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Studio Apartment for Rent in Waterford, CA

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    $1,350 Per Month

    • Studio
    • 1 Bath
    • Condo for Rent

    101 Church St Unit 1, Waterford, CA 95386

    ***WATERFORD***ADORABLE STUDIO*** STUDIO FOR RENT AVAILABLE NOW! UPDATED STUDIO APARTMENT, NOW AVAILABLE FOR IMMEDIATE OCCUANCY. THIS RESIDENCE HAS BEEN THOUGHTFULLY REMODELED.. CLOSE TO SHOPPING IN GROWING COMMUNITY OF WATERFORD. KEY FEATURES: FRESHLY PAINTED WALLS AND NEW HIGH-GRADE FLOORING THROUGHOUT, CUSTOM TILED WALK IN SHOWER IN BATHROOM EFFICIENT SPLIT

    101 Church St Unit 1, Waterford, CA 95386

Why Live in Waterford

Waterford, CA, located on the banks of the Tuolumne River, is known for its rural charm and outdoor attractions. It offers quick access to Turlock Lake and Modesto Reservoir, ideal for swimming and jet skiing. Waterford features New Traditional, Craftsman, and stucco ranch-style homes, typically priced below the national average, attracting young families seeking affordability and space. The Waterford Unified School District serves the community, with highly rated schools such as Waterford Junior High and Waterford High School. Residents enjoy a variety of local amenities, including the Pioneer Market, local convenience stores and dining options. Popular restaurants include Cathy's Coffee Shop and Su Casita. Outdoor enthusiasts can explore the 4-mile Tuolumne River Parkway or visit River Park for kayaking. Beard Park in the town center offers a skate park, athletic fields and a dog park. Waterford is a bedroom community for Modesto, with many residents commuting to work in nearby towns. State Route 132, or Yosemite Boulevard, is the main thoroughfare, and the StanRTA bus provides public transit. Downtown Modesto is about 13 miles away, and the Stockton Metropolitan Airport is less than an hour's drive. The community hosts various family events and festivals, including a Christmas parade and the Stanislaus County Fair in nearby Turlock, fostering a friendly, community-oriented atmosphere.

Frequently Asked Questions

How much does it cost to rent a home in Waterford, CA?
The median rent for a home in Waterford, CA is $1,775 per month, though prices vary by neighborhood, size, and property type. As of September 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Waterford, CA?
To comfortably afford the median rent in Waterford, CA, a household needs to earn roughly $71,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,775 per month in Waterford, CA, renters typically need to show $5,325 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Waterford, CA?
In Waterford, CA, the price-to-rent ratio is 21.8, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$1,775
Median Single Family Home Rent
$2,200
Median Condo Rent
$1,350
How to Rent a Home