Bay County FL Homes under $200,000

/21
$185,000
- Land
- 0.25 Acre
- $740,000 per Acre
401 Arizona Dr, Mexico Beach, FL 32456

Discover the perfect opportunity to build your dream home on this exceptional vacant corner lot, located in the coveted X flood zone, ideally situated just half a mile from the stunning Gulf of Mexico. This prime piece of real estate having been previously cleared of large trees, helps in providing a canvas for your architectural vision. Enjoy the proximity to beautiful beaches and the tranquil

Kathe Jones

Bay Properties Real Estate Group, LLC

(844) 794-2275

401 Arizona Dr, Mexico Beach, FL 32456
/6
$100,000
- Land
- 10 Acres
- $10,000 per Acre
11630 County Line Rd, Fountain, FL 32438

10 Acres located in Fountain, FL. Electric available. Septic, Well and pond located on the property. Previous mobile home being on the land. (Condition of well and septic unknown). Rolling hills in this area about 35 miles north of Panama City, FL. Survey Available.

Carol Erwin

Forgotten Coast Realty of NW Florida LLC

(850) 990-1725

11630 County Line Rd, Fountain, FL 32438
/2
$175,000
- Land
- 0.15 Acre
- $1,166,667 per Acre
403 N Arnold Rd, Panama City Beach, FL 32413

401 and lot 403 combine for about a .25 acre

Frank Trenholm

Coldwell Banker Realty

(448) 217-2328

403 N Arnold Rd, Panama City Beach, FL 32413
/2
$175,000
- Land
- 0.07 Acre
- $2,500,000 per Acre
401 N Arnold Rd, Panama City Beach, FL 32413

401 and 403 Arnold located on Route 79 combine for approximately .25 acres.

Frank Trenholm

Coldwell Banker Realty

(448) 231-1326

401 N Arnold Rd, Panama City Beach, FL 32413
/24
$138,000
- 3 Beds
- 2 Baths
- 1,404 Sq Ft
7103 Letohatchee St, Panama City, FL 32404

This inviting home offers a spacious open living area, a generously sized master suite, and a functional galley-style kitchen. The large fenced yard includes a versatile storage building, perfect for a workshop, hobby space, or extra storage. Don't miss out on this fantastic opportunity!

Scott Seidler - TheConnectionTeam

Keller Williams Success Realty

(448) 231-1567

7103 Letohatchee St, Panama City, FL 32404
/7
$139,000
- Land
- 1.08 Acres
- $128,704 per Acre
7513 Sunset Bay Ln, Panama City Beach, FL 32413

Seller financing will be considered with a substantial down payment, offering a flexible path to ownership in the unique, nature-focused community of RiverCamps. This homesite offers unmatched privacy, with protected wetlands ensuring that no homes can be built to the north or west, preserving the peaceful, secluded feel of the lot. Nestled between the Intracoastal Waterway, Crooked Creek, and

Britt Matthews

Beachy Beach Real Estate

(448) 228-0399

7513 Sunset Bay Ln, Panama City Beach, FL 32413
/7
$119,000
- Land
- 0.26 Acre
- $457,692 per Acre
1411 N Cove Blvd, Panama City, FL 32401

Priced to Sell and right on MLK/Cove Blvdgreat building lot

Erich Hardy

Think Real Estate

(448) 413-6422

1411 N Cove Blvd, Panama City, FL 32401
/43
$125,000
- Land
- 0.53 Acre
- $235,849 per Acre
8405 Deepwater Creek Ln, Panama City Beach, FL 32413

Build your dream home on this beautiful 1/2 acre wooded lot, tucked away on a quiet cul-de-sac on Deepwater Creek Lane in the highly sought-after gated community of RiverCamps. This spacious homesite offers a large buildable area, surrounded by natural beauty and privacy. RiverCamps is a 1,500-acre waterfront preserve where fewer than 450 homesites will be developed on 500 acres, with the

Scott Hofmeister

98 Real Estate Group, LLC

(651) 434-0868

8405 Deepwater Creek Ln, Panama City Beach, FL 32413
/8
$124,900
- Land
- 0.17 Acre
- $725,319 per Acre
110 Saint Charles St, Mexico Beach, FL 32456

Cleared and ready to build 75x100 vacant lot in Casuna Subdivision. The property is within minutes of the beach access located at the end of 15th St., community POOL, city parks, restaurants and shops. Golf carts are allowed on all city streets in Mexico Beach. No buildout times. HOA fee is only $900.00 annually. Call your Realtor today!

Ryan Harmon

Mexico Beach Harmon Realty Inc

(888) 465-0789

110 Saint Charles St, Mexico Beach, FL 32456
/5
$195,000
- Land
- 0.33 Acre
- $590,909 per Acre
507 Cathey Ln, Mexico Beach, FL 32456

This lot is ready for your dream home. Beautiful landscape with lots of palm trees. It has a 30'' x 30'' garage with a new roof in 2019. City water and city sewer at property as there was once a home on the lot.

Carol Erwin

Forgotten Coast Realty of NW Florida LLC

(844) 440-8585

507 Cathey Ln, Mexico Beach, FL 32456
/25
$169,000
- 1 Bath
- 400 Sq Ft
4114 Holiday Dr Unit 12, Panama City, FL 32408

Enjoy the perfect beach escape in this fully furnished short-term rental, located just steps from Beach Access 13.The Unit features a new A/C unit (only 1 year old), a brand-new refrigerator, and a washer and dryer for your convenience. A reserved parking spot, along with water is included, and pets are welcome, so everyone in the family can join the fun!Comfortable, clean, and close to the beach

Tareva Ligas

Keller Williams Success Realty

(850) 677-4553

4114 Holiday Dr Unit 12, Panama City, FL 32408
/31
$117,500
- 3 Beds
- 2 Baths
- 1,072 Sq Ft
1006 N Church Ave, Panama City, FL 32401

Charming 3-Bedroom, 2-Bath Home - Great Location & Investment Potential!This cute three-bedroom, two-bathroom home is centrally located, just 20 minutes from some of the world's most beautiful beaches. While the home does need some work, it offers incredible potential for the right buyer. With a little creativity and elbow grease, this property is perfect for building sweat equity.Situated in

Scott Seidler - TheConnectionTeam

Keller Williams Success Realty

(850) 600-2082

1006 N Church Ave, Panama City, FL 32401
/40
$155,000
- 4 Beds
- 2 Baths
- 1,325 Sq Ft
2004 Greenbriar Blvd, Lynn Haven, FL 32444

Price reduced on this 4 bd, 2 ba Lynn Haven Home on a dead end street, convenient to schools and all shopping. Numerous updates done throughout home to include granite countertops in kitchen, stainless appliances, flooring and more. Home does need some repairs and appears to have some structural issues. Call today for your personal tour of this home.

MaryAnn Enfinger

Overstreet Realty

(850) 900-2105

2004 Greenbriar Blvd, Lynn Haven, FL 32444
/13
$149,000
- Land
- 2.17 Acres
- $68,664 per Acre
3097 Ormond Ave, Panama City, FL 32405

Confirm all info and perform due diligence. Please note, the remnants of radio tower, two storage units, and contents of storage units transfer with property.

Yvette Colona

Coldwell Banker Realty

(850) 789-6179

3097 Ormond Ave, Panama City, FL 32405
/22
$199,000
- Land
- 1.17 Acres
- $170,085 per Acre
9738 Summer Creek Dr, Panama City, FL 32409

MAJOR PRICE IMPROVEMENT!! Creek Front Lot. A dock can be built to access creek. Discover the perfect opportunity to build your dream home in the highly sought-after community of Cedar Creek in Southport, Florida. This prime vacant land parcel offers an ideal blend of privacy and convenience, located right next door to the community's spacious clubhouse, with a beautiful wooded buffer providing a

Inga Brown

Counts Real Estate Group

(850) 605-0160

9738 Summer Creek Dr, Panama City, FL 32409
/27
$199,999
- 1 Bed
- 1 Bath
- 410 Sq Ft
101 Cain Rd Unit A, Panama City Beach, FL 32413

On Lake Powell- It is Florida's largest dune lake. Two Pools, bock ramp with large dock for fishing.Perfect for short term rentals or just a GREAT INVESTMENT with this sought after area. Across from Carillon Beach. Convenience is key! Groceries, restaurants,Camp Helen, 30A all just a quick ride.Call today and schedule your showing . This is an incredible location. Do not let this deal pass you

Tracye Crass

Beach Haven Realty

(850) 498-1714

101 Cain Rd Unit A, Panama City Beach, FL 32413
/9
$155,000
- Land
- 0.15 Acre
- $1,047,297 per Acre
139 Ocean Plantation Cir, Mexico Beach, FL 32456

Cul De Sac lot for sale in the Ocean Plantation Subdivision. This neighborhood is close to all the activity in Mexico Beach. This subdivision is the closest one to the beach and a public walkway to the white sandy beach. There is a Community pool and covenants and restrictions which include a minimum square footage of 1500 SF. Lot is located in the X flood zone and this subdivision allows

Regina Gossett

98 Real Estate Group, LLC

(877) 461-7078

139 Ocean Plantation Cir, Mexico Beach, FL 32456
/32
$169,000
- Land
- 0.97 Acre
- $174,227 per Acre
7535 Morning Marsh Trail, Panama City Beach, FL 32413

Discover tranquility in Rivercamps, a coveted gated community offering an unparalleled coastal lifestyle. This vacant lot awaits your vision, nestled within a haven of natural beauty and waterways. Enjoy exclusive access to West Bay and Crooked Creek, along with amenities like a boat ramp, community pool, a waterside campsite with tents, a bathhouse, a fire pit, and more than seven miles of

Randy Carroll

Scenic Sotheby's International Realty

(850) 695-4214

7535 Morning Marsh Trail, Panama City Beach, FL 32413
/11
$199,990
- 1 Bath
- 400 Sq Ft
4114 Holiday Dr Unit 16, Panama City, FL 32408

This charming condo Is located on the 1st Floor, located less than a minute from Beach Access 13. Fully furnished and move-in ready, this unit also has a washer and dryer that convey with the sale. Situated within walking distance of popular restaurants, amusement parks, and local shops! Contact your realtor for a private showing!

Tareva Ligas

Keller Williams Success Realty

(850) 845-8249

4114 Holiday Dr Unit 16, Panama City, FL 32408
/13
$174,900
- 2 Beds
- 1.5 Baths
- 936 Sq Ft
816 Detroit Ave, Panama City, FL 32401

Turnkey Opportunity in the Heart of Springfield, FL - Fully Renovated and Ready to Go!Welcome to 816 Detroit Avenue, a beautifully updated 2-bedroom, 1.5-bathroom property located right in the heart of Springfield, Florida. Whether you're a first-time homebuyer looking for a move-in-ready residence or an investor seeking a high-demand rental, this property checks all the boxes.Positioned just

Michael McKinney Counts Real Estate Group Inc

816 Detroit Ave, Panama City, FL 32401
/19
$189,000
- 2 Beds
- 1 Bath
- 1,149 Sq Ft
716 Williams Ave, Panama City, FL 32401

This charming 2 bed 1 bath house located off of Business 98 is perfect for small families or first time home buyers! It also comes with a bonus room that could be turned into a third bedroom if desired. The big backyard comes equipped with 2 SHEDS, an outdoor shower, and a privacy fence! Interior of the house has very spacious rooms, and a good sized kitchen with an island. If you're looking for

Wesley Prothro Prothro Real Estate & Associates

716 Williams Ave, Panama City, FL 32401
/20
$184,000
- Studio
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 206, Panama City Beach, FL 32413

Fontainebleau Terrace is a historic beachfront condominium complex located in the heart of Panama City Beach. This beach front studio condo allows direct access to stunning white sandy beaches that Panama City Beach is known for. This property includes a seasonally heated pool; owners lounge with fully equipped kitchen, on site parking and some of the best views that Panama City Beach has to

Matt Keaton Counts Real Estate Group Inc

14401 Front Beach Rd Unit 206, Panama City Beach, FL 32413
/26
$189,900
- 3 Beds
- 2 Baths
- 1,326 Sq Ft
8521 Hudson Rd, Panama City, FL 32404

Ready for simple, low maintenance, country living? Take a look at this 3 bedroom home located approximately 12 miles North of Panama City and 20 miles from Tyndall Air Force Base. Situated on nearly 1/2 acre, this home would be ideal as a starter home, for a couple, or a small family. You'll find the large kitchen at the center of the home with ample counter and cabinet space. The master bedroom

Savannah Hamilton Paradise Properties of NW Florida

8521 Hudson Rd, Panama City, FL 32404
/2
$185,000
- 2 Beds
- 1 Bath
- 1,211 Sq Ft
Unlisted Address

Investment Opportunity or Fixer UpperOver 1 acre offering possibility to build 2 single family residences or possibly put a small subdivision in of 8 single family homes.(Verify this information with the County)The existing home has 2 bedrooms 1 bath, screened porch but is in need of repairs.Endless possibilities with a great location in Highland Park close to 231, Lynn Haven, Mosley, Highland

Susan Tucker Hitchcock Real Estate LLC

Unlisted Address
/11
$175,000
- 3 Beds
- 2 Baths
- 768 Sq Ft
1604 Drake Ave, Panama City, FL 32405

Great flip project for your next investment. Home needs some flooring work, etc., but has great bones. Large lot with lots of trees makes this St. Andrews home a diamond in the rough

Barbara Hoyt Investors Advantage RE

1604 Drake Ave, Panama City, FL 32405
/11
$169,900
- 3 Beds
- 1 Bath
- 1,135 Sq Ft
3906 Wave Ave, Panama City, FL 32404

INVESTMENT OPPORTUNITY AWAITS! This 3 bedroom, 1 bathroom home offers a semi-open floorplan with fireplace, spacious bedrooms, and an interior laundry area. While it needs updating like flooring and HVAC, it's full of potential for those looking to create a personalized home or investment property. The fenced backyard and open side patio provide outdoor space to enjoy, and the location is

Kelli Garrett CENTURY 21 Commander Realty

3906 Wave Ave, Panama City, FL 32404
/37
$190,000
- 3 Beds
- 1 Bath
- 1,216 Sq Ft
617 N 9th Plaza, Panama City, FL 32404

This cozy and well-maintained block home is move-in ready and waiting for its new owner. Located on a large lot, it's just a short walk to the brand-new 18-acre Parker Sports Complex, featuring pickleball and tennis courts, a baseball field, walking trails, dog park, and playground. Love the outdoors? You're also just down the road from the Lake Martin boat landing. Very close to Tyndall Air

Celia Bush Think Real Estate

617 N 9th Plaza, Panama City, FL 32404
/24
$195,000
- 2 Beds
- 2 Baths
- 1,188 Sq Ft
6408 Lenawee St, Panama City, FL 32404

***$5000 APPLIANCE ALLOWANCE****Act fast-this adorable, move-in-ready gem won't last long! Fall in love with its surprisingly roomy layout and coastal charm before it's gone! This absolutely darling 2-bed, 2 bath haven, which looks deceptively petite from the outside, surprises with its remarkably spacious interior. It comes with a fabulous $5,000 appliance allowance to craft your dream kitchen,

April Gibson Dalton Wade Inc

6408 Lenawee St, Panama City, FL 32404
/11
$165,000
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
5205 E 11th St, Panama City, FL 32404

Spacious Family Home 3BR/ 2 Full BathsDon't miss this charming home nestled on a large lot, off Tyndall Pkwy-close to shopping, dining, and all the conviences of Callaway FloridaBonus room- perfect for an office, playroom, or guest space.Dedicated dining roomNever roof for peace of mindOutbuilding for extra storage, hobby space or workshop.Ample parking-bring your boat,trailer or RVspacious back

Will Pender Keller Williams Success Realty

5205 E 11th St, Panama City, FL 32404
/6
$168,900
- 3 Beds
- 1 Bath
- 1,040 Sq Ft
235 Central Ave, Panama City, FL 32401

MOVE-IN READY! 3-bedroom, 1-bathroom home in desirable Springfield, Bay County! This property features completely renovated interior with contemporary finishes, nice bedrooms perfect for comfortable living. updated flooring throughout, fresh paint. . Located in a prime Springfield location, this property offers convenient access to major shopping centers, close proximity to diverse dining and

Timothy Knight AMERICAN REALTY of Bay Co, Inc

235 Central Ave, Panama City, FL 32401
/16
$165,000
- 4 Beds
- 2 Baths
- 2,589 Sq Ft
6836 Davis Rd, Panama City, FL 32404

Investors look here!!! This 4 bedroom 2 bath home i located on almost 2 acres, close to HWY 231, just north of Panama City. The interior has been gutted to the studs and is ready to go back together with your very own style and taste. The structure is soilid and unique and some of the HVAC and bathroom work has been competed. The interior is open and spacious and features multiple levels. Use

Jeff Payne Keller Williams Success Realty

6836 Davis Rd, Panama City, FL 32404
/34
$169,900
- 3 Beds
- 1 Bath
- 1,400 Sq Ft
5220 Cherry St, Panama City, FL 32404

Large Versatile Corner Lot! This property truly stands out with its mixed-use zoning, offering a wealth of possibilities. You could easily continue using it as a spacious residence or transform it into a strategic office space; it's also suitable for further development. Whether you envision establishing a home-based business, a small commercial venture, or even redeveloping the area, this

Jessica Albritton Beachy Beach Real Estate

5220 Cherry St, Panama City, FL 32404
/25
$182,000
- 2 Beds
- 2.5 Baths
- 1,300 Sq Ft
136 Georgetown Ave Unit 2A, Inlet Beach, FL 32461

When it comes to fractional ownership, look no further than The Private Residence Club at Rosemary Beach. These Condos are all beautifully furnished and offer the perfect amount of space for your family to relax after a day at the beach. You can head up to the beautiful rooftop pool to enjoy the sunset or go relax at the Rosemary Beach Owners Pool and Club. This ownership allows you the luxury to

Clark & Mitchell Group Rosemary Beach Realty LLC

136 Georgetown Ave Unit 2A, Inlet Beach, FL 32461
/25
$169,900
- 3 Beds
- 1 Bath
- 1,175 Sq Ft
815 Huntington Dr, Panama City, FL 32401

COZY 3 BEDROOM HOME WITH BONUS ROOM & OUTDOOR LIVING! This 3 bedroom, 1 bath home offers charm and potential, featuring a bonus room and an interior laundry/mud room. Tile flooring throughout provides durability and easy upkeep. The eat-in kitchen includes open cabinetry, ample cabinet space, and a pantry. Enjoy outdoor living with a covered front porch enclosed by a classic picket fence and a

Kelli Garrett CENTURY 21 Commander Realty

815 Huntington Dr, Panama City, FL 32401
/17
$174,900
- 2 Beds
- 1 Bath
- 748 Sq Ft
4910 Alameda St, Panama City, FL 32404

Renovated Showcase: Perfect First Home or Smart Investment. This meticulously renovated 2-bedroom, 1-bathroom gem presents an ideal first home or exceptional investment opportunity in today's competitive market. Every detail has been thoughtfully updated to create a property that has strong rental income potential with minimal maintenance concerns. The open-concept layout maximizes the living

Nathan Lawrence Legacy Premier Agency

4910 Alameda St, Panama City, FL 32404
/11
$185,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 402, Panama City Beach, FL 32413

Exceptional Investment Opportunity at the Historic Fontaine Bleau, Panama City BeachDiscover a rare chance to acquire a highly desirable coastal asset in the iconic Fontaine Bleau, where timeless elegance meets modern appeal. This beautifully remodeled studio condo represents a compelling investment, offering both personal enjoyment and lucrative income potential.Prime Location & Market

Sandi Smith Dalton Wade Inc

14401 Front Beach Rd Unit 402, Panama City Beach, FL 32413
/25
$187,500
- Studio
- 1 Bath
- 434 Sq Ft
134 Damon Cir Unit T, Panama City Beach, FL 32407

Discover your perfect beach getaway or vacation rental in this fully furnished studio condominium, nestled within a secure gated community. The open-concept design enhances the living space, featuring modern upgrades and a private balcony to unwind after a day at the beach.Just a 6-minute stroll away, enjoy exclusive access to a private beach club. The community boasts incredible amenities,

Kialea Madden Southern Choice Properties Llc

134 Damon Cir Unit T, Panama City Beach, FL 32407
/21
$185,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 302, Panama City Beach, FL 32413

Own a Piece of Paradise at the Historic Fontainebleau in Panama City Beach! **Seller Financing is available**Step back in time and experience the perfect blend of nostalgia and modern coastal living in this charming unit at the iconic Fontainebleau. Once a glamorous hotel that welcomed visitors from all over the world, (rumor has it that Elvis once stayed here) this piece of Panama City Beach

Paul Outlaw Real Broker LLC

14401 Front Beach Rd Unit 302, Panama City Beach, FL 32413
/27
$188,000
- 2 Beds
- 2.5 Baths
- 1,300 Sq Ft
136 Georgetown Ave Unit 1A-4, Inlet Beach, FL 32461

Experience the luxury of owning a vacation home in Rosemary Beach without the full expense or upkeep through this fractional ownership opportunity at the Private Residence Club (PRC). This exclusive arrangement offers the comforts of private ownership combined with the exceptional services and amenities of a luxury resort. On-site professional management takes care of maintenance, utilities, and

Jennifer Smith Rosemary Beach Realty LLC

136 Georgetown Ave Unit 1A-4, Inlet Beach, FL 32461
/17
$184,900
- 1 Bed
- 1 Bath
- 532 Sq Ft
3614 Tiki Dr Unit 411, Panama City, FL 32408

Welcome to your beachside retreat--where style, comfort, and effortless living come together, all for under $200,000! Whether you're searching for the perfect vacation retreat, a smart investment, or a relaxing second home, this meticulously updated one-bedroom, one-bath beauty is ready to welcome its next owner.Located on the ground floor for easy access, this gem has been thoughtfully refreshed

James Payton Coastal Living Realty & Associates

3614 Tiki Dr Unit 411, Panama City, FL 32408

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