2,417

Homes for Sale near University Preparatory Academy Palm Beach

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  • /24

    $940,000

    • 2 Beds
    • 2 Baths
    • 963 Sq Ft

    917 N Flagler 312 Dr N Unit 312, West Palm Beach, FL 33401

    Enjoy front row seats to the boat show & sweeping views of Palm Beach's intracoastal waterway & the Island of Palm Beach from this perfectly positioned, updated 2 bedroom unit in Yacht Club Towers. This rarely available end unit offers a stylish, modern interior featuring an upgraded kitchen & bathrooms, hand scraped wood flooring & a spacious entertainment ready balcony overlooking the

    Pamela Widerman The Keyes Company (Tequesta)

    917 N Flagler 312 Dr N Unit 312, West Palm Beach, FL 33401
  • /26

    $525,000

    • 1 Bed
    • 1 Bath
    • 885 Sq Ft

    2800 N Flagler Dr Unit 410, West Palm Beach, FL 33407

    Enjoy tropical resort like living! AMAZING ''million dollar'' panoramic intracoastal views, at this bright, renovated, modern apartment. Corner unit with large covered balcony, impact sliders and lots of storage. The building offers beautiful views, heated saltwater swimming pool, gym, gated entrance to assigned parking, fobbed entrances to the building, manager on premises and 24/7 staffed front

    Marjo Maier Palm Beach Team Florida Real Estate

    2800 N Flagler Dr Unit 410, West Palm Beach, FL 33407
  • /19

    $220,000

    • 2 Beds
    • 1 Bath
    • 850 Sq Ft

    1850 N Congress Ave Unit 3050, West Palm Beach, FL 33401

    Completely renovated from top to bottom! Stunning 2-bedroom, 1-bathroom 3rd-floor corner unit in an investor-friendly community--rent immediately! Featuring a brand-new A/C, new stainless steel appliances, custom modern kitchen with sleek cabinetry, and luxury vinyl plank flooring throughout. Bright and airy layout with updated bathroom and fixtures. Walking distance to Palm Beach Outlets and

    Refik Kalyoncu Lara Real Estate Group

    1850 N Congress Ave Unit 3050, West Palm Beach, FL 33401
  • /33

    $675,000

    • 2 Beds
    • 2 Baths
    • 1,328 Sq Ft

    403 S Sapodilla Ave Unit 811, West Palm Beach, FL 33401

    EXCEPTIONAL PENTHOUSE! 2Bed/2Bath Beautiful UNOBSTRUCTED EAST VIEWS including Ocean Views!! Rare Find! High Ceilings Throughout.Split Bedrooms. Bright and Open Floor-plan, 1,328sqft. Tile in Living Rm, Kitchen and Dining Area. Large Bedrooms. Walk in Closets. Luxurious Bathrooms. Separate Shower and Tub. Stainless Appliances. Washer/Dryer in unit. Private Balcony. Full Service Luxury Boutique

    Nancy Stamatakis Chubbs Realty Group, LLC

    403 S Sapodilla Ave Unit 811, West Palm Beach, FL 33401
  • /43

    $29,000

    • 2 Beds
    • 2 Baths

    4352 70th Rd N Unit 1340, Riviera Beach, FL 33404

    Charming 2 Bedroom, 2 Bath Home - Priced to Sell in a 55+ Community! This spacious 2-bedroom, 2-bath home is located in a vibrant 55 and over community offering resort-style amenities including a clubhouse, pools, social activities, and more! The home features a comfortable layout with a large living area, separate dining space, and a screened-in porch perfect for relaxing evenings. While

    Robin Bundy Tulip MH Sales

    4352 70th Rd N Unit 1340, Riviera Beach, FL 33404
  • /52

    $109,000

    • 2 Beds
    • 2.5 Baths

    7445 43rd Dr N Unit 524, West Palm Beach, FL 33404

    Live Large in the Best Layout Around - A Rare Gem in a 55+ Gated Community! This home delivers an amazing and unique floor plan designed to impress. Featuring two true master suites-each with a private full bath-plus a separate powder room for guests, this split layout offers unmatched comfort, privacy, and flexibility. Whether you're welcoming family, hosting friends, or simply craving your

    Robin Bundy Tulip MH Sales

    7445 43rd Dr N Unit 524, West Palm Beach, FL 33404
  • /18

    $194,999

    • 3 Beds
    • 2 Baths
    • 750 Sq Ft

    7469 40th Trail N Unit 403, West Palm Beach, FL 33404

    Own a Home in a Peaceful, Well-Kept Community! This 3-bedroom, 2-bathroom home-built in 2021-offers 750.40 sq. ft. of comfortable living space. With flexible financing options available, owning this home could cost you less than renting an apartment! Don't miss your chance to enjoy life at Palm Lake Estates, a professionally managed neighborhood known for its serene environment and great

    Nival Jean-Charles Palm Lake Estates

    7469 40th Trail N Unit 403, West Palm Beach, FL 33404
  • /5

    $139,900

    • 2 Beds
    • 2 Baths
    • 853 Sq Ft

    1630 Embassy Dr Unit 102, West Palm Beach, FL 33401

    Spacious 1st floor condo with covered and screened patio near Mall, restaurant, shopping and I95. Tile throughout, no carpet. One assigned parking space with guest spots that can be used for a second vehicle.

    Gustavo Moro Vicki L. Wilson Realty LLC

    1630 Embassy Dr Unit 102, West Palm Beach, FL 33401
  • /13

    $310,000

    • 2 Beds
    • 1 Bath
    • 894 Sq Ft

    958 W 4th St, Riviera Beach, FL 33404

    Charming 2-Bedroom Home – Perfect Starter, Airbnb, or Rental Opportunity!Don’t miss this well-maintained 2-bedroom, 1-bath home located in a quiet, desirable neighborhood. With a bright interior and functional layout, this property is move-in ready and ideal for first-time homebuyers or investors. The nice-sized backyard offers space for entertaining, pets, or future enhancements. Whether you're

    Juvenia Mackensie Jay-Mack Properties Group LLC

    958 W 4th St, Riviera Beach, FL 33404
  • /25

    $84,900

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    11 Kent A, West Palm Beach, FL 33417

    Priced to Sell! Renovated Coastal-Style Condo with wide Water Views! Welcome to your own slice of paradise! This beautifully renovated 1-bedroom, 1-bath condo is nestled on the second floor of the highly sought-after Kent A building, offering tranquil water views and a bright, coastal charm throughout. Whether you're looking for a full-time residence or an excellent annual rental opportunity,

    Dorothy Harper William Raveis Florida, LLC

    11 Kent A, West Palm Beach, FL 33417
  • /16

    $505,000

    • 3 Beds
    • 1 Bath
    • 1,610 Sq Ft

    4219 N Browning Dr, West Palm Beach, FL 33406

    This charming 3-bedroom, 1-bathroom home is located at 4219 N Browning Drive N, in the peaceful community of Gun Club Estates in West Palm Beach, FL. Featuring 1,610 sq.ft. of living space and a generous 8,049 sq.ft. lot, this property offers an ideal blend of comfort, functionality, and potential -- perfect for a family residence or as an investment opportunity.

    William Molina Re/Max Rex

    4219 N Browning Dr, West Palm Beach, FL 33406
  • /23

    $199,000

    • 1 Bed
    • 1 Bath
    • 627 Sq Ft

    631 Executive Center Dr Unit K204, West Palm Beach, FL 33401

    This is a turnkey property. • Gated Community of 128 Units. • Large Swimming Pool w/covered picnic area. • All Buildings in Eden Place have new roofing as of 2024. • Close access to 1-95, the Outlet Mall, beaches, etc. • Free Water • Security cameras monitor common areas of the community; ie, entrance & exit gates, parking area, pool area, etc. • 627 sq. ft. living space. • HOA Fees: $464/mo. •

    Douglas Rill Century 21 America's Choice

    631 Executive Center Dr Unit K204, West Palm Beach, FL 33401
  • /18

    $299,000

    • 2 Beds
    • 1 Bath
    • 702 Sq Ft

    1104 W 24th St, Riviera Beach, FL 33404

    Welcome to this charming 2-bedroom, 1-bath single-family home located in a quiet and convenient neighborhood. Featuring a spacious front lawn, covered carport/porch, and extended driveway, this property offers excellent curb appeal and functionality. Perfect for a buyer looking to add their personal touch or for an investor seeking their next property. Large front-facing windows allow for plenty

    Brett Trautman LoKation

    1104 W 24th St, Riviera Beach, FL 33404
  • /46

    $1,950,000

    • 2 Beds
    • 2 Baths
    • 1,927 Sq Ft

    525 S Flagler Dr Unit 62, West Palm Beach, FL 33401

    Highly desirable location on the Intracoastal Waterway in the heart of Downtown West Palm Beach. Full Service Luxury Building with two pools, fully updated fitness center, tennis & pickle ball courts. Security and Valet Parking. Conveniently located close to many restaurants, shopping, Kravis Center, Museums, and Palm Beach.

    Pamela Gottfried Douglas Elliman

    525 S Flagler Dr Unit 62, West Palm Beach, FL 33401
  • /29

    $82,000

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    144 Sussex H, West Palm Beach, FL 33417

    Move right into this beautifully remodeled first-floor 1-bedroom, 1-bath condo in the desirable Century Village 55+ community of West Palm Beach. This home features a brand-new modern kitchen with sleek cabinetry, fresh finishes, updated tile flooring throughout, and a clean, contemporary look designed for easy, comfortable living.Century Village is a gated 55+ community offering a wealth of

    Jude Avri Ambassador Real Estate Service

    144 Sussex H, West Palm Beach, FL 33417
  • /36

    $335,000

    • 2 Beds
    • 2 Baths
    • 958 Sq Ft

    1830 Embassy Dr Unit 607, West Palm Beach, FL 33401

    Welcome to one of West Palm Beach's best-kept secrets--this partially furnished, tastefully updated 2/2 corner condo offers stunning sunset views and overlooks the pristine fairways of Banyan Cay Golf Course. Relax on your wide, usable balcony as the prevailing easterly ocean breezes keep things cool, or head down to the poolside for a laid-back afternoon by the lake. Fire up the grill under the

    Sommar Clark Compass Florida LLC (PB)

    1830 Embassy Dr Unit 607, West Palm Beach, FL 33401
  • /10

    $390,000

    • 4 Beds
    • 2 Baths
    • 1,252 Sq Ft

    2340 Avenue M, Riviera Beach, FL 33404

    Welcome Home! This home embodies comfort, modernity, and convenience. Renovated in 2022, boasts a single-story layout, making it the epitome of convenience and accessibility. As you step inside, you'll be greeted by the timeless elegance of granite countertops and the allure of ceramic tile flooring, creating a welcoming atmosphere throughout. The home features four bedrooms, providing ample

    Mark Doring VantaSure Realty LLC

    2340 Avenue M, Riviera Beach, FL 33404
  • /54

    $640,000

    • 3 Beds
    • 3 Baths
    • 2,010 Sq Ft

    3040 Lake Shore Dr Unit 101, Riviera Beach, FL 33404

    First time available in over 30 years! This condo is truly a 1 of 1 masterpiece with nothing else like it. 3 full bedrooms, 3 full bathrooms, huge wrap around private balcony with your own protected carport just steps to your front door. This entire unit just underwent a complete floor to ceiling renovation! Enjoy MILLION DOLLAR views from your brand-new kitchen featuring white shaker soft close

    Russell Kay Keller Williams Realty Jupiter

    3040 Lake Shore Dr Unit 101, Riviera Beach, FL 33404
  • /26

    $175,000

    • 2 Beds
    • 1.5 Baths
    • 963 Sq Ft

    5154 Breckenridge Place Unit 47, West Palm Beach, FL 33417

    This well-maintained, two-story townhouse offers a highly desirable location in West Palm Beach. The unit features generous living space, a private garden patio, in-unit washer and dryer, and a recently installed A/C system. Two dedicated parking spaces are included. Currently tenant-occupied under a yearly lease at $1,850 per month, with a $3,700 security deposit held. The lease is in effect

    Alexander Morello MTRE Groupe LLC

    5154 Breckenridge Place Unit 47, West Palm Beach, FL 33417
  • /25

    $199,000

    • 2 Beds
    • 2 Baths
    • 1,206 Sq Ft

    2000 Presidential Way Unit 5060, West Palm Beach, FL 33401

    Welcome to this light-filled 2-bedroom, 2-bathroom condo in a highly desirable building in the sought-after Land of the Presidents community in West Palm Beach! Featuring a bright, open floorplan with gorgeous golf course, garden, and interior development views, this unit offers breathtaking sunsets as part of your daily routine. The second bedroom is a convertible space that can easily be

    Gia Freer PBP Real Estate LLC

    2000 Presidential Way Unit 5060, West Palm Beach, FL 33401
  • /10

    $290,000

    • 2 Beds
    • 2.5 Baths
    • 1,236 Sq Ft

    7105 71st Way, West Palm Beach, FL 33407

    Location, flexibility, and lifestyle -- this stunning 2BR/2BA townhome delivers it all offering huge bedrooms with private full baths, a bright open-concept living area downstairs, and a new A/C (2021) to keep things cool year-round. New stainless steel appliances(2025) and fresh paint throughout gives the home a clean, modern feel. There's the fully fenced yard for added privacy. Two dedicated

    Andeidre Macklongs Century 21 America's Choice/WPB

    7105 71st Way, West Palm Beach, FL 33407
  • /8

    $179,900

    • 2 Beds
    • 1.5 Baths
    • 798 Sq Ft

    184 Coventry H, West Palm Beach, FL 33417

    This is a 55+ community. Updated 2 bedroom, 1 1/2 bath second floor condo. This condo is furnished and has been updated. It has a large island in the kitchen and newer cabinets. Tile flooring throughout. The patio opens to green space. Both bedrooms are large. Condo has central A/C.

    Karen Kleinrichert Re/Max Direct

    184 Coventry H, West Palm Beach, FL 33417
  • /63

    $895,000

    • 4 Beds
    • 3 Baths
    • 1,760 Sq Ft

    928 Market St, West Palm Beach, FL 33401

    Beautiful, luxurious designed single-family home located five mins from vibrant downtown WPB. This complete interior and exterior remodel embodies a 2024 central A/C system, a new roof, and custom impact windows with premium LED soffit lights. Elaborate, bright living room featuring new tile flooring and that enhances the sense of space. This custom made kitchen is equipped with top of the line

    Nicholas McDonald Eb Stone Realty

    928 Market St, West Palm Beach, FL 33401
  • /7

    $111,000

    • 1 Bed
    • 1.5 Baths
    • 684 Sq Ft

    197 Kent L, West Palm Beach, FL 33417

    Charming and well-maintained 1-bedroom, 1.5-bath condo in the desirable 55+ Century Village community! This second-floor unit offers peaceful garden views, updated flooring, and a bright, open living space. Enjoy the convenience of a half-bath for guests and a spacious primary suite with ample closet space. Community amenities include a clubhouse, fitness center, indoor/outdoor pools,

    Javier Medina Perez Jade State Realty LLC

    197 Kent L, West Palm Beach, FL 33417
  • /24

    $225,000

    • 2 Beds
    • 2 Baths
    • 886 Sq Ft

    405 U S 1, West Palm Beach, FL 33403

    MOTIVATED SELLER! Escape to paradise! This 1st-floor Village Garden condo is your ticket to the ultimate coastal lifestyle in North Palm Beach! Just blocks from the Intracoastal, this 2-bed, 2-bath gem offers a vibrant living experience. Imagine gentle breezes and sun-drenched days, with sparkling water nearby.Inside, enjoy a fresh vibe: newer AC, wood laminate and tile flooring, and solid

    Kendall Kruszynski Keller Williams Realty Jupiter

    405 U S 1, West Palm Beach, FL 33403
  • /67

    $270,000

    • 2 Beds
    • 1.5 Baths
    • 1,102 Sq Ft

    1113 35th St Unit 1, West Palm Beach, FL 33407

    Welcome to your perfect slice of paradise in sunny West Palm Beach! This spacious 2-bedroom, 1.5-bath townhome offers the ideal blend of comfort, convenience, and freedom. Whether you're a first-time buyer, investor, or someone looking to downsize, this property checks all the boxes.NO HOA – That's right! Say goodbye to monthly fees, strict rules, and minimum credit score approvals. This rare

    Lamel Thomas Compass Florida, LLC

    1113 35th St Unit 1, West Palm Beach, FL 33407
  • /24

    $3,199,000

    • 2 Beds
    • 2 Baths
    • 1,225 Sq Ft

    354 Chilean Ave, Palm Beach, FL 33480

    Buy with confidence knowing Island House has completed their required building work, and assessments arepaid! Welcome to the new Island House, where chic sophistication meets ultimate convenience in this newlyrenovated 2-bedroom, 2-bath condo. Nestled in a boutique, pet friendly white glove building with a dedicateddoorman, this stunning residence offers effortless living in the heart of Palm

    Ashley Copeland Brown Harris Stevens of Palm Beach 5225

    354 Chilean Ave, Palm Beach, FL 33480
  • /81

    $1,725,000

    • 2 Beds
    • 2.5 Baths
    • 1,725 Sq Ft

    2700 N Ocean Dr Unit 2106B, Riviera Beach, FL 33404

    Imagine waking up to panoramic ocean views stretching endlessly before you. This rare two-bedroom plus den, two-and-a-half-bathroom oasis at the Ritz Carlton Singer Island is a masterpiece of coastal luxury. Floor-to-ceiling impact-glass windows flood the nearly 2,000-square-foot space with light, framing Palm Beach Island and the downtown skyline like a work of art.Beyond the home, world-class

    Christopher Rohee Realty ONE Group Innovation

    2700 N Ocean Dr Unit 2106B, Riviera Beach, FL 33404
  • /43

    $379,900

    • 3 Beds
    • 2.5 Baths
    • 1,655 Sq Ft

    5301 Ellery Terrace, West Palm Beach, FL 33417

    Beautiful and Modern Townhome! Built in 2017, this well-maintained residence offers stylish vinyl and ceramic flooring throughout, a fully fenced yard for privacy, and new appliances ready for move-in. Located in a desirable community with low HOA fees and a wide range of amenities. Enjoy the convenience of being close to A+ rated schools, top restaurants, and supermarkets. Motivated sellers –

    Andrea Gomez The Lab Realty Group, LLC

    5301 Ellery Terrace, West Palm Beach, FL 33417
  • /44

    $535,000

    • 3 Beds
    • 2 Baths
    • 1,888 Sq Ft

    5112 Victoria Cir, West Palm Beach, FL 33409

    Modern comfort meets secure community living in the beautifully maintained 3-bedroom, 2-bathroom single-family home in West Palm Beach ... Located in a desirable manned gated community, this residence offers spacious living areas, a sleek modern design, and peace of mind with newly installed windows equipped with hurricane accordion shutters. The open-concept layout flows effortlessly into a

    Veronica Googe Alliance Realty Group of the P

    5112 Victoria Cir, West Palm Beach, FL 33409
  • /10

    $537,900

    • 1,770 Sq Ft

    610 32nd St, West Palm Beach, FL 33407

    Spanish Style 1920's Northwood Addition Duplex. Main Home 2/1 and Legal 2/1 guest house/apartment in the back, Large storage room. Gated back yard. Newer AC wall units. Both units Tenant Occupied.

    Victor Santos Partnership Realty Inc.

    610 32nd St, West Palm Beach, FL 33407
  • /41

    $555,000

    • 2 Beds
    • 1 Bath
    • 779 Sq Ft

    480 Hibiscus St Unit 1003, West Palm Beach, FL 33401

    INVESTORS DREAM PENTHOUSE! Impeccably maintained 1 bed+Den/guest room Penthouse, nestled in the heart of downtown West Palm Beach! Walking distance to Rosemary Square, Clematis Street & Palm Beach. City Palms can be rented out minimum 30 days, easy approval process with the association, and can be rented out continuously throughout the year! Amenities such as 24 hour manned lobby, fitness center,

    Samantha Melice Sutter & Nugent LLC

    480 Hibiscus St Unit 1003, West Palm Beach, FL 33401
  • /35

    $395,000

    • 1 Bed
    • 1.5 Baths
    • 954 Sq Ft

    610 Clematis St Unit 313, West Palm Beach, FL 33401

    Step into contemporary comfort and understated elegance in this spacious 954 sq. ft. residence, featuring dramatic ceilings and an artfully connected staircase. Tailored for refined living and effortless entertaining, this one-bedroom condo is a rare gem nestled in the vibrant core of downtown West Palm Beach at 610 Clematis Condo.The primary suite is designed for indulgence, boasting a generous

    Wolfgang Velasco Compass Florida LLC

    610 Clematis St Unit 313, West Palm Beach, FL 33401
  • /23

    $49,000

    • 3 Beds
    • 2 Baths

    4426 73rd Place N, Riviera Beach, FL 33404

    Discover comfort, flexibility, and resort-style living in this beautifully renovated 3-bedroom, 2-bath home located in a welcoming 55+ community. New roof, central a/c, new floors, light fixtures, driveway, electric water heater and small 2nd kitchen. Home was also treated & Tarped by Terminex. Designed for both relaxation and convenience, this home features a versatile floor plan with the

    Yadira Cox American National Homes LLC

    4426 73rd Place N, Riviera Beach, FL 33404
  • /64

    $879,000

    • 3 Beds
    • 2 Baths
    • 2,271 Sq Ft

    2354 Saratoga Bay Dr, West Palm Beach, FL 33409

    Experience the joy of cooking in the custom chef's kitchen, complete with exquisite granite countertops and beautifully restored marble flooring, perfect for culinary creators and entertaining guests alike. Imagine hosting unforgettable gatherings in the multiple indoor and outdoor entertainment spaces designed for enjoyment at every level. Whether you're relaxing at the resort style freeform

    Barry Salandro Village Realty Group LLC

    2354 Saratoga Bay Dr, West Palm Beach, FL 33409
  • /6

    $600,000

    • 3 Beds
    • 1 Bath
    • 792 Sq Ft

    2835 Nokomis Ave, West Palm Beach, FL 33409

    Attention investors! Here's your chance to grab this multi family property and build beautiful homes for your next venture. Potentially make over 2x ROI.

    Veronica Gabor Florida Quality Real Estate Inc.

    2835 Nokomis Ave, West Palm Beach, FL 33409
  • /14

    $219,900

    • 2 Beds
    • 2 Baths
    • 1,115 Sq Ft

    4695 Sable Pine Cir Unit C2, West Palm Beach, FL 33417

    Large condo unit in a gated active community with amenities that include a pool, tennis courts , racquetball courts, bocce, and shuffleboard. Close to shopping , dining , and entertainment.

    Ralph Hintz Landarama Realty Inc.

    4695 Sable Pine Cir Unit C2, West Palm Beach, FL 33417
  • /29

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,455 Sq Ft

    963 Marina Del Ray Ln Unit 1, West Palm Beach, FL 33401

    Beautiful 3BDR, 2BTH house boasts abundant natural light with private open views onto a serene private lake. The property features a bright spacious living and dining area , fully equipped kitchen, and cozy breakfast nook,. Three large bedrooms, two baths, and a laundry room . Numerous amenities include water, cable, fiber internet, trash, exterior maintenance. CitySide is a 24hr man-gated

    Thomas Herremans KW Reserve Palm Beach

    963 Marina Del Ray Ln Unit 1, West Palm Beach, FL 33401
  • /30

    $245,000 Open Sun 8AM - 7PM

    • 2 Beds
    • 2 Baths
    • 1,153 Sq Ft

    4249 Willow Pond Cir, West Palm Beach, FL 33417

    Seller may consider buyer concessions if made in an offer. Fantastic home in sought after location! This home has Fresh Interior Paint. Discover a bright interior tied together with a neutral color palette. Step into the kitchen, complete with an eye catching stylish backsplash. The primary bathroom features plenty of under sink storage waiting for your home organization needs. Hurry, this won't

    Karen Albright Opendoor Brokerage LLC

    4249 Willow Pond Cir, West Palm Beach, FL 33417
  • /35

    $618,000

    • 1 Bed
    • 1.5 Baths
    • 965 Sq Ft

    1801 S Flagler Dr Unit 1901, West Palm Beach, FL 33401

    Views and Location! Recent price adjustment - PH 1 at the Rapallo South, rare opportunity, with panoramic Southern facing views of the Ocean, Palm Beach and the Intracoastal waterway. From sunrise to sunset the expansive terrace evokes an experience is unlike any other. A serene retreat, this 1 bed 1.5 bath residence is a canvas ready for your personal touch. Inside you have 9ft ceilings,

    Jeff Skulnik Sutter & Nugent LLC

    1801 S Flagler Dr Unit 1901, West Palm Beach, FL 33401

Showing Results 601 - 640, Page 16 of 18

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