Bay County FL 1-Story Homes for Sale

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  /76

  $579,000

  • 4 Beds
  • 4 Baths
  • 2,150 Sq Ft

  2910 Treasure Cir Unit A & B, Panama City, FL 32408

  REDUCED $36,000. OWNER SAYS SELL!Short Term Rentals allowed. This is a wonderful duplex with each side having a 2 bedroom, 2 bath, kitchen, huge living area, enclosed porch and a nice size laundry room. Each side is fenced for privacy. This is a wonderful location just a short walk to Schooners and the beach. A great rental to make some money! All investors wanting a short term rental for

  Cynthia Luster Coastal Property Services, Inc

  2910 Treasure Cir Unit A & B, Panama City, FL 32408
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  /57

  $450,000

  • 4 Beds
  • 2.5 Baths
  • 2,303 Sq Ft

  171 Grafton St, Southport, FL 32409

  Fanning Bayou, a sought-after neighborhood where country charm meets coastal living. Ideally located minutes from the airport, shopping, dining, and white sand beaches, endless fishing spots, this home offers a perfect blend of luxury and convenience. This elegant 2,303-square-foot home features four bedrooms, two full baths, and one half bath. Upon entry, a grand hallway leads into a spacious

  Jessica Cowell Beachy Beach Real Estate

  171 Grafton St, Southport, FL 32409
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  /41

  $415,000

  • 4 Beds
  • 2.5 Baths
  • 2,679 Sq Ft

  1119 College Blvd N, Lynn Haven, FL 32444

  Welcome to this beautiful 4-bedroom, 2.5-bathroom home on over half an acre in the sought-after Mill Bayou subdivision of Lynn Haven. This community is known for its quiet streets, friendly atmosphere, and unbeatable location close to parks, schools, and recreation. Inside, you'll find a flexible floor plan featuring a formal dining room, an eat-in kitchen with a walk-in pantry, and a designated

  Carrie Routt Keller Williams Success Realty

  1119 College Blvd N, Lynn Haven, FL 32444
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  /25

  $258,900

  • 4 Beds
  • 2 Baths
  • 1,596 Sq Ft

  6104 Katie Way, Panama City, FL 32404

  3/15 OPEN HOUSE 11am - 1pm. MOTIVATED SELLER!!Adorable and spacious Florida cottage with an open floor plan. The bright, open kitchen is filled with natural light and features a center island that flows seamlessly into the main living area. The roomy primary suite offers a large bathroom with double vanities, a relaxing soaking tub, and a walk in shower. Three additional bedrooms are located

  Parago Bothe Bastion Realty LLC

  6104 Katie Way, Panama City, FL 32404
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  /48

  $589,900

  • 3 Beds
  • 2 Baths
  • 2,294 Sq Ft

  437 W Baldwin Rd, Panama City, FL 32405

  If space, storage, and flexibility are at the top of your list, this custom-built beautiful brick home truly checks every box. Situated on a spacious 0.65-acre corner lot, this 3-bedroom, 2-bath residence offers 2,294 square feet of heated and cooled living space, including approximately 400 additional square feet of versatile flex space—ideal for 4th Bedroom, a game room, home office, or

  Jane Fillingim Keller Williams Success Realty

  437 W Baldwin Rd, Panama City, FL 32405
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  /31

  $369,000

  • 4 Beds
  • 2 Baths
  • 2,129 Sq Ft

  4774 Firefly Ln, Panama City, FL 32404

  **🏡 Beautiful 4 Bedroom Home in Sought-After Titus Park! 🏡** Welcome to your dream home in **Titus Park** — one of Panama City's fastest-growing and most desirable communities! Built in **2021**, this spacious **4 bedroom, 2 bathroom home** offers nearly **2,100 sq. ft. of modern living space** with an open-concept design perfect for both entertaining and everyday life. 📍

  Karen Smith Beachy Beach Real Estate

  4774 Firefly Ln, Panama City, FL 32404
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  /74

  $1,050,000

  • 3 Beds
  • 2 Baths
  • 1,537 Sq Ft

  7018 S Lagoon Dr, Panama City Beach, FL 32408

  Discover your personal waterfront sanctuary on Grand Lagoon—a rare gem that blends effortless luxury with the serene rhythms of coastal life. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,537 square feet of thoughtfully designed living space and panoramic lagoon views that will take your breath away. Step outside and discover a private paradise designed for both relaxation and

  Marc Miller Scenic Sotheby's International Realty

  7018 S Lagoon Dr, Panama City Beach, FL 32408
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  /8

  $300,000

  • 2 Beds
  • 1 Bath
  • 777 Sq Ft

  1155 Mulberry Ave, Panama City, FL 32401

  Handyman special in high demand neighborhood

  INVESTMENT REALTY Beach Realty of Florida

  1155 Mulberry Ave, Panama City, FL 32401
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  /38

  $218,500

  • 3 Beds
  • 2 Baths
  • 1,024 Sq Ft

  6419 Lance St, Panama City, FL 32404

  'OPEN HOUSE, SUNDAY- MARCH 29TH FROM 12-2PM'Welcome home to this well-maintained 3-bedroom, 2-bathroom property perfectly situated on a corner lot in the heart of Callaway. Featuring a durable metal roof and solar panels, this home offers energy efficiency and peace of mind--with little to no power bill. The home is being sold with solar panels being paid off free and clear. Inside, you'll

  Vianah Seamon Anchor Realty Florida

  6419 Lance St, Panama City, FL 32404
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  /20

  $257,000

  • 3 Beds
  • 2 Baths
  • 1,132 Sq Ft

  1610 Louise Ave, Panama City, FL 32401

  Perfect first home or investment property. The home is in excellent construction condition just needs the new buyers personal touch to make the property SHINE. Excellent location with nice surrounding homes and a nice large lot in St Andrews. Newer A/C and roof and Electric has all been upgraded. 3 bedrooms and 2 full baths with extra room for office or additional kids' bedroom. The property has

  Andy Gonsalves Counts Real Estate Group Inc

  1610 Louise Ave, Panama City, FL 32401
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  /26

  $329,000

  • 4 Beds
  • 2 Baths
  • 2,101 Sq Ft

  11504 Poston Rd, Panama City, FL 32404

  Discover your dream home in the serene community of Sunrise at East Bay, conveniently located near Eastern Ship Building and Tyndall Air Force Base. This like-new residence boasts luxury features designed for comfort and efficiency, including impact-rated windows and doors, 2x6 wall construction, and spray foam attic insulation. Enjoy gourmet cooking in the kitchen with granite countertops and

  Hope Abbott Turner Keller Williams Realty Emerald

  11504 Poston Rd, Panama City, FL 32404
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  /36

  $228,000

  • 4 Beds
  • 1 Bath
  • 1,164 Sq Ft

  808 Forestdale Ave, Panama City, FL 32401

  Reduced Price. Updated with new tile and laminate flooring. New kitchen cabinets and remodeled bathroom. Open floor plan, includes a fire place. Home can be a four bedroom or use one for a den or office. Seller is leaving all appliances.Convenient to shopping, schools, and Tyndal Airforce Base.Fenced backyard .

  Joann Walsingham Chipola Realty, Chipley Office

  808 Forestdale Ave, Panama City, FL 32401
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  /49

  $395,000

  • 4 Beds
  • 3 Baths
  • 2,414 Sq Ft

  6001 Minneola St, Panama City, FL 32404

  Welcome to the kind of home that rarely hits the market fully updated, thoughtfully laid out, and loaded with the features buyers search for most: no HOA, a brick exterior, a private pool, a fenced backyard, a large kitchen with brand-new appliances, and two oversized garages with space you simply don't see every day.Step inside and you're welcomed by a classic brick fireplace and new

  Mowayne Copeland Keller Williams Success Realty

  6001 Minneola St, Panama City, FL 32404
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  /30

  $345,000

  • 4 Beds
  • 2 Baths
  • 2,492 Sq Ft

  2506 W 26th St, Panama City, FL 32405

  Welcome to a spacious 4-bedroom home in the heart of Panama City, offering over 2,400 square feet of living space on a generous 0.32-acre lot. Located in Island View Estates and directly across the street from a community park, this property combines an incredible location with strong investment potential. Whether you're searching for a home to update to your taste or looking for your next

  Wheeler Sauls Collective Salty Marlin Realty

  2506 W 26th St, Panama City, FL 32405
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  /26

  $485,000

  • 5 Beds
  • 3 Baths
  • 3,071 Sq Ft

  321 Allie Way, Callaway, FL 32404

  All sizes are apx taken from tax records//Move-in Ready--Motivated Seller---Assumable VA Loan at 2.75 (Must Qualify from lender)///////////Beautiful, maintained 5-bedroom, 3-bath home located in the highly desirable Bridge Harbor Community, just minutes from Tyndall Air Force Base. ///// Homes with this spacious layout and level of upgrades are hard to find!!///////Step inside and be

  Paul Calhoun CENTURY 21 Commander Realty

  321 Allie Way, Callaway, FL 32404
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  /84

  $1,850,000

  • 5 Beds
  • 3.5 Baths
  • 4,152 Sq Ft

  3045 W 30th Ct, Panama City, FL 32405

  Experience the ultimate in waterfront living with this exquisite single-story 4-bedroom, 3.5-bath bayou-front estate. Perfectly positioned on a generous .79-acre lot with 156 feet of pristine waterfront, this 4,152 sq. ft. home blends modern luxury with serene coastal charm. Inside, the open-concept design showcases a gourmet chef's kitchen outfitted with Sub-Zero and Wolf appliances, two large

  Kathy Bass Avenue Realty

  3045 W 30th Ct, Panama City, FL 32405
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  /40

  $517,500

  • 3 Beds
  • 2 Baths
  • 1,750 Sq Ft

  117 Nautical Way, Panama City Beach, FL 32413

  **OPEN HOUSE SATURDAY 02/07 11AM-1PM** Just steps from the sugar-white sand and tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath beach oasis truly has the best of both worlds. Located in the heart of Summer Breeze, one of West Panama City Beach's most loved neighborhoods, this home on Nautical Way offers laid-back coastal living with everyday convenience. You're just a short walk or

  Nathan Lawrence Legacy Premier Agency LLC

  117 Nautical Way, Panama City Beach, FL 32413
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  /43

  $559,000

  • 3 Beds
  • 3 Baths
  • 2,587 Sq Ft

  3537 Fox Run Blvd, Panama City, FL 32408

  PRICED TO SELL! + up to $10K in closing cost assistance. Welcome to your dream home in the highly sought-after gated community of The Preserve! This beautifully maintained 3-bedroom, 3-bathroom residence offers the perfect combination of comfort, privacy, and modern upgrades. Not only does the master have an on suite bath, so does the second bedroom. Step inside to discover an updated kitchen

  Teri Vega Keller Williams Success Realty

  3537 Fox Run Blvd, Panama City, FL 32408
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  /66

  $539,900

  • 3 Beds
  • 2.5 Baths
  • 2,157 Sq Ft

  117 Lakeview Terrace, Lynn Haven, FL 32444

  Looking for a move-in ready pool home in Lynn Haven's premier golf community? Welcome to 117 Lakeview Terrace, located in the highly sought-after subdivision of The Meadows & The Pointe. This meticulously maintained 3-bedroom, 2.5-bathroom residence offers the rare combination of traditional elegance and modern peace of mind (New Roof 2019, Water Heater 2021). Why this home stands out in the

  Taylor White Gillman Group Realty

  117 Lakeview Terrace, Lynn Haven, FL 32444
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  /44

  $290,000

  • 3 Beds
  • 1 Bath
  • 945 Sq Ft

  1701 Deer Ave, Panama City, FL 32401

  Welcome to this beautifully renovated 3-bedroom home on a spacious corner lot in the heart of Historic St. Andrews! Perfectly located within walking distance to the Bay, St. Andrews Marina, Shrimp Boat, Captain's Table, Uncle Ernie's, restaurants, shopping, and entertainment. This home blends historic charm with modern updates. Inside, you'll find freshly painted walls (2023), updated flooring,

  Kelly McGrath Realty One Group Emerald Coast

  1701 Deer Ave, Panama City, FL 32401
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  /18

  $399,000

  • 2 Beds
  • 2 Baths
  • 840 Sq Ft

  103 Ocean View Dr, Mexico Beach, FL 32456

  Are you looking to buy a short-term rental in Mexico Beach? This charming 2-bedroom, 2-bath beach cottage just half a block from the sugar-white sands would be perfect for you. Located in the Ocean View community, this beachside retreat offers access to an inground pool and a relaxed coastal lifestyle. The home comes beautifully furnished and features tray ceilings, ceramic tile throughout, and

  Lynne O'Shall Forgotten Coast Realty of NW Florida

  103 Ocean View Dr, Mexico Beach, FL 32456
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  /54

  $397,000

  • 3 Beds
  • 1.5 Baths
  • 1,875 Sq Ft

  5203 E 4th St, Panama City, FL 32404

  2.88-acre multi-residence property located in the heart of Panama City. Zoned for up to 8.99 townhomes or 4 duplexes per acre. Offering exceptional space, privacy, and versatility, this sprawling estate is ideal for multi-generational living, investment income, or a private retreat with room to grow.The main residence is a fully renovated cinderblock home featuring three bedrooms and 1.5

  Crystal Duncan Paradise Properties of NW Florida

  5203 E 4th St, Panama City, FL 32404
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  /43

  $510,000

  • 3 Beds
  • 2 Baths
  • 1,242 Sq Ft

  6908 Beach Dr, Panama City, FL 32408

  HIGH-DEMAND LOCATION MEETS TURN-KEY INCOME POTENTIAL with this short-term rental in Panama City Beach. This 3BR/2BA home offers 1,242 SF heated (1,846 SF total) with updated furnishings and appliances, allowing for immediate rental operation. Investor-friendly features include extra-large parking for multiple vehicles, a covered patio, outdoor fire-pit gathering area, and a large storage shed

  Laurence Aquino Quest Real Estate Services of Florida LLC

  6908 Beach Dr, Panama City, FL 32408
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  /83

  $1,195,000

  • 4 Beds
  • 3 Baths
  • 2,733 Sq Ft

  8817 N Lagoon Dr, Panama City, FL 32408

  Welcome to 8817 N Lagoon Drive, a premier waterfront offering designed for buyers who value privacy, lifestyle, and long-term value. Located along one of Panama City's most desirable boating corridors, this property features a private dock with direct access to St. Andrews Bay and the Gulf of Mexico, delivering an elevated coastal experience few homes can offer. This residence is ideally suited

  The Simpson Group Christies International Real Estate Emerald Coast

  8817 N Lagoon Dr, Panama City, FL 32408
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  /29

  $460,000

  • 3 Beds
  • 2 Baths
  • 1,305 Sq Ft

  3922 Ocean View Dr, Panama City, FL 32408

  Reduced & a $5,000 seller concession offered toward buyer closing costs and/or a point buy down. Ideally located just minutes from the sugar-white sands of Panama City Beach, this fully furnished 3-bed, 2-bath home is perfect as a short-term rental investment or personal beach retreat. No HOA and short-term rentals allowed. Conveniently located near Beach Access #16 and Rick Seltzer Park. Inside

  Ashley Dunnigan Coastal Choice Realty LLC

  3922 Ocean View Dr, Panama City, FL 32408
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  /34

  $647,500

  • 4 Beds
  • 3 Baths
  • 2,009 Sq Ft

  528 N 15th, Mexico Beach, FL 32456

  Meet the farmhouse style home you didn't expect to find at the beach. Located in Mexico Beach and sold furnished, this 4 bedroom/3 bath home blends French country charm with relaxed coastal living. Vaulted ceilings and abundant natural light define the main living space, where French doors open to a screened back porch and a privacy-fenced backyard, creating an inviting indoor-outdoor connection.

  Jackie Etheridge Anchor Realty Florida

  528 N 15th, Mexico Beach, FL 32456
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  /20

  $220,000

  • 3 Beds
  • 2.5 Baths
  • 1,738 Sq Ft

  1023 Bay Ave, Panama City, FL 32401

  Spacious all-brick, three bedroom, two and a half bath home just minutes from downtown Panama City. The home has a 2019 roof and a 2016 HVAC The home also has a large living room/dining room combination in addition to a family room. The master bedroom has double closets and the master bath is tiled with double vanities. There is a single car garage and large storage area with a half bath off of

  Michelle Ginn ERA Neubauer Real Estate, Inc

  1023 Bay Ave, Panama City, FL 32401
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  /26

  $275,500

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  103 S Charlene Dr, Panama City, FL 32404

  Very cute and beautifully updated starter home! Open floor concept with kitchen island connecting the living area and kitchen. White cabinets and black appliances. Side by side refrigerator, dishwasher, flat top stove and microwave. French glass doors open up to a beautiful covered back porch. Beautiful black iron patio table and chairs convey with the sale. Den or family room is located just off

  Kathy Peacock-Morgan Coastal Choice Realty LLC

  103 S Charlene Dr, Panama City, FL 32404
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  /34

  $499,999

  • 3 Beds
  • 2 Baths
  • 2,347 Sq Ft

  1218 Tuscany Rd, Panama City, FL 32405

  Set along deep, navigable waters leading into North Bay, this beautifully renovated three-bedroom, two-bath residence marries timeless coastal living with unmatched value as the lowest-priced updated home offering true deep water access. Free from HOA restrictions, the property delivers both freedom and lifestyle in one rare package. The thoughtfully redesigned interiors highlight craftsmanship

  Tristan Matthews Scenic Sotheby's International Realty

  1218 Tuscany Rd, Panama City, FL 32405
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  /11

  $185,000

  • 3 Beds
  • 1 Bath
  • 1,408 Sq Ft

  1901 Hickory Ave, Panama City, FL 32405

  Large cozy 3br/1ba ranch style block home on a 1/4 acre corner lot in Panama City! Lots of room inside and out with 3 large living areas and a huge fenced back yard. Home is centrally located, close to schools, shopping, a lovely upgraded park and playground almost next door, and home is also not too far from the most beautiful beaches in the world!Home is solid with lots of interior upgrade

  David Clement Sun Sand & Sea Beach Realty LLC

  1901 Hickory Ave, Panama City, FL 32405
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  /43

  $549,000

  • 4 Beds
  • 3 Baths
  • 1,958 Sq Ft

  455 Foxtail Way, Panama City Beach, FL 32407

  SELLER IS OFFERING $10,000 toward rate buy down or buyer closing costs. Located in Panama City Beach's highly desirable Breakfast Point community and built by Southern Coastal Homes, this one-owner, coastal-inspired home sits on a corner lot in a location that truly delivers. Enjoy quick access to the white-sand Gulf beaches, Publix, Pier Park, waterfront dining, entertainment, and A-rated

  Barbara Wade Beachy Beach Real Estate

  455 Foxtail Way, Panama City Beach, FL 32407
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  /39

  $410,000

  • 2 Beds
  • 2 Baths
  • 1,210 Sq Ft

  8735 Sand Dollar Dr, Panama City Beach, FL 32413

  Bamboo Floorplan! This 2-bedroom Latitude Margaritaville Watersound home offers a rare and highly sought-after private pond view, with a beautiful fully wooded nature preserve beyond, creating the ultimate peaceful, natural backdrop that is truly one of a kind within the community. Cottages in Latitude Margaritaville Watersound with this level of privacy and scenery are seldom available. The home

  Jeremy Mertens Watersound Real Estate

  8735 Sand Dollar Dr, Panama City Beach, FL 32413
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  /74

  $369,000

  • 2 Beds
  • 2 Baths
  • 1,210 Sq Ft

  8444 Dreams Float Ct, Panama City Beach, FL 32413

  Welcome to Latitude Margaritaville Watersound, a true resort-style, active adult 55+ community where every day feels like vacation! Step into the best of low maintenance resort-style living in this barely lived in Bamboo Cottage home. Perfectly situated in Phase 5 near the golf cart underpass which gets you to the Town Square & resort style amenities in just a few minutes. This thoughtfully

  Donna Charitat Coldwell Banker Realty

  8444 Dreams Float Ct, Panama City Beach, FL 32413
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  /44

  $244,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  6119 Katie Way, Panama City, FL 32404

  You will not find another house this new, this large, and this nice at a price this low around Panama City! This charming 2016 home has three bedrooms, two full bathrooms, and a beautiful covered front porch spanning the entire width of the home. The home feels new after a refresh at the end of 2025, including new flooring everywhere, fresh paint for the entire interior, and a deep clean of the

  Lauren Beninate Beachy Beach Real Estate

  6119 Katie Way, Panama City, FL 32404
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  /35

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  319 15th St, Panama City Beach, FL 32413

  Discover your dream retreat in Panama City Beach! This beautifully maintained 3-bedroom, 2-bathroom home is just half a mile from the stunning shoreline, offering the perfect blend of comfort and convenience. Fully furnished and turn-key, this property is an ideal investment opportunity or vacation getaway. Enjoy the bright and inviting living spaces, modern amenities, and a relaxed coastal vibe

  Anthony Cooper Realty ONE Group Emerald Coast

  319 15th St, Panama City Beach, FL 32413
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  /41

  $399,000

  • 3 Beds
  • 1 Bath
  • 1,150 Sq Ft

  2914 Treasure Cir, Panama City, FL 32408

  Welcome to 2914 Treasure Circle, a charming beach retreat perfectly tucked away on the quiet east end of Panama City Beach! This darling home is just minutes from some of the area's favorite local spots like St. Andrews State Park, Schooners, Captain Anderson's, Patches Pub, and Dat Cajun Place. And the best part, you are only 0.2 miles from the beach, making it easy to enjoy the sugar white sand

  Renata Morse Beachy Beach Real Estate

  2914 Treasure Cir, Panama City, FL 32408
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  /15

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,640 Sq Ft

  5584 Lexa Ln, Panama City, FL 32404

  Beautifully situated in the Butler Farms Community, this well-maintained 4-bedroom home is tucked away on a quiet cul-de-sac and conveniently located near Tyndall Air Force Base—making it an ideal option for first-time homebuyers, military families, or investors. The home features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a bright and inviting

  Ricky Ingram Solis Real Estate of Florida

  5584 Lexa Ln, Panama City, FL 32404
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  /47

  $580,000

  • 4 Beds
  • 3 Baths
  • 2,096 Sq Ft

  2503 Pelican Bay Dr, Panama City, FL 32408

  **OPEN HOUSE THURSDAY MARCH 26TH, 2026 11AM - 2PM** COME VIEW THIS BEAUTIFUL HOME! Welcome to 2503 Pelican Bay Drive, a beautiful contemporary residence located in the highly sought-after Pelican Bay community of Panama City Beach. This meticulously maintained home offers 4 bedrooms, 3 bathrooms, approximately 2,130 square feet of living space, and a 2-car garage, blending refined design with

  Kaitlin Husbands Legacy Premier Agency

  2503 Pelican Bay Dr, Panama City, FL 32408
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  /27

  $649,000

  • 5 Beds
  • 5 Baths
  • 4,419 Sq Ft

  2402 E 2nd Ct, Panama City, FL 32401

  Discover an exceptional opportunity to own a large waterfront estate on over 1.1 acres, just a short distance from the sugar-white sands and emerald waters of the Gulf of America. Offering 4,419 square feet, this expansive 5-bedroom, 5-bath ranch-style home sits on a rare oversized waterfront lot—providing the space, privacy, and potential that are increasingly hard to find along the coast. The

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  2402 E 2nd Ct, Panama City, FL 32401
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  /48

  $950,000

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  6611 S Lagoon Dr, Panama City, FL 32408

  OPEN HOUSE SUNDAY MARCH 8TH 3-5 ! This fabulous double-lot resort home with a pool is perfectly situated on South Lagoon in the heart of Panama City Beach's highly desirable east end. Just a short walk to the World's Most Beautiful Beaches and Grand Lagoon, this prime location also offers 2 nearby boat ramps with lagoon access to the Gulf. This inviting, one-of-a-kind custom beach home features

  Michele Morros Keller Williams Success Realty

  6611 S Lagoon Dr, Panama City, FL 32408

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