Bay County FL Homes under $100,000

/14
$94,900
- Land
- 0.14 Acre
- $677,857 per Acre
6420 Marvin Ln, Southport, FL 32409

Dreaming of waterfront living? This Canal-Front property offers direct Bay and Gulf access, making it a boater's paradise! Build your dream home, place a mobile home, or simply use the cleared Waterfront space to store your boat in the water and enjoy effortless access to the open water. Property has been recently cleared to the water! Zoned R-2. Your coastal adventure starts here!

MaryAnn Enfinger

Overstreet Realty

(850) 970-7422

6420 Marvin Ln, Southport, FL 32409
/15
$45,900
- Land
- 0.27 Acre
- $170,000 per Acre
1009 Tidewater Ln, Panama City, FL 32404

Entrance into community drive through lined Crape Myrtle. Gated community, with RV and Boat storage parking.This is the perfect location to Build your DREAM HOME.This Beautiful gated community in Laird Point offers a peaceful views of the Laird Bayou . The amenities include a new pickleball courts, Tennis Court, Half court basketball, Boat and RV storage. This community has beautiful homes as

Tracye Crass

Beach Haven Realty

(850) 845-8713

1009 Tidewater Ln, Panama City, FL 32404
/6
$100,000
- Land
- 10 Acres
- $10,000 per Acre
11630 County Line Rd, Fountain, FL 32438

10 Acres located in Fountain, FL. Electric available. Septic, Well and pond located on the property. Previous mobile home being on the land. (Condition of well and septic unknown). Rolling hills in this area about 35 miles north of Panama City, FL. Survey Available.

Carol Erwin

Forgotten Coast Realty of NW Florida LLC

(850) 990-1725

11630 County Line Rd, Fountain, FL 32438
/20
$94,500
- 3 Beds
- 2 Baths
- 1,140 Sq Ft
7925 Heron Ln, Youngstown, FL 32466

Peaceful Country Retreat Just 40 Minutes from World-Class BeachesTucked away in a quiet, country setting, this charming property offers the perfect blend of tranquility and convenience--just a short 40-minute drive to some of the world's most beautiful beaches.The home features a spacious, fenced backyard, ideal for pets, play, or relaxing in privacy. A large screened and covered porch provides

Scott Seidler - TheConnectionTeam

Keller Williams Success Realty

(448) 218-4753

7925 Heron Ln, Youngstown, FL 32466
/13
$42,500
- Land
- 0.25 Acre
- $170,000 per Acre
1744 Mallard Dr, Panama City, FL 32404

Incredible corner lot that is high and dry. Great views and very spacious. Quiet neighborhood

Erich Hardy

Think Real Estate

(448) 202-4873

1744 Mallard Dr, Panama City, FL 32404
/6
$9,995
- Land
- 0.61 Acre
- $16,385 per Acre
Bay County Unit FL USA, Fountain, FL 32438

0.61 acre lot - Mobile & Tiny Homes Welcome!Affordable with Owner Financing. Only $199/Month | Buildable | Easy Access | No HOA*** Buy with confidence - We offer up to 60-days money back guarantee as well as the option to cancel anytime. ***Every time you check your retirement accountThe numbers feel smaller.Each time you look at property prices...They've

Ronnie Ostri

Bay County Unit FL USA, Fountain, FL 32438
/6
$70,000
- Land
- 13 Acres
- $5,573 per Acre
5100 Old Majette Tower Rd, Panama City, FL 32404

Building lot on Old Majette Tower Road. Access also off Duneridge Road. Rest of property is woods & wetlands.

Clay Patrick Crosby & Associates, Inc

5100 Old Majette Tower Rd, Panama City, FL 32404
/7
$70,000
- Land
- 12 Acres
- $5,983 per Acre
0 Timber Ln, Timber Lake Homes, FL 32438

Build your dream on this secluded lot in the Fountain area of Bay County. Enjoy getting away from it all on this large tract of land among the rolling hills of North Florida with beautiful indigenous wildlife, mature trees, and your own private slice of Juniper Creek. This property is so secluded that the current owner is in the process of obtaining an easement. Just a short drive to the world's

Melany Hathcock Keller Williams Success Realty

0 Timber Ln, Timber Lake Homes, FL 32438
/9
$79,900
- Land
- 0.66 Acre
- $121,061 per Acre
Lot 19 Cr 30-A, Port St. Joe, FL 32456

Welcome to Lot 19 of Pass View, an exquisite homesite boasting 80 feet of lagoon frontage. Prepare to be captivated by the enchanting vista that awaits, inviting you to embark on a journey of exploration. Nestled within the embrace of Indian Lagoon's pristine and storied waters, these exceptional properties provide an idyllic setting for paddle-boarders, kayakers, and nature enthusiasts alike.

Patrick Pugh 98 Real Estate Group, LLC

Lot 19 Cr 30-A, Port St. Joe, FL 32456
/2
$5,000
- 2 Beds
- 1 Bath
- 1,032 Sq Ft
237 Allen Ave, Panama City, FL 32401

Foreclosure Auction Ends August 18, 2025 at 12:00 PM EST. Discover this delightful 2-bedroom, 1-bathroom single-family home located in Panama City, FL. The list price is the opening bid for the online auction. Sold As-is with Clear Title. Explore more details and submit your bid through the Federa Home App.

Jamie Boone Federa

237 Allen Ave, Panama City, FL 32401
/8
$5,000
- 4 Beds
- 2 Baths
- 1,663 Sq Ft
628 Helen Ave, Panama City, FL 32401

Foreclosure Auction Ends August 18, 2025 at 12:00 PM EST. Discover this delightful 4-bedroom, 2-bathroom single-family home located in a desirable area of Panama City, FL. The list price is the opening bid for the online auction. Sold As-is with Clear Title. Explore more details and submit your bid through the Federa Home App.

Jamie Boone Federa

628 Helen Ave, Panama City, FL 32401
/2
$82,900
- Land
- 0.07 Acre
- $1,184,286 per Acre
463 Paradise Blvd, Panama City Beach, FL 32413

Land in a gated Community Paradise Grove, 10 minutes walking distance from the Beach-Gulf of Mexico. The community has a pool, play area.

Stephen Hachey Lowest Fee Realty LLC

463 Paradise Blvd, Panama City Beach, FL 32413
/12
$69,000
- Land
- 0.17 Acre
- $405,882 per Acre
1404 Wisconsin Ave, Lynn Haven, FL 32444

If you haven't fallen in love with any existing homes, this is your chance to create one that's truly yours. This prime, build-ready lot is cleared, level, and partially fenced--perfect for your custom forever home. The street is quickly developing, with several newly constructed homes recently completed, adding value and appeal to the area. Conveniently located just minutes from local dining,

Kristina Briscoe Keller Williams Success Realty

1404 Wisconsin Ave, Lynn Haven, FL 32444
/9
$49,000
- Land
- 8 Acres
- $6,533 per Acre
0 S Silver Lake Rd Unit 776984, Fountain, FL 32438

Unique opportunity to own 7.5 unrestricted acres in Youngstown, Florida. This land combines open and wooded areas, offering ample space to build a home, private retreat, or future investment. Located just south of US-231, with quick access to Panama City in only 35 minutes, while maintaining the peace and privacy of a rural setting. Nearby are stores, Dollar General, post office, restaurants, and

Steven Koleno Beycome of Florida LLC

0 S Silver Lake Rd Unit 776984, Fountain, FL 32438
/4
$90,000
- Land
- 0.93 Acre
- $96,774 per Acre
3630 E 43rd, Panama City, FL 32404

Your Dream Home Awaits on Nearly an Acre!Discover the perfect canvas for your custom home on this exceptional just under an acre residential lot, ideally situated on a quiet, picturesque street. Experience the best of both worlds: serene, peaceful living with unbeatable convenience to everything you need.This spacious parcel offers ample room for a sprawling home, lush landscaping, and all your

Christopher Hunyady Gulf Life Real Estate Inc

3630 E 43rd, Panama City, FL 32404
/15
$60,000
- Land
- 1.30 Acres
- $46,154 per Acre
11528 Stone Rd, Panama City, FL 32404

Survey, Septic, Well!! Just Under 1.5 Acres of Opportunity on Stone Road!Discover the perfect canvas for your dream home on this stunning, cleared parcel located at 11528 Stone Road. This beautiful property offers just under 1.5 acres of high and dry land -- not in a flood zone and has never experienced standing water.Utilities are already in place with a well, septic system, and power pole,

Team Don and Bubba EXP Realty LLC

11528 Stone Rd, Panama City, FL 32404
/9
$100,000
- Land
- 0.34 Acre
- $294,118 per Acre
408 Michigan Ave, Lynn Haven, FL 32444

Ready to build your dream home? This 100'x150' oversized homesite in the heart of Lynn Haven, Florida is walkable to the Bay and just steps from the public boat launch, waterfront park and public beach with NO HOA! Oversized, this homesite includes two parcels totaling .34 acres and is perfectly positioned in the rapidly growing and highly sought-after Lynn Haven community. Located in Flood Zone

Carly Sostheim Corcoran Reverie

408 Michigan Ave, Lynn Haven, FL 32444
/12
$95,000
- Land
- 0.52 Acre
- $182,692 per Acre
109 Lake Merial Trail, Southport, FL 32409

Live surrounded by trees, play all day by the lake - your dream home awaits in the gated community of Lake Merial, a 300-acre spring fed lake with amenities and a lifestyle you deserve!Nestled on 0.57 acres, this beautiful parcel has been cleared and is ready for build on. This homesite offers the perfect blend of privacy, nature, and possibility for you to build your dream home. At Lake Merial,

Carly Sostheim Corcoran Reverie

109 Lake Merial Trail, Southport, FL 32409
/6
$45,000
- Land
- 0.14 Acre
- $321,429 per Acre
Unlisted Address

Picture Your Future Here at 1917 Lombardy Ave!Imagine building your dream home--or your next smart investment--on this 6,011 sqft cleared lot (approx. 55x110 ft) right in the heart of Panama City. Tucked in a peaceful neighborhood, you're just minutes from Gulf Coast State College, FSU Panama City, St. Andrews Bay, local shops, hospitals, and the beach. Whether you're planning your forever home

Ramone Silvera Salty Marlin Realty LLC

Unlisted Address
/4
$25,000
- Land
- 0.46 Acre
- $54,348 per Acre
00 Lazy Ln, Fountain, FL 32438

Beautiful lot off of Hwy 231. Lot does not had clear access. There is an additional joining lot available for purchase .The Buyer is responsible for verifying all information with the County. The measurements advertised are approximate.

Carlton Searcy Counts Real Estate Group

00 Lazy Ln, Fountain, FL 32438
/9
$95,000
- Land
- 0.64 Acre
- $148,438 per Acre
4127 Cedar Creek Dr, Panama City, FL 32409

Build your dream home with water views in the gated community, Cedar Creek at Deer Point Lake. This spacious .64-acre homesites backs up to a tranquil pond, offering peaceful water views and a picturesque setting! Seize the opportunity to create your custom dream home in this highly sought after community. Imagine designing your ideal lifestyle with room for a pool, detached garage, expansive

Carly Sostheim Corcoran Reverie

4127 Cedar Creek Dr, Panama City, FL 32409
/10
$5,000
- 3 Beds
- 2 Baths
- 1,974 Sq Ft
7312 Rodgers Dr, Panama City, FL 32404

Foreclosure Auction Ends August 14, 2025 at 12:00 PM EST. Discover this delightful 3-bedroom, 2-bathroom Craftsman-style single-family home located in Panama City. The list price is the opening bid for the online auction. Sold As-is with Clear Title. Explore more details and submit your bid through the Federa Home App.

Jamie Boone Federa

7312 Rodgers Dr, Panama City, FL 32404
/3
$75,000
- Land
- 0.23 Acre
- $326,087 per Acre
1816 Mound Ave, Panama City, FL 32405

Vacant Lot in the St Andrews Area of Panama City!! This spacious cleared lot offers a blank canvas for your vision, situated in a peaceful neighborhood. Zoned Mixed -Use 2. Build a Duplex or professional offices, educational facilities, and neighborhood commercial uses. With easy access to local amenities and just a short drive to the stunning beaches of the Florida Panhandle, this property is an

Steven Koleno Beycome of Florida LLC

1816 Mound Ave, Panama City, FL 32405
/6
$90,000
- Land
- 10 Acres
- $8,612 per Acre
9800 Silver Lake Rd, Fountain, FL 32438

Discover 10.45 acres of endless opportunity with this high-and-dry wooded parcel located at 9800 Silver Lake Road. Zoned Agricultural and tucked into a peaceful country setting, this property is perfect for building your dream home, starting a small farm, or creating the private retreat you've always wanted. With direct access from a paved road and situated in the highly desirable X flood zone,

Angela Feria Foundation Real Estate Agency LLC

9800 Silver Lake Rd, Fountain, FL 32438
/7
$25,000
- Land
- 1.67 Acres
- $14,970 per Acre
0 Highway 2301, Youngstown, FL 32466

Perfect location for someone looking for that relaxed country vibe, but who still wants to be close to all the things! Only fifteen minutes from a Publix, this lot is quickly accessible to healthcare & civilization-- it's also 25 min from the heart of Callaway, and less than 30 min to the shops, restaurants, and recreation in Lynn Haven & Panama City. Fifteen minutes from Pitt & Wilford Springs.

Deborah Class ERA Neubauer Real Estate, Inc

0 Highway 2301, Youngstown, FL 32466
/6
$60,000
- Land
- 1.15 Acres
- $52,174 per Acre
10612 Winterhill Rd, Southport, FL 32409

1.15 Wooded Acres in Southport to build your dream home! Discover the perfect blend of privacy and convenience with this beautiful 1.15-acre wooded lot located just off Highway 388 in Southport. Surrounded by nature, this serene property offers the ideal setting to build your dream home. Enjoy the peaceful atmosphere while being just a short drive from town, shopping, and the beaches. Don't miss

Heather Cole Keller Williams Realty Emerald Coast

10612 Winterhill Rd, Southport, FL 32409
/3
$33,000
- Land
- 0.36 Acre
- $91,667 per Acre
Lot 11 Everitt Ave, P C Beach, FL 32401

Centrally located lot in Panama City providing quick travel to all areas. Very close to Public Boat Ramps & Marinas, Historic Downtown PC, Hospitals, Doctors, Shopping, Tyndall AFB, Navy Base, Schools, Parks, Entertainment and Restaurants as well as the Beautiful Beaches of Panama City Beach or Mexico Beach! This lot is perfect for building your home, investment property, or install a mobile

Deborah Class ERA Neubauer Real Estate, Inc

Lot 11 Everitt Ave, P C Beach, FL 32401
/14
$75,000
- Land
- 0.70 Acre
- $107,143 per Acre
825 Vista Del Sol Ln, Panama City, FL 32404

Welcome to Laird Bayou – one of Panama City’s premier gated communities. Located on East Bay and 15 minutes from Tyndall AFB. 825 Vista Del Sol – this spacious 0.70-acre residential lot offers the perfect setting to build your custom coastal retreat, just a short walk from the community pool, private boat launch, and secure boat/RV storage. This property combines luxury, convenience, and

Rachael Davis Coldwell Banker Hartung

825 Vista Del Sol Ln, Panama City, FL 32404
/7
$47,999
- Land
- 0.49 Acre
- $97,957 per Acre
3700 Deer Run Rd, Panama City, FL 32409

This beautiful .49 acre property in the Basswood Estates community provides you with beautiful views, lots of trees and paved roads. This lot appears to have access to some utilities for a quick and easy build. Don't miss out on what could be your new forever home. The buyer will be responsible to confirm utilities, details listed and any restrictions. Great investment property! Listing is for

Zach Hilferding NEW ALLIANCE GROUP REALTY

3700 Deer Run Rd, Panama City, FL 32409
/24
$80,000
- 2 Beds
- 2 Baths
- 1,092 Sq Ft
6004 Pitti Ln, Youngstown, FL 32466

2BD/2BA, 1,092 sq ft home built in 1980. Updated metal roof, window units, original kitchen & baths, new tile flooring. Chain link front fence, vinyl back. Two 14x14 sheds w/ concrete floors + 600 sq ft chicken coop. 1-car carport, RV electric hook-up. Well & septic.

Steven Koleno Beycome of Florida LLC

6004 Pitti Ln, Youngstown, FL 32466
/3
$43,500
- Land
- 0.86 Acre
- $50,581 per Acre
0 Hamilton Rd, Panama City, FL 32404

Peaceful .8 acre Acre Lot in Sandy Creek - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious .8 acre corner lot nestled in the heart of Sandy Creek -- a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this property offers

Melana Weems Realty Check Real Estate Services

0 Hamilton Rd, Panama City, FL 32404
/8
$27,500
- Land
- 0.15 Acre
- $183,333 per Acre
986 N Harris Ave, Panama City, FL 32401

Exceptional Lot in the Heart of Panama City! This ideal lot is conveniently located on a paved road, offering endless possibilities for your dream project. With easy clearing by bush hog and a history of a previous home, it's the perfect canvas to bring your vision to life.

Kiarra Chamberlain APC Real Estate Group LLC

986 N Harris Ave, Panama City, FL 32401
/26
$78,000
- Land
- 0.98 Acre
- $79,592 per Acre
723 Vista Del Sol Ln, Panama City, FL 32404

Large lot located in the gated community of Laird Bayou. This is the perfect spot to build your dream home. Amenities include a private boat launch and a community club house with swimming pool.

Angie Blissett Berkshire Hathaway HomeServices

723 Vista Del Sol Ln, Panama City, FL 32404
/3
$7,000
- Land
- 0.17 Acre
- $41,176 per Acre
0 Dogwood St Unit 775869, Fountain, FL 32438

Build your dream on this secluded lot in the Fountain area of Bay County, perfect for your next home. Just a short drive to the world's most beautiful beaches, natural Florida Springs, and all the conveniences and luxuries of the Panama City area while still having your own quiet place to get away from it all. Call your favorite Realtor today to learn more about this property

Melany Hathcock Keller Williams Success Realty

0 Dogwood St Unit 775869, Fountain, FL 32438
/2
$10,000
- Land
- 0.75 Acre
- $13,333 per Acre
00 Krocus St, Fountain, FL 32438

Construct your dream home on this secluded lot in the Fountain area of Bay County. The lot will be cleared, making it ideal for your future residence. It's just a short drive to the world's most beautiful beaches, natural Florida springs, and all the conveniences and amenities offered in the Panama City area, while still providing you with a quiet retreat to escape the hustle and bustle. Contact

Melany Hathcock Keller Williams Success Realty

00 Krocus St, Fountain, FL 32438
/14
$75,000
- Land
- 0.49 Acre
- $153,061 per Acre
1007 Reel Easy Dr, Panama City, FL 32404

Positioned on a generous stretch of waterfront, this remarkable homesite offers unspoiled bayou views and a tranquil sense of retreat. Set within a secure gated community on a natural peninsula between Laird Bayou and East Bay, the property invites you to create a dream home framed by serene water and lush coastal greenery. Residents enjoy the kind of privacy and peace that's increasingly rare,

Christina Knox Scenic Sotheby's International Realty

1007 Reel Easy Dr, Panama City, FL 32404
/6
$40,000
- Land
- 0.80 Acre
- $50,000 per Acre
00 Raccoon Rd, Southport, FL 32409

If you're searching for a secluded lot with easy access, you won't want to miss 00 Raccoon Road. This property is ideal for anyone needing some personal space while still being conveniently located just outside of Panama City. With the world's most beautiful beaches only a short drive away and several natural springs in Florida nearby, this lot provides numerous opportunities for convenience,

Melany Hathcock Keller Williams Success Realty

00 Raccoon Rd, Southport, FL 32409
/14
$99,000
- Land
- 0.11 Acre
- $900,000 per Acre
5304 Hopetown Ln, Panama City, FL 32408

Unique opportunity to build your dream home in Martinique! This residential lot is located in one of Panama City Beach's most exclusive private communities, just minutes from the sugar-white beaches and close to iconic restaurants like Captain Anderson's and Grand Marlin. Martinique offers amenities such as a community pool, sports courts, playgrounds, walking trails, and 24/7 security. Enjoy a

Veronica Mancilla Beachy Beach Real Estate

5304 Hopetown Ln, Panama City, FL 32408
/15
$99,700
- Land
- 1.64 Acres
- $60,793 per Acre
6807 John Pitts Rd, Panama City, FL 32404

Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously home to a mobile home that was loss during hurricane Michael, the land still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds

Lisa Morgan World Impact Real Estate

6807 John Pitts Rd, Panama City, FL 32404
/16
$28,000
- Land
- 0.27 Acre
- $103,704 per Acre
927 Watermark Way, Callaway, FL 32404

Discover the hidden gem of Laird Point, a quiet gated enclave located along the shores of East Bay in Panama City. This generous lot offers the perfect setting for your future home, with underground utilities already in place and plenty of room to bring your custom vision to life. Whether you're planning a primary residence, retirement retreat, or long-term investment, this scenic community

Carole Lea Gilman Keller Williams Realty Emerald

927 Watermark Way, Callaway, FL 32404

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