, luxury vinyl plank flooring, 42'' cabinets, a kitchen island, granite countertops, pantry, smart home features and a resort-style Owner's Suite. Craftsman

  Kristina Wolf New Home Star Ohio, LLC

  

  82 Chestnut St, Springboro, OH 45066
• 

  

  /4

  $529,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,827 Sq Ft

  15 Magnolia Ln, Springboro, OH 45066

  Brand-new Carlisle by Maronda Homes in the desirable Clearview Crossing! This to-be-built 4-bed, 2.5 bath, 3 car tandem garage home offers 2,827 sq ft with a full unfinished basement on a low maintenance homesite. Features include 9’ ceilings, open concept living, luxury vinyl plank flooring, Chef's Kitchen with 42” cabinets, a kitchen island with seating, quartz countertops, wall oven, 36" gas

  Kristina Wolf New Home Star Ohio LLC

  15 Magnolia Ln, Springboro, OH 45066
• 

  /2

  $699,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,086 Sq Ft

  1159 Wayfarers Way, Lebanon, OH 45036

  Stunning Multi-level Plan with Four Bedrooms. The Alden presents open, spacious living in a plan designed with your needs in mind. From the open foyer, you'll view a flex room that can be used as a private home office or formal dining room. An open arrangement of the two-story family room with corner fireplace, kitchen with generous serving island, and dining area is a great space for relaxing or

  Drees Homes Builder

  1159 Wayfarers Way, Lebanon, OH 45036
• 

  /2

  $669,900 New Construction

  • 4 Beds
  • 4 Baths
  • 3,392 Sq Ft

  1143 Wayfarers Way, Lebanon, OH 45036

  Popular 4 Bedroom 2-story Home. Open space and clean, modern lines define the Quentin. Upon entering the home from its full covered front porch, you will discover a nicely-sized home office located just off the main foyer that is perfect for those work from home days. On the opposite side of the foyer, a formal dining room presents the perfect spot for those special dinners with family and

  Drees Homes Builder

  1143 Wayfarers Way, Lebanon, OH 45036
• 

  

  /6

  $943,995 New Construction

  • 4 Beds
  • 4.5 Baths
  • 4,585 Sq Ft

  Ellsworth Plan at Longmeadow Estates, Lebanon, OH 45036

  The Ellsworth is one of our largest plans. This house has everything you could want in a home! The first floor features a study, formal dining room, den, and breakfast area. The huge kitchen has two islands and a large pantry. The family room offers plenty of natural light and an optional coffered ceiling.

  M/I Homes Builder

  4730 N Greentree Rd Unit 39586077, Lebanon, OH 45036
• 

  

  /16

  $873,995 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,353 Sq Ft

  Bethany Plan at Longmeadow Estates, Lebanon, OH 45036

  The second floor has loads of choices for whatever space you need. Two large bedrooms with a loft are the standard layout, with the option to add a fourth and fifth bedroom. The loft overlooks the entry and large great room, as well as provides a stunning environment to finish homework or relax and read your favorite novel. Fall in love with the Bethany.

  M/I Homes Builder

  4730 N Greentree Rd Unit 39586081, Lebanon, OH 45036
• 

  

  /33

  $514,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,429 Sq Ft

  920 Pondside Ln, Morrow, OH 45152

  Well-designed 4 Bedroom, 2.5 Bath Two-story Home. When you step inside the Ashton from the large covered front porch, you will view a welcoming foyer with a unique alcove flanked by two cloak closets. The formal dining room lets you entertain with ease. Beyond the foyer, a central living area includes an open family room, casual dining space and a well-equipped kitchen. And you will appreciate

  Drees Homes Builder

  920 Pondside Ln, Morrow, OH 45152
• 

  

  /34

  $544,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,436 Sq Ft

  5004 Ross Ridge, Morrow, OH 45152

  Well-designed 4 Bedroom, 2.5 Bath Two-story Home. Step inside the popular Ashton and view a welcoming foyer with a unique alcove flanked by two cloak closets. The formal dining room lets you entertain with ease. Beyond the foyer, a central living area includes an open family room, casual dining space and a well-equipped kitchen. And you will appreciate having a first floor laundry room. Upstairs,

  Drees Homes Builder

  5004 Ross Ridge, Morrow, OH 45152
• 

  

  /34

  $689,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,238 Sq Ft

  714 Tollhouse Blvd, Lebanon, OH 45036

  Stunning Multi-level 4 Bedroom, 2.5 Bath Home. The Alden presents open, spacious living in a plan designed with your needs in mind. From the open foyer, view a flex room that can be used as a private home office or an elegant formal dining room. An open arrangement of the two-story family room with corner fireplace, kitchen with generous serving island, and dining area is a great space for

  Drees Homes Builder

  714 Tollhouse Blvd, Lebanon, OH 45036
• 

  

  /36

  $694,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,944 Sq Ft

  743 Tollhouse Blvd, Lebanon, OH 45036

  Inviting 4 Bedroom, 2.5 Bath 2-story Home. The Buchanan offers a spacious, light-filled layout with amazing formal and informal spaces. Upon entering the foyer, view a private home office with French doors and an elegant formal dining room. Beyond the foyer is an open arrangement of the well-equipped kitchen, breakfast room and two-story family room with an impressive fireplace. Head up to the

  Drees Homes Builder

  743 Tollhouse Blvd, Lebanon, OH 45036

Showing Results 321 - 360, Page 9 of 12