1,623

Homes for Sale near Hosmer

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  • /9

    $335,000

    • 1 Bed
    • 1 Bath
    • 306 Sq Ft

    1564 Commonwealth Ave Unit 3, Boston, MA 02135

    Completely renovated raised first floor studio in highly desirable Washington Square Condo Association with separate kitchen and bath. This courtyard-facing unit with high ceilings and freshly refinished hardwood floors features new recessed lighting, fan and new windows throughout. Windowed kitchen has quartz countertops, new appliances including gas range/stove, microwave, fridge and disposal

    Miro Fitkova Fitkova Realty Group

    1564 Commonwealth Ave Unit 3, Boston, MA 02135
  • /33

    $899,000

    • 3 Beds
    • 2.5 Baths
    • 2,457 Sq Ft

    110 Bigelow St, Brighton, MA 02135

    New Price ! Desirable Oak Square neighborhood! A welcoming side entrance colonial with sunlit rooms, period charm and nestled on a large .26 acre lot with generous off street parking. Enter through a classic porch with haint blue beadboard ceiling, perfect for relaxing on. Living room and dining room are divided by beautiful French doors and accented with bay windows. Updated eat in kitchen

    Kristin Santagati Coldwell Banker Realty - Belmont

    110 Bigelow St, Brighton, MA 02135
  • /21

    $499,000

    • 2 Beds
    • 1 Bath
    • 861 Sq Ft

    159 Harvard St Unit 1R, Medford, MA 02155

    Location, location! Here’s your chance to snag a spot in one of Medford’s hottest neighborhoods. This stunning condo puts you just a stone's throw away from transportation, trendy eateries, and shops. This beautifully maintained condo in the sought-after Tufts area is mere steps from Somerville and just 3/4 of a mile from the Medford/Tufts Greenline. Hosting friends and family will be a breeze

    The Murphy Group Lexington William Raveis R.E. & Home Services

    159 Harvard St Unit 1R, Medford, MA 02155
  • /41

    $1,025,000

    • 4 Beds
    • 2 Baths
    • 2,160 Sq Ft

    14 N Beacon Ct, Watertown, MA 02472

    Location...Location...Location... This commuters dream two family is just minutes away from Watertown Square, Express bus to Boston, Masspike and Storrow drive.It features a townhouse style layout for each unit on three levels. Both units have modern kitchen and baths, two bedrooms and a walk up attic. Unit 14 has a den or office on third floor while 16 has an additional room that just needs

    Anthony Susi Realty Executives

    14 N Beacon Ct, Watertown, MA 02472
  • /23

    $825,000

    • 2 Beds
    • 1 Bath
    • 1,128 Sq Ft

    59 Ackers Ave Unit 1, Brookline, MA 02445

    Experience the best of classic charm and modern convenience in this beautifully appointed 2-bedroom condo. As you enter, a spacious foyer with a coat closet provides a stylish and functional welcome. High ceilings and recessed lighting enhance the bright, open floor plan, which includes a sun-drenched living room and a dedicated dining area. The generous kitchen is a home chef's dream, boasting

    Michael Stein Redfin Corp.

    59 Ackers Ave Unit 1, Brookline, MA 02445
  • /29

    $8,450,000

    • 7 Beds
    • 5.5 Baths
    • 6,360 Sq Ft

    15 Hubbard Park Rd, Cambridge, MA 02138

    Nestled on a peaceful street in the heart of Harvard Square, this exquisite home exudes elegance and sophistication with thoughtfully designed finishes that seamlessly blends luxury and comfort. The open layout fows effortlessly between the living, dining, and family spaces, ideal for both everyday living and entertaining. The chef’s kitchen is a culinary masterpiece, featuring top appliances and

    Maggie Gold Seelig MGS Group Real Estate LTD

    15 Hubbard Park Rd, Cambridge, MA 02138
  • /23

    $1,050,000

    • 2 Beds
    • 2 Baths
    • 1,225 Sq Ft

    71 Fulkerson St Unit 206, Cambridge, MA 02141

    Stylish loft-inspired 2-bedroom, 2-bath condo, ideally located near Kendall Square. This second-floor home features 15-foot ceilings and a spacious living area with stunning floor-to-ceiling windows. The open-concept layout includes a generous living room, a comfortable dining space, and an updated kitchen with granite countertops and stainless steel appliances .Designed for privacy and

    Barbara Currier Coldwell Banker Realty - Cambridge

    71 Fulkerson St Unit 206, Cambridge, MA 02141
  • /25

    $550,000

    • 1 Bed
    • 1 Bath
    • 765 Sq Ft

    99 Pond Ave Unit 608, Brookline, MA 02445

    Bright one-bedroom, one-bath condo with tree-top views, updated kitchen and bath, and new flooring throughout. Enjoy the convenience of a dedicated parking space plus resort-style amenities including pool, tennis courts, concierge, and on-site supers. Move-in ready in a professionally managed building close to shops, dining, and transportation. Welcome Home.

    Joan Solomont Coldwell Banker Realty - Brookline

    99 Pond Ave Unit 608, Brookline, MA 02445
  • /24

    $529,000

    • 2 Beds
    • 2 Baths
    • 1,195 Sq Ft

    235 Winthrop St Unit 1111, Medford, MA 02155

    Priced to sell. Great opportunity to own this spacious 2 BD 2 Bath 1195 square foot first floor unit at the Regal that comes with 2 coveted parking spaces. As you walk in to the unit you have 2 hall closets and then enter to the open concept living /dining room and a spacious kitchen. Sliding glass doors off the living room lead to one of 2 screened in balconies. Large master bedroom has a

    Peter Phillips Century 21 North East

    235 Winthrop St Unit 1111, Medford, MA 02155
  • /26

    $749,000

    • 1 Bed
    • 1 Bath
    • 713 Sq Ft

    375 Canal St Unit 908, Somerville, MA 02145

    Be in the middle of it all! Welcome to Alloy Condominiums in Assembly Row, where sleek, modern design meets top-tier service. This fully concierge building offers unparalleled access to the city’s best restaurants, shopping, and transportation. Step into this stunning high-ceiling unit featuring floor-to-ceiling windows, a contemporary kitchen with an island and seating, and a private balcony

    Henry Choi Real Broker MA, LLC

    375 Canal St Unit 908, Somerville, MA 02145
  • /6

    $6,995,000 Open Thu 3:30PM - 6PM

    • 3 Beds
    • 3.5 Baths
    • 3,757 Sq Ft

    323 Commonwealth Ave Unit 1, Boston, MA 02115

    Welcome to Unit 1 at Hayden Place – an exceptional opportunity in Back Bay’s newest brownstone revival. This expansive triplex offers over 3,700 square feet of living space and is located on the sunny side of Commonwealth Avenue. This carefully crafted 3-bedroom, 4-bathroom residence includes two living areas, two private parking spots, and showcases top-tier finishes such as custom cabinetry,

    ryan taylor Fortune RE

    323 Commonwealth Ave Unit 1, Boston, MA 02115
  • /40

    $1,225,000

    • 4 Beds
    • 2 Baths
    • 2,422 Sq Ft

    59-61 Gilbert Rd, Belmont, MA 02478

    Classic Belmont Two Family walking distance to Cushing Square and Bus Line to Cambridge. Large Sunny rooms with natural woodwork and charming hardwood floors. Excellent flexibility as rentals or ideal for owner occupant. Large kitchens with pantry areas. Front and back porches. New paint on first floor. Second floor has new gas furnace.Updated vinyl replacement windows. Walk up attic offers great

    Dana Ingram Ingram Realty Co.

    59-61 Gilbert Rd, Belmont, MA 02478
  • /34

    $2,495,000

    • 3 Beds
    • 3.5 Baths
    • 2,500 Sq Ft

    31 Highland Unit 1, Brookline, MA 02446

    Stunning just-completed luxury townhome in the heart of Brookline. Featuring a private elevator that takes you from the street-level garage directly to every level of your home, providing unparalleled convenience and privacy. This spacious residence boasts an open floor plan, natural light, custom high-end finishes, and private outdoor space perfect for relaxing or entertaining. Enjoy proximity

    Allison Blank Compass

    31 Highland Unit 1, Brookline, MA 02446
  • /24

    $849,900

    • 4 Beds
    • 2 Baths
    • 1,829 Sq Ft

    212 River St Unit 2, West Newton, MA 02465

    Welcome to 212-214 River Street in West Newton. This spacious two-level condominium offers 4 bedrooms & 2 full baths within a classic two-family style home. Filled with natural light from abundant windows, the interior showcases charm, character, gleaming hardwood floors, and period details throughout. The main level features a cozy living room that flows into the formal dining room & an upgraded

    Valerie Wastcoat Coldwell Banker Realty - Newton

    212 River St Unit 2, West Newton, MA 02465
  • /37

    $749,900

    • 3 Beds
    • 1.5 Baths
    • 1,224 Sq Ft

    98 Seminole Ave, Waltham, MA 02451

    Stunning, fully renovated home in the heart of Hardy Pond! Located in Waltham’s premier Lakeview neighborhood, this 3 bed, 2 baths residence boasts a brand new exterior w/ white vinyl fencing, fresh siding, & new roof, paired w/ an updated interior featuring updated baths (incl. 1st FL w/ washer/dryer) & new kitchen. Backyard is great for pets & gatherings. New Kitchen w/ granite, range,

    Wolfgang Burger Gibson Sotheby's International Realty

    98 Seminole Ave, Waltham, MA 02451
  • /37

    $2,098,000

    • 6 Beds
    • 3.5 Baths
    • 3,943 Sq Ft

    1801 Beacon St, Waban, MA 02468

    New Improved Price! Desirable Waban! This 6 bedroom 3 1/2 bathroom slate roof Colonial home is in a prime Angier School neighborhood and just down the street from Waban Square shops and MBTA, and perfect for commuters, as it is convenient to the Mass Pike and Rte 128. This gracious home features a first floor family room which has a separate entrance to a lovely large level yard, a beautiful

    Bruce Kirkcaldy Coldwell Banker Realty - Newton

    1801 Beacon St, Waban, MA 02468
  • /8

    $2,995,000

    • 7 Beds
    • 4 Baths
    • 4,214 Sq Ft

    1623-1625 Centre St, Newton, MA 02461

    Rarely available three-family in ultra desirable prime Newton Highlands locations steps to the best of shopping, dining and the MBTA Green Line. Over 7,400 sf of prime land located in Newton's newly passed VC2 Village Center zoning which has a goal of encouraging the creation of higher-density village multifamily housing by reducing setback and lot coverage requirements and allowuing up to 3.5

    Todd Glaskin Coldwell Banker Realty - Newton

    1623-1625 Centre St, Newton, MA 02461
  • /27

    $849,900

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    39 Chester St, Arlington, MA 02476

    Set on a serene, tree-lined side street, 39 Chester Street delivers the best of Arlington living. This well-built 3 bed, 2 bath home has good bones and classic charm, with a timeless structure ready for your personal updates. Inside you’ll find generous, light-filled rooms, hardwood floors, and a layout that invites creativity and flow. Outside, sidewalks and the welcoming residential feel of the

    Ed Greable Keller Williams Realty Boston Northwest

    39 Chester St, Arlington, MA 02476
  • /41

    $1,850,000

    • 11 Beds
    • 4 Baths
    • 4,491 Sq Ft

    147 - 149 Pearl, Somerville, MA 02145

    Discover a rare opportunity to own a beautifully maintained owner-occupied 4-family home in one of Somerville’s most sought-after neighborhoods. Each unit features separate utilities, offering maximum efficiency and minimal hassle, perfect for investors or live-in owners looking to offset their mortgage with rental income. Located just minutes from the train, commuting into Boston or beyond is

    Mike Urban eXp Realty

    147 - 149 Pearl, Somerville, MA 02145
  • /20

    $779,000

    • 3 Beds
    • 1.5 Baths
    • 1,154 Sq Ft

    10 Waldo Terrace, Brighton, MA 02135

    Well loved family home in the heart of Brighton Center! Updated kitchen with large island, quartz countertops, SS appliances. Newly refinished pine floors throughout. Amazing location walkable to several bars, restaurants, parks, shopping, and other amenities including 57 and 501 buses (across the street), green line (B and C, .5 miles) and commuter rail (Boston Landing, ~ 1 mile). Tucked down

    Michael Olivas Proactive Realty

    10 Waldo Terrace, Brighton, MA 02135
  • /22

    $1,340,000

    • 2 Beds
    • 2 Baths
    • 1,119 Sq Ft

    416 Marlborough St Unit 209, Boston, MA 02115

    Experience life in this elegant Back Bay residence with elevator and concierge, where sophistication meets modern convenience. This 2-bed, 2-bath condo boasts soaring 10-foot ceilings, oversized windows, and a versatile layout that feels bright, spacious, and adaptable — ideal for first-time buyers, owner-occupants, investors, or as a pied-a-terre. The primary suite offers an ensuite bath and

    The Margie and Jon Team Gibson Sotheby's International Realty

    416 Marlborough St Unit 209, Boston, MA 02115
  • /37

    $1,898,000

    • 2 Beds
    • 2.5 Baths
    • 2,982 Sq Ft

    79 Florence St Unit 402S, Chestnut Hill, MA 02467

    Welcome to the ultimate luxury at Hampton Place! Experience effortless entertaining in this extra spacious back-facing corner unit - the epitome of elegance. It offers grand Living / Dining room complemented by architectural details, hardwood floors, a fireplace, abundant closets, and a full in-unit laundry room. The primary suite features a spa-like marble bath w/ whirlpool tub, separate

    Gina Romm William Raveis R.E. & Home Services

    79 Florence St Unit 402S, Chestnut Hill, MA 02467
  • /31

    $809,990

    • 2 Beds
    • 1.5 Baths
    • 1,088 Sq Ft

    533 Cambridge St Unit 311, Allston, MA 02134

    Discover the best of city living in this rare Allston duplex penthouse! Soak in sweeping Boston skyline views from your private rooftop terrace—perfect for entertaining or relaxing under the stars—or enjoy a quiet morning coffee on the additional first-level balcony. Inside, the bright open layout features spacious bedrooms, central air, and stylish contemporary finishes, complemented by the

    Yifei Wang Dreamega International Realty LLC

    533 Cambridge St Unit 311, Allston, MA 02134
  • /30

    $1,094,990

    • 3 Beds
    • 3 Baths
    • 1,977 Sq Ft

    2 Bartlett Ave Unit 1, Belmont, MA 02478

    Nestled between Belmont’s charming Waverley and Cushing Squares, this stunning condo blends modern style with an unbeatable location. Boasting three bedrooms and three full baths across the first floor and a fully finished lower level, it offers space, versatility, and charm. The lower level, with direct outdoor access, is perfect for a rental, home office, or in-law suite. The renovated kitchen,

    Yifei Wang Dreamega International Realty LLC

    2 Bartlett Ave Unit 1, Belmont, MA 02478
  • /42

    $2,649,000

    • 5 Beds
    • 3 Baths
    • 2,891 Sq Ft

    95 Beals St Unit 2, Brookline, MA 02446

    This beautiful top level condominium on historic Beals Street in Coolidge Corner is located in one of Brookline’s most coveted and convenient locations. The home is moments to shops, restaurants, the MFA, Fenway Park, Cambridge, Back Bay and the Charles River. This exquisitely renovated 5 bed/3 bath condo is drenched in natural light with soaring cathedral ceilings and fine craftsmanship

    Stewart Silvestri Gibson Sotheby's International Realty

    95 Beals St Unit 2, Brookline, MA 02446
  • /38

    $2,649,000

    • 5 Beds
    • 4.5 Baths
    • 4,183 Sq Ft

    80 Pine Ridge Rd, Waban, MA 02468

    Located on one of Waban's prettiest street this distinctive home greets you with timeless details at every turn. The welcoming front porch hints at the charm waiting to be experienced indoors. The large entry foyer opens on each side to beautiful living and dining rooms (both with natural fireplaces), perfect for holiday entertaining. The kitchen features a light filled breakfast room with tall

    Sarina Steinmetz William Raveis R.E. & Home Services

    80 Pine Ridge Rd, Waban, MA 02468
  • /32

    $1,250,000

    • 2 Beds
    • 2 Baths
    • 1,109 Sq Ft

    29 Otis St Unit 409, Cambridge, MA 02141

    Chic & airy, this exquisite penthouse 2-bed/2 full bath condo with 1 garage parking + private storage awes w/ a Juliet balcony along the treetops of quiet side street. Southern sun splashes new Brazilian cherry floors through magnificent French doors. Ideally placed in the quiet, top corner of the building with easy access to the common rooftop right above. High ceilings and enormous windows

    Marius Gallitano Compass

    29 Otis St Unit 409, Cambridge, MA 02141
  • /25

    $2,995,000

    • 6 Beds
    • 2 Baths
    • 3,408 Sq Ft

    1629 Centre St, Newton Highlands, MA 02461

    Classic 1920 stucco two-family in the heart of Newton Highlands Village about a one-minute walk to the D-line MBTA. Each generous residence is ~1,700± SF with 3 bedrooms and 1 full bath (one unit with fireplace). Detached two-car garage plus driveway parking for up to seven more, rare in-village capacity. Unfinished basement offers excellent storage and future finishing potential. Asphalt shingle

    Ward Shifman Coldwell Banker Realty - Newton

    1629 Centre St, Newton Highlands, MA 02461
  • /32

    $889,000

    • 2 Beds
    • 2 Baths
    • 1,083 Sq Ft

    533 Cambridge St Unit 105, Allston, MA 02134

    A turnkey investment. Currently rented for $4,400 Until 5/31/26. A bright and spacious 2-BEDROOM 2 BATHROOM condo in the heart of Allston Village. This well-appointed home features an open-concept living and dining area, hardwood Oak and Brazilian Cherry floors, and oversized windows that flood the space with natural light: Custom Walk in closet and remote controlled blinds. Complete with

    Gregory Cumings Prevu Real Estate LLC

    533 Cambridge St Unit 105, Allston, MA 02134
  • /16

    $428,000

    • 1 Bed
    • 1 Bath
    • 658 Sq Ft

    215 Massachusetts Ave Unit 19 (34), Arlington, MA 02474

    Fun and convenience in East Arlington. This well-configured, 3rd floor one-bedroom features a spacious living room, eat-in kitchen, oak floors, tiled bath, and five closets. There is additional private storage and a common laundry room on the 1st floor, very near the unit’s parking space. Summit House is a professionally managed six-story mid-century brick building with elevator, pool, and patio,

    The Team - Real Estate Advisors Coldwell Banker Realty - Cambridge

    215 Massachusetts Ave Unit 19 (34), Arlington, MA 02474
  • /27

    $429,000

    • 1 Bed
    • 1 Bath
    • 826 Sq Ft

    3920 Mystic Valley Pkwy Unit 217W, Medford, MA 02155

    Picture yourself in this sunny and spacious 1-bedroom condo at Mystic River Park, where convenience meets comfort. Boasting an open floor plan, in-unit laundry, private balcony, and dedicated parking, this home is perfect for owner-occupants and investors alike. Just minutes from Wellington T Station, Assembly Row, and Station Landing, with easy access to I-93, Routes 16 & 28, and downtown

    David Lenoir Coldwell Banker Realty - Cambridge

    3920 Mystic Valley Pkwy Unit 217W, Medford, MA 02155
  • /39

    $1,999,900

    • 6 Beds
    • 4 Baths
    • 3,550 Sq Ft

    179 Main St, Medford, MA 02155

    Amazing and newly renovated two-family gem with vintage details located in a perfect setting. Like new construction. Fantastic opportunity for a homeowner or investor! Extremely high rent area near Tufts University, Medford Sq, area shops, restaurants and Route 93. This property boasts six plus bedrooms, four sparkling full baths, central AC, all new quartz kitchens with center islands and

    Chuck Andre RE/MAX Andrew Realty Services

    179 Main St, Medford, MA 02155
  • /16

    $625,000

    • 2 Beds
    • 2 Baths
    • 798 Sq Ft

    3 Franklin St Unit 1, Somerville, MA 02145

    Stunning 2-bedroom 2-full bathroom condo in a fully renovated 4-unit complex in East Somerville! This modern home features quartz countertops, stainless steel appliances, sleek cabinetry, and energy-efficient electric heat pumps. Enjoy a private patio, and in-unit laundry. Located in the vibrant and emerging East Somerville neighborhood, just off Broadway with access to restaurants, shops, and

    Hudson Santana Keller Williams Realty Boston Northwest

    3 Franklin St Unit 1, Somerville, MA 02145
  • /33

    $1,499,000

    • 2 Beds
    • 2 Baths
    • 1,425 Sq Ft

    12 Concord Square Unit 1, Boston, MA 02118

    Enjoy the best of the South End in this spacious, turnkey 2 bed/2 bath duplex on tree-lined Concord Square. In a classic bow-front building, this renovated home offers a gorgeous private garden, open living areas and a private entry. On the first level, find the sun-drenched rear facing primary suite with walk-in closet, built-in cabinetry and full bath, as well as a generous 2nd bedroom with

    Joe Cunningham Compass

    12 Concord Square Unit 1, Boston, MA 02118
  • /27

    $750,000

    • 2 Beds
    • 2 Baths
    • 1,206 Sq Ft

    3920 Mystic Valley Pkwy Unit 115, Medford, MA 02155

    Garage parking, lots of storage and Boston views!! This 2 bed/2 full bath unit features one of the largest storage/closets in the building. 1 car garage parking is included. Open floor plan living/dining room with parquet wood floors and balcony views facing Boston. Main bedroom with laminate wood floors, large walk-in closet plenty of storage and full bath. The second bedroom features laminate

    Betty Levin Century 21 North East

    3920 Mystic Valley Pkwy Unit 115, Medford, MA 02155
  • /35

    $850,000

    • 2 Beds
    • 2 Baths
    • 1,226 Sq Ft

    3920 Mystic Valley Pkwy Unit 1119W, Medford, MA 02155

    The best panoramic views in the Building! Beautiful 11th floor 2 bedroom 2 bath corner unit including 1 car deeded garage parking. Laminate wood floors throughout. Open floor plan living room/dining room combo. Living room with slider to balcony with beautiful views of Boston skyline and the historic Mystic River. Corner units include eating area and great picture window for you to enjoy your

    Betty Levin Century 21 North East

    3920 Mystic Valley Pkwy Unit 1119W, Medford, MA 02155
  • /42

    $1,125,000

    • 3 Beds
    • 3 Baths
    • 1,865 Sq Ft

    324 Adams St Unit 2, Newton, MA 02458

    Your new home awaits! Completely gut renovated in 2023, this top floor condo boasts 3 bedroom & 3 full bathrooms over two levels. Situated in a highly sought after neighborhood in Newton, around the corner from Lincoln Eliot Elementary. Just upstairs from the mudroom, walk into a sun filled living room with a fireplace and beautiful oak floors, that spills into the dining room and a cook's dream

    Richard Andreoli Gibson Sotheby's International Realty

    324 Adams St Unit 2, Newton, MA 02458
  • /20

    $1,600,000

    • 4 Beds
    • 2 Baths
    • 2,424 Sq Ft

    36 Lowell St, Lexington, MA 02420

    Attention buyers and investors! A wonderful opportunity to own a rare find, a two-family Colonial in Lexington. This home has been re-sided and renovated throughout. The first floor has been updated and features two bedrooms, a kitchen, an updated bath, a dining room, a sunroom, and a living room. The second floor features two bedrooms, a kitchen, dining room, sunroom, living room, updated

    Kelly Dean Suburban Residential Real Esta

    36 Lowell St, Lexington, MA 02420
  • /42

    $1,750,000

    • 5 Beds
    • 3.5 Baths
    • 3,526 Sq Ft

    102 Thurston Rd Unit 100, Newton Upper Falls, MA 02464

    Crafted by a respected local builder and completed in 2020, this half-duplex townhouse offers an elevated living experience. This home features an open floor plan with soaring ceilings and hardwood floors, flowing into a gourmet kitchen complete with Thermador appliances. The spacious family room features a cozy gas fireplace and opens to a private patio. Four bedrooms are located on the second

    Scott Driscoll Redfin Corp.

    102 Thurston Rd Unit 100, Newton Upper Falls, MA 02464
  • /28

    $424,000

    • 2 Beds
    • 1 Bath
    • 800 Sq Ft

    21 Westgate Rd Unit 6, West Roxbury, MA 02132

    Stunning Top-Floor Corner Condo – Rarely Available! Move right into this beautifully updated 2-bedroom condo in a well-maintained complex. The sun-filled unit features an updated kitchen with white cabinetry and upgrades including a dishwasher, disposal, and sleek lighting. Hardwood floors run throughout, and the stylish bathroom offers a soaking tub and shower. Large windows on three sides bring

    Christman Johnsson Group Hammond Residential Real Estate

    21 Westgate Rd Unit 6, West Roxbury, MA 02132

Showing Results 481 - 520, Page 13 of 18

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