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Newest Homes for Sale in Andover, MN

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  • /20

    $472,500

    • 3 Beds
    • 3 Baths
    • 2,880 Sq Ft

    13832 Goodhue St NE, Andover, MN 55304

    Beautifully maintained one-owner rambler offering effortless, low-maintenance living in the Cottages of Heritage Oaks. Enjoy beautiful nature views all around from this thoughtfully designed home featuring both inviting indoor and outdoor spaces. The spacious kitchen is the heart of the home, complete with granite and quartz countertops, as well as a large island offering abundant storage and

    Abby Tomassoni RE/MAX Advantage Plus

    13832 Goodhue St NE, Andover, MN 55304
  • /58

    $849,900

    • 5 Beds
    • 3 Baths
    • 4,113 Sq Ft

    4318 153rd Ave NE, Andover, MN 55304

    Executive rambler nestled on a 4-acre heavily wooded wonderland lot with a pond for your enjoyment and privacy. The home is designed for functionality with all living facilities on the main floor. If you enjoy entertaining family and friends, this home is for you. You can choose the expansive family room featuring a wet-bar with its own refigerator, and dishwasher in the lower level opening up to

    Deb Edlund Realty 85, LLC

    4318 153rd Ave NE, Andover, MN 55304
  • /23

    $371,000 Open Mon 9AM - 7PM

    • 3 Beds
    • 2.5 Baths
    • 1,906 Sq Ft

    14012 Underclift St NW, Andover, MN 55304

    Welcome to 14012 Underclift St NW, a property that exudes charm and comfort. The home boasts a patio that is perfect for enjoying the outdoors and entertaining . The fenced-in backyard provides privacy and a space for leisure activities. Inside, the fresh interior paint gives the home a clean and modern feel. The partial flooring replacement adds a touch of elegance and ensures durability. This

    Amber Broadway Opendoor Brokerage, LLC

    14012 Underclift St NW, Andover, MN 55304
  • /48

    $339,900

    • 4 Beds
    • 3 Baths
    • 1,752 Sq Ft

    2917 142nd Ln NW, Andover, MN 55304

    Great home on large lot backing up to acres of wild grass and trees. Observe this open field from your 3season porch featuring stained tongue and groove cedar interior, vaulted ceiling with 2 skylights and combination windows and wired outlets. Large eat-in kitchen with tons of cabinets. Large living room, 2 bedrooms up including primary suite with 3/4 bath. Main floor bath with tile floors and

    Warren Wessel Keller Williams Premier Realty

    2917 142nd Ln NW, Andover, MN 55304
  • /27

    $257,000

    • 2 Beds
    • 2 Baths
    • 1,188 Sq Ft

    15570 Linnet St NW Unit 2110, Andover, MN 55304

    Welcome to Grey Oaks at Andover Estates - a highly sought-after 55+ community known for it's peaceful setting and exceptional pride of ownership throughout. This desirable end unit, one-level residence offers an open layout and features two bedrooms and two bathrooms. The spacious primary suite includes a private 3⁄4 bath and oversized walk-in closet. Enjoy your covered deck, where you can unwind

    Mary Traufler Exit Realty Nexus

    15570 Linnet St NW Unit 2110, Andover, MN 55304
  • /22

    $544,677 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,185 Sq Ft

    903 149th Ln NW, Andover, MN 55304

    Welcome to Fields of Winslow Cove! This beautiful 4-bedroom, 2.5-bath home is designed with both style and functionality in mind. Just off the entry, a versatile flex room makes the perfect home office or creative space. The open-concept main level features a cozy gas fireplace in the Great Room, a bright dining area, and a modern kitchen with a large quartz-topped island and spacious walk-in

    Lennar Builder
    903 149th Ln NW, Andover, MN 55304
  • /7

    $1,100,000 New Construction

    • 5 Beds
    • 4 Baths
    • 4,202 Sq Ft

    16782 Ward Lake Dr NW, Andover, MN 55304

    Beautiful Custom Rambler model under construction in a hot new acreage development in Andover School district!! This custom home offers a spacious open concept floorplan with over 4200 finished sq ft and features 10' main ceilings with an inverted vault family room. Gorgeous clear Alder & enameled cabinets throughout. Bright and airy with tons of oversized windows, white enameled trim, shiplap

    Michael VanderLee RE/MAX Results

    16782 Ward Lake Dr NW, Andover, MN 55304
  • 869 150th Ln NW, Andover, MN 55304

    $480,899 New Construction

    • 3 Beds
    • 2 Baths
    • 1,582 Sq Ft

    869 150th Ln NW, Andover, MN 55304

    Experience elevated living with this stunning 1,582 square foot, two-story home at Fields of Winslow Cove, designed for everyday comfort and effortless entertaining. The main level features an inviting Great Room with vaulted ceilings and a striking electric fireplace, seamlessly connecting to a spacious dining area and a chef-inspired kitchen—complete with sleek cabinetry, LG stainless steel

    Lennar Builder
    869 150th Ln NW, Andover, MN 55304
  • /29

    $600,420 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,692 Sq Ft

    14956 Sycamore Ct NW, Andover, MN 55304

    This spacious two-story home features an open-concept layout with the kitchen overlooking the dining room and Great Room. The first-floor flex space offers endless possibilities. On the second floor are the luxe owner's suite and three secondary bedrooms — all with walk-in closets — while a central loft offers versatility.

    Lennar Builder
    14956 Sycamore Ct NW, Andover, MN 55304
  • /52

    $370,000

    • 3 Beds
    • 2 Baths
    • 1,498 Sq Ft

    3984 145th Ave NW, Andover, MN 55304

    Tucked away on a beautifully wooded lot, this updated 3-bedroom, 2-bath home offers the rare combination of privacy and convenience. Inside, hardwood & LVP floors and newer appliances set the tone for a move-in-ready space, with all three bedrooms thoughtfully located on the same level. Two separate living areas provide flexibility for everyday life - perfect for entertaining, relaxing, or

    Tiffany Waalen RE/MAX Advantage Plus

    3984 145th Ave NW, Andover, MN 55304
  • /5

    $700,000 Open Thu 11:30AM - 2:30PM

    • 5 Beds
    • 3.5 Baths
    • 3,785 Sq Ft

    2293 151st Ln NW, Andover, MN 55304

    This Hanson built home is ready for you to enjoy! It features five bedrooms and four bathrooms, plus many areas for entertainment. The primary suite offers a large walk-in closet and a spacious private bath with a jetted tub and a walk-in shower. The laundry room is conveniently located on the upper level, amongst the 4 bedrooms. The kitchen includes a Sub-Zero refrigerator with separate Sub-Zero

    Jan Liddle Keller Williams Classic Realty

    2293 151st Ln NW, Andover, MN 55304
  • /47

    $425,000

    • 3 Beds
    • 2 Baths
    • 2,249 Sq Ft

    13518 Thrush St NW, Andover, MN 55304

    Welcome to 13518 Thrush St NW in Andover—a well-maintained split-entry home with steel siding in a desirable neighborhood known for its convenient access to parks, trails, and everyday amenities. This home offers bright, comfortable living spaces with large windows and a functional layout. The upper-level living room is filled with natural light, while the lower-level family room features a gas

    Bruno Simic RE/MAX Results

    13518 Thrush St NW, Andover, MN 55304
  • /25

    $939,000

    • 4 Beds
    • 3 Baths
    • 3,778 Sq Ft

    16821 Sycamore St NW, Andover, MN 55304

    HOT NEW MODEL! In a hot new acreage development in Andover School District!! This custom home offers a spacious open concept floorplan with almost 3800 finished sq ft and features 9' main ceilings with beamed box vaults in the family room and mstr bedroom. Gorgeous Knotty Alder cabinets throughout. Bright and airy with tons of oversized windows, white enameled trim, shiplap trimmed electric

    Michael VanderLee RE/MAX Results

    16821 Sycamore St NW, Andover, MN 55304
  • /41

    $384,900

    • 4 Beds
    • 2 Baths
    • 1,820 Sq Ft

    14275 Tamarack St NW, Andover, MN 55304

    Welcome to this well-maintained, move-in ready home tucked into a secluded neighborhood in Andover, offering an ideal combination of comfort, space, and functionality. The welcoming main level showcases a bright, vaulted living room, a dedicated dining space, and a stylish kitchen appointed with stainless steel appliances, tile backsplash, and ceramic flooring, along with walkout access to a

    Jim Borden RE/MAX Results

    14275 Tamarack St NW, Andover, MN 55304
  • /28

    $879,900

    • 5 Beds
    • 3.5 Baths
    • 3,514 Sq Ft

    16822 Sycamore St NW, Andover, MN 55304

    HOT NEW acreage development in Andover school district. This Beautiful two story is loaded with 4 BR's on the upper level, 3 BAs, 9'ceilings, main floor den/office with French doors, 2nd floor laundry, walkout lower level plus all of the added features you have come to expect. Some additional features include granite countertops, upgraded SS appliances, tiled backsplash, soffit vault, beam

    Michael VanderLee RE/MAX Results

    16822 Sycamore St NW, Andover, MN 55304
  • /4

    $675,000 Coming Soon

    • 4 Beds
    • 3.5 Baths
    • 3,430 Sq Ft

    15037 Staples St NE, Andover, MN 55304

    Welcome home to this beautifully updated 4-bedroom, 4-bath residence tucked at the end of a quiet cul-de-sac on 1.25 private acres in Ham Lake. Thoughtfully refreshed throughout with new paint, refinished hardwood floors, new stainless steel appliances, granite countertops, subway tile backsplash, and an oversized kitchen island perfect for gathering and entertaining. Fresh new carpet on the main

    Agent Photo

    Mark Spindler

    Real Broker, LLC

    (612) 445-6922

    15037 Staples St NE, Andover, MN 55304
  • /39

    $575,000

    • 4 Beds
    • 3 Baths
    • 2,294 Sq Ft

    522 177th Ave NE, Andover, MN 55304

    Custom-built country home featuring a thoughtful design throughout. Highlights include custom cabinetry, a walk-in pantry, and a spacious mudroom complete with bench, hooks, and abundant storage. The upper level offers four bedrooms, including a stunning primary suite with a double vanity, tiled shower, and 6-foot soaking tub and a walk-in closet. Enjoy peaceful mornings on the front porch, or

    Deb LaBonne Edina Realty, Inc.

    522 177th Ave NE, Andover, MN 55304
  • /32

    $394,900

    • 4 Beds
    • 1 Bath
    • 1,076 Sq Ft

    17143 E Lake Netta Dr NE, Andover, MN 55304

    Beautifully remodeled 4-bedroom home set on 2.45 acre lot. Enjoy modern updates, a bright and functional layout, and peaceful surroundings with room to roam. Move-in ready and perfect for those seeking space, privacy!

    Nolan McManus Executive Real Estate Inc.

    17143 E Lake Netta Dr NE, Andover, MN 55304
  • /32

    $450,000

    • 3 Beds
    • 3 Baths
    • 2,490 Sq Ft

    13981 Butternut St NW, Andover, MN 55304

    Enjoy peaceful one-level living in this beautifully maintained detached townhome nestled among mature trees in a quiet Andover community. The open main level features hardwood floors, solid six panel doors, a professionally remodeled kitchen completed in 2019, and a spacious living room with a stone surround fireplace. The four season sunroom offers stunning views and leads to a maintenance free

    Tiffany Larson Keller Williams Classic Realty

    13981 Butternut St NW, Andover, MN 55304
  • /66

    $579,000

    • 4 Beds
    • 3 Baths
    • 3,431 Sq Ft

    2708 171st Ln NE, Andover, MN 55304

    Looking for instant equity ? Here it is, turn key opportunity!This spacious home offers many rooms, generous living areas, and two fireplaces that add warmth and character. Bedroom placement provides comfortable separation — ideal for extended family or multi-generational households. Flexible layout provides endless possibilities to tailor the space to your lifestyle, while scenic natural

    Melissa Johnson Pemberton RE

    2708 171st Ln NE, Andover, MN 55304
  • /2

    $210,000

    • Land
    • 2.54 Acres
    • $82,677 per Acre

    16781 Sycamore St NW, Andover, MN 55304

    Beautiful new development in Andover. Rare acreage in Andover school district available now!! Homes starting in the $700's. Custom home builder with 40 years experience, your plan or ours. Come pick your lot today.

    Michael VanderLee RE/MAX Results

    16781 Sycamore St NW, Andover, MN 55304
  • /2

    $199,000

    • Land
    • 2.74 Acres
    • $72,628 per Acre

    16878 Sycamore St NW, Andover, MN 55304

    Beautiful new development in Andover. Rare acreage in Andover school district available now!! Homes starting in the $700's. Custom home builder with 40 years experience, your plan or ours. Come pick your lot today.

    Michael VanderLee RE/MAX Results

    16878 Sycamore St NW, Andover, MN 55304
  • /2

    $205,000

    • Land
    • 2.58 Acres
    • $79,457 per Acre

    16871 Sycamore St NW, Andover, MN 55304

    Beautiful new development in Andover. Rare acreage in Andover school district available now!! Homes starting in the $700's. Custom home builder with 40 years experience, your plan or ours. Come pick your lot today.

    Michael VanderLee RE/MAX Results

    16871 Sycamore St NW, Andover, MN 55304
  • /2

    $195,000

    • Land
    • 2.55 Acres
    • $76,471 per Acre

    16704 Sycamore St NW, Andover, MN 55304

    Beautiful new development in Andover. Rare acreage in Andover school district available now!! Homes starting in the $700's. Custom home builder with 40 years experience, your plan or ours. Come pick your lot today.

    Michael VanderLee RE/MAX Results

    16704 Sycamore St NW, Andover, MN 55304
  • /100

    $720,000 Coming Soon

    • 4 Beds
    • 2.5 Baths
    • 3,901 Sq Ft

    3632 140th Ave NE, Andover, MN 55304

    Beautifully nestled on nearly 1.5 wooded acres in the sought-after Timber Woods neighborhood of Ham Lake, this stunning 2001 walkout rambler offers privacy, space, and breathtaking natural views in a quiet cul-de-sac setting. Mature trees and a serene backyard pond create a peaceful retreat, while still providing easy access to Highway 35 to the east and Highway 65 to the west—offering the

    Frank D'Angelo Exit Realty Nexus

    3632 140th Ave NE, Andover, MN 55304
  • /70

    $1,100,000

    • 5 Beds
    • 3.5 Baths
    • 3,910 Sq Ft

    13847 Taconite St NE, Andover, MN 55304

    LARGE 60X40 FINISHED POLE BUILDING AND the sellers have the information needed to potentially divide the property into two PID’s—adding significant value and future potential.Owning 12+ acres in Ham Lake is a rare opportunity, especially on a quiet cul-de-sac just off Bunker Lake Blvd & Radisson Road. This beautifully updated one-level living home has been fully remodeled with a stunning

    Colleen Hendrickson Keller Williams Classic Rlty NW

    13847 Taconite St NE, Andover, MN 55304
  • /61

    $669,000

    • 4 Beds
    • 2.5 Baths
    • 2,212 Sq Ft

    3729 172nd Ln NE, Andover, MN 55304

    Welcome home to this beautifully maintained 4-bedroom, 3-bath with acreage, set on nearly 2 acres. Offering over 2,200 finished square feet and a heated, insulated 4-car garage, along with a 12 x 24 shed, this home blends space, comfort, and functionality. All four bedrooms are located on one level, including a spacious primary suite with a soaking tub and generous closet space. Thoughtful

    Jake Kurtz Engel & Volkers Minneapolis Blaine

    3729 172nd Ln NE, Andover, MN 55304
  • /22

    $633,040 New Construction

    • 3 Beds
    • 2 Baths
    • 1,968 Sq Ft

    15218 Quince St NW, Andover, MN 55304

    The beautiful Birmingham offers main-level living at its finest. An open-concept layout seamlessly connects the great room, dining area, and kitchen—complete with a convenient coffee bar—creating an inviting space for both everyday living and effortless entertaining. Three bedrooms, including a luxurious owner’s suite, are thoughtfully positioned on the main floor, along with a mudroom and a

    Lennar Builder
    15218 Quince St NW, Andover, MN 55304
  • /40

    $579,900

    • 4 Beds
    • 3.5 Baths
    • 3,882 Sq Ft

    1304 155th Ln NW, Andover, MN 55304

    Great opportunity - this lovely home really delivers! Almost 4000 fin sq ft with 4 bedrooms, 4 baths, and a 3 car heated garage. Combining luxurious finishes with functionality, this home is located in a wonderful neighborhood close to all that Andover has to offer! You'll love the full front porch, 2 story entry with hardwood floors that carry you through to an open concept layout. The entry is

    Barbara Larsen Edina Realty, Inc.

    1304 155th Ln NW, Andover, MN 55304
  • /14

    $319,900

    • 3 Beds
    • 2.5 Baths
    • 1,310 Sq Ft

    16526 Argon St NW, Andover, MN 55304

    Rare opportunity for riverfront living in Andover with 215 feet of river frontage. Set on a private wooded one acre setting, this home overlooks a stretch of the Rum River—offering the natural beauty, serene panoramic views, and recreation opportunities that make this area so sought-after. From kayaking and canoeing to quiet mornings with wildlife right outside your window, this property delivers

    Elizabeth Sibet eXp Realty

    16526 Argon St NW, Andover, MN 55304
  • /35

    $560,860 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,719 Sq Ft

    861 150th Ln NW, Andover, MN 55304

    Step inside this thoughtfully designed two-story home and discover a spacious layout that truly delivers on modern living. The main level welcomes you with a seamless flow between the dining area and a stylish kitchen featuring stainless steel appliances, while the great room offers a stunning view over the kitchen—perfect for entertaining or relaxing. A convenient mudroom keeps daily life

    Kaylee Schultz Lennar Sales Corp

    861 150th Ln NW, Andover, MN 55304
  • /42

    $600,000

    • 3 Beds
    • 3.5 Baths
    • 2,446 Sq Ft

    917 174th Ave NE, Ham Lake, MN 55304

    Skip the build and move right in! This barely lived-in Ham Lake two-story offers modern finishes, space, and immediate availability - set on a full acre. The main level features a dramatic vaulted great room filled with natural light and an open-concept layout. The kitchen includes hardwood floors, stainless steel appliances, a walk-in pantry, and oversized island. Attached 3-car, EV-ready garage

    Bradley Cochrane RE/MAX Results

    917 174th Ave NE, Ham Lake, MN 55304
  • /24

    $518,855 New Construction

    • 4 Beds
    • 2 Baths
    • 2,280 Sq Ft

    653 152nd Ln NW, Andover, MN 55304

    This new two-story home showcases a modern design with a finished lower-level, featuring a recreation room and bedroom with the option to include a full bathroom. On the main-level Great Room and dining room are beautiful vaulted ceilings, which is complemented by a kitchen with a center island and a flex space that offers endless possibilities. The luxe owner’s suite and two secondary bedrooms

    Lennar Builder
    653 152nd Ln NW, Andover, MN 55304
  • /16

    $240,000

    • 2 Beds
    • 1 Bath
    • 1,236 Sq Ft

    13174 Meadowood Curve NW Unit 24, Coon Rapids, MN 55448

    Welcome to this beautifully updated end-unit townhome, ideally located within walking distance to shopping, dining, and parks, and just minutes from Crooked Lake Beach and Park. Inside, you’ll love the light-filled, neutral aesthetic with soaring ceilings and an inviting open layout. The white kitchen features granite countertops, stainless steel appliances, and a polished tile backsplash—perfect

    April Manchik Lakes Sotheby's International

    13174 Meadowood Curve NW Unit 24, Coon Rapids, MN 55448
  • /41

    $699,900

    • 4 Beds
    • 3.5 Baths
    • 4,144 Sq Ft

    13929 Terrace Rd NE, Andover, MN 55304

    This 4-bed rambler in Ham Lake MN offers a rare opportunity to shape a home that reflects your style while enjoying a premier setting in Majestic Oaks West. Set on a 1.05 acre lot backing to hole 1 and the tee of hole 2 on the Signature Course at Majestic Oaks, the home blends space, privacy, and long-term potential. From the covered front porch to the multiple access points leading outdoors, the

    Chelsea Erickson LaBelle Real Estate Group Inc

    13929 Terrace Rd NE, Andover, MN 55304
  • /41

    $339,000

    • 3 Beds
    • 1.5 Baths
    • 1,272 Sq Ft

    16930 Chisholm St NE, Andover, MN 55304

    Discover your private retreat on over an acre of wildlife-rich land in desirable Ham Lake! This well maintained 3-bedroom, 2-bath slab on grade home offers the perfect blend of tranquil country living and convenient highway access. Step inside to find a thoughtfully updated home filled with natural light, featuring spacious living areas and abundant storage. Enjoy the expansive patio and porch

    Derek Ogren RE/MAX RESULTS

    16930 Chisholm St NE, Andover, MN 55304
  • /26

    $545,000

    • 3 Beds
    • 2.5 Baths
    • 2,099 Sq Ft

    00000 153rd Ln NW, Andover, MN 55304

    This Dane Allen Homes Villa home offers all living facilities on one level plus an upper level with a loft, 2 additional bedrooms and a full bathroom. This is the "Monson" floor plan and comes with a large gourmet kitchen with custom cabinets, oversized walk in pantry and a large center island. This home includes a corner gas fireplace in the living room and offers a lot of natural light. This

    Dana Terry RE/MAX Results

    00000 153rd Ln NW, Andover, MN 55304
  • /47

    $499,999

    • 3 Beds
    • 2 Baths
    • 2,120 Sq Ft

    13640 Alamo St NE, Andover, MN 55304

    Welcome to Your Private Woodland Retreat!Nestled on 4 wooded acres of serene natural beauty, this cozy 4-level home offers the perfect blend of privacy, space, and modern comfort. A bright and spacious sunroom with vaulted ceilings has lots of natural light and offers peaceful views of the surrounding trees. The updated kitchen boasts new counters and ceramic floors. A large wrap-around deck

    Jason Roberge Exit Realty Nexus

    13640 Alamo St NE, Andover, MN 55304
  • /64

    $399,900 Pre-Foreclosure

    • 4 Beds
    • 2 Baths
    • 2,050 Sq Ft

    4725 Lexington Ave NE, Andover, MN 55304

    Rare opportunity for hobbyists, car enthusiasts, or anyone needing serious workspace — this sharp multi-level home sits on 1.5 acres and offers an exceptional combination of living comfort and functional shop space. The standout 51×23 outbuilding is equipped with a car lift, making it ideal for automotive projects, workshop use, or high-capacity storage. The attached 2-car garage provides

    Mark Tonia LPT Realty, LLC

    4725 Lexington Ave NE, Andover, MN 55304
  • /25

    $499,900

    • 4 Beds
    • 3 Baths
    • 2,971 Sq Ft

    14994 Crane St NW, Andover, MN 55304

    This 2,900 sq ft showstopper perfectly blends modern design with everyday comfort. From the moment you step into the sun-filled grand foyer, you’ll feel the openness and warmth that carries throughout the home. Expansive living spaces make entertaining effortless, while cozy corners invite you to relax and unwind. Rich hardwood floors and a bright 4-season sunroom add both style and

    Sean Lindholm Keller Williams Classic Realty

    14994 Crane St NW, Andover, MN 55304

Showing Results 1 - 40, Page 1 of 3

Frequently Asked Questions

What is the average home price in Andover, MN?
Homes for sale in Andover, MN have an average home price of $516,743.
How many homes have sold over the last 12 months in Andover, MN?
544 homes have sold in Andover, MN over the last 12 months.
What are the most popular zip codes in Andover, MN?
The most popular zip codes in Andover, MN include 55304, 55303, 55448, 55433 and 55011.
How much do you need to make to afford a house in Andover?
The median home price in Andover is $481,000. If you put a 20% down payment of $96,200 and had a 30-year fixed mortgage with an interest rate of 6.01%, your estimated principal and interest payment would be $2,310 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $99K a year to afford the median home price in Andover. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Andover, MN?
Andover, MN has highly rated public and private schools. Some of the best schools in Andover based on Niche Grades are Northside Christian School, Crooked Lake Elementary School and Foundations Christian Academy. Browse all the schools in Andover, MN to learn more.

Home Trends in Andover, MN

Housing Trends

Median Sale Price
$474,945
Median Single Family Sale Price
$485,435
Median Townhouse Sale Price
$435,000
Average Price Per Sq Ft
$211
Number of Homes for Sale
89
Last 12 months Home Sales
544
Months of Supply
2.00
Median List Price
$481,000
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
5%
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